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December 21, 2014
Legals (March 20, 2013)
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gpn07

NOTICE TO

DEBTORS AND CREDITORS

All creditors of the Estate of James Ralph Calhoun, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.

This 19th day of February, 2013.

Dennis Calhoun, Administrator

1702 Oak Grove Road

Dahlonega, GA 30533

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NOTICE TO

DEBTORS AND CREDITORS

All creditors of the Estate of Carlton Benjamin Barnes, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.

This 21st day of February, 2013.

Judy Barnes, Executor

536 Wash Rider Road

Dahlonega, GA 30533

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NOTICE OF LOCATION AND DESIGN

APPROVAL

0010681/0010282

LUMPKIN

Notice is hereby given in compliance with Georgia Code 22-2-109 and 32-3-5 that the Georgia Department of Transportation has approved the Location and Design of this project.

The date of location approval is January 8, 2013.

The project is located in downtown Dahlonega, Georgia (Land District 12; Land Lots 892, 893, 950, 951, 984, 985, & 986). The project extends along the following corridors:

South Chestatee Street: Choice St. to College Entrance (0.13 miles total distance)

South Chestatee Street: College Entrance to Morrison Moore (0.31 miles total distance)

West Main Street: Church Street to Sunset Drive (0.18 miles total distance)

East Main Street: S. Chestatee Street to Enota Street (0.18 miles total distance)

College Lane: W. Main St. to Warwick St. (0.04 miles total distance)

Church Street: W. Main St. to Hawkins St. (0.09 miles total distance)

Waters Street: W. Main St. to Hawkins St. (0.08 miles total distance)

N. Chestatee Street: W. Main St. to Hawkins St. (0.10 miles total distance)

Choice Street: Waters St. to S. Park St. (0.10 miles total distance)

Maple Street: S. Chestatee St. to S. Park St. (0.05 miles total distance)

Martin Street: S. Chestatee St. to S. Park St. (0.04 miles total distance)

Arcadia Street: S. Chestatee St. to S. Park St. (0.04 miles total distance)

Ash Avenue: S. Chestatee St. to S. Park St. (0.05 miles total distance)

Schultz Avenue: S. Chestatee St. to S. Park St. (0.05 miles total distance)

The project consists of pedestrian improvements along multiple streets (referenced above) in downtown Dahlonega. Specifically, improvements include: new brick paver sidewalks, improved ADA accessibility at intersections, new pedestrian lighting, improved stormwater management, improved signage and wayfinding, and utility relocation.

Drawings and maps of the proposed project, as approved, are on file and are available for public inspection at the City Hall of Dahlonega:

City of Dahlonega

ATTN: Ricky Stewart

HYPERLINK “mailto:rickystewart@cityofdahlonega.com” rickystewart@cityofdahlonega.com

465 Riley Road

Dahlonega GA 30533

706-482-2710

Any written request or communication in reference to this project or notice should include the Project and P. I. Numbers as noted at the top of this notice.

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NOTICE OF DEPRIVATION HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

Elijah Wagner

DOB: 3/05/10

SEX: MALE

A child under the age of 18

CASE NO. 093-13J-32A

TO:

John Doe, the unknown biological father of the above-named child

By Order for Service by Publication dated January 28, 2013, you are hereby notified that on the 22nd day of January, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Motion for Extension of Temporary Custody (Deprivation) against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on 20th day of February, 2013, at 9:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The child shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the day of April 24, 2013, at 9:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 18th day of February, 2013.

Gerald Bruce, Judge

LUMPKIN COUNTY JUVENILE COURT

LUMPKIN COUNTY Justice Center

DAHLONEGA, GEORGIA

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Terry Wayne Chandler, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 22nd day of February, 2013.

Rachel Kenney, Executor/Administrator

c/o The Law Office of Alfred Chang, PC

81 Crown Mountain Place, 300E

Dahlonega, GA 30533

706-867-3103

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Fred A. Turner, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of March, 2013.

Richard A. Turner, Executor of the Estate of Fred A. Turner

Joy L. Edelberg

Horne & Edelberg, P..C.

Post Office Box 37

Dahlonega, Georgia 30533

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NOTICE TO THE PUBLIC

YOU ARE HEREBY NOTIFIED that there will be heard before the Judge presiding in the Superior Court of Lumpkin County, Georgia, on the 26th day of March, 2013, at 3:30 p.m., at the courthouse in the City of Dahlonega, Georgia, the case of the State of Georgia v. Lumpkin County Public Building Authority and Lumpkin County, Georgia, Civil Action No.13-CV-105-MM, in the Superior Court of Lumpkin County, the same being a proceeding to confirm and validate an issue of Lumpkin County Public Building Authority Revenue Bonds, Series 2013 (the “Bonds”), in an aggregate principal amount of up to $9,950,000. The proceeds from the sale of the Bonds will be used for the purpose of (a) financing the acquisition of a judicial facility (the “Project”) and (b) paying the costs of issuing the Bonds.

In such proceeding, the Court will also pass upon the validity and enforceability of an Intergovernmental Contract, dated as of April 1, 2013, or the first day of the month in which the Bonds are actually issued (the “Contract”), between the Authority and Lumpkin County, Georgia (the “County”), pursuant to which the Authority will agree to, among other things, issue the Bonds, and the County will agree to, among other things, (a) acquire and operate the Project,

(b) pay the Authority amounts sufficient to enable the Authority to pay the debt service on the Bonds (the “Contract Payments”) and (c) levy an ad valorem property tax, unlimited as to rate or amount, on all property in the County subject to such tax in order to make such Contract Payments.

Pursuant to O.C.G.A. 36-82-100,. the Authority and the County notify all interested parties that no independent performance audit or performance review (the “Debt Audit”) will be conducted with respect to the Bonds. However the County will continue to ensure that the proceeds of the Bonds are expended efficiently and economically, as intended by the Debt Audit.

Any resident of Lumpkin County, or any other person wherever residing who has a right to object, may become a party to these proceedings.

This the 11th day of March, 2013.

Rita Harkins

Clerk, Superior Court

Lumpkin County, Georgia

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JEFFREY LANGLEY

DISTRICT ATTORNEY

NOTICE OF SEIZURE OF PERSONAL 
PROPERTY VALUED AT

LESS THAN $25,000.00

Pursuant to O.C.G.A. §16-13-49(n), any party claiming an interest in the following property is hereby notified that on the 9th day of January, 2013, said property was seized by the undersigned agency in Lumpkin County, Georgia.

Property Seized:

PROPERTY ONE: Four Hundred & Sixty-seven Dollars ($467.00) in U.S. Currency;

Conduct giving rise to said seizure:

Said property was found in the possession of BILLY NEAL MULLINS III, in close proximity to a quantity of COCAINE, METHAMPHETAMINE, and MARIJUANA, controlled and prohibited substances, and was, directly or indirectly, used or intended for use to facilitate the possession, possession with intent to distribute, and/or distribution and sale of COCAINE, METHAMPHETAMINE, and MARIJUANA or was the proceeds of said activity, in violation of the Georgia Controlled Substances Act. Further, the said property was seized from the residence of Billy Neal Mullins III, during the execution of a search warrant at his residence in Lumpkin County, Georgia.

The owner of said property is purported to be:

Billy Neal Mullins III

775 North Hall Road

Dahlonega, Georgia 30533

Any party claiming an interest in said property is hereby further notified that you must file any claim in accordance with O.C.G.A. §16-13-49(n)(4) within 30 days of the second publication of this Notice of Seizure in the Dahlonega Nugget, the legal organ and a newspaper of general circulation in Lumpkin County, by serving said claim to the undersigned seizing agency and the District Attorney by certified mail, return receipt requested.

This 6th day of March, 2013.

District Attorney

Enotah Judicial Circuit

SEIZING AGENCY:

Agent C. Green

Appalachian Drug Task Force

P.O. Box 188

Cleveland, Georgia 30528

(706) 348-7410 By: Cathy A. Cox-Brakefield

Chief Assistant District Attorney

65 Courthouse Streetl, Box 6

Blairsville, Georgia 30512

(706) 439-6027

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NOTICE OF PETITION TO CHANGE NAME

In the Superior Court of Lumpkin County

State of Georgia

In Re: Robin Rego Pardue, Petitioner

Civil Action File No. 13-CV-94-RG Name Change

Georgia, Lumpkin County

Notice is hereby given that Robin Rego Pardue, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 5th day of March, 2013, praying for a change in the name of the petitioner from Robin Rego Pardue to Robin Reneé Campbell.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 5th day of March, 2013

Robin Rego Pardue, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTICE

IN THE PROBATE COURT OF LUMPKIN COUNTY

State of Georgia

IN RE: Estate of Bernice Irene Williams, Deceased

Estate No. 2013-PS-31

AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT on March 5, 2013, requiring the following:

To: The heirs of the estate of Bernice Irene Williams, including the children of George Thrasher, Rachel Philips, Odell Johnson, Jerry Thrasher and Harvey Thrasher:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before April 8, 2013.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

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APPLICATION FOR BEER/WINE LICENSES

Rodney Waters has applied with the Dahlonega City Council for a Beer License for Smiley’s Tavern, located at 132 Legion Road, Dahlonega, Georgia 30533.

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Earl G. Sanford, Jr., deceased, late of said county, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.

This 5th day of March, 2013

Dorothy W. Sanford, Executrix of the Estate of Earl G. Sanford, Jr.

Joy L. Edelberg

Horne & Edelberg, PC

Post Office Box 37

Dahlonega, GA 30533

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NOTICE OF INCORPORATION

Notice is given that articles of incorporation that will incorporate Christ Family Church have been delivered to the Secretary of State for filing in accordance with the Georgia Non-Profit Corporation Code. The initial registered office of the corporation is located at 7788 South Chestatee, Dahlonega, GA 30533, and its initial registered agent at such address is Nathan Raynor.

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NOTICE OF LOCATION AND DESIGN APPROVAL

CSSTP-0007-00(495), LUMPKIN, TOWNS, UNION, AND WHITE COUNTIES

P.I. No. 0007495

Notice is hereby given in compliance with Georgia Codes 22-2-109 and 32-3-5 that the Georgia Department of Transportation has approved the Location and Design of this project.

The date of location approval is: March 12, 2013

Project CSSTP-0007-00(495) in Lumpkin, Union, Towns, and White Counties consists of signal upgrades and pedestrian facility improvements for twenty (20) intersections within Lumpkin, Union, Towns, and White Counties. The project is located in the following Land Districts: 9, 12, 17, and 19; Land Lots: 69, 70, 112, 134, 135, 268, 269, 950, 984, 985, 998, and 999; and Georgia Military Districts: 837, 843, and 865.

