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Legals (June 13th edition)
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NOTICE OF TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE MATTER OF: Hinton Bryant Adams

DOB: 11-5-2010

SEX: male

A CHILD UNDER THE AGE OF EIGHTEEN

CASE NO. 093-12J-67A

TO:

Cortney Michelle Adams, MOTHER OF THE ABOVE-NAMED CHILD

By Order for Service by Publication dated the 11th day of MAY, 2012, you are hereby notified that on February 15, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights on the 8th day of August, 2012, at 10:00 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child or children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 11th day of May, 2012.

Rita Harkins, Clerk

Lumpkin County, Georgia

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Arlene Parker, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of May 2012.

Roger Palmour, Administraor

583 Riverview Trail E.

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Julian L. Waters, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Allison Layne, Executor

189 Golden Autumn Drive

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Betty Louise Cantrell, deceased, late o f said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Marvin L. Palmer, Executor

65 Red Pine Trail

Dawsonville, GA 30534

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Katherine Sue Lunsford Grizzle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 24th day of May 2012.

Vaughn Grizzle, Executor

P.O. Box 323

Dahlonega, GA 30533

(5/30, 6/6, 6/13, 6/20)

NOTICE

Georgia, Lumpkin County Probate Court

Marvin L. Palmer has petitioned to be appointed Administrator of the estate of Bobby Rudolf Palmer, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before July 2, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

(6/6, 6/13, 6/20, 6/27)

Notice of Public Sale

In accordance with the “Georgia Self-Service Storage Facility Act,” Oak Grove Stor-All, LLC, will sell to the highest bidder the following units on June 16, 2012, at 935 Oak Grove Road, Dahlonega, GA 30533 at 10 a.m. Oak Grove Stor-All, LLC. Our phone number is 706-864-2351. We reserve the right to bid, refuse any bid and withdraw any unit. Terms are Cash only and items must be removed from the facility within 48 hours. All items are sold as is. Sale is subject to cancellation in the event of a settlement between the owner and the obligated party. Any vehicle/RV/boat or any titled type of property is for parts only; no title is given or implied.

A general identity of the occupant renting the unit is as follows:

D-5 P. Boggess

B-11 S. Cadi

(6/6, 6/13) 138

NOTICE of Incorporation

Notice is given that articles of incorporation that will incorporate (Mountain Care Fellowship Foundation Inc.) have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code or (Georgia Non-Profit Corporation Code). The initial registered office of the corporation is located at (23 Cain Bridge Lane, Dahlonega, Georgia, 30533) and its initial registered agent at such address is Toby Scott Palmer.

(6/6, 6/13) 70

NOTICE OF SALE

Dan’s Mini Storage

922 Ben Higgins Road

Dahlonega, GA 30533

706-864-4328

Ceta Padilla Unit #48

Mary Cagle Unit #20

Sale Date: Saturday, June 23, 2012 at 10 a.m.

(6/13, 6/20)

Appeal to Lumpkin County Board of Commissioners

Charles Allen has requested that the Lumpkin County Board of Commissioners hear an appeal of a Planning Commission’s denial of a variance to operate a vacation rental cabin at 341 Cedar Mountain Road. The appeal hearing has been set for July 3, 2012 immediately following the BOC Work Session in the Lumpkin County-YMCA Park and Recreation Community Center located at 365 Riley Rd.

(6/13, 6/20} 70

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Dora Jeweleen Beck, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of June, 2012.

Joseph Littleton, Executor

261 Ridgeway Road

Dahlonega, GA 30533

(6/13, 6/20, 6/27, 7/4)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Roy L. Frasure, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of June, 2012.

Don E. Waters, Executor

160 Windy Hill Road

Dahlonega, GA 30533

(6/13, 6/20, 6/27, 7/4)

NOTICE FOR DISCHARGE FROM OFFICE AND ALL LIABILITY

PROBATE COURT OF LUMPKIN COUNTY

RE: Petition of Lauren Alexis Taglialatela for discharge as executor of the estate of James S. Baker, Jr., Deceased.

TO: All and singular the heirs of said decedent, the beneficiaries under the will, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 25, 2012.

Be notified further: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A.Chastain, Probate Judge

by Shelley Wilson,

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(6/13) 192

STATE OF GEORGIA

COUNTY OF LUMPKIN

LOGIC AND ACCURACY TESTING

PUBLIC NOTICE

Pursuant O.C.G. A. § 21-2-379.6, notice is hereby given that the logic and accuracy testing and preparation of voting equipment to be used in the July 31, 2012 General Primary Election will begin at 9:00 am on June 15, 2012. Testing will continue until complete and is open to the public. Said testing and preparation will be conducted at the Lumpkin County Election & Voter Registration Office and the election equipment storage area in the basement of the library at 99 Courthouse Hill, Dahlonega, GA.

This 13th day of June, 2012.

Kimberly A. Pruitt

Lumpkin County

Supervisor of Elections

(6/13)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Robert S. Aiken to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $310,000.00 dated 3/26/2008, and recorded in Deed Book 1088, page 399, Lumpkin County records, said Security Deed being last transferred and assigned to SunTrust Mortgage, Inc. in Deed Book 1175, Page 278, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2012 by SunTrust Mortgage, Inc., as Attorney-in-Fact for Robert S. Aiken the following described property:

All that tract or parcel of land lying and being in Land Lot 538 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 10.01 acres, more or less, as per plat of survey recorded in Plat Book 28, Page 33, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

Property known as: 283 Crabapple Lane, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

SunTrust Mortgage, Inc.

1001 Semmes Avenue

Richmond, VA 23224

PHONE: 866-384-0903

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Robert S. Aiken.

SunTrust Mortgage, Inc., as Attorney-in-fact for Robert S. Aiken.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-04639

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Payton Anderson to Mortgage Electronic Registration Systems, Inc., as nominee for Branch Banking and Trust Company, its successors and assigns dated July 19, 2007 in the amount of $145,600.00, and recorded in Deed Book 1055, Page 736, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 579 in the 12th District, 1st Section, Lumpkin county, Georgia consisting of 1.344 acres, more or less, and being more fully described and delineated as Lot 23 of the Tavern Oaks subdivision according to plat of survey prepared May 19, 1994 by Michael Stewart Kelley, Georgia Registered Land Surveyor, which is recorded in Plat Book 27, Page 87, Lumpkin county, records, which plat is incorporated by reference herein. The property is conveyed subject to a declaration of protective and restrictive covenants for the Tavern Oaks subdivision which is recorded in Deed Book Q13, Pages 67--69, and is also conveyed subject to earlier restrictive covenants set out more fully in an agreement recorded May 14,1992 which is recorded in Deed Book A-11, Pages 312-315, Lumpkin county, Georgia records.

which has the property address of 362 Buckhorn Tavern Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Payton Anderson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Payton Anderson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:06-06-2012, 06-13-2012, 06-20-2012, 06-27-2012

File No. 12-05292 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed and Agreement from B&G Development, LLC (“Grantor”) to Community & Southern Bank, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank (“Grantee”) dated March 30, 2007, filed June 5, 2007, and recorded in Deed Book 1045, Page 413, Lumpkin County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated March 13, 2009, from Grantor payable to Appalachian Community Bank, in the original principal amount of Seven Hundred Thirty-Two Thousand Nine Hundred Sixty-One and 50/100 Dollars ($732,961.50), with interest thereon as set forth therein (as renewed and amended, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 342 of the 12th District, 1st Section, Lumpkin County, Georgia, and being more particularly described as Lot P-7, Phase Pomino, Montalvina Subdivision on that certain Plat of Survey prepared by GeoImage, said plat being recorded at Plat Cabinet One, Slide 147, Plat 121, Lumpkin County, Georgia Records

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 108 Piazza Pomino, Dahlonega, Lumpkin County, Georgia, 30533, and the party in possession of the property is B&G Development, LLC, or its tenant or tenants.

COMMUNITY & SOUTHERN BANK, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank, as Attorney-in-Fact for B&G Development, LLC

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed and Agreement from B&G Development, LLC (“Grantor”) to Community & Southern Bank, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank (“Grantee”) dated March 30, 2007, filed June 5, 2007, and recorded in Deed Book 1045, Page 466, Lumpkin County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated March 13, 2009, from Grantor payable to Appalachian Community Bank, in the original principal amount of Seven Hundred Fourteen Thousand Two Hundred Three and 50/100 Dollars ($714,203.50), with interest thereon as set forth therein (as renewed and amended, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 342 of the 12th District, 1st Section, Lumpkin County, Georgia, and being more particularly described as Lot P-8, Phase Pomino, Montalvina Subdivision on that certain Plat of Survey prepared by GeoImage, said plat being recorded at Plat Cabinet One, Slide 147, Plat 121, Lumpkin County, Georgia Records

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 120 Piazza Pomino, Dahlonega, Lumpkin County, Georgia, 30533, and the party in possession of the property is B&G Development, LLC, or its tenant or tenants.

COMMUNITY & SOUTHERN BANK, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank, as Attorney-in-Fact for B&G Development, LLC

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Stephen B. Beard and Helen Lawanda Beard to Mortgage Electronic Registration Systems, Inc. as nominee for M&T Bank, its successors and assigns, dated December 17, 2007, recorded in Deed Book 1077, Page 602, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1199, Page 141, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($140,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 438, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated November 14, 2007: and as per said plat, the property contains 2.038 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 160, Plat 193A, Lumpkin County Records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement for ingress and egress being thirty (30) feet in width over the existing drive connecting subject property to Siloam Church Road as shown on the above referenced plat of survey.

This conveyance is made subject to easements for public road and utilities now in use. This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Helen Lawanda Beard and Stephen Brian Beard or a tenant or tenants and said property is more commonly known as 400 Beard Mountain Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Stephen B. Beard and Helen Lawanda Beard

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/kb4 7/3/12

Our file no. 1283611-FT20

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James William Cantrell, Jr. to The Mortgage People Co., dated July 9, 2003, recorded in Deed Book V31, Page 221, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1034, Page 555, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-TWO THOUSAND AND 0/100 DOLLARS ($82,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James William Cantrell, Jr. or a tenant or tenants and said property is more commonly known as 227 Cheyenne Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

James William Cantrell, Jr.

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 7/3/12

Our file no. 5524512-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 339 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.00 acres, more or less, together with all improvements located thereon, and being more particularly set out at Tract “A” on a plat of survey dated October 2, 1998, prepared for James William Cantrell, Jr., and Karen Satterfield by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 22, Plat 37, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement 30 feet in width for ingress, egress and the installation of all necessary utilities running from the above described property to Leonard Pruitt Road along with existing gravel drive as shown on the above referenced plat of survey. Also conveyed herewith is a perpetual, non-exclusive easement for water service from the spring house (well) shown on the above referenced plat of survey. This easement shall be 10 feet in width and shall run from the subject property along the existing water lines to the spring house (well) and shall include an area with a 10 foot radius around the well. This property is conveyed subject to all easements for roads and utilities in use or of record. MR/stm 7/3/12 Our file no. 5524512 - FT7

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Adam Shane Clark and Ginger Wadsworth Clark to Washington Mutual Bank, FA dated September 9, 2003, and recorded in Deed Book K32, Page 219, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $120,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 107 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 4, AS PER PLAT OF SURVEY RECORDED IN PLAT BOOK 28, PAGE 193, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 8397 Dawsonville Highway, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ginger Wadsworth Clark and Adam Shane Clark or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Adam Shane Clark and Ginger Wadsworth Clark

File no. 12-032208

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KMM

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOHN CORLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR COUNTRYWIDE BANK, FSB , dated 09/26/2008, and Recorded on 10/24/2008 as Book No. 1112 and Page No. 94-104, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $136,581.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 219 OF THE 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL L. SCUPION, GEORGIA REGISTERED LAND SURVEYOR, DATED JUNE 16, 1993, AND AS PER PLAT THE PROPERTY CONTAINS 1.01 ACRES, MORE OR LESS, AND BEING FURTHER DELINEATED AS LOT 6 ON THE SUBJECT PLAT RECORDED IN PLAT BOOK 26, PAGE 57, LUMPKIN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 57 JENNIFER CT, DAHLONEGA, GEORGIA 30533 is/are: JOHN CORLEY or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A.

as Attorney in Fact for

JOHN CORLEY.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120031403326

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by GARY C CUTCHALL AND MARY L BREWER to WELLS FARGO HOME MORTGAGE, INC , dated 03/29/2002, and Recorded on 04/29/2002 as Book No. F24 and Page No. 552-562, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $107,119.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.834 ACRES, AS PER PLAT OF SURVEY FOR TODD CANNON DATED FEBRUARY 13, 2002 BY GEOIMAGE, LLC, GEORGIA REGISTERED LAND SURVEYORS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT A POINT LOCATED AT THE COMMON CORNER OF LAND LOTS 100, 93, 99 AND 94; THENCE SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 566.56’ TO A 1/2” REBAR SET, WHICH POINT IS THE TRUE POINT OF BEGINNING; FROM THE POINT OF BEGINNING THUS ESTABLISHED, PROCEED SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 338.15’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 8 DEGREES 46 MINUTES 15 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 81 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 20.00 TO A 1/2” REBAR SET: THENCE NORTH 36 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 72 DEGREES 27 MINUTES 56 SECONDS WEST A DISTANCE OF 103.55’ TO A 1/2” REBAR SET; THENCE NORTH 27 DEGREES 10 MINUTES 21 SECONDS WEST A DISTANCE OF 108.75’ TO A CALCULATED POINT; THENCE NORTH 9 DEGREES 25 MINUTES 51 SECONDS WEST A DISTANCE OF 195.91’ TO A 1/2” REBAR SET, AND THE TRUE POINT OF BEGINNING.

