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December 18, 2014
Legals (8-7-13)
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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Danny Rollins and Selina Rollins to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC dated 7/14/2005 and recorded in Deed Book E-36 Page 382, Lumpkin County, Georgia records; as last transferred to U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7, conveying the after-described property to secure a Note in the original principal amount of $121,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on September 03, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114, 13TH DISTRICT 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.017 ACRES, MORE OR LESS, AND BEING KNOWN AS TRACT #1-A, ACCORDING TO THAT PLAT OF SURVEY, DATED MAY 31, 1996, PREPARED BY MICHAEL S. KELLEY, GEORGIA REGISTERED LAND SURVEYOR, AND RECORDED IN PLAT BOOK 30, PAGE 177, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney''s fees (notice of intent to collect attorney's fees having been given).

Said property is commonly known as 939 Blackburn Rd, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Danny Rollins and Selina Rollins or tenant or tenants.

Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage pursuant to established guidelines.

Wells Fargo Bank, NA

Loss Mitigation

3476 Stateview Boulevard

Fort Mill, SC 29715

1-800-662-5014

Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7 as agent and Attorney in Fact for Danny Rollins and Selina Rollins

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667497677A

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Donald Wayne Presnell and Peggy Lee Presnell a/k/a Peggy L Whaley to Mortgage Electronic Registration Systems, Inc., dated September 18, 2006, recorded in Deed Book 1006, Page 485, Lumpkin County, Georgia Records, as last transferred to U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2007-1, Home Equity Pass-Through Certificates, Series 2007-1 by assignment recorded in Deed Book 1244, Page 370, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIFTY-SIX THOUSAND AND 0/100 DOLLARS ($56,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2007-1, Home Equity Pass-Through Certificates, Series 2007-1 is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Wayne Presnell and Peggy Lee Presnell or a tenant or tenants and said property is more commonly known as 7014 Hwy 52 E, Murrayville, Georgia 30564.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2007-1, Home Equity Pass-Through Certificates, Series 2007-1

as Attorney in Fact for

Donald Wayne Presnell and Peggy Lee Presnell a/k/a Peggy L Whaley

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/sc1 9/3/13

Our file no. 5462713-FT5

EXHIBIT "A"

All that lot or parcel of land lying and being in land lot 95 of the 1st district, originally Habersham, now Lumpkin County, Georgia, containing 0.748 acre, more or less, according to a plat of survey entitled survey for Kenneth and Frances Wigley, prepared by Terrell and Associates, GRLS, dated April 21, 1989, recorded in Plat Book 21, Page 136 of the Lumpkin County Records, Said plat being incorporated herein and made a part hereof by reference. Subject to all easements, covenants and restrictions of record or currently in use. MR/sc1 9/3/13 Our file no. 5462713 - FT5

Advertisement for Bids

Federal Project M004525

Lumpkin County

Sealed proposals for furnishing all labor, material, equipment and other things necessary for the following work will be received by the undersigned at the Department of Transportation, One Georgia Center, 600 West Peachtree St, NW, Atlanta, Georgia, 30308 until 11:00 a.m. August 16, 2013, and publicly opened.

4.200 miles of milling, inlay, plant mix resurfacing, single surface treatment paving and shoulder rehabilitation on SR 9 beginning west of Main St. and extending north of SR 60 BU.

Contract time: 7/31/2014

Proposal Guaranty: 5.00%

District Office: Gainesville

Price of Plans: Included in proposal

DBE: 7.00

Plans and specifications may be inspected at the district office as indicated. Copies of the standard specifications ($35.00) may be obtained from the state transportation office engineer at One Georgia Center, 600 West Peachtree St., NW, in Atlanta, telephone number (404) 631-1215. Plans are available as indicated. Payment of the correct amount must be made within 30 days of billing; such payments are not refundable.

Payment will be made to the contractor each calendar month based on the estimated work complete in place as prescribed by the standard specifications.

The state reserves the right to reject any or all bids.

Keith Golden, P.E., Commissioner

Department of Transportation

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Alma Ruth Skates, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us.

Lee Ann Skates Johnson as Administrator of the Estate of Alma Ruth Skates, deceased

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anna Balboni and Gerardo M. Balboni, III to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Express Corp. its successors and assigns dated August 18, 2006 in the amount of $99,000.00, and recorded in Deed Book 1003, Page 147, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 632 in the 5th District, 1st Section of Lumpkin County, Georgia, consisting fo 10 (ten) acres, more or less and being more fully described and delineated according to a plat of survey prepared April 24, 1979, by Beallo-Mundy and Associates, Georgia Registered Surveyer, which is recorded in Plat Book 7, Pafe 271, Lumpkin County, Georgia Records, which is incorporated by reference herein, Less and Except that certain 5.80 acre tract that was conveyed to Elizabeth Mincey under a Warranty Deed dated April 30, 1984, which is recorded in Deed Book R-4, Page 565, Lumpkin County Records, and Less and Except that certain 1.53 acre tract that conveyed was conveyed to John W. Clark and Helen E. Clark under a Warranty Deed, dated April 4, 1991, which is recorded in Deed Book W-9, Page 162-163,Lumpkin County Records.

which has the property address of 32 Harvest Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Anna Balboni and Gerardo M. Balboni, III and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Bank of America, N.A. Home Loan Assistance Dept. Plano, TX 75024 Phone Number: (800) 669-6650. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

Bank of America, N.A. Attorney in Fact for

Anna Balboni and Gerardo M. Balboni, III

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 08-07-2013, 08-14-2013, 08-21-2013, 08-28-2013

File No. 13-02737 /FNMA/lseymore

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Notice of Sale Under Power

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson (the "Grantor") to Regions Bank (the "Lender") dated September 6, 2002 and recorded September 11, 2002 in Deed Book Y29, Page 268, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated November 14, 2002 and recorded November 22, 2002 in Deed Book J30, Page 61, aforesaid records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated February 27, 2006 and recorded April 3, 2006 in Deed Book Q37, Page 172, aforesaid records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated February 27, 2006 made payable by Grantor in the maximum principal amount of $591,720.53, together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications, the "Note"); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in September, 2013 (being September 3, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed:

All that tract or parcel of land lying and being in Land Lot 1147 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 5.537 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated February 12, 1997, prepared for Carl Bradley Anderson and Nathan Scott Anderson by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 170, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

The above-described property is commonly known as 306 Crabapple Place, Dahlonega, Lumpkin County, Georgia 30533, according to the present system of numbering property in Lumpkin County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it.

REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson

Ryan D. Thompson

Burr & Forman LLP

420 North 20th Street, Suite 3400

Birmingham, Alabama 35203

Email: rthompso@burr.com

Telephone: (205) 458-5397

Facsimile: (205) 714-6979

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Notice of Sale Under Power

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Construction Security Deed given by Carl Bradley Anderson and Ritchie Blain Anderson (the "Grantors") to Regions Bank (the "Lender") dated June 8, 2001 and recorded June 12, 2001 in Deed Book P27, Page 462, Lumpkin County, Georgia official records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated June 30, 2008 made payable by Grantors in the maximum principal amount of $318,654.20, together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications, the "Note"); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantors to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in September, 2013 (being September 3, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed:

All that tract or parcel of land lying and being in Land Lot 1148 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 4.10 acres, more or less, and being more fully described and delineated as Tract "B" according to a Plat of Survey prepared September 14, 1989, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 21, Page 172, Lumpkin County Records and which is incorporated by reference herein. This is the same property which was conveyed to Carl Bradley Anderson and Ritchie Blain Anderson under a Warranty Deed from Hayward Anderson and Joyce Anderson dated December 1, 2000, which is recorded in Deed Book S-26, Pages 145-147, Lumpkin County Records. The property is conveyed along with and subject to the easement rights and reservations set out more fully in said deed.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the Grantors or a tenant or tenants claim through them are in possession of the property.

REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson and Ritchie Blain Anderson

Ryan D. Thompson

Burr & Forman LLP

420 North 20th Street, Suite 3400

Birmingham, Alabama 35203

Email: rthompso@burr.com

Telephone: (205) 458-5397

Facsimile: (205) 714-6979

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

CHRIS C. SMITH

Plaintiff,

v.

DANNY GRINDLE, TERRY WAYNE GRINDLE, WYLENE R. GRINDLE

Defendants.

Civil Action No. 12-CV-832-RG

NOTICE OF PUBLICATION

By order for service of publication dated July 10, 2013, Danny Grindle is hereby notified that Chris C. Smith filed suit against them for Declaratory Judgment, Remove Cloud from title, Reformation, Breach of Warranty of Title, Unjust Enrichment and Temporary Interlocatory Injunction on December 19, 2012.

Danny Grindle is required to file with the Clerk of the Superior Court, and serve upon Plaintiff's Attorney, Brian Linkowski, an answer in writing within sixty (60) days of the date of the order for publication.

This 17th day of July, 2013

W. Reese Willis, III

Georgia State Bar No. 767067

Brian Linkowski

Georgia State Bar No. 141403

Attorneys for the Plaintiff

Chris C. Smith

Fidelity National Title Group

4170 Ashford Dunwoody Road

Suite 460

Atlanta, GA 30319

(770) 325-4844 (Telephone)

reese.willis@fnf.com

brian.linkowski@fnf.com

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Clent T. Kendall to Branch Banking and Trust Company, dated October 21, 2002, recorded November 25, 2002, in Deed Book J-30, Page 387, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of NINETY-FOUR THOUSAND DOLLARS AND NO CENTS ($94,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in September 2013 by the secured creditor, Branch Banking and Trust Company, as Attorney in Fact for Clent T. Kendall, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING LAND LOTS 631 AND 662 IN THE 5TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND POSSIBLY ALSO DAWSON COUNTY, GEORGIA, CONSISTING OF 9.1 ACRES, MORE OR LESS, AND BEING THE SAME THE PROPERTY THAT WAS CONVEYED TO CLENT T. KENDALL UNDER A WARRANTY DEED FROM RICHARD NEVILLE AND JOHN M. SHINALL DATED APRIL 3, 1975 WHICH IS RECORDED IN DEED BOOK I-3, PAGE 220, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. THE PROPERTY IS ALSO DESCRIBED AS ALL OF LAND LOT 631 WHICH LIES SOUTH OF LITTLE MOUNTAIN ROAD AND WEST OF THE COUNTY ROAD NOW KNOWN AS MAX WEHUNT ROAD, FORMERLY SIMMONS ROAD, AND ALL OF LAND LOT 662 WHICH LIES WEST OF MAX WEHUNT ROAD, FORMERLY SIMMONS ROAD.

Said property being known as 84 MAX WEHUNT ROAD, DAHLONEGA, GEORGIA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Clent T. Kendall or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan. The name of the person or entity who has the full authority to negotiate, amend, and modify all terms of the mortgage is: Branch Banking and Trust Company, 150 Stratford Road, Suite 201, Winston-Salem, NC 27104 TEL (866) 909-4852.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

NOTICE OF SALE UNDER POWER

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANAE BETZER AND KENNETH BETZER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR METRO BROKERS FINANCIAL INC. , dated 06/25/2003, and Recorded on 08/04/2003 as Book No. 231 and Page No. 46-55, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $132,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in September, 2013, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 113, 1ST DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.46 ACRES, MORE OR LESS, AS PER PLAT OF SURVEY PREPARED BY BURNS L. JEFFRIES, RLS, DATED JUNE 17, 2003, AND RECORDED IN PLAT BOOK 1-89, PAGE 174, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION.

BEING THE SAME PROPERTY CONVEYED BY GRANT P. CARMICHAEL AND MARY M. CARMICHAEL TO PAMELA B. CARMICHAEL AND THOMAS CARMICHAEL ON JANUARY 18, 1994 AND RECORDED IN DEED BOOK 813, PAGE 215, LUMPKIN COUNTY, GEORGIA RECORDS CONSISTING OF 1.5596 ACRES.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).

JPMORGAN CHASE BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866-550-5705. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 116 HOLLY LANE, DAHLONEGA, GEORGIA 30533 is/are: DANAE BETZER AND KENNETH BETZER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, N.A.

as Attorney in Fact for

DANAE BETZER AND KENNETH BETZER.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120187400101

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: DANIEL LEVI CLARK,

MINOR CHILD

CIVIL ACTION FILE NO.:

13-CV-320-MM

NOTICE

Georgia, Lumpkin County

Notice is hereby given that John E. Chester and Robin D. Chester, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 9th day of July, 2013, praying for a change in the name of the minor child from Daniel Levi Clark to Daniel Levi Chester.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition.

