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Legals (July 11th edition)
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Notice of Petition to

Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Tyler Chase Benna, Petitioner

Civil Action File No. 12-CV-402-SG

Georgia, Lumpkin County

Notice is hereby given that Tyler Chase Benna, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 15th day of June, 2012, praying for a change in the name of the petitioner from Tyler Chase Benna to Tyler Chase Skiver.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 15th day of June, 2012

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/20, 6/27, 7/4, 7/11) 132

Public Notice

Destruction of Records of

Special Education Records

The Lumpkin County School System, Department of Special Education, announces the intent to destroy special education records. Records will be destroyed that were collected, maintained, or used in providing a free appropriate public education for disabled and or exceptional students in the Lumpkin County School System. This notice is in compliance with the system’s comprehensive plan for special education as abilities Education Act.

Lumpkin Special Education records for students who were born between 7/1/1985 and 12/30/1991 or who have not received Special Education Services from Lumpkin County for more than 5 years are considered no longer needed for educational purposes. If a student or parent would like copies of a student’s special education records, he or she should contact Judy Kipfmiller in the Special Education Office of Lumpkin County Schools at 706-864-3611 extension 127.

The Lumpkin County School System plans to destroy the above referenced Special Education records on August 24, 2012.

(6/20, 6/27, 7/4, 7/11) 166

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Faye Bolton, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of June, 2012.

Lisa Lathem, Executor

6325 Gold Dust Trail

Gainesville, GA 30506

(6/20, 6/27, 7/4, 7/11)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of James Tracy Boswell, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of June, 2012.

W Jan Jankowski, Attorney for Executor

649-A Grindle Brothers Road

Murrayville, GA 30564

(6/20, 6/27, 7/4, 7/11)

NOTICE

Georgia, Lumpkin County Probate Court

James Scott Taylor has petitioned to be appointed Administrator of the estate of James Harry Taylor a/k/a Jimmy Harry Taylor, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before July 16, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

(6/20, 6/27, 7/4, 7/11) 188

NOTICE

Georgia, Lumpkin County

Probate Court

C. Samuel Newman as counsel for Patrick Hesson has petitioned for John Roger Palmour, County Administrator, to be appointed Administrator of the estate of Carl Henry Rogers, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before July 16, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

(6/20, 6/27, 7/4, 7/11) 195

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kevin O. Eliasson and Joanna E. Kraft and Katherine L. Kraft to Homepoint Mortgage Group LLC dated February 27, 2007 in the amount of $148,697.00, and recorded in Deed Book 1030, Page 677, Lumpkin County, Georgia Records; as last transferred to PNC Bank National Association by assignment; the undersigned, PNC Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 672 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.05 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey for Lawrence P. Shultz by Michael Stewart Kelley, GRLS, dated May 26, 1993, recorded in Plat Book 25, Page 131 of the Lumpkin County Deed Records. Said plat being incorporated herein and made a part hereof by reference.

Subject to all easements, covenants, and restrictions of record or currently in use.

which has the property address of 3059 Auraria Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kevin O. Eliasson and Joanna E. Kraft and Katherine L. Kraft and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

PNC Bank National Association Attorney in Fact for

Kevin O. Eliasson and Joanna E. Kraft and Katherine L. Kraft

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:06-27-2012, 07-04-2012, 07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012, 08-08-2012, 08-15-2012, 08-22-2012, 08-29-2012

File No. 12-04178 /FHA/kjenrette

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/27, 7/4, 7/11, 7/18, 7/25, 8/1, 8/8,

8/15, 8/22, 8/29) 492

NOTICE TO

DEBTORS AND CREDITORS

All creditors of the Estate of Lyra Hubbard, late of Lumpkin County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment.

Lyra Zeller, Executor

82 Pine Haven Drive

Hendersonville, NC 28791

This 14th day of June, 2012

(6/27, 7/4, 7/11, 7/18)

Notice of MOtion

for determination

that reunification services should not be provided

to the legal father

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

D. L.

DOB: 6/28/06

SEX: FEMALE

CASE NO. 093-12J-077

J. L.

DOB: 6/15/10

SEX: MALE

CASE NO. 093-12J-078

J. L.

DOB: 3/10/05

SEX: MALE

CASE NO. 093-12J-076

Children under the age of eighteen

TO: Phillip Massey, legal father of the above-named children

By Order for Service by Publication dated the 20th day of June, 2012, you are hereby notified that on the 23rd day of May, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Motion for Determination that Reunification Services Should Not Be Provided to the legal father and putative father against you as to the above-named children asserting that reunification services should not be provided to you. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a hearing upon the department’s Motion and enter an order on 22nd day of August, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 20th day of June, 2012.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

(6/27, 7/4, 7/11, 7/18)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Laurie Green, PLAINTIFF

VS. Richard Green, DEFENDANT

CIVIL ACTION NO. 12-CV-399-RG

TO: Richard Green

By Order for Service by Publication dated June 13, 2012, you are hereby notified that on June 14, 2012, Laurie Green filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Laurie Green, 531 Norman Bell Road, Murrayville, GA 30564, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Raymond E. George, Judge of this Superior Court, this 14th day of June, 2012.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/27, 7/4, 7/11, 7/18) 122

Notice of Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Richard Chad Hilyer, Petitioner

Civil Action File No. 12-CV-410-SG Name Change

Georgia, Lumpkin County

Notice is hereby given that Richard Chad Hilyer, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 20th day of June, 2012, praying for a change in the name of the petitioner from Richard Chad Hilyer to Chad Hilyer Norrell.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 20th day of June, 2012

Richard Chad Hilyer, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/27, 7/4, 7/11, 7/18) 138

Notice of Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: WILLIAM BRYSON FARRAR

MINOR CHILD

Civil Action File No. 12-CV-416-MM Name Change

Georgia, Lumpkin County

Notice is hereby given that BARBARA ANN LOUDERMILK, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 22nd day of June, 2012, praying for a change in the name of the minor child from WILLIAM BRYSON FARRAR TO WILLIAM BRYSON LOUDERMILK.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 22nd day of June, 2012

Barbara Loudermilk, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/27, 7/4, 7/11, 7/18) 138

Call For Special Election

Notice is hereby given that, in accordance with O.C.G.A. § 21-2-540 and 48-8-243, a special election shall be held in conjunction with the July 31, 2012 General Primary in Lumpkin County for the purpose of submitting to the voters the following question for approval or rejection:

“Shall Lumpkin County’s transportation system and the transportation network in this region and the state be improved by providing for a 1 percent special district transportation sales and use tax for the purpose of transportation projects and programs for a period of ten years?”

The special election will be held in conjunction with the July 31, 2012 General Primary.

All persons who are not registered to vote and who desire to register to vote in the special election may register to vote through the close of business on July 2, 2012. Early Voting will be held July 9 through July 27, 2012, Monday through Friday, 8:00 a.m. until 5:00 p.m. and Saturday July 21, 2012, 9:00 a.m. until 4:00 p.m. at the Lumpkin County Community Center (YMCA/Parks & Rec), 365 Riley Rd, Dahlonega, Georgia. Polls will be open from 7:00 a.m. until 7:00 p.m. on Election Day.

This the 4th day of July 2012.

Kimberly A. Pruitt

Supervisor of Elections

Lumpkin County

(7/11, 7/18, 7/25) 212

Trade Name Registration

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Allen Wrisley, owner, P.O.Box 50136, Austin, TX, 78763, which affidavit states that he is the owner of a business of Vacation Real Estate Rental operating under the trade name of Running Pine Loop Rentals, now being carried on at 379 Hickory Bluff Road, Dahlonega, GA 30533.

Witness my official signature and seal of the Superior Court this 11th day of June, 2012.

Rita Harkins

Clerk of Superior Court

(7/4, 7/11)

NOtice of petition to probate will

PROBATE COURT OF

LUMPKIN COUNTY

RE:

PETITION OF Barbara A. Sircy TO PROBATE IN SOLEMN FORM THE WILL OF Donald R. Sircy, DECEASED, UPON WHICH AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT.

To: Susan Haverstick and Michael R. Sircy, all interested parties and all and singular the heirs of said decedent, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before July 30, 2012.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

( 7/4, 7/11, 7/18, 7/25) 209

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-98-99

IN RE: Petition of Carl Gilreath and Christy Gilreath for Temporary Letters of Guardianship of Brody Langston Brooks and Skyler Christlee Brooks, minors.

Date of second publication: July 18, 2012

To: Nina Lee Brooks

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minors. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioners as temporary guardians, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(7/11, 7/18) 254

Notice of Dissolution

Notice is given that Articles of Dissolutions have been voluntarily filed with the Georgia Secretary of State’s Office to dissolve Whitewater Farms Enterprises, Inc., a domestic corporation, on July 6, 2012.

(7/11, 7/18)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hugo E. Barrios to Mortgage Electronic Registration Systems, Inc, dated March 31, 2005, recorded in Deed Book N35, Page 116, Lumpkin County, Georgia Records, last assigned to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2005-AA6, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement, conveying the after-described property to secure a Note in the original principal amount of One Hundred Ninety-Six Thousand and 00/100 DOLLARS ($196,000.00), with interest thereon as set forth therein, there will be sold00................... at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage, LLC, 350 Highland Drive, Lewisville, TX 75067 AND 972-956-6203. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Hugo E. Barrios or a tenant or tenants and said property is more commonly known as 286 Miller Calhoun Road, Dahlonega, GA 30533.

The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2005-AA6, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement

as Attorney in Fact for

Hugo E. Barrios

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000506-12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BENG IN LAND LOT 1073 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 2.00 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARY SET OUT ON A PLAT OF SURVEY DATED JANUARY 22, 1992, PREPARED FOR ROBERT J. AND JENNIFER R. GARTRELL AND DECATUR FEDERAL SAVINGS AND LOAN ASSOCIATION BY ALBERT M. WYNN, GEORGIA REGISTERED SURVEYOR. THIS PLAT IS RECORDED IN PLAT BOOK 24, PAGE 32, LUMPKIN COUNTY RECORDS AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, DAWSON COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Darrell W. Brown a/k/a Darrell Warren Brown to Mortgage Electronic Registration Systems, Inc., dated January 31, 2005, recorded in Deed Book 648, Page 265, Dawson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment recorded in Deed Book 1022, Page 374, Dawson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SEVEN THOUSAND AND 0/100 DOLLARS ($57,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Dawson County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 5280 Corporate Drive, Attn: Default Mail Services, Frederick, MD 21703, 866-272-4749. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kim Hunsucker or a tenant or tenants and said property is more commonly known as 450 Mill Cove Road, Dahlonega, GA 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

CitiMortgage, Inc.

as Attorney in Fact for

Darrell W. Brown a/k/a Darrell Warren Brown

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dmo 8/7/12

Our file no. 52017706-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 399 of the North one-half of 13th District, 1st Section of Dawson County, Georgia, and Lumpkin County, Georgia per Determination of the Secretary of State of Georgia, dated December 9, 2008, being Lot 22 of Mountain Brook as per plat recorded in Plat Book 11, Page 5, Dawson County, Georgia Records. MR/dmo 8/7/12 Our file no. 52017706 - FT8

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JAMES ADAM BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FRANKLIN BANK, SSB , dated 10/21/2005, and Recorded on 10/28/2005 as Book No. T36 and Page No. 356-362, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $73,841.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75 OF THE 11TH DISTRICT, FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2, CONTAINING 1.59 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY MADE FOR JAMIE GIBSON PREPARED BY TOMMY J. PHILLIPS, RLS, AS RECORDED IN PLAT CABINET 1, SLIDE 47, PAGE 135, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF FOR A MORE ACCURATE AND COMPLETE DESCRIPTION OF SAID PROPERTY.

ALSO CONVEYED HEREWITH IS A 1999 DYNASTY SMH3 27 X 56 MANUFACTURED HOME, SERIAL NUMBER (S) H813525GL&R, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY HEREIN DESCRIBED. SEE IN THIS REFARD DEED BOOK W33, PAGE 475 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-0102. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 198 NORRIS ROAD, DAHLONEGA, GEORGIA 30533 is/are: JAMES ADAM BROWN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

JAMES ADAM BROWN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100031413136

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, AS AFFECTED BY A MODIFICATION AGREEMENT IN BOOK 1021, PAGE 321, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Byron Burger and Sue Burger to American Equity Mortgage, Inc., dated July 11, 2003 recorded in Deed Book X31, Page 549, Lumpkin County, Georgia Records, and last transferred by assignment to BMO Harris Bank, N. A., as successor to M & I Bank, FSB, conveying the after-described property to secure a Note in the original principal amount of One Hundred Sixteen Thousand Dollars ($116,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August 7, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 218 of the 13th District, Lumpkin County, Georgia, being Lot 3, containing 1.01 acres, River Trace Subdivision, as per plat recorded in Plat Book 26, Page 57-58, Lumpkin County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Byron Burger and Sue Burger, tenant or tenants and said property is more commonly known as 115 River Trace Drive, Dahlonega, Georgia 30533.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

BMO HARRIS BANK, N. A., AS SUCCESSOR TO M & I BANK, FSB as Attorney in Fact for Byron Burger and Sue Burger

By: Heath W. Williams

Attorney for BMO Harris Bank, N. A., as successor to M & I Bank, FSB

Heath W. Williams, LLC

170 Mitchell Street, SW

Atlanta, Georgia 30303

(404) 525-5204

(404) 581-3801 (fax)

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Brooks Cagle and Earl Cagle to Mortgage Electronic Registration Systems Inc., as nominee for , Freedom Mortgage Corporation, its successors and assigns dated June 18, 2008 recorded in Deed Book 1099, Page 16-26 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FIVE HUNDRED FIFTY-SEVEN AND 00/100 ($85,557.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, August 7, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 150 of the 11th District of Lumpkin County (originally Hall County, Georgia, being Lot 112 of Fox Mountain Subdivision No. 2, as per plat of same recorded in Plat Book 18, Page 101, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property.

Also conveyed herein is a Mobile Home located on the land, a 2000 Peachstate, Serial Numbers PSH2GA1741A and PSH2GA1741B, which is to remain on the land and has been permanently affixed to the above described property so as to become part of the land and all associates additions (wells, septic tanks, decks, driveway, walkways, patio, carport, garage, etc.) are intended to be permanent improvements to said real estate.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Brooks Cagle and Earl Cagle or, a tenant or tenants, and said property was or is commonly known as 147 Windhaven Drive, Dahlonega, GA, 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

Brooks Cagle and Earl Cagle

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-13807

/

Publication Dates: July 11, 18, 25 and August 1st 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Dixie D. Contreras to Mortgage Electronic Registration Systems, Inc. acting soley as nominee for Homestar Financial Corporation, dated December 21, 2007, recorded in Deed Book 1077, Page 178, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1175, Page 280, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND SIXTY-THREE AND 0/100 DOLLARS ($123,063.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 434 of the 12th District, 1st Section, Lumpkin County, Georgia and being Lot 2 of Shadow Wood Subdivision, as per plat thereof filed and recorded in Plat Book 28, Page 47, Lumpkin County, Georgia records. Said plat hereby being incorporated herein by reference and made a part hereof. Being property known as 645 Horton Road according to the present system of numbering property in Lumpkin County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dixie D. Contreras or a tenant or tenants and said property is more commonly known as 645 Horton Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC

as Attorney in Fact for

Dixie D. Contreras

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/dtw1 8/7/12

Our file no. 1643210-FT20

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

NOTICE OF SALE UNDER POWER, LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Larry R. Duffy to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc. dated 7/30/2007 and recorded in Deed Book 1058 Page 258, LUMPKIN County, Georgia records; as last transferred to Fannie Mae (“Federal National Mortgage Association”) by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 225,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (August 7, 2012), the following described property:

ALL THAT CERTAIN TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1271, 11TH DISTRICT, 1ST SECTION AND LAND LOT 911, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY DOUGLAS R. SHERRILL, GEORGIA, REGISTERED LAND SURVEYOR, DATED JUNE 26, 2006; AND PER SAID PLAT, THE PROPERTY CONTAINS 5.279 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT “A”. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 133, PLAT 56, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

SUBJECT TO EASEMENTS FOR PUBLIC ROAD AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

BEING THE SAME PROPERTY CONVEYED TO LARRY R. DUFFY BY DEED FROM LARRY R. DUFFY DEFINED BENEFIT PENSION PLAN AND TRUST RECORDED 09/20/2006 IN DEED BOOK 1005 PAGE 690, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA.

TAX ID# 058-094

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 100 Duffy Lane, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Larry R. Duffy or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Fannie Mae (“Federal National Mortgage Association”) as agent and Attorney in Fact for Larry R. Duffy

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1168-301

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Elite Custom Cabinets, LLC to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County, dated July 26, 2007, and recorded in Deed Book 1056, page 177, Lumpkin County, Georgia Records, as modified (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, August 7, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Elite Custom Cabinets, LLC, or a tenant or tenants, and said property is more commonly known as property in Land Lot 38 OF THE 13th District, LUMPKIN COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

State Bank and Trust Company by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County

Attorney in fact for Elite Custom Cabinets, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive

Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

TRACT 1:

All that tract or parcel of land lying and being in Land Lot 38 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 16.62 acres, more or less, together with all improvements located thereon, and being that 18.12 acres more particularly set out on a plat of survey December 7, 2000, prepared for Grace Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 60, Plat 195, Lumpkin County, Georgia Records, and is incorporated herein by reference for a more detailed description, LESS AND EXCEPT that 1.500 acres more particularly set out on a plat of survey dated April 3, 2001, prepared for Phillip H. Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 63, Plat 54A, Lumpkin County, Georgia Records.