Lumpkin County

1. SR 52 @ SR 115/Longbranch Rd

2. SR 60 @ SR 400

3. SR 400 @ Burnt Stand

4. SR 60-US 19 @ SR 9-SR 52-SR 60 (Morrison Moore Pkwy)

5. SR 9/52 @ W. Main Street

6. SR 60 BUS @ E. Main Street

7. SR 9/52/60 @ SR 60 BUS

8. SR 9 @ SR 52

9. SR 9 /52/60 @ E. Memorial DR/Pinetree Way

Towns County

1. SR 2 @ SR 75

2. SR 2 @ SR 66

3. SR 2 @ SR 17

4. SR 2 @ River Street

5. SR 2 @ SR 288

Union County

1. SR 2/515 @ SR 11/US 129

2. SR 2 @ Industrial Blvd

3. SR 11 @ SR 325

4. SR 2 @ Young Harris Street

White County

1. SR 11 @ Westmoreland Pkwy

2. SR 115 @ SR 384

The proposed construction will consists of upgrades including traffic signal equipment, pedestrian countdown signals, ADA wheel chair ramps, and cross walk striping.

Drawings or maps or plats of the proposed project, as approved, are on file and are available for public inspection at the Georgia Department of Transportation:

Mr. Michael Seabolt

Area Engineer, District One Area Four

email: mseabolt@dot.ga.gov

942 Albert Reid Rd

Cleveland, GA 30528

(706) 348-4848

Any interested party may obtain a copy of the drawings or maps or plats or portions thereof by paying a nominal fee and requesting in writing to:

Ms. Genetha Rice-Singleton

State Program Delivery Engineer

email: grice-singleton@dot.ga.gov

One Georgia Center

600 West Peachtree St NW

Atlanta, Georgia 30308

(404) 631-1522

Any written request or communication in reference to this project or notice SHOULD include the Project and P.I. Numbers as noted at the top of this notice.

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Jeanette Harris Voyles, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Kathy Kauffman, Executor

3350 Highland View Court

Finksburg, MD 21048

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Joseph W. Palmer, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of March, 2013.

Mary Alice Sanders and Catherine Leigh Sanders, Administrators

4729 Ben Hill Drive

Oakwood, GA 30566

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Homer Dudley Davis, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of March, 2013.

Shirley J. Davis, Executor

P.O. Box 206

Cleveland, GA 30528

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Thomas Melville Eck, Sr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Michael Davis, Executor

P.O. Box 122

Dahlonega, GA 30533

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PETITION FOR YEAR’S SUPPORT

In the Probate Court, County of Lumpkin, State of Georgia

IN RE: Estate of Sammy K. Wallace, Deceased

Estate no. 2013-YS-34

The petition of Nickie Wallace for a year’s support from the estate of Sammy K. Wallace, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before April 15, 2013, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Clerk of the Probate Court

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847



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PETITION OF ADMINISTRATOR FRO FINAL SETTLEMENT OF ACCOUNTS AND DISCHARGE FROM OFICE AND LIABILITY

IN THE PROBATE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA

RE:

Estate of Arlene Parker, Deceased

John Roger Palmour, Administrator

Estate No. 2012-20

Citation

Date of Publication: March 20, 2013

To whom it may concern:

The administrator of the above estate has applied for Discharge from said estate. This is to notify the above interested parties to show cause, if any they can, why said administrator should not be discharged from office and liability. All objections must be in writing, setting forth the grounds of any such objections, and filed with the above Probate Court, 325 Riley Road, Room 122, Dahlonega, Georgia 30533 on or before April 22, 2013, said date being more than 30 days from the date of publication. All pleadings must be signed before a notary public or probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A.Chastain, Probate Judge

by Shelley Wilson,

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Luis A. Molina, PLAINTIFF

VS. Blanca Alicia Gutierrez, DEFENDANT

CIVIL ACTION NO. 13-CV-112-RG

TO: Blanca Alicia Gutierrez

By Order for Service by Publication dated March 13, 2013, you are hereby notified that on March 13, 2013, Luis A. Molina filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff’s attorney, Michael H. Saul, 301 Washington Avenue, Marietta, GA 30060, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Raymond E. George, Judge of this Superior Court, this 13th day of March, 2013.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTIC OF PETITION TO CHANGE NAME

In the Superior Court of Lumpkin County

State of Georgia

In Re: Dakota Danielle Davis, Petitioner

Civil Action File No. 13-CV-116-RG Name Change

Georgia, Lumpkin County

Notice is hereby given that Dakota Danielle Davis, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 14th day of March, 2013, praying for a change in the name of the petitioner from Dakota Danielle Davis to Dakota Danielle Smisson.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 14th day of March, 2013

Dakota Danielle Davis, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Hoyt L. Beckworth and Cyndi S. Beckworth to JPMorgan Chase Bank, N.A. dated July 20, 2009 recorded in Deed Book 1138, Page 34-55 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association A/K/A JPMorgan Chase Bank, N.A., conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND EIGHT HUNDRED SIXTY-SEVEN AND 00/100 ($150,867.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, April 2, 2013 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 986, 5th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by David L. Ringo, Georgia Registered Land Surveyor, dated March 3, 2005: and as per said plat, the property is more particularly described as Lot 6 of Crawford Falls Subdivision. The subject plat being of record in Plat Cabinet One, Slide 133, Page 60, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive Covenants as recorded in Deed Book 995, Page 373, Lumpkin County Records.

This conveyance is made subject to and together with any easements of record or easements accessing the above described property.

09RE-405

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Hoyt L. Beckworth and Cyndi S. Beckworth or, a tenant or tenants, and said property was or is commonly known as 115 Miller Drive, Dawsonville, GA 30534.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association A/K/A JPMorgan Chase Bank, N.A.

As Attorney in Fact for

Hoyt L. Beckworth and Cyndi S. Beckworth

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-16952

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated March 9, 2007, executed by Christy C. Brown to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Taylor, Bean & Whitaker Mortgage Corp., recorded in Deed Book 1033, Page 320, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $137,160.00, said Security Deed last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in April, 2013, to-wit: April 2, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 463 of the 12th District, 1st Section of Lumpkin County, Georgia, being Lot 5 of Cedar Springs Subdivision, as per plat of said subdivision, as per plat of said subdivision prepared by John T. Gaston, GRLS, dated April 27, 2006, recorded in Plat Cabinet One, Slide 136, Plat 113 of the Lumpkin County records. Said plat being incorporated herein and made a part hereof by reference.

Subject to all easements, covenants, and restrictions of record or currently in use.

The aforedescribed real property is also known as # 5 Cedar Springs Lane, Dahlonega, GA 30533 n/k/a 118 Cedar Springs Lane, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409. The telephone number is (877) 596-8580.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of CHRISTY C. BROWN and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC

as Attorney-in-Fact for

CHRISTY C. BROWN

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Velene Burke and Christopher Burke to Bank of America, N.A. dated November 23, 2011 in the amount of $193,000.00, and recorded in Deed Book 1200, Page 160, Lumpkin County, Georgia Records; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 121, 1st District, Lumpkin County, Georgia, and being fully described by a plat prepared by Michael Stewart Kelley, G.R.L.S., dated April 30, 2004, and as per said plat, the property contains 4.456 acres, more or less, the subject plat being of record in plat cabinet one, slide 103, Page 62A, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part of the record hereof by reference.

which has the property address of 1228 Dry Hollow Rd, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Velene Burke and Christopher Burke and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A.

Attorney in Fact for

Velene Burke and Christopher Burke

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 03-06-2013, 03-13-2013, 03-20-2013, 03-27-2013

File No. 13-00759 /FNMA/ajackson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marcus A Cobb to Home123 Corporation dated October 18, 2005 in the amount of $123,250.00, and recorded in Deed Book T36, Page 141, Lumpkin County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee, for Certificateholders of Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series RAMP 2006-NC3 by assignment; the undersigned, U.S. Bank National Association, as Trustee, for Certificateholders of Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series RAMP 2006-NC3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 120 and 121 in the 1st District, Originally of Habersham, and now of Lumpkin County, Georgia, consisting of 1.02 acres, more or less, and being more fully described and delineated as Lot 4 according to a Plat of Survey of the Azalea Ridge Subdivision prepared December 15, 1984, by Michael L. Scupin, Ga. Registered Surveyor, which is recorded in Plat Book 13, Page 66, Lumpkin County Records, and which is incorporated by reference herein. The property is conveyed subject to the Restrictive Covenants of record for Azalea Ridge as set out more fully in documents which are recorded in Deed Book R-4, Pages 115-116; and Deed Book F-5, Page 168; Lumpkin County Records, and which are incorporated by reference herein. The property is also conveyed along with and subject to the provisions of a Water Service Agreement which is recorded in Deed Book E-11, Pages 288-292, Lumpkin County Records, and which is incorporated by reference herein.

which has the property address of 300 Azalea Ridge, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Marcus A Cobb and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association, as Trustee, for Certificateholders of Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series RAMP 2006-NC3

Attorney in Fact for

Marcus A Cobb

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 03-06-2013, 03-13-2013, 03-20-2013, 03-27-2013

File No. 11-13587 /CONV/kandrade

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joe H. Frady to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., a Delaware Corporation, and it successors and assigns dated January 15, 2008, and recorded in Deed Book 1079, Page 243, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment, securing a Note in the original principal amount of $83,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED NOVEMBER 30, 2007: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.43 ACRES, MORE OR LESS, AND THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 16O, PLAT 199B LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

ALSO CONVEYED HEREIN IS AN EASEMENT FOR INGRESS AND EGRESS OVER THE EXISTING EASEMENT ROAD CONNECTING SUBJECT PROPERTY WITH GRINDLE BROTHERS ROAD.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 93 Grindle Brothers Road, Murrayville, GA 30564, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Joe H Frady, successor in interest or tenant(s).

JPMorgan Chase Bank, National Association as Attorney-in-Fact for Joe H. Frady

File no. 12-036854

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/AS

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Denise King and Ernest Martin to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC., its successors and assigns dated September 6, 2006 in the amount of $163,000.00, and recorded in Deed Book 1003, Page 667, Lumpkin County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 776 of the 12th District, 1st Section of Lumpkin County, Georgia, being 1.02 acres, more or less, together with all improvements located thereon, and being more particularly set out as Parcel B on a plat of survey dated September 1, 2005, revised September 6, 2005, prepared for Michael L. and Deborah W. Stewart by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 120, Plat 182A, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

Also conveyed herewith are those easement provisions contained in the Survivorship Warranty Deed in favor of Grantors recorded in Deed Book 1003, Pages 665-666, Lumpkin County Records.

This property is conveyed subject to all easements in use or of record.

which has the property address of 491 Black Mountain Rd, Dahlonega, Georgia. together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Denise King and Ernest Martin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

HSBC Mortgage Services Inc.

