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August 02, 2014
Legals (8-21-13)
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NOTICE OF SALE UNDER POWER LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Amanda L. Dezoort to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Capital Advisors, LC dated 9/24/2012 and recorded in Deed Book 1228 Page 291, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 132,554.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on September 03, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 150, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE CORPS OF ENGINEERS CONCRETE MARKER FOUND WITH IRON PLAT No. 150-7 LOCATED ABOVE THE HIGH WATER MARK ON THE EASTERLY SIDE OF THE CHESTATEE RIVER; THENCE RUNNING NORTH 89 DEGREES 33 MINUTES 21 SECONDS EAST A DISTANCE OF 100.32 FEET TO AN IRON PIN FOUND; THENCE RUNNING SOUTH 81 DEGREES 02 MINUTES 28 SECONDS EAST A DISTANCE OF 24.91 FEET TO AN IRON PIN SET; THENCE RUNNING SOUTH 00 DEGREES 24 MINUTES 49 SECONDS WEST A DISTANCE OF 222.32 FEET TO AN IRON PIN FOUND; THENCE RUNNING NORTH 27 DEGREES 22 MINUTES 59 SECONDS WEST A DISTANCE OF 50.78 FEET TO AN IRON PIN FOUND; THENCE RUNNING SOUTH 56 DEGREES 41 MINUTES 00 SECONDS WEST A DISTANCE OF 84.62 FEET TO AN IRON PIN SET; THENCE RUNNING NORTH 51 DEGREES 11 MINUTES 51 SECONDS WEST A DISTANCE OF 164.76 FEET TO AN IRON PIN SET; THENCE RUNNING NORTH 38 DEGREES 44 MINUTES 36 SECONDS EAST A DISTANCE OF 158.42 FEET TO A CORPS OF ENGINEERS CONCRETE MARKER FOUND WITH IRON PLAT No. 150-7 AND THE POINT OF BEGINNING; SAID TRACT CONTAINING 0.819 ACRES, MORE OR LESS, ALL AS SHOWN ON SURVEY DATED SEPTEMBER 20, 2008, DRAWING NUMBER P-11-4, CERTIFIED BY DAVID M. MOCK, GRLS NO. 2761. TOGETHER WITH AND SUBJECT TO WITHOUT REPRESENTATION OR WARRANTY, AN EASEMENT FOR INGRESS AND EGRESS ALONG A GRAVEL ROAD KNOWN AS FOX HOLLOW ROAD, AND GRANTEES AGREE TO BE RESPONSIBLE FOR GRANTEE 'S SHARE OF THE UPKEEP AND MAINTENANCE OF SAID ROAD. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney ' s fees (notice of intent to collect attorney ' s fees having been given). Said property is commonly known as 834 Fox Hollow Road, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Amanda L. Dezoort or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Amanda L. Dezoort Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, 404-994-7400. 1000-667498425A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498425A

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Donald Wayne Presnell and Peggy Lee Presnell a/k/a Peggy L Whaley to Mortgage Electronic Registration Systems, Inc., dated September 18, 2006, recorded in Deed Book 1006, Page 485, Lumpkin County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2007-1, Home Equity Pass-Through Certificates, Series 2007-1 by assignment recorded in Deed Book 1244, Page 370, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($56,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2013, the following described property: SEE EXHIBIT " A " ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney ' s fees (notice of intent to collect attorney ' s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2007-1, Home Equity Pass-Through Certificates, Series 2007-1 is the holder of the Note and Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Wayne Presnell and Peggy Lee Presnell or a tenant or tenants and said property is more commonly known as 7014 Hwy 52 E, Murrayville, Georgia 30564. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2007-1, Home Equity Pass-Through Certificates, Series 2007-1 as Attorney in Fact for Donald Wayne Presnell and Peggy Lee Presnell a/k/a Peggy L Whaley McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/sc1 9/3/13 Our file no. 5462713-FT5 EXHIBIT " A " All that lot or parcel of land lying and being in land lot 95 of the 1st district, originally Habersham, now Lumpkin County, Georgia, containing 0.748 acre, more or less, according to a plat of survey entitled survey for Kenneth and Frances Wigley, prepared by Terrell and Associates, GRLS, dated April 21, 1989, recorded in Plat Book 21, Page 136 of the Lumpkin County Records, Said plat being incorporated herein and made a part hereof by reference. Subject to all easements, covenants and restrictions of record or currently in use. MR/sc1 9/3/13 Our file no. 5462713 - FT5

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Alma Ruth Skates , deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. Lee Ann Skates Johnson as Administrator of the Estate of Alma Ruth Skates, deceased

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anna Balboni and Gerardo M. Balboni, III to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Express Corp. its successors and assigns dated August 18, 2006 in the amount of $99,000.00, and recorded in Deed Book 1003, Page 147, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 632 in the 5th District, 1st Section of Lumpkin County, Georgia, consisting fo 10 (ten) acres, more or less and being more fully described and delineated according to a plat of survey prepared April 24, 1979, by Beallo-Mundy and Associates, Georgia Registered Surveyer, which is recorded in Plat Book 7, Pafe 271, Lumpkin County, Georgia Records, which is incorporated by reference herein, Less and Except that certain 5.80 acre tract that was conveyed to Elizabeth Mincey under a Warranty Deed dated April 30, 1984, which is recorded in Deed Book R-4, Page 565, Lumpkin County Records, and Less and Except that certain 1.53 acre tract that conveyed was conveyed to John W. Clark and Helen E. Clark under a Warranty Deed, dated April 4, 1991, which is recorded in Deed Book W-9, Page 162-163,Lumpkin County Records. which has the property address of 32 Harvest Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys ' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Anna Balboni and Gerardo M. Balboni, III and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Bank of America, N.A. Home Loan Assistance Dept. Plano, TX 75024 Phone Number: (800) 669-6650. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Bank of America, N.A. Attorney in Fact for Anna Balboni and Gerardo M. Balboni, III McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates: 08-07-2013, 08-14-2013, 08-21-2013, 08-28-2013 File No. 13-02737 /FNMA/lseymore THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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Notice of Sale Under Power

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson (the "Grantor ") to Regions Bank (the "Lender ") dated September 6, 2002 and recorded September 11, 2002 in Deed Book Y29, Page 268, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated November 14, 2002 and recorded November 22, 2002 in Deed Book J30, Page 61, aforesaid records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated February 27, 2006 and recorded April 3, 2006 in Deed Book Q37, Page 172, aforesaid records (hereinafter referred to as the "Security Deed "), conveying the property described below to secure repayment of (i) that certain Promissory Note dated February 27, 2006 made payable by Grantor in the maximum principal amount of $591,720.53, together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications, the "Note "); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness "), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in September, 2013 (being September 3, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1147 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 5.537 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated February 12, 1997, prepared for Carl Bradley Anderson and Nathan Scott Anderson by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 170, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record. The above-described property is commonly known as 306 Crabapple Place, Dahlonega, Lumpkin County, Georgia 30533 , according to the present system of numbering property in Lumpkin County, Georgia. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney ' s fees (written notice of intent to collect attorney ' s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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Notice of Sale Under Power