Subject to all easements, covenants and restrictions of record.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Shawn Edwards and Stephanie Edwards to Mortgage Electronic Registration Systems, Inc., dated April 19, 2007, recorded in Deed Book 1038, Page 238, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1158, Page 376, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND FOUR HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($165,483.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn Edwards and Stephanie Edwards or a tenant or tenants and said property is more commonly known as 165 Greenwood Park Way, Dawsonville, Georgia 30534-8452. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Shawn Edwards and Stephanie Edwards

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 8/7/12

Our file no. 51085410-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 103 of the 12th District, 1st Section of Lumpkin County, Georgia, together with all improvements located thereon, and being more particularly set out as Lot 57 of the Greenwood Park Subdivision on a plat of survey prepared by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 86, Pages 107B-113, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. MR/qlb 8/7/12 Our file no. 51085410 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Steven J Ewing and Cindy L Ewing to Mortgage Electronic Registration Systems, Inc., dated August 10, 2006, recorded in Deed Book 1001, Page 94, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1197, Page 692, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND FOUR HUNDRED SEVENTY AND 0/100 DOLLARS ($99,470.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Steven J Ewing and Cindy L Ewing or a tenant or tenants and said property is more commonly known as 292 Emeley Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Steven J Ewing and Cindy L Ewing

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cgh 8/7/12

Our file no. 5592912-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in land Lot 287 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.002 acres, more or less, and being more fully described and delineated on a Plat of Survey prepared for Kevin Marshall by GeoImage, LLC, Georgia Registered Land Surveyor, dated September 8, 2004, recorded in Plat Cabinet 1, Slide 105, Plat 98-A, Lumpkin County, Georgia Plat Records, which plat is incorporated herein by reference for a more complete and accurate description of the property conveyed. Together with an immovable and permanent fixture attached thereto, a 2006 Fleetwood 24 x 48 Manufactured Home, Model 3483C, Serial Number(s) GAFL535AB90706-EX11 Map and Parcel No.: 030-081 MR/cgh 8/7/12 Our file no. 5592912 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Janice Elizabeth Fortner to Union Planters Bank, N.A., dated December 7, 2000, recorded in Deed Book T26, Page 309, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Janice Elizabeth Fortner and Janice Elizabeth Fortner AKA Beth Fortner or a tenant or tenants and said property is more commonly known as 114 Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Regions Bank Successor by Merger to Union Planters Bank, N.A.

as Attorney in Fact for

Janice Elizabeth Fortner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ac7 8/7/12

Our file no. 5688902-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 442, 15th District, 1st Section, Lumpkin County, Georgia, being 1.00 acre, more or less, according to a plat of survey prepared for Allan S. Bickley by GeoImage, LLC, dated May 5, 2000, recorded in Plat Cabinet 1, Slide 47, Plat 125B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property. The subject property is conveyed subject to any and all agreements, easements, rights of way, restrictive covenants and public utilities now in use and/or of record affecting the subject property. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on August 7, 2012, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/ac7 8/7/12 Our file no. 5688902 - FT15

(7/11, 7/18, 7/25, 8/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joe H. Frady to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, its successors and assigns dated November 26, 2007 in the amount of $280,000.00, and recorded in Deed Book 1074, Page 1, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94, 1st District, originally Habersham, now Lumpkin County, Georgia and being fully described by a plat prepared by Frederick Kauffman, Georgia Registered Land Surveyor, dated December 14, 1998: and as per said plat, the property contains 4.19 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 24, Page 71A, Lumpkin County Records. Said plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 97 Grindle Brothers Road, Murrayville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joe H. Frady and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Joe H. Frady

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012

File No. 12-05937 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Arlene P. Gilmore to American Mortgage Exchange, Inc. dated April 28, 2000, and recorded in Deed Book G25, Page 317, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association, by Assignment , securing a Note in the original principal amount of $54,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 185 OF THE 15TH LAND DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING DESIGNATED AS LOT 32 OF THE SPRING MOUNTAIN SUBDIVISION, CONTAINING 1.98 ACRES, MORE OR LESS, AS SHOWN BY PLAT OF SURVEY PREPARED BY N.B. DELOACH, R.L.S., DATED AUGUST 8, 1985, A COPY OF SAID PLAT BEING RECORDED IN PLAT BOOK 13, PAGE 119, LUMPKIN COUNTY, GEORGIA DEED RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

THE GRANTEE HEREIN RECOGNIZES THAT ANY AND ALL MEANS OF INGRESS AND EGRESS TO THE PROPERTY CONVEYED HEREBY WHICH IS PROVIDED BY THE GRANTOR HEREIN OR HIS SUCCESSORS OR ASSIGNS ARE CONSIDERED BY THE PLANNING COMMISSION OF LUMPKIN COUNTY AND THE GOVERNING BODY OF LUMPKIN COUNTY TO BE PRIVATE WAYS NOT MAINTAINED BY SAID GOVERNING BODY. THE GRANTEE HEREIN HEREBY AGREES THAT HE WILL BE RESPONSIBLE FOR HIS SHARE OF THE UPKEEP AND MAINTENANCE OF SAID PRIVATE WAY, HOLDING HARMLESS THE GOVERNING BODY OF LUMPKIN COUNTY, GEORGIA FOR ITS MAINTENANCE.

Said property is known as 93 Mitchell Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Arlene P. Parker or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association successor by merger to Chase Manhattan Mortgage Corporation as Attorney-in-Fact for Arlene P. Gilmore

File no. 12-031314

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/AS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Ana Gonzalez and Jacinto Gonzalez to Mortgage Electronic Registration Systems Inc., as nominee for Hamilton Financial Services, A Georgia Corporation dated April 29, 2002 recorded in Deed Book G29, Page 581 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND SIX HUNDRED AND 00/100 ($102,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, August 7, 2012 the following described property, to wit:

The tract or parcel of land lying and being in Land Lot 46, 11th Land District, originally of Hall County, now Lumpkin County, Georgia, being designated as Lot 7 of Sherwood Forest Subdivision, Phase One, as shown on a plat of survey dated June 22, 2000 and recorded in Plat Cabinet One, Slide 50, Page 188, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property.

Subject to Declaration of Protective Covenants for the Sherwood Forest Subdivision dated May 1, 2000 and recorded in Deed Book T-25, Page 341, Lumpkin County records.

The water system in this subdivision has been turned over and deed to Lumpkin County recorded in Deed Book U-25, Page 315, Lumpkin County records.

Also conveyed herewith is a 1999 Peach State Navigator, 28 X 60 manufactured home, Serial Number PSHGA 22172 AB which is attached to and made a part of the real property.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Ana Gonzalez and Jacinto Gonzalez or, a tenant or tenants, and said property was or is commonly known as 221 Friar Tuck Trail North, Murrayville, GA 30564.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC

As Attorney in Fact for

Ana Gonzalez and Jacinto Gonzalez

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 09-8129

Publication Dates: July 11, 18, 25, & Aug 1, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Greenway to National City Mortgage, a division of National City Bank, dated September 28, 2007, recorded in Deed Book 1066, Page 360, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Greenway and Robert Greenwa or a tenant or tenants and said property is more commonly known as 773 Hightower Church Road, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

PNC Bank, National Association, successor by merger to National City Mortgage, a division of National City Bank

as Attorney in Fact for

Robert Greenway

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/psm 8/7/12

Our file no. 5556212-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 358, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Richard Webb & Associates. Georgia Registered Land Surveyors, dated August 19, 2003, and as per said plat, particularly described as Tract 9. The subject plat being of record in Plat Cabinet One, Slide 94, Page 72, Lumpkin County Georgia Records, said plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Parcel ID No. 030 079 MR/psm 8/7/12 Our file no. 5556212 - FT8

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, Foreclosure, FORT MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James L Hansard and Rhonda L Hansard to Mortgage Electronic Registration Systems, Inc., dated December 18, 2003, recorded in Deed Book X32, Page 437, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1196, Page 236, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($115,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James L Hansard and Rhonda L Hansard or a tenant or tenants and said property is more commonly known as 72 Wedgewood Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

James L Hansard and Rhonda L Hansard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rcf1 8/7/12

Our file no. 5288112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 127 and 128 of the 11th District of Lumpkin County, being designated as Tract B, containing 2 acres, more or less, according to a Plat of Survey recorded in Plat Cabinet 1, Slide 73, Page 43A, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. MR/rcf1 8/7/12 Our file no. 5288112 - FT7

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by BEEN CHAUN LEE AND CHING YUH LEE to CHASE MANHATTAN BANK USA, N.A. , dated 08/20/2003, and Recorded on 09/15/2003 as Book No. H32 and Page No. 331-337, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK N.A. F/K/A JPMORGAN CHASE BANK F/K/A THE CHASE MANHATTAN BANK, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $300,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 79 AND 80 OF THE 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED: DECEMBER 4, 1995, AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.64 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 29, PAGE 58, LUMPKIN COUNTY RECORDS, SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, N.A., 8333 RIDGEPOINT DRIVE, Foreclosure, IRVING, TX 75063, 877-302-4273. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 909 HIGH SHOALS DR, DAHLONEGA, GEORGIA 30533 is/are: BEEN CHAUN LEE AND CHING YUH LEE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK N.A. F/K/A JPMORGAN CHASE BANK F/K/A THE CHASE MANHATTAN BANK

as Attorney in Fact for

BEEN CHAUN LEE AND CHING YUH LEE.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110177600437

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Van L. Loggins and Adrienne Wilder to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated September 17, 2007 in the amount of $208,000.00, and recorded in Deed Book 1066, Page 25, Lumpkin County, Georgia Records; as last transferred to CENLAR FSB by assignment; the undersigned, CENLAR FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94 of the 1st District, Lumpkin County, Georgia, containing 2.380 acres, more or less, together with all improvements located thereon, and being more fully described and delineated according to a plat of survey dated February 14, 2002, prepared by John T. Gaston, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 91, Plat 02-B, Lumpkin County, Georgia records. Which plat is incorporated herein and made a part hereof by reference.

which has the property address of 425 Grindle Brothers Road, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Van L. Loggins and Adrienne Wilder and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CENLAR FSB

Attorney in Fact for

Van L. Loggins and Adrienne Wilder

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012

File No. 12-04784 /FHLMC/kgrant

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Alvin Martin and Christina Martin to Long Beach Mortgage Company dated April 8, 2003 recorded in Deed Book X31, Page 4-15 , Lumpkin County Records, and last assigned to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2003-3, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND AND 00/100 ($198,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, August 7, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 118 of the 1st District of Lumpkin County, Georgia, being Lot 7 of Wagon Creek as shown on plat of survey recorded in Plat Book 22, Page 137, Lumpkin County, Georgia Records. Which plat is incorporated herein and made a part hereof by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Alvin Martin and Christina Martin or, a tenant or tenants, and said property was or is commonly known as 343 Cherokee Trace, Dahlonega, GA, 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2003-3

As Attorney in Fact for

Alvin Martin and Christina Martin

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-13920

Publication Dates: July 11, 18, 25, & Aug 1, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Laura A Matura and Kenneth A Matura to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated January 30, 2006, recorded in Deed Book 37, Page 125, Lumpkin County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 1214, Page 228, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND FIVE HUNDRED SIXTY AND 0/100 DOLLARS ($106,560.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 1157 of the 12th District, 1st Section, Lumpkin County, Georgia and being Lot 29 of Shepherd’s Cove Subdivision, Phase I, as shown and designated on a plat thereof recorded at plat cabinet No. 1, Slide 68, Slides 145A, 146-152 and plat cabinet 1, Slide 88, Slides 149-155 of the records on file in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Laura A Matura and Kenneth A Matura or a tenant or tenants and said property is more commonly known as 788 Shepherds Way, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Bank

as Attorney in Fact for

Laura A Matura and Kenneth A Matura

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/ca 8/7/12

Our file no. 1306812-FT19

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anne N. Mayer to Wells Fargo Home Mortgage, Inc., dated February 28, 2003, recorded in Deed Book X30, Page 257, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($73,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anne N. Mayer or a tenant or tenants and said property is more commonly known as 294 Wash Rider Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anne N. Mayer

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/llb 8/7/12

Our file no. 5276512-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 620, 12th District, 1st Section, Lumpkin County, Georgia and being more fully described by a plat prepared by Fredrick F. Kauffman, Georgia Registered Land Surveyor, dated September 17, 1997 and as per said plat, the property contains 2.89 acres, more or less, the subject plat being of record in Plat Cabinet 1, Slide 7, Page 134B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This conveyance is made subject to easements for public roads and utilities now in use. Together with a 1984 Walton Homes, 26 X 46 manufactured home, Serial Number WHGA1305852AB, which is attached to and made a part of the real property MR/llb 8/7/12 Our file no. 5276512 - FT7

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SCOTT WAYNE MAYO AND ANGELA RACHELL MAYO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS NOMINEE FOR PRIMARY CAPITAL ADVISORS, LC , dated 12/31/2008, and Recorded on 01/12/2009 as Book No. 1117 and Page No. 424-433, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $206,552.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 270 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING TRACT 1, AS PER PLAT RECORDED IN PLAT BOOK 23, PAGE 171 OF THE LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1691 JAY BRIDGE RD, DAHLONEGA, GEORGIA 30533 is/are: SCOTT WAYNE MAYO AND ANGELA RACHELL MAYO or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, N.A.

as Attorney in Fact for

SCOTT WAYNE MAYO AND ANGELA RACHELL MAYO.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120187404204

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glenn D. Melvin and Lana S. Melvin to Branch Banking and Trust Company dated March 29, 2010, and recorded in Deed Book 1156, Page 670, Lumpkin County, Georgia Records, and re-recorded on July 16, 2010 in Deed Book 1164, Page 687, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, August 7, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glenn D. Melvin and Lana S. Melvin or a tenant or tenants, and said property is 15.001 acres in Land Lot 123, 1st District, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for Glenn D. Melvin and Lana S. Melvin

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 123 in the 1st District, Originally of Habersham, and now of Lumpkin County, Georgia, consisting of 15.001 acres, more or less, and being more fully described and delineated according to a plat of survey prepared March 16, 2010, by John T. Gaston, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 182, Plat 25, Lumpkin County Records, and which is incorporated by reference herein. This is a portion of the property conveyed to Glenn D. Melvin and Lana S. Melvin under a Warranty Deed from Quentin W. Pase and Caroline Pase dated December 13, 1999, which is recorded in Deed Book H-24, Pages 05-06, Lumpkin County Records and which is incorporated by reference herein.

The property is conveyed along with and subject to all existing easements in use or of record.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

TE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated November 21, 2006, from Freddie J Morris and Jill J Morris to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan, recorded on December 18, 2006 in Deed Book 1018 at Page 661, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to Wells Fargo Bank N.A., as Trustee for the Certificateholders of Carrington Mortgage Loan Trust, Series 2007-FRE1 Asset-Backed Pass-Through Certificates by Assignment and said Deed to Secure Debt having been given to secure a note dated November 21, 2006, in the amount of $264,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on August 7, 2012, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 68 OF THE 1ST DISTRICT OF LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED FOR FREDDIE JAMES MORRIS AND JILL J MORRIS AND PREPARED BY TRU-LINE SURVEYING, INC., REGISTERED LAND SURVEYOR, WE CLONTS, RLS #2166, DATED APRIL 7, 2005 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.000 ACRES. SAID PROPERTY IS MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT THE COMMON CORNER OF LAND LOTS 77, 68, 69 AND 76 AND THENCE RUN SOUTH 80 DEGREES 00 MINUTES 50 SECONDS EAST A DISTANCE OF 129.52 FEET TO A POINT; THENCE RUN SOUTH 84 DEGREES 21 MINUTES 29 SECONDS EAST A DISTANCE OF 93.21 FEET TO A POINT; THENCE RUN NORTH 36 DEGREES 49 MINUTES 21 SECONDS EAST A DISTANCE OF 523.76 FEET TO A POINT, WHICH IS THE TRUE POINT OF BEGINNING. FROM SAID TRUE POINT OF BEGINNING RUN NORTH 36 DEGREES 49 MINUTES 21 SECONDS EAST A DISTANCE OF 308.16 FEET TO A POINT ON THE SOUTHERLY RIGHT-OF-WAY OF MT. ZION CHURCH ROAD (50 FOOT RIGHT-OF-WAY); THENCE ALONG SAID RIGHT-OF-WAY OF MT. ZION CHURCH ROAD AN ARC DISTANCE OF 200.00 FEET (SAID ARC HAVING A RADIUS OF 291.995 FEET AND BEING SUBTENDED BY A CHORD BEARING NORTH 82 DEGREES 45 MINUTES AND 45 SECONDS EAST A DISTANCE OF 196.12 FEET) TO A POINT; THENCE RUN SOUTH 00 DEGREES 13 MINUTES 48 SECONDS WEST A DISTANCE OF 357.72 FEET TO A POINT; THENCE RUN NORTH 77 DEGREES 07 MINUTES 45 SECONDS WEST A DISTANCE OF 387.55 FEET TO A POINT WHICH IS THE TRUE POINT OF BEGINNING

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Freddie J Morris and Jill J Morris. The property, being commonly known as 685 Mt. Zion Church Road, Murrayville, GA 30564 in Lumpkin County, will be sold as the property of Freddie J Morris and Jill J Morris, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540 . The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Albertelli Law

Attorney for Wells Fargo Bank N.A., as Trustee for the Certificateholders of Carrington Mortgage Loan Trust, Series 2007-FRE1 Asset-Backed Pass-Through Certificates

as Attorney in Fact for

Freddie J Morris and Jill J Morris

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

By: James E. Albertelli, Esq.

For the Firm

THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sean E Oblisk and Shelly A. Lahay to Mortgage Electronic Registration Systems, Inc., dated December 3, 2003, recorded in Deed Book W32, Page 620, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1208, Page 746, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($98,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sean E Oblisk and Shelly A. Lahay or a tenant or tenants and said property is more commonly known as 285 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Sean E Oblisk and Shelly A. Lahay

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/llb 8/7/12

Our file no. 5557212-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District of Lumpkin County, Georgia, being Lot 3, containing 1.02 acres, as per plat of survey recorded in Cabinet One, Slide 83, Page 59B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part hereof by reference. Also conveyed herewith is a 2002 Palm Harbor Manufactured Home, Model Number FSP464G9, Serial Number PH234691. MR/llb 8/7/12 Our file no. 5557212 - FT7

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Holly E Owens and Robb A Owens to Mortgage Electronic Registration Systems, Inc. as nominee for AHM Mortgage, its successors and assigns dated March 30, 2007 in the amount of $186,500.00, and recorded in Deed Book 1035, Page 677, Lumpkin County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 150, 11th District, Lumpkin County, Georgia and being more particularly described as follows:

Beginning at the Corps of Engineers concrete marker found with iron plat #150-7 located above the high water mark on the Easterly side of the Chestatee River; thence running North 89 degrees 33 minutes 21 seconds East a distance of 100.32 feet to an iron pin found; thence running South 81 degrees 02 minutes 28 seconds East a distance of 24.91 feet to an iron pin set; thence running South 00 degrees 24 minutes 49 seconds West a distance of 222.32 feet to an iron pin found; thence running North 27 degrees 22 minutes 59 seconds West a distance of 50.78 feet to an iron pin found; thence running South 56 degrees 41 minutes 00 seconds West a distance of 84.62 feet to an iron pin set; thence running North 51 degrees 11 minutes 51 seconds West a distance of 164.76 feet to an iron pin set; thence running North 36 degrees 44 minutes 36 seconds East a distance of 158.42 feet to a corps of engineers concrete marker found with iron plat #150-7 and the Point of Beginning; said tract containing 0.819 acres, more or less, all as shown on survey dated September 20, 2006, Drawing Number P-11-4, certified by David M. Mock, GRLS No. 2761.