ALSO CONVEYED HEREWITH A 30’ EASEMENT FOR INGRESS AND EGRESS FROM GRINDLE ROAD TO SUBJECT PROPERTY OVER AND ACROSS PROPERTY SHOWN AS “ TRACT 2” ON SAID SURVEY, A COPY OF SAID SURVEY BEING ATTACHED HERETO AS EXHIBIT “B” AND INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, Foreclosure, DES MOINES, IA 50328, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 700 GRINDLE BROTHERS RD, MURRAYVILLE, GEORGIA 30564 is/are: GARY C CUTCHALL AND MARY L BREWER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A.

as Attorney in Fact for

GARY C CUTCHALL AND MARY L BREWER.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120058300259

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Michael R. Denier to Regions Bank dba Regions Mortgage dated July 14, 2005, and recorded in Deed Book E 36, Page 474, Lumpkin County Records, securing a Note in the original principal amount of $97,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 919 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 1.79 ACRES, MORE OR LESS, AS PER A PLAT OF SURVEY PREPARED FOR STEVE GALLANT, BY MICHAEL L. SCUPIN AND ASSOCIATES, GEORGIA REGISTERED SURVEYOR, DATED OCTOBER 8, 1985, RECORDED IN PLAT BOOK 14, PAGE 205, LUMPKIN COUNTY RECORDS. SAID PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A MORE PARTICULAR DESCRIPTION OF THE ABOVE PROPERTY.

BEING THE SAME PROPERTY CONVEYED TO MICHAEL R. DENIER BY DEED FROM STEVE GALLANT RECORDED 03/10/1989 IN DEED BOOK C8 PAGE 132, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA.

Said property is known as 2762 Highway 19 N, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Michael R. Denier or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank dba Regions Mortgage as Attorney-in-Fact for Michael R. Denier

File no. 12-029322

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/ASR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Shawn Edwards and Stephanie Edwards to Mortgage Electronic Registration Systems, Inc., dated April 19, 2007, recorded in Deed Book 1038, Page 238, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1158, Page 376, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND FOUR HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($165,483.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn Edwards and Stephanie Edwards or a tenant or tenants and said property is more commonly known as 165 Greenwood Park Way, Dawsonville, Georgia 30534-8452. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Shawn Edwards and Stephanie Edwards

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 7/3/12

Our file no. 51085410-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 103 of the 12th District, 1st Section of Lumpkin County, Georgia, together with all improvements located thereon, and being more particularly set out as Lot 57 of the Greenwood Park Subdivision on a plat of survey prepared by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 86, Pages 107b-113, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. MR/qlb 7/3/12 Our file no. 51085410 - FT11

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State Of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Elite Custom Cabinets, LLC to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County, dated July 26, 2007, and recorded in Deed Book 1056, page 177, Lumpkin County, Georgia Records, as modified (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, July 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Elite Custom Cabinets, LLC, or a tenant or tenants, and said property is more commonly known as property in Land Lot 38 OF THE 13th District, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

State Bank and Trust Company by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County

Attorney in fact for Elite Custom Cabinets, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive

Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

TRACT 1:

All that or parcel of land lying and being in Land Lot 38 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 16.62 acres, more or less, together with all improvements located thereon, and being that 18.12 acres more particularly set out on a plat of survey December 7, 2000, prepared for Grace Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 60, Plat 195, Lumpkin County, Georgia Records, and is incorporated herein by reference for a more detailed description, LESS AND EXCEPT that 1,500 acres more particularly set out on a plat of survey dated April 3, 2001, prepared for Phillip H. Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 63, Plat 54A, Lumpkin County, Georgia Records.

Subject to all easements, covenants and restrictions of record.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Leah Ensminger and Nathaniel S. Ensminger to Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation dated 2/9/2007 and recorded in Deed Book 1028 Page 335, LUMPKIN County, Georgia records; as last transferred to Federal National Mortgage Association by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 128,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1172 OF THE 12TH DISTRICT, 1ST SECTION , LUMPKIN COUNTY, GEORGIA, BEING LOT 7 OF FARM VIEW SUBDIVISION, PHASE II, AS PER PLAT RECORDED IN CABINET 1, SLIDE 132, PAGE 23, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 136 Farm View Lane, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Nathaniel S. Ensminger and Leah Ensminger or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Federal National Mortgage Association as agent and Attorney in Fact for Leah Ensminger and Nathaniel S. Ensminger

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1168-271

(6/6, 6/13, 6/20, 2/27)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Ricky A. Fields and Sheri S. Fields to Mortgage Lenders Network USA, Inc. dated 5/2/2002 and recorded in Deed Book I-29 Page 40, LUMPKIN County, Georgia records; as last transferred to LNV Corporation by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 225,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 3, 2012), the following described property:

TRACT 1:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 29, 1998: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.338 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 12, PAGE 36B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

TRACT 2:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY SOLAR LAND SURVEYING COMPANY, GEORGIA REGISTERED LAND SURVEYORS, DATED JUNE 17, 1995 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 28, PAGE 111, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 289 Pathfinder Lane, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard A. Fields and Sheri S. Fields or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

LNV Corporation as agent and Attorney in Fact for Ricky A. Fields and Sheri S. Fields

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-2800

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from STEVEN H. FULLER JR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICA`S WHOLESALE LENDER, dated September 11, 2006, recorded September 19, 2006, in Deed Book 1005, Page 426, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Fifty Thousand and 00/100 dollars ($450,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank of New York Mellon f/k/a The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2006-36T2, Mortgage Pass-Through Certificates, Series 2006-36T2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 931 AND 947 OF THE 12TH DISTRICT, 1ST SECTION OF THE CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA, CONSISTING OF ALL OF LOT 3, BEING 36,525 SQUARE FEET, AS MORE PARTICULARLY SET OUT ON A PLAT OF SURVEY OF THE CROWN MOUNTAIN SWIM & TENNIS CLUB DATED SEPTEMBER 9, 2002, REVISED JANUARY 14, 2003, PREPARED BY WILLIAM B. COLLINS AND WILLIAM E. WHIDDEN, GEORGIA REGISTERED LAND SURVEYORS. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 85, PLAT 86-91, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. THIS PROPERTY IS CONVEYED SUBJECT TO AND IS BENEFITTED BY THE TERMS AND CONDITIONS CONTAINED IN THE DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR CROWN MOUNTAIN SWIM AND TENNIS CLUB DATED MARCH 28, 2003, AND RECORDED IN DEED BOOK B-31, PAGES 44-78, LUMPKIN COUNTY RECORDS.

Said legal description being controlling, however the property is more commonly known as 82 CROWN MOUNTAIN RIDGE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEVEN H. FULLER JR, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2006-36T2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-36T2

as Attorney in Fact for

STEVEN H. FULLER JR

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-06340-0001

Ad Run Dates 06/06/2012, 06/13/2012, 06/20/2012, 06/27/2012

www.rubinlublin.com/property-listings.php

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Carolyn Gartrell Grizzle, Daphney Gartrell a/k/a Daphney Gartrell Faulkner and Jeffrey Gartrell to Century South Bank of Dahlonega, dated September 19, 2001, recorded April 22, 2002, in Deed Book E-29, Page 591, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY THOUSAND DOLLARS AND NO CENTS ($70,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 12TH DISTRICT AND FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2.25 ACRES, MORE OR LESS, OF LAND LOT NO. 1073 IN SAID DISTRICT AND SECTION AND BEING MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY DATED MARCH 19, 1974, PREPARED BY M. C. WICHT, REGISTERED SURVEYOR, RECORDED IN PLAT BOOK 5, PAGE 16, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA. REFERENCE TO SAID PLAT AND THE DESCRIPTION CONTAINED THEREIN BEING INCORPORATED HEREIN BY REFERENCE FOR A FULL AND COMPLETE DESCRIPTION THEREOF. THIS BEING THE SAME PROPERTY AS SET OUT IN A WARRANTY DEED, RECORDED IN DEED BOOK G-3, PAGE 172, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA.

Said property being known as 4404 Highway 19 North, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due.

The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Daphney Gartrell a/k/a Daphney Gartrell Faulkner and Jeffrey Gartrell or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company sbm Century South Bank of Dahlonega

as Attorney in Fact for

Carolyn Gartrell Grizzle, Daphney Gartrell a/k/a Daphney Gartrell Faulkner and Jeffrey Gartrell.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ATTN: BK DEPT - MAC #D3347-014, Foreclosure 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia, County of LUMPKIN. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by LILLIE HARRIS to BAYROCK MORTGAGE CORP. , dated 03/14/2005, and Recorded on 03/18/2005 as Book No. K35 and Page No. 83-102, LUMPKIN County, Georgia records, as last assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR GSAMP TRUST 2005-HE4, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-HE4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $140,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 224 AND 225 OF THE12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING 1.134 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS TRACT 2 ON A PLAT OF SURVEY DATED NOVEMBER 26, 2002, PREPARED FOR SHADRICK ABERCROMBIE AND TIM FERGUSON BY JOHN T. GASTON, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 83, PLAT 58A, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

ALSO CONVEYED HEREWITH IS A PERPETUAL, NON-EXCLUSIVE EASEMENT 20’ IN WIDTH RUNNING ALONG AND WITH SWIFT WATER LANE LEADING TO HIGHWAY 52 AS SHOWN ON THE PLAT OF SURVEY.

THIS PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS IN USE OR OF RECORD. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: , 888-554-6599. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 64 SWIFTWATERS ROAD, DAHLONEGA, GEORGIA 30533 is/are: LILLIE HARRIS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR GSAMP TRUST 2005-HE4, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-HE4

as Attorney in Fact for

LILLIE HARRIS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110187502469

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Anthony Lane Holbrook and Joanne D. Holbrook to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $229,000.00 dated 09/28/2007, and recorded in Deed Book 1066, page 543, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1213, Page 636, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Anthony Lane Holbrook and Joanne D. Holbrook the following described property:

All that tract or parcel of land lying and being in Land Lots 312, 314, 315, 317 and 318 of the 12th District, 1st Section of Lumpkin County, Georgia, being designated as Lot 80 of Castleberry Ridge, Unit One, as shown on plat of survey dated March 9, 2006, prepared by David L. Ringo, Sr., recorded in Plat Book 1-124, Page 75B-79, Lumpkin County, Georgia Records, said plat being incorporated herein by reference for a more complete description.

Property known as: 455 Morgan Lane, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Anthony Lane Holbrook and Joanne D. Holbrook.