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Construction Security Deed given by Carl Bradley Anderson and Ritchie Blain Anderson (the "Grantors ") to Regions Bank (the "Lender ") dated June 8, 2001 and recorded June 12, 2001 in Deed Book P27, Page 462, Lumpkin County, Georgia official records (hereinafter referred to as the "Security Deed "), conveying the property described below to secure repayment of (i) that certain Promissory Note dated June 30, 2008 made payable by Grantors in the maximum principal amount of $318,654.20, together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications, the "Note "); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantors to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness "), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in September, 2013 (being September 3, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1148 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 4.10 acres, more or less, and being more fully described and delineated as Tract "B " according to a Plat of Survey prepared September 14, 1989, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 21, Page 172, Lumpkin County Records and which is incorporated by reference herein. This is the same property which was conveyed to Carl Bradley Anderson and Ritchie Blain Anderson under a Warranty Deed from Hayward Anderson and Joyce Anderson dated December 1, 2000, which is recorded in Deed Book S-26, Pages 145-147, Lumpkin County Records. The property is conveyed along with and subject to the easement rights and reservations set out more fully in said deed. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney ' s fees (written notice of intent to collect attorney ' s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the Grantors or a tenant or tenants claim through them are in possession of the property. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson and Ritchie Blain Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

CHRIS C. SMITH Plaintiff, v. DANNY GRINDLE, TERRY WAYNE GRINDLE, WYLENE R. GRINDLE Defendants. Civil Action No. 12-CV-832-RG NOTICE OF PUBLICATION By order for service of publication dated July 10, 2013, Danny Grindle is hereby notified that Chris C. Smith filed suit against them for Declaratory Judgment, Remove Cloud from title, Reformation, Breach of Warranty of Title, Unjust Enrichment and Temporary Interlocatory Injunction on December 19, 2012. Danny Grindle is required to file with the Clerk of the Superior Court, and serve upon Plaintiff ' s Attorney, Brian Linkowski, an answer in writing within sixty (60) days of the date of the order for publication. This 17 th day of July, 2013 W. Reese Willis, III Georgia State Bar No. 767067 Brian Linkowski Georgia State Bar No. 141403 Attorneys for the Plaintiff Chris C. Smith Fidelity National Title Group 4170 Ashford Dunwoody Road Suite 460 Atlanta, GA 30319 (770) 325-4844 (Telephone) reese.willis@fnf.com brian.linkowski@fnf.com

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Clent T. Kendall to Branch Banking and Trust Company, dated October 21, 2002, recorded November 25, 2002, in Deed Book J-30, Page 387, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of NINETY-FOUR THOUSAND DOLLARS AND NO CENTS ($94,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in September 2013 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Clent T. Kendall, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING LAND LOTS 631 AND 662 IN THE 5TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND POSSIBLY ALSO DAWSON COUNTY, GEORGIA, CONSISTING OF 9.1 ACRES, MORE OR LESS, AND BEING THE SAME THE PROPERTY THAT WAS CONVEYED TO CLENT T. KENDALL UNDER A WARRANTY DEED FROM RICHARD NEVILLE AND JOHN M. SHINALL DATED APRIL 3, 1975 WHICH IS RECORDED IN DEED BOOK I-3, PAGE 220, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. THE PROPERTY IS ALSO DESCRIBED AS ALL OF LAND LOT 631 WHICH LIES SOUTH OF LITTLE MOUNTAIN ROAD AND WEST OF THE COUNTY ROAD NOW KNOWN AS MAX WEHUNT ROAD, FORMERLY SIMMONS ROAD, AND ALL OF LAND LOT 662 WHICH LIES WEST OF MAX WEHUNT ROAD, FORMERLY SIMMONS ROAD. Said property being known as 84 MAX WEHUNT ROAD, DAHLONEGA, GEORGIA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys ' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Clent T. Kendall or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANAE BETZER AND KENNETH BETZER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ( "MERS ") AS NOMINEE FOR METRO BROKERS FINANCIAL INC. , dated 06/25/2003, and Recorded on 08/04/2003 as Book No. 231 and Page No. 46-55, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $132,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in September, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 113, 1ST DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.46 ACRES, MORE OR LESS, AS PER PLAT OF SURVEY PREPARED BY BURNS L. JEFFRIES, RLS, DATED JUNE 17, 2003, AND RECORDED IN PLAT BOOK 1-89, PAGE 174, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION. BEING THE SAME PROPERTY CONVEYED BY GRANT P. CARMICHAEL AND MARY M. CARMICHAEL TO PAMELA B. CARMICHAEL AND THOMAS CARMICHAEL ON JANUARY 18, 1994 AND RECORDED IN DEED BOOK 813, PAGE 215, LUMPKIN COUNTY, GEORGIA RECORDS CONSISTING OF 1.5596 ACRES. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney ' s fees (notice of intent to collect attorney ' s fees having been given). JPMORGAN CHASE BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. 44-14-162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866-550-5705. Please note that, pursuant to O.C.G.A. 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 116 HOLLY LANE, DAHLONEGA, GEORGIA 30533 is/are: DANAE BETZER AND KENNETH BETZER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, N.A. as Attorney in Fact for DANAE BETZER AND KENNETH BETZER. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120187400101 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by David Joel Dearman Jr and Savannah S. Dearman to Wells Fargo Bank, N.A. dated January 19, 2011, and recorded in Deed Book 1180, Page 331, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment,, securing a Note in the original principal amount of $173,244.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 517, 518 & 534, 12th DISTRICT, 1st SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY C. C. DAVIS, JR., GEORGIA REGISTERED LAND SURVEYOR,: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.305 ACRES, MORE OR LESS. THE SUBJECT PLAT BEING OF RECORD IN CABINET ONE, SLIDE 48, PLAT 160A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH THAT CERTAIN ROAD MAINTENANCE AND EASEMENT AGREEMENT AS RECORDED IN DEED BOOK S-24, PAGES 32-33, LUMPKJN COUNTY RECORDS. GRANTOR RESERVES AN EASEMENT AS SHOWN ON SAID SURVEY BEING 40 FEET IN WIDTH FOR INGRESS, EGRESS, AND THE INSTALLATION OF UTILITIES. THE FOLLOWING RESTRICTIVE COVENANTS SHALL APPLY TO SUBJECT PROPERTY AND SHALL BE A COVENANT RUNNING WITH THE LAND: SUBJECT PROPERTY SHALL BE RESTRICTED TO THE BUILDING OF SINGLE FAMILY DWELLING WITH A MINIMUM LIVING AREA OF NOT LESS THAN 1,350 SQUARE FEET. MINIMUM LIVING AREA EXCLUDES OPEN PORCHES, GARAGES, CARPORTS, UNFINISHED BASEMENTS AND) OTHER AREAS NOT USUALLY HEATED OR AIR CONDITIONED. NO MOBILE HOMES, DOUBLE-WIDES OR TRAILERS OF ANY TYPE SHALL BE ALLOWED. ALL CONSTRUCTION SHALL BE IN ACCORDANCE WITH LOCAL BUILDING CODES. NO TRAILERS, BOATS, BOAT TRAILERS, EQUIPMENT, OR RECREATIONAL MOTOR VEHICLES OF ANY NATURE SHALL BE KEPT ON OR STORED ON ANY PART OF THE PROPERTY UNLESS THEY ARE SCREENED IN SUCH A WAY AS NOT TO BE VISIBLE FROM THE ROAD OR ADJOINING PROPERTY. NO TEMPORARY HOUSING, INCLUDING BUT NOT LIMITED TO, TRAVEL TRAILERS, RECREATIONAL MOTOR VEHICLES, OR TENTS SHALL BE INSTALLED OR USED ON THE PROPERTY.NO GARBAGE, TRASH, ABANDONED VEHICLES, OR OTHER UNSIGHTLY OBJECTS SHALL BE ALLOWED TO BE PLACED OR SUFFERED TO REMAIN ON ANY PART OF THE PROPERTY. ALSO CONVEYED HEREIN ARE THOSE CERTAIN EASEMENT RIGHTS AS DESCRIBED IN THAT CERTAIN EASEMENT FROM JOEL T. COOPER TO HARLEY BRUCE LONG AS RECORDED IN DEED BOOK D36, PAGE 534, LUMPKIN COUNTY RECORDS. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED. Said property is known as 58 Falcon Brook Drive, Dahlonega, GA 30533 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of David Joel Dearman, Jr., Savannah S. Dearman, and Savannah Dotson, successor in interest or tenant(s). Wells Fargo Bank, NA as Attorney-in-Fact for David Joel Dearman Jr and Savannah S. Dearman File no. 13-040679 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/CP HYPERLINK "http://www.swertfeger.net " www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Hugh Duncan Peck deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 1 st day of August, 2013. Deborah Page, Executor 1437 Porter Springs Road Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Virginia Cain Pickelsimer deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 2nd day of August, 2013. Jesse Bob Pickelsimer 59 Moores Drive Dahlonega, GA 30533