Together with and subject to without representation or warranty, an easement for ingress and egress along a gravel road known as Fox Hollow Road, and grantees agree to be responsible for grantee`s share of the upkeep and maintenance of said road.

which has the property address of 834 Fox Hollow Road, Dahlonega, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Holly E Owens and Robb A Owens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC

Attorney in Fact for

Holly E Owens and Robb A Owens

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012

File No. 12-05141 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated August 17, 2007, executed by Kathleen Palmer to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for American Equity Mortgage, Inc., recorded in Deed Book 1061, Page 49, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $342,000.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2012, to-wit: August 7, 2012, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

ALL THAT TRACT AND OR PARCEL OF LAND LYING AND BEING IN LAND LOT 120, 4TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING TRACTS 11, 12 AND 13, UNIT TWO, FIRESIDE RIDGE, AS RECORDED IN PLAT BOOK 18, PAGE 134, LUMPKIN COUNTY RECORDS PLUS LANGUAGE CIRCLE ON PLAT AT LINK 15, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE, BEING PROPERTY KNOWN AS 411 FIRESIDE RIDGE DRIVE, DAHLONEGA, GEORGIA 30533 ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTIES IN SAID COUNTY.

The aforedescribed real property is also known as 411 FIRESIDE RIDGE DR, DAHLONEGA, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of KATHLEEN PALMER and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

GREEN TREE SERVICING LLC

as Attorney-in-Fact for

KATHLEEN PALMER

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED SERVICER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Christy L. Perkins and Stuart W. Perkins a/k/a Stuart Perkins to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc., dated December 5, 2003, recorded January 2, 2004, in Deed Book Y32, Page 140-155, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred One Thousand Six Hundred and 00/100 dollars ($201,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 126, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA BEING LOT 45, LAUREL FOREST SUBDIVISION, PHASE IIA, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 46, PAGE 112, LUMPKIN COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

Said legal description being controlling, however the property is more commonly known as 250 Lake Laurel Drive, Dahlonega, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Christy L. Perkins and Stuart W. Perkins a/k/a Stuart Perkins, Stuart W. Perkins a/k/a Stuart Perkins, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

CHRISTY L. PERKINS AND STUART W. PERKINS A/K/A STUART PERKINS

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-A09-00116-0007

Ad Run Dates 07/11/2012, 07/18/2012, 07/25/2012, 08/01/2012

www.rubinlublin.com/property-listings.php

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Joseph A Pierce and Robin L Pierce to Bank of America, N.A., dated November 21, 2007, recorded in Deed Book 1073, Page 65, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($285,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joseph Allen Pierce and Robin Lisa Pierce or a tenant or tenants and said property is more commonly known as 198 Loy Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A.

as Attorney in Fact for

Joseph A Pierce and Robin L Pierce

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ctb 8/7/12

Our file no. 5665212-FT10

EXHIBIT “A”

All that lot, tract, or parcel of land, lying and being in Land Lot 75 of the 11th District of Lumpkin County, Georgia, being 12.00 acres as shown on that plat for Robin L. Tritt Pierce, dated May 1, 2007, by Douglas R. Sherrill, Georgia Registered Surveyor No. 2995, and which property is more particularly shown according to said plat as follows: To Locate the Point of Beginning, locate an iron pin found which is the western most point on that plat recorded in Plat Cabinet 1, Slide 93, page 49B of the Lumpkin County, Georgia Plat Records; from said point of beginning thence south 48 degrees 36 minutes 05 seconds east 314.92 feet to an iron pin found; thence north 53 degrees 08 minutes 03 seconds east 197.01 feet to an iron pin found; thence north 08 degrees 35 minutes 29 seconds east 499.25 feet to an iron pin found; thence north 82 degrees 30 minutes 13 seconds east 190.11 feet to an iron pin set on the western right-of-way of Old Dahlonega Highway (60 foot right-of-way); thence along the western right-of-way of Old Dahlonega highway (60 foot right-of-way); thence along the western right-of-way of Old Dahlonega Highway south 07 degrees 29 minutes 47 seconds east 117.60 feet to a point; thence along a curve to the left with a chord bearing south 10 degrees 09 minutes 40 seconds east a distance of 135.01 feet to a point; thence along a curve to the right with a chord bearing south 03 degrees 17 minutes 26 seconds west a distance of 211.91 feet to a point; thence south 19 degrees 24 minutes 25 seconds west 124.11 feet to a point; thence along a curve to the left a chord bearing south 14 degrees 21 minutes 12 seconds west a distance of 11.17 feet to an iron pin set; thence departing the right-of-way of Old Dahlonega Highway along property now or formerly of Ruth Peck Kidd and Edward Owen Peck north 90 degrees 00 minutes 00 seconds west 345.99 feet to an iron pin set; thence along the property now or formerly of Kidd and Peck south 52 degrees 48 minutes 02 seconds west 703.18 feet to an iron pin set; thence north 89 degrees 04 minutes 38 seconds west 105.05 feet along the fence line to a walnut tree found; thence north 06 degrees 04 minutes 13 seconds east 743.22 feet to an iron pin set; thence north 71 degrees 34 minutes 30 seconds east 667.18 feet to an iron pin set; thence along property now or formerly of Robin L. Tritt Pierce and Joseph Pierce south 49 degrees 15 minutes 10 seconds west 416.75 feet to an iron pin and the True Point of Beginning. Also conveyed herewith is a perpetual, non-exclusive, easement for purposes of ingress, egress and utilities 30 feet in width from the subject property to Old Dahlonega Highway, the location of which is more particularly shown on the plat attached hereto as Exhibit B and which plat is hereby incorporated herein by reference for a more complete description of said easement. MR/ctb 8/7/12 Our file no. 5665212 - FT10

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Faron Pirkle and Ashley Tarte to Mortgage Electronic Registration Systems, Inc. as nominee for Alacrity Lending Company, its successors and assigns dated July 25, 2008 in the amount of $124,053.00, and recorded in Deed Book 1103, Page 538, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 171, 13th District, 1st Section, Lumpkin County, Georgia, being described as 1.50 acres, more or less, as shown on a plat of survey Faron Pirkle, prepared by J.A. Page, Jr., Georgia Registered Land Surveyor No. 1894, dated April 8, 2008, revised July 3, 2008 to include fence easement and recorded in Plat Cabinet 1, Slide 167, Plat 122-A, Office of the Clerk of Superior Court, Lumpkin County, Georgia, said plat being incorporated herein and to which reference is made for a more complete description thereof.

This being a portion of the property conveyed by deed recorded in Deed Book D25, Page 166, Lumpkin County, Georgia Records.

Also conveyed herewith is a 2009 Fleetwood manufactured home, Model 4724X being 28X72 and having a Serial Number GAFL875A79838-CI11, which is permanently attached to and made a part of the real property.

which has the property address of 469 Old Kerns Road, Dawsonville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Faron Pirkle and Ashley Tarte and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Faron Pirkle and Ashley Tarte

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:08-08-2012, 08-15-2012, 08-22-2012, 08-29-2012

File No. 09-15559 /FHA/lseymore

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from LES W. POWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN MORTGAGE NETWORK, INC., A DELAWARE CORPORATION, dated August 25, 2004, recorded September 3, 2004, in Deed Book I34, Page 245-267, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-One Thousand Nine Hundred and 00/100 dollars ($131,900.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 103 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING KNOWN AS LOT 9 OF GREENWOOD PARK SUBDIVISION, AS PER PLAT SURVEY RECORDED IN CABINET ONE, SLIDE 86, PAGE 107B-113, LUMPKIN COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said legal description being controlling, however the property is more commonly known as 346 GREENWOOD PARK WAY, DAWSONVILLE, GA 30534.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is LES W. POWELL, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33

as Attorney in Fact for

LES W. POWELL

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-02113-0002

Ad Run Dates 07/11/2012, 07/18/2012, 07/25/2012, 08/01/2012

www.rubinlublin.com/property-listings.php

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 8/7/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/qlb 8/7/12 Our file no. 52263710 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Matthew P. Singley to Mortgage Electronic Registration Systems, Inc. as nominee for Homestar Financial Corp., A Corporation, its successors and assigns dated 2/27/2009 and recorded in Deed Book 1122 Page 585-596, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 194,413.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (August 7, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 414 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 8, CONTAINING 1.17 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY BY MICHAEL STEWART KELLEY, G.R.L.S., DATED JULY 25, 2005, RECORDED IN PLAT CABINET ONE, SLIDE 118, PLAT 154, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART OF THE RECORD HEREOF BY REFERENCE.

THE SUBJECT PROPERTY IS RESTRICTED FROM MOBILE HOMES OF ANY TYPE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 5330 Cavender Creek Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Matthew P. Singley or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Matthew P. Singley

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-66974

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dominic A. Smallwood to FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, dated October 15, 1999, recorded in Deed Book Y23, Page 186, Lumpkin County, Georgia Records, last assigned to First Horizon Home Loans, a division of First Tennessee Bank National Association, conveying the after-described property to secure a Note in the original principal amount of Seventy-Eight Thousand Nine Hundred and 00/100 DOLLARS ($78,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage, LLC, 350 Highland Drive, Lewisville, TX 75067 AND 972-956-6203. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dominic A. Smallwood or a tenant or tenants and said property is more commonly known as 7952 Dawsonville Highway, Dawsonville, GA 30506.

First Horizon Home Loans, a division of First Tennessee Bank National Association

as Attorney in Fact for

Dominic A. Smallwood

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000554-12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.EXHIBIT “A”

ALL THAT TRACT AND OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 108 AND 109 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY ALBERT N. WYNN, JR., GA. RLS, DATED APRIL 7, 1987 AND BEING RECORDED IN PLAT BOOK 17, PAGE 282 OF LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY INCORPORATED HEREIN BY REFERENCE.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Donald Scott Smith and Hope Ann Glade to Mountain State Bank, dated May 9, 2008 and filed May 21, 2008, recorded in Deed Book 1095, Page 223-230, Lumpkin County, Georgia Records, later transferred by merger to SunTrust Bank, conveying the after-described property to secure a Home Equity Line of Credit Agreement and Disclosure in the original principal amount of Eighty Two Thousand Dollars and No Cents ($82,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday August 7, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF DAWSONVILLE, LAND LOT 454 IN THE 12th DISTRICT 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 2.93 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT 19 OF LAURELS ON THE ETOWAH ACCORDING TO A PLAT OF SURVEY PREPARED OCTOBER 1, 1991 MICHAEL STEWARD KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 24, PAGE 3, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. THE PROPERTY IS CONVEYED SUBJECT TO A DECLARATION OF PROTECTIVE COVENANTS, GRANT OF EASEMENT, AND ROAD MAINTENANCE AGREEMENT WHICH ARE RECORDED IN DEED BOOK L-1O, PAGES 96-102, LUMPKIN COUNTY RECORDS, AND TO AN EARLIER ROAD MAINTENANCE AGREEMENT WHICH IS RECORDED IN DEED BOOK A-10, PAGES 325-328.

SUBJECT TO RESTRICTIONS, RESERVATIONS, EASEMENTS, COVENANTS, OIL, GAS, OR MINERAL RIGHTS OF RECORD IF ANY.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Home Equity Line of Credit Agreement and Disclosure and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Scott Smith and Hope Ann Glade or a tenant or tenants and said property is more commonly known as 388 River Shoals, Dawsonville, GA 30534.

In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.

SunTrust Bank

Attn: Consumer Home Retention Group, VA-Richmond-RVW 7954

1001 Semmes Avenue

Richmond, VA 23224

1(888) 886-0696

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

SunTrust Bank, successor by merger to Mountain State Bank, as Attorney in Fact for Donald Scott Smith and Hope Ann Glade

By: Andrew D. Gleason

Attorney for SunTrust Bank, successor by merger to Mountain State Bank

Lefkoff, Rubin, Gleason & Russo, P.C.

5555 Glenridge Connector

Suite 900

Atlanta, Georgia 30342

(404)869-6900

(404)869-6909 (fax)

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jimmy Snider and Eloise P. Snider to Regions Bank d/b/a Regions Mortgage dated November 22, 2006, and recorded in Deed Book 1017, Page 211, Lumpkin County Records, securing a Note in the original principal amount of $132,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land lying and being in Land Lot 960 of the 12th District, 1st Section, Lumpkin County, Georgia, as shown on a survey of the property for Jimmy and Eloise Snider, prepared by Michael L. Scupin & Associates, Registered Surveyors, dated August 13,1985, recorded in Plat Book 14, Page 183 of the Lumpkin County plat records, said plat is incorporated by reference.

Said property is known as 235 Martin Head Circle, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jimmy Snider and Eloise P. Snider or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Jimmy Snider and Eloise P. Snider

File no. 12-032138

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CK

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Security Deed (as modified, hereinafter the “Security Deed”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (“Multibank”), as assignee from Federal Deposit Insurance Corporation (“FDIC”), as receiver for Integrity Bank), dated May 23, 2007, recorded at Deed Book 1045, Page 192, Lumpkin County, Georgia records; said Security Deed being given to secure indebtedness under those two (2) certain Promissory Notes (collectively, as modified and renewed, hereinafter the “Notes”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank, as assignee from FDIC, as receiver for Integrity Bank), each being dated May 23, 2007, and each modified on May 23, 2008, in the aggregate, original principal amount of THREE HUNDRED NINETY THOUSAND AND NO/100 DOLLARS ($390,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Dahlonega, Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the property being more fully described as follows:

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section of Lumpkin County, Georgia, and being more particularly described as all of Lots 2 and 32 of Greenwood Glen Subdivision, as per plat recorded in Plat Cabinet 1, Slide 137, Pages 129B-131, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof for all purposes.

The debt secured by said Notes and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Notes and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of the undersigned, the subject property is in the possession of STA Enterprises, Inc. or parties claiming by, through or under STA Enterprises, Inc.

Said property will be sold as the property of STA Enterprises, Inc. on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property.

RES-GA ELEVEN, LLC, a Georgia limited liability company,

As Attorney in Fact for STA Enterprises, Inc.

c/o Eitan Ovadia, Esq.

Hartman Simons & Wood LLP

6400 Powers Ferry Road, N.W.

Suite 400

Atlanta, Georgia 30339

(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Scott Sugarman and Helen E. Horner to Mortgage Electronic Registration Systems, Inc., dated December 13, 2007, recorded in Deed Book 1079, Page 445, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1204, Page 203, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SIX HUNDRED THREE AND 0/100 DOLLARS ($91,603.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Scott M. Sugarman or a tenant or tenants and said property is more commonly known as 57 Tracy Grizzle Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP

as Attorney in Fact for

Scott Sugarman and Helen E. Horner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cgh 8/7/12

Our file no. 5400912-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 429, 15th District, 1st Section Lumpkin County, Georgia and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated December 6, 2006; and as per said plat, the property contains 1.01 acres, more or less, being more particularly described as Lot 1, the subject plat being of record in plat Cabinet One, Slide 142, Plat 25, Lumpkin County Records. Said Plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. MR/cgh 8/7/12 Our file no. 5400912 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in a Security Deed from EDWARD WHONIC and GAIL D. WHONIC to UNITED COMMUNITY BANK, dated November 5, 2004, recorded December 16, 2004, in Deed Book W34, Page 645 and re-recorded in Deed Book 1146, Page 255, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from EDWARD WHONIC and GAIL D. WHONIC dated November 5, 2004, in the original principal amount of Fifty Thousand and 00/100 ($50,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 927 in the 12th District and 1st Section of Lumpkin County, Georgia, consisting of 1.59 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated August 6, 1996, prepared for Mrs. Beth E. Moore and North Georgia Builders and Developers, Inc., by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 64, Lumpkin County, Georgia records and is incorporated herein by reference for a more detailed description.

The property is conveyed with all rights, privileges and appurtenances and subject to all easements, encroachments, restrictions and reservations as of record may appear.

Title help by: Edwards Whonic and Gail D. Whonic

Property address known as: 585 North Chestatee Street, Dahlonega, Georgia 30533

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is EDWARD WHONIC and GAIL D. WHONIC or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for EDWARD WHONIC and GAIL D. WHONIC

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03317

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Paul O. Williams and Tonua Thompson-Williams to Ameriquest Mortgage Company, dated August 26, 2005, recorded in Deed Book M36, Page 22, Lumpkin County, Georgia Records, last assigned to CitiMortgage, Inc., conveying the after-described property to secure a Note in the original principal amount of Ninety-Eight Thousand Sixty-Three and 00/100 DOLLARS ($98,063.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O`Fallon, MO 63368 AND 866-880-5730. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Paul O. Williams and Tonua Thompson-Williams or a tenant or tenants and said property is more commonly known as 1869 Long Branch Road, Dahlonega, GA 30533.

CitiMortgage, Inc.

as Attorney in Fact for

Paul O. Williams and Tonua Thompson-Williams

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000529-12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.EXHIBIT “A”

THE LAND REFERED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF LUMPKIN, THE STATE OF GEORGIA IN DEED BOOK M-11 AT PAGE 19 AND IS DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 122 IN THE 11TH DISTRICT, ORIGINALLY OF HALL AND NOW OF LUMPKIN, GEORGIA, CONSISTING OF 1.00 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED SEPTEMBER 9, 1980 FOR JAMES CARL AND PATTY ANN WATSON BY JIMMY D BULOCK, GEORGIA REGISTERED SURVEYOR #1765, WHICH IS RECORDED IN PLAT BOOK 8, PAGE 59, LUMPKIN COUNTY RECORDS AND INCORPORATED BY REFERENCE HEREIN.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Timothy L. Winder to Mortgage Electronic Registration Systems, Inc as nominee for Franklin Bank, SSB, dated February 27, 2007, recorded in Deed Book 1032, Page 491, Lumpkin County, Georgia Records, as last transferred to Franklin Venture, LLC by assignment recorded in Deed Book 1216, Page 670, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY THOUSAND AND 0/100 DOLLARS ($530,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Residential Credit, fka Aames Home Loan, 350 South Grand Ave 47th Floor, Los Angeles, CA 90071, 888-409-9339. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy L. Winder or a tenant or tenants and said property is more commonly known as 242 Sosebee Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Franklin Venture, LLC

as Attorney in Fact for

Timothy L. Winder

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dmo 8/7/12

Our file no. 5556312-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 580 of the 13th District, 1st Section, Lumpkin County, Georgia, being Lot 2 of Byrd Stephens Subdivision, as per plat recorded in Plat Book 20, Page 173, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description. Together with a 25-foot easement for ingress and egress as shown on that certain survey for Robert J. Garnsey by Precision Land Services dated May 30, 1996. MR/dmo 8/7/12 Our file no. 5556312 - FT8

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Nicky B. Anderson and Kathy S. Anderson to CitiFinancial Services, Inc., dated January 24, 2002, recorded in Deed Book T28, Page 168, Lumpkin County, Georgia Records, last assigned to CitiFinancial Services, Inc., conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty Thousand Nine Hundred Twenty-Two and 74/100 DOLLARS ($120,922.74), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND 877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nicky B. Anderson and Kathy S. Anderson or a tenant or tenants and said property is more commonly known as 648 Marlie Seabolt Road, Dahlonega, GA 30533.