CitiMortgage, Inc., as Attorney-in-fact for Anthony Lane Holbrook and Joanne D. Holbrook.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-04654

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

By virtue of the power of sale contained in a Deed to Secure Debt by Richard Ivy and Sylvia H. Ivy to Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for GreenPoint Mortgage Funding, Inc., dated April 24, 2002 and filed for record May 20, 2002 in Deed Book I29, Page 293, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $255,000.00; last transferred to Capital One, N.A. by Assignment, filed for record in Deed Book 1211, Page 6, Lumpkin County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in July, 2012, by Capital One, N.A. as Attorney-in-Fact for Richard Ivy and Sylvia H. Ivy the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 724 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING A 10.0 ACRE TRACT AS SHOWN ON PLAT OF SURVEY PREPARED FOR RICHARD IVY AND SYLVIA H. IVY BY APPALACHIAN SURVEY CO., REGISTERED LAND SURVEYORS, DATED JANUARY 18, 1999, LAST REVISED 3/5/99 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT A POINT WHICH IS LOCATED SOUTH 22 DEGREES 25 MINUTES 29 SECONDS WEST A DISTANCE OF 340.23 FEET FROM A CONCRETE MONUMENT FOUND AT THE COMMON CORNER OF LAND LOTS 723, 724, 747 AND 748, SAID DISTRICT, SECTION AND COUNTY, AND RUNNING THENCE SOUTH 34 DEGREES 15 MINUTES 05 SECONDS WEST A DISTANCE OF 933.38 FEET TO A POINT; RUNNING THENCE NORTH 55 DEGREES 44 MINUTES 55 SECONDS WEST A DISTANCE OF 466.69 FEET TO A POINT; RUNNING THENCE NORTH 34 DEGREES 15 MINUTES 05 SECONDS EAST A DISTANCE OF 933.38 FEET TO A POINT; RUNNING THENCE SOUTH 55 DEGREES 44 MINUTES 55 SECONDS EAST A DISTANCE OF 466.69 FEET TO A POINT WHICH IS THE POINT OF BEGINNING;

ALSO CONVEYED HEREWITH IS A 20 FOOT PERPETUAL NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS FROM AURARIA ROAD TO THE ABOVE DESCRIBED PROPERTY; SAID EASEMENT BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT THE COMMON CORNER OF LAND LOTS 723, 724, 747 AND 748 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA AND RUNNING THENCE SOUTH 22 DEGREES 25 MINUTES 29 SECONDS WEST A DISTANCE OF 340.23 FEET TO A POINT; RUNNING THENCE SOUTH 34 DEGREES 15 MINUTES 05 SECONDS WEST A DISTANCE OF 933.38 FEET TO A POINT; RUNNING THENCE NORTH 55 DEGREES 44 MINUTES 55 SECONDS WEST A DISTANCE OF 466.69 FEET TO A POINT; RUNNING THENCE NORTH 34 DEGREES 15 MINUTES 05 SECONDS EAST A DISTANCE OF 170.50 FEET TO A POINT WHICH IS THE TRUE POINT OF BEGINNING; FROM SAID TRUE POINT OF BEGINNING THUS ESTABLISHED, RUNNING THENCE NORTH 65 DEGREES 58 MINUTES 12 SECONDS WEST A DISTANCE OF 48.35 FEET TO A POINT; RUNNING THENCE NORTH 60 DEGREES 55 MINUTES 21 SECONDS WEST A DISTANCE OF 69.78 FEET TO A POINT; RUNNING THENCE NORTH 78 DEGREES 16 MINUTES 08 SECONDS WEST A DISTANCE OF 58.08 FEET TO A POINT; RUNNING THENCE NORTH 52 DEGREES 37 MINUTES 39 SECONDS WEST A DISTANCE OF 55.14 FEET TO POINT; RUNNING THENCE NORTH 64 DEGREES 43 MINUTES 22 SECONDS WEST A DISTANCE OF 29.31 FEET TO A POINT; RUNNING THENCE NORTH 54 DEGREES 21 MINUTES 39 SECONDS WEST A DISTANCE OF 46.97 FEET TO A POINT; RUNNING THENCE NORTH 41 DEGREES 24 MINUTES 37 SECONDS WEST A DISTANCE OF 83.43 FEET TO A POINT; RUNNING THENCE NORTH 54 DEGREES 33 MINUTES 42 SECONDS WEST A DISTANCE OF 34.47 FEET TO A POINT; RUNNING THENCE NORTH 73 DEGREES 13 MINUTES 12 SECONDS WEST A DISTANCE OF 30.35 FEET TO A POINT; RUNNING THENCE SOUTH 77 DEGREES 25 MINUTES 49 SECONDS WEST A DISTANCE OF 23.60 FEET TO A POINT; RUNNING THENCE SOUTH 58 DEGREES 58 MINUTES 40 SECONDS WEST A DISTANCE OF 28.04 FEET TO A POINT; RUNNING THENCE SOUTH 63 DEGREES 44 MINUTES 55 SECONDS WEST A DISTANCE OF 26.17 FEET TO A POINT; RUNNING THENCE SOUTH 83 DEGREES 55 MINUTES 20 SECONDS WEST A DISTANCE OF 41.78 FEET TO A POINT ON THE SOUTHEASTERLY RIGHT OF WAY OF AURARIA ROAD (100` R/W); RUNNING THENCE NORTHEASTERLY ALONG THE SOUTHEASTERLY RIGHT OF WAY OF AURARIA ROAD AND FOLLOWING THE CURVATURE THEREOF AN ARC DISTANCE OF 20.63 FEET (SAID ARC BEING SUBTENDED BY A CHORD BEARING NORTH 08 DEGREES 06 MINUTES 29 SECONDS EAST A DISTANCE OF 20.63 FEET) TO A POINT; RUNNING THENCE NORTH 83 DEGREES 55 MINUTES 20 SECONDS EAST A DISTANCE OF 33.17 FEET TO A POINT; RUNNING THENCE NORTH 63 DEGREES 44 MINUTES 55 SECONDS EAST A DISTANCE OF 21.78 FEET TO A POINT; RUNNING THENCE NORTH 58 DEGREES 58 MINUTES 40 SECONDS EAST A DISTANCE OF 30.46 FEET TO A POINT; RUNNING THENCE NORTH 77 DEGREES 25 MINUTES 49 SECONDS EAST A DISTANCE OF 32.08 FEET TO A POINT; RUNNING THENCE SOUTH 73 DEGREES 13 MINUTES 12 SECONDS EAST A DISTANCE OF 38.88 FEET TO A POINT; RUNNING THENCE SOUTH 54 DEGREES 33 MINUTES 42 SECONDS EAST A DISTANCE OF 40.06 FEET TO A POINT; RUNNING THENCE SOUTH 41 DEGREES 24 MINUTES 37 SECONDS EAST A DISTANCE OF 83.47 FEET TO A POINT; RUNNING THENCE SOUTH 54 DEGREES 21 MINUTES 39 SECONDS EAST A DISTANCE OF 42.89 FEET TO A POINT; RUNNING THENCE SOUTH 64 DEGREES 43 MINUTES 22 SECONDS EAST A DISTANCE OF 29.62 FEET TO A POINT; RUNNING THENCE SOUTH 52 DEGREES 37 MINUTES 39 SECONDS EAST A DISTANCE OF 52.71 FEET TO A POINT; RUNNING THENCE SOUTH 78 DEGREES 16 MINUTES 08 SECONDS EAST A DISTANCE OF 56.58 FEET TO A POINT; RUNNING THENCE SOUTH 60 DEGREES 55 MINUTES 21 SECONDS EAST A DISTANCE OF 71.95 FEET TO A POINT; RUNNING THENCE SOUTH 65 DEGREES 58 MINUTES 12 SECONDS EAST A DISTANCE OF 51.07 FEET TO A POINT; RUNNING THENCE SOUTH 34 DEGREES 15 MINUTES 05 SECONDS WEST A DISTANCE OF 20.32 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING.

The above described property is also known as 1701 Auraria Road, Dahlonega, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

Capital One, N.A.

Attn: Loss Mitigation

7933 Preston Road

Plano, TX 75024

Telephone: 1-877-230-8516

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Capital One, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Capital One, N.A.

as Attorney-in-Fact for

Richard Ivy and Sylvia H. Ivy

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Travis Jones to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortagage Corp dated 12/20/2007 and recorded in Deed Book 1077 Page 151, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 87,137.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 74, 11th District, originally Hull now Lumpkin County, Georgia and being fully described by a plat prepared by Civil Design Survey Group, Inc., Georgia Registered Land Surveyor, dated January 11, 200 and as per said plat, the property contians 1.96 acres, more or less, being more particularly described as Tract “B”. The subject plat being of record in Cabinet One, Slide 43, Plat 59B, Lumpkin County Records. Said plat is hereby incorporated by reference.

Also conveyed with the real property is a 2000 Norris manufactured home, vehicle identification number N02012400TNAB.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 98 Myrtel Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Travis Jones or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as agent and Attorney in Fact for Travis Jones

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-1997

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kimberly Maples to Mortgage Electronic Registration Systems, Inc., dated February 20, 2004, recorded in Deed Book H33, Page 155, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 1141, Page 223, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND NINE HUNDRED FIFTY-THREE AND 0/100 DOLLARS ($95,953.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly Maples or a tenant or tenants and said property is more commonly known as 459 Shenandoah Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, NA

as Attorney in Fact for

Kimberly Maples

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/slb3 7/3/12

Our file no. 51701609-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 96 of the 11th District, Lumpkin County, Georgia, being Lot 10 of Shenandoah Subdivision, as per plat recorded in Plat Cabinet 1, Slide 51, Plat 3, Lumpkin County, Georgia records, to which plat is made for a more detailed description. 2002 Fleetwood, 24 X 56 Serial # GAFL23596AB MR/slb3 7/3/12 Our file no. 51701609 - FT5

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anne N. Mayer to Wells Fargo Home Mortgage, Inc., dated February 28, 2003, recorded in Deed Book X30, Page 257, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($73,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anne N. Mayer or a tenant or tenants and said property is more commonly known as 294 Wash Rider Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anne N. Mayer

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 7/3/12

Our file no. 5276512-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 620, 12th District, 1st Section, Lumpkin County, Georgia and being more fully described by a plat prepared by Fredrick F. Kauffman, Georgia Registered Land Surveyor, dated September 17, 1997 and as per said plat, the property contains 2.89 acres, more or less, the subject plat being of record in Plat Cabinet 1, Slide 7, Page 134B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This conveyance is made subject to easements for public roads and utilities now in use. Together with a 1984 Walton Homes, 26 X 46 manufactured home, Serial Number WHGA1305852AB, which is attached to and made a part of the real property MR/stm 7/3/12 Our file no. 5276512 - FT7

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glenn D. Melvin and Lana S. Melvin to Branch Banking and Trust Company dated March 29, 2010, and recorded in Deed Book 1156, Page 670, Lumpkin County, Georgia Records, and re-recorded on July 16, 2010 in Deed Book 1164, Page 687, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, July 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glenn D. Melvin and Lana S. Melvin or a tenant or tenants, and said property is 15.001 acres in Land Lot 123, 1st District, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for River Junction, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 123 in the 1st District, Originally Habersham, and now Lumpkin County, Georgia, consisting of 15.001 acres, more or less, and being more fully described and delineated according to a plat of survey prepared March 16, 2010, by John T. Gaston, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 182, Plat 25, Lumpkin County Records, and which is incorporated by reference herein. This is a portion of the property conveyed to Glenn D. Melvin and Lana S. Melvin under a Warranty Deed from Quentin W. Pase and Caroline Pase dated December 13, 1999, which is recorded in Deed Book H-24, Pages 05-06, Lumpkin County Records and which is incorporated by reference herein.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by William Merrifield to Mortgage Electronic Registration Systems, Inc. dated May 7, 2004, and recorded in Deed Book U33, Page 52, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $121,720.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 902 OF THE 12TH DISTRICT OF LUMPKIN COUNTY, GEORGIA, CONTAINING 0.84 ACRES AS PER PLAT OF SURVEY RECORDED IN PLAT BOOK 6, PAGE 201, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 312 Anderson Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of William Merrifield or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for William Merrifield

File no. 12-031551

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AB

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

SHAPIRO & SWERTFEGER, LLP

ATTORNEYS AND COUNSELORS AT LAW

DUKE BUILDING – SUITE 100

2872 WOODCOCK BOULEVARD

ATLANTA, GEORGIA 30341

770-220-2535

FAX: 770-220-2921

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Virginia A. Milliorn to Mortgage Electronics Registration Systems, Inc. as nominee for Flag Bank, A Georgia Corporation dated 8/25/2006 and recorded in Deed Book 1004 Page 708-719, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 126,370.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