This 9th day of July, 2013

John E. Chester and Robin D. Chester, Petitioners

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by David Joel Dearman Jr and Savannah S. Dearman to Wells Fargo Bank, N.A. dated January 19, 2011, and recorded in Deed Book 1180, Page 331, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, , securing a Note in the original principal amount of $173,244.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 517, 518 & 534, 12th DISTRICT, 1st SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY C. C. DAVIS, JR., GEORGIA REGISTERED LAND SURVEYOR,: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.305 ACRES, MORE OR LESS. THE SUBJECT PLAT BEING OF RECORD IN CABINET ONE, SLIDE 48, PLAT 160A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH THAT CERTAIN ROAD MAINTENANCE AND EASEMENT AGREEMENT AS RECORDED IN DEED BOOK S-24, PAGES 32-33, LUMPKJN COUNTY RECORDS.

GRANTOR RESERVES AN EASEMENT AS SHOWN ON SAID SURVEY BEING 40 FEET IN WIDTH FOR INGRESS, EGRESS, AND THE INSTALLATION OF UTILITIES.

THE FOLLOWING RESTRICTIVE COVENANTS SHALL APPLY TO SUBJECT PROPERTY AND SHALL BE A COVENANT RUNNING WITH THE LAND:

SUBJECT PROPERTY SHALL BE RESTRICTED TO THE BUILDING OF SINGLE FAMILY DWELLING WITH A MINIMUM LIVING AREA OF NOT LESS THAN 1,350 SQUARE FEET. MINIMUM LIVING AREA EXCLUDES OPEN PORCHES, GARAGES, CARPORTS, UNFINISHED BASEMENTS AND) OTHER AREAS NOT USUALLY HEATED OR AIR CONDITIONED.

NO MOBILE HOMES, DOUBLE-WIDES OR TRAILERS OF ANY TYPE SHALL BE ALLOWED.

ALL CONSTRUCTION SHALL BE IN ACCORDANCE WITH LOCAL BUILDING CODES.

NO TRAILERS, BOATS, BOAT TRAILERS, EQUIPMENT, OR RECREATIONAL MOTOR VEHICLES OF ANY NATURE SHALL BE KEPT ON OR STORED ON ANY PART OF THE PROPERTY UNLESS THEY ARE SCREENED IN SUCH A WAY AS NOT TO BE VISIBLE FROM THE ROAD OR ADJOINING PROPERTY.

NO TEMPORARY HOUSING, INCLUDING BUT NOT LIMITED TO, TRAVEL TRAILERS, RECREATIONAL MOTOR VEHICLES, OR TENTS SHALL BE INSTALLED OR USED ON THE PROPERTY.?NO GARBAGE, TRASH, ABANDONED VEHICLES, OR OTHER UNSIGHTLY OBJECTS SHALL BE ALLOWED TO BE PLACED OR SUFFERED TO REMAIN ON ANY PART OF THE PROPERTY.

ALSO CONVEYED HEREIN ARE THOSE CERTAIN EASEMENT RIGHTS AS DESCRIBED IN THAT CERTAIN EASEMENT FROM JOEL T. COOPER TO HARLEY BRUCE LONG AS RECORDED IN DEED BOOK D36, PAGE 534, LUMPKIN COUNTY RECORDS.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

Said property is known as 58 Falcon Brook Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of David Joel Dearman, Jr., Savannah S. Dearman, and Savannah Dotson, successor in interest or tenant(s).

Wells Fargo Bank, NA as Attorney-in-Fact for David Joel Dearman Jr and Savannah S. Dearman

File no. 13-040679

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CP

HYPERLINK "http://www.swertfeger.net" www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Joseph Hayward Beck, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of July, 2013.

Joseph Shawn Littleton

261 Ridgeway Road

Dahlonega, GA 30533

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Hugh Duncan Peck deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 1st day of August, 2013.

Deborah Page, Executor

1437 Porter Springs Road

Dahlonega, GA 30533

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Virginia Cain Pickelsimer deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 2nd day of August, 2013.

Jesse Bob Pickelsimer

59 Moores Drive

Dahlonega, GA 30533

PUBLIC NOTICE

DESTRUCTION OF RECORDS OF SPECIAL EDUCATION RECORD

The Lumpkin County School System, Department of Special Education, announces the intent to destroy special education records. Records will be destroyed that were collected, maintained, or used in providing a free appropriate public education for disabled and or exceptional students in the Lumpkin County School System. This notice is in compliance with the system's comprehensive plan for special education as required by the Individuals with Disabilities Education Act.

Lumpkin Special Education records for students who were born between 6/1/1986 and 12/30/1992 or who have not received Special Education Services from Lumpkin County for more than 5 years are considered no longer needed for educational purposes.  If a student or parent would like copies of a student's special education records, he or she should contact Judy Kipfmiller in the Special Education Office of Lumpkin County Schools at 706-864-3611 extension 127.

The Lumpkin County School System plans to destroy the above referenced Special Education records on Sept 2, 2013.

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Donald Ray Gooch, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to me.

This 19th day of July, 2013

Mary Lou Gooch, Executrix of the Estate of Donald Ray Gooch.

Joy L. Edelberg

Horne & Edelberg, P.C.

Post Office Box 37

Dahlonega, GA 30533

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jeffrey J. Markarian and Diedra L. Markarian to HomeBanc Mortgage Corporation dated April 16, 2002, and recorded in Deed Book E29, Page 338, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP. MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2003-AR12, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO BANK ONE, NATIONAL ASSOCIATION, AS TRUSTEE, BY PHH Mortgage Corporation AS SERVICER by Assignment, securing a Note in the original principal amount of $194,650.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 752, 12Th DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING LOT 2 OF THE ALTAVISTA SUBDIVISION RECORDED IN PLAT CABINET ONE, SLIDE 41, PLAT 19, LUMPKIN COUNTY RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

Said property is known as 27 Alta Vista Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Diedra L Markarian, successor in interest or tenant(s).

CREDIT SUISSE FIRST BOSTON MORTGAGE SECURITIES CORP. MORTGAGE-BACKED PASS-THROUGH CERTIFICATES, SERIES 2003-AR12, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO BANK ONE, NATIONAL ASSOCIATION, AS TRUSTEE, BY PHH Mortgage Corporation AS SERVICER as Attorney-in-Fact for Jeffrey J. Markarian and Diedra L. Markarian

File no. 13-040520

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941

(770) 220-2535/CH

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

IN THE JUVENILE COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN THE INTEREST OF:

LANE MCLIN HANES

DOB 1-07-2011

MALE, age 1-year, 9-months

A CHILD UNDER THE AGE OF 18

CASE NO. 093-13J-170A

NOTICE OF PUBICATION

TO: JESSIE ELYSE HANES ABEAR:

By order for service by publication dated the 3rd day of July, you are hereby notified that on the 19th day of June, 2013, Gregory W. Valpey, attorney at law, whose address is P.O. Box 3128, Gainesville, Georgia 30503 filed on behalf of petitioners, Jeffery and Rebecca Hanes, a petition against you entitled Petition for Deprivation and Temporary Custody. This Court will conduct a hearing on the above-styled matter pursuant to § O.C.G.A. 15-11-29 on the 16th day of August, 2013 at 9:30 a.m. at the Lumpkin County Juvenile Court, Lumpkin County Courthouse, Dahlonega, Georgia. Finding of fact and orders of disposition shall become final at the final hearing. You are urged to attend and present evidence. Your failure to attend will not prevent the Court from going forward. Again, this matter has been set for a hearing on the 16th day of August, 2013 at 9:30 a.m.

The mother is entitled to legal counsel if she is unable, without undue financial hardship to employ legal counsel. Should such party desire the appointment of such legal counsel, respondent should advise the Court of such need prior to the aforesaid date of the hearing.

WITNESS, the Honorable Jerald W. Bruch, Judge of this Juvenile Court.

This 11th day of July, 2013.

Rita Harkins

Clerk, Lumpkin County Juvenile Court

Lumpkin County Courthouse

Dahlonega, Georgia.

NOTICE OF INCORPORATION

Notice is given that Articles of Incorporation that will incorporate LCMS KISS Club, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Non-Profit Corporation Code. The initial registered office of the corporation is located at 44 School Drive, Dahlonega, GA 30533 and its initial registered agent at such address is Debbie Carter-Dye.

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill to JPMorgan Chase Bank, N.A. dated March 3, 2005 in the amount of $157,000.00, and recorded in Deed Book I 35, Page 658, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2013, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land, lying and being in Land Lot 642 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 1.300 acres more or less, being Lot 5 of Martin`s Grove Subdivision, Phase Two, and being more fully described and delineated according to a Plat of Survey prepared August 29, 1996 by Michael S. Kelley, Georgia Registered Surveyor, which is recorded in Plat Book 30, Page 32, Lumpkin County, Georgia Records, which is incorporated by reference herein.

which has the property address of 447 Alex Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: JPMorgan Chase Bank, National Association 800 Brooksedge Blvd., Floor 2 Westerville, OH 43081 Phone Number: 866-550-5705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

JPMorgan Chase Bank, National Association

Attorney in Fact for

Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 08-07-2013, 08-14-2013, 08-21-2013, 08-28-2013

File No. 11-07079 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

STATE OF GEORGIA

COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from MARIA SAYDAL and MARK HAMILTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICAN MORTGAGE EXPRESS CORPORATION dated January 11, 2006, filed for record January 17, 2006, and recorded in Deed Book E37, Page 347, LUMPKIN County, Georgia Records, as last transferred to U.S. BANK NATIONAL ASSOCIATION AS TRUSTEE FOR RALI 2006-QS2 by assignment recorded in Deed Book 1232, Page 402, LUMPKIN County, Georgia Records, corrective assignment recorded in Deed Book 1253, Page 418, LUMPKIN County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated January 11, 2006 in the original principal sum of TWO HUNDRED FORTY FOUR THOUSAND AND 0/100 DOLLARS ($244,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in September, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. Said property is more commonly known as: 191 STONEY CREEK LANE, DAHLONEGA, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ACCREDITED LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-QA2 holds the duly indorsed Note and is the assignee of the Security Deed to your property. OCWEN LOAN SERVICING, LLC services your loan on behalf of U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ACCREDITED LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-QA2, the current beneficial owner of your loan. The servicer of this loan is OCWEN LOAN SERVICING, LLC. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is OCWEN LOAN SERVICING, LLC, 1100 VIRGINIA DRIVE, P.O. BOX 8300, FORT WASHINGTON, PA 19034; (887) 226-2936. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Said property will be sold as the property of MARIA SAYDAL and MARK HAMILTON.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR RESIDENTIAL ACCREDITED LOANS, INC., MORTGAGE ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2006-QA2

As Attorney-in-Fact for

MARIA SAYDAL

MARK HAMILTON

Phelan Hallinan & Jones, LLC

303 Perimeter Center North, Suite 800

Atlanta, GA 30346

Telephone: 770-393-4300

Fax: 770-393-4310

PH # 13370

This law firm is acting as a debt collector. Any information obtained will be used for that purpose.

EXHIBIT A

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 959 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING 2.988 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS LOTS 1 AND 2 OF THE STONEY CREEK SUBDIVISION ON A PLAT OF SURVEY DATED JUNE 24, 1994, PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT BOOK 28, PAGE 82, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

ALSO CONVEYED HEREWITH IS A PERPETUAL, NON-EXCLUSIVE EASEMENT FORTY FEET IN WIDTH ALONG AND WITH STONEY CREEK LANE LEADING TO U.S. HIGHWAY 19 AS DEPICTED ON THE ABOVE REFERENCED PLAT OF SURVEY.

THIS PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS FOR ROADS AND UTILITIES IN USE OR OF RECORD.