CitiFinancial Services, Inc.

as Attorney in Fact for

Nicky B. Anderson and Kathy S. Anderson

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000167-10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.EXHIBIT “A”

ALL THAT TRACT OF LAND LYING AND BEING IN LAND LOT 286 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING 9.651 ACRES AS SHOWN ON PLAT OF SURVEY PREPARED BY FARLEY COLLINS AND ASSOCIATES, DATED DECEMBER 3, 1996, AND RECORDED IN PLAT BOOK 30, PAGE 149, LUMPKIN COUNTY, GEORGIA RECORDS, AND BEING DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER (CORNER BEING APPARENT AND AGREED ON BY GRIZZLE AND ANDERSON) OF LAND LOT 286 AND RUN THENCE ALONG LAND OF DENNIS J. GRIZZLE, SAID LINE BEING THE SOUTHERLY LINE OF LAND LOT 286, N 83-58-53 W, 733.50 FEET TO A POINT; RUN THENCE AN AGREED LINE BETWEEN AND AGREED ON BY GEORGE CAIN AND ANDERSON, N 07-46-21 E 663.95 FEET TO A POINT IN THE CENTER OF A GRADED DRIVE AT LANDS OF SEABOLT; RUN THENCE ALONG CENTER OF SAID GRADED DRIVE AND LAND OF SEABOLT, S 44-43-46 E, 171.67 FEET TO A POINT; S 45-27-28 E 104.34 FEET TO A POINT; THENCE LEAVING SAID DRIVE AND CONTINUING ALONG SEABOLT LAND, N 66-39-26 E, 236.13 FEET TO A POINT, N 88-46-41 E 277.59 FEET TO A POINT ON THE EASTERLY LINE OF LAND LOT 286, RUN THENCE ALONG SAID LAND LOT LINE AND LAND OF STANCIL S 04-27-36 W, 641.03 FEET TO THE SOUTHEAST CORNER OF LAND LOT 286 THE POINT OF BEGINNING.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Angela Wilson Cash and Terry Harold Cash to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin dated 4/27/2006 and recorded in Deed Book 37 Page 324, LUMPKIN County, Georgia records; as last transferred to Residential Funding Company, LLC by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 118,150.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (August 7, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 49, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY JAMES N. CASH, GA. REG. SUR. DATED JUNE 2, 1999 AS TRACT I CONTAINING 3.00 ACRES, MORE OR LESS, AND TRACT II CONTAINING 3.165 ACRES, MORE OR LESS, SAID PLAT BEING RECORDED IN THE CLERK’S OFFICE OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GA IN CABINET ONE, SLIDE 31, PAGE 10. SAID PLAT AND THE RECORD THEREOF ARE HEREIN INCORPORATED FOR A FULL AND COMPLETE LEGAL DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2636 Post White Hill Road, Murrayville, Georgia 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Angela Wilson Cash and Terry Harold Cash or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Residential Funding Company, LLC as agent and Attorney in Fact for Angela Wilson Cash and Terry Harold Cash

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1165-1115

7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Billy G. Fowler to ABN AMRO Mortgage Group, Inc. in the original principal amount of $119,000.00 dated 07/22/2005, and recorded in Deed Book G36, page 394, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2012 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Billy G. Fowler the following described property:

All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, being Lot 15 of Yellow Creek Estates Subdivision, as per plat thereof recorded in Plat Book 22, Page 9, Lumpkin County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

Property known as: 568 Gold Ridge Rd, Dahlonega, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Billy G. Fowler.

CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Billy G. Fowler.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-04879

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by James Garris and Ruby Lee Garris to Lumpkin County Bank, dated July 31, 2002 and filed August 12, 2002, recorded in Deed Book T29, Page 632, Lumpkin County, Georgia Records, later modified and transferred by merger to SunTrust Bank, conveying the after-described property to secure a Promissory Note in the original principal amount of Three Hundred Eighty Nine Thousand Sixty Eight Dollars and No Cents ($389,068.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday August 7, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District and 1st Section of Lumpkin County, Georgia, containing 10.00 acres, more or less, as per a plat of survey prepared for William E. Reed, III and Dorothy O. Reed, by Henry Bailey, Georgia Registered Surveyor, dated January 12, 1981, recorded in Plat Book 9, Page 167, Lumpkin County records. Said plat of survey is incorporated herein by reference for a more particular description of the above property.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of record or easements located on the property above described.

And

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District and 1st Section of Lumpkin, originally Hall, County, Georgia, containing 26.277 acres, more or less, and being described and delineated according to a plat of survey prepared by Henry Bailey, Georgia Registered Surveyor, dated January 31, 1981, recorded in Plat Book 8, Page 80, Lumpkin County records. Said plat of survey is incorporated herein by reference for a more particular description of the above property.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of record or easements located on the property above described.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Promissory Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is James Garris aka James Otis Garris and Ruby Lee Garris aka Ruby L. Garris or a tenant or tenants and said property is more commonly known as 164 Apple Valley Road, Dahlonega, GA 30533.

In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.

SunTrust Bank

Attn: Consumer Home Retention Group, VA-Richmond-RVW 7954

1001 Semmes Avenue

Richmond, VA 23224

1(888) 886-0696

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SunTrust Bank, successor by merger to Lumpkin County Bank, as Attorney in Fact for James Garris and Ruby Lee Garris

By: Andrew D. Gleason

Attorney for SunTrust Bank, successor by merger to Lumpkin County Bank

Lefkoff, Rubin, Gleason & Russo, P.C.

5555 Glenridge Connector

7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from James Guidetti and Aimee Guidetti to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $205,350.00 dated 03/13/2006, and recorded in Deed Book 37, page 671, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1215, Page 284, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for James Guidetti and Aimee Guidetti the following described property:

All that tract or parcel of land lying and being in Land Lot 649 in the 12th District, 1st Section, Lumpkin County, Georgia, and being fully described by a plat prepared for Aimee D. Cain by Michael S. Kelley, Georgia Registered Land Surveyor, dated September 4, 1995 and as per said plat, the property contains 2.289 acres, more or less, the subject plat being of record in Plat Book 29, Page 21, Lumpkin County records. Said plat is incorporated herein by reference.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of records or easements located on the property above described.

Property known as: 707 Old Federal Rd, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is James Guidetti and Aimee Guidetti.

CitiMortgage, Inc., as Attorney-in-fact for James Guidetti and Aimee Guidetti.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-05046

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter the “Security Deed”) from Hidden Lake Academy, Inc. to Morris Law Firm (a Limited Liability Company) (“Lender”), dated October 26, 2007, recorded at Deed Book 1069, Page 744, Lumpkin County, Georgia records, as corrected at Deed Book 1121, Page 224 aforesaid records; said Security Deed being given to secure indebtedness under that certain Secured Promissory Note (hereinafter the “Note”) from Hidden Lake Academy, Inc. to Lender, dated October 26, 2007, in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($250,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Dahlonega, Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the property being more fully described as follows:

All that tract or parcel of land lying and being in Land Lot 944, 11th Land District, 1st Section, Lumpkin County, Georgia, and being 3.99 acres as shown on that certain survey entitled “Plat of Survey for Leonard A. Buccellato” prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor (R.L.S. #2313), and being more particularly described as follows:

TO FIND THE POINT OF BEGINNING, begin at a one inch square pipe, being 1121.06 feet East of the northwest corner of Land Lot 944 and on the Land Lot line between Land Lot 944 and Land Lot 929, and being the POINT OF BEGINNING; thence South 21° 31’ 53” West 121.26 feet to a one-half inch rebar found; thence South 09° 22’ 46” West 165.57 feet to a one-half inch rebar found; thence South 24° 57’ 03” West 130.51 feet; thence South 28° 36’ 05” West 80.69 feet; thence South 11° 10’ 19” East 34.82 feet; thence South 03° 40’ 13” East 41.27 feet; thence South 43° 56’ 37” West 62.23 feet; thence South 62° 35’ 21” West 51.50 feet; thence South 73° 47’ 57” West 56.12 feet; thence South 46° 48’ 13” West 59.14 feet; thence South 58° 04’ 13” West 75.33 feet; thence North 55° 18’ 02” West 159.88 feet; thence North 34° 34’ 32” East 279.26 feet to a one-half inch rebar found; thence North 21° 43’ 42” East 352.94 feet to a one-half inch rebar found; thence North 40° 47’ 51” East 99.21 feet to a one-half inch rebar found on the northern line of Land Lot 944; thence South 84° 09’ 10” East 184.06 feet to a one inch square pipe being the POINT OF BEGINNING.

The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of the undersigned, the subject property is in the possession of Hidden Lake Academy, Inc. or parties claiming by, through or under Hidden Lake Academy, Inc.

Said property will be sold as the property of Hidden Lake Academy, Inc. on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property.

Morris Law Firm (a Limited Liability Company),

As Attorney in Fact for Hidden Lake Academy, Inc.

c/o Stephanie B. Skidmore, Esq.

Hartman Simons & Wood LLP

6400 Powers Ferry Road, N.W.

Suite 400

Atlanta, Georgia 30339

(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Kristie Martin to Union Planters Bank, NA, dated May 15, 2002, recorded May 28, 2002, in Deed Book J-29, Page 367, Lumpkin County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of EIGHTY-EIGHT THOUSAND DOLLARS AND NO CENTS ($88,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 276, 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, AS PER A PLAT OF SURVEY FOR RODNEY AND TAMMY R. PRICE DATED MAY 23, 1997 BY GEOIMAGE, LLC, GEORGIA REGISTERED LAND SURVEYORS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT A NAIL FOUND AT THE COMMON CORNER OF LAND LOTS 276, 277, 285 AND 284;

THENCE NORTH 15 DEGREES 18 MINUTES 34 SECONDS WEST A DISTANCE OF 49.23 FEET TO A POINT LOCATED 10 FEET NORTH OF THE CENTERLINE OF A PRIVATE DRIVE, AS SHOWN ON SAID SURVEY, WHICH POINT IS THE TRUE POINT OF BEGINNING;

THENCE ALONG A LINE LOCATED 10 FEET FROM THE CENTERLINE OF SAID PRIVATE DRIVE, THE FOLLOWING COURSES AND DISTANCES: SOUTH 76 DEGREES 17 MINUTES 10 SECONDS WEST A DISTANCE OF 102.51 FEET; SOUTH 81 DEGREES 22 MINUTES 12 SECONDS WEST A DISTANCE OF 51.18 FEET; SOUTH 86 DEGREES 56 MINUTES 28 SECONDS WEST A DISTANCE OF 62.83 FEET; NORTH 66 DEGREES 51 MINUTES 06 SECONDS WEST A DISTANCE OF 64.07 FEET TO AN IRON PIN SET;

THENCE NORTH 01 DEGREES 00 MINUTES 19 SECONDS WEST A DISTANCE OF 147.50 FEET TO A 1⁄2” REBAR SET; THENCE NORTH 89 DEGREES 34 MINUTES 52 SECONDS EAST A DISTANCE OF 246.44 FEET TO A 1⁄2” REBAR SET ON THE WESTERLY SIDE OF SAM MARTIN ROAD (PRIVATELY MAINTAINED GRAVEL SURFACE);

THENCE ALONG THE WESTERLY SIDE OF THE SAM MARTIN ROAD THE FOLLOWING COURSES AND DISTANCES: SOUTH 41 DEGREES 27 MINUTES 02 SECONDS EAST A DISTANCE OF 29.44 FEET; SOUTH 15 DEGREES 01 MINUTES 02 SECONDS EAST A DISTANCE OF 49.07 FEET; SOUTH 3 DEGREES 26 MINUTES 52 SECONDS WEST A DISTANCE OF 69.79 FEET TO A POINT, AND THE TRUE POINT OF BEGINNING.

THIS PROPERTY BEING A PORTION OF A 2.00 SURVEY PREPARED FOR TAMMY R. PRICE BY PRECISION LAND SERVICES, GEORGIA REGISTERED LAND SURVEYORS, DATED MAY 29, 1997.

Said property being known as 471 Sam Martin Road, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kristie Martin or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank sbm Union Planters Bank, NA

as Attorney in Fact for

Kristie Martin.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road, 2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement given by Peachtree Custom Properties, LLC (the “Grantor”) to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”) dated October 30, 2006, and recorded November 10, 2006, in Deed Book 1013, Page 561, Lumpkin County, Georgia official records (together with any and all amendments or modifications, hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of: (i) that certain Construction Loan Note Multi Lot dated October 30, 2006 and made payable by Grantor to the order of Lender in the maximum principal amount of $1,334,475.00, together with interest thereon as set forth therein; (ii) that certain Construction Loan Note Multi Lot dated June 1, 2006, and made payable by Grantor to the order of Lender in the maximum principal amount of $509,775.00, together with interest thereon as set forth therein; and (iii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter owing (together with any and all prior notes, amendments or modifications, collectively hereinafter referred to as the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (being August 7, 2012) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed:

Less and except Lots 19, 27 and 29.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, as Attorney-in-Fact and Agent for Peachtree Custom Properties, LLC

Graham H. Stieglitz

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: gstiegli@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7923

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

253571 v1

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Bobby Samples a/k/a Bobby Ray Samples to Branch Banking and Trust Company, dated November 29, 2007, recorded January 18, 2008, in Deed Book 1079, Page 331, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY-THREE THOUSAND SEVEN HUNDRED FIFTY DOLLARS AND NO CENTS ($73,750.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 94 AND 101 IN THE 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, CONSISTING OF 3.61 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED APRIL 26, 1983, BY FARLEY - COLLINS ASSOCIATES, GEORGIA REGISTERED SURVEYORS, WHICH IS RECORDED IN PLAT BOOK 11, PAGE 74, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN.

THIS IS THE SAME PROPERTY WHICH WAS CONVEYED TO BOBBY RAY SAMPLES AND PAULA DALE SAMPLES UNDER A WARRANTY DEED DATED JUNE 30, 1993, WHICH IS RECORDED IN DEED BOOK H-12, PAGES 177-178, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN.

Said property being known as 560 Cain Bridge Road, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due.

The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Bobby Samples a/k/a Bobby Ray Samples or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company

as Attorney in Fact for

Bobby Samples a/k/a Bobby Ray Samples.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road, 2nd Floor,

Atlanta, GA 30338 TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)
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Legals (July 11th edition)
Jul 11, 2012 | 6408 views | 0 0 comments | 15 15 recommendations | email to a friend | print
Notice of Petition to

Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Tyler Chase Benna, Petitioner

Civil Action File No. 12-CV-402-SG

Georgia, Lumpkin County

Notice is hereby given that Tyler Chase Benna, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 15th day of June, 2012, praying for a change in the name of the petitioner from Tyler Chase Benna to Tyler Chase Skiver.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 15th day of June, 2012

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/20, 6/27, 7/4, 7/11) 132

Public Notice

Destruction of Records of

Special Education Records

The Lumpkin County School System, Department of Special Education, announces the intent to destroy special education records. Records will be destroyed that were collected, maintained, or used in providing a free appropriate public education for disabled and or exceptional students in the Lumpkin County School System. This notice is in compliance with the system’s comprehensive plan for special education as abilities Education Act.

Lumpkin Special Education records for students who were born between 7/1/1985 and 12/30/1991 or who have not received Special Education Services from Lumpkin County for more than 5 years are considered no longer needed for educational purposes. If a student or parent would like copies of a student’s special education records, he or she should contact Judy Kipfmiller in the Special Education Office of Lumpkin County Schools at 706-864-3611 extension 127.

The Lumpkin County School System plans to destroy the above referenced Special Education records on August 24, 2012.

(6/20, 6/27, 7/4, 7/11) 166

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Faye Bolton, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 12th day of June, 2012.

Lisa Lathem, Executor

6325 Gold Dust Trail

Gainesville, GA 30506

(6/20, 6/27, 7/4, 7/11)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of James Tracy Boswell, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of June, 2012.

W Jan Jankowski, Attorney for Executor

649-A Grindle Brothers Road

Murrayville, GA 30564

(6/20, 6/27, 7/4, 7/11)

NOTICE

Georgia, Lumpkin County Probate Court

James Scott Taylor has petitioned to be appointed Administrator of the estate of James Harry Taylor a/k/a Jimmy Harry Taylor, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before July 16, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

(6/20, 6/27, 7/4, 7/11) 188

NOTICE

Georgia, Lumpkin County

Probate Court

C. Samuel Newman as counsel for Patrick Hesson has petitioned for John Roger Palmour, County Administrator, to be appointed Administrator of the estate of Carl Henry Rogers, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before July 16, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

(6/20, 6/27, 7/4, 7/11) 195

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Kevin O. Eliasson and Joanna E. Kraft and Katherine L. Kraft to Homepoint Mortgage Group LLC dated February 27, 2007 in the amount of $148,697.00, and recorded in Deed Book 1030, Page 677, Lumpkin County, Georgia Records; as last transferred to PNC Bank National Association by assignment; the undersigned, PNC Bank National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 672 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.05 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey for Lawrence P. Shultz by Michael Stewart Kelley, GRLS, dated May 26, 1993, recorded in Plat Book 25, Page 131 of the Lumpkin County Deed Records. Said plat being incorporated herein and made a part hereof by reference.

Subject to all easements, covenants, and restrictions of record or currently in use.

which has the property address of 3059 Auraria Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Kevin O. Eliasson and Joanna E. Kraft and Katherine L. Kraft and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

PNC Bank National Association Attorney in Fact for

Kevin O. Eliasson and Joanna E. Kraft and Katherine L. Kraft

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:06-27-2012, 07-04-2012, 07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012, 08-08-2012, 08-15-2012, 08-22-2012, 08-29-2012

File No. 12-04178 /FHA/kjenrette

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/27, 7/4, 7/11, 7/18, 7/25, 8/1, 8/8,

8/15, 8/22, 8/29) 492

NOTICE TO

DEBTORS AND CREDITORS

All creditors of the Estate of Lyra Hubbard, late of Lumpkin County, deceased, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment.