All that tract or parcel of land, lying and being in Land Lot 374 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 2.09 acres, more or less, and being Lot #60 of Etowah Shoals Subdivision, as per plat of survey of Etowah Shoals by Bakkum-DeLoach and Associates, Georgia Registered Surveyors, dated October 1, 1985 and recorded in Plat Book 18, Page 2, Lumpkin County, Georgia Records, which recorded plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 548 Laurel Circle, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Virginia A. Milliorn or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as agent and Attorney in Fact for Virginia A. Milliorn

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-2118

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sean E Oblisk and Shelly A. Lahay to Mortgage Electronic Registration Systems, Inc., dated December 3, 2003, recorded in Deed Book W32, Page 620, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1208, Page 746, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($98,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sean E Oblisk and Shelly A. Lahay or a tenant or tenants and said property is more commonly known as 285 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Sean E Oblisk and Shelly A. Lahay

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 7/3/12

Our file no. 5557212-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District of Lumpkin County, Georgia, being Lot 3, containing 1.02 acres, as per plat of survey recorded in Cabinet One, Slide 83, Page 59B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part hereof by reference. Also conveyed herewith is a 2002 Palm Harbor Manufactured Home, Model Number FSP464G9, Serial Number PH234691. MR/stm 7/3/12 Our file no. 5557212 - FT7

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Faron Pirkle and Ashley Tarte to Mortgage Electronic Registration Systems, Inc. as nominee for Alacrity Lending Company, its successors and assigns dated July 25, 2008 in the amount of $124,053.00, and recorded in Deed Book 1103, Page 538, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 171, 13th District, 1st Section, Lumpkin County, Georgia, being described as 1.50 acres, more or less, as shown on a plat of survey Faron Pirkle, prepared by J.A. Page, Jr., Georgia Registered Land Surveyor No. 1894, dated April 8, 2008, revised July 3, 2008 to include fence easement and recorded in Plat Cabinet 1, Slide 167, Plat 122-A, Office of the Clerk of Superior Court, Lumpkin County, Georgia, said plat being incorporated herein and to which reference is made for a more complete description thereof.

This being a portion of the property conveyed by deed recorded in Deed Book D25, Page 166, Lumpkin County, Georgia Records.

Also conveyed herewith is a 2009 Fleetwood manufactured home, Model 4724X being 28X72 and having a Serial Number GAFL875A79838-CI11, which is permanently attached to and made a part of the real property.

which has the property address of 469 Old Kerns Road, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Faron Pirkle and Ashley Tarte and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Faron Pirkle and Ashley Tarte

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:06-06-2012, 06-13-2012, 06-20-2012, 06-27-2012

File No. 09-15559 /FHA/lseymore

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Margaret H. Pollard to Mortgage Electronic Registration Systems, Inc., dated September 18, 2002, recorded in Deed Book Z29, Page 634, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 1180, Page 582, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($84,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Margaret H. Pollard or a tenant or tenants and said property is more commonly known as 92 Laurel Hill Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, NA

as Attorney in Fact for

Margaret H. Pollard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/slb3 7/3/12 Our file no. 51561305-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 87 of the 1st District, originally Habersham now Lumpkin County, Georgia, together with all improvements located thereon, as set out on a plat of survey dated June 19, 1976, prepared for Leon Welch by M. C. Wicht, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 5, page 288, Lumpkin County records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements in use or of record. MR/slb3 7/3/12 Our file no. 51561305 - FT5

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Florella Carrie Rayner to Family Mortgage And Investments, Inc., dated December 7, 2000, recorded in Deed Book U26, Page 97, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Assocation by assignment recorded in Deed Book 1211, Page 553, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($160,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property:

All that tract or parcel of land, together with improvements, thereon, situate, lying ad being in Land Lot 194 of the 12th Land District, 1st Section, of Lumpkin County, Georgia, and being 9.80 acres as more particularly described on that plat of survey for Florella Carrie Rayner, prepared by Geoimage, LLC, Georgia Registered Land Surveyor, dated February 10, 2000, and recorded in Plat Cabinet 1, Slide 47, Page 122A of the Lumpkin County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of the property. Also conveyed herein is a 30-foot easement for ingress and egress from the subject property to Sheep Wallow Road.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Toni Hamilton, Margaret King, Sinthea D. Woodall, Bruce W. Rayner, Christopher Rayner, Bruce “Shawn” Rayner and Benton Steven Rayner or a tenant or tenants and said property is more commonly known as 398 Braeburn Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Florella Carrie Rayner

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/kb4 7/3/12

Our file no. 1447211-FT20

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from River Junction, LLC to Branch Banking and Trust Company dated March 21, 2008, and recorded in Deed Book 1089, Page 159, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, July 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is River Junction, LLC or a tenant or tenants, and said property is 1808-1810 South Chestatee Street, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for River Junction, LLC

Martin G. Quirk, Esq.

Angela Hurley Barber, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

(Loan to RIVER JUNCTION, LLC – Two Tracts, South Chestatee Street)

TRACT ONE: All that tract or parcel of land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.338 acres, more or less, together with all improvements located thereon, and being more fully described and delineated according to a plat of survey prepared January 31, 1986, and revised August 11, 1994, by Farley – Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Book 27, Page 49, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Harold Hansard to Wayne Gibson dated May 11, 1996, which is recorded in Deed Book D-16, Page 140, Lumpkin County Records, and which is incorporated by reference herein.

TRACT TWO: All that tract or parcel of land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of one-half acre, more or less, together with all improvements located thereon, and being the same property that was conveyed in two Warranty Deeds from Mary Jane Cantrell Satterfield and from Thomas Freeman Cantrell and Dennis David Cantrell to Hoyt Wayne Gibson dated January 30, 1996, and March 1, 1999, which are recorded in Deed Book P-15, Pages 120-121; and Deed Book F-22, Pages 165-166; Lumpkin County Records, and which are incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Mrs. Lela Jarrard to Annie Gwen Cantrell dated May 26, 1960, which is recorded in Deed Book J-2, Pages 169-70, Lumpkin County Records, and which is incorporated by reference herein.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 7/3/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/krc1 7/3/12 Our file no. 52263710 - FT11

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael T Roub and Angel Roub to Mortgage Electronic Registration Systems, Inc., dated March 16, 2004, recorded in Deed Book I33, Page 492, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1188, Page 281, and as re-recorded in Deed Book 1213, Page 545, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND THREE HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($102,381.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael T Roub and Angel Roub or a tenant or tenants and said property is more commonly known as 1463 Old Dahlonega Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for Michael T Roub and Angel Roub

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 7/3/12

Our file no. 5122812-FT11

EXHIBIT “A”

All that tract of land located in Land Lot 95, 11th District, originally Hall, now Lumpkin County, Georgia, being a 2.00 acre tract, more or less, together with all improvements thereon, and being shown as the rear tract on a survey for Sue Butler by J.A. Page, Jr, RLS, recorded in Plat Cabinet 1, Slide 25, Page 92B, Lumpkin County Georgia Records, which is incorporated herein by reference. Together with a perpetual, non-exclusive easement for ingress and egress over and across the existing 2o’wide easement as shown on the above referenced plat. Current Address: 1463 Old Dahlonega Highway, Dahlonega, Georgia 30533 Tax Map No: 097-110 MR/mga 7/3/12 Our file no. 5122812 - FT11

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David Steffes to Bank of America, N.A., dated July 20, 2007, recorded in Deed Book 1057, Page 570, Lumpkin County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 1208, Page 415, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($153,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Mortgage Corporation, P.O. Box 1288, Buffalo, NY 14240, 800-724-1633. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David Steffes or a tenant or tenants and said property is more commonly known as 60 Trahlyta Trail, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

M&T Bank

as Attorney in Fact for

David Steffes

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/bw1 7/3/12

Our file no. 5532512-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 586, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated August 2, 1995: and as per said plat, the property contains 0.704 acres, more or less, the subject plat being of record in Plat Book 28, Page 142, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herewith is an easement for access, ingress, and egress, and the installation of utilities over and upon the driveways depicted on the subject property connecting the subject property with a publicly maintained road. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Tax ID #: D01 011 By fee simple deed from Garrett S. Wade and Amy S. Wade to David Steffes as set forth in Deed Book W31, Page 383, dated 7/18/2003 and recorded on 7/22/2003, Lumpkin County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source. MR/bw1 7/3/12 Our file no. 5532512 - FT15

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated April 28, 2008, from Frances J Thomas and Tracy R Thomas to Mortgage Electronic Registration Systems, Inc. as nominee for United Community Mortgage Services, Inc., recorded on May 8, 2008 in Deed Book 1093 at Page 325, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment and said Deed to Secure Debt having been given to secure a note dated April 28, 2008, in the amount of $143,106.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on July 3, 2012, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 298 AND 297 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2 OF ETOWAH WEST SUBDIVISION, PER PLAT OF SAME AS RECORDED IN PLAT BOOK 27, PAGE 185, LUMPKIN COUNTY, GEORGIA RECORDS. WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law.

To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Frances J Thomas and Tracy R Thomas. The property, being commonly known as 47 Etowah Drive, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Frances J Thomas and Tracy R Thomas, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540.

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Albertelli Law Attorney for JPMorgan Chase Bank, National Association

as Attorney in Fact for

Frances J Thomas and Tracy R Thomas

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

A-4250620 06/06/2012, 06/13/2012, 06/20/2012, 06/27/2012

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Brian Tucker to Mortgage Electronics Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. dated 11/23/2005 and recorded in Deed Book X36 Page 539-546, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A. by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 74,410.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 46 of the 11th District, Lumpkin County, Georgia, being Lot 47, Sherwood Forrest Subdivision, Phase 2, as per plat recorded in Plat Cabinet 1, Slide 57, Plat 140, Lumpkin County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 180 Nottingham Court according to the present system of numbering houses in Lumpkin County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 180 Nottingham Lane, Murrayville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Brian Tucker or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A. as agent and Attorney in Fact for Brian Tucker

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1090-259

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from WILLIAM L. TURNER AND DEANNA B. TURNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR TAYLOR,BEAN & WHITAKER MORTGAGE CORP, dated September 17, 2008, recorded September 24, 2008, in Deed Book 1109, Page 331-344, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Seventy-Five Thousand Sixty-Five and 00/100 dollars ($275,065.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 325. 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY N.B. DELOACH, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 7, 1987: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.59 ACRES, MORE OR LESS, BEING LOT 15 OF DEERFIELD ON THE RIVER. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 18, PAGE 77, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. ALSO CONVEYED HEREIN IS A NON-EXCLUSIVE, PERPETUAL EASEMENT FOR INGRESS, EGRESS, AND THE INSTALLATION OF ALL NECESSARY UTILITIES 40 FEET IN WIDTH ALONG THE ROADWAYS WHICH ARE SHOWN ON SAID SURVEY, AND WHICH LEAD TO GEORGIA HIGHWAY 9. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said legal description being controlling, however the property is more commonly known as 486 DEERFIELD DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is WILLIAM L. TURNER AND DEANNA B. TURNER, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

WILLIAM L. TURNER AND DEANNA B. TURNER

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-05793-0001, www.rubinlublin.com/property-listings.php

(6/6, 6/13, 6/20, 2/27)

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Legals (June 13th edition)
Jun 13, 2012 | 4285 views | 0 0 comments | 13 13 recommendations | email to a friend | print
NOTICE OF TERMINATION OF PARENTAL RIGHTS HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE MATTER OF: Hinton Bryant Adams

DOB: 11-5-2010

SEX: male

A CHILD UNDER THE AGE OF EIGHTEEN

CASE NO. 093-12J-67A

TO:

Cortney Michelle Adams, MOTHER OF THE ABOVE-NAMED CHILD

By Order for Service by Publication dated the 11th day of MAY, 2012, you are hereby notified that on February 15, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Resources, filed a Petition for Termination of Parental Rights against you as to the above-named child and this Court found it to be in the child’s best interest that the Petition be filed. This notice is being sent to you pursuant to the provisions of O.CG.A. §15-11-96. A copy of the Petition for Termination of Parental Rights may be obtained by you from the Clerk at the Lumpkin County Courthouse during business hours. The hearing on the Petition for Termination of Parental Rights is for the purpose of terminating your parental rights.