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Donald Ray Gooch , deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to me. This 19 th day of July, 2013 Mary Lou Gooch, Executrix of the Estate of Donald Ray Gooch. Joy L. Edelberg Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, GA 30533

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NOTICE OF INCORPORATON

Notice is given that articles of incorporation that will incorporate Trinity Center for World Mission, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Non-Profit Corporation Code. The initial registered office of the corporation is located at 199 Twin Fawns Trail, Dahlonega, Georgia, 30533, in Lumpkin County, and its initial registered agent at such address is Peter W. Anderson.

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: BETHANY R. SANDERS

CIVIL ACTION FILE NO: 13CV349-RG

NAME CHANGE NOTICE

Georgia, Lumpkin County Notice is hereby given that Bethany R. Sanders, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 31 st day of July, 2013 praying for a change in the name of the petitioner ' s minor child from Jason Thomas Derrick to Jason Thomas Sanders. Notice is hereby given pursuant to law any interested or affected party to appear in said Court to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 31 st day of July, 2013 Bethany R. Sanders Petitioner Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jeffrey J. Markarian and Diedra L. Markarian to HomeBanc Mortgage Corporation dated April 16, 2002, and recorded in Deed Book E29, Page 338, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP. MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2003-AR12, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO BANK ONE, NATIONAL ASSOCIATION, AS TRUSTEE, BY PHH Mortgage Corporation AS SERVICER by Assignment, securing a Note in the original principal amount of $194,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 752, 12Th DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING LOT 2 OF THE ALTAVISTA SUBDIVISION RECORDED IN PLAT CABINET ONE, SLIDE 41, PLAT 19, LUMPKIN COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF. Said property is known as 27 Alta Vista Drive, Dahlonega, GA 30533 , together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Diedra L Markarian, successor in interest or tenant(s). CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP. MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2003-AR12, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO BANK ONE, NATIONAL ASSOCIATION, AS TRUSTEE, BY PHH Mortgage Corporation AS SERVICER as Attorney-in-Fact for Jeffrey J. Markarian and Diedra L. Markarian File no. 13-040520 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100Atlanta, GA 30341-3941 (770) 220-2535/CH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: LINDA ANNE PATTON

Petitioner CIVIL ACTION FILE NO. 13-CV-358-RG NOTICE OF NAME CHANGE Georgia, Lumpkin County Notice is hereby given that Linda Anne Patton, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 7th day of August, 2013, praying for a change in name of the petitioner from Linda Anne Patton to Linda Anne Christ. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 7th day of August, 2013. Linda Anne Patton Petitioner Rita Harkins, Clerk of Superior Court Lumpkin County, Georgia

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STATE OF GEORGIA

COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from MARIA SAYDAL and MARK HAMILTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN MORTGAGE EXPRESS CORPORATION dated January 11, 2006, filed for record January 17, 2006, and recorded in Deed Book E37, Page 347, LUMPKIN County, Georgia Records, as last transferred to U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RALI 2006-QS2 by assignment recorded in Deed Book 1232, Page 402, LUMPKIN County, Georgia Records, corrective assignment recorded in Deed Book 1253, Page 418, LUMPKIN County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated January 11, 2006 in the original principal sum of TWO HUNDRED FORTY FOUR THOUSAND AND 0/100 DOLLARS ($244,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in September, 2013, the property described on Exhibit " A " attached hereto and incorporated herein by reference. Said property is more commonly known as: 191 STONEY CREEK LANE, DAHLONEGA, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney ' s fees. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ACCREDITED LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-QA2 holds the duly indorsed Note and is the assignee of the Security Deed to your property. OCWEN LOAN SERVICING, LLC services your loan on behalf of U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ACCREDITED LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-QA2, the current beneficial owner of your loan. The servicer of this loan is OCWEN LOAN SERVICING, LLC. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is OCWEN LOAN SERVICING, LLC, 1100 VIRGINIA DRIVE, P.O. BOX 8300, FORT WASHINGTON, PA 19034; (887) 226-2936. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Said property will be sold as the property of MARIA SAYDAL and MARK HAMILTON. U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ACCREDITED LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-QA2 As Attorney-in-Fact for MARIA SAYDAL MARK HAMILTON Phelan Hallinan & Jones, LLC 303 Perimeter Center North, Suite 800 Atlanta, GA 30346 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 13370 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. EXHIBIT A ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 959 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING 2.988 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS LOTS 1 AND 2 OF THE STONEY CREEK SUBDIVISION ON A PLAT OF SURVEY DATED JUNE 24, 1994, PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT BOOK 28, PAGE 82, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. ALSO CONVEYED HEREWITH IS A PERPETUAL, NON-EXCLUSIVE EASEMENT FORTY FEET IN WIDTH ALONG AND WITH STONEY CREEK LANE LEADING TO U.S. HIGHWAY 19 AS DEPICTED ON THE ABOVE REFERENCED PLAT OF SURVEY. THIS PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS FOR ROADS AND UTILITIES IN USE OR OF RECORD.

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NOTICE OF SALE

STATE OF GEORGIA

COUNTY OF FORSYTH

WHEREAS, heretofore on August 17, 2009, Nellie Adams executed a Deed to Secure Debt in favor of Rex Gravitt in the original principal amount of Sixteen Thousand Four Hundred Eighty-Three and 72/100ths Dollars ($16,483.72), which Deed to Secure Debt is recorded in Deed Book 1142, Pages 188-194, Lumpkin County, Georgia, Superior Court, as assigned to Witts End Properties, LLC by virtue of Transfer and Assignment of Promissory Note and Deed to Secure Debt recorded in Deed Book 1198, page 676, aforesaid records; and WHEREAS, the indebtedness secured by said Deed to Secure Debt from Nellie Adams to Rex Gravitt, as subsequently assigned to Witts End Properties, LLC has become in default under the terms and conditions of said Deed to Secure Debt, and Witts End Properties, LLC has declared all of said indebtedness secured thereby due and payable; NOW, THEREFORE, in exercise of the power of sale contained in said Deed to Secure Debt and in accordance with the law in such cases made and provided, the undersigned, as attorney in fact for the said Nellie Adams, will sell the below described property to the highest and best bidder for cash before the courthouse door in Dahlonega, Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in September, 2013. The property to be sold is described as follows: All that tract or parcel of land lying and being in Land Lot 37 of the 12th District and 1st Section of Lumpkin County, Georgia, being Tract A as shown on a survey prepared for Rex Gravitt by Jick A. Page, Jr. Georgia registered land surveyor no. 1884 and being a portion of 5.047 acres of land designated as Lot 9, Block A of Burt Creek Subdivision, Unit 1, as shown on a subdivision plat dated November 16, 1987, recorded in Plat Book 18, page 89, aforesaid records. Subject to a twenty foot ingress and egress easement as shown on the afore-mentioned plat, the centerline of said easement being the property line between Tract D and Tract A. THE PROPERTY IS FURTHER KNOWN AS 465 Redwood Drive, Dawsonville, GA 30534. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, any matters of record superior to the Deed to Secure Debt first set out above, and rights of redemption, if any, conferred by applicable state or federal law. The proceeds from said sale will be used first to pay said Deed to Secure Debt in favor of Witts End Properties, LLC and the Note which it secures, matters of record superior to said Deed to Secure Debt, legal fees and the costs of foreclosure and the balance, if any, will be disbursed to the parties entitled thereto as provided by law. To the best knowledge and belief of the undersigned, the party in possession of the property is Nellie Adams and the street address of said property is 465 Redwood Drive, Dawsonville, GA 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt. Witts End Properties, LLC As Attorney in Fact for Nellie Adams Address and Phone No. 2415 State Barn Road, Suite 201 Cumming, GA 30040 770-886-9499 ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE OF COLLECTING A DEBT.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday September 9, 2013 at 7:00 p.m . and Zoning Board of Appeals/City Council on Monday October 7, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Sara White for rezoning of 1.249 acres from R1 to CBD to allow for commercial use. Property ID. Tax Map D07 Parcel 023 Property location: 338 North Chestatee Street.