Attorney in Fact for

Denise King and Ernest Martin

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 03-06-2013, 03-13-2013, 03-20-2013, 03-27-2013

File No. 13-00446 /CONV/ajackson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael G King and Susan D King to Mortgage Electronic Registration Systems, Inc., dated December 26, 2006, recorded in Deed Book 1022, Page 246, Lumpkin County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment recorded in Deed Book 1236, Page 489, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Nationstar Mortgage LLC is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NationStar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 888-850-9398x3705.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael G King and Susan D King or a tenant or tenants and said property is more commonly known as 216 Chestatee Springs Rd, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Nationstar Mortgage LLC

as Attorney in Fact for

Michael G King and Susan D King

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/sju 4/2/13

Our file no. 51153912-FT15

EXHIBIT “A”

The following described property: All that tract or parcel of land lying and being in Land Lot 162 of the 11th District, originally Hall now Lumpkin County, Georgia, being 1.43 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated April 19, 1976, revised November 2, 1985, prepared for Daniel and Cynthia Ragsdale by M.C. Wicht, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 12, Page 245, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Address: 216 Chestatee Springs Rd.; Dahlonega, GA 30533614 Tax Map or Parcel ID No.: 082-020, Tax Map or Parcel ID No.: 082-020 MR/sju 4/2/13 Our file no. 51153912 - FT15

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Rodney L. Lanning and Kathy L. Lanning to Mortgage Electronic Registration Systems Inc., as nominee for Accredited Home Lenders, Inc., its successors and assigns dated April 15, 2006 recorded in Deed Book 37, Page 139-154 , Lumpkin County Records, and last assigned to JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND AND 00/100 ($153,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, April 2, 2013 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 442 of the 15th District and 1st Section of Lumpkin County, Georgia, being Tract 1, consisting of 2.788 acres, per plat of survey dated june 15, 2000 and recorded in Plat Cabinet1, Slide 53, Page 45B of the Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Rodney L. Lanning and Kathy L. Lanning or, a tenant or tenants, and said property was or is commonly known as 228 Lewis Grindle Road, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC

As Attorney in Fact for

Rodney L. Lanning and Kathy L. Lanning

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-16818

Publication Dates: March 6, 13, 20, 27, 2013

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robin Nolan to Academy Financial Services, LLC, dated July 31, 2003, recorded in Deed Book F32, Page 457, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc by assignment recorded in Deed Book 1077, Page 71, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($141,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robin Nolan or a tenant or tenants and said property is more commonly known as 144 Village Meadow, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc

as Attorney in Fact for

Robin Nolan

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rcf1 4/2/13

Our file no. 51105112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 126 and 127 of the 11th District, Lumpkin County, Georgia, being Lot 6, Laurel Forest Subdivision, Phase II, as per plat recorded in Plat Cabinet 1, Slide 72, Pages 35 & 36, Lumpkin County Georgia Records, which plat is incorporated herein and made a part hereof by this reference. MR/rcf1 4/2/13 Our file no. 51105112 - FT7

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained with that certain Security Deed dated May 8, 2009, from Joshua W. Rogers to JPMorgan Chase Bank, N. A., recorded on May 12, 2009 in Deed Book 1130 at Page 493, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment and said Security Deed having been given to secure a note dated May 8, 2009, in the amount of $118,700.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on April 2, 2013, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 616 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY DOUGLAS R. SHERRILL, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 17, 2005; AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.11 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT B. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 122, PLAT 28A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS ACCESSING THE ABOVE DESCRIBED PROPERTY.

The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law.

To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Joshua W. Rogers. The property, being commonly known as 103 Satterfield Road, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Joshua W. Rogers, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Joshua W. Rogers

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the Power of Sale contained in the Deed to Secure Debt dated October 31, 2006 from Shadowstone Development, LLC (“Debtor” or “Grantor”) to Flag Bank and recorded in Deed Book 1013, Page 653, Lumpkin County, Georgia records, and as subsequently assigned to RBC Real Estate Finance Inc. (“Holder” or “Grantee”) pursuant to an assignment recorded in Deed Book 1121, Page 551, Lumpkin County, Georgia records (the foregoing deed to secure debt, as may have from time to time been or may be assigned, assumed, modified, amended, or amended and restated is hereinafter referred to as the “Security Deed”), said Security Deed being given to secure a Construction Loan Note dated October 31, 2006 in the original stated principal amount of Two Million Five Hundred Thirty Five Thousand and 00/100 Dollars ($2,535,000.00), as subsequently endorsed to Holder (said note, as same from time to time may have been endorsed, renewed, replaced, modified, assigned, amended, or amended and restated, being hereinafter referred to as the “Note”); there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2013, all of Debtor’s right, title and interest in and to the following described property (collectively, the “Property”):

All that tract or parcel of land lying and being in Land Lot 112 of the 1st District of Lumpkin County, Georgia, and containing 97.82 acres according to map prepared for Crescent Land Associates, LLC, dated August 10, 2006, by GEO Image, LLC, which map is incorporated herein by reference and which more particularly describes the property as follows:

Commence at a 3/4 inch pipe found at the common intersection of Land Lots 72, 73, 112 and 97 and proceed along the southern boundary of Land Lot 112 North 88 degrees 35 minutes 14 seconds West 1962.04 feet to a rock; thence North 88 degrees 23 minutes 18 seconds West 433.70 feet to a 3/4 inch pipe located in the centerline of a creek; thence following the centerline of said creek the following courses and distances:

North 02 degrees 29 minutes 47 seconds West 18.57 feet; North 10 degrees 29 minutes 12 seconds West 17.25 feet; North 47 degrees 31 minutes 52 seconds West 37.76 feet; North 23 degrees 43 minutes 22 seconds East 37.04 feet; North 05 degrees 16 minutes 03 seconds East 31.59 feet; North 25 degrees 52 minutes 28 seconds West 33.55 feet; North 14 degrees 21 minutes 11 seconds West 66.52 feet; North 11 degrees 12 minutes 19 seconds West 15.29 feet; North 34 degrees 12 minutes 53 seconds East 9.22 feet; North 23 degrees 21 minutes 31 seconds West 27.80 feet; North 04 degrees 05 minutes 23 seconds West 35.43 feet; North 12 degrees 32 minutes 59 seconds West 44.39 feet; North 09 degrees 04 minutes 44 seconds West 14.23 feet; North 42 degrees 20 minutes 20 seconds West 19.05 feet; South 49 degrees 37 minutes 20 seconds West 173.74 feet; South 69 degrees 07 minutes 47 seconds West 27.61 feet; North 81 degrees 08 minutes 54 seconds West 17.53 feet; South 69 degrees 24 minutes 43 seconds West 22.43 feet; South 31 degrees 53 minutes 29 seconds West 15.16 feet; South 53 degrees 37 minutes 21 seconds West 11.88 feet; North 67 degrees 40 minutes 41 seconds West 29.87 feet; South 32 degrees 17 minutes 41 seconds West 22.25 feet; South 24 degrees 54 minutes 05 seconds East 19.14 feet; South 61 degrees 41 minutes 24 seconds West 42.27 feet; South 89 degrees 39 minutes 10 seconds West 24.04 feet; North 77 degrees 53 minutes 06 seconds West 19.92 feet; South 62 degrees 20 minutes 18 seconds West 28.19 feet; North 75 degrees 55 minutes 40 seconds West 20.40 feet; South 50 degrees 28 minutes 43 seconds West 23.81 feet; South 86 degrees 33 minutes 44 seconds West 15.97 feet to a one inch pipe; thence leaving the centerline of said creek North 00 degrees 26 minutes 51 seconds East 765.53 feet to a one inch pipe; thence North 01 degrees 28 minutes 05 seconds West 421.95 feet to a 1⁄2 inch rebar; thence North 47 degrees 55 minutes 22 seconds West 366.87 feet to a 1 1⁄2 inch pipe on the eastern right of way of Old Highway 115 (said road having a 60 foot right of way); thence continuing along said right of way North 35 degrees 43 minutes 48 seconds East 318.39 feet to a 5/8 rebar set; thence South 70 degrees 47 minutes 16 seconds East 1216.63 feet to a 5/8 inch rebar set; thence South 87 degrees 56 minutes 01 seconds East 220.08 feet to a point; thence South 51 degrees 59 minutes 30 seconds East 58.98 feet to a point; thence North 85 degrees 57 minutes 04 seconds East 324.97 feet to a point; thence South 87 degrees 56 minutes 01 seconds East 782.94 feet to a point; thence South 46 degrees 45 minutes 21 seconds East 610.48 feet to a point on the eastern boundary line of Land Lot 112; thence continuing along said boundary line South 00 degrees 20 minutes 06 seconds East 1047.45 feet to the point of beginning.

Said tract or parcel to contain 97.82 acres.

The foregoing described land collectively referred to hereinafter as the “Land”.

TOGETHER WITH:

(i) All the improvements on the Land;

(ii) All income, rents, issues, profits and revenues of the Property from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same; reserving only the right to Grantor to collect the same (other than insurance proceeds and condemnation payments) so long as Grantor is not in default hereunder;

(iii) All buildings, structures and improvements of every nature whatsoever situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are owned by Grantor and attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles, building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and Personal Property (as hereinafter defined) of every kind and nature whatsoever owned by Grantor and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Property, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and Personal Property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor, all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the Property or any part thereof or are acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and a part of the Property as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Deed to Secure Debt. The location of the above described collateral is also the location of the Land; and

(iv) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, owned by Grantor.

(v) all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air-conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are attached to said building, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles, building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever owned by Grantor (collectively, the “Personal Property”) (and specifically excluding any property of tenants on the Premises, as defined in the Security Deed) and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Land and improvements located from time to time thereon (collectively the “Premises”), including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor, and to the extent they are assignable all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the Premises or any part thereof, and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the land and a part of the Premises as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by the Security Deed. The location of the above-described collateral is upon the land;

(vi) All of the interest of Grantor as landlord under each and every lease of, or rental agreement for, space in the Premises or any part hereof, and absolutely and presently all income, rents, issues, profits, cash collateral, revenues, fees, obligations, debts, accounts, royalties and benefits from time to time accruing and arising out of the use of the Premises or any part hereof, however the same may be denominated (including without limitation all payments under leases or tenancies, payments under rental agreements and occupancy agreements, usage fees, proceeds of insurance, condemnation payments, utility deposits, tenant security deposits and purchase contract deposits, whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same; reserving only the right to Grantor to collect and retain the same so long as Grantor is not in default hereunder;

(vii) All of the right, title and interest of Grantor in any and all awards or payments, including interest thereon, and the right to receive the same, as a result if (i) the exercise of the right of eminent domain or condemnation, (ii) the alteration of the grade of any street, or (iii) any other injury to, taking of, or decrease in the value of, the Premises to the extent of all amounts which may be secured by the Security Deed at the date of receipt of any such award or payment by Grantee and of the reasonable attorney’s fees, costs and disbursements incurred by Grantee in connection with the collection of such award or payment;

(viii) All right, title and interest of Grantor in and to all options and contracts to purchase or lease the Premises or any portion thereof or interest therein, and any greater estate in the Premises owned by Grantor;

(ix) All accounts receivable, contracts and contract rights (including, but not limited to, Grantor’s interest in any and all leases, tenant contracts, rental agreements, franchise agreements, management contracts, construction contracts, architectural contracts, purchase contracts, consulting contracts, engineering contracts, brokerage agreements and other contracts, licenses and permits affecting the Premises), chattel paper, documents, interests, estate or other claims, both in law and in equity, which Grantor has in the Premises;

(x) All proceeds of and any unearned premiums on any insurance policies covering the Premises, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Premises;

(xi) All the estate, interest, right, title and other claim or demand which Grantor has against anyone with respect to any damage to all or any part of the Premises, including without limitation, damage arising from any defect in or with respect to the design or construction of all or any part of the improvements and any damage resulting therefrom;

(xii) To the extent permitted by law, all deposits or other security or advance payments, including rental payments made by or on behalf of Grantor to others, with respect to (i) insurance policies relating to all or any part of the Premises, (ii) utility service for all or any part of the Premises, (iii) cleaning, maintenance, repair or similar services for all or any part of the Premises, (iv) refuse removal or sewer service for all or any part of the Premises, (v) rental of equipment, if any, used in the operation by or on behalf of Grantor of all or any part of the Premises, and (vi) parking or similar services or rights afforded to all or any part of the Premises; and

(xiii) All and singular the rights, members and appurtenances whatsoever, in any way belonging, relating or appertaining to any of the Premises hereinabove mentioned or which hereafter shall in any way belong, relate or be appurtenant thereto owned by Grantor.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of the Note and the Security Deed, including but not limited to, the nonpayment of principal and interest when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law; and the remainder, if any, shall be applied as provided by law.