NOTICE OF SALE

STATE OF GEORGIA

COUNTY OF FORSYTH

WHEREAS, heretofore on August 17, 2009, Nellie Adams executed a Deed to Secure Debt in favor of Rex Gravitt in the original principal amount of Sixteen Thousand Four Hundred Eighty-Three and 72/100ths Dollars ($16,483.72), which Deed to Secure Debt is recorded in Deed Book 1142, Pages 188-194, Lumpkin County, Georgia, Superior Court, as assigned to Witts End Properties, LLC by virtue of Transfer and Assignment of Promissory Note and Deed to Secure Debt recorded in Deed Book 1198, page 676, aforesaid records; and

WHEREAS, the indebtedness secured by said Deed to Secure Debt from Nellie Adams to Rex Gravitt, as subsequently assigned to Witts End Properties, LLC has become in default under the terms and conditions of said Deed to Secure Debt, and Witts End Properties, LLC has declared all of said indebtedness secured thereby due and payable;

NOW, THEREFORE, in exercise of the power of sale contained in said Deed to Secure Debt and in accordance with the law in such cases made and provided, the undersigned, as attorney in fact for the said Nellie Adams, will sell the below described property to the highest and best bidder for cash before the courthouse door in Dahlonega, Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in September, 2013.

The property to be sold is described as follows:

All that tract or parcel of land lying and being in Land Lot 37 of the 12th District and 1st Section of Lumpkin County, Georgia, being Tract A as shown on a survey prepared for Rex Gravitt by Jick A. Page, Jr. Georgia registered land surveyor no. 1884 and being a portion of 5.047 acres of land designated as Lot 9, Block A of Burt Creek Subdivision, Unit 1, as shown on a subdivision plat dated November 16, 1987, recorded in Plat Book 18, page 89, aforesaid records.

Subject to a twenty foot ingress and egress easement as shown on the afore-mentioned plat, the centerline of said easement being the property line between Tract D and Tract A.

THE PROPERTY IS FURTHER KNOWN AS 465 Redwood Drive, Dawsonville, GA 30534.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, any matters of record superior to the Deed to Secure Debt first set out above, and rights of redemption, if any, conferred by applicable state or federal law. The proceeds from said sale will be used first to pay said Deed to Secure Debt in favor of Witts End Properties, LLC and the Note which it secures, matters of record superior to said Deed to Secure Debt, legal fees and the costs of foreclosure and the balance, if any, will be disbursed to the parties entitled thereto as provided by law.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nellie Adams and the street address of said property is 465 Redwood Drive, Dawsonville, GA 30534.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

Witts End Properties, LLC

As Attorney in Fact for

Nellie Adams

Address and Phone No.

2415 State Barn Road, Suite 201

Cumming, GA 30040

770-886-9499

ANY INFORMATION OBTAINED WILL BE USED FOR THE PURPOSE OF COLLECTING A DEBT.

NOTICE OF REFERENDUM TO THE QUALIFIED VOTERS OF LUMPKIN COUNTY SCHOOL DISTRICT, GEORGIA

NOTICE IS HEREBY GIVEN that on the 5th day of November, 2013, a special election will be held at the regular polling places in all the election districts of Lumpkin County at which time there will be submitted to the qualified voters of Lumpkin County for their determination the question of whether a special sales and use tax for educational purposes of one percent shall continue to be levied, imposed and collected on all sales and uses in Lumpkin County for a period of time not to exceed twenty (20) calendar quarters and for the purpose of raising not more than $19,500,000 of net proceeds by said tax, which shall go to the School District for the purpose of (i) adding to, renovating, repairing, improving, equipping, and demolishing existing school buildings and school system facilities, including, but not limited to, roofing, HVAC and physical education/athletic facilities and fields; (ii) acquiring new computer hardware and software; (iii) acquiring miscellaneous new equipment, fixtures, and furnishings for the school district, including, but not limited to, safety and security equipment; (iv) acquiring school buses and transportation and maintenance equipment and facilities; (v) acquiring, constructing and equipping new buildings and facilities useful and desirable; (vi) acquiring land; and (vii) purchasing textbooks, the maximum amount sales and use tax proceeds to be spent on projects (i) through (vii) shall not exceed $19,500,000. The ballots to be used at such referendum shall have written or printed thereon substantially the following:

_____ Yes

_____ No

Shall a special one percent sales and use tax for educational purposes be imposed in Lumpkin County for a period not to exceed twenty (20) calendar quarters and for the purpose of raising not more than $19,500,000 of net proceeds by said tax, which shall go to the School District for the purpose of (i) adding to, renovating, repairing, improving, equipping, and demolishing existing school buildings and school system facilities, including, but not limited to, roofing, HVAC and physical education/athletic facilities and fields; (ii) acquiring new computer hardware and software; (iii) acquiring miscellaneous new equipment, fixtures, and furnishings for the school district, including, but not limited to, safety and security equipment; (iv) acquiring school buses and transportation and maintenance equipment and facilities; (v) acquiring, constructing and equipping new buildings and facilities useful and desirable; (vi) acquiring land; and (vii) purchasing textbooks, the maximum amount sales and use tax proceeds to be spent on projects (i) through (vii) shall not exceed $19,500,000.

The several places for holding said referendum shall be at the regular and established voting precincts of the election districts of Lumpkin County, Georgia, and the polls will be open from 7:00 a.m. to 7:00 p.m. on the date fixed for the referendum. All polling places will be open.

Pursuant to Official Code of Georgia Annotated ¤ 21-2-224(b) the registration deadline for this special election shall be at the close of business on the fifth Monday prior to the date of the special election or, if such Monday is a legal holiday, by the close of business on the following business day.

The last day to register to vote in this referendum shall be October 7, 2013, through 5:00 p.m.

Mail voter registration applications must be postmarked on or before October 7, 2013.

This notice is given pursuant to a resolution of the Lumpkin County Board of Education adopted on July 22, 2013.

This 24th day of July, 2013.

Ashley Peck

Election Superintendant, Lumpkin County Board of Elections

Request for Variance to the Front Setback Requirement of Lumpkin County

David Sherrick is requesting a variance to reduce the side setback to construct a garage located at 191 John Walker Rd. This request will be heard by the Lumpkin County Planning Commission on August 12th, 2013 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

Request for Variance to the Road Requirement of Lumpkin County

Ted Tardonia is requesting a variance to the paved road requirements to operate a wedding venue located at 184 Turkey Hill. This request will be heard by the Lumpkin County Planning Commission on August 12th, 2013 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA,

COUNTY OF LUMPKIN.

By virtue of the power of sale contained in that certain Deed to Secure Debt from Richard A. Durham to Coy Wilson and filed for record in Deed Book G-20, Pages 339-345, Lumpkin County Records, and in that certain Corrective Security Deed from Richard A. Durham and Cyndi N. Durham to Coy Wilson and filed for record in Deed Book 1113, Pages 225-230, Lumpkin County Records, which was assigned to Leigh Ann Gaddis by Assignment dated February 5, 2010, and Deed to Secure Debt having been given to secure a Note dated July 1, 1998, in the original principal sum of Thirty-eight Thousand Two Hundred and no/100s Dollars ($38,200.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, as well as all other obligations, debts, liabilities, plus interest thereon, of Grantor to Lender, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on September 3, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 985 of the 12th District, 1st Section of Lumpkin County, in the City of Dahlonega, Georgia, containing 0.2096 acres, shown on a plat prepared for Coy Wilson by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated September 21, 1995, a copy of which is recorded in Plat Cabinet 1, Slide 18, Plat 141B, Lumpkin County Deed Records, to which recorded plat this reference is made for a more particular description and described according to the same as follows:

BEGINNING at a point on the northeasterly right of way of Pine Street (a 40 foot right of way) at the southwest corner of property now or formerly owned by Farrell Watson; thence along said right of way, following the curvature thereof, N 52-09-15 W 25.37 feet; N 65-11-06 W 45.50 feet; and N 70-55-13 W 32.94 feet to a 3/4" crimp top pin (which is offset 0.1 feet from the right of way); thence leaving the right of way N 29-23-21 E 141.95 feet to an iron pin; thence S 40-25-23 E 45.02 feet to an iron pin at the corner of the Watson property; thence along the Watson property line S 01-44-37 West 113.18 feet to the point of beginning.

This property located at 41 Pine Street, Dahlonega, GA 30533.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

To the best knowledge and belief of the undersigned, the party in possession of the property is a tenant or tenants of Richard A. Durham.

oy L. Edelberg, of Horne & Edelberg, P.C., has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor.

Leigh Ann Gaddis

Attorney-in-Fact for

Richard A. Durham

Horne & Edelberg, P.C.

Attorneys at Law

P. O. Box 37

Dahlonega, Georgia 30533

706-864-7303

NOTICE OF PETITION TO FILE

FOR YEAR'S SUPPORT

Probate Court, Lumpkin County, State of Georgia

IN RE:Estate of Janet Blair Brown, Deceased

Estate no:2013-YS-74

The petition of Ricky Dewayne Brown, for year's support from the estate of Janet Blair Brown, deceased, for decedent's surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before August 19, 2013, why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

Shelley Wilson

Clerk of the Probate Court

325 Riley Road, Room-122

Dahlonega, GA 30533

706-864-3847

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Rita Chastain Foster and Leon Foster to Mortgage Electronic Registration Systems, Inc. as nominee for Lend America, its successors and assigns dated October 27, 2008 in the amount of $230,000.00, and recorded in Deed Book 1114, Page 570, as re-recorded in Deed Book 1229, Page 635, Lumpkin County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 852, 5th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Henry G. Jarrard, Georgia Registered Land Surveyor, dated April 1, 2000: and as per said plat, the property contains 2.00 acres, more or less. The subject plat being of record in Cabinet One, Slide 46, Plat 111A, Lumpkin County Records. Said plat is hereby incorporated by reference.

which has the property address of 1164 Mill Creek Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Rita Chastain Foster and Leon Foster and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Ocwen Loan Servicing, LLC Two Ravinia Dr. , Suite 500 Atlanta, GA 30346 Phone Number: 678-855-7067. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

Ocwen Loan Servicing, LLC

Attorney in Fact for

Rita Chastain Foster and Leon Foster

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 08-07-2013, 08-14-2013, 08-21-2013, 08-28-2013

File No. 11-16057 /FNMA/efisher

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

IN THE SUPERIOR COURT

OF LUMPKIN COUNTY

STATE OF GEORGIA

Robert Rhodes, Plaintiff

vs.

Li Meng Rhodes, Defendant

Civil Action No. 13-CV-296-MM

To: Li Meng Rhodes

NOTICE OF PUBLICATION

By Order of Publication dated July 10, 2013, you are hereby notified that on June 19 2013 Robert Rhodes filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court an answer and to serve upon Plaintiff's attorney, Don Ferguson at 34 W. Jarrard St., Cleveland, Georgia 30528 an Answer in writing within sixty (60) days of the date of the Order of Publication.

Witness the Honorable Murphy C. Miller, Judge of the Superior Court of Lumpkin County this 11th day of July, 2013.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the Power of Sale contained in that Georgia Security Deed and Security Agreement executed and delivered by Rock House Store, LLC to Branch Banking and Trust Company, dated April 11, 2007, and recorded in Deed Book 1039, Page 20, as modified per that certain Modification Agreement dated January 7, 2008, recorded in Deed Book 1080, Page 291, Lumpkin County Records conveying the after-described property to secure a Note in the original principal amount of Two Hundred Eighty Five Thousand One Hundred Sixty Three Dollars and 59/cents ($285,163.59), as modified per the referenced Modification Agreement to the principal amount of Four Hundred Thousand One Hundred Sixty Four Dollars and 00/cents ($400,164.00), with interest thereon as set forth therein, there will be sold at public outcry before the Courthouse door in said County by Commercial Loan Solutions III, LLC, as assignee of Commercial Loan Solutions, LLC and Branch Banking and Trust Company, by virtue of that certain Assignment of Security Instruments dated December 7, 2012, from Branch Banking and Trust Company to Commercial Loan Solutions, LLC recorded in Deed Book 1235, Page 24, and per that certain Assignment of Security Deed dated effective March 28, 2013, from Commercial Loan Solutions, LLC to Commercial Loan Solutions III, LLC, recorded in Deed Book 1245, Page 493, Lumpkin County Records, during the legal hours of sale on the first Tuesday in September, 2013, to the highest bidder for cash, the following described property, as follows:

All that tract or parcel of Land lying and being in Land Lot 1132, 12th District, 1st Section, Lumpkin County, Georgia, being fully described on a Plat prepared by Owen Patton, GRLS, dated October 10, 1991, containing 1.21 acres, more or less, said Plat being recorded in Plat Book 24, Page 29, Lumpkin County, Georgia, records, which plat is incorporated herein by this reference.