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PETITION FOR LETTERS OF ADMINSTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia In re:Estate of Cameron James Fullerton, Deceased Estate No.-2013-LA-80 Daniel James Fullerton has petitioned to be appointed Administrator of the estate of Cameron James Fullerton, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A- 53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth grounds of any such objections, must be filed with the Court on or before September 16, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by Shelley Wilson Probate Clerk 325 Riley Road, Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA, COUNTY OF LUMPKIN.

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 339-345, Lumpkin County Records, and in that certain Corrective Security Deed from Richard A. Durham and Cyndi N. Durham to Coy Wilson and filed for record in Deed Book 1113, Pages 225-230, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, as well as all other obligations, debts, liabilities, plus interest thereon, of Grantor to Lender, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on September 3, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.2096 acres, shown on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated September 21, 1995, a copy of which is recorded in Plat Cabinet 1, Slide 18, Plat 141B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows: BEGINNING at a point on the northeasterly right of way of Pine Street (a 40 foot right of way) at the southwest corner of property now or formerly owned by Farrell Watson; thence along said right of way, following the curvature thereof, N 52-09-15 W 25.37 feet; N 65-11-06 W 45.50 feet; and N 70-55-13 W 32.94 feet to a 3/4 " crimp top pin (which is offset 0.1 feet from the right of way); thence leaving the right of way N 29-23-21 E 141.95 feet to an iron pin; thence S 40-25-23 E 45.02 feet to an iron pin at the corner of the Watson property; thence along the Watson property line S 01-44-37 West 113.18 feet to the point of beginning. This property located at 41 Pine Street, Dahlonega, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney ' s fees (notice of intent to collect attorney ' s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code. To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham. oy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor. Leigh Ann Gaddis Attorney-in-Fact for Richard A. Durham Horne & Edelberg, P.C. Attorneys at Law P. O. Box 37 Dahlonega, Georgia 30533 706-864-7303

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rita Chastain Foster and Leon Foster to Mortgage Electronic Registration Systems, Inc. as nominee for Lend America, its successors and assigns dated October 27, 2008 in the amount of $230,000.00, and recorded in Deed Book 1114, Page 570, as re-recorded in Deed Book 1229, Page 635, Lumpkin County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 852, 5th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Henry G. Jarrard, Georgia Registered Land Surveyor, dated April 1, 2000: and as per said plat, the property contains 2.00 acres, more or less. The subject plat being of record in Cabinet One, Slide 46, Plat 111A, Lumpkin County Records. Said plat is hereby incorporated by reference. which has the property address of 1164 Mill Creek Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys ' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Rita Chastain Foster and Leon Foster and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Ocwen Loan Servicing, LLC Two Ravinia Dr. , Suite 500 Atlanta, GA 30346 Phone Number: 678-855-7067. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Ocwen Loan Servicing, LLC Attorney in Fact for Rita Chastain Foster and Leon Foster McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates: 08-07-2013, 08-14-2013, 08-21-2013, 08-28-2013 File No. 11-16057 /FNMA/efisher THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER STATE OF GEORGIA COUNTY OF LUMPKIN By virtue of the Power of Sale contained in that Georgia Security Deed and Security Agreement executed and delivered by Rock House Store, LLC to Branch Banking and Trust Company, dated April 11, 2007, and recorded in Deed Book 1039, Page 20, as modified per that certain Modification Agreement dated January 7, 2008, recorded in Deed Book 1080, Page 291, Lumpkin County Records conveying the after-described property to secure a Note in the original principal amount of Two Hundred Eighty Five Thousand One Hundred Sixty Three Dollars and 59/cents ($285,163.59), as modified per the referenced Modification Agreement to the principal amount of Four Hundred Thousand One Hundred Sixty Four Dollars and 00/cents ($400,164.00), with interest thereon as set forth therein, there will be sold at public outcry before the Courthouse door in said County by Commercial Loan Solutions III, LLC, as assignee of Commercial Loan Solutions, LLC and Branch Banking and Trust Company, by virtue of that certain Assignment of Security Instruments dated December 7, 2012, from Branch Banking and Trust Company to Commercial Loan Solutions, LLC recorded in Deed Book 1235, Page 24, and per that certain Assignment of Security Deed dated effective March 28, 2013, from Commercial Loan Solutions, LLC to Commercial Loan Solutions III, LLC, recorded in Deed Book 1245, Page 493, Lumpkin County Records, during the legal hours of sale on the first Tuesday in September, 2013, to the highest bidder for cash, the following described property, as follows: All that tract or parcel of Land lying and being in Land Lot 1132, 12th District, 1st Section, Lumpkin County, Georgia, being fully described on a Plat prepared by Owen Patton, GRLS, dated October 10, 1991, containing 1.21 acres, more or less, said Plat being recorded in Plat Book 24, Page 29, Lumpkin County, Georgia, records, which plat is incorporated herein by this reference. The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney 's fees and expenses of sale. Upon the best information and belief of Lender, the above-described property is in the possession of the Borrowers, and/or tenants of the Borrowers or other persons or entities in possession with the consent or acquiescence of the Borrowers, and the property is commonly known as 1127 Highway 52 East, Dahlonega, Georgia 30533 , according to the present system of numbering properties in Lumpkin County, Georgia. SEQ CHAPTER \h \r 1The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midwest Servicing, Inc., as servicing agent for Commercial Loan Solutions III, LLC, 200 CrossKeys Office Park, Suite 230, Fairport, NY 14450 at 585-377-2810. Please understand that the secured creditor is not required to negotiate, amend or modify the terms of the mortgage instrument. Said property will be sold as the property of Rock House Store, LLC, and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above. Commercial Loan Solutions III, LLC, as assignee of Commercial Loan Solutions, LLC and Branch Banking and Trust Company, as attorney in fact for Rock House Store, LLC Presented by: MICHAEL D. PAYNE, Attorney for Commercial Loan Solutions III, LLC McCullough, Payne & Haan, LLC 271 17th Street, N.W. Suite 2200 Atlanta, Georgia 30363-6213 (404) 873-1386