To the best of Holder’s knowledge, the party in possession of the Property is Debtor or tenant(s) holding thereunder. The Property will be sold as the property of Debtor subject to all unpaid real estate ad valorem taxes and governmental assessments and to all prior restrictions, rights-of-way, and easements of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to by the grantee therein.

The entity that has full authority to negotiate, amend, and modify all the terms of the Security Deed with Grantor is the secured creditor: RBC Real Estate Finance Inc., 10375 Richmond Avenue, Houston, TX 77042, Attn. Daniel B. Reid, (713) 284-5069. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

RBC Real Estate Finance Inc., a

Delaware corporation, as attorney-in-fact for Shadowstone Development, LLC

BRYAN CAVE LLP

Curtis J. Romig, Esq.

One Atlantic Center

Fourteenth Floor

1201 West Peachtree Street, NW

Atlanta, Georgia 30309

(404) 572-6600

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Virginia L. Skeeter to Cendant Mortgage Corporation, dated July 10, 2003, recorded in Deed Book V31, Page 401, Lumpkin County, Georgia Records and recorded in Deed Book 971, Page 426, Dawson County, Georgia Records, and as re-recorded in Deed Book 1174, Page 1, Lumpkin County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 1178, Page 129, Lumpkin County, Georgia Records, and in Deed Book 974, Page 438, Dawson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1075, Page 386, and as re-recorded in Deed Book 1178, Page 135, Lumpkin County, Georgia Records, and recorded in Deed Book 1047, Page 526, Dawson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($95,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 630 AND 631, 5TH DISTRICT, 1ST SECTION, LUMPKIN AND DAWSON COUNTIES, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY C.C. DAVIS, JR., GEORGIA REGISTERED LAND SURVEYOR, DATED MARCH 29, 2000, RECORDED IN CABINET 1, SLIDE 72, PLAT 28A, LUMPKIN COUNTY RECORDS AND AS PER SAID PLAT, THE PROPERTY CONTAINS 7.284 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE POINT OF BEGINNING, BEING AT THE SOUTHWEST CORNER OF LAND LOT 631; THENCE NORTH 0 DEGREES 14 MINUTES 00 SECONDS EAST 252.37 FEET TO A 1/2” REBAR SET BEING THE POINT OF BEGINNING; THENCE NORTH 72 DEGREES 13 MINUTES 00 SECONDS WEST 607.20 FEET TO A 1/2” REBAR SET; THENCE NORTH 69 DEGREES 45 MINUTES 00 SECONDS WEST 42.41 FEET TO A 1/2” REBAR SET; THENCE NORTH 17 DEGREES 44 MINUTES 10 SECONDS EAST 536.69 FEET TO A 1/2” REBAR SET ON THE SOUTHERN RIGHT OF WAY OF HIGHWAY 52; THENCE SOUTH 72 DEGREES 06 MINUTES 47 SECONDS EAST 77.81 FEET TO A POINT; THENCE SOUTH 76 DEGREES 37 MINUTES 19 SECONDS EAST 85.48 FEET TO A POINT; THENCE SOUTH 81 DEGREES 48 MINUTES 06 SECONDS EAST 83.24 FEET TO A POINT; THENCE SOUTH 87 DEGREES 05 MINUTES 38 SECONDS EAST 78.33 FEET TO A POINT; THENCE NORTH 88 DEGREES 29 MINUTES 49 SECONDS EAST 78.71 FEET TO A POINT; THENCE NORTH 85 DEGREES 31 MINUTES 48 SECONDS EAST 60.84 FEET TO A POINT; THENCE SOUTH 0 DEGREES 14 MINUTES 00 SECONDS WEST 658.60 FEET TO A 1/2” REBAR SET BEING THE POINT OF BEGINNING. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Virginia L. Haygood aka Virginia L. Skeeter or a tenant or tenants and said property is more commonly known as 9135 Highway 52 West, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for Virginia L. Skeeter

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/ef2 4/2/13

Our file no. 1844309-FT20

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Teri B. Smith and Luther S. Smith to Mortgage Electronic Registration Systems, Inc., dated July 9, 2003, recorded in Deed Book U31, Page 736, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1237, Page 220, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($153,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Teri B. Smith or a tenant or tenants and said property is more commonly known as 143 Clay Creek Overlook, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Teri B. Smith and Luther S. Smith

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/rcf1 4/2/13

Our file no. 51119112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 574 of the 12th District of Lumpkin County, Georgia, being shown and described as 1.22 acres, as shown on a Plat of Survey recorded at Plat Book 21, Page 285, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. Also conveyed herewith is a perpetual, non-exclusive easement, 25 feet in wideth for ingress, egress, and installation of utilities along and with the existing roadway known as Clay Creek Overlook, which connects subject property with Clay Creek Falls Road, as shown on the plat described above. This conveyance is made subject to that Private Road Maintenance Agreement and Easement as recorded in Deed Book O-7, pages 256-258, aforesaid records; and Grant of Easement for Water Service as recorded in Deed Book O-7, Page 339, aforesaid records, and a Shared Well Agreement recorded in Deed Book K-9, Pages 343-344, aforesaid records. MR/rcf1 4/2/13 Our file no. 51119112 - FT7

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained in a Security Deed from SUE L. STAGGS and BOBBY L. STAGGS to UNITED COMMUNITY BANK, dated January 17, 2002, recorded February 11, 2002, in Deed Book V-28, Page 86, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated June 20, 2012, recorded in Deed Book 1218, Page 115, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from BOBBY LYNN STAGGS and SUE L. STAGGS dated June 20, 2012, in the original principal amount of Fifty Eight Thousand One Hundred Eight and 96/100 ($58,108.96) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 60, 13th District, Lumpkin County, Georgia and being fully described by a plat prepared by William H. Collins, Georgia Registered Land Surveyor, dated November 6, 1998 and revised December 12, 2000; and as per said plat, the property contains 7.919 acres, more or less, being more particularly described as Tract “C”. The subject plat being of record in Cabinet one, Slide 63, Plat 41, Lumpkin County Records. Said plat is hereby incorporated by reference.

Access to subject property is over an easement for ingress and egress along and with the dirt road known as Rattlesnake Ridge as shown on the above referenced plat of survey.

The above described property is conveyed subject to the following restrictions and covenants:

1. Each Dwelling to have a minimum of 1,500 square feet heated space.

2. No lot or parcel to be subdivided into less than five (5) acre tracts.

3. No Exposed concrete blocks.

4. No poultry houses or pig pens.

5. All garages, carports and accessory buildings must be in keeping with the house.

6. No commercial use allowed.

7. No above-ground swimming pools are allowed.

8. No mobile or modular homes are allowed.

9. No campers to be set up and used as a dwelling for an extended period of time.

10. No junk cars, tires or appliances left on the premises.

This conveyance is made together with and subject to any easements for public roads and utilities now in use.

This conveyance is made together with and subject to any easements of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is SUE L. STAGGS and BOBBY L. STAGGS or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for SUE L. STAGGS and BOBBY L. STAGGS

L. Lou Allen

Stites & Harbison, PLLC

520 West Main Street

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03455

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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Legals (March 20, 2013)
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gpn07

NOTICE TO

DEBTORS AND CREDITORS

All creditors of the Estate of James Ralph Calhoun, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.

This 19th day of February, 2013.

Dennis Calhoun, Administrator

1702 Oak Grove Road

Dahlonega, GA 30533

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NOTICE TO

DEBTORS AND CREDITORS

All creditors of the Estate of Carlton Benjamin Barnes, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to us.

This 21st day of February, 2013.

Judy Barnes, Executor

536 Wash Rider Road

Dahlonega, GA 30533

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NOTICE OF LOCATION AND DESIGN

APPROVAL

0010681/0010282

LUMPKIN

Notice is hereby given in compliance with Georgia Code 22-2-109 and 32-3-5 that the Georgia Department of Transportation has approved the Location and Design of this project.

The date of location approval is January 8, 2013.

The project is located in downtown Dahlonega, Georgia (Land District 12; Land Lots 892, 893, 950, 951, 984, 985, & 986). The project extends along the following corridors:

South Chestatee Street: Choice St. to College Entrance (0.13 miles total distance)

South Chestatee Street: College Entrance to Morrison Moore (0.31 miles total distance)

West Main Street: Church Street to Sunset Drive (0.18 miles total distance)

East Main Street: S. Chestatee Street to Enota Street (0.18 miles total distance)

College Lane: W. Main St. to Warwick St. (0.04 miles total distance)

Church Street: W. Main St. to Hawkins St. (0.09 miles total distance)

Waters Street: W. Main St. to Hawkins St. (0.08 miles total distance)

N. Chestatee Street: W. Main St. to Hawkins St. (0.10 miles total distance)

Choice Street: Waters St. to S. Park St. (0.10 miles total distance)

Maple Street: S. Chestatee St. to S. Park St. (0.05 miles total distance)

Martin Street: S. Chestatee St. to S. Park St. (0.04 miles total distance)

Arcadia Street: S. Chestatee St. to S. Park St. (0.04 miles total distance)

Ash Avenue: S. Chestatee St. to S. Park St. (0.05 miles total distance)

Schultz Avenue: S. Chestatee St. to S. Park St. (0.05 miles total distance)

The project consists of pedestrian improvements along multiple streets (referenced above) in downtown Dahlonega. Specifically, improvements include: new brick paver sidewalks, improved ADA accessibility at intersections, new pedestrian lighting, improved stormwater management, improved signage and wayfinding, and utility relocation.