Lyra Zeller, Executor

82 Pine Haven Drive

Hendersonville, NC 28791

This 14th day of June, 2012

(6/27, 7/4, 7/11, 7/18)

Notice of MOtion

for determination

that reunification services should not be provided

to the legal father

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

D. L.

DOB: 6/28/06

SEX: FEMALE

CASE NO. 093-12J-077

J. L.

DOB: 6/15/10

SEX: MALE

CASE NO. 093-12J-078

J. L.

DOB: 3/10/05

SEX: MALE

CASE NO. 093-12J-076

Children under the age of eighteen

TO: Phillip Massey, legal father of the above-named children

By Order for Service by Publication dated the 20th day of June, 2012, you are hereby notified that on the 23rd day of May, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Motion for Determination that Reunification Services Should Not Be Provided to the legal father and putative father against you as to the above-named children asserting that reunification services should not be provided to you. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a hearing upon the department’s Motion and enter an order on 22nd day of August, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 20th day of June, 2012.

Honorable Gerald Bruce

Judge, Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

(6/27, 7/4, 7/11, 7/18)

NOTICE OF PUBLICATION

IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

Laurie Green, PLAINTIFF

VS. Richard Green, DEFENDANT

CIVIL ACTION NO. 12-CV-399-RG

TO: Richard Green

By Order for Service by Publication dated June 13, 2012, you are hereby notified that on June 14, 2012, Laurie Green filed suit against you for Divorce.

You are required to file with the Clerk of Superior Court, and to serve upon the plaintiff, Laurie Green, 531 Norman Bell Road, Murrayville, GA 30564, an Answer in writing within sixty (60) days of the date of the Order for Publication.

WITNESS, the Honorable Raymond E. George, Judge of this Superior Court, this 14th day of June, 2012.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/27, 7/4, 7/11, 7/18) 122

Notice of Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Richard Chad Hilyer, Petitioner

Civil Action File No. 12-CV-410-SG Name Change

Georgia, Lumpkin County

Notice is hereby given that Richard Chad Hilyer, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 20th day of June, 2012, praying for a change in the name of the petitioner from Richard Chad Hilyer to Chad Hilyer Norrell.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 20th day of June, 2012

Richard Chad Hilyer, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/27, 7/4, 7/11, 7/18) 138

Notice of Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: WILLIAM BRYSON FARRAR

MINOR CHILD

Civil Action File No. 12-CV-416-MM Name Change

Georgia, Lumpkin County

Notice is hereby given that BARBARA ANN LOUDERMILK, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 22nd day of June, 2012, praying for a change in the name of the minor child from WILLIAM BRYSON FARRAR TO WILLIAM BRYSON LOUDERMILK.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 22nd day of June, 2012

Barbara Loudermilk, Petitioner

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(6/27, 7/4, 7/11, 7/18) 138

Call For Special Election

Notice is hereby given that, in accordance with O.C.G.A. § 21-2-540 and 48-8-243, a special election shall be held in conjunction with the July 31, 2012 General Primary in Lumpkin County for the purpose of submitting to the voters the following question for approval or rejection:

“Shall Lumpkin County’s transportation system and the transportation network in this region and the state be improved by providing for a 1 percent special district transportation sales and use tax for the purpose of transportation projects and programs for a period of ten years?”

The special election will be held in conjunction with the July 31, 2012 General Primary.

All persons who are not registered to vote and who desire to register to vote in the special election may register to vote through the close of business on July 2, 2012. Early Voting will be held July 9 through July 27, 2012, Monday through Friday, 8:00 a.m. until 5:00 p.m. and Saturday July 21, 2012, 9:00 a.m. until 4:00 p.m. at the Lumpkin County Community Center (YMCA/Parks & Rec), 365 Riley Rd, Dahlonega, Georgia. Polls will be open from 7:00 a.m. until 7:00 p.m. on Election Day.

This the 4th day of July 2012.

Kimberly A. Pruitt

Supervisor of Elections

Lumpkin County

(7/11, 7/18, 7/25) 212

Trade Name Registration

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Allen Wrisley, owner, P.O.Box 50136, Austin, TX, 78763, which affidavit states that he is the owner of a business of Vacation Real Estate Rental operating under the trade name of Running Pine Loop Rentals, now being carried on at 379 Hickory Bluff Road, Dahlonega, GA 30533.

Witness my official signature and seal of the Superior Court this 11th day of June, 2012.

Rita Harkins

Clerk of Superior Court

(7/4, 7/11)

NOtice of petition to probate will

PROBATE COURT OF

LUMPKIN COUNTY

RE:

PETITION OF Barbara A. Sircy TO PROBATE IN SOLEMN FORM THE WILL OF Donald R. Sircy, DECEASED, UPON WHICH AN ORDER FOR SERVICE WAS GRANTED BY THIS COURT.

To: Susan Haverstick and Michael R. Sircy, all interested parties and all and singular the heirs of said decedent, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before July 30, 2012.

BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objection; unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

PROBATE JUDGE

by Shelley Willson

CLERK OF THE PROBATE COURT

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

( 7/4, 7/11, 7/18, 7/25) 209

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-98-99

IN RE: Petition of Carl Gilreath and Christy Gilreath for Temporary Letters of Guardianship of Brody Langston Brooks and Skyler Christlee Brooks, minors.

Date of second publication: July 18, 2012

To: Nina Lee Brooks

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minors. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioners as temporary guardians, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(7/11, 7/18) 254

Notice of Dissolution

Notice is given that Articles of Dissolutions have been voluntarily filed with the Georgia Secretary of State’s Office to dissolve Whitewater Farms Enterprises, Inc., a domestic corporation, on July 6, 2012.

(7/11, 7/18)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Hugo E. Barrios to Mortgage Electronic Registration Systems, Inc, dated March 31, 2005, recorded in Deed Book N35, Page 116, Lumpkin County, Georgia Records, last assigned to The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2005-AA6, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement, conveying the after-described property to secure a Note in the original principal amount of One Hundred Ninety-Six Thousand and 00/100 DOLLARS ($196,000.00), with interest thereon as set forth therein, there will be sold00................... at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage, LLC, 350 Highland Drive, Lewisville, TX 75067 AND 972-956-6203. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Hugo E. Barrios or a tenant or tenants and said property is more commonly known as 286 Miller Calhoun Road, Dahlonega, GA 30533.

The Bank of New York Mellon f/k/a The Bank of New York, as Trustee for the holders of the Certificates, First Horizon Mortgage Pass-Through Certificates Series FHAMS 2005-AA6, by First Horizon Home Loans, a division of First Tennessee Bank National Association, Master Servicer, in its capacity as agent for the Trustee under the Pooling and Servicing Agreement

as Attorney in Fact for

Hugo E. Barrios

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000506-12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND LYING AND BENG IN LAND LOT 1073 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 2.00 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARY SET OUT ON A PLAT OF SURVEY DATED JANUARY 22, 1992, PREPARED FOR ROBERT J. AND JENNIFER R. GARTRELL AND DECATUR FEDERAL SAVINGS AND LOAN ASSOCIATION BY ALBERT M. WYNN, GEORGIA REGISTERED SURVEYOR. THIS PLAT IS RECORDED IN PLAT BOOK 24, PAGE 32, LUMPKIN COUNTY RECORDS AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, DAWSON COUNTY

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Darrell W. Brown a/k/a Darrell Warren Brown to Mortgage Electronic Registration Systems, Inc., dated January 31, 2005, recorded in Deed Book 648, Page 265, Dawson County, Georgia Records, as last transferred to CitiMortgage, Inc. by assignment recorded in Deed Book 1022, Page 374, Dawson County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-SEVEN THOUSAND AND 0/100 DOLLARS ($57,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Dawson County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 5280 Corporate Drive, Attn: Default Mail Services, Frederick, MD 21703, 866-272-4749. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kim Hunsucker or a tenant or tenants and said property is more commonly known as 450 Mill Cove Road, Dahlonega, GA 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

CitiMortgage, Inc.

as Attorney in Fact for

Darrell W. Brown a/k/a Darrell Warren Brown

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dmo 8/7/12

Our file no. 52017706-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 399 of the North one-half of 13th District, 1st Section of Dawson County, Georgia, and Lumpkin County, Georgia per Determination of the Secretary of State of Georgia, dated December 9, 2008, being Lot 22 of Mountain Brook as per plat recorded in Plat Book 11, Page 5, Dawson County, Georgia Records. MR/dmo 8/7/12 Our file no. 52017706 - FT8

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JAMES ADAM BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR FRANKLIN BANK, SSB , dated 10/21/2005, and Recorded on 10/28/2005 as Book No. T36 and Page No. 356-362, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $73,841.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 75 OF THE 11TH DISTRICT, FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2, CONTAINING 1.59 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY MADE FOR JAMIE GIBSON PREPARED BY TOMMY J. PHILLIPS, RLS, AS RECORDED IN PLAT CABINET 1, SLIDE 47, PAGE 135, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF FOR A MORE ACCURATE AND COMPLETE DESCRIPTION OF SAID PROPERTY.

ALSO CONVEYED HEREWITH IS A 1999 DYNASTY SMH3 27 X 56 MANUFACTURED HOME, SERIAL NUMBER (S) H813525GL&R, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY HEREIN DESCRIBED. SEE IN THIS REFARD DEED BOOK W33, PAGE 475 OF THE LUMPKIN COUNTY, GEORGIA DEED RECORDS. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-0102. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 198 NORRIS ROAD, DAHLONEGA, GEORGIA 30533 is/are: JAMES ADAM BROWN or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, FKA COUNTRYWIDE HOME LOANS SERVICING LP

as Attorney in Fact for

JAMES ADAM BROWN.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100031413136

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, AS AFFECTED BY A MODIFICATION AGREEMENT IN BOOK 1021, PAGE 321, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Byron Burger and Sue Burger to American Equity Mortgage, Inc., dated July 11, 2003 recorded in Deed Book X31, Page 549, Lumpkin County, Georgia Records, and last transferred by assignment to BMO Harris Bank, N. A., as successor to M & I Bank, FSB, conveying the after-described property to secure a Note in the original principal amount of One Hundred Sixteen Thousand Dollars ($116,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August 7, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 218 of the 13th District, Lumpkin County, Georgia, being Lot 3, containing 1.01 acres, River Trace Subdivision, as per plat recorded in Plat Book 26, Page 57-58, Lumpkin County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Byron Burger and Sue Burger, tenant or tenants and said property is more commonly known as 115 River Trace Drive, Dahlonega, Georgia 30533.

The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code.

BMO HARRIS BANK, N. A., AS SUCCESSOR TO M & I BANK, FSB as Attorney in Fact for Byron Burger and Sue Burger

By: Heath W. Williams

Attorney for BMO Harris Bank, N. A., as successor to M & I Bank, FSB

Heath W. Williams, LLC

170 Mitchell Street, SW

Atlanta, Georgia 30303

(404) 525-5204

(404) 581-3801 (fax)

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Brooks Cagle and Earl Cagle to Mortgage Electronic Registration Systems Inc., as nominee for , Freedom Mortgage Corporation, its successors and assigns dated June 18, 2008 recorded in Deed Book 1099, Page 16-26 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FIVE THOUSAND FIVE HUNDRED FIFTY-SEVEN AND 00/100 ($85,557.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, August 7, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 150 of the 11th District of Lumpkin County (originally Hall County, Georgia, being Lot 112 of Fox Mountain Subdivision No. 2, as per plat of same recorded in Plat Book 18, Page 101, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property.

Also conveyed herein is a Mobile Home located on the land, a 2000 Peachstate, Serial Numbers PSH2GA1741A and PSH2GA1741B, which is to remain on the land and has been permanently affixed to the above described property so as to become part of the land and all associates additions (wells, septic tanks, decks, driveway, walkways, patio, carport, garage, etc.) are intended to be permanent improvements to said real estate.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Brooks Cagle and Earl Cagle or, a tenant or tenants, and said property was or is commonly known as 147 Windhaven Drive, Dahlonega, GA, 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

As Attorney in Fact for

Brooks Cagle and Earl Cagle

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-13807

/

Publication Dates: July 11, 18, 25 and August 1st 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Dixie D. Contreras to Mortgage Electronic Registration Systems, Inc. acting soley as nominee for Homestar Financial Corporation, dated December 21, 2007, recorded in Deed Book 1077, Page 178, Lumpkin County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 1175, Page 280, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-THREE THOUSAND SIXTY-THREE AND 0/100 DOLLARS ($123,063.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 434 of the 12th District, 1st Section, Lumpkin County, Georgia and being Lot 2 of Shadow Wood Subdivision, as per plat thereof filed and recorded in Plat Book 28, Page 47, Lumpkin County, Georgia records. Said plat hereby being incorporated herein by reference and made a part hereof. Being property known as 645 Horton Road according to the present system of numbering property in Lumpkin County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dixie D. Contreras or a tenant or tenants and said property is more commonly known as 645 Horton Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC

as Attorney in Fact for

Dixie D. Contreras

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/dtw1 8/7/12

Our file no. 1643210-FT20

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

NOTICE OF SALE UNDER POWER, LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Larry R. Duffy to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc. dated 7/30/2007 and recorded in Deed Book 1058 Page 258, LUMPKIN County, Georgia records; as last transferred to Fannie Mae (“Federal National Mortgage Association”) by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 225,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (August 7, 2012), the following described property:

ALL THAT CERTAIN TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1271, 11TH DISTRICT, 1ST SECTION AND LAND LOT 911, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY DOUGLAS R. SHERRILL, GEORGIA, REGISTERED LAND SURVEYOR, DATED JUNE 26, 2006; AND PER SAID PLAT, THE PROPERTY CONTAINS 5.279 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT “A”. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 133, PLAT 56, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

SUBJECT TO EASEMENTS FOR PUBLIC ROAD AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

BEING THE SAME PROPERTY CONVEYED TO LARRY R. DUFFY BY DEED FROM LARRY R. DUFFY DEFINED BENEFIT PENSION PLAN AND TRUST RECORDED 09/20/2006 IN DEED BOOK 1005 PAGE 690, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA.

TAX ID# 058-094

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 100 Duffy Lane, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Larry R. Duffy or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Fannie Mae (“Federal National Mortgage Association”) as agent and Attorney in Fact for Larry R. Duffy

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1168-301

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Elite Custom Cabinets, LLC to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County, dated July 26, 2007, and recorded in Deed Book 1056, page 177, Lumpkin County, Georgia Records, as modified (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, August 7, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Elite Custom Cabinets, LLC, or a tenant or tenants, and said property is more commonly known as property in Land Lot 38 OF THE 13th District, LUMPKIN COUNTY, GEORGIA. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

State Bank and Trust Company by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County

Attorney in fact for Elite Custom Cabinets, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive

Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

TRACT 1:

All that tract or parcel of land lying and being in Land Lot 38 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 16.62 acres, more or less, together with all improvements located thereon, and being that 18.12 acres more particularly set out on a plat of survey December 7, 2000, prepared for Grace Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 60, Plat 195, Lumpkin County, Georgia Records, and is incorporated herein by reference for a more detailed description, LESS AND EXCEPT that 1.500 acres more particularly set out on a plat of survey dated April 3, 2001, prepared for Phillip H. Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 63, Plat 54A, Lumpkin County, Georgia Records.

Subject to all easements, covenants and restrictions of record.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Shawn Edwards and Stephanie Edwards to Mortgage Electronic Registration Systems, Inc., dated April 19, 2007, recorded in Deed Book 1038, Page 238, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1158, Page 376, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND FOUR HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($165,483.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn Edwards and Stephanie Edwards or a tenant or tenants and said property is more commonly known as 165 Greenwood Park Way, Dawsonville, Georgia 30534-8452. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Shawn Edwards and Stephanie Edwards

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 8/7/12

Our file no. 51085410-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 103 of the 12th District, 1st Section of Lumpkin County, Georgia, together with all improvements located thereon, and being more particularly set out as Lot 57 of the Greenwood Park Subdivision on a plat of survey prepared by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 86, Pages 107B-113, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. MR/qlb 8/7/12 Our file no. 51085410 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Steven J Ewing and Cindy L Ewing to Mortgage Electronic Registration Systems, Inc., dated August 10, 2006, recorded in Deed Book 1001, Page 94, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1197, Page 692, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-NINE THOUSAND FOUR HUNDRED SEVENTY AND 0/100 DOLLARS ($99,470.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Steven J Ewing and Cindy L Ewing or a tenant or tenants and said property is more commonly known as 292 Emeley Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Steven J Ewing and Cindy L Ewing

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cgh 8/7/12

Our file no. 5592912-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in land Lot 287 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.002 acres, more or less, and being more fully described and delineated on a Plat of Survey prepared for Kevin Marshall by GeoImage, LLC, Georgia Registered Land Surveyor, dated September 8, 2004, recorded in Plat Cabinet 1, Slide 105, Plat 98-A, Lumpkin County, Georgia Plat Records, which plat is incorporated herein by reference for a more complete and accurate description of the property conveyed. Together with an immovable and permanent fixture attached thereto, a 2006 Fleetwood 24 x 48 Manufactured Home, Model 3483C, Serial Number(s) GAFL535AB90706-EX11 Map and Parcel No.: 030-081 MR/cgh 8/7/12 Our file no. 5592912 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Janice Elizabeth Fortner to Union Planters Bank, N.A., dated December 7, 2000, recorded in Deed Book T26, Page 309, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Janice Elizabeth Fortner and Janice Elizabeth Fortner AKA Beth Fortner or a tenant or tenants and said property is more commonly known as 114 Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Regions Bank Successor by Merger to Union Planters Bank, N.A.

as Attorney in Fact for

Janice Elizabeth Fortner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ac7 8/7/12

Our file no. 5688902-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 442, 15th District, 1st Section, Lumpkin County, Georgia, being 1.00 acre, more or less, according to a plat of survey prepared for Allan S. Bickley by GeoImage, LLC, dated May 5, 2000, recorded in Plat Cabinet 1, Slide 47, Plat 125B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property. The subject property is conveyed subject to any and all agreements, easements, rights of way, restrictive covenants and public utilities now in use and/or of record affecting the subject property. The right, if any, of The United States of America to redeem said land within 120 days from the date of the foreclosure sale held on August 7, 2012, as provided for by the Federal Tax Lien Act of 1966 (Public Law 89-719). MR/ac7 8/7/12 Our file no. 5688902 - FT15

(7/11, 7/18, 7/25, 8/1)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Joe H. Frady to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, its successors and assigns dated November 26, 2007 in the amount of $280,000.00, and recorded in Deed Book 1074, Page 1, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94, 1st District, originally Habersham, now Lumpkin County, Georgia and being fully described by a plat prepared by Frederick Kauffman, Georgia Registered Land Surveyor, dated December 14, 1998: and as per said plat, the property contains 4.19 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 24, Page 71A, Lumpkin County Records. Said plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described.

which has the property address of 97 Grindle Brothers Road, Murrayville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Joe H. Frady and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Joe H. Frady

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012

File No. 12-05937 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Arlene P. Gilmore to American Mortgage Exchange, Inc. dated April 28, 2000, and recorded in Deed Book G25, Page 317, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association, by Assignment , securing a Note in the original principal amount of $54,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 185 OF THE 15TH LAND DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING DESIGNATED AS LOT 32 OF THE SPRING MOUNTAIN SUBDIVISION, CONTAINING 1.98 ACRES, MORE OR LESS, AS SHOWN BY PLAT OF SURVEY PREPARED BY N.B. DELOACH, R.L.S., DATED AUGUST 8, 1985, A COPY OF SAID PLAT BEING RECORDED IN PLAT BOOK 13, PAGE 119, LUMPKIN COUNTY, GEORGIA DEED RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.