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Sandra Colbert and Faye Colbert to Mortgage Electronic Registration Systems, Inc. as nominee for HomeStar Financial Corp., its successors and assigns dated April 30, 2010 recorded in Deed Book 1159, Page 613-624 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND NINETY-SIX AND 00/100 ($161,096.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, September 3, 2013 the following described property, to wit: All that tract or parcel of land lying and being Land Lot 343 of the 13th District, 1st Section of Lumpkin county, Georgia, consisting of 0.715 acres, more or less, together with all improvements located thereon, being that 1.00 acre, more or less, of Lot 16 of the Lakeview Estates Subdivision as set out on a plat of survey dated April 1, 1987, prepared by Bakkum-DeLoach and Assoc., Georgia Registered Land Surveyor, which is recorded in Plat Book 18, Page 34, Lumpkin County Records, and is incorporated herein by reference for a more detailed description, Less and except: All that tract or parcel of land lying and being in Land Lot 343 of the 13th District, 1st Section of Lumpkin County, Georgia, being a portion of Lot 16, Lakeview Estates Subdivision, being more particularly described as follows: To find the True Point of Beginning, commence at the intersection of the westerly right of way of Lakeview Drive (60 foot right of way) with the southerly right of way of Dogwood Land (60 foot right of way); thence south 55 degrees 50 minutes 20 seconds west along the southern right of way of Dogwood Lane, 139.30 feet to a one-half inch rebar; thence south 08 degrees 25 minutes 31 seconds east 77.62 feet to a point on the original lot line between Lot 16 and Lot 15 of Lakeview Estates which point is the TRUE POINT OF BEGINNING; thence south 74 degrees 16 minutes 34 seconds east 63.77 feet to a point; thence south 25 degrees 50 minutes 04 seconds east 80.82 feet to a point; thence south 27 degrees 59 minutes 17 seconds west 138.76 feet to a one-half inch rebar on the original lot line between Lots 16 and 15 of Lakeview Estates; thence north 08 degrees 25 minutes 31 seconds west along the original lot line between Lots 15 and 16 of Lakeview Estates 214.84 feet, more or less, to the TRUE POINT OF BEGINNING; being a portion of original Lot 16 of Lakeview Estates. This is the same property conveyed to First American Title Insurance Company by that Quit-Claim Deed dated May 2, 2000, recorded in Deed Book W-25, Pages 217-219, Lumpkin County Records. This property is conveyed subject to all easements for roads and utilities in use or of record. This property is more particularly set out on that plat of survey dated March 21, 2000, prepared for First American Title Insurance Company by Michael Stewart Kelley, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 50, Plat 199, Lumpkin County Records. The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney ' s fees, notice of intent to collect attorney ' s fees having been given. Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property Sandra Colbert and Faye Colbert or, a tenant or tenants, and said property was or is commonly known as 326 Lakeview Drive, Dahlonega, GA 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association As Attorney in Fact for Sandra Colbert and Faye Colbert Martin & Brunavs 2800 North Druid Hills Rd. Building B, Suite 100 Atlanta, GA 30329 (404) 982-0088 M &B File No.: 13-17446 Publication Dates: August 7, 14, 21, 28, 2013 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registraton statement has been filed in this office, verified by affidavit of JONI L. SHOEMAKER which affidavit states that she is the owner of a business of CANDLEMAKING , operating under the trade name of SCENTS OF THE SEASON now being carried on at 2218 Auraria Road, Dahlonega, GA 30533. Witness my official signature and seal of the Superior Court this 12th day of August. Rita Harkins Clerk of Superior Court

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Thelma Alison Martin to Union Planters Bank, N.A. dated April 17, 2003, and recorded in Deed Book H31, Page 428, Lumpkin County Records, securing a Note in the original principal amount of $91,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 849 and 902 of the 12th District and 1st Section of Lumpkin County, Georgia, being all of Lot 21, as more fully described on a Plat of Survey dated July 31, 1978, revised September 19, 1979, as recorded in Plat Book 6, Page 2, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. Said property is known as 1 49 Anderson Drive, Unit 1, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Thelma Alison Martin, successor in interest or tenant(s). Regions Bank dba Regions Mortgage successor by merger to Union Planters Bank, NA as Attorney-in-Fact for Thelma Alison Martin File no. 12-034926 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100Atlanta, GA 30341-3941 (770) 220-2535/CH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed given by Tommy G. Evans to United Community Mortgage Services, Incorporation, dated November 15, 2004, recorded on November 29, 2004 in Deed Book U34, Page 108, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to CP-SRMOF II 2012-A Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of One Hundred Two Thousand One Hundred Nine and 00/100 DOLLARS ($102,109.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on September 3, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract of land located in Land Lot 73, 11th District, originally Hall, now Lumpkin County, Georgia consisting of 1.01 Acres, more or less, being more fully described and delineated as Lot 24, Phase I, Camelot, dated April 25, 1985, prepared by Michael L. Scupin, Georgia Registered Surveyor #1964, recorded in Plat Book 13, Page 95, Lumpkin County Georgia records, which is incorporated herein by reference. Said property is known as 279 King Arthur Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold as the property of Tommy G. Evans, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tommy G. Evans or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys ' fees. Notice has been given of intention to collect attorneys ' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, CP-SRMOF II 2012-A Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee, is as follows: Selene Finance, LP, 9990 Richmond Ave , Suite 400 South, Houston, TX 77042, (713)- 587 9719. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. CP-SRMOF II 2012-A Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee as Attorney in Fact for Tommy G. Evans Morris|Hardwick|Schneider, LLC 1303 Hightower Trail, Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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Legals (11-20-13)
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NOTICE OF SALE UNDER POWER GEORGIA, LUMPKIN COUNTY THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Donna Lynn Erwin to JPMorgan Chase Bank, National Association, dated December 14, 2010, recorded in Deed Book 1179, Page 52, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1259, Page 615, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTEEN THOUSAND SEVEN HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($216,785.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is Donna Lynn Erwin or a tenant or tenants and said property is more commonly known as 156 River View Trl W, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Donna Lynn Erwin McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/hq1 12/3/13 Our file no. 51061012-FT18 EXHIBIT "A" All that certain parcel of land lying and being in Land Lot 109 of the 1st District, originally Habersham, now of Lumpkin County, Georgia, consisting of 2.27 acres, more or less, being Lot 5 of Phase One, of the Copper Ridge Subdivision, as is more fully described and delineated according to a plat of survey prepared July, 5, 1983, by Farley-Collins Associates, Georgia registered surveyors, which is recorded in Plat Book 8, Page 178, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. MR/hq1 12/3/13 Our file no. 51061012 – FT18

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Lincoln Harris and Martha Hope Hughes Harris to Bank of America, N.A., dated January 28, 2010, recorded in Deed Book 1187, Page 485, Lumpkin County, Georgia Records, as last transferred to Green Tree Servicing LLC by assignment recorded in Deed Book 1258, Page 159, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of THREE HUNDRED THOUSAND TWO HUNDRED FIFTY AND 0/100 DOLLARS ($300,250.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Green Tree Servicing LLC is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Green Tree Servicing, LLC, 4250 North Freeway, Fort Worth, TX 76137, 877-816-9125. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Lincoln Harris and Martha Hope Hughes Harris or a tenant or tenants and said property is more commonly known as 225 Clyde Barrett Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Green Tree Servicing LLC as Attorney in Fact for Richard Lincoln Harris and Martha Hope Hughes Harris McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/kgo 12/3/13 Our file no. 539312-FT17 EXHIBIT "A" All that certain parcel of land situated in Land Lot 900 & 921, 12th District, 1st Section, and being 3.218 acres, more or less, Lumpkin County, State of Georgia, being known and designated according to that plat of survey for Richard and Hope Harris by Geoimage, L.L.C. dated December 7, 2006, recorded in Cabinet One, Slide 141, Page 08A, and as revised May 4, 2007 recorded in Cabinet One, Slide 148, Page 151A. By fee simple deed from Hope Harris as set forth in Deed Book 1018, Cert # 577-578 dated 12/07/2006 and recorded 12/15/2006, Lumpkin County Records, State of Georgia. Tax/Parcel ID: 060B 017 MR/kgo 12/3/13 Our file no. 539312 - FT17