Drawings and maps of the proposed project, as approved, are on file and are available for public inspection at the City Hall of Dahlonega:

City of Dahlonega

ATTN: Ricky Stewart

HYPERLINK “mailto:rickystewart@cityofdahlonega.com” rickystewart@cityofdahlonega.com

465 Riley Road

Dahlonega GA 30533

706-482-2710

Any written request or communication in reference to this project or notice should include the Project and P. I. Numbers as noted at the top of this notice.

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NOTICE OF DEPRIVATION HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

Elijah Wagner

DOB: 3/05/10

SEX: MALE

A child under the age of 18

CASE NO. 093-13J-32A

TO:

John Doe, the unknown biological father of the above-named child

By Order for Service by Publication dated January 28, 2013, you are hereby notified that on the 22nd day of January, 2013, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Motion for Extension of Temporary Custody (Deprivation) against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on 20th day of February, 2013, at 9:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The child shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the day of April 24, 2013, at 9:30 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 18th day of February, 2013.

Gerald Bruce, Judge

LUMPKIN COUNTY JUVENILE COURT

LUMPKIN COUNTY Justice Center

DAHLONEGA, GEORGIA

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Terry Wayne Chandler, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 22nd day of February, 2013.

Rachel Kenney, Executor/Administrator

c/o The Law Office of Alfred Chang, PC

81 Crown Mountain Place, 300E

Dahlonega, GA 30533

706-867-3103

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Fred A. Turner, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of March, 2013.

Richard A. Turner, Executor of the Estate of Fred A. Turner

Joy L. Edelberg

Horne & Edelberg, P..C.

Post Office Box 37

Dahlonega, Georgia 30533

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NOTICE TO THE PUBLIC

YOU ARE HEREBY NOTIFIED that there will be heard before the Judge presiding in the Superior Court of Lumpkin County, Georgia, on the 26th day of March, 2013, at 3:30 p.m., at the courthouse in the City of Dahlonega, Georgia, the case of the State of Georgia v. Lumpkin County Public Building Authority and Lumpkin County, Georgia, Civil Action No.13-CV-105-MM, in the Superior Court of Lumpkin County, the same being a proceeding to confirm and validate an issue of Lumpkin County Public Building Authority Revenue Bonds, Series 2013 (the “Bonds”), in an aggregate principal amount of up to $9,950,000. The proceeds from the sale of the Bonds will be used for the purpose of (a) financing the acquisition of a judicial facility (the “Project”) and (b) paying the costs of issuing the Bonds.

In such proceeding, the Court will also pass upon the validity and enforceability of an Intergovernmental Contract, dated as of April 1, 2013, or the first day of the month in which the Bonds are actually issued (the “Contract”), between the Authority and Lumpkin County, Georgia (the “County”), pursuant to which the Authority will agree to, among other things, issue the Bonds, and the County will agree to, among other things, (a) acquire and operate the Project,

(b) pay the Authority amounts sufficient to enable the Authority to pay the debt service on the Bonds (the “Contract Payments”) and (c) levy an ad valorem property tax, unlimited as to rate or amount, on all property in the County subject to such tax in order to make such Contract Payments.

Pursuant to O.C.G.A. 36-82-100,. the Authority and the County notify all interested parties that no independent performance audit or performance review (the “Debt Audit”) will be conducted with respect to the Bonds. However the County will continue to ensure that the proceeds of the Bonds are expended efficiently and economically, as intended by the Debt Audit.

Any resident of Lumpkin County, or any other person wherever residing who has a right to object, may become a party to these proceedings.

This the 11th day of March, 2013.

Rita Harkins

Clerk, Superior Court

Lumpkin County, Georgia

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JEFFREY LANGLEY

DISTRICT ATTORNEY

NOTICE OF SEIZURE OF PERSONAL 
PROPERTY VALUED AT

LESS THAN $25,000.00

Pursuant to O.C.G.A. §16-13-49(n), any party claiming an interest in the following property is hereby notified that on the 9th day of January, 2013, said property was seized by the undersigned agency in Lumpkin County, Georgia.

Property Seized:

PROPERTY ONE: Four Hundred & Sixty-seven Dollars ($467.00) in U.S. Currency;

Conduct giving rise to said seizure:

Said property was found in the possession of BILLY NEAL MULLINS III, in close proximity to a quantity of COCAINE, METHAMPHETAMINE, and MARIJUANA, controlled and prohibited substances, and was, directly or indirectly, used or intended for use to facilitate the possession, possession with intent to distribute, and/or distribution and sale of COCAINE, METHAMPHETAMINE, and MARIJUANA or was the proceeds of said activity, in violation of the Georgia Controlled Substances Act. Further, the said property was seized from the residence of Billy Neal Mullins III, during the execution of a search warrant at his residence in Lumpkin County, Georgia.

The owner of said property is purported to be:

Billy Neal Mullins III

775 North Hall Road

Dahlonega, Georgia 30533

Any party claiming an interest in said property is hereby further notified that you must file any claim in accordance with O.C.G.A. §16-13-49(n)(4) within 30 days of the second publication of this Notice of Seizure in the Dahlonega Nugget, the legal organ and a newspaper of general circulation in Lumpkin County, by serving said claim to the undersigned seizing agency and the District Attorney by certified mail, return receipt requested.

This 6th day of March, 2013.

District Attorney

Enotah Judicial Circuit

SEIZING AGENCY:

Agent C. Green

Appalachian Drug Task Force

P.O. Box 188

Cleveland, Georgia 30528

(706) 348-7410 By: Cathy A. Cox-Brakefield

Chief Assistant District Attorney

65 Courthouse Streetl, Box 6

Blairsville, Georgia 30512

(706) 439-6027

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NOTICE OF PETITION TO CHANGE NAME

In the Superior Court of Lumpkin County

State of Georgia

In Re: Robin Rego Pardue, Petitioner

Civil Action File No. 13-CV-94-RG Name Change

Georgia, Lumpkin County

Notice is hereby given that Robin Rego Pardue, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 5th day of March, 2013, praying for a change in the name of the petitioner from Robin Rego Pardue to Robin Reneé Campbell.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 5th day of March, 2013

Robin Rego Pardue, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTICE

IN THE PROBATE COURT OF LUMPKIN COUNTY

State of Georgia

IN RE: Estate of Bernice Irene Williams, Deceased

Estate No. 2013-PS-31

AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT on March 5, 2013, requiring the following:

To: The heirs of the estate of Bernice Irene Williams, including the children of George Thrasher, Rachel Philips, Odell Johnson, Jerry Thrasher and Harvey Thrasher:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before April 8, 2013.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

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APPLICATION FOR BEER/WINE LICENSES

Rodney Waters has applied with the Dahlonega City Council for a Beer License for Smiley’s Tavern, located at 132 Legion Road, Dahlonega, Georgia 30533.

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Earl G. Sanford, Jr., deceased, late of said county, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.

This 5th day of March, 2013

Dorothy W. Sanford, Executrix of the Estate of Earl G. Sanford, Jr.

Joy L. Edelberg

Horne & Edelberg, PC

Post Office Box 37

Dahlonega, GA 30533

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NOTICE OF INCORPORATION

Notice is given that articles of incorporation that will incorporate Christ Family Church have been delivered to the Secretary of State for filing in accordance with the Georgia Non-Profit Corporation Code. The initial registered office of the corporation is located at 7788 South Chestatee, Dahlonega, GA 30533, and its initial registered agent at such address is Nathan Raynor.

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NOTICE OF LOCATION AND DESIGN APPROVAL

CSSTP-0007-00(495), LUMPKIN, TOWNS, UNION, AND WHITE COUNTIES

P.I. No. 0007495

Notice is hereby given in compliance with Georgia Codes 22-2-109 and 32-3-5 that the Georgia Department of Transportation has approved the Location and Design of this project.

The date of location approval is: March 12, 2013

Project CSSTP-0007-00(495) in Lumpkin, Union, Towns, and White Counties consists of signal upgrades and pedestrian facility improvements for twenty (20) intersections within Lumpkin, Union, Towns, and White Counties. The project is located in the following Land Districts: 9, 12, 17, and 19; Land Lots: 69, 70, 112, 134, 135, 268, 269, 950, 984, 985, 998, and 999; and Georgia Military Districts: 837, 843, and 865.

Lumpkin County

1. SR 52 @ SR 115/Longbranch Rd

2. SR 60 @ SR 400

3. SR 400 @ Burnt Stand

4. SR 60-US 19 @ SR 9-SR 52-SR 60 (Morrison Moore Pkwy)

5. SR 9/52 @ W. Main Street

6. SR 60 BUS @ E. Main Street

7. SR 9/52/60 @ SR 60 BUS

8. SR 9 @ SR 52

9. SR 9 /52/60 @ E. Memorial DR/Pinetree Way

Towns County

1. SR 2 @ SR 75

2. SR 2 @ SR 66

3. SR 2 @ SR 17

4. SR 2 @ River Street

5. SR 2 @ SR 288

Union County

1. SR 2/515 @ SR 11/US 129

2. SR 2 @ Industrial Blvd

3. SR 11 @ SR 325

4. SR 2 @ Young Harris Street

White County

1. SR 11 @ Westmoreland Pkwy

2. SR 115 @ SR 384

The proposed construction will consists of upgrades including traffic signal equipment, pedestrian countdown signals, ADA wheel chair ramps, and cross walk striping.

Drawings or maps or plats of the proposed project, as approved, are on file and are available for public inspection at the Georgia Department of Transportation:

Mr. Michael Seabolt

Area Engineer, District One Area Four

email: mseabolt@dot.ga.gov

942 Albert Reid Rd

Cleveland, GA 30528

(706) 348-4848

Any interested party may obtain a copy of the drawings or maps or plats or portions thereof by paying a nominal fee and requesting in writing to:

Ms. Genetha Rice-Singleton

State Program Delivery Engineer

email: grice-singleton@dot.ga.gov

One Georgia Center

600 West Peachtree St NW

Atlanta, Georgia 30308

(404) 631-1522

Any written request or communication in reference to this project or notice SHOULD include the Project and P.I. Numbers as noted at the top of this notice.

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Jeanette Harris Voyles, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Kathy Kauffman, Executor

3350 Highland View Court

Finksburg, MD 21048

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Joseph W. Palmer, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of March, 2013.

Mary Alice Sanders and Catherine Leigh Sanders, Administrators

4729 Ben Hill Drive

Oakwood, GA 30566

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Homer Dudley Davis, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of March, 2013.

Shirley J. Davis, Executor

P.O. Box 206

Cleveland, GA 30528

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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Thomas Melville Eck, Sr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of March, 2013.

Michael Davis, Executor

P.O. Box 122

Dahlonega, GA 30533

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PETITION FOR YEAR’S SUPPORT

In the Probate Court, County of Lumpkin, State of Georgia

IN RE: Estate of Sammy K. Wallace, Deceased

Estate no. 2013-YS-34

The petition of Nickie Wallace for a year’s support from the estate of Sammy K. Wallace, deceased, for decedent’s surviving spouse, having been duly filed, all interested persons are hereby notified to show cause, if any they have, on or before April 15, 2013, why said petition should not be granted.