The said debt secured by the said Security Deed being in default, said sale will be made for the purpose of paying the same and all expenses in connection with this foreclosure including but not limited to all accrued and unpaid interest, attorney's fees and expenses of sale.

Upon the best information and belief of Lender, the above-described property is in the possession of the Borrowers, and/or tenants of the Borrowers or other persons or entities in possession with the consent or acquiescence of the Borrowers, and the property is commonly known as 1127 Highway 52 East, Dahlonega, Georgia 30533, according to the present system of numbering properties in Lumpkin County, Georgia.

SEQ CHAPTER \h \r 1The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Midwest Servicing, Inc., as servicing agent for Commercial Loan Solutions III, LLC, 200 CrossKeys Office Park, Suite 230, Fairport, NY 14450 at 585-377-2810. Please understand that the secured creditor is not required to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold as the property of Rock House Store, LLC, and subject to any outstanding ad valorem real property taxes (including taxes which are a lien, but not yet due and payable), any matter which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed first set out above.

Commercial Loan Solutions III, LLC, as assignee of Commercial Loan Solutions, LLC and Branch Banking and Trust Company, as attorney in fact for Rock House Store, LLC

Presented by:

MICHAEL D. PAYNE, Attorney for

Commercial Loan Solutions III, LLC

McCullough, Payne & Haan, LLC

271 17th Street, N.W.

Suite 2200

Atlanta, Georgia 30363-6213

(404) 873-1386

State Of Georgia

County of Lumpkin

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Security Deed from Roque Construction, Inc. to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First Security National Bank, dated June 9, 2006, and recorded in Deed Book 992, Page 174, Lumpkin County, Georgia Records, as may be modified or amended, (hereinafter referred to as "Deed to Secure Debt"), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, September 3, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference.

The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that State Bank and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that State Bank and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Roque Construction, Inc. or a tenant or tenants, and said property is more commonly known as property located in Land Lot 140 of the 11th District, 1st Section of Lumpkin County, Georgia being approximately 3.03 acres located on Elliott Lane also known as Elliots Lane, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation,

Receiver for First Security National Bank

Attorney in Fact for

Roque Construction, Inc. Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT "A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 4.03 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT AN IRON PIN FOUND AT A 5/8 INCH REBAR ON THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1245.70 FEET WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD, THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS WEST A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 45.49 FEET TO A POINT; NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 8.37 FEET TO A POINT; NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS WEST A DISTANCE OF 29.35 FEET TO A POINT; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 370.49 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; RUNNING THENCE SOUTH 29 DEGREES 19 MINUTES 44 SECONDS EAST A DISTANCE OF 391.69 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR AND THE POINT OF BEGINNING. ALL AS SHOWN ON?FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION,?PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

LESS AND EXCEPT:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE POINT OF BEGINNING, COMMENCE AT AN IRON PIN FOUND AT A 5/8 INCH REBAR ON THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1,245.70 FEET WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD; THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS WEST A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; AND NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 53.86 FEET TO A POINT AND THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE NORTHERLY RIGHT OF WAY OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS WEST A DISTANCE OF 29.35 FEET TO A POINT; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; THENCE SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND AT A 1/2 INCH OPEN TOP PIPE; THENCE SOUTH 09 DEGREES 15 MINUTES 57 SECONDS WEST A DISTANCE OF 355.45 FEET TO A POINT AND THE POINT OF BEGINNING; BEING SHOWN AS Lot #1 ON "FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION," PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

State Of Georgia

County of Lumpkin

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Construction Security Deed from Roque Construction, Inc. to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First Security National Bank, dated August 11, 2006, and recorded in Deed Book 1004, Page 726, Lumpkin County, Georgia Records, as may be modified or amended, (hereinafter referred to as "Deed to Secure Debt"), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, September 3, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

Please note that State Bank and Trust Company is the entity that has full authority to negotiate, amend, and modify all terms of the mortgage, and that State Bank and Trust Company can be contacted through the following representative:

Martin G. Quirk, Esq.

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

404-252-1425

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Roque Construction, Inc. or a tenant or tenants, and said property is more commonly known as property located in Land Lot 140 of the 11th District, 1st Section of Lumpkin County, being approximately 1.00 acre located on Elliott Lane also known as 358 Elliots Lane, Dahlonega, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. The undersigned reserves the right to sell the property, or any part thereof, together in its entirety or in one or more parcels as determined by the undersigned in its sole discretion.

State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation,

Receiver for First Security National Bank

Attorney in Fact for

Roque Construction, Inc.

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT"A"

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 140 OF THE 11TH DISTRICT, 1ST SECTION, ORIGINALLY HALL COUNTY, GEORGIA, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRES, MORE OR LESS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE POINT OF BEGINNING, COMMENCE AT AN IRON PIN FOUND AT A 5/8 INCH REBAR ON THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE (A 60 FOOT RIGHT-OF-WAY) LOCATED 1245.70 FEET WESTERLY ALONG SAID RIGHT-OF-WAY LINE FROM ITS INTERSECTION WITH THE WESTERLY RIGHT-OF-WAY LINE OF BOWERS ROAD; THENCE CONTINUING ALONG THE NORTHERLY RIGHT-OF-WAY LINE OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 73 DEGREES 01 MINUTES 41 SECONDS WEST A DISTANCE OF 79.08 FEET TO A POINT; NORTH 83 DEGREES 58 MINUTES 22 SECONDS WEST A DISTANCE OF 61.36 FEET TO A POINT; NORTH 89 DEGREES 15 MINUTES 33 SECONDS WEST A DISTANCE OF 45.91 FEET TO A POINT; SOUTH 87 DEGREES 44 MINUTES 03 SECONDS WEST A DISTANCE OF 34.64 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; SOUTH 84 DEGREES 52 MINUTES 36 SECONDS WEST A DISTANCE OF 38.45 FEET TO A POINT; SOUTH 82 DEGREES 13 MINUTES 56 SECONDS WEST A DISTANCE OF 39.34 FEET TO A POINT; SOUTH 87 DEGREES 52 MINUTES 46 SECONDS WEST A DISTANCE OF 41.00 FEET TO A POINT; NORTH 84 DEGREES 17 MINUTES 13 SECONDS WEST A DISTANCE OF 30.34 FEET TO AN IRON PIN FOUND AT A 5/8 INCH REBAR; NORTH 81 DEGREES 45 MINUTES 36 SECONDS WEST A DISTANCE OF 18.46 FEET TO A POINT; NORTH 85 DEGREES 39 MINUTES 50 SECONDS WEST A DISTANCE OF 37.70 FEET TO A POINT; SOUTH 88 DEGREES 01 MINUTES 52 SECONDS WEST A DISTANCE OF 52.05 FEET TO A POINT; AND NORTH 89 DEGREES 05 MINUTES 07 SECONDS WEST A DISTANCE OF 53.86 FEET TO A POINT AND THE TRUE POINT OF BEGINNING; THENCE CONTINUING ALONG THE NORTHERLY RIGHT OF WAY OF ELLIOTT LANE THE FOLLOWING COURSES AND DISTANCES: NORTH 85 DEGREES 30 MINUTES 13 SECONDS WEST A DISTANCE OF 26.52 FEET TO A POINT; NORTH 85 DEGREES 41 MINUTES 15 SECONDS WEST A DISTANCE OF 44.02 FEET TO A POINT; NORTH 82 DEGREES 20 MINUTES 05 SECONDS WEST A DISTANCE OF 53.61 FEET TO A POINT; AND NORTH 74 DEGREES 56 MINUTES 05 SECONDS WEST A DISTANCE OF 29.35 FEET TO A POINT; THENCE LEAVING SAID RIGHT-OF-WAY LINE AND RUNNING NORTH 19 DEGREES 17 MINUTES 53 SECONDS EAST A DISTANCE OF 362.53 FEET TO AN IRON PIN FOUND AT A 1/2 OPEN TOP PIPE; THENCE SOUTH 82 DEGREES 38 MINUTES 38 SECONDS EAST A DISTANCE OF 89.97 FEET TO AN IRON PIN FOUND AT A 1/2 OPEN TOP PIPE; THENCE SOUTH 09 DEGREES 15 MINUTES 57 SECONDS WEST A DISTANCE OF 355.45 FEET TOA POINT AND THE POINT OF BEGINNING; BEING SHOWN AS LOT #1 ON "FINAL CLASS I SUBDIVISION PLAT FOR ROQUE CONSTRUCTION," PREPARED BY DRS & ASSOCIATES, PC, DOUGLAS R. SHERRILL REGISTERED SURVEYOR NO. 2995, DATED MAY 24, 2006.

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Sandra Colbert and Faye Colbert to Mortgage Electronic Registration Systems, Inc. as nominee for HomeStar Financial Corp., its successors and assigns dated April 30, 2010 recorded in Deed Book 1159, Page 613-624 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-ONE THOUSAND NINETY-SIX AND 00/100 ($161,096.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, September 3, 2013 the following described property, to wit:

All that tract or parcel of land lying and being Land Lot 343 of the 13th District, 1st Section of Lumpkin county, Georgia, consisting of 0.715 acres, more or less, together with all improvements located thereon, being that 1.00 acre, more or less, of Lot 16 of the Lakeview Estates Subdivision as set out on a plat of survey dated April 1, 1987, prepared by Bakkum-DeLoach and Assoc., Georgia Registered Land Surveyor, which is recorded in Plat Book 18, Page 34, Lumpkin County Records, and is incorporated herein by reference for a more detailed description,

Less and except:

All that tract or parcel of land lying and being in Land Lot 343 of the 13th District, 1st Section of Lumpkin County, Georgia, being a portion of Lot 16, Lakeview Estates Subdivision, being more particularly described as follows:

To find the True Point of Beginning, commence at the intersection of the westerly right of way of Lakeview Drive (60 foot right of way) with the southerly right of way of Dogwood Land (60 foot right of way); thence south 55 degrees 50 minutes 20 seconds west along the southern right of way of Dogwood Lane, 139.30 feet to a one-half inch rebar; thence south 08 degrees 25 minutes 31 seconds east 77.62 feet to a point on the original lot line between Lot 16 and Lot 15 of Lakeview Estates which point is the TRUE POINT OF BEGINNING; thence south 74 degrees 16 minutes 34 seconds east 63.77 feet to a point; thence south 25 degrees 50 minutes 04 seconds east 80.82 feet to a point; thence south 27 degrees 59 minutes 17 seconds west 138.76 feet to a one-half inch rebar on the original lot line between Lots 16 and 15 of Lakeview Estates; thence north 08 degrees 25 minutes 31 seconds west along the original lot line between Lots 15 and 16 of Lakeview Estates 214.84 feet, more or less, to the TRUE POINT OF BEGINNING; being a portion of original Lot 16 of Lakeview Estates. This is the same property conveyed to First American Title Insurance Company by that Quit-Claim Deed dated May 2, 2000, recorded in Deed Book W-25, Pages 217-219, Lumpkin County Records.

This property is conveyed subject to all easements for roads and utilities in use or of record.

This property is more particularly set out on that plat of survey dated March 21, 2000, prepared for First American Title Insurance Company by Michael Stewart Kelley, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 50, Plat 199, Lumpkin County Records.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney's fees, notice of intent to collect attorney's fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Sandra Colbert and Faye Colbert or, a tenant or tenants, and said property was or is commonly known as 326 Lakeview Drive, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

Sandra Colbert and Faye Colbert

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-17446

Publication Dates: August 7, 14, 21, 28, 2013

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Thelma Alison Martin to Union Planters Bank, N.A. dated April 17, 2003, and recorded in Deed Book H31, Page 428, Lumpkin County Records, securing a Note in the original principal amount of $91,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, September 3, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 849 and 902 of the 12th District and 1st Section of Lumpkin County, Georgia, being all of Lot 21, as more fully described on a Plat of Survey dated July 31, 1978, revised September 19, 1979, as recorded in Plat Book 6, Page 2, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property.

Said property is known as 149 Anderson Drive, Unit 1, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Thelma Alison Martin, successor in interest or tenant(s).