Pursuant to O.C.G.A. § 15-11-93, an order terminating the parental rights of a parent is without limit as to duration and terminates all your rights and obligations with respect to your child and all rights and obligations of your child to you arising from the parental relationship, including rights of inheritance. You are not thereafter entitled to notice of proceedings for the adoption of the child by another, nor have you any right to object to the adoption or otherwise participate in the proceedings.

This Court will conduct a final hearing upon the Petition for Termination of Parental Rights on the 8th day of August, 2012, at 10:00 a.m., at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child or children and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald W. Bruce, Judge of said Court, this the 11th day of May, 2012.

Rita Harkins, Clerk

Lumpkin County, Georgia

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Arlene Parker, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 15th day of May 2012.

Roger Palmour, Administraor

583 Riverview Trail E.

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Julian L. Waters, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Allison Layne, Executor

189 Golden Autumn Drive

Dahlonega, GA 30533

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Betty Louise Cantrell, deceased, late o f said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of May 2012.

Marvin L. Palmer, Executor

65 Red Pine Trail

Dawsonville, GA 30534

(5/23, 5/30, 6/6, 6/13)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Katherine Sue Lunsford Grizzle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 24th day of May 2012.

Vaughn Grizzle, Executor

P.O. Box 323

Dahlonega, GA 30533

(5/30, 6/6, 6/13, 6/20)

NOTICE

Georgia, Lumpkin County Probate Court

Marvin L. Palmer has petitioned to be appointed Administrator of the estate of Bobby Rudolf Palmer, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before July 2, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

(6/6, 6/13, 6/20, 6/27)

Notice of Public Sale

In accordance with the “Georgia Self-Service Storage Facility Act,” Oak Grove Stor-All, LLC, will sell to the highest bidder the following units on June 16, 2012, at 935 Oak Grove Road, Dahlonega, GA 30533 at 10 a.m. Oak Grove Stor-All, LLC. Our phone number is 706-864-2351. We reserve the right to bid, refuse any bid and withdraw any unit. Terms are Cash only and items must be removed from the facility within 48 hours. All items are sold as is. Sale is subject to cancellation in the event of a settlement between the owner and the obligated party. Any vehicle/RV/boat or any titled type of property is for parts only; no title is given or implied.

A general identity of the occupant renting the unit is as follows:

D-5 P. Boggess

B-11 S. Cadi

(6/6, 6/13) 138

NOTICE of Incorporation

Notice is given that articles of incorporation that will incorporate (Mountain Care Fellowship Foundation Inc.) have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code or (Georgia Non-Profit Corporation Code). The initial registered office of the corporation is located at (23 Cain Bridge Lane, Dahlonega, Georgia, 30533) and its initial registered agent at such address is Toby Scott Palmer.

(6/6, 6/13) 70

NOTICE OF SALE

Dan’s Mini Storage

922 Ben Higgins Road

Dahlonega, GA 30533

706-864-4328

Ceta Padilla Unit #48

Mary Cagle Unit #20

Sale Date: Saturday, June 23, 2012 at 10 a.m.

(6/13, 6/20)

Appeal to Lumpkin County Board of Commissioners

Charles Allen has requested that the Lumpkin County Board of Commissioners hear an appeal of a Planning Commission’s denial of a variance to operate a vacation rental cabin at 341 Cedar Mountain Road. The appeal hearing has been set for July 3, 2012 immediately following the BOC Work Session in the Lumpkin County-YMCA Park and Recreation Community Center located at 365 Riley Rd.

(6/13, 6/20} 70

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Dora Jeweleen Beck, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of June, 2012.

Joseph Littleton, Executor

261 Ridgeway Road

Dahlonega, GA 30533

(6/13, 6/20, 6/27, 7/4)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Roy L. Frasure, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 8th day of June, 2012.

Don E. Waters, Executor

160 Windy Hill Road

Dahlonega, GA 30533

(6/13, 6/20, 6/27, 7/4)

NOTICE FOR DISCHARGE FROM OFFICE AND ALL LIABILITY

PROBATE COURT OF LUMPKIN COUNTY

RE: Petition of Lauren Alexis Taglialatela for discharge as executor of the estate of James S. Baker, Jr., Deceased.

TO: All and singular the heirs of said decedent, the beneficiaries under the will, and to whom it may concern:

This is to notify you to file objection, if there is any, to the above referenced petition, in this Court on or before June 25, 2012.

Be notified further: All objections to the petition must be in writing, setting forth the grounds of any such objections. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A.Chastain, Probate Judge

by Shelley Wilson,

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(6/13) 192

STATE OF GEORGIA

COUNTY OF LUMPKIN

LOGIC AND ACCURACY TESTING

PUBLIC NOTICE

Pursuant O.C.G. A. § 21-2-379.6, notice is hereby given that the logic and accuracy testing and preparation of voting equipment to be used in the July 31, 2012 General Primary Election will begin at 9:00 am on June 15, 2012. Testing will continue until complete and is open to the public. Said testing and preparation will be conducted at the Lumpkin County Election & Voter Registration Office and the election equipment storage area in the basement of the library at 99 Courthouse Hill, Dahlonega, GA.

This 13th day of June, 2012.

Kimberly A. Pruitt

Lumpkin County

Supervisor of Elections

(6/13)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Robert S. Aiken to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $310,000.00 dated 3/26/2008, and recorded in Deed Book 1088, page 399, Lumpkin County records, said Security Deed being last transferred and assigned to SunTrust Mortgage, Inc. in Deed Book 1175, Page 278, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2012 by SunTrust Mortgage, Inc., as Attorney-in-Fact for Robert S. Aiken the following described property:

All that tract or parcel of land lying and being in Land Lot 538 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 10.01 acres, more or less, as per plat of survey recorded in Plat Book 28, Page 33, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part of this description.

Property known as: 283 Crabapple Lane, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

SunTrust Mortgage, Inc.

1001 Semmes Avenue

Richmond, VA 23224

PHONE: 866-384-0903

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Robert S. Aiken.

SunTrust Mortgage, Inc., as Attorney-in-fact for Robert S. Aiken.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-04639

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Payton Anderson to Mortgage Electronic Registration Systems, Inc., as nominee for Branch Banking and Trust Company, its successors and assigns dated July 19, 2007 in the amount of $145,600.00, and recorded in Deed Book 1055, Page 736, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 579 in the 12th District, 1st Section, Lumpkin county, Georgia consisting of 1.344 acres, more or less, and being more fully described and delineated as Lot 23 of the Tavern Oaks subdivision according to plat of survey prepared May 19, 1994 by Michael Stewart Kelley, Georgia Registered Land Surveyor, which is recorded in Plat Book 27, Page 87, Lumpkin county, records, which plat is incorporated by reference herein. The property is conveyed subject to a declaration of protective and restrictive covenants for the Tavern Oaks subdivision which is recorded in Deed Book Q13, Pages 67--69, and is also conveyed subject to earlier restrictive covenants set out more fully in an agreement recorded May 14,1992 which is recorded in Deed Book A-11, Pages 312-315, Lumpkin county, Georgia records.

which has the property address of 362 Buckhorn Tavern Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Payton Anderson and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Branch Banking and Trust Company

Attorney in Fact for

Payton Anderson

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:06-06-2012, 06-13-2012, 06-20-2012, 06-27-2012

File No. 12-05292 /FHLMC/mtucker

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed and Agreement from B&G Development, LLC (“Grantor”) to Community & Southern Bank, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank (“Grantee”) dated March 30, 2007, filed June 5, 2007, and recorded in Deed Book 1045, Page 413, Lumpkin County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated March 13, 2009, from Grantor payable to Appalachian Community Bank, in the original principal amount of Seven Hundred Thirty-Two Thousand Nine Hundred Sixty-One and 50/100 Dollars ($732,961.50), with interest thereon as set forth therein (as renewed and amended, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 342 of the 12th District, 1st Section, Lumpkin County, Georgia, and being more particularly described as Lot P-7, Phase Pomino, Montalvina Subdivision on that certain Plat of Survey prepared by GeoImage, said plat being recorded at Plat Cabinet One, Slide 147, Plat 121, Lumpkin County, Georgia Records

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 108 Piazza Pomino, Dahlonega, Lumpkin County, Georgia, 30533, and the party in possession of the property is B&G Development, LLC, or its tenant or tenants.

COMMUNITY & SOUTHERN BANK, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank, as Attorney-in-Fact for B&G Development, LLC

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Security Deed and Agreement from B&G Development, LLC (“Grantor”) to Community & Southern Bank, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank (“Grantee”) dated March 30, 2007, filed June 5, 2007, and recorded in Deed Book 1045, Page 466, Lumpkin County, Georgia Records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated March 13, 2009, from Grantor payable to Appalachian Community Bank, in the original principal amount of Seven Hundred Fourteen Thousand Two Hundred Three and 50/100 Dollars ($714,203.50), with interest thereon as set forth therein (as renewed and amended, the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lot 342 of the 12th District, 1st Section, Lumpkin County, Georgia, and being more particularly described as Lot P-8, Phase Pomino, Montalvina Subdivision on that certain Plat of Survey prepared by GeoImage, said plat being recorded at Plat Cabinet One, Slide 147, Plat 121, Lumpkin County, Georgia Records

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. fillin “” \d “”The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deedfillin “” \d “”, outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 120 Piazza Pomino, Dahlonega, Lumpkin County, Georgia, 30533, and the party in possession of the property is B&G Development, LLC, or its tenant or tenants.

COMMUNITY & SOUTHERN BANK, as successor in interest to Appalachian Community Bank, by virtue of Assignment from the FDIC, as Receiver for Appalachian Community Bank, as Attorney-in-Fact for B&G Development, LLC

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Stephen B. Beard and Helen Lawanda Beard to Mortgage Electronic Registration Systems, Inc. as nominee for M&T Bank, its successors and assigns, dated December 17, 2007, recorded in Deed Book 1077, Page 602, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1199, Page 141, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($140,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 438, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated November 14, 2007: and as per said plat, the property contains 2.038 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 160, Plat 193A, Lumpkin County Records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement for ingress and egress being thirty (30) feet in width over the existing drive connecting subject property to Siloam Church Road as shown on the above referenced plat of survey.

This conveyance is made subject to easements for public road and utilities now in use. This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed.

The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Helen Lawanda Beard and Stephen Brian Beard or a tenant or tenants and said property is more commonly known as 400 Beard Mountain Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Stephen B. Beard and Helen Lawanda Beard

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/kb4 7/3/12

Our file no. 1283611-FT20

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by James William Cantrell, Jr. to The Mortgage People Co., dated July 9, 2003, recorded in Deed Book V31, Page 221, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1034, Page 555, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-TWO THOUSAND AND 0/100 DOLLARS ($82,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is James William Cantrell, Jr. or a tenant or tenants and said property is more commonly known as 227 Cheyenne Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

James William Cantrell, Jr.