All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed on or before the time stated in the preceding sentence. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number tor the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Clerk of the Probate Court

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847



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PETITION OF ADMINISTRATOR FRO FINAL SETTLEMENT OF ACCOUNTS AND DISCHARGE FROM OFICE AND LIABILITY

IN THE PROBATE COURT OF LUMPKIN COUNTY, STATE OF GEORGIA

RE:

Estate of Arlene Parker, Deceased

John Roger Palmour, Administrator

Estate No. 2012-20

Citation

Date of Publication: March 20, 2013

To whom it may concern:

The administrator of the above estate has applied for Discharge from said estate. This is to notify the above interested parties to show cause, if any they can, why said administrator should not be discharged from office and liability. All objections must be in writing, setting forth the grounds of any such objections, and filed with the above Probate Court, 325 Riley Road, Room 122, Dahlonega, Georgia 30533 on or before April 22, 2013, said date being more than 30 days from the date of publication. All pleadings must be signed before a notary public or probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A.Chastain, Probate Judge

by Shelley Wilson,

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Luis A. Molina, PLAINTIFF

VS. Blanca Alicia Gutierrez, DEFENDANT

CIVIL ACTION NO. 13-CV-112-RG

TO: Blanca Alicia Gutierrez

By Order for Service by Publication dated March 13, 2013, you are hereby notified that on March 13, 2013, Luis A. Molina filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon plaintiff’s attorney, Michael H. Saul, 301 Washington Avenue, Marietta, GA 30060, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Raymond E. George, Judge of this Superior Court, this 13th day of March, 2013.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTIC OF PETITION TO CHANGE NAME

In the Superior Court of Lumpkin County

State of Georgia

In Re: Dakota Danielle Davis, Petitioner

Civil Action File No. 13-CV-116-RG Name Change

Georgia, Lumpkin County

Notice is hereby given that Dakota Danielle Davis, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 14th day of March, 2013, praying for a change in the name of the petitioner from Dakota Danielle Davis to Dakota Danielle Smisson.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 14th day of March, 2013

Dakota Danielle Davis, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Hoyt L. Beckworth and Cyndi S. Beckworth to JPMorgan Chase Bank, N.A. dated July 20, 2009 recorded in Deed Book 1138, Page 34-55 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association A/K/A JPMorgan Chase Bank, N.A., conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY THOUSAND EIGHT HUNDRED SIXTY-SEVEN AND 00/100 ($150,867.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, April 2, 2013 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 986, 5th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by David L. Ringo, Georgia Registered Land Surveyor, dated March 3, 2005: and as per said plat, the property is more particularly described as Lot 6 of Crawford Falls Subdivision. The subject plat being of record in Plat Cabinet One, Slide 133, Page 60, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive Covenants as recorded in Deed Book 995, Page 373, Lumpkin County Records.

This conveyance is made subject to and together with any easements of record or easements accessing the above described property.

09RE-405

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Hoyt L. Beckworth and Cyndi S. Beckworth or, a tenant or tenants, and said property was or is commonly known as 115 Miller Drive, Dawsonville, GA 30534.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association A/K/A JPMorgan Chase Bank, N.A.

As Attorney in Fact for

Hoyt L. Beckworth and Cyndi S. Beckworth

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-16952

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated March 9, 2007, executed by Christy C. Brown to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Taylor, Bean & Whitaker Mortgage Corp., recorded in Deed Book 1033, Page 320, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $137,160.00, said Security Deed last having been assigned to Ocwen Loan Servicing, LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in April, 2013, to-wit: April 2, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

All that tract or parcel of land lying and being in Land Lot 463 of the 12th District, 1st Section of Lumpkin County, Georgia, being Lot 5 of Cedar Springs Subdivision, as per plat of said subdivision, as per plat of said subdivision prepared by John T. Gaston, GRLS, dated April 27, 2006, recorded in Plat Cabinet One, Slide 136, Plat 113 of the Lumpkin County records. Said plat being incorporated herein and made a part hereof by reference.

Subject to all easements, covenants, and restrictions of record or currently in use.

The aforedescribed real property is also known as # 5 Cedar Springs Lane, Dahlonega, GA 30533 n/k/a 118 Cedar Springs Lane, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Ocwen Loan Servicing, LLC, 1661 Worthington Road, Suite 100, West Palm Beach, FL 33409. The telephone number is (877) 596-8580.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of CHRISTY C. BROWN and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

OCWEN LOAN SERVICING, LLC

as Attorney-in-Fact for

CHRISTY C. BROWN

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Velene Burke and Christopher Burke to Bank of America, N.A. dated November 23, 2011 in the amount of $193,000.00, and recorded in Deed Book 1200, Page 160, Lumpkin County, Georgia Records; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 121, 1st District, Lumpkin County, Georgia, and being fully described by a plat prepared by Michael Stewart Kelley, G.R.L.S., dated April 30, 2004, and as per said plat, the property contains 4.456 acres, more or less, the subject plat being of record in plat cabinet one, slide 103, Page 62A, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part of the record hereof by reference.

which has the property address of 1228 Dry Hollow Rd, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Velene Burke and Christopher Burke and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Bank of America, N.A.

Attorney in Fact for

Velene Burke and Christopher Burke

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 03-06-2013, 03-13-2013, 03-20-2013, 03-27-2013

File No. 13-00759 /FNMA/ajackson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Marcus A Cobb to Home123 Corporation dated October 18, 2005 in the amount of $123,250.00, and recorded in Deed Book T36, Page 141, Lumpkin County, Georgia Records; as last transferred to U.S. Bank National Association, as Trustee, for Certificateholders of Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series RAMP 2006-NC3 by assignment; the undersigned, U.S. Bank National Association, as Trustee, for Certificateholders of Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series RAMP 2006-NC3 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 120 and 121 in the 1st District, Originally of Habersham, and now of Lumpkin County, Georgia, consisting of 1.02 acres, more or less, and being more fully described and delineated as Lot 4 according to a Plat of Survey of the Azalea Ridge Subdivision prepared December 15, 1984, by Michael L. Scupin, Ga. Registered Surveyor, which is recorded in Plat Book 13, Page 66, Lumpkin County Records, and which is incorporated by reference herein. The property is conveyed subject to the Restrictive Covenants of record for Azalea Ridge as set out more fully in documents which are recorded in Deed Book R-4, Pages 115-116; and Deed Book F-5, Page 168; Lumpkin County Records, and which are incorporated by reference herein. The property is also conveyed along with and subject to the provisions of a Water Service Agreement which is recorded in Deed Book E-11, Pages 288-292, Lumpkin County Records, and which is incorporated by reference herein.

which has the property address of 300 Azalea Ridge, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Marcus A Cobb and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

U.S. Bank National Association, as Trustee, for Certificateholders of Structured Asset Mortgage Investments II Inc., Prime Mortgage Trust, Certificates, Series RAMP 2006-NC3

Attorney in Fact for

Marcus A Cobb

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 03-06-2013, 03-13-2013, 03-20-2013, 03-27-2013

File No. 11-13587 /CONV/kandrade

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Joe H. Frady to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., a Delaware Corporation, and it successors and assigns dated January 15, 2008, and recorded in Deed Book 1079, Page 243, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment, securing a Note in the original principal amount of $83,500.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 2, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED NOVEMBER 30, 2007: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.43 ACRES, MORE OR LESS, AND THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 16O, PLAT 199B LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

ALSO CONVEYED HEREIN IS AN EASEMENT FOR INGRESS AND EGRESS OVER THE EXISTING EASEMENT ROAD CONNECTING SUBJECT PROPERTY WITH GRINDLE BROTHERS ROAD.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 93 Grindle Brothers Road, Murrayville, GA 30564, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above

The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor.

The property is or may be in the possession of Joe H Frady, successor in interest or tenant(s).

JPMorgan Chase Bank, National Association as Attorney-in-Fact for Joe H. Frady

File no. 12-036854

SHAPIRO, SWERTFEGER & HASTY, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/AS

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Denise King and Ernest Martin to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC., its successors and assigns dated September 6, 2006 in the amount of $163,000.00, and recorded in Deed Book 1003, Page 667, Lumpkin County, Georgia Records; as last transferred to HSBC Mortgage Services Inc. by assignment; the undersigned, HSBC Mortgage Services Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 776 of the 12th District, 1st Section of Lumpkin County, Georgia, being 1.02 acres, more or less, together with all improvements located thereon, and being more particularly set out as Parcel B on a plat of survey dated September 1, 2005, revised September 6, 2005, prepared for Michael L. and Deborah W. Stewart by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 120, Plat 182A, Lumpkin County Records, and is incorporated herein by reference for a more detailed description.

Also conveyed herewith are those easement provisions contained in the Survivorship Warranty Deed in favor of Grantors recorded in Deed Book 1003, Pages 665-666, Lumpkin County Records.

This property is conveyed subject to all easements in use or of record.

which has the property address of 491 Black Mountain Rd, Dahlonega, Georgia. together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a).

Said property will be sold as the property of Denise King and Ernest Martin and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

HSBC Mortgage Services Inc.

Attorney in Fact for

Denise King and Ernest Martin

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates: 03-06-2013, 03-13-2013, 03-20-2013, 03-27-2013

File No. 13-00446 /CONV/ajackson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael G King and Susan D King to Mortgage Electronic Registration Systems, Inc., dated December 26, 2006, recorded in Deed Book 1022, Page 246, Lumpkin County, Georgia Records, as last transferred to Nationstar Mortgage LLC by assignment recorded in Deed Book 1236, Page 489, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND AND 0/100 DOLLARS ($124,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Nationstar Mortgage LLC is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: NationStar Mortgage LLC, 350 Highland Drive, Lewisville, TX 75067, 888-850-9398x3705.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael G King and Susan D King or a tenant or tenants and said property is more commonly known as 216 Chestatee Springs Rd, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Nationstar Mortgage LLC

as Attorney in Fact for

Michael G King and Susan D King

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/sju 4/2/13

Our file no. 51153912-FT15

EXHIBIT “A”

The following described property: All that tract or parcel of land lying and being in Land Lot 162 of the 11th District, originally Hall now Lumpkin County, Georgia, being 1.43 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated April 19, 1976, revised November 2, 1985, prepared for Daniel and Cynthia Ragsdale by M.C. Wicht, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 12, Page 245, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Address: 216 Chestatee Springs Rd.; Dahlonega, GA 30533614 Tax Map or Parcel ID No.: 082-020, Tax Map or Parcel ID No.: 082-020 MR/sju 4/2/13 Our file no. 51153912 - FT15

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the power of sale contained in a Security Deed from Rodney L. Lanning and Kathy L. Lanning to Mortgage Electronic Registration Systems Inc., as nominee for Accredited Home Lenders, Inc., its successors and assigns dated April 15, 2006 recorded in Deed Book 37, Page 139-154 , Lumpkin County Records, and last assigned to JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND AND 00/100 ($153,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, April 2, 2013 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 442 of the 15th District and 1st Section of Lumpkin County, Georgia, being Tract 1, consisting of 2.788 acres, per plat of survey dated june 15, 2000 and recorded in Plat Cabinet1, Slide 53, Page 45B of the Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorney’s fees, notice of intent to collect attorney’s fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Rodney L. Lanning and Kathy L. Lanning or, a tenant or tenants, and said property was or is commonly known as 228 Lewis Grindle Road, Dahlonega, GA 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMC Specialty Mortgage LLC f/k/a WM Specialty Mortgage LLC