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Warthen Williford to MetLIfe Home Loans, a Divisions of MetLife Bank, N.A., dated August 27, 2010, recorded in Deed Book 1168, Page 618, Lumpkin County, Georgia Records, as last transferred to Champion Mortgage Company by assignment recorded in Deed Book 1222, Page 448, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND AND 0/100 DOLLARS ($213,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Nationstar Mortgage LLC d/b/a Champion Mortgage Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Champion Mortgage LLC, 350 Highland Drive, Louisville, TX 75067, 800-761-0073. To the best knowledge and belief of the undersigned, the party in possession of the property is Warthen Williford or a tenant or tenants and said property is more commonly known as 146 Johnnie Collins Way, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Nationstar Mortgage LLC d/b/a Champion Mortgage Company as Attorney in Fact for Warthen Williford McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/ekh 12/3/13 Our file no. 5529513-FT2 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 763 of the 12th District, 1st Section of Lumpkin County, Georgia, being all of Lot 17, consisting of 1.076 acres, per plat of survey recorded in Plat Cabinet 1, Slide 70, Page 198A, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference. MR/ekh 12/3/13 Our file no. 5529513 - FT2

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NOTICE OF ABANDONED VEHICLES

Notice is hereby given against the following motor vehicles located at Travis Tow Patrol 2390 Highway 52 West Dahlonega, GA 30533 770-298-4500 2003 Ford Explorer, Vin: 1FMZU62K73UB67946 2000 Honda Odyssey, Vin: 2HKR1867YH608187 2005 Harley Davidson, Vin: 1HD1FXV95Y662468 1993 Ford Festiva, Vin: KNJPT06H6P6105231 2000 Nissan Maxima, Vin: JN1CA31D3YT732634 2002 Dodge Caravan, Vin: 2B4GP443X2RG87578 2002 Mercury Mountaineer, Vin: 4M2DU66W82ZJ32162 2004 Mercedes Benz C240 Vin: WDBRF61J14E016117 same being a notice to have said motor vehicles deemed abandoned in terms of law. Unless some claim to said motor vehicle is presented, such vehicle will be deemed abandoned and shall be disposed if not redeemed. This 15th day of November, 2013

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STATE OF GEORGIA COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from ALETA EMERSON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated April 13, 2005, filed for record April 18, 2005, and recorded in Deed Book P35, Page 047, LUMPKIN County, Georgia Records, and as modified by that certain Loan Modification Agreement recorded in Deed Book 1245, Page 472, LUMPKIN County, Georgia Records, as last transferred to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-5 by assignment recorded in Deed Book 1256, Page 148, LUMPKIN County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated April 13, 2005 in the original principal sum of TWO HUNDRED FORTY THOUSAND AND 0/100 DOLLARS ($240,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. To the best of the knowledge and belief of the undersigned, the party in possession of the property is ALETA EMERSON or a tenant or tenants. Said property is more commonly known as: 7111 HIGHWAY 19 NORTH, DAHLONEGA, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is OCWEN LOAN SERVICING, LLC, 1100 VIRGINIA DRIVE, FORT WASHINGTON, PA 19034; (887) 226-2936. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Said property will be sold as the property of ALETA EMERSON. DEUTSCHE BANK NATIONAL TRUST COMPANY, AS INDENTURE TRUSTEE UNDER THE INDENTURE RELATING TO IMH ASSETS CORP., COLLATERALIZED ASSET-BACKED BONDS, SERIES 2005-7 As Attorney-in-Fact for ALETA EMERSON Phelan Hallinan & Jones, LLC 303 Perimeter Center North, Suite 800 Atlanta, GA 30346 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 15931 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. EXHIBIT A ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1122 AND 1123 OF THE 11TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 6.07 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT ON A PLAT OF SURVEY DATED SEPTEMBER 9, 1981, PREPARED FOR CHARLIE AND JULIA RIDLEY BY MICHAEL L. SCUPIN, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT BOOK 20, PAGE 103, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 1122 AND 1123 OF THE 11TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.76 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS TRACT B CONTAINING 1.588 ACRES, MORE OR LESS, AND TRACT C CONTAINING 0.172 ACRES, MORE OR LESS, ON A PLAT OF SURVEY DATED SEPTEMBER 24, 1999, PREPARED FOR BLANCHE GOOCH BY FARLEY-COLLINS & ASSOCIATES, GEORGIA REGISTERED LAND SURVEYORS. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 49, PLAT 163, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. THIS PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS FOR ROADS AND UTILITIES IN USE OR OF RECORD.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated May 28, 1998, executed by Cyndi N. Durham and Richard A. Durham to Fairfield Mortgage Associates of Gainesville, recorded in Deed Book Z19, Page 100, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $142,000.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in December, 2013, to-wit: December 3, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lots 678, 679, 722 and 723 of the 12th District, 1st Section of Lumpkin County, Georgia, located on the northwesterly side of Georgia State Route No. 9-E, containing 1.90 acres according to a plat of survey prepared for Richard A. and Cindi N. Durham by Jimmy D. Bullock, registered surveyor, dated July 12, 1985, recorded in Plat Book 14, page 162, Lumpkin County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property. This conveyance is made by Marvin Brackett, as Executor under the Last Will and Testament of Isabella Brackett which Will has been probated on the Lumpkin County Probate Records. AND All that tract or parcel of land lying and being in Land Lots 679 and 722 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 3.395, more or less, as per a plat of survey prepared for Charles Woody by Farley-Collins Associates, Georgia Registered Surveyors, dated December 2, 1988, record in Plat Book 21, Page 106, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. Grantor hereby reserves and easement 20 feet in width lying immediately adjacent to the Grantees property line which is shown as being in the center of a dirt drive and grades drive for purposes of ingress, egress, and utilities for himself, his heirs and assigns and the Grantor hereby conveys to the Grantee a perpetual nonexclusive easement twenty feet in width lying immediately adjacent to the above described easement as shown on the plat of survey for purposes of ingress, egress and utilities. It is the intention of the parties that the dirt drive shown on the plat of survey and the graded drive shown on the plat of survey be and is a 40 foot easement for use by both parties, their heirs and assigns. The aforedescribed real property is also known as 1370 Auraria Road, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of CYNDI N. DURHAM AND RICHARD A. DURHAM and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for CYNDI N. DURHAM AND RICHARD A. DURHAM David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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APPLICATION FOR DISTILLED SPIRITS LICENSE

Axa Hughey has applied with the Dahlonega City Council for a Distilled Spirits License for Dantes, located at 84A North Public Square, Dahlonega, Georgia, 30513.