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 7/3/12

Our file no. 5524512-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 339 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.00 acres, more or less, together with all improvements located thereon, and being more particularly set out at Tract “A” on a plat of survey dated October 2, 1998, prepared for James William Cantrell, Jr., and Karen Satterfield by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 22, Plat 37, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement 30 feet in width for ingress, egress and the installation of all necessary utilities running from the above described property to Leonard Pruitt Road along with existing gravel drive as shown on the above referenced plat of survey. Also conveyed herewith is a perpetual, non-exclusive easement for water service from the spring house (well) shown on the above referenced plat of survey. This easement shall be 10 feet in width and shall run from the subject property along the existing water lines to the spring house (well) and shall include an area with a 10 foot radius around the well. This property is conveyed subject to all easements for roads and utilities in use or of record. MR/stm 7/3/12 Our file no. 5524512 - FT7

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Adam Shane Clark and Ginger Wadsworth Clark to Washington Mutual Bank, FA dated September 9, 2003, and recorded in Deed Book K32, Page 219, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $120,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 107 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 4, AS PER PLAT OF SURVEY RECORDED IN PLAT BOOK 28, PAGE 193, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 8397 Dawsonville Highway, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Ginger Wadsworth Clark and Adam Shane Clark or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, N.A. as Attorney-in-Fact for Adam Shane Clark and Ginger Wadsworth Clark

File no. 12-032208

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/KMM

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOHN CORLEY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR COUNTRYWIDE BANK, FSB , dated 09/26/2008, and Recorded on 10/24/2008 as Book No. 1112 and Page No. 94-104, LUMPKIN County, Georgia records, as last assigned to BANK OF AMERICA, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $136,581.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 219 OF THE 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING MORE FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL L. SCUPION, GEORGIA REGISTERED LAND SURVEYOR, DATED JUNE 16, 1993, AND AS PER PLAT THE PROPERTY CONTAINS 1.01 ACRES, MORE OR LESS, AND BEING FURTHER DELINEATED AS LOT 6 ON THE SUBJECT PLAT RECORDED IN PLAT BOOK 26, PAGE 57, LUMPKIN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: BANK OF AMERICA, N.A., AS SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP, PTX-C-32, Foreclosure 7105 CORPORATE, PLANO, TX 75024, 800-669-6650. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 57 JENNIFER CT, DAHLONEGA, GEORGIA 30533 is/are: JOHN CORLEY or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

BANK OF AMERICA, N.A.

as Attorney in Fact for

JOHN CORLEY.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120031403326

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by GARY C CUTCHALL AND MARY L BREWER to WELLS FARGO HOME MORTGAGE, INC , dated 03/29/2002, and Recorded on 04/29/2002 as Book No. F24 and Page No. 552-562, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $107,119.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING LAND LOT 94, 1ST DISTRICT, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.834 ACRES, AS PER PLAT OF SURVEY FOR TODD CANNON DATED FEBRUARY 13, 2002 BY GEOIMAGE, LLC, GEORGIA REGISTERED LAND SURVEYORS, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT A POINT LOCATED AT THE COMMON CORNER OF LAND LOTS 100, 93, 99 AND 94; THENCE SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 566.56’ TO A 1/2” REBAR SET, WHICH POINT IS THE TRUE POINT OF BEGINNING; FROM THE POINT OF BEGINNING THUS ESTABLISHED, PROCEED SOUTH 88 DEGREES 26 MINUTES 03 SECONDS EAST A DISTANCE OF 338.15’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 18 DEGREES 11 MINUTES 57 SECONDS WEST A DISTANCE OF 322.04’ TO A 1/2” REBAR SET; THENCE SOUTH 8 DEGREES 46 MINUTES 15 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 81 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 20.00 TO A 1/2” REBAR SET: THENCE NORTH 36 DEGREES 13 MINUTES 45 SECONDS WEST A DISTANCE OF 50.00’ TO A 1/2” REBAR SET; THENCE NORTH 72 DEGREES 27 MINUTES 56 SECONDS WEST A DISTANCE OF 103.55’ TO A 1/2” REBAR SET; THENCE NORTH 27 DEGREES 10 MINUTES 21 SECONDS WEST A DISTANCE OF 108.75’ TO A CALCULATED POINT; THENCE NORTH 9 DEGREES 25 MINUTES 51 SECONDS WEST A DISTANCE OF 195.91’ TO A 1/2” REBAR SET, AND THE TRUE POINT OF BEGINNING.

ALSO CONVEYED HEREWITH A 30’ EASEMENT FOR INGRESS AND EGRESS FROM GRINDLE ROAD TO SUBJECT PROPERTY OVER AND ACROSS PROPERTY SHOWN AS “ TRACT 2” ON SAID SURVEY, A COPY OF SAID SURVEY BEING ATTACHED HERETO AS EXHIBIT “B” AND INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, Foreclosure, DES MOINES, IA 50328, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 700 GRINDLE BROTHERS RD, MURRAYVILLE, GEORGIA 30564 is/are: GARY C CUTCHALL AND MARY L BREWER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A.

as Attorney in Fact for

GARY C CUTCHALL AND MARY L BREWER.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20120058300259

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Michael R. Denier to Regions Bank dba Regions Mortgage dated July 14, 2005, and recorded in Deed Book E 36, Page 474, Lumpkin County Records, securing a Note in the original principal amount of $97,600.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 919 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 1.79 ACRES, MORE OR LESS, AS PER A PLAT OF SURVEY PREPARED FOR STEVE GALLANT, BY MICHAEL L. SCUPIN AND ASSOCIATES, GEORGIA REGISTERED SURVEYOR, DATED OCTOBER 8, 1985, RECORDED IN PLAT BOOK 14, PAGE 205, LUMPKIN COUNTY RECORDS. SAID PLAT OF SURVEY IS INCORPORATED HEREIN BY REFERENCE FOR A MORE PARTICULAR DESCRIPTION OF THE ABOVE PROPERTY.

BEING THE SAME PROPERTY CONVEYED TO MICHAEL R. DENIER BY DEED FROM STEVE GALLANT RECORDED 03/10/1989 IN DEED BOOK C8 PAGE 132, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA.

Said property is known as 2762 Highway 19 N, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Michael R. Denier or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank dba Regions Mortgage as Attorney-in-Fact for Michael R. Denier

File no. 12-029322

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770) 220-2535/ASR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Shawn Edwards and Stephanie Edwards to Mortgage Electronic Registration Systems, Inc., dated April 19, 2007, recorded in Deed Book 1038, Page 238, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1158, Page 376, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY-FIVE THOUSAND FOUR HUNDRED EIGHTY-THREE AND 0/100 DOLLARS ($165,483.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Shawn Edwards and Stephanie Edwards or a tenant or tenants and said property is more commonly known as 165 Greenwood Park Way, Dawsonville, Georgia 30534-8452. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America N.A. successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for

Shawn Edwards and Stephanie Edwards

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/qlb 7/3/12

Our file no. 51085410-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 103 of the 12th District, 1st Section of Lumpkin County, Georgia, together with all improvements located thereon, and being more particularly set out as Lot 57 of the Greenwood Park Subdivision on a plat of survey prepared by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 86, Pages 107b-113, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. MR/qlb 7/3/12 Our file no. 51085410 - FT11

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State Of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Real Estate Deed to Secure Debt from Elite Custom Cabinets, LLC to State Bank and Trust Company, by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County, dated July 26, 2007, and recorded in Deed Book 1056, page 177, Lumpkin County, Georgia Records, as modified (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Hall County, Georgia, within the legal hours of sale on Tuesday, July 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party or Parties in possession of the property is Elite Custom Cabinets, LLC, or a tenant or tenants, and said property is more commonly known as property in Land Lot 38 OF THE 13th District, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

State Bank and Trust Company by Assignment from the Federal Deposit Insurance Corporation, Receiver for First National Bank of Hall County

Attorney in fact for Elite Custom Cabinets, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive

Suite 300

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

TRACT 1:

All that or parcel of land lying and being in Land Lot 38 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 16.62 acres, more or less, together with all improvements located thereon, and being that 18.12 acres more particularly set out on a plat of survey December 7, 2000, prepared for Grace Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 60, Plat 195, Lumpkin County, Georgia Records, and is incorporated herein by reference for a more detailed description, LESS AND EXCEPT that 1,500 acres more particularly set out on a plat of survey dated April 3, 2001, prepared for Phillip H. Cantrell by John T. Gaston, Georgia Registered Land Surveyor, which plat is recorded in Plat Cabinet 1, Slide 63, Plat 54A, Lumpkin County, Georgia Records.

Subject to all easements, covenants and restrictions of record.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Leah Ensminger and Nathaniel S. Ensminger to Mortgage Electronic Registration Systems, Inc. as nominee for Aegis Wholesale Corporation dated 2/9/2007 and recorded in Deed Book 1028 Page 335, LUMPKIN County, Georgia records; as last transferred to Federal National Mortgage Association by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 128,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1172 OF THE 12TH DISTRICT, 1ST SECTION , LUMPKIN COUNTY, GEORGIA, BEING LOT 7 OF FARM VIEW SUBDIVISION, PHASE II, AS PER PLAT RECORDED IN CABINET 1, SLIDE 132, PAGE 23, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 136 Farm View Lane, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Nathaniel S. Ensminger and Leah Ensminger or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Federal National Mortgage Association as agent and Attorney in Fact for Leah Ensminger and Nathaniel S. Ensminger

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1168-271

(6/6, 6/13, 6/20, 2/27)

NOTICE OF SALE UNDER POWER,

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Ricky A. Fields and Sheri S. Fields to Mortgage Lenders Network USA, Inc. dated 5/2/2002 and recorded in Deed Book I-29 Page 40, LUMPKIN County, Georgia records; as last transferred to LNV Corporation by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 225,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 3, 2012), the following described property:

TRACT 1:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 29, 1998: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.338 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 12, PAGE 36B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

TRACT 2:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY SOLAR LAND SURVEYING COMPANY, GEORGIA REGISTERED LAND SURVEYORS, DATED JUNE 17, 1995 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 28, PAGE 111, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 289 Pathfinder Lane, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard A. Fields and Sheri S. Fields or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

LNV Corporation as agent and Attorney in Fact for Ricky A. Fields and Sheri S. Fields

Aldridge Connors, LLP, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-2800

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from STEVEN H. FULLER JR to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR AMERICA`S WHOLESALE LENDER, dated September 11, 2006, recorded September 19, 2006, in Deed Book 1005, Page 426, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Four Hundred Fifty Thousand and 00/100 dollars ($450,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Bank of New York Mellon f/k/a The Bank Of New York As Trustee For The Certificateholders CWALT, Inc. Alternative Loan Trust 2006-36T2, Mortgage Pass-Through Certificates, Series 2006-36T2, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 931 AND 947 OF THE 12TH DISTRICT, 1ST SECTION OF THE CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA, CONSISTING OF ALL OF LOT 3, BEING 36,525 SQUARE FEET, AS MORE PARTICULARLY SET OUT ON A PLAT OF SURVEY OF THE CROWN MOUNTAIN SWIM & TENNIS CLUB DATED SEPTEMBER 9, 2002, REVISED JANUARY 14, 2003, PREPARED BY WILLIAM B. COLLINS AND WILLIAM E. WHIDDEN, GEORGIA REGISTERED LAND SURVEYORS. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 85, PLAT 86-91, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION. THIS PROPERTY IS CONVEYED SUBJECT TO AND IS BENEFITTED BY THE TERMS AND CONDITIONS CONTAINED IN THE DECLARATION OF COVENANTS, CONDITIONS, AND RESTRICTIONS FOR CROWN MOUNTAIN SWIM AND TENNIS CLUB DATED MARCH 28, 2003, AND RECORDED IN DEED BOOK B-31, PAGES 44-78, LUMPKIN COUNTY RECORDS.

Said legal description being controlling, however the property is more commonly known as 82 CROWN MOUNTAIN RIDGE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is STEVEN H. FULLER JR, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

THE BANK OF NEW YORK MELLON F/K/A THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS CWALT, INC. ALTERNATIVE LOAN TRUST 2006-36T2, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2006-36T2

as Attorney in Fact for

STEVEN H. FULLER JR

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-06340-0001

Ad Run Dates 06/06/2012, 06/13/2012, 06/20/2012, 06/27/2012

www.rubinlublin.com/property-listings.php

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Carolyn Gartrell Grizzle, Daphney Gartrell a/k/a Daphney Gartrell Faulkner and Jeffrey Gartrell to Century South Bank of Dahlonega, dated September 19, 2001, recorded April 22, 2002, in Deed Book E-29, Page 591, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SEVENTY THOUSAND DOLLARS AND NO CENTS ($70,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 12TH DISTRICT AND FIRST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2.25 ACRES, MORE OR LESS, OF LAND LOT NO. 1073 IN SAID DISTRICT AND SECTION AND BEING MORE PARTICULARLY DESCRIBED ON A PLAT OF SURVEY DATED MARCH 19, 1974, PREPARED BY M. C. WICHT, REGISTERED SURVEYOR, RECORDED IN PLAT BOOK 5, PAGE 16, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA. REFERENCE TO SAID PLAT AND THE DESCRIPTION CONTAINED THEREIN BEING INCORPORATED HEREIN BY REFERENCE FOR A FULL AND COMPLETE DESCRIPTION THEREOF. THIS BEING THE SAME PROPERTY AS SET OUT IN A WARRANTY DEED, RECORDED IN DEED BOOK G-3, PAGE 172, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA.

Said property being known as 4404 Highway 19 North, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due.