As Attorney in Fact for

Rodney L. Lanning and Kathy L. Lanning

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 13-16818

Publication Dates: March 6, 13, 20, 27, 2013

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robin Nolan to Academy Financial Services, LLC, dated July 31, 2003, recorded in Deed Book F32, Page 457, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc by assignment recorded in Deed Book 1077, Page 71, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-ONE THOUSAND FIVE HUNDRED TWENTY AND 0/100 DOLLARS ($141,520.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robin Nolan or a tenant or tenants and said property is more commonly known as 144 Village Meadow, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc

as Attorney in Fact for

Robin Nolan

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rcf1 4/2/13

Our file no. 51105112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 126 and 127 of the 11th District, Lumpkin County, Georgia, being Lot 6, Laurel Forest Subdivision, Phase II, as per plat recorded in Plat Cabinet 1, Slide 72, Pages 35 & 36, Lumpkin County Georgia Records, which plat is incorporated herein and made a part hereof by this reference. MR/rcf1 4/2/13 Our file no. 51105112 - FT7

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained with that certain Security Deed dated May 8, 2009, from Joshua W. Rogers to JPMorgan Chase Bank, N. A., recorded on May 12, 2009 in Deed Book 1130 at Page 493, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment and said Security Deed having been given to secure a note dated May 8, 2009, in the amount of $118,700.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on April 2, 2013, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 616 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY DOUGLAS R. SHERRILL, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 17, 2005; AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.11 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT B. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 122, PLAT 28A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS ACCESSING THE ABOVE DESCRIBED PROPERTY.

The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law.

To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Joshua W. Rogers. The property, being commonly known as 103 Satterfield Road, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Joshua W. Rogers, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Joshua W. Rogers

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

By virtue of the Power of Sale contained in the Deed to Secure Debt dated October 31, 2006 from Shadowstone Development, LLC (“Debtor” or “Grantor”) to Flag Bank and recorded in Deed Book 1013, Page 653, Lumpkin County, Georgia records, and as subsequently assigned to RBC Real Estate Finance Inc. (“Holder” or “Grantee”) pursuant to an assignment recorded in Deed Book 1121, Page 551, Lumpkin County, Georgia records (the foregoing deed to secure debt, as may have from time to time been or may be assigned, assumed, modified, amended, or amended and restated is hereinafter referred to as the “Security Deed”), said Security Deed being given to secure a Construction Loan Note dated October 31, 2006 in the original stated principal amount of Two Million Five Hundred Thirty Five Thousand and 00/100 Dollars ($2,535,000.00), as subsequently endorsed to Holder (said note, as same from time to time may have been endorsed, renewed, replaced, modified, assigned, amended, or amended and restated, being hereinafter referred to as the “Note”); there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door in Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2013, all of Debtor’s right, title and interest in and to the following described property (collectively, the “Property”):

All that tract or parcel of land lying and being in Land Lot 112 of the 1st District of Lumpkin County, Georgia, and containing 97.82 acres according to map prepared for Crescent Land Associates, LLC, dated August 10, 2006, by GEO Image, LLC, which map is incorporated herein by reference and which more particularly describes the property as follows:

Commence at a 3/4 inch pipe found at the common intersection of Land Lots 72, 73, 112 and 97 and proceed along the southern boundary of Land Lot 112 North 88 degrees 35 minutes 14 seconds West 1962.04 feet to a rock; thence North 88 degrees 23 minutes 18 seconds West 433.70 feet to a 3/4 inch pipe located in the centerline of a creek; thence following the centerline of said creek the following courses and distances:

North 02 degrees 29 minutes 47 seconds West 18.57 feet; North 10 degrees 29 minutes 12 seconds West 17.25 feet; North 47 degrees 31 minutes 52 seconds West 37.76 feet; North 23 degrees 43 minutes 22 seconds East 37.04 feet; North 05 degrees 16 minutes 03 seconds East 31.59 feet; North 25 degrees 52 minutes 28 seconds West 33.55 feet; North 14 degrees 21 minutes 11 seconds West 66.52 feet; North 11 degrees 12 minutes 19 seconds West 15.29 feet; North 34 degrees 12 minutes 53 seconds East 9.22 feet; North 23 degrees 21 minutes 31 seconds West 27.80 feet; North 04 degrees 05 minutes 23 seconds West 35.43 feet; North 12 degrees 32 minutes 59 seconds West 44.39 feet; North 09 degrees 04 minutes 44 seconds West 14.23 feet; North 42 degrees 20 minutes 20 seconds West 19.05 feet; South 49 degrees 37 minutes 20 seconds West 173.74 feet; South 69 degrees 07 minutes 47 seconds West 27.61 feet; North 81 degrees 08 minutes 54 seconds West 17.53 feet; South 69 degrees 24 minutes 43 seconds West 22.43 feet; South 31 degrees 53 minutes 29 seconds West 15.16 feet; South 53 degrees 37 minutes 21 seconds West 11.88 feet; North 67 degrees 40 minutes 41 seconds West 29.87 feet; South 32 degrees 17 minutes 41 seconds West 22.25 feet; South 24 degrees 54 minutes 05 seconds East 19.14 feet; South 61 degrees 41 minutes 24 seconds West 42.27 feet; South 89 degrees 39 minutes 10 seconds West 24.04 feet; North 77 degrees 53 minutes 06 seconds West 19.92 feet; South 62 degrees 20 minutes 18 seconds West 28.19 feet; North 75 degrees 55 minutes 40 seconds West 20.40 feet; South 50 degrees 28 minutes 43 seconds West 23.81 feet; South 86 degrees 33 minutes 44 seconds West 15.97 feet to a one inch pipe; thence leaving the centerline of said creek North 00 degrees 26 minutes 51 seconds East 765.53 feet to a one inch pipe; thence North 01 degrees 28 minutes 05 seconds West 421.95 feet to a 1⁄2 inch rebar; thence North 47 degrees 55 minutes 22 seconds West 366.87 feet to a 1 1⁄2 inch pipe on the eastern right of way of Old Highway 115 (said road having a 60 foot right of way); thence continuing along said right of way North 35 degrees 43 minutes 48 seconds East 318.39 feet to a 5/8 rebar set; thence South 70 degrees 47 minutes 16 seconds East 1216.63 feet to a 5/8 inch rebar set; thence South 87 degrees 56 minutes 01 seconds East 220.08 feet to a point; thence South 51 degrees 59 minutes 30 seconds East 58.98 feet to a point; thence North 85 degrees 57 minutes 04 seconds East 324.97 feet to a point; thence South 87 degrees 56 minutes 01 seconds East 782.94 feet to a point; thence South 46 degrees 45 minutes 21 seconds East 610.48 feet to a point on the eastern boundary line of Land Lot 112; thence continuing along said boundary line South 00 degrees 20 minutes 06 seconds East 1047.45 feet to the point of beginning.

Said tract or parcel to contain 97.82 acres.

The foregoing described land collectively referred to hereinafter as the “Land”.

TOGETHER WITH:

(i) All the improvements on the Land;

(ii) All income, rents, issues, profits and revenues of the Property from time to time accruing (including without limitation all payments under leases or tenancies, proceeds of insurance, condemnation payments, tenant security deposits whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same; reserving only the right to Grantor to collect the same (other than insurance proceeds and condemnation payments) so long as Grantor is not in default hereunder;

(iii) All buildings, structures and improvements of every nature whatsoever situated on the Land, and all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are owned by Grantor and attached to said buildings, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles, building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and Personal Property (as hereinafter defined) of every kind and nature whatsoever owned by Grantor and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Property, including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and Personal Property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor, all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the Property or any part thereof or are acquired by Grantor; and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the Land and a part of the Property as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by this Deed to Secure Debt. The location of the above described collateral is also the location of the Land; and

(iv) All easements, rights-of-way, strips and gores of land, vaults, streets, ways, alleys, passages, sewer rights, waters, water courses, water rights and powers, minerals, flowers, shrubs, crops, trees, timber and other emblements located on the Land or under or above the same or any part or parcel thereof, and all estates, rights, titles, interests, privileges, liberties, tenements, hereditaments and appurtenances, reversion and reversions, remainder and remainders, whatsoever, in any way belonging, relating or appertaining to the Property or any part thereof, or which hereafter shall in any way belong, relate or be appurtenant thereto, owned by Grantor.

(v) all gas and electric fixtures, radiators, heaters, engines and machinery, boilers, ranges, elevators and motors, plumbing and heating fixtures, carpeting and other floor coverings, fire extinguishers and any other safety equipment required by governmental regulation or law, washers, dryers, water heaters, mirrors, mantels, air-conditioning apparatus, refrigerating plants, refrigerators, cooking apparatus and appurtenances, window screens, awnings and storm sashes, which are attached to said building, structures or improvements and all other furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles, building supplies and materials, books and records, chattels, inventory, accounts, farm products, consumer goods, general intangibles and personal property of every kind and nature whatsoever owned by Grantor (collectively, the “Personal Property”) (and specifically excluding any property of tenants on the Premises, as defined in the Security Deed) and located in, on or about, or used or intended to be used with or in connection with the use, operation or enjoyment of the Land and improvements located from time to time thereon (collectively the “Premises”), including all extensions, additions, improvements, betterments, after-acquired property, renewals, replacements and substitutions, or proceeds from a permitted sale of any of the foregoing, and all the right, title and interest of Grantor in any such furnishings, furniture, fixtures, machinery, equipment, appliances, vehicles and personal property subject to or covered by any prior security agreement, conditional sales contract, chattel mortgage or similar lien or claim, together with the benefit of any deposits or payments made by Grantor or on behalf of Grantor, and to the extent they are assignable all tradenames, trademarks, servicemarks, logos and goodwill related thereto which in any way belong, relate or appertain to the Premises or any part thereof, and all inventory, accounts, chattel paper, documents, equipment, fixtures, farm products, consumer goods and general intangibles constituting proceeds acquired with cash proceeds of any of the property described hereinabove, all of which are hereby declared and shall be deemed to be fixtures and accessions to the land and a part of the Premises as between the parties hereto and all persons claiming by, through or under them, and which shall be deemed to be a portion of the security for the indebtedness herein described and to be secured by the Security Deed. The location of the above-described collateral is upon the land;