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GEORGIA, LUMPKIN COUNTY

NOTICE TO DEBTORS AND CREDITORS

All creditors of the estate of WOODROW PARKS, deceased, of Lumpkin County, Georgia, are hereby notified to render an account of their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. E.F. Trammell, Ann Gaddis and Ed. G. Parks, as Co-Executors of the Estate of Woodrow Parks, Deceased. c/o J.C. Highsmith, Jr. P.O. Box 3280 Gainesville, GA 30503

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Janice Turner Carpenter, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 23rd day of October, 2013. Allison Carpenter Administrator 6920 Crossview Drive Cumming, GA 30041

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Joann Lawry, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 8th day of November, 2013. Denise Blake, Co-Administrator 9 Rock Street Pinos Altos, NM 88053

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of William Joseph Welch, Sr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 30th day of October, 2013. Kathryn Welch, Executor 2368 Engineers Drive Marietta, GA 30067

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APPLICATION FOR BEER/WINE LICENSE

Souhail Benelhajkhalifa has applied with the Dahlonega City Council for a Beer/Wine License for Souhail Z Mart/dba/Texaco Foodmart located at 550 South Chestatee Street, Dahlonega, GA 30533.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by James F. Sims to Wells Fargo Bank, N.A. dated August 15, 2008, and recorded in Deed Book 1105, Page 177, Lumpkin County Records, securing a Note in the original principal amount of $72,856.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, December 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING INLAND LOT 117, 11TH DISTRICT, ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED AS LOT #189, WELLINGTON SUBDIVISION, PHASE TWO, ON A PLAT PREPARED BY DONALD REX JONES, GEORGIA REGISTERED LAND SURVEYOR, DATED DECEMBER 4, 1995, AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.010 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 29, PAGE 155, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO THAT CERTAIN DECLARATION OF PROTECTIVE COVENANTS FORD THE WELLINGTON SUBDIVISION WHICH IS RECORDED IN DEED BOOK C-16, PAGES 194-196, LUMPKIN COUNTY RECORDS. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY. Said property is known as 18 Eton Crt, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of James F. Sims and The Estate of James F. Sims, successor in interest or tenant(s). Wells Fargo Bank, NA as Attorney-in-Fact for James F. Sims File no. 13-044005 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/KLM HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George Kelecheck to The Citizens Bank of Forsyth County, dated July 28, 2006, filed August 9, 2006, recorded in Deed Book 999, page 331, Lumpkin County, Georgia Records, modified July 8, 2009, filed July 16, 2009, Deed Book 1137, Page 410, Lumpkin County, Georgia Records, modified March 20, 2012, filed March 29, 2012, Deed Book 1208, Page 763, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated July 28, 2006, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Fifty-Seven Thousand Five Hundred Twenty-Three and 15/100 Dollars ($57,523.15), as modified/renewed from time to time, including the most recent Note dated March 20, 2012, in the principal amount of Forty-Nine Thousand Six Hundred Eight-Five and 10/100 Dollars ($49,685.10) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 in the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.396 acres, more or less (Tract One), and 0.107 acres, more or less (Tract Two), together with all improvements located thereon, and being more fully described as delineated as Lot 284 of the Bell Creek Subdivision (as revised) according to a plat of survey prepared March 24, 2003, by Dwight Kilby, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 91, Plat 01, Lumpkin County Records, and which is incorporated by reference herein. There is also hereby conveyed a 1983 Brigadier manufactured home, which has been permanently affixed to the above described property. The property is conveyed subject to Restrictive Covenants for Bell Creek Subdivision, which are recorded in Deed Book R-4, Pages 301-305, Lumpkin County Records. This is the same property conveyed in Warranty Deed from Freeport Title and Guaranty, Inc., as Trustee, to George E. Kelecheck dated July 31, 2003, which is recorded in Deed Book Z-31, Pages 483-484, Lumpkin County Records, and which is incorporated by reference herein. This property is also conveyed along with and subject to all easements for roads and utilities in use or of record. Said property is commonly known as 127 Signal Ridge, Dahlonega, Georgia 30533. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George Kelecheck a/k/a George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George E. Kelecheck to The Citizens Bank of Forsyth County, dated September 3, 2004, filed September 13, 2004, recorded in Deed Book J34, page 614, Lumpkin County, Georgia Records, modified July 30, 2007, filed August 20, 2007, Deed Book 1059, Page 461, Lumpkin County, Georgia Records, modified June 30, 2010, filed August 3, 2010, Deed Book 1166, Page 30, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated September 3, 2004, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Sixty-One Thousand and 00/100 Dollars ($61,000.00), as modified/renewed from time to time, including the most recent Note dated June 30, 2010, in the principal amount of Fifty-Seven Thousand Three Hundred Fifty-Five and 96/100 Dollars ($57,355.96) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 277, Unit One, Bell Creek, as per plat recorded in Plat Book 8, Page 177, Records of Lumpkin County, Georgia, which plat is incorporated herein by reference. Together with a 1984 Brigadeer manufactured home, certification label/identification number 1672. Said property is commonly known as 160 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George E. Kelecheck a/k/a George Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Debt from George Kelecheck to The Citizens Bank of Forsyth County, dated May 10, 2006, filed May 12, 2006, recorded in Deed Book W37, Page 310, Lumpkin County, Georgia Records, modified October 30, 2008, filed November 10, 2008, Deed Book 1113, Page 179, Lumpkin County, Georgia Records, modified April 10, 2009, filed April 27, 2009, Deed Book 1128, Page 522, Lumpkin County, Georgia records, modified March 6, 2012, filed March 29, 2012, Deed Book 1208, Page 766, Lumpkin County, Georgia records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated May 10, 2006, between George Kelecheck (borrower) and The Citizens Bank of Forsyth County, (lender), in the original principal amount of Fifty-Four Thousand Five Hundred Thirty-Two and 78/100 Dollars ($54,532.78), as modified/renewed from time to time, including the most recent Note dated March 21, 2012, in the principal amount of Forty-Six Thousand Eight Hundred Thirty-Six and 04/100 Dollars ($46,836.04) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91 in the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.21 acres, more or less, together with all improvements located thereon, and being more fully described and delineated as Lot 240 of the Bell Creek Subdivision according to a plat of survey prepared October 31, 1994, by Frederick F. Kauffman, Georgia Registered Surveyor, which is recorded in Plat Book 27, Page 107, Lumpkin County Records, and which is incorporated by reference herein. There is also hereby conveyed a 1998 Peach State modular home, which has been permanently affixed to the above described property. The property is conveyed subject to restrictive covenants for Bell Creek Subdivision, which are recorded in Deed Book R-4, Pages 301-305, Lumpkin County Records. This is the same property conveyed in a Warranty Deed from David Lee Johnson to George Kelecheck dated March 28, 2003, which is recorded in Deed Book F-31, Pages 03-04, Lumpkin County Records, and which is incorporated by reference herein. The property is also conveyed along with and subject to all easements for roads and utilities in use or of record. Said property is commonly known as 233 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Deed to Secure Guaranty, Security Agreement and Assignment of Rents from George Kelecheck to The Citizens Bank of Forsyth County, dated February 8, 2010, filed February 10, 2010, recorded in Deed Book 1153, Page 177, Lumpkin County, Georgia Records, modified February 19, 2013, filed April 4, 2013, Deed Book 1242, Page 607, Lumpkin County, Georgia Records (hereinafter the "Security Deed"), the Security Deed being given to secure a Note dated February 8, 2010, between George Kelecheck (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of Twenty-Six Thousand Four Hundred and 00/100 Dollars ($26,400.00), as modified/renewed from time to time, including the most recent Note dated February 19, 2013, in the principal amount of Twenty-Four Thousand Five Hundred Forty-Nine and 99/100 Dollars ($24,549.99) (hereinafter "Note"), with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 91, 13th District, 1st Section of Lumpkin County, Georgia, being Lot 231 (containing 1.03 acres, more or less), Unit One, of Bell Creek as per plat recorded in Plat Book 8, Page 177, Records of Lumpkin County, Georgia, which plat is incorporated herein by reference. Together with a 1985 double wide manufactured home (26' X 56') located thereon. Said property is commonly known as 274 Signal Ridge Drive, Dawsonville, Georgia 30534. To have and to hold the said bargained premises together with all improvements now situated or hereafter placed thereon, and all interest, right and equity which the party of the first part now or may hereafter have therein to the only proper use, benefit, and behoof of the said party of the second part, its successors, heirs and assigns forever, in fee simple. The debt secured by the Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purposes of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien on the property but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed. The individual at The Citizens Bank of Forsyth County who has full authority to negotiate, amend, and/or modify the terms of this Security Deed is Kenneth E. Shugart, The Citizens Bank of Forsyth County, 651 Veterans Memorial Boulevard, Cumming, Georgia 30040. Mr. Shugart's phone number is (678) 513-9227. To the best knowledge and belief of the undersigned, the party in possession of the property is George E. Kelecheck or a tenant or tenants. The Citizens Bank of Forsyth County As Attorney in Fact for George Kelecheck a/k/a George E. Kelecheck Elizabeth A. Stuhldreher Law Offices of Elizabeth A. Stuhldreher 117 ½ Bradford Street Suite 4 Gainesville, Georgia 30501 (770) 532-8244 THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE TO DEBTORS AND CREDITORS