The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Daphney Gartrell a/k/a Daphney Gartrell Faulkner and Jeffrey Gartrell or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, Branch Banking and Trust Company sbm Century South Bank of Dahlonega

as Attorney in Fact for

Carolyn Gartrell Grizzle, Daphney Gartrell a/k/a Daphney Gartrell Faulkner and Jeffrey Gartrell.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JENNIE K HAMILTON to WELLS FARGO BANK, N.A. , dated 02/15/2006, and Recorded on 02/22/2006 as Book No. 37 and Page No. 714, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $152,000.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 659, 660, 701 AND 702 OF THE 5TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, AND BEING LOT 9 AS PER PLAT PREPARED BY C. C. DAVIS, JR. OF GEO IMAGE LLC AND DATED 03/30/00, THE SAME BEING OF RECORD IN CABINET 1, SLIDE 54, PLAT 75, LUMPKIN COUNTY, GEORGIA RECORDS.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ATTN: BK DEPT - MAC #D3347-014, Foreclosure 3476 STATEVIEW BLVD, FORT MILL, SC 29715, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 126 WOODS DRIVE, DAHLONEGA, GEORGIA 30533 is/are: JENNIE K HAMILTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR WELLS FARGO ASSET SECURITIES CORPORATION, MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2006-4

as Attorney in Fact for

JENNIE K HAMILTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110169806041

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia, County of LUMPKIN. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by LILLIE HARRIS to BAYROCK MORTGAGE CORP. , dated 03/14/2005, and Recorded on 03/18/2005 as Book No. K35 and Page No. 83-102, LUMPKIN County, Georgia records, as last assigned to DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR GSAMP TRUST 2005-HE4, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-HE4, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $140,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in July, 2012, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 224 AND 225 OF THE12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING 1.134 ACRES, MORE OR LESS, TOGETHER WITH ALL IMPROVEMENTS LOCATED THEREON, AND BEING MORE PARTICULARLY SET OUT AS TRACT 2 ON A PLAT OF SURVEY DATED NOVEMBER 26, 2002, PREPARED FOR SHADRICK ABERCROMBIE AND TIM FERGUSON BY JOHN T. GASTON, GEORGIA REGISTERED LAND SURVEYOR. THIS PLAT IS RECORDED IN PLAT CABINET 1, SLIDE 83, PLAT 58A, LUMPKIN COUNTY RECORDS, AND IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION.

ALSO CONVEYED HEREWITH IS A PERPETUAL, NON-EXCLUSIVE EASEMENT 20’ IN WIDTH RUNNING ALONG AND WITH SWIFT WATER LANE LEADING TO HIGHWAY 52 AS SHOWN ON THE PLAT OF SURVEY.

THIS PROPERTY IS CONVEYED SUBJECT TO ALL EASEMENTS IN USE OR OF RECORD. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: , 888-554-6599. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 64 SWIFTWATERS ROAD, DAHLONEGA, GEORGIA 30533 is/are: LILLIE HARRIS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR GSAMP TRUST 2005-HE4, MORTGAGE PASS-THROUGH CERTIFICATES, SERIES 2005-HE4

as Attorney in Fact for

LILLIE HARRIS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20110187502469

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Anthony Lane Holbrook and Joanne D. Holbrook to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $229,000.00 dated 09/28/2007, and recorded in Deed Book 1066, page 543, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc. in Deed Book 1213, Page 636, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of July, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Anthony Lane Holbrook and Joanne D. Holbrook the following described property:

All that tract or parcel of land lying and being in Land Lots 312, 314, 315, 317 and 318 of the 12th District, 1st Section of Lumpkin County, Georgia, being designated as Lot 80 of Castleberry Ridge, Unit One, as shown on plat of survey dated March 9, 2006, prepared by David L. Ringo, Sr., recorded in Plat Book 1-124, Page 75B-79, Lumpkin County, Georgia Records, said plat being incorporated herein by reference for a more complete description.

Property known as: 455 Morgan Lane, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Anthony Lane Holbrook and Joanne D. Holbrook.

CitiMortgage, Inc., as Attorney-in-fact for Anthony Lane Holbrook and Joanne D. Holbrook.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-04654

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

By virtue of the power of sale contained in a Deed to Secure Debt by Richard Ivy and Sylvia H. Ivy to Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for GreenPoint Mortgage Funding, Inc., dated April 24, 2002 and filed for record May 20, 2002 in Deed Book I29, Page 293, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $255,000.00; last transferred to Capital One, N.A. by Assignment, filed for record in Deed Book 1211, Page 6, Lumpkin County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in July, 2012, by Capital One, N.A. as Attorney-in-Fact for Richard Ivy and Sylvia H. Ivy the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 724 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING A 10.0 ACRE TRACT AS SHOWN ON PLAT OF SURVEY PREPARED FOR RICHARD IVY AND SYLVIA H. IVY BY APPALACHIAN SURVEY CO., REGISTERED LAND SURVEYORS, DATED JANUARY 18, 1999, LAST REVISED 3/5/99 AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT A POINT WHICH IS LOCATED SOUTH 22 DEGREES 25 MINUTES 29 SECONDS WEST A DISTANCE OF 340.23 FEET FROM A CONCRETE MONUMENT FOUND AT THE COMMON CORNER OF LAND LOTS 723, 724, 747 AND 748, SAID DISTRICT, SECTION AND COUNTY, AND RUNNING THENCE SOUTH 34 DEGREES 15 MINUTES 05 SECONDS WEST A DISTANCE OF 933.38 FEET TO A POINT; RUNNING THENCE NORTH 55 DEGREES 44 MINUTES 55 SECONDS WEST A DISTANCE OF 466.69 FEET TO A POINT; RUNNING THENCE NORTH 34 DEGREES 15 MINUTES 05 SECONDS EAST A DISTANCE OF 933.38 FEET TO A POINT; RUNNING THENCE SOUTH 55 DEGREES 44 MINUTES 55 SECONDS EAST A DISTANCE OF 466.69 FEET TO A POINT WHICH IS THE POINT OF BEGINNING;

ALSO CONVEYED HEREWITH IS A 20 FOOT PERPETUAL NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS FROM AURARIA ROAD TO THE ABOVE DESCRIBED PROPERTY; SAID EASEMENT BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:

TO FIND THE TRUE POINT OF BEGINNING, BEGIN AT THE COMMON CORNER OF LAND LOTS 723, 724, 747 AND 748 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA AND RUNNING THENCE SOUTH 22 DEGREES 25 MINUTES 29 SECONDS WEST A DISTANCE OF 340.23 FEET TO A POINT; RUNNING THENCE SOUTH 34 DEGREES 15 MINUTES 05 SECONDS WEST A DISTANCE OF 933.38 FEET TO A POINT; RUNNING THENCE NORTH 55 DEGREES 44 MINUTES 55 SECONDS WEST A DISTANCE OF 466.69 FEET TO A POINT; RUNNING THENCE NORTH 34 DEGREES 15 MINUTES 05 SECONDS EAST A DISTANCE OF 170.50 FEET TO A POINT WHICH IS THE TRUE POINT OF BEGINNING; FROM SAID TRUE POINT OF BEGINNING THUS ESTABLISHED, RUNNING THENCE NORTH 65 DEGREES 58 MINUTES 12 SECONDS WEST A DISTANCE OF 48.35 FEET TO A POINT; RUNNING THENCE NORTH 60 DEGREES 55 MINUTES 21 SECONDS WEST A DISTANCE OF 69.78 FEET TO A POINT; RUNNING THENCE NORTH 78 DEGREES 16 MINUTES 08 SECONDS WEST A DISTANCE OF 58.08 FEET TO A POINT; RUNNING THENCE NORTH 52 DEGREES 37 MINUTES 39 SECONDS WEST A DISTANCE OF 55.14 FEET TO POINT; RUNNING THENCE NORTH 64 DEGREES 43 MINUTES 22 SECONDS WEST A DISTANCE OF 29.31 FEET TO A POINT; RUNNING THENCE NORTH 54 DEGREES 21 MINUTES 39 SECONDS WEST A DISTANCE OF 46.97 FEET TO A POINT; RUNNING THENCE NORTH 41 DEGREES 24 MINUTES 37 SECONDS WEST A DISTANCE OF 83.43 FEET TO A POINT; RUNNING THENCE NORTH 54 DEGREES 33 MINUTES 42 SECONDS WEST A DISTANCE OF 34.47 FEET TO A POINT; RUNNING THENCE NORTH 73 DEGREES 13 MINUTES 12 SECONDS WEST A DISTANCE OF 30.35 FEET TO A POINT; RUNNING THENCE SOUTH 77 DEGREES 25 MINUTES 49 SECONDS WEST A DISTANCE OF 23.60 FEET TO A POINT; RUNNING THENCE SOUTH 58 DEGREES 58 MINUTES 40 SECONDS WEST A DISTANCE OF 28.04 FEET TO A POINT; RUNNING THENCE SOUTH 63 DEGREES 44 MINUTES 55 SECONDS WEST A DISTANCE OF 26.17 FEET TO A POINT; RUNNING THENCE SOUTH 83 DEGREES 55 MINUTES 20 SECONDS WEST A DISTANCE OF 41.78 FEET TO A POINT ON THE SOUTHEASTERLY RIGHT OF WAY OF AURARIA ROAD (100` R/W); RUNNING THENCE NORTHEASTERLY ALONG THE SOUTHEASTERLY RIGHT OF WAY OF AURARIA ROAD AND FOLLOWING THE CURVATURE THEREOF AN ARC DISTANCE OF 20.63 FEET (SAID ARC BEING SUBTENDED BY A CHORD BEARING NORTH 08 DEGREES 06 MINUTES 29 SECONDS EAST A DISTANCE OF 20.63 FEET) TO A POINT; RUNNING THENCE NORTH 83 DEGREES 55 MINUTES 20 SECONDS EAST A DISTANCE OF 33.17 FEET TO A POINT; RUNNING THENCE NORTH 63 DEGREES 44 MINUTES 55 SECONDS EAST A DISTANCE OF 21.78 FEET TO A POINT; RUNNING THENCE NORTH 58 DEGREES 58 MINUTES 40 SECONDS EAST A DISTANCE OF 30.46 FEET TO A POINT; RUNNING THENCE NORTH 77 DEGREES 25 MINUTES 49 SECONDS EAST A DISTANCE OF 32.08 FEET TO A POINT; RUNNING THENCE SOUTH 73 DEGREES 13 MINUTES 12 SECONDS EAST A DISTANCE OF 38.88 FEET TO A POINT; RUNNING THENCE SOUTH 54 DEGREES 33 MINUTES 42 SECONDS EAST A DISTANCE OF 40.06 FEET TO A POINT; RUNNING THENCE SOUTH 41 DEGREES 24 MINUTES 37 SECONDS EAST A DISTANCE OF 83.47 FEET TO A POINT; RUNNING THENCE SOUTH 54 DEGREES 21 MINUTES 39 SECONDS EAST A DISTANCE OF 42.89 FEET TO A POINT; RUNNING THENCE SOUTH 64 DEGREES 43 MINUTES 22 SECONDS EAST A DISTANCE OF 29.62 FEET TO A POINT; RUNNING THENCE SOUTH 52 DEGREES 37 MINUTES 39 SECONDS EAST A DISTANCE OF 52.71 FEET TO A POINT; RUNNING THENCE SOUTH 78 DEGREES 16 MINUTES 08 SECONDS EAST A DISTANCE OF 56.58 FEET TO A POINT; RUNNING THENCE SOUTH 60 DEGREES 55 MINUTES 21 SECONDS EAST A DISTANCE OF 71.95 FEET TO A POINT; RUNNING THENCE SOUTH 65 DEGREES 58 MINUTES 12 SECONDS EAST A DISTANCE OF 51.07 FEET TO A POINT; RUNNING THENCE SOUTH 34 DEGREES 15 MINUTES 05 SECONDS WEST A DISTANCE OF 20.32 FEET TO A POINT, SAID POINT BEING THE TRUE POINT OF BEGINNING.

The above described property is also known as 1701 Auraria Road, Dahlonega, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

Capital One, N.A.

Attn: Loss Mitigation

7933 Preston Road

Plano, TX 75024

Telephone: 1-877-230-8516

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Capital One, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Capital One, N.A.

as Attorney-in-Fact for

Richard Ivy and Sylvia H. Ivy

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Travis Jones to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortagage Corp dated 12/20/2007 and recorded in Deed Book 1077 Page 151, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 87,137.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 74, 11th District, originally Hull now Lumpkin County, Georgia and being fully described by a plat prepared by Civil Design Survey Group, Inc., Georgia Registered Land Surveyor, dated January 11, 200 and as per said plat, the property contians 1.96 acres, more or less, being more particularly described as Tract “B”. The subject plat being of record in Cabinet One, Slide 43, Plat 59B, Lumpkin County Records. Said plat is hereby incorporated by reference.