(vi) All of the interest of Grantor as landlord under each and every lease of, or rental agreement for, space in the Premises or any part hereof, and absolutely and presently all income, rents, issues, profits, cash collateral, revenues, fees, obligations, debts, accounts, royalties and benefits from time to time accruing and arising out of the use of the Premises or any part hereof, however the same may be denominated (including without limitation all payments under leases or tenancies, payments under rental agreements and occupancy agreements, usage fees, proceeds of insurance, condemnation payments, utility deposits, tenant security deposits and purchase contract deposits, whether held by Grantor or in a trust account, and escrow funds), and all the estate, right, title, interest, property, possession, claim and demand whatsoever at law, as well as in equity, of Grantor of, in and to the same; reserving only the right to Grantor to collect and retain the same so long as Grantor is not in default hereunder;

(vii) All of the right, title and interest of Grantor in any and all awards or payments, including interest thereon, and the right to receive the same, as a result if (i) the exercise of the right of eminent domain or condemnation, (ii) the alteration of the grade of any street, or (iii) any other injury to, taking of, or decrease in the value of, the Premises to the extent of all amounts which may be secured by the Security Deed at the date of receipt of any such award or payment by Grantee and of the reasonable attorney’s fees, costs and disbursements incurred by Grantee in connection with the collection of such award or payment;

(viii) All right, title and interest of Grantor in and to all options and contracts to purchase or lease the Premises or any portion thereof or interest therein, and any greater estate in the Premises owned by Grantor;

(ix) All accounts receivable, contracts and contract rights (including, but not limited to, Grantor’s interest in any and all leases, tenant contracts, rental agreements, franchise agreements, management contracts, construction contracts, architectural contracts, purchase contracts, consulting contracts, engineering contracts, brokerage agreements and other contracts, licenses and permits affecting the Premises), chattel paper, documents, interests, estate or other claims, both in law and in equity, which Grantor has in the Premises;

(x) All proceeds of and any unearned premiums on any insurance policies covering the Premises, including, without limitation, the right to receive and apply the proceeds of any insurance, judgments, or settlements made in lieu thereof, for damage to the Premises;

(xi) All the estate, interest, right, title and other claim or demand which Grantor has against anyone with respect to any damage to all or any part of the Premises, including without limitation, damage arising from any defect in or with respect to the design or construction of all or any part of the improvements and any damage resulting therefrom;

(xii) To the extent permitted by law, all deposits or other security or advance payments, including rental payments made by or on behalf of Grantor to others, with respect to (i) insurance policies relating to all or any part of the Premises, (ii) utility service for all or any part of the Premises, (iii) cleaning, maintenance, repair or similar services for all or any part of the Premises, (iv) refuse removal or sewer service for all or any part of the Premises, (v) rental of equipment, if any, used in the operation by or on behalf of Grantor of all or any part of the Premises, and (vi) parking or similar services or rights afforded to all or any part of the Premises; and

(xiii) All and singular the rights, members and appurtenances whatsoever, in any way belonging, relating or appertaining to any of the Premises hereinabove mentioned or which hereafter shall in any way belong, relate or be appurtenant thereto owned by Grantor.

The indebtedness secured by the Security Deed has been and is hereby declared due because of default under the terms of the Note and the Security Deed, including but not limited to, the nonpayment of principal and interest when due. The indebtedness remaining in default, the sale will be made for the purpose of applying the proceeds thereof to the payment of the indebtedness secured by the Security Deed, accrued interest and expenses of the sale and all other payments provided for under the Security Deed, including attorneys’ fees as provided in the Note and Security Deed, notice of intention to collect attorneys’ fees having been given as provided by law; and the remainder, if any, shall be applied as provided by law.

To the best of Holder’s knowledge, the party in possession of the Property is Debtor or tenant(s) holding thereunder. The Property will be sold as the property of Debtor subject to all unpaid real estate ad valorem taxes and governmental assessments and to all prior restrictions, rights-of-way, and easements of record, if any, appearing of record prior to the date of the Security Deed and those appearing after the date of the Security Deed and consented to by the grantee therein.

The entity that has full authority to negotiate, amend, and modify all the terms of the Security Deed with Grantor is the secured creditor: RBC Real Estate Finance Inc., 10375 Richmond Avenue, Houston, TX 77042, Attn. Daniel B. Reid, (713) 284-5069. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

RBC Real Estate Finance Inc., a

Delaware corporation, as attorney-in-fact for Shadowstone Development, LLC

BRYAN CAVE LLP

Curtis J. Romig, Esq.

One Atlantic Center

Fourteenth Floor

1201 West Peachtree Street, NW

Atlanta, Georgia 30309

(404) 572-6600

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Virginia L. Skeeter to Cendant Mortgage Corporation, dated July 10, 2003, recorded in Deed Book V31, Page 401, Lumpkin County, Georgia Records and recorded in Deed Book 971, Page 426, Dawson County, Georgia Records, and as re-recorded in Deed Book 1174, Page 1, Lumpkin County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book 1178, Page 129, Lumpkin County, Georgia Records, and in Deed Book 974, Page 438, Dawson County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1075, Page 386, and as re-recorded in Deed Book 1178, Page 135, Lumpkin County, Georgia Records, and recorded in Deed Book 1047, Page 526, Dawson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND AND 0/100 DOLLARS ($95,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 630 AND 631, 5TH DISTRICT, 1ST SECTION, LUMPKIN AND DAWSON COUNTIES, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY C.C. DAVIS, JR., GEORGIA REGISTERED LAND SURVEYOR, DATED MARCH 29, 2000, RECORDED IN CABINET 1, SLIDE 72, PLAT 28A, LUMPKIN COUNTY RECORDS AND AS PER SAID PLAT, THE PROPERTY CONTAINS 7.284 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE POINT OF BEGINNING, BEING AT THE SOUTHWEST CORNER OF LAND LOT 631; THENCE NORTH 0 DEGREES 14 MINUTES 00 SECONDS EAST 252.37 FEET TO A 1/2” REBAR SET BEING THE POINT OF BEGINNING; THENCE NORTH 72 DEGREES 13 MINUTES 00 SECONDS WEST 607.20 FEET TO A 1/2” REBAR SET; THENCE NORTH 69 DEGREES 45 MINUTES 00 SECONDS WEST 42.41 FEET TO A 1/2” REBAR SET; THENCE NORTH 17 DEGREES 44 MINUTES 10 SECONDS EAST 536.69 FEET TO A 1/2” REBAR SET ON THE SOUTHERN RIGHT OF WAY OF HIGHWAY 52; THENCE SOUTH 72 DEGREES 06 MINUTES 47 SECONDS EAST 77.81 FEET TO A POINT; THENCE SOUTH 76 DEGREES 37 MINUTES 19 SECONDS EAST 85.48 FEET TO A POINT; THENCE SOUTH 81 DEGREES 48 MINUTES 06 SECONDS EAST 83.24 FEET TO A POINT; THENCE SOUTH 87 DEGREES 05 MINUTES 38 SECONDS EAST 78.33 FEET TO A POINT; THENCE NORTH 88 DEGREES 29 MINUTES 49 SECONDS EAST 78.71 FEET TO A POINT; THENCE NORTH 85 DEGREES 31 MINUTES 48 SECONDS EAST 60.84 FEET TO A POINT; THENCE SOUTH 0 DEGREES 14 MINUTES 00 SECONDS WEST 658.60 FEET TO A 1/2” REBAR SET BEING THE POINT OF BEGINNING. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association (“Fannie Mae”). »JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Virginia L. Haygood aka Virginia L. Skeeter or a tenant or tenants and said property is more commonly known as 9135 Highway 52 West, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for Virginia L. Skeeter

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/ef2 4/2/13

Our file no. 1844309-FT20

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Teri B. Smith and Luther S. Smith to Mortgage Electronic Registration Systems, Inc., dated July 9, 2003, recorded in Deed Book U31, Page 736, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1237, Page 220, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($153,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2013, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Wells Fargo Bank, N.A. is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage a div. of Wells Fargo Bank, N.A., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472.

To the best knowledge and belief of the undersigned, the party in possession of the property is Teri B. Smith or a tenant or tenants and said property is more commonly known as 143 Clay Creek Overlook, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Teri B. Smith and Luther S. Smith

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

HYPERLINK “http://www.foreclosurehotline.net/”www.foreclosurehotline.net

MR/rcf1 4/2/13

Our file no. 51119112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 574 of the 12th District of Lumpkin County, Georgia, being shown and described as 1.22 acres, as shown on a Plat of Survey recorded at Plat Book 21, Page 285, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. Also conveyed herewith is a perpetual, non-exclusive easement, 25 feet in wideth for ingress, egress, and installation of utilities along and with the existing roadway known as Clay Creek Overlook, which connects subject property with Clay Creek Falls Road, as shown on the plat described above. This conveyance is made subject to that Private Road Maintenance Agreement and Easement as recorded in Deed Book O-7, pages 256-258, aforesaid records; and Grant of Easement for Water Service as recorded in Deed Book O-7, Page 339, aforesaid records, and a Shared Well Agreement recorded in Deed Book K-9, Pages 343-344, aforesaid records. MR/rcf1 4/2/13 Our file no. 51119112 - FT7

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NOTICE OF SALE UNDER POWER

County of Lumpkin, State of Georgia

Under and by virtue of the power of sale contained in a Security Deed from SUE L. STAGGS and BOBBY L. STAGGS to UNITED COMMUNITY BANK, dated January 17, 2002, recorded February 11, 2002, in Deed Book V-28, Page 86, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated June 20, 2012, recorded in Deed Book 1218, Page 115, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from BOBBY LYNN STAGGS and SUE L. STAGGS dated June 20, 2012, in the original principal amount of Fifty Eight Thousand One Hundred Eight and 96/100 ($58,108.96) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2013, the following described property:

All that tract or parcel of land lying and being in Land Lot 60, 13th District, Lumpkin County, Georgia and being fully described by a plat prepared by William H. Collins, Georgia Registered Land Surveyor, dated November 6, 1998 and revised December 12, 2000; and as per said plat, the property contains 7.919 acres, more or less, being more particularly described as Tract “C”. The subject plat being of record in Cabinet one, Slide 63, Plat 41, Lumpkin County Records. Said plat is hereby incorporated by reference.

Access to subject property is over an easement for ingress and egress along and with the dirt road known as Rattlesnake Ridge as shown on the above referenced plat of survey.

The above described property is conveyed subject to the following restrictions and covenants:

1. Each Dwelling to have a minimum of 1,500 square feet heated space.

2. No lot or parcel to be subdivided into less than five (5) acre tracts.

3. No Exposed concrete blocks.

4. No poultry houses or pig pens.

5. All garages, carports and accessory buildings must be in keeping with the house.

6. No commercial use allowed.

7. No above-ground swimming pools are allowed.

8. No mobile or modular homes are allowed.

9. No campers to be set up and used as a dwelling for an extended period of time.

10. No junk cars, tires or appliances left on the premises.

This conveyance is made together with and subject to any easements for public roads and utilities now in use.

This conveyance is made together with and subject to any easements of record.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is SUE L. STAGGS and BOBBY L. STAGGS or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for SUE L. STAGGS and BOBBY L. STAGGS

L. Lou Allen

Stites & Harbison, PLLC

520 West Main Street

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03455

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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