THE GRANTEE HEREIN RECOGNIZES THAT ANY AND ALL MEANS OF INGRESS AND EGRESS TO THE PROPERTY CONVEYED HEREBY WHICH IS PROVIDED BY THE GRANTOR HEREIN OR HIS SUCCESSORS OR ASSIGNS ARE CONSIDERED BY THE PLANNING COMMISSION OF LUMPKIN COUNTY AND THE GOVERNING BODY OF LUMPKIN COUNTY TO BE PRIVATE WAYS NOT MAINTAINED BY SAID GOVERNING BODY. THE GRANTEE HEREIN HEREBY AGREES THAT HE WILL BE RESPONSIBLE FOR HIS SHARE OF THE UPKEEP AND MAINTENANCE OF SAID PRIVATE WAY, HOLDING HARMLESS THE GOVERNING BODY OF LUMPKIN COUNTY, GEORGIA FOR ITS MAINTENANCE.

Said property is known as 93 Mitchell Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Arlene P. Parker or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

JPMorgan Chase Bank, National Association successor by merger to Chase Manhattan Mortgage Corporation as Attorney-in-Fact for Arlene P. Gilmore

File no. 12-031314

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/AS

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Ana Gonzalez and Jacinto Gonzalez to Mortgage Electronic Registration Systems Inc., as nominee for Hamilton Financial Services, A Georgia Corporation dated April 29, 2002 recorded in Deed Book G29, Page 581 , Lumpkin County Records, and last assigned to JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND SIX HUNDRED AND 00/100 ($102,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, August 7, 2012 the following described property, to wit:

The tract or parcel of land lying and being in Land Lot 46, 11th Land District, originally of Hall County, now Lumpkin County, Georgia, being designated as Lot 7 of Sherwood Forest Subdivision, Phase One, as shown on a plat of survey dated June 22, 2000 and recorded in Plat Cabinet One, Slide 50, Page 188, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property.

Subject to Declaration of Protective Covenants for the Sherwood Forest Subdivision dated May 1, 2000 and recorded in Deed Book T-25, Page 341, Lumpkin County records.

The water system in this subdivision has been turned over and deed to Lumpkin County recorded in Deed Book U-25, Page 315, Lumpkin County records.

Also conveyed herewith is a 1999 Peach State Navigator, 28 X 60 manufactured home, Serial Number PSHGA 22172 AB which is attached to and made a part of the real property.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Ana Gonzalez and Jacinto Gonzalez or, a tenant or tenants, and said property was or is commonly known as 221 Friar Tuck Trail North, Murrayville, GA 30564.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association s/b/m Chase Home Finance LLC

As Attorney in Fact for

Ana Gonzalez and Jacinto Gonzalez

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 09-8129

Publication Dates: July 11, 18, 25, & Aug 1, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Robert Greenway to National City Mortgage, a division of National City Bank, dated September 28, 2007, recorded in Deed Book 1066, Page 360, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($166,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Robert Greenway and Robert Greenwa or a tenant or tenants and said property is more commonly known as 773 Hightower Church Road, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

PNC Bank, National Association, successor by merger to National City Mortgage, a division of National City Bank

as Attorney in Fact for

Robert Greenway

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/psm 8/7/12

Our file no. 5556212-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 358, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Richard Webb & Associates. Georgia Registered Land Surveyors, dated August 19, 2003, and as per said plat, particularly described as Tract 9. The subject plat being of record in Plat Cabinet One, Slide 94, Page 72, Lumpkin County Georgia Records, said plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Parcel ID No. 030 079 MR/psm 8/7/12 Our file no. 5556212 - FT8

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., 3476 STATEVIEW BLVD, Foreclosure, FORT MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James L Hansard and Rhonda L Hansard to Mortgage Electronic Registration Systems, Inc., dated December 18, 2003, recorded in Deed Book X32, Page 437, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1196, Page 236, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTEEN THOUSAND AND 0/100 DOLLARS ($115,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James L Hansard and Rhonda L Hansard or a tenant or tenants and said property is more commonly known as 72 Wedgewood Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

James L Hansard and Rhonda L Hansard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/rcf1 8/7/12

Our file no. 5288112-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 127 and 128 of the 11th District of Lumpkin County, being designated as Tract B, containing 2 acres, more or less, according to a Plat of Survey recorded in Plat Cabinet 1, Slide 73, Page 43A, Lumpkin County, Georgia records, which plat is incorporated herein by reference for a more complete metes and bounds description of subject property. MR/rcf1 8/7/12 Our file no. 5288112 - FT7

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by BEEN CHAUN LEE AND CHING YUH LEE to CHASE MANHATTAN BANK USA, N.A. , dated 08/20/2003, and Recorded on 09/15/2003 as Book No. H32 and Page No. 331-337, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK N.A. F/K/A JPMORGAN CHASE BANK F/K/A THE CHASE MANHATTAN BANK, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $300,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 79 AND 80 OF THE 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED: DECEMBER 4, 1995, AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.64 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 29, PAGE 58, LUMPKIN COUNTY RECORDS, SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, N.A., 8333 RIDGEPOINT DRIVE, Foreclosure, IRVING, TX 75063, 877-302-4273. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 909 HIGH SHOALS DR, DAHLONEGA, GEORGIA 30533 is/are: BEEN CHAUN LEE AND CHING YUH LEE or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK N.A. F/K/A JPMORGAN CHASE BANK F/K/A THE CHASE MANHATTAN BANK

as Attorney in Fact for

BEEN CHAUN LEE AND CHING YUH LEE.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110177600437

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Van L. Loggins and Adrienne Wilder to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated September 17, 2007 in the amount of $208,000.00, and recorded in Deed Book 1066, Page 25, Lumpkin County, Georgia Records; as last transferred to CENLAR FSB by assignment; the undersigned, CENLAR FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 94 of the 1st District, Lumpkin County, Georgia, containing 2.380 acres, more or less, together with all improvements located thereon, and being more fully described and delineated according to a plat of survey dated February 14, 2002, prepared by John T. Gaston, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 91, Plat 02-B, Lumpkin County, Georgia records. Which plat is incorporated herein and made a part hereof by reference.

which has the property address of 425 Grindle Brothers Road, Murrayville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Van L. Loggins and Adrienne Wilder and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CENLAR FSB

Attorney in Fact for

Van L. Loggins and Adrienne Wilder

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012

File No. 12-04784 /FHLMC/kgrant

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Security Deed from Alvin Martin and Christina Martin to Long Beach Mortgage Company dated April 8, 2003 recorded in Deed Book X31, Page 4-15 , Lumpkin County Records, and last assigned to Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2003-3, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-EIGHT THOUSAND AND 00/100 ($198,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash, before the Courthouse door of Lumpkin County, Georgia, during the legal hours of sale on the first Tuesday, August 7, 2012 the following described property, to wit:

All that tract or parcel of land lying and being in Land Lot 118 of the 1st District of Lumpkin County, Georgia, being Lot 7 of Wagon Creek as shown on plat of survey recorded in Plat Book 22, Page 137, Lumpkin County, Georgia Records. Which plat is incorporated herein and made a part hereof by reference.

The Debt secured by said Security Deed has been and is hereby declared due because of nonpayment of the indebtedness when due and in the manner provided in the Note and Security Deed. The debt remaining in default, the sale will be made for the purpose of paying the same and all expenses of sale, as provided in the Security Deed and by law, including attorneyís fees, notice of intent to collect attorneyís fees having been given.

Said property will be sold subject to any outstanding ad valorem taxes, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property Alvin Martin and Christina Martin or, a tenant or tenants, and said property was or is commonly known as 343 Cherokee Trace, Dahlonega, GA, 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Deutsche Bank National Trust Company, as Trustee for Long Beach Mortgage Loan Trust 2003-3

As Attorney in Fact for

Alvin Martin and Christina Martin

Martin & Brunavs

2800 North Druid Hills Rd.

Building B, Suite 100

Atlanta, GA 30329

(404) 982-0088

M&B File No.: 12-13920

Publication Dates: July 11, 18, 25, & Aug 1, 2012

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR, ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Laura A Matura and Kenneth A Matura to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated January 30, 2006, recorded in Deed Book 37, Page 125, Lumpkin County, Georgia Records, as last transferred to SunTrust Bank by assignment recorded in Deed Book 1214, Page 228, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIX THOUSAND FIVE HUNDRED SIXTY AND 0/100 DOLLARS ($106,560.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 1157 of the 12th District, 1st Section, Lumpkin County, Georgia and being Lot 29 of Shepherd’s Cove Subdivision, Phase I, as shown and designated on a plat thereof recorded at plat cabinet No. 1, Slide 68, Slides 145A, 146-152 and plat cabinet 1, Slide 88, Slides 149-155 of the records on file in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Laura A Matura and Kenneth A Matura or a tenant or tenants and said property is more commonly known as 788 Shepherds Way, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Bank

as Attorney in Fact for

Laura A Matura and Kenneth A Matura

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/ca 8/7/12

Our file no. 1306812-FT19

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anne N. Mayer to Wells Fargo Home Mortgage, Inc., dated February 28, 2003, recorded in Deed Book X30, Page 257, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($73,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anne N. Mayer or a tenant or tenants and said property is more commonly known as 294 Wash Rider Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anne N. Mayer

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/llb 8/7/12

Our file no. 5276512-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 620, 12th District, 1st Section, Lumpkin County, Georgia and being more fully described by a plat prepared by Fredrick F. Kauffman, Georgia Registered Land Surveyor, dated September 17, 1997 and as per said plat, the property contains 2.89 acres, more or less, the subject plat being of record in Plat Cabinet 1, Slide 7, Page 134B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This conveyance is made subject to easements for public roads and utilities now in use. Together with a 1984 Walton Homes, 26 X 46 manufactured home, Serial Number WHGA1305852AB, which is attached to and made a part of the real property MR/llb 8/7/12 Our file no. 5276512 - FT7

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by SCOTT WAYNE MAYO AND ANGELA RACHELL MAYO to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”), AS NOMINEE FOR PRIMARY CAPITAL ADVISORS, LC , dated 12/31/2008, and Recorded on 01/12/2009 as Book No. 1117 and Page No. 424-433, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $206,552.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 270 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING TRACT 1, AS PER PLAT RECORDED IN PLAT BOOK 23, PAGE 171 OF THE LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 1691 JAY BRIDGE RD, DAHLONEGA, GEORGIA 30533 is/are: SCOTT WAYNE MAYO AND ANGELA RACHELL MAYO or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, N.A.

as Attorney in Fact for

SCOTT WAYNE MAYO AND ANGELA RACHELL MAYO.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120187404204

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

State of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glenn D. Melvin and Lana S. Melvin to Branch Banking and Trust Company dated March 29, 2010, and recorded in Deed Book 1156, Page 670, Lumpkin County, Georgia Records, and re-recorded on July 16, 2010 in Deed Book 1164, Page 687, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, August 7, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glenn D. Melvin and Lana S. Melvin or a tenant or tenants, and said property is 15.001 acres in Land Lot 123, 1st District, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for Glenn D. Melvin and Lana S. Melvin

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 123 in the 1st District, Originally of Habersham, and now of Lumpkin County, Georgia, consisting of 15.001 acres, more or less, and being more fully described and delineated according to a plat of survey prepared March 16, 2010, by John T. Gaston, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 182, Plat 25, Lumpkin County Records, and which is incorporated by reference herein. This is a portion of the property conveyed to Glenn D. Melvin and Lana S. Melvin under a Warranty Deed from Quentin W. Pase and Caroline Pase dated December 13, 1999, which is recorded in Deed Book H-24, Pages 05-06, Lumpkin County Records and which is incorporated by reference herein.

The property is conveyed along with and subject to all existing easements in use or of record.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

TE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated November 21, 2006, from Freddie J Morris and Jill J Morris to Mortgage Electronic Registration Systems, Inc. as nominee for Fremont Investment & Loan, recorded on December 18, 2006 in Deed Book 1018 at Page 661, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to Wells Fargo Bank N.A., as Trustee for the Certificateholders of Carrington Mortgage Loan Trust, Series 2007-FRE1 Asset-Backed Pass-Through Certificates by Assignment and said Deed to Secure Debt having been given to secure a note dated November 21, 2006, in the amount of $264,000.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on August 7, 2012, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 68 OF THE 1ST DISTRICT OF LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED FOR FREDDIE JAMES MORRIS AND JILL J MORRIS AND PREPARED BY TRU-LINE SURVEYING, INC., REGISTERED LAND SURVEYOR, WE CLONTS, RLS #2166, DATED APRIL 7, 2005 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.000 ACRES. SAID PROPERTY IS MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT THE COMMON CORNER OF LAND LOTS 77, 68, 69 AND 76 AND THENCE RUN SOUTH 80 DEGREES 00 MINUTES 50 SECONDS EAST A DISTANCE OF 129.52 FEET TO A POINT; THENCE RUN SOUTH 84 DEGREES 21 MINUTES 29 SECONDS EAST A DISTANCE OF 93.21 FEET TO A POINT; THENCE RUN NORTH 36 DEGREES 49 MINUTES 21 SECONDS EAST A DISTANCE OF 523.76 FEET TO A POINT, WHICH IS THE TRUE POINT OF BEGINNING. FROM SAID TRUE POINT OF BEGINNING RUN NORTH 36 DEGREES 49 MINUTES 21 SECONDS EAST A DISTANCE OF 308.16 FEET TO A POINT ON THE SOUTHERLY RIGHT-OF-WAY OF MT. ZION CHURCH ROAD (50 FOOT RIGHT-OF-WAY); THENCE ALONG SAID RIGHT-OF-WAY OF MT. ZION CHURCH ROAD AN ARC DISTANCE OF 200.00 FEET (SAID ARC HAVING A RADIUS OF 291.995 FEET AND BEING SUBTENDED BY A CHORD BEARING NORTH 82 DEGREES 45 MINUTES AND 45 SECONDS EAST A DISTANCE OF 196.12 FEET) TO A POINT; THENCE RUN SOUTH 00 DEGREES 13 MINUTES 48 SECONDS WEST A DISTANCE OF 357.72 FEET TO A POINT; THENCE RUN NORTH 77 DEGREES 07 MINUTES 45 SECONDS WEST A DISTANCE OF 387.55 FEET TO A POINT WHICH IS THE TRUE POINT OF BEGINNING

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Freddie J Morris and Jill J Morris. The property, being commonly known as 685 Mt. Zion Church Road, Murrayville, GA 30564 in Lumpkin County, will be sold as the property of Freddie J Morris and Jill J Morris, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed.

Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540 . The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Albertelli Law

Attorney for Wells Fargo Bank N.A., as Trustee for the Certificateholders of Carrington Mortgage Loan Trust, Series 2007-FRE1 Asset-Backed Pass-Through Certificates

as Attorney in Fact for

Freddie J Morris and Jill J Morris

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

By: James E. Albertelli, Esq.

For the Firm

THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sean E Oblisk and Shelly A. Lahay to Mortgage Electronic Registration Systems, Inc., dated December 3, 2003, recorded in Deed Book W32, Page 620, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1208, Page 746, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($98,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sean E Oblisk and Shelly A. Lahay or a tenant or tenants and said property is more commonly known as 285 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Sean E Oblisk and Shelly A. Lahay

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/llb 8/7/12

Our file no. 5557212-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District of Lumpkin County, Georgia, being Lot 3, containing 1.02 acres, as per plat of survey recorded in Cabinet One, Slide 83, Page 59B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part hereof by reference. Also conveyed herewith is a 2002 Palm Harbor Manufactured Home, Model Number FSP464G9, Serial Number PH234691. MR/llb 8/7/12 Our file no. 5557212 - FT7

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Holly E Owens and Robb A Owens to Mortgage Electronic Registration Systems, Inc. as nominee for AHM Mortgage, its successors and assigns dated March 30, 2007 in the amount of $186,500.00, and recorded in Deed Book 1035, Page 677, Lumpkin County, Georgia Records; as last transferred to Ocwen Loan Servicing, LLC by assignment; the undersigned, Ocwen Loan Servicing, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in August, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 150, 11th District, Lumpkin County, Georgia and being more particularly described as follows:

Beginning at the Corps of Engineers concrete marker found with iron plat #150-7 located above the high water mark on the Easterly side of the Chestatee River; thence running North 89 degrees 33 minutes 21 seconds East a distance of 100.32 feet to an iron pin found; thence running South 81 degrees 02 minutes 28 seconds East a distance of 24.91 feet to an iron pin set; thence running South 00 degrees 24 minutes 49 seconds West a distance of 222.32 feet to an iron pin found; thence running North 27 degrees 22 minutes 59 seconds West a distance of 50.78 feet to an iron pin found; thence running South 56 degrees 41 minutes 00 seconds West a distance of 84.62 feet to an iron pin set; thence running North 51 degrees 11 minutes 51 seconds West a distance of 164.76 feet to an iron pin set; thence running North 36 degrees 44 minutes 36 seconds East a distance of 158.42 feet to a corps of engineers concrete marker found with iron plat #150-7 and the Point of Beginning; said tract containing 0.819 acres, more or less, all as shown on survey dated September 20, 2006, Drawing Number P-11-4, certified by David M. Mock, GRLS No. 2761.