Regions Bank dba Regions Mortgage successor by merger to Union Planters Bank, NA as Attorney-in-Fact for Thelma Alison Martin

File no. 12-034926

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941

(770) 220-2535/CH

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed given by Tommy G. Evans to United Community Mortgage Services, Incorporation, dated November 15, 2004, recorded on November 29, 2004 in Deed Book U34, Page 108, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to CP-SRMOF II 2012-A Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee, the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of One Hundred Two Thousand One Hundred Nine and 00/100 DOLLARS ($102,109.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on September 3, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land located in Land Lot 73, 11th District, originally Hall, now Lumpkin County, Georgia consisting of 1.01 Acres, more or less, being more fully described and delineated as Lot 24, Phase I, Camelot, dated April 25, 1985, prepared by Michael L. Scupin, Georgia Registered Surveyor #1964, recorded in Plat Book 13, Page 95, Lumpkin County Georgia records, which is incorporated herein by reference.

Said property is known as 279 King Arthur Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold as the property of Tommy G. Evans, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Tommy G. Evans or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law.

Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, CP-SRMOF II 2012-A Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee, is as follows: Selene Finance, LP, 9990 Richmond Ave , Suite 400 South, Houston, TX 77042, (713)- 587 9719. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

CP-SRMOF II 2012-A Trust, U.S. Bank Trust National Association, not in its individual capacity but solely as Trustee

as Attorney in Fact for

Tommy G. Evans

Morris|Hardwick|Schneider, LLC

1303 Hightower Trail, Suite 315

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

NOTICE OF SERVICE OF PROCESS BY PUBLICATION

State of North Carolina

Chatham County

In the District Court

File No. 13-CVD-382

AMENDED COMPLAINT

FOR CUSTODY

Sandra F. Woody

Ronald E. Woody

Plaintiffs

vs.

Walter Mack Stone, III,

Defendant

To: Walter Mack Stone, III, Defendant above-named:

Take notice that on June 4, 2013, a pleading seeking relief against you was filed in the above-entitled action. The nature of the relief being sought is as follows: Custody and Attorney's Fees and Costs.

You are required to make defense to such pleading not later than September 2, 2013, and upon your failure to do so the party seeking service against you will apply to the court for the relief sought.

This 19th day of July, 2013

Barbara M. Szombatfalvy

Attorney for Plaintiffs

3001 Academy Road, Suite 120

Durham, NC 27707

919-403-0900

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Legals (10-9-13)
Oct 15, 2013 | 7711 views | 0 0 comments | 459 459 recommendations | email to a friend | print
gpn11

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Danny Rollins and Selina Rollins to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC dated 7/14/2005 and recorded in Deed Book E-36 Page 382, Lumpkin County, Georgia records; as last transferred to or acquired by U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7, conveying the after-described property to secure a Note in the original principal amount of $ 121,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114, 13TH DISTRICT 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.017 ACRES, MORE OR LESS, AND BEING KNOWN AS TRACT #1-A, ACCORDING TO THAT PLAT OF SURVEY, DATED MAY 31, 1996, PREPARED BY MICHAEL S. KELLEY, GEORGIA REGISTERED LAND SURVEYOR, AND RECORDED IN PLAT BOOK 30, PAGE 177, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 939 Blackburn Road, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Danny Rollins and Selina Rollins or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7 as agent and Attorney in Fact for Danny Rollins and Selina Rollins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498879A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498879A

gpn11

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Phyllis Johnson and Thomas Johnson to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc. dated 4/15/2008 and recorded in Deed Book 1091 Page 365, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 168,490.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 99, 1st District, Lumpkin County, Georgia, containing 1.02 acres, and being shown as Tract "A" on a plat of survey for Jerry Dean Ayers, dated October 8, 1997 by Frederick F. Kaufman, Georgia Registered Land Surveyor #1774, and being more particularly described as follows: ??To find the True Point of Beginning, begin at a point located at the common corner of Land Lots 109, 100, 99 and 110, thence South 01 degrees 08 minutes 31 seconds West a distance of 833.22 feet to a 1/2" rebar; thence South 01 degrees 08 minutes 31 seconds West a distance of 200.62 feet to a 1/2" rebar located on the northerly side of the right of way of Norman Bell Road (80 foot right of way); thence South 68 degrees 06 minutes 28 seconds East a distance of 43.33 feet to a point; which point is the True Point of Beginning; from the True Point of Beginning thus established, proceed North 19 degrees 12 minutes 01 seconds West a distance of 59.03 feet to a point; thence North 01 degrees 08 minutes 31 seconds East a distance of 157.71 feet to a point; thence South 80 degrees 33 minutes 49 seconds East a distance of 229.79 feet to a 1/2" rebar; thence South 11 degrees 41 minutes 57 seconds West a distance of 218.77 feet to a point located on the northerly side of the 80 foot right of way of Norman Bell Road; thence North 80 degrees 21 minutes 45 seconds West a distance of 88.33 to a point; thence North 73 degrees 18 minutes 06 seconds West a distance of 82.44 feet to a point; which is the True Point of Beginning. Also, conveyed herewith is an easement for ingress and egress to subject property from Norman Bell Road across Tract "B" which easement is more particularly shown on said plat of survey, a copy of which is attached as Exhibit "B" on Warranty Deed recorded in Deed Book K 36, Page 50 and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 311 Norman Bell Road, Murryville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Phyllis Johnson and Thomas Johnson or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Phyllis Johnson and Thomas Johnson Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667500197A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667500197A

gpn11

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Curtis L. Smith and Annie L. Smith to Mortgage Electronic Registration Systems, Inc. as nominee for Security Atlantic Mortgage Co. Inc. dated 2/9/2009 and recorded in Deed Book 1124 Page 521, LUMPKIN County, Georgia records; as last transferred to or acquired by BANK OF AMERICA, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 183,150.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 1060 of the 12th Land District and 1st Section of Lumpkin County, Georgia consisting of 2.09 acres, more or less, according to plat of survey prepared April 29, 1995 by Michael L. Soupin, R.L.S. and recorded in Plat Book 28, page 69, Lumpkin County, Georgia records; Said plat and the record thereof being incorporated herein by reference for a more complete description. **FOR INFORMATIONAL PURPOSES ONLY** The improvements thereon being known as No. 3018 Morrison Moore Pkwy E, Dahlonega, GA 30533. Being the same property, which by Deed dated June 12, 2007 and recorded June 26, 2007 among the Land Records of Lumpkin County, Georgia in Book 1049, Page 250, was granted and conveyed by Whitney Shanti Lynn Smith, by Curtis L. Smith and Annie L. Smith, conservator for the estate of Whitney Shanti Lynn Smith unto Whitney Shanti Lynn Smith, Curtis L. Smith and Annie L. Smith. PARCEL ID NO: 077-081 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 3018 Morrison Moore Parkway East, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Curtis L. Smith and Annie L. Smith or tenant or tenants. Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Bank of America Home Loan Assistance Dept. 7105 Corporate Drive Plano, TX 75024 (800) 846-2222 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. BANK OF AMERICA, N.A. as agent and Attorney in Fact for Curtis L. Smith and Annie L. Smith Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1016-667497856A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-667497856A

gpn11

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Sheri S. Fields and Ricky A. Fields to Mortgage Lenders Network USA, Inc. dated 5/2/2002 and recorded in Deed Book I-29 Page 40, LUMPKIN County, Georgia records; as last transferred to or acquired by LNV Corporation, conveying the after-described property to secure a Note in the original principal amount of $ 225,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: TRACT 1: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 29, 1998: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.338 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 12, PAGE 36B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.TRACT 2: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY SOLAR LAND SURVEYING COMPANY, GEORGIA REGISTERED LAND SURVEYORS, DATED JUNE 17, 1995 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 28, PAGE 111, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 289 Pathfinder Lane, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Sheri S. Fields and Richard A. Fields or tenant or tenants. LNV Corporation is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. LNV Corporation Loss Mitigation Department 1 Corporate Center Drive, Suite 360 Lake Zurich, IL 60047 1-888-395-3997 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. LNV Corporation as agent and Attorney in Fact for Sheri S. Fields and Ricky A. Fields Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1072-3064A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-3064A

gpn11

NOTICE OF FORECLOSURE SALE UNDER POWER

LUMPKIN COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher K. Carroll to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated December 29, 2009, and recorded in Deed Book 1151, Page 273, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded on November 21, 2012 in Book 1299 Page 683 in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty-Seven Thousand Four Hundred Sixty-Four and 0/100 dollars ($137,464.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 122 of the 1st District, originally Habersham, now Lumpkin, County, Georgia, and being labeled as Lot 16, containing 2.35 acres, more or less, per a plat of survey prepared for Winters Mountain by Bakkum-Deloch and Associates, Georgia Registered Surveyors, dated March 27, 1987, recorded in Plat Book 18, Page 51, Lumpkin County, Georgia Records. Said plat being incorporated herein by reference and made a part of this description. And also: All that tract or parcel of land lying and being in Land Lot 122 of the 1st District, originally Habersham, now Lumpkin County, Georgia, consisting of 1.664 acres, more or less, and being designated as Lot 17A, Containing 1.118 acres, more or less, and Lot 17C, containing 0.546 acres, more or less, Winters Mountain Subdivision, as per plat recorded in Plat Book 27, Page 24, Lumpkin County, Georgia Records. Said plat being incorporated herein by reference and made a part of this description. This property is subject to Restrictive Covenants recorded in Deed Book R6, Page 163, Lumpkin County Records, and is subject to the Road Maintenance Agreement recorded in Deed Book R6, Page 159, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer can be contacted at (800) 443-1032 - Loss Mitigation Dept., or by writing to PO Box 27767, Richmond, Virginia 23261, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher Kalil Carroll or tenant(s); and said property is more commonly known as 117 Hillstream Drive, Dahlonega, GA 30533. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. SunTrust Mortgage, Inc. as Attorney in Fact for Christopher K. Carroll. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 13-05378

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeremy Furlong to JPMorgan Chase Bank, N.A., dated August 17, 2007, recorded in Deed Book 1065, Page 172, Lumpkin County, Georgia Records, as last transferred to Federal National Mortgage Association by assignment recorded in Deed Book 1243, Page 756, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FOUR THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($194,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 44, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated December 6, 2006; and as per said plat, the property is more particularly described as Lot 8, The subject plat being of record I plat cabinet one, Slide 140, Page 200, Lumpkin County, Georgia Records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement for ingress and egress over Wild Deer Trace and Deer Lane as shown on the above reference plat of survey. Subject property is conveyed subject to the following restrictive covenants: 1) Stick built single family residences only with a minimum of 1600 square feet to heated space. No mobile homes of any types shall be allowed. 2) Exterior of all residences and any out building to be covered with wood siding. Any other exterior siding must be approved in writing by developer prior to placement of siding on the structure 3) No poultry houses or commercial breeding facilities shall be allowed on any portion of subject property This conveyance is made subject to easements for public roads and utilities now in use This conveyance is made subject to any easements of records or easements located on the property above described The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Seterus, Inc. holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association. Seterus, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy Furlong or a tenant or tenants and said property is more commonly known as 216 Wild Deer Trace, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Federal National Mortgage Association as Attorney in Fact for Jeremy Furlong Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/wd1 11/5/13 Our file no. 1368413-FT1

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David A Steffes aka David Steffes to Bank of America, N.A., dated July 20, 2007, recorded in Deed Book 1057, Page 570, Lumpkin County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 1208, Page 415, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($153,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. M&T Bank is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank, P.O. Box 1288, Buffalo, NY 14240, 800-724-1633. To the best knowledge and belief of the undersigned, the party in possession of the property is David Steffes or a tenant or tenants and said property is more commonly known as 60 Trahlyta Trail, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. M&T Bank as Attorney in Fact for David A Steffes aka David Steffes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/crp1 11/5/13 Our file no. 5532512-FT8 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 856, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated August 2, 1995: and as per said plat, the property contains 0.704 acres, more or less, the subject plat being of record in Plat Book 28, Page 142, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herewith is an easement for access, ingress, and egress, and the installation of utilities over and upon the driveways depicted on the subject property connecting the subject property with a publicly maintained road. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Tax ID #: D01 011 By fee simple deed from Garrett S. Wade and Amy S. Wade to David Steffes as set forth in Deed Book W31, Page 383, dated 7/18/2003 and recorded on 7/22/2003, Lumpkin County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source. MR/crp1 11/5/13 Our file no. 5532512 - FT8