Also conveyed with the real property is a 2000 Norris manufactured home, vehicle identification number N02012400TNAB.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 98 Myrtel Drive, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Travis Jones or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as agent and Attorney in Fact for Travis Jones

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-1997

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Kimberly Maples to Mortgage Electronic Registration Systems, Inc., dated February 20, 2004, recorded in Deed Book H33, Page 155, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 1141, Page 223, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-FIVE THOUSAND NINE HUNDRED FIFTY-THREE AND 0/100 DOLLARS ($95,953.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Kimberly Maples or a tenant or tenants and said property is more commonly known as 459 Shenandoah Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, NA

as Attorney in Fact for

Kimberly Maples

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/slb3 7/3/12

Our file no. 51701609-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 96 of the 11th District, Lumpkin County, Georgia, being Lot 10 of Shenandoah Subdivision, as per plat recorded in Plat Cabinet 1, Slide 51, Plat 3, Lumpkin County, Georgia records, to which plat is made for a more detailed description. 2002 Fleetwood, 24 X 56 Serial # GAFL23596AB MR/slb3 7/3/12 Our file no. 51701609 - FT5

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Anne N. Mayer to Wells Fargo Home Mortgage, Inc., dated February 28, 2003, recorded in Deed Book X30, Page 257, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-THREE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($73,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Anne N. Mayer or a tenant or tenants and said property is more commonly known as 294 Wash Rider Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Anne N. Mayer

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 7/3/12

Our file no. 5276512-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 620, 12th District, 1st Section, Lumpkin County, Georgia and being more fully described by a plat prepared by Fredrick F. Kauffman, Georgia Registered Land Surveyor, dated September 17, 1997 and as per said plat, the property contains 2.89 acres, more or less, the subject plat being of record in Plat Cabinet 1, Slide 7, Page 134B, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of the property. This conveyance is made subject to easements for public roads and utilities now in use. Together with a 1984 Walton Homes, 26 X 46 manufactured home, Serial Number WHGA1305852AB, which is attached to and made a part of the real property MR/stm 7/3/12 Our file no. 5276512 - FT7

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glenn D. Melvin and Lana S. Melvin to Branch Banking and Trust Company dated March 29, 2010, and recorded in Deed Book 1156, Page 670, Lumpkin County, Georgia Records, and re-recorded on July 16, 2010 in Deed Book 1164, Page 687, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, July 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glenn D. Melvin and Lana S. Melvin or a tenant or tenants, and said property is 15.001 acres in Land Lot 123, 1st District, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for River Junction, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 123 in the 1st District, Originally Habersham, and now Lumpkin County, Georgia, consisting of 15.001 acres, more or less, and being more fully described and delineated according to a plat of survey prepared March 16, 2010, by John T. Gaston, Georgia Registered Surveyor, which is recorded in Plat Cabinet One, Slide 182, Plat 25, Lumpkin County Records, and which is incorporated by reference herein. This is a portion of the property conveyed to Glenn D. Melvin and Lana S. Melvin under a Warranty Deed from Quentin W. Pase and Caroline Pase dated December 13, 1999, which is recorded in Deed Book H-24, Pages 05-06, Lumpkin County Records and which is incorporated by reference herein.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Because of a default in the payment of the indebtedness secured by a Security Deed executed by William Merrifield to Mortgage Electronic Registration Systems, Inc. dated May 7, 2004, and recorded in Deed Book U33, Page 52, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A., by Assignment , securing a Note in the original principal amount of $121,720.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, July 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 902 OF THE 12TH DISTRICT OF LUMPKIN COUNTY, GEORGIA, CONTAINING 0.84 ACRES AS PER PLAT OF SURVEY RECORDED IN PLAT BOOK 6, PAGE 201, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

Said property is known as 312 Anderson Drive, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of William Merrifield or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for William Merrifield

File no. 12-031551

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/AB

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

[FC-NOS]

SHAPIRO & SWERTFEGER, LLP

ATTORNEYS AND COUNSELORS AT LAW

DUKE BUILDING – SUITE 100

2872 WOODCOCK BOULEVARD

ATLANTA, GEORGIA 30341

770-220-2535

FAX: 770-220-2921

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Virginia A. Milliorn to Mortgage Electronics Registration Systems, Inc. as nominee for Flag Bank, A Georgia Corporation dated 8/25/2006 and recorded in Deed Book 1004 Page 708-719, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 126,370.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

All that tract or parcel of land, lying and being in Land Lot 374 of the 12th District, 1st Section of Lumpkin County, Georgia, containing 2.09 acres, more or less, and being Lot #60 of Etowah Shoals Subdivision, as per plat of survey of Etowah Shoals by Bakkum-DeLoach and Associates, Georgia Registered Surveyors, dated October 1, 1985 and recorded in Plat Book 18, Page 2, Lumpkin County, Georgia Records, which recorded plat is incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 548 Laurel Circle, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Virginia A. Milliorn or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP as agent and Attorney in Fact for Virginia A. Milliorn

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-2118

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sean E Oblisk and Shelly A. Lahay to Mortgage Electronic Registration Systems, Inc., dated December 3, 2003, recorded in Deed Book W32, Page 620, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, N.A. by assignment recorded in Deed Book 1208, Page 746, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of NINETY-EIGHT THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($98,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sean E Oblisk and Shelly A. Lahay or a tenant or tenants and said property is more commonly known as 285 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A.

as Attorney in Fact for

Sean E Oblisk and Shelly A. Lahay

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/stm 7/3/12

Our file no. 5557212-FT7

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 73 of the 11th District of Lumpkin County, Georgia, being Lot 3, containing 1.02 acres, as per plat of survey recorded in Cabinet One, Slide 83, Page 59B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference and made a part hereof by reference. Also conveyed herewith is a 2002 Palm Harbor Manufactured Home, Model Number FSP464G9, Serial Number PH234691. MR/stm 7/3/12 Our file no. 5557212 - FT7

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Faron Pirkle and Ashley Tarte to Mortgage Electronic Registration Systems, Inc. as nominee for Alacrity Lending Company, its successors and assigns dated July 25, 2008 in the amount of $124,053.00, and recorded in Deed Book 1103, Page 538, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in July, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots 171, 13th District, 1st Section, Lumpkin County, Georgia, being described as 1.50 acres, more or less, as shown on a plat of survey Faron Pirkle, prepared by J.A. Page, Jr., Georgia Registered Land Surveyor No. 1894, dated April 8, 2008, revised July 3, 2008 to include fence easement and recorded in Plat Cabinet 1, Slide 167, Plat 122-A, Office of the Clerk of Superior Court, Lumpkin County, Georgia, said plat being incorporated herein and to which reference is made for a more complete description thereof.

This being a portion of the property conveyed by deed recorded in Deed Book D25, Page 166, Lumpkin County, Georgia Records.

Also conveyed herewith is a 2009 Fleetwood manufactured home, Model 4724X being 28X72 and having a Serial Number GAFL875A79838-CI11, which is permanently attached to and made a part of the real property.

which has the property address of 469 Old Kerns Road, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Faron Pirkle and Ashley Tarte and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Faron Pirkle and Ashley Tarte

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:06-06-2012, 06-13-2012, 06-20-2012, 06-27-2012

File No. 09-15559 /FHA/lseymore

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Margaret H. Pollard to Mortgage Electronic Registration Systems, Inc., dated September 18, 2002, recorded in Deed Book Z29, Page 634, Lumpkin County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 1180, Page 582, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-FOUR THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($84,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Margaret H. Pollard or a tenant or tenants and said property is more commonly known as 92 Laurel Hill Drive, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, NA

as Attorney in Fact for

Margaret H. Pollard

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/slb3 7/3/12 Our file no. 51561305-FT5

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 87 of the 1st District, originally Habersham now Lumpkin County, Georgia, together with all improvements located thereon, as set out on a plat of survey dated June 19, 1976, prepared for Leon Welch by M. C. Wicht, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 5, page 288, Lumpkin County records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements in use or of record. MR/slb3 7/3/12 Our file no. 51561305 - FT5

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Florella Carrie Rayner to Family Mortgage And Investments, Inc., dated December 7, 2000, recorded in Deed Book U26, Page 97, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Assocation by assignment recorded in Deed Book 1211, Page 553, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND EIGHT HUNDRED AND 0/100 DOLLARS ($160,800.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property:

All that tract or parcel of land, together with improvements, thereon, situate, lying ad being in Land Lot 194 of the 12th Land District, 1st Section, of Lumpkin County, Georgia, and being 9.80 acres as more particularly described on that plat of survey for Florella Carrie Rayner, prepared by Geoimage, LLC, Georgia Registered Land Surveyor, dated February 10, 2000, and recorded in Plat Cabinet 1, Slide 47, Page 122A of the Lumpkin County, Georgia Plat Records. Said plat is incorporated herein by reference for a more complete description of the property. Also conveyed herein is a 30-foot easement for ingress and egress from the subject property to Sheep Wallow Road.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). JPMorgan Chase Bank, National Association can be contacted at 800-446-8939 or by writing to 3415 Vision Drive, Columbus, OH 43219, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Toni Hamilton, Margaret King, Sinthea D. Woodall, Bruce W. Rayner, Christopher Rayner, Bruce “Shawn” Rayner and Benton Steven Rayner or a tenant or tenants and said property is more commonly known as 398 Braeburn Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

JPMorgan Chase Bank, National Association

as Attorney in Fact for

Florella Carrie Rayner

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/kb4 7/3/12

Our file no. 1447211-FT20

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

State of Georgia

County of Lumpkin

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from River Junction, LLC to Branch Banking and Trust Company dated March 21, 2008, and recorded in Deed Book 1089, Page 159, Lumpkin County, Georgia Records, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, July 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debts secured by said Deed to Secure Debt have been and are hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, and assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is River Junction, LLC or a tenant or tenants, and said property is 1808-1810 South Chestatee Street, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please be advised that, if the property contains multiple lots or parcels, the undersigned reserves the right to sell the properties separately or together.

Branch Banking and Trust Company

Attorneys in Fact for River Junction, LLC

Martin G. Quirk, Esq.

Angela Hurley Barber, Esq.

Quirk & Quirk, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

(Loan to RIVER JUNCTION, LLC – Two Tracts, South Chestatee Street)

TRACT ONE: All that tract or parcel of land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.338 acres, more or less, together with all improvements located thereon, and being more fully described and delineated according to a plat of survey prepared January 31, 1986, and revised August 11, 1994, by Farley – Collins Associates, Georgia Registered Surveyors, which is recorded in Plat Book 27, Page 49, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Harold Hansard to Wayne Gibson dated May 11, 1996, which is recorded in Deed Book D-16, Page 140, Lumpkin County Records, and which is incorporated by reference herein.

TRACT TWO: All that tract or parcel of land lying and being in Land Lot 992 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of one-half acre, more or less, together with all improvements located thereon, and being the same property that was conveyed in two Warranty Deeds from Mary Jane Cantrell Satterfield and from Thomas Freeman Cantrell and Dennis David Cantrell to Hoyt Wayne Gibson dated January 30, 1996, and March 1, 1999, which are recorded in Deed Book P-15, Pages 120-121; and Deed Book F-22, Pages 165-166; Lumpkin County Records, and which are incorporated by reference herein. This is the same property that was conveyed in a Warranty Deed from Mrs. Lela Jarrard to Annie Gwen Cantrell dated May 26, 1960, which is recorded in Deed Book J-2, Pages 169-70, Lumpkin County Records, and which is incorporated by reference herein.

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 7/3/12

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/krc1 7/3/12 Our file no. 52263710 - FT11

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael T Roub and Angel Roub to Mortgage Electronic Registration Systems, Inc., dated March 16, 2004, recorded in Deed Book I33, Page 492, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1188, Page 281, and as re-recorded in Deed Book 1213, Page 545, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND THREE HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($102,381.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael T Roub and Angel Roub or a tenant or tenants and said property is more commonly known as