GEORGIA, LUMPKIN COUNTY

All creditors of the Estate of Lester G. Spencer, deceased, late of Lumpkin County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to the undersigned. Sandra Michelle Stokes, Executor of the Estate of Lester G. Spencer, Deceased 4121 Greenwood Drive Gainesville, Georgia 30506

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA IN RE: MARGARET SQUIBB DIEHL PETITIONER CIVIL ACTION FILE NO: 13-CV-526-RG

NAME CHANGE NOTICE

Georgia, Lumpkin County: Notice is hereby given that Margaret Squibb Diehl, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 31st day of October 2013, praying for a change in the name of the petitioner from Margaret Squibb Diehl to Peggy Squibb Diehl. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections must be filed with said Court within 30 days of filing said petition. This 31st day of October, 2013. Alfred Chang Petitioner's Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE TO APPEAR

 STATE OF GEORGIA COUNTY OF LUMPKIN IN THE SUPERIOR COURT OF LUMPKIN COUNTY

In the Interest of Minor Child Nathan Luke Tolbert. File number 13-AD-11-RG TO: Clinton Tolbert and ANY AND ALL known, named, unknown, unnamed putative and/or biological fathers, whereabouts unknown. GREETINGS: You are hereby notified that a Petition for Adoption and a Motion to Terminate Parental Rights was filed in this court by an adopting couple by and through their attorney, Judy D. Sartain, alleging that the whereabouts of the biological father are unknown, and asking that the Court terminate the rights and obligations of the father with respect to the Child, and of the Child arising to him from the parental relationship, including the right to inheritance, and that the Child be committed to the custody of the adoptive parents, with the right to proceed for adoption by the Petitioners. A copy of the petition may be obtained by filing responsive pleadings with the Clerk of the Superior Court of Lumpkin County, Lumpkin County Courthouse, 325 Riley Road, Room 108, Dahlonega, GA 30533,on any day, Monday through Friday, during normal business hours. Pursuant to OCGA 19-8-10(a) and (b) et seq., you may appear in the pending adoption action and show cause why your rights to the Child sought to be adopted in this action should not be terminated by an adoption. The Petitioners have alleged that you have: (1) abandoned the child or (2) that you have failed to exercise proper parental care or control due to misconduct or inability, as set out in paragraph (2), (3) or (4) of subsection (b) of Code Section 15-11-94; Additionally, the Petitioners have alleged that you have significantly failed: (1) to communicate or make a bona fide attempt to communicate with the Child in a meaningful, supportive, parental manner; or (2) To provide for the care and support of that child as required by law or judicial decree. If you fail to appear following receipt of this notice, your parental rights to the Child shall be terminated. This November 7, 2013. Judy D. Sartain Attorney for Petitioners PO Box 659 Murrayville, GA 30564

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Normand R Bell to Mortgage Electronic Registration Systems, Inc. as nominee for Community Capital Bank, its successors and assigns dated October 14, 2009 in the amount of $135,352.00, and recorded in Deed Book 1147, Page 160, Lumpkin County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 46, 11th District, First Section of Lumpkin County, Georgia, and being in particular Lot 83 of the Sherwood Forest Subdivision, Phase Three, which Lot 83, consisting of 1.562 acres, more or less, according to and as more fully described and shown on a plat of survey prepared by Donald Rex Jones, Registered Georgia Land Surveyor #2396, dated July 22, 2002 and recorded in Plat Cabinet One, Slide 81, Plat 18B and 19, Lumpkin County, Georgia, Plat Records; said plat being incorporated herein by reference thereto for a more complete and accurate description of said property. See Deed Book B-31, Page 679-680 for conveyance of water system serving this subdivision to Lumpkin County, Georgia. This conveyance is subject to that certain Declaration of Protective and Restrictive Covenants for Sherwood Forest -- Phase 3 -- dated February 11, 2003 and recorded in Deed Book T-30, Pages 682-684 of the Lumpkin County, Georgia, Deed Records. Together with an immovable and permanent fixture attached thereto, a 2002 Horton Summit 27 X 68 Manufactured Home, Model 27X68 3+2 SH06, Serial Number(s): H177238GLR. which has the property address of 1013 Robin Hood Drive, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Normand R Bell or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Nationstar Mortgage, LLC 2501 S State Hwy 121, Bldg. 1 Lewisville, TX 75067 Phone Number: (888) 850-9398, ext. 3705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Nationstar Mortgage LLC Attorney in Fact for Normand R Bell McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:11-06-2013, 11-13-2013, 11-20-2013, 11-27-2013 File No. 12-08681 /FHA/awilby THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application(s) which will be heard by the Dahlonega Planning & Zoning Commission on Monday, December 9, 2013 at 7:00 p.m. and Zoning Board of Appeals/City Council on Thursday December 19, 2013 at 4:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Betty Nichols for Variance of Ordinance 91-9 Section 2002 Lot size and Section 2001 setbacks to allow existing detached garage to be converted to a single family residential lot. Property is zoned R1 Single Family Residence. Property ID. Tax Map D11 Parcel 130 Property location: 76 Martin Street. Application submitted by James Parks for Variance of Development Regulations Section 3.9 Access from a public street and Section 5.5 Panhandle lot length to allow development of four new subdivision lots. Property is zoned OI Office Institutional. Property ID. Tax Map D078 Parcel 162 Property location: Sky Country Road and Timberlane Road. Application submitted by James Parks for Preliminary/Final Subdivision Approval for four lots. Property is zoned OI Office Institutional . Property ID. Tax Map D078 Parcel 162 Property location: Sky Country Road and Timberlane Road. Application submitted by James Parks for Rezoning of approximately 5+ acres from OI Office Institutional to R1 Single Family Residential. Property ID. Tax Map D078 Parcel 162 Property location: Sky Country Road and Timberlane Road.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel to Branch Banking and Trust Company, dated February 26, 2005 recorded March 29, 2005, in Deed Book L-35, Page 609, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of ONE HUNDRED SEVENTY-EIGHT THOUSAND SEVEN HUNDRED NINETY-FOUR DOLLARS AND FIFTY CENTS ($178,794.50), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in December 2013 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 99 IN THE 1ST DISTRICT, ORIGINALLY OF HABERSHAM, AND NOW OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.00 ACRE, MORE OR LESS, INCLUDING A HOUSE AND ALL OTHER IMPROVEMENTS LOCATED THEREON, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT 6 OF COKER SUBDIVISION ACCORDING TO PLAT OF SURVEY PREPARED JANUARY 27, 2003, BY CIVIL DESIGN SURVEY GROUP, INC., GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET ONE, SLIDE 19, PLAT 171-A, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. Said property being known as 923 Copper Mines Road, Murrayville, Georgia 30564 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Robert W. Roak a/k/a Robert Wesley Roak and Christina Kimbriel a/k/a Christina I. Kimbriel or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852. THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. The Geheren Firm, P.C., 4828 Ashford Dunwoody Road, 2nd Floor, Atlanta, GA 30338 TEL (678) 587-9500.
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