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeremy D Crane and Jessi J Crane to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, its successors and asssigns, dated March 24, 2009, recorded in Deed Book 1126, Page 216, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Branch Banking and Trust Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy D Crane and Jessi J Crane or a tenant or tenants and said property is more commonly known as 6503 Dawsonville Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Branch Banking and Trust Company as Attorney in Fact for Jeremy D Crane and Jessi J Crane McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/crp1 11/5/13 Our file no. 5658013-FT8 EXHIBIT "A" BUYER JEREMY D CRANE and JESSI J CRANE FILE NO 0910420D ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 42 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2 00 ACRES AS PER PLAT OF SURVEY PREPARED BY JEREMY D KELLEY SURVEYING, GRL #2313, SAID PLAT DATED 12/20/2006, AND RECORDED IN CABINET ONE, SLIDE 143, PAGE 51A, LUMPKING COUNTY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE MR/crp1 11/5/13 Our file no. 5658013 - FT8

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Alexander G. Povilaitis Jr. and Kimberly P. Povilaitis to Pine State Mortgage Corproation dated June 5, 1998, and recorded in Deed Book G20, Page 18, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $76,150.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 5, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 91 OF THE 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 218, BELL CREEK SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 8, PAGE 177, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. Said property is known as 218 Signal Ridge, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Kimberly P. Povilaitis, Alexander G. Povilaitis, Jr., and The Estate of Alexander G. Povilaitis, Jr., successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Alexander G. Povilaitis Jr. and Kimberly P. Povilaitis File no. 13-043286 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/KLM HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anna Balboni and Gerardo M. Balboni, III to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Express Corp. its successors and assigns dated August 18, 2006 in the amount of $99,000.00, and recorded in Deed Book 1003, Page 147, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 632 in the 5th District, 1st Section of Lumpkin County, Georgia, consisting of 10 (ten) acres, more or less and being more fully described and delineated according to a plat of survey prepared April 24, 1979, by Beallo-Mundy and Associates, Georgia Registered Surveyer, which is recorded in Plat Book 7, Pafe 271, Lumpkin County, Georgia Records, which is incorporated by reference herein, Less and Except that certain 5.80 acre tract that was conveyed to Elizabeth Mincey under a Warranty Deed dated April 30, 1984, which is recorded in Deed Book R-4, Page 565, Lumpkin County Records, and Less and Except that certain 1.53 acre tract that conveyed was conveyed to John W. Clark and Helen E. Clark under a Warranty Deed, dated April 4, 1991, which is recorded in Deed Book W-9, Page 162-163,Lumpkin County Records. which has the property address of 32 Harvest Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Anna Balboni and Gerardo M. Balboni, III or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Bank of America, N.A. Home Loan Assistance Dept. Plano, TX 75024 Phone Number: (800) 669-6650. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Bank of America, N.A. Attorney in Fact for Anna Balboni and Gerardo M. Balboni, III McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 13-02737 /FNMA/lseymore THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Bobby Gene Hunter, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 23rd day of September, 2013 Regina Harrison Hunter Executor 430 Lost Place Dahlonega GA 30533

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from BOBBY L. ROBINSON and SHEILA J. ROBINSON to UNITED COMMUNITY BANK, dated August 8, 2011, recorded August 26, 2011, in Deed Book 1193, Page 12, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from BOBBY L. ROBINSON; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 448 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.998 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated June 15, 2006; prepared for John Crawford by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 138, Plat 158-A, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement being 20 feet in width, for ingress, egress and the installation of all necessary utilities running along and with that existing roadway known as Hide Away Road to Coppermine Road. This easement runs along and with the southern boundary of the above described property and then through the property of Birdie Mae H. Edge. Reference is made to that Grant of Easement from Birdie Mae H. Edge recorded in Deed Book 1011, Pages 509-510, Lumpkin County, Georgia Records. And All that tract or parcel of land lying and being in Land Lot 448, 15th District, 1st Section, Lumpkin County, Georgia, being designated as Tract "B" containing 0.50 acres, more or less, as shown on a plat of survey for John R. Crawford, III and Sheila K. Ricketts Crawford by Michael Stewart Kelly GRLS, of Kelley Surveying dated April 15, 1996, revised August 6, 2008 and being more particularly described as follows: To find the point of beginning, commence at a ½ inch pipe found at the intersection of Land Lots 442, 443, 446 and 447, thence N 86-57-19 W 498.36 feet to a point, and the True Point of Beginning; thence S 03-02-41 W 82.87 feet to a point, thence S 57-07-59 W 50.85 feet to a point, thence N 86-57-19 W 122.71 feet to a point, thence S 32-45-09 W 31.13 feet to a point, thence N 61-47-05 W 16.03 feet to a point, thence N 03-02-41 E to an iron pin set, thence S 86-57-19 E 193.83 feet to a point and the True Point of Beginning. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is BOBBY L. ROBINSON and SHEILA J. ROBINSON or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for BOBBY L. ROBINSON and SHEILA J. ROBINSON L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03567

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TRADE NAME REGISTRATION

Georgia, Lumpkin County Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of JOERN SEIGIES which affidavit states that he, Joern Seigies and Ann Carolyn Seigies, 19 Pierces Pond Road, Murrayville GA 30564, are owners and conducting a business of Agriculture, operating under the trade name of BRAMBERI FARM AND GARDENS Witness my official signature and seal of the Superior Court this 25th day of September, 2013 Rita Harkins Clerk of Superior Court

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHARLES ELIAS JR AND ANNE MARIE ELIAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR CORNERSTONE LENDERS, LLC , dated 08/13/2008, and Recorded on 09/03/2008 as Book No. 1106 and Page No. 412-420, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $166,815.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1197 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 97, CONTAINING 1.12 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY OF UNIT 7 OF THE CHESTERRA SUBDIVISION, PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 13, PAGE 128, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). U.S. BANK NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. U.S. BANK NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, U.S. BANK NATIONAL ASSOCIATION may be contacted at: U.S. BANK NATIONAL ASSOCIATION, 4801 FREDERICA ST, OWENSBORO, KY 42301, 855-698-7627. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 434 PINE TRAIL, DAHLONEGA, GEORGIA 30533 is/are: CHARLES ELIAS JR AND ANNE MARIE ELIAS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK NATIONAL ASSOCIATION as Attorney in Fact for CHARLES ELIAS JR AND ANNE MARIE ELIAS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120090100648 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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NOTICE

Please take notice that the City of Dahlonega Historic Preservation Commission has received the following applications which will be heard on Wednesday, October 16, 2013 at 6:00 p.m. This meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Masonic Lodge for Certificate of Appropriateness to install cornerstone on the Masonic Lodge building. Property address: 59 East Main St. Property is zoned CBD Central Business Historic District. Property ID Tax Map D11-40. Application submitted by Tony Owens for amendment to Certificate of Appropriateness to change from a single hung door to a double hung door. Property address: 262 East Main St. Property is zoned DBD Central Business Historic District. Property ID Tax Map D11-65

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANAE BETZER AND KENNETH BETZER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR METRO BROKERS FINANCIAL INC. , dated 06/25/2003, and Recorded on 08/04/2003 as Book No. 231 and Page No. 46-55, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $132,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 113, 1ST DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.46 ACRES, MORE OR LESS, AS PER PLAT OF SURVEY PREPARED BY BURNS L. JEFFRIES, RLS, DATED JUNE 17, 2003, AND RECORDED IN PLAT BOOK 1-89, PAGE 174, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION.BEING THE SAME PROPERTY CONVEYED BY GRANT P. CARMICHAEL AND MARY M. CARMICHAEL TO PAMELA B. CARMICHAEL AND THOMAS CARMICHAEL ON JANUARY 18, 1994 AND RECORDED IN DEED BOOK B13, PAGE 215, LUMPKIN COUNTY, GEORGIA RECORDS CONSISTING OF 1.5596 ACRES. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). JPMORGAN CHASE BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866-550-5705. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 116 HOLLY LANE, DAHLONEGA, GEORGIA 30533 is/are: DANAE BETZER AND KENNETH BETZER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, N.A. as Attorney in Fact for DANAE BETZER AND KENNETH BETZER. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120187400101 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Cameron James Fullerton deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 17th day of September, 2013. Daniel James Fullerton, Administrator 4540 Pisgah Road Cumming, GA 30028

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of George A. Maxin, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 20th day of September, 2013. Jean M. Maxin, Executor 25 Woods-n-Water Drive Mount Dora, FL 32757

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Timothy Moore Singleton, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 19th day of September, 2013. Martha A. Singleton, Executor 2103 Cavender Creek Road Dahlonega, GA 30533

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NOTICE OF INTENT TO INCORPORATE

Notice is given that Articles of Incorporation which will incorporate DOGSTUFF DEPOT, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 1162 Rocktree Road, Dahlonega, Lumpkin County, Georgia, 30533. The initial registered agent of the corporation at such address shall be Cordula Maring-Teichmann. Lisa M. Gable Robertson & Gable, LLC 5875 Peachtree Industrial Blvd., Suite 170 Norcross GA 30092 770-736-5182

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in that certain Security Deed given by Gerardo M. Balboni to RBC Centura Bank now known as RBC Bank (USA), dated June 27, 2007 and filed June 28, 2007, recorded in Deed Book 1049, Page 721-732, Lumpkin County, Georgia Records, later transferred by merger to PNC Bank, National Association, conveying the after-described property to secure a Promissory Note in the original principal amount of Fifty six thousand five hundred and fifty dollars no cents ($56,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 377 of the 5th Land District, First Section, of Lumpkin County, Georgia, being all of Tract 3 (containing 6.10 acres on Nimblewell Church Road) as shown on that plat for Steve Smith recorded in Plat Cabinet 1 Slide 132 Page 28 of the Lumpkin County, Georgia Deed Records to which said plat reference is made for a more detailed description. This is a portion of the property conveyed to Stephen R. Smith and Amber R. Smith recorded in Deed Book J-37, Pages 669-670 of the Lumpkin County, Georgia Deed Records. Said property is conveyed together with and subject to all easements, covenants and restrictions of record, if any. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Promissory Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gerardo M. Balboni or a tenant or tenants and said property is more commonly known as Lot 3 Nimblewell Church Road, Dahlonega, GA 30533. In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt. PNC Bank, N.A. Loss Mitigation Department 3232 Newmark Drive Miamisburg, OH 45342 Phone: 888-224-4702 Fax: 855-288-3974 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. PNC Bank, National Association, as Attorney in Fact for Gerardo M. Balboni By: Andrew D. Gleason Attorney for PNC Bank, National Association Lefkoff, Rubin, Gleason & Russo, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax)

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ginger L. Meade to Wells Fargo Bank, N.A. dated August 4, 2006, and recorded in Deed Book 1000, Page 94, Lumpkin County Records, securing a Note in the original principal amount of $71,379.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 5, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94, 13TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FARLEY-COLLINS ASSOCIATES, GEORGIA REGISTERED LAND SURVEYOR, DATED NOVEMBER 9, 1983, LAST REVISED NOVEMBER 12, 1984: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.11 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS LOT 5 OF THE CAIN BRIDGE HEIGHTS SUBDIVISION. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 13, PAGE 49, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY. Said property is known as 211 Cain Bridge Heights, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Ginger L. Meade, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Ginger L. Meade File no. 13-042913 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/KLM HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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AUCTION

Armored Mini Storage 5361 Long Branch Rd. Dahlonega, GA 30533 706-867-7534 fax 706-867-7534 Broome, Greg D103 Brown, Jennifer, G194 Miles, Richard L., J254 Sale date: Saturday, October 12, 2013, at 10 a.m.