Together with and subject to without representation or warranty, an easement for ingress and egress along a gravel road known as Fox Hollow Road, and grantees agree to be responsible for grantee`s share of the upkeep and maintenance of said road.

which has the property address of 834 Fox Hollow Road, Dahlonega, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Holly E Owens and Robb A Owens and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Ocwen Loan Servicing, LLC

Attorney in Fact for

Holly E Owens and Robb A Owens

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:07-11-2012, 07-18-2012, 07-25-2012, 08-01-2012

File No. 12-05141 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated August 17, 2007, executed by Kathleen Palmer to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for American Equity Mortgage, Inc., recorded in Deed Book 1061, Page 49, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $342,000.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in August, 2012, to-wit: August 7, 2012, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property:

ALL THAT TRACT AND OR PARCEL OF LAND LYING AND BEING IN LAND LOT 120, 4TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING TRACTS 11, 12 AND 13, UNIT TWO, FIRESIDE RIDGE, AS RECORDED IN PLAT BOOK 18, PAGE 134, LUMPKIN COUNTY RECORDS PLUS LANGUAGE CIRCLE ON PLAT AT LINK 15, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE, BEING PROPERTY KNOWN AS 411 FIRESIDE RIDGE DRIVE, DAHLONEGA, GEORGIA 30533 ACCORDING TO THE PRESENT SYSTEM OF NUMBERING PROPERTIES IN SAID COUNTY.

The aforedescribed real property is also known as 411 FIRESIDE RIDGE DR, DAHLONEGA, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia.

This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale.

Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

Upon information and belief, said real property is presently in the possession or control of KATHLEEN PALMER and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law.

GREEN TREE SERVICING LLC

as Attorney-in-Fact for

KATHLEEN PALMER

David W. Adams, Esquire

Ellis, Painter, Ratterree & Adams LLP

2 East Bryan Street, Suite 1001

Savannah, Georgia 31401

(912) 233-9700

THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE ABOVE-REFERENCED SERVICER AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Christy L. Perkins and Stuart W. Perkins a/k/a Stuart Perkins to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Home Loans, Inc., dated December 5, 2003, recorded January 2, 2004, in Deed Book Y32, Page 140-155, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred One Thousand Six Hundred and 00/100 dollars ($201,600.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 126, 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA BEING LOT 45, LAUREL FOREST SUBDIVISION, PHASE IIA, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 46, PAGE 112, LUMPKIN COUNTY RECORDS, WHICH PLAT IS HEREBY REFERRED TO AND MADE A PART OF THIS DESCRIPTION.

Said legal description being controlling, however the property is more commonly known as 250 Lake Laurel Drive, Dahlonega, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Christy L. Perkins and Stuart W. Perkins a/k/a Stuart Perkins, Stuart W. Perkins a/k/a Stuart Perkins, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

CHRISTY L. PERKINS AND STUART W. PERKINS A/K/A STUART PERKINS

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-A09-00116-0007

Ad Run Dates 07/11/2012, 07/18/2012, 07/25/2012, 08/01/2012

www.rubinlublin.com/property-listings.php

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Joseph A Pierce and Robin L Pierce to Bank of America, N.A., dated November 21, 2007, recorded in Deed Book 1073, Page 65, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED EIGHTY-FIVE THOUSAND AND 0/100 DOLLARS ($285,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Joseph Allen Pierce and Robin Lisa Pierce or a tenant or tenants and said property is more commonly known as 198 Loy Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A.

as Attorney in Fact for

Joseph A Pierce and Robin L Pierce

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ctb 8/7/12

Our file no. 5665212-FT10

EXHIBIT “A”

All that lot, tract, or parcel of land, lying and being in Land Lot 75 of the 11th District of Lumpkin County, Georgia, being 12.00 acres as shown on that plat for Robin L. Tritt Pierce, dated May 1, 2007, by Douglas R. Sherrill, Georgia Registered Surveyor No. 2995, and which property is more particularly shown according to said plat as follows: To Locate the Point of Beginning, locate an iron pin found which is the western most point on that plat recorded in Plat Cabinet 1, Slide 93, page 49B of the Lumpkin County, Georgia Plat Records; from said point of beginning thence south 48 degrees 36 minutes 05 seconds east 314.92 feet to an iron pin found; thence north 53 degrees 08 minutes 03 seconds east 197.01 feet to an iron pin found; thence north 08 degrees 35 minutes 29 seconds east 499.25 feet to an iron pin found; thence north 82 degrees 30 minutes 13 seconds east 190.11 feet to an iron pin set on the western right-of-way of Old Dahlonega Highway (60 foot right-of-way); thence along the western right-of-way of Old Dahlonega highway (60 foot right-of-way); thence along the western right-of-way of Old Dahlonega Highway south 07 degrees 29 minutes 47 seconds east 117.60 feet to a point; thence along a curve to the left with a chord bearing south 10 degrees 09 minutes 40 seconds east a distance of 135.01 feet to a point; thence along a curve to the right with a chord bearing south 03 degrees 17 minutes 26 seconds west a distance of 211.91 feet to a point; thence south 19 degrees 24 minutes 25 seconds west 124.11 feet to a point; thence along a curve to the left a chord bearing south 14 degrees 21 minutes 12 seconds west a distance of 11.17 feet to an iron pin set; thence departing the right-of-way of Old Dahlonega Highway along property now or formerly of Ruth Peck Kidd and Edward Owen Peck north 90 degrees 00 minutes 00 seconds west 345.99 feet to an iron pin set; thence along the property now or formerly of Kidd and Peck south 52 degrees 48 minutes 02 seconds west 703.18 feet to an iron pin set; thence north 89 degrees 04 minutes 38 seconds west 105.05 feet along the fence line to a walnut tree found; thence north 06 degrees 04 minutes 13 seconds east 743.22 feet to an iron pin set; thence north 71 degrees 34 minutes 30 seconds east 667.18 feet to an iron pin set; thence along property now or formerly of Robin L. Tritt Pierce and Joseph Pierce south 49 degrees 15 minutes 10 seconds west 416.75 feet to an iron pin and the True Point of Beginning. Also conveyed herewith is a perpetual, non-exclusive, easement for purposes of ingress, egress and utilities 30 feet in width from the subject property to Old Dahlonega Highway, the location of which is more particularly shown on the plat attached hereto as Exhibit B and which plat is hereby incorporated herein by reference for a more complete description of said easement. MR/ctb 8/7/12 Our file no. 5665212 - FT10

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Faron Pirkle and Ashley Tarte to Mortgage Electronic Registration Systems, Inc. as nominee for Alacrity Lending Company, its successors and assigns dated July 25, 2008 in the amount of $124,053.00, and recorded in Deed Book 1103, Page 538, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in September, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 171, 13th District, 1st Section, Lumpkin County, Georgia, being described as 1.50 acres, more or less, as shown on a plat of survey Faron Pirkle, prepared by J.A. Page, Jr., Georgia Registered Land Surveyor No. 1894, dated April 8, 2008, revised July 3, 2008 to include fence easement and recorded in Plat Cabinet 1, Slide 167, Plat 122-A, Office of the Clerk of Superior Court, Lumpkin County, Georgia, said plat being incorporated herein and to which reference is made for a more complete description thereof.

This being a portion of the property conveyed by deed recorded in Deed Book D25, Page 166, Lumpkin County, Georgia Records.

Also conveyed herewith is a 2009 Fleetwood manufactured home, Model 4724X being 28X72 and having a Serial Number GAFL875A79838-CI11, which is permanently attached to and made a part of the real property.

which has the property address of 469 Old Kerns Road, Dawsonville, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Faron Pirkle and Ashley Tarte and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Faron Pirkle and Ashley Tarte

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:08-08-2012, 08-15-2012, 08-22-2012, 08-29-2012

File No. 09-15559 /FHA/lseymore

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from LES W. POWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR AMERICAN MORTGAGE NETWORK, INC., A DELAWARE CORPORATION, dated August 25, 2004, recorded September 3, 2004, in Deed Book I34, Page 245-267, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-One Thousand Nine Hundred and 00/100 dollars ($131,900.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 103 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING KNOWN AS LOT 9 OF GREENWOOD PARK SUBDIVISION, AS PER PLAT SURVEY RECORDED IN CABINET ONE, SLIDE 86, PAGE 107B-113, LUMPKIN COUNTY, GEORGIA RECORDS. SAID PLAT BEING INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said legal description being controlling, however the property is more commonly known as 346 GREENWOOD PARK WAY, DAWSONVILLE, GA 30534.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is LES W. POWELL, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE BENEFIT OF THE CERTIFICATE HOLDERS OF THE CWALT, INC., ALTERNATIVE LOAN TRUST 2004-33, MORTGAGE PASS THROUGH CERTIFICATES, SERIES 2004-33

as Attorney in Fact for

LES W. POWELL

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-02113-0002

Ad Run Dates 07/11/2012, 07/18/2012, 07/25/2012, 08/01/2012

www.rubinlublin.com/property-listings.php

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 8/7/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/qlb 8/7/12 Our file no. 52263710 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Matthew P. Singley to Mortgage Electronic Registration Systems, Inc. as nominee for Homestar Financial Corp., A Corporation, its successors and assigns dated 2/27/2009 and recorded in Deed Book 1122 Page 585-596, Lumpkin County, Georgia records; as last transferred to JPMorgan Chase Bank, National Association by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 194,413.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (August 7, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 414 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 8, CONTAINING 1.17 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY BY MICHAEL STEWART KELLEY, G.R.L.S., DATED JULY 25, 2005, RECORDED IN PLAT CABINET ONE, SLIDE 118, PLAT 154, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART OF THE RECORD HEREOF BY REFERENCE.

THE SUBJECT PROPERTY IS RESTRICTED FROM MOBILE HOMES OF ANY TYPE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 5330 Cavender Creek Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Matthew P. Singley or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

JPMorgan Chase Bank, National Association as agent and Attorney in Fact for Matthew P. Singley

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-66974

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Dominic A. Smallwood to FT Mortgage Companies d.b.a. HomeBanc Mortgage Corporation, dated October 15, 1999, recorded in Deed Book Y23, Page 186, Lumpkin County, Georgia Records, last assigned to First Horizon Home Loans, a division of First Tennessee Bank National Association, conveying the after-described property to secure a Note in the original principal amount of Seventy-Eight Thousand Nine Hundred and 00/100 DOLLARS ($78,900.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Nationstar Mortgage, LLC, 350 Highland Drive, Lewisville, TX 75067 AND 972-956-6203. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Dominic A. Smallwood or a tenant or tenants and said property is more commonly known as 7952 Dawsonville Highway, Dawsonville, GA 30506.

First Horizon Home Loans, a division of First Tennessee Bank National Association

as Attorney in Fact for

Dominic A. Smallwood

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000554-12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.EXHIBIT “A”

ALL THAT TRACT AND OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 108 AND 109 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY ALBERT N. WYNN, JR., GA. RLS, DATED APRIL 7, 1987 AND BEING RECORDED IN PLAT BOOK 17, PAGE 282 OF LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS HEREBY INCORPORATED HEREIN BY REFERENCE.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Donald Scott Smith and Hope Ann Glade to Mountain State Bank, dated May 9, 2008 and filed May 21, 2008, recorded in Deed Book 1095, Page 223-230, Lumpkin County, Georgia Records, later transferred by merger to SunTrust Bank, conveying the after-described property to secure a Home Equity Line of Credit Agreement and Disclosure in the original principal amount of Eighty Two Thousand Dollars and No Cents ($82,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday August 7, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE CITY OF DAWSONVILLE, LAND LOT 454 IN THE 12th DISTRICT 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 2.93 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED AS LOT 19 OF LAURELS ON THE ETOWAH ACCORDING TO A PLAT OF SURVEY PREPARED OCTOBER 1, 1991 MICHAEL STEWARD KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 24, PAGE 3, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN. THE PROPERTY IS CONVEYED SUBJECT TO A DECLARATION OF PROTECTIVE COVENANTS, GRANT OF EASEMENT, AND ROAD MAINTENANCE AGREEMENT WHICH ARE RECORDED IN DEED BOOK L-1O, PAGES 96-102, LUMPKIN COUNTY RECORDS, AND TO AN EARLIER ROAD MAINTENANCE AGREEMENT WHICH IS RECORDED IN DEED BOOK A-10, PAGES 325-328.

SUBJECT TO RESTRICTIONS, RESERVATIONS, EASEMENTS, COVENANTS, OIL, GAS, OR MINERAL RIGHTS OF RECORD IF ANY.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Home Equity Line of Credit Agreement and Disclosure and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Donald Scott Smith and Hope Ann Glade or a tenant or tenants and said property is more commonly known as 388 River Shoals, Dawsonville, GA 30534.

In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.

SunTrust Bank

Attn: Consumer Home Retention Group, VA-Richmond-RVW 7954

1001 Semmes Avenue

Richmond, VA 23224

1(888) 886-0696

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

SunTrust Bank, successor by merger to Mountain State Bank, as Attorney in Fact for Donald Scott Smith and Hope Ann Glade

By: Andrew D. Gleason

Attorney for SunTrust Bank, successor by merger to Mountain State Bank

Lefkoff, Rubin, Gleason & Russo, P.C.

5555 Glenridge Connector

Suite 900

Atlanta, Georgia 30342

(404)869-6900

(404)869-6909 (fax)

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jimmy Snider and Eloise P. Snider to Regions Bank d/b/a Regions Mortgage dated November 22, 2006, and recorded in Deed Book 1017, Page 211, Lumpkin County Records, securing a Note in the original principal amount of $132,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, August 7, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

All that tract of land lying and being in Land Lot 960 of the 12th District, 1st Section, Lumpkin County, Georgia, as shown on a survey of the property for Jimmy and Eloise Snider, prepared by Michael L. Scupin & Associates, Registered Surveyors, dated August 13,1985, recorded in Plat Book 14, Page 183 of the Lumpkin County plat records, said plat is incorporated by reference.

Said property is known as 235 Martin Head Circle, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jimmy Snider and Eloise P. Snider or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Jimmy Snider and Eloise P. Snider

File no. 12-032138

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/CK

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Security Deed (as modified, hereinafter the “Security Deed”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank 2009-1 RES-ADC Venture, LLC (“Multibank”), as assignee from Federal Deposit Insurance Corporation (“FDIC”), as receiver for Integrity Bank), dated May 23, 2007, recorded at Deed Book 1045, Page 192, Lumpkin County, Georgia records; said Security Deed being given to secure indebtedness under those two (2) certain Promissory Notes (collectively, as modified and renewed, hereinafter the “Notes”) from STA Enterprises, Inc. to Integrity Bank (with RES-GA ELEVEN, LLC as assignee of Multibank, as assignee from FDIC, as receiver for Integrity Bank), each being dated May 23, 2007, and each modified on May 23, 2008, in the aggregate, original principal amount of THREE HUNDRED NINETY THOUSAND AND NO/100 DOLLARS ($390,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Dahlonega, Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the property being more fully described as follows:

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section of Lumpkin County, Georgia, and being more particularly described as all of Lots 2 and 32 of Greenwood Glen Subdivision, as per plat recorded in Plat Cabinet 1, Slide 137, Pages 129B-131, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof for all purposes.

The debt secured by said Notes and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Notes and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of the undersigned, the subject property is in the possession of STA Enterprises, Inc. or parties claiming by, through or under STA Enterprises, Inc.

Said property will be sold as the property of STA Enterprises, Inc. on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property.

RES-GA ELEVEN, LLC, a Georgia limited liability company,

As Attorney in Fact for STA Enterprises, Inc.

c/o Eitan Ovadia, Esq.

Hartman Simons & Wood LLP

6400 Powers Ferry Road, N.W.

Suite 400

Atlanta, Georgia 30339

(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Scott Sugarman and Helen E. Horner to Mortgage Electronic Registration Systems, Inc., dated December 13, 2007, recorded in Deed Book 1079, Page 445, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1204, Page 203, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SIX HUNDRED THREE AND 0/100 DOLLARS ($91,603.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Scott M. Sugarman or a tenant or tenants and said property is more commonly known as 57 Tracy Grizzle Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., Successor by Merger to BAC Home Loans Servicing, LP FKA Countrywide Home Loans Servicing LP

as Attorney in Fact for

Scott Sugarman and Helen E. Horner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cgh 8/7/12

Our file no. 5400912-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 429, 15th District, 1st Section Lumpkin County, Georgia and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated December 6, 2006; and as per said plat, the property contains 1.01 acres, more or less, being more particularly described as Lot 1, the subject plat being of record in plat Cabinet One, Slide 142, Plat 25, Lumpkin County Records. Said Plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. MR/cgh 8/7/12 Our file no. 5400912 - FT11

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in a Security Deed from EDWARD WHONIC and GAIL D. WHONIC to UNITED COMMUNITY BANK, dated November 5, 2004, recorded December 16, 2004, in Deed Book W34, Page 645 and re-recorded in Deed Book 1146, Page 255, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from EDWARD WHONIC and GAIL D. WHONIC dated November 5, 2004, in the original principal amount of Fifty Thousand and 00/100 ($50,000.00) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 927 in the 12th District and 1st Section of Lumpkin County, Georgia, consisting of 1.59 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated August 6, 1996, prepared for Mrs. Beth E. Moore and North Georgia Builders and Developers, Inc., by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 64, Lumpkin County, Georgia records and is incorporated herein by reference for a more detailed description.

The property is conveyed with all rights, privileges and appurtenances and subject to all easements, encroachments, restrictions and reservations as of record may appear.

Title help by: Edwards Whonic and Gail D. Whonic

Property address known as: 585 North Chestatee Street, Dahlonega, Georgia 30533

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is EDWARD WHONIC and GAIL D. WHONIC or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for EDWARD WHONIC and GAIL D. WHONIC

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03317

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Paul O. Williams and Tonua Thompson-Williams to Ameriquest Mortgage Company, dated August 26, 2005, recorded in Deed Book M36, Page 22, Lumpkin County, Georgia Records, last assigned to CitiMortgage, Inc., conveying the after-described property to secure a Note in the original principal amount of Ninety-Eight Thousand Sixty-Three and 00/100 DOLLARS ($98,063.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O`Fallon, MO 63368 AND 866-880-5730. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Paul O. Williams and Tonua Thompson-Williams or a tenant or tenants and said property is more commonly known as 1869 Long Branch Road, Dahlonega, GA 30533.