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NOTICE OF REFERENDUM TO THE QUALIFIED VOTERS OF LUMPKIN COUNTY SCHOOL DISTRICT, GEORGIA

NOTICE IS HEREBY GIVEN that on the 5th day of November, 2013, a special election will be held at the regular polling places in all the election districts of Lumpkin County at which time there will be submitted to the qualified voters of Lumpkin County for their determination the question of whether a special sales and use tax for educational purposes of one percent shall continue to be levied, imposed and collected on all sales and uses in Lumpkin County for a period of time not to exceed twenty (20) calendar quarters and for the purpose of raising not more than $19,500,000 of net proceeds by said tax, which shall go to the School District for the purpose of (i) adding to, renovating, repairing, improving, equipping, and demolishing existing school buildings and school system facilities, including, but not limited to, roofing, HVAC and physical education/athletic facilities and fields; (ii) acquiring new computer hardware and software; (iii) acquiring miscellaneous new equipment, fixtures, and furnishings for the school district, including, but not limited to, safety and security equipment; (iv) acquiring school buses and transportation and maintenance equipment and facilities; (v) acquiring, constructing and equipping new buildings and facilities useful and desirable; (vi) acquiring land; and (vii) purchasing textbooks, the maximum amount sales and use tax proceeds to be spent on projects (i) through (vii) shall not exceed $19,500,000. The ballots to be used at such referendum shall have written or printed thereon substantially the following: _____ Yes _____ No Shall a special one percent sales and use tax for educational purposes be imposed in Lumpkin County for a period not to exceed twenty (20) calendar quarters and for the purpose of raising not more than $19,500,000 of net proceeds by said tax, which shall go to the School District for the purpose of (i) adding to, renovating, repairing, improving, equipping, and demolishing existing school buildings and school system facilities, including, but not limited to, roofing, HVAC and physical education/athletic facilities and fields; (ii) acquiring new computer hardware and software; (iii) acquiring miscellaneous new equipment, fixtures, and furnishings for the school district, including, but not limited to, safety and security equipment; (iv) acquiring school buses and transportation and maintenance equipment and facilities; (v) acquiring, constructing and equipping new buildings and facilities useful and desirable; (vi) acquiring land; and (vii) purchasing textbooks, the maximum amount sales and use tax proceeds to be spent on projects (i) through (vii) shall not exceed $19,500,000. The several places for holding said referendum shall be at the regular and established voting precincts of the election districts of Lumpkin County, Georgia, and the polls will be open from 7:00 a.m. to 7:00 p.m. on the date fixed for the referendum. All polling places will be open. Pursuant to Official Code of Georgia Annotated § 21-2-224(b) the registration deadline for this special election shall be at the close of business on the fifth Monday prior to the date of the special election or, if such Monday is a legal holiday, by the close of business on the following business day. The last day to register to vote in this referendum shall be October 7, 2013, through 5:00 p.m. Mail voter registration applications must be postmarked on or before October 7, 2013. This notice is given pursuant to a resolution of the Lumpkin County Board of Education adopted on July 22, 2013. This 10th day of September, 2013. s/Ashley Peck Election Superintendent, Lumpkin County Board of Elections

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA, COUNTY OF LUMPKIN.

By virtue of the power of sale contained in that certain Deed to Secure Debt from Darrell Cook and Jacqueline Cook to Ruby Nell Hall and filed for record in Deed Book R-37, Pages 375-379, Lumpkin County Records, having been given to secure a Note dated April 6, 2006, in the original principal sum of Five Hundred Seventy-Five Thousand and no/100s Dollars ($575,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, as well as all other obligations, debts, liabilities, plus interest thereon, of Grantors to Lender, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the property described in the Exhibit "A" attached hereto. This property located at 437 Rider Mill Rd, Dahlonega, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to all outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code. To the best knowledge and belief of the undersigned, the party in possession of the property is Darrell Cook and Jacqueline Cook. Ruby Nell Hall has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor. Ruby Nell Hall may be contacted through her attorney, Joy L. Edelberg, Horne & Edelberg, P.C., PO Box 37, Dahlonega, GA 30533, 706-864-7303. Ruby Nell Hall Attorney-in-Fact for Darrell Cook and Jacqueline Cook Horne & Edelberg, P.C. Attorneys at Law P. O. Box 37 Dahlonega, Georgia 30533 706-864-7303 Exhibit "A" All that tract or parcel of land lying and being in Land Lot 294 and 337 of the12th District and 1st Section of Lumpkin County, Georgia consisting of 26.02 acres, more or less, and being described as follows: Beginning on the east and west original line, said point being where the east and west original line of Land Lot 294 intersects with Etowah River; thence east along and with said original line192.5 feet to a point where said original line intersections with Jay Bridge Road; thence South 5 degrees 15 minutes east 135 feet; thence south 15 degrees 30 minutes east 127 feet; thence South 1 degree West 247 feet; thence South 27 degrees 30 minutes East 97 feet; thence South 55 degrees 30 minutes East 253 feet; thence South 86 degrees West 106 feet; thence South 72 degrees West 94 feet; thence North 76 degrees West 76 feet; thence North 18 degrees West 35 feet; thence North 89 degrees 30 minutes West 79 feet; thence north 25 degrees 30 minutes West 72 feet; thence 56 degrees West 99 feet; thence North 64 degrees West 178 feet; thence North 88 degrees 30 minutes West 153 feet; thence South 63 degrees West 263 feet; thence North 62 degrees West 78 feet; thence South 35 degrees West 160 feet; thence south 28 degrees West 107 feet; thence South 88 degrees West 101 feet; thence South 63 degrees West 64 feet to a point where said line intersects with the Etowah River; thence North 43 degrees West 266 feet; thence North 63 degrees West 88 feet; thence North 34 degrees West 195 feet; thence north 56 degrees 30 minutes West 382 feet; thence south 80 degrees West 268 feet; thence North 3 degrees West 112 feet; thence North 44 degrees East 110 feet; thence North 11 degrees East 107 feet to a point where said line intersects with the original line and which point is the point of beginning. The above stated description is taken from a plat made by James D. Barrett, Lumpkin County Surveyor, dated February 28, 1968. The above described property is conveyed subject to rights of upper and lower riparian owners in and to the waters of the Etowah River and the natural flow thereof, free from diminution and pollution. Conveyed by QUIT CLAIM only is all that tract or parcel of land lying and being in Land Lots 294 and 337 of the 12th District, 1st Section of Lumpkin County, Georgia shown as 28.314 acres, more or less on that certain plat of survey prepared for Linda K. Caruthers & Ruby Nell Hall by W.T. Dunahoo, GRLS, and dated December 14, 1989.

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NOTICE TO DEBTORS AND CREDITORS

All creditors of the Estate of Harold Dean Seitz, deceased, late of Lumpkin County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me. This 13th day of September. Harold Stanley Seitz and Joyce Seitz Hutcheson, Co-Executors c/o Roger J. Bauer, Attorney P.O. Box 67 Dahlonega, GA 30533

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NOTICE OF SALE UNDER POWER

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By virtue of the power of sale contained in that certain Security Deed from JAMES E. BATES, JR. and ROSEMARY BATES to FIRST GEORGIA BANKING COMPANY, dated the 4th day of June, 2008, and recorded in Deed Book 1098 at Page 259, in the Records of the Clerk of Superior Court, Lumpkin County, as re-recorded to place the notary signature in the appropriate block at Deed Book 1103, Page 252, aforesaid records, as modified by that certain Modification Agreement - Security Deed from JAMES E. BATES JR. and ROSEMARY BATES to CERTUSBANK, N.A. dated February 6, 2012, recorded at Deed Book 1207, Page 648, aforesaid records (the "Security Deed"), as assigned to CertusBank, N.A. by virtue of that certain Assignment of Security Instrument/Deed of Trust/Security Deed or Mortgage, from the Federal Deposit Insurance Corporation acting as receiver for First Georgia Banking Company, dated November 29, 2012, recorded at Deed Book 1235, Page 69, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1095 OF THE 12th DISTRICT, 1st SECTION OF LUMPKIN COUNTY AND BEING LOT 1027 OF BIRCH RIVER SUBDIVISION N/K/A ACHASTA, UNIT 10, AND AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY REOCRDED AT CABINET ONE, SLIDE 115, PLAT 82-87, LUMPKIN COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CertusBank, N.A., 100 Tom Reeve Drive, Carrollton, Georgia 30117. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Bates, Jr. and Rosemary Bates, or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CERTUSBANK, N.A. Attorney-in-Fact for James E. Bates, Jr. and Rosemary Bates Alissa Cummo, Esq. MAHAFFEY PICKENS TUCKER, LLP 1550 North Brown Road Suite 125 Lawrenceville, Georgia 30043 (770) 232-0000

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by John M. Hampton and Debra J. Hampton to Bank of America, N.A. dated June 18, 2010 in the amount of $148,430.00, and recorded in Deed Book 1164, Page 379, Lumpkin County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The following described land, situate, lying and being in the County of Lumpkin, State of Georgia, to wit: All that tract or parcel of land lying and being in Land Lots 224 and 225 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.538 acres, more or less, together with all improvements located thereon, and being more particularly set out as Parcel 1 on a plat of survey dated October 8, 1997, revised April 13, 1998, prepared for Robert Grizzle by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Slide Cabinet 1, Slide 15, Page 86A, Lumpkin County, Georgia Records, and is incorporated herein by reference for a more detailed description, being improved property having a House thereon commonly known as 22 Swiftwaters Road, Dahlonega, Georgia, according to the present system of numbering houses in Lumpkin County, Georgia. Also conveyed herein is a perpetual, non-exclusive easement Twenty foot in width along and with Swift Water Lake leading to Georgia Highway 52 West. For Informational Purposes Only the Property Address is: 22 Swiftwaters Road, Dahlonega, GA 30533 Reference#: 220784160 City: Tax Parcel ID: 031 018 Block: Lot: which has the property address of 22 Swiftwaters Rd, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): John M. Hampton and Debra J. Hampton or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Nationstar Mortgage, LLC 2501 S State Hwy 121, Bldg. 1 Lewisville, TX 75067 Phone Number: (888) 850-9398, ext. 3705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Nationstar Mortgage LLC Attorney in Fact for John M. Hampton and Debra J. Hampton McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 13-03767 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from KEVIN S. DANIEL and VIRGINIA S. DANIEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated March 14, 2008, filed for record March 24, 2008, and recorded in Deed Book 1087, Page 122, LUMPKIN County, Georgia Records, as last transferred to CITIMORTGAGE, INC. by assignment recorded in Deed Book 1245, Page 753, LUMPKIN County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated March 14, 2008 in the original principal sum of FOUR HUNDRED TWELVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($412,500.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in November, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. To the best of the knowledge and belief of the undersigned, the party in possession of the property is KEVIN S. DANIEL and VIRGINIA S. DANIEL or a tenant or tenants. Said property is more commonly known as: 246 NUCKOLLS LANE, DAWSONVILLE, GA 30534. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is CITIMORTGAGE, INC., 5280 CORPORATE DR, FREDERICK, MD 21703-8351; (866) 272-4749. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Said property will be sold as the property of KEVIN S. DANIEL and VIRGINIA S. DANIEL. CITIMORTGAGE, INC. As Attorney-in-Fact for KEVIN S. DANIEL VIRGINIA S. DANIEL Phelan Hallinan & Jones, LLC 303 Perimeter Center North, Suite 800 Atlanta, GA 30346 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 15685 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. EXHIBIT A ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 85 OF THE 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, LOT 34, PARKS RIDGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 82, PAGES 32A-38, LUMPKIN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. OUR FILE NUMBER: 0000492NGA08

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NOTICE OF FORECLOSURE SALE UNDER POWER

LUMPKIN COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Khrista Lee Keys to Union Planters Bank, N.A., dated February 24, 2003, and recorded in Deed Book W30, Page 346, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Seventy Thousand Fifty and 0/100 dollars ($70,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 436 of the 5th District, 1st Section of Lumpkin County, Georgia, being 1.00 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated December 28, 1998, prepared for Vernon Grizzle by J.A. Page, Jr., Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide, 24, Plat 80B, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Together with that certain housing unit which was formerly personal but is now permanently annexed and affixed to the above described land as a permanent improvement, and all rights there unto appertaining. This property is conveyed subject to all easements for roads and utilities in use or of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer can be contacted at (800) 748-9498 - Loss Mitigation Dept, or by writing to 605 S. Perry, P.O. Box 5640, Montgomery, Alabama 36102-5640, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Khrista Lee Keys or tenant(s); and said property is more commonly known as 1075 Jess Grizzle Road, Dahlonega, GA 30533. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Regions Bank successor by merger to Union Planters Bank, N.A. successor by merger with Union Planters Mortgage, Inc. as Attorney in Fact for Khrista Lee Keys. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 13-17735