CitiMortgage, Inc.

as Attorney in Fact for

Paul O. Williams and Tonua Thompson-Williams

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000529-12

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.EXHIBIT “A”

THE LAND REFERED TO IN THIS EXHIBIT IS LOCATED IN THE COUNTY OF LUMPKIN, THE STATE OF GEORGIA IN DEED BOOK M-11 AT PAGE 19 AND IS DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 122 IN THE 11TH DISTRICT, ORIGINALLY OF HALL AND NOW OF LUMPKIN, GEORGIA, CONSISTING OF 1.00 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED SEPTEMBER 9, 1980 FOR JAMES CARL AND PATTY ANN WATSON BY JIMMY D BULOCK, GEORGIA REGISTERED SURVEYOR #1765, WHICH IS RECORDED IN PLAT BOOK 8, PAGE 59, LUMPKIN COUNTY RECORDS AND INCORPORATED BY REFERENCE HEREIN.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Timothy L. Winder to Mortgage Electronic Registration Systems, Inc as nominee for Franklin Bank, SSB, dated February 27, 2007, recorded in Deed Book 1032, Page 491, Lumpkin County, Georgia Records, as last transferred to Franklin Venture, LLC by assignment recorded in Deed Book 1216, Page 670, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FIVE HUNDRED THIRTY THOUSAND AND 0/100 DOLLARS ($530,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in August, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Residential Credit, fka Aames Home Loan, 350 South Grand Ave 47th Floor, Los Angeles, CA 90071, 888-409-9339. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy L. Winder or a tenant or tenants and said property is more commonly known as 242 Sosebee Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Franklin Venture, LLC

as Attorney in Fact for

Timothy L. Winder

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/dmo 8/7/12

Our file no. 5556312-FT8

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 580 of the 13th District, 1st Section, Lumpkin County, Georgia, being Lot 2 of Byrd Stephens Subdivision, as per plat recorded in Plat Book 20, Page 173, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference for a more detailed description. Together with a 25-foot easement for ingress and egress as shown on that certain survey for Robert J. Garnsey by Precision Land Services dated May 30, 1996. MR/dmo 8/7/12 Our file no. 5556312 - FT8

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by Nicky B. Anderson and Kathy S. Anderson to CitiFinancial Services, Inc., dated January 24, 2002, recorded in Deed Book T28, Page 168, Lumpkin County, Georgia Records, last assigned to CitiFinancial Services, Inc., conveying the after-described property to secure a Note in the original principal amount of One Hundred Twenty Thousand Nine Hundred Twenty-Two and 74/100 DOLLARS ($120,922.74), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the following described property:

SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CitiFinancial North America, Attention: Foreclosure Department, 1111 Northpoint, Suite 100 Bldg 4, Coppell, TX 75019 AND 877-675-3656. Please understand that the secured creditor is not required by law to negotiate, amend or modify the terms of the mortgage instrument.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nicky B. Anderson and Kathy S. Anderson or a tenant or tenants and said property is more commonly known as 648 Marlie Seabolt Road, Dahlonega, GA 30533.

CitiFinancial Services, Inc.

as Attorney in Fact for

Nicky B. Anderson and Kathy S. Anderson

Morris|Hardwick|Schneider, LLC

1301 Hightower Trail, Suite 305

Sandy Springs, Georgia 30350

http://foreclosure.closingsource.net

MHS File #: GA-91000167-10

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.EXHIBIT “A”

ALL THAT TRACT OF LAND LYING AND BEING IN LAND LOT 286 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING 9.651 ACRES AS SHOWN ON PLAT OF SURVEY PREPARED BY FARLEY COLLINS AND ASSOCIATES, DATED DECEMBER 3, 1996, AND RECORDED IN PLAT BOOK 30, PAGE 149, LUMPKIN COUNTY, GEORGIA RECORDS, AND BEING DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST CORNER (CORNER BEING APPARENT AND AGREED ON BY GRIZZLE AND ANDERSON) OF LAND LOT 286 AND RUN THENCE ALONG LAND OF DENNIS J. GRIZZLE, SAID LINE BEING THE SOUTHERLY LINE OF LAND LOT 286, N 83-58-53 W, 733.50 FEET TO A POINT; RUN THENCE AN AGREED LINE BETWEEN AND AGREED ON BY GEORGE CAIN AND ANDERSON, N 07-46-21 E 663.95 FEET TO A POINT IN THE CENTER OF A GRADED DRIVE AT LANDS OF SEABOLT; RUN THENCE ALONG CENTER OF SAID GRADED DRIVE AND LAND OF SEABOLT, S 44-43-46 E, 171.67 FEET TO A POINT; S 45-27-28 E 104.34 FEET TO A POINT; THENCE LEAVING SAID DRIVE AND CONTINUING ALONG SEABOLT LAND, N 66-39-26 E, 236.13 FEET TO A POINT, N 88-46-41 E 277.59 FEET TO A POINT ON THE EASTERLY LINE OF LAND LOT 286, RUN THENCE ALONG SAID LAND LOT LINE AND LAND OF STANCIL S 04-27-36 W, 641.03 FEET TO THE SOUTHEAST CORNER OF LAND LOT 286 THE POINT OF BEGINNING.

This is an attempt to collect a debt and any information obtained may be used for that purpose.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Angela Wilson Cash and Terry Harold Cash to Mortgage Electronic Registration Systems, Inc. as nominee for First Franklin dated 4/27/2006 and recorded in Deed Book 37 Page 324, LUMPKIN County, Georgia records; as last transferred to Residential Funding Company, LLC by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 118,150.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (August 7, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 49, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY JAMES N. CASH, GA. REG. SUR. DATED JUNE 2, 1999 AS TRACT I CONTAINING 3.00 ACRES, MORE OR LESS, AND TRACT II CONTAINING 3.165 ACRES, MORE OR LESS, SAID PLAT BEING RECORDED IN THE CLERK’S OFFICE OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GA IN CABINET ONE, SLIDE 31, PAGE 10. SAID PLAT AND THE RECORD THEREOF ARE HEREIN INCORPORATED FOR A FULL AND COMPLETE LEGAL DESCRIPTION.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 2636 Post White Hill Road, Murrayville, Georgia 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Angela Wilson Cash and Terry Harold Cash or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Residential Funding Company, LLC as agent and Attorney in Fact for Angela Wilson Cash and Terry Harold Cash

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1165-1115

7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Billy G. Fowler to ABN AMRO Mortgage Group, Inc. in the original principal amount of $119,000.00 dated 07/22/2005, and recorded in Deed Book G36, page 394, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2012 by CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-Fact for Billy G. Fowler the following described property:

All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, being Lot 15 of Yellow Creek Estates Subdivision, as per plat thereof recorded in Plat Book 22, Page 9, Lumpkin County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description.

Property known as: 568 Gold Ridge Rd, Dahlonega, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Billy G. Fowler.

CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Group, Inc., as Attorney-in-fact for Billy G. Fowler.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-04879

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by James Garris and Ruby Lee Garris to Lumpkin County Bank, dated July 31, 2002 and filed August 12, 2002, recorded in Deed Book T29, Page 632, Lumpkin County, Georgia Records, later modified and transferred by merger to SunTrust Bank, conveying the after-described property to secure a Promissory Note in the original principal amount of Three Hundred Eighty Nine Thousand Sixty Eight Dollars and No Cents ($389,068.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday August 7, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District and 1st Section of Lumpkin County, Georgia, containing 10.00 acres, more or less, as per a plat of survey prepared for William E. Reed, III and Dorothy O. Reed, by Henry Bailey, Georgia Registered Surveyor, dated January 12, 1981, recorded in Plat Book 9, Page 167, Lumpkin County records. Said plat of survey is incorporated herein by reference for a more particular description of the above property.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of record or easements located on the property above described.

And

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District and 1st Section of Lumpkin, originally Hall, County, Georgia, containing 26.277 acres, more or less, and being described and delineated according to a plat of survey prepared by Henry Bailey, Georgia Registered Surveyor, dated January 31, 1981, recorded in Plat Book 8, Page 80, Lumpkin County records. Said plat of survey is incorporated herein by reference for a more particular description of the above property.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of record or easements located on the property above described.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Promissory Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is James Garris aka James Otis Garris and Ruby Lee Garris aka Ruby L. Garris or a tenant or tenants and said property is more commonly known as 164 Apple Valley Road, Dahlonega, GA 30533.

In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt.

SunTrust Bank

Attn: Consumer Home Retention Group, VA-Richmond-RVW 7954

1001 Semmes Avenue

Richmond, VA 23224

1(888) 886-0696

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SunTrust Bank, successor by merger to Lumpkin County Bank, as Attorney in Fact for James Garris and Ruby Lee Garris

By: Andrew D. Gleason

Attorney for SunTrust Bank, successor by merger to Lumpkin County Bank

Lefkoff, Rubin, Gleason & Russo, P.C.

5555 Glenridge Connector

7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from James Guidetti and Aimee Guidetti to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $205,350.00 dated 03/13/2006, and recorded in Deed Book 37, page 671, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1215, Page 284, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of August, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for James Guidetti and Aimee Guidetti the following described property:

All that tract or parcel of land lying and being in Land Lot 649 in the 12th District, 1st Section, Lumpkin County, Georgia, and being fully described by a plat prepared for Aimee D. Cain by Michael S. Kelley, Georgia Registered Land Surveyor, dated September 4, 1995 and as per said plat, the property contains 2.289 acres, more or less, the subject plat being of record in Plat Book 29, Page 21, Lumpkin County records. Said plat is incorporated herein by reference.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to any easements of records or easements located on the property above described.

Property known as: 707 Old Federal Rd, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is James Guidetti and Aimee Guidetti.

CitiMortgage, Inc., as Attorney-in-fact for James Guidetti and Aimee Guidetti.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-05046

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of the power of sale contained in that certain Deed to Secure Debt (hereinafter the “Security Deed”) from Hidden Lake Academy, Inc. to Morris Law Firm (a Limited Liability Company) (“Lender”), dated October 26, 2007, recorded at Deed Book 1069, Page 744, Lumpkin County, Georgia records, as corrected at Deed Book 1121, Page 224 aforesaid records; said Security Deed being given to secure indebtedness under that certain Secured Promissory Note (hereinafter the “Note”) from Hidden Lake Academy, Inc. to Lender, dated October 26, 2007, in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND NO/100 DOLLARS ($250,000.00), with interest on the unpaid balance from the date thereof until maturity or until paid, together with all other amounts payable with respect thereto; there will be sold by the undersigned at public outcry to the highest bidder, for cash before the Courthouse door in Dahlonega, Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012, the property being more fully described as follows:

All that tract or parcel of land lying and being in Land Lot 944, 11th Land District, 1st Section, Lumpkin County, Georgia, and being 3.99 acres as shown on that certain survey entitled “Plat of Survey for Leonard A. Buccellato” prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor (R.L.S. #2313), and being more particularly described as follows:

TO FIND THE POINT OF BEGINNING, begin at a one inch square pipe, being 1121.06 feet East of the northwest corner of Land Lot 944 and on the Land Lot line between Land Lot 944 and Land Lot 929, and being the POINT OF BEGINNING; thence South 21° 31’ 53” West 121.26 feet to a one-half inch rebar found; thence South 09° 22’ 46” West 165.57 feet to a one-half inch rebar found; thence South 24° 57’ 03” West 130.51 feet; thence South 28° 36’ 05” West 80.69 feet; thence South 11° 10’ 19” East 34.82 feet; thence South 03° 40’ 13” East 41.27 feet; thence South 43° 56’ 37” West 62.23 feet; thence South 62° 35’ 21” West 51.50 feet; thence South 73° 47’ 57” West 56.12 feet; thence South 46° 48’ 13” West 59.14 feet; thence South 58° 04’ 13” West 75.33 feet; thence North 55° 18’ 02” West 159.88 feet; thence North 34° 34’ 32” East 279.26 feet to a one-half inch rebar found; thence North 21° 43’ 42” East 352.94 feet to a one-half inch rebar found; thence North 40° 47’ 51” East 99.21 feet to a one-half inch rebar found on the northern line of Land Lot 944; thence South 84° 09’ 10” East 184.06 feet to a one inch square pipe being the POINT OF BEGINNING.

The debt secured by said Note and Security Deed has been and is hereby declared due and payable in full because of, among other possible events of default, non payment of principal and interest owed in accordance with the terms of the Note and the Security Deed. The indebtedness remaining in default, this sale will be made for purposes of paying the same and all expenses of this sale, including attorney’s fees.

To the best knowledge and belief of the undersigned, the subject property is in the possession of Hidden Lake Academy, Inc. or parties claiming by, through or under Hidden Lake Academy, Inc.

Said property will be sold as the property of Hidden Lake Academy, Inc. on an “as is, where is” basis, without recourse and without representation or warranty, express or implied, of any nature whatsoever with respect thereto and will be sold subject to all unpaid taxes, assessments, and any superior items of record, as well as any matters as would be revealed by an accurate survey and inspection of the subject property.

Morris Law Firm (a Limited Liability Company),

As Attorney in Fact for Hidden Lake Academy, Inc.

c/o Stephanie B. Skidmore, Esq.

Hartman Simons & Wood LLP

6400 Powers Ferry Road, N.W.

Suite 400

Atlanta, Georgia 30339

(770) 955-3555

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Kristie Martin to Union Planters Bank, NA, dated May 15, 2002, recorded May 28, 2002, in Deed Book J-29, Page 367, Lumpkin County, Georgia Records, and as modified, said Security Deed having been given to secure a Note of even date in the principal amount of EIGHTY-EIGHT THOUSAND DOLLARS AND NO CENTS ($88,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 276, 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, AS PER A PLAT OF SURVEY FOR RODNEY AND TAMMY R. PRICE DATED MAY 23, 1997 BY GEOIMAGE, LLC, GEORGIA REGISTERED LAND SURVEYORS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT A NAIL FOUND AT THE COMMON CORNER OF LAND LOTS 276, 277, 285 AND 284;

THENCE NORTH 15 DEGREES 18 MINUTES 34 SECONDS WEST A DISTANCE OF 49.23 FEET TO A POINT LOCATED 10 FEET NORTH OF THE CENTERLINE OF A PRIVATE DRIVE, AS SHOWN ON SAID SURVEY, WHICH POINT IS THE TRUE POINT OF BEGINNING;

THENCE ALONG A LINE LOCATED 10 FEET FROM THE CENTERLINE OF SAID PRIVATE DRIVE, THE FOLLOWING COURSES AND DISTANCES: SOUTH 76 DEGREES 17 MINUTES 10 SECONDS WEST A DISTANCE OF 102.51 FEET; SOUTH 81 DEGREES 22 MINUTES 12 SECONDS WEST A DISTANCE OF 51.18 FEET; SOUTH 86 DEGREES 56 MINUTES 28 SECONDS WEST A DISTANCE OF 62.83 FEET; NORTH 66 DEGREES 51 MINUTES 06 SECONDS WEST A DISTANCE OF 64.07 FEET TO AN IRON PIN SET;

THENCE NORTH 01 DEGREES 00 MINUTES 19 SECONDS WEST A DISTANCE OF 147.50 FEET TO A 1⁄2” REBAR SET; THENCE NORTH 89 DEGREES 34 MINUTES 52 SECONDS EAST A DISTANCE OF 246.44 FEET TO A 1⁄2” REBAR SET ON THE WESTERLY SIDE OF SAM MARTIN ROAD (PRIVATELY MAINTAINED GRAVEL SURFACE);

THENCE ALONG THE WESTERLY SIDE OF THE SAM MARTIN ROAD THE FOLLOWING COURSES AND DISTANCES: SOUTH 41 DEGREES 27 MINUTES 02 SECONDS EAST A DISTANCE OF 29.44 FEET; SOUTH 15 DEGREES 01 MINUTES 02 SECONDS EAST A DISTANCE OF 49.07 FEET; SOUTH 3 DEGREES 26 MINUTES 52 SECONDS WEST A DISTANCE OF 69.79 FEET TO A POINT, AND THE TRUE POINT OF BEGINNING.

THIS PROPERTY BEING A PORTION OF A 2.00 SURVEY PREPARED FOR TAMMY R. PRICE BY PRECISION LAND SERVICES, GEORGIA REGISTERED LAND SURVEYORS, DATED MAY 29, 1997.

Said property being known as 471 Sam Martin Road, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Kristie Martin or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Regions Bank sbm Union Planters Bank, NA

as Attorney in Fact for

Kristie Martin.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road, 2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt and Security Agreement given by Peachtree Custom Properties, LLC (the “Grantor”) to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”) dated October 30, 2006, and recorded November 10, 2006, in Deed Book 1013, Page 561, Lumpkin County, Georgia official records (together with any and all amendments or modifications, hereinafter referred to as the “Security Deed”), conveying the property described below to secure repayment of: (i) that certain Construction Loan Note Multi Lot dated October 30, 2006 and made payable by Grantor to the order of Lender in the maximum principal amount of $1,334,475.00, together with interest thereon as set forth therein; (ii) that certain Construction Loan Note Multi Lot dated June 1, 2006, and made payable by Grantor to the order of Lender in the maximum principal amount of $509,775.00, together with interest thereon as set forth therein; and (iii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter owing (together with any and all prior notes, amendments or modifications, collectively hereinafter referred to as the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August, 2012 (being August 7, 2012) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed:

Less and except Lots 19, 27 and 29.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, as Attorney-in-Fact and Agent for Peachtree Custom Properties, LLC

Graham H. Stieglitz

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: gstiegli@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7923

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

253571 v1

(7/11, 7/18, 7/25, 8/1)

Notice of Sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Bobby Samples a/k/a Bobby Ray Samples to Branch Banking and Trust Company, dated November 29, 2007, recorded January 18, 2008, in Deed Book 1079, Page 331, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY-THREE THOUSAND SEVEN HUNDRED FIFTY DOLLARS AND NO CENTS ($73,750.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in August 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 94 AND 101 IN THE 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, CONSISTING OF 3.61 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED APRIL 26, 1983, BY FARLEY - COLLINS ASSOCIATES, GEORGIA REGISTERED SURVEYORS, WHICH IS RECORDED IN PLAT BOOK 11, PAGE 74, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN.

THIS IS THE SAME PROPERTY WHICH WAS CONVEYED TO BOBBY RAY SAMPLES AND PAULA DALE SAMPLES UNDER A WARRANTY DEED DATED JUNE 30, 1993, WHICH IS RECORDED IN DEED BOOK H-12, PAGES 177-178, LUMPKIN COUNTY RECORDS, AND WHICH IS INCORPORATED BY REFERENCE HEREIN.

Said property being known as 560 Cain Bridge Road, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due.

The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Bobby Samples a/k/a Bobby Ray Samples or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company

as Attorney in Fact for

Bobby Samples a/k/a Bobby Ray Samples.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road, 2nd Floor,

Atlanta, GA 30338 TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(7/11, 7/18, 7/25, 8/1)
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