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IN THE PROBATE COURT

COUNTY OF LUMPKIN STATE OF GEORGIA

Re: ESTATE OF MARIE E. KREBS, DECEASED ESTATE NO. 2013-PS-106 PETITION BY PERSONAL REPRESENTATIVE FOR WAIVER OF BOND AND/OR GRANT OF CERTAIN POWERS NOTICE Michael K. Krebs has petitioned for waiver of bond and/or for the grant of certain powers contained in O.C.G.A.§53-12-261 in regard to the above estate. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before November 4, 2013. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections unless you qualify to file as indigent party. If any objections are filed, the petition may be denied or a hearing will be scheduled for a later date. If no objections are filed, the petition may be granted without a hearing. Given under my hand and official seal, the 4th day of October, 2013. Michael Chastain Judge of the Probate Court Issued by: Shelley Wilson Clerk of the Probate Court

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia

Re:Estate of Janice Turner Carpenter, Deceased Estate No-2013-LA-97 Allison Carpenter has petitioned to be appointed Administrator of the estate of Janice Turner Carpenter, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before October 21, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lisa D. Odom and Phillip L. Odom to Regions Bank DBA Regions Mortgage dated September 28, 2006, and recorded in Deed Book 1008, Page 440, Lumpkin County Records, securing a Note in the original principal amount of $113,795.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 5, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 377 of the 5th District, 1st Section of Lumpkin County, Georgia, consisting of 2.000 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated May 16, 2003 prepared for Barbara Greene by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 92, Plat 36B, Lumpkin County Records and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement for water service from the well located on adjacent property as stated on the above referenced plat of survey. Said easement shall run along and with the existing water lines, wherever they may lie, to the well and shall be 5 feet on either side of the water lines and around the well. This property is conveyed subject to perpetual, non-exclusive easements twenty feet in width along and with the two existing gravel drives which cross the subject property and provide access to the adjacent property as shown on the above referenced plat of survey. This property is conveyed subject to all easements for public roads and utilities in use or of record. Said property is known as 648 Nimblewill Church Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Lisa D. Odom and Phillip L. Odom, successor in interest or tenant(s). Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Lisa D. Odom and Phillip L. Odom File no. 12-027581 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/CH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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STATE OF GEORGIA COUNTY OF LUMPKIN

LOGIC AND ACCURACY TESTING PUBLIC NOTICE

Pursuant to O.C.G.A. § 21-2-379.6, notice is hereby given that the logic and accuracy testing and preparation of voting equipment to be used in the November 5, 2013 Special Election will begin at 9:00 am on October 2, 2013. Testing will continue until complete and is open to the public. Said testing and preparation will be conducted at the Lumpkin County Election & Voter Registration Office and the election equipment storage area in the basement of the library at 99 Courthouse Hill, Dahlonega, GA. Ashley Peck Lumpkin County Supervisor of Elections

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Lois G. Frechette, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 27th day of September, 2013. Frederick Frechette and Mary Frechette, Co-Executors of the Estate of Lois G. Frechette. Joy L. Edelberg, Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, Georgia 30533

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill to JPMorgan Chase Bank, N.A. dated March 3, 2005 in the amount of $157,000.00, and recorded in Deed Book I 35, Page 658, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land, lying and being in Land Lot 642 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 1.300 acres more or less, being Lot 5 of Martins Grove Subdivision, Phase Two, and being more fully described and delineated according to a plat of survey prepared August 29, 1996 by Michael S. Kelley, Georgia Registered Surveyor, which is recorded in Plat Book 30, Page 32, Lumpkin County, Georgia Records, which is incorporated by reference herein. which has the property address of 447 Alex Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: JPMorgan Chase Bank, National Association 800 Brooksedge Blvd., Floor 2 Westerville, OH 43081 Phone Number: 866-550-5705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. JPMorgan Chase Bank, National Association Attorney in Fact for Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 11-07079 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF PETITION FOR ADOPTION

Notice is hereby given that Micah Scott Walker has filed a Petition for Adoption of a minor child, B.F.G., Lumpkin County Superior Court Case No.: 2012-AD-10-SG, filed on September 27th, 2012, praying for the adoption of the minor child. Notice is hereby given to the Putative Father, Casey Everett Gregg, commanding him to file with the Clerk of Superior Court of Lumpkin County any objection to said adoption within 60 days from September 5th, 2013.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Michael Kelly Goodwin, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 10th day of September 2013 Karon Gerchman Executor/Administrator 3990 Pointe Vecchio Circle Cumming GA 30041

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NOTICE

In the Superior Court of Lumpkin County State of Georgia

re: Marlie Sue Marlow, minor child Civil Action File No: 13-CV-415-RG Georgia, Lumpkin County Notice is hereby given that Miranda Lauren Clawson, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 10th day of September, 2013, praying for a change in the name of the minor child from Marlie Sue Marlow to Marlie Sue Clawson. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Stroud P. Stacy Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE FOR SERVICE BY PUBLICATION

Petition for Name Change of a Minor Child Filed on September 10, 2013

Service by Publication ordered on September 11, 2013

To: Brandon Payne

The above-styled Petition to Change the Name of Marlie Sue Marlow was filed by Miranda Lauren Clawson on September 10, 2013. By Order dated September 11, 2013, this Court ordered that service of process upon you be had by publication, all as provided by law. You are hereby required to file with the Clerk of this Court and to serve upon Petitioner's attorney, Stroud P. Stacy at P. O. Box 610, Dahlonega, Georgia 30533, a response to the Petition within sixty (60) days from the date of the Order for service by publication as set forth above. Witness the Honorable Raymond George, Judge of the Superior Court of Lumpkin County, Georgia. This 11th day of September, 2013. by: Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Paulette Georgette Bowden, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 9th day of September, 2013 Melani Hull, Administrator Po Box 773 Murrayville GA 30564

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Jason McDaniel which affidavit states that he is the owner/operator of a business of SEPTIC PUMP REPAIR & INSTALLATION, operating under the trade name of RELIABLE ROOTER OF GEORGIA now being carried on at: 65 Greenwood Park Way Dawsonville, GA 30534 Witness my official signature and seal of the Superior Court this 23rd day of September, 2013 Rita Harkins Clerk of Superior Court

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REQUEST FOR VARIANCE FROM THE LAND DEVELOPMENT REGULATIONS OF LUMPKIN COUNTY

Al Cain is requesting a variance to the Section 26-249 (e) of the Land Development Regulations convert a non-residential structure into a third residential structure on a parcel located at 884 Old Dahlonega Hwy. This request will be heard by the Lumpkin County Planning Commission on October 14, 2013 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from RICHARD A. BROWN AND MELINDA B. BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR W.J. BRADLEY MORTGAGE CAPITAL CORP., AN OREGON CORPORATION, dated June 23, 2009, recorded June 29, 2009, in Deed Book 1135, Page 634, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thousand Three Hundred Five and 00/100 dollars ($200,305.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Nationstar Mortgage LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2013, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 463 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 57, BROOKWOOD SUBDIVISION, AS PER PLAT RECORDED IN PLAT CABINET ONE, SLIDE 139, PAGE 161, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said legal description being controlling, however the property is more commonly known as 121 BROOKWOODS LANE, DAHLONEGA, GA 30533. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is RICHARD A. BROWN AND MELINDA B. BROWN, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Nationstar Mortgage, LLC, Loss Mitigation Dept., 350 Highland Drive, Lewisville, TX 75076, Telephone Number: 888-850-9398 ext 3705. NATIONSTAR MORTGAGE LLC as Attorney in Fact for RICHARD A. BROWN AND MELINDA B. BROWN THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092 Telephone Number: (877) 813-0992 Case No. NAT-13-06080-0002 Ad Run Dates 10/09/2013, 10/16/2013, 10/23/2013, 10/30/2013 www.rubinlublin.com/property-listings.php

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard A. Durham and Cyndi N. Durham to Homeside Lending, Inc. dated February 28, 2002 in the amount of $91,000.00, and recorded in Deed Book Z-28, Page 97, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 618 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 1.51 acres as shown on a plat of survey recorded in Plat Book 18, Page 42, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 184 Valley Brook Ln, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard A. Durham and Cyndi N. Durham or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: JPMorgan Chase Bank, National Association 800 Brooksedge Blvd., Floor 2 Westerville, OH 43081 Phone Number: 866-550-5705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. JPMorgan Chase Bank, National Association Attorney in Fact for Richard A. Durham and Cyndi N. Durham McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 09-22154 /FNMA/kandrade THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: RICHARD DAVID LANGLOIS

Petitioner CIVIL ACTION FILE NO. 13-CV-414-MM

NOTICE OF NAME CHANGE

Georgia, Lumpkin County

Notice is hereby given that Richard David Langlois, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 10th day of September, 2013, praying for a change in name of the petitioner from Richard David Langlois to Richard David Moore. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Richard David Langlois Petitioner Rita Harkins, Clerk of Superior Court Lumpkin County, Georgia

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NOTICE OF SALE UNDER POWER

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By virtue of the power of sale contained in that certain Security Deed from THOMAS A. STARK and DIANA H. STARK to FIRST GEORGIA BANKING COMPANY, dated the 30th day of May, 2008, and recorded in Deed Book 1098 at Page 269, in the Records of the Clerk of Superior Court, Lumpkin County, as re-recorded to place the notary signature in the appropriate block at Deed Book 1103, Page 244, aforesaid records (the "Security Deed"), as assigned to CertusBank, N.A. by virtue of that certain Receiver's Assignment of Loan Documents from the Federal Deposit Insurance Corporation acting as receiver for First Georgia Banking Company, dated May 20, 2011, recorded at Deed Book 1214, Page 328, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1093 OF THE 12th DISTRICT, 1st SECTION OF LUMPKIN COUNTY AND BEING LOT 1006 OF BIRCH RIVER SUBDIVISION N/K/A ACHASTA, UNIT 10, AND AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY REOCRDED AT CABINET ONE, SLIDE 115, PLAT 82-87, LUMPKIN COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CertusBank, N.A., 100 Tom Reeve Drive, Carrollton, Georgia 30117. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas A. Stark and Diana H. Stark, or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CERTUSBANK, N.A. Attorney-in-Fact for Thomas A. Stark and Diana H. Stark Alissa Cummo, Esq. MAHAFFEY PICKENS TUCKER, LLP 1550 North Brown Road Suite 125 Lawrenceville, Georgia 30043 (770) 232-0000

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Security Deed dated June 7, 2004, from Tina Walden to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Captial Advisors LC, recorded on June 7, 2004 in Deed Book W33 at Page 105, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST by Assignment and said Security Deed having been given to secure a note dated June 7, 2004, in the amount of $258,400.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on November 5, 2013, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 979 AND 980 OF THE 12 DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING ALL OF LOT 145, SKY COUNTRY PHASE 5, ACCORDING TO A PLAT OF SAME RECORDED AT PLAT CABINET 1, SLIDE 88, PLAT 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION OF SUBJECT PROPERTY. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Tina Walden. The property, being commonly known as 89 Misty Way, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Tina Walden, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage, 350 Highland Drive, Lewisville, TX 75067, 469-549-3019 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST as Attorney in Fact for Tina Walden 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 By: James E. Albertelli, Esq. For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. JEA - 13-118508 A-4417327 10/09/2013, 10/16/2013, 10/23/2013, 10/30/2013

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NOTICE OF FORECLOSURE SALE UNDER POWER

LUMPKIN COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by William Gregory Wood and Kerry Jeannette Wood to SunTrust Mortgage, Inc., dated December 15, 2006, and recorded in Deed Book 1018, Page 692, Lumpkin County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Sixteen Thousand and 0/100 dollars ($116,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 109 of the 13th District, 1st Section of Lumpkin County, Georgia, and being Lot 34 of Winfield Station Subdivision, as shown on a plat of survey for said subdivision by John T. Gatson, GRLS No. 2821, dated October 13, 2000 and recorded in Plat Cabinet 1, Slide 61, Page 16B, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer can be contacted at (800) 443-1032 - Loss Mitigation Dept, or by writing to PO Box 27767, Richmond, Virginia 23261, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is William Gregory Wood and Kerry Jeannette Wood or tenant(s); and said property is more commonly known as Lot 34 Winfield Station, Dawsonville, GA 30534. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. SunTrust Bank as Attorney in Fact for William Gregory Wood and Kerry Jeannette Wood. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 13-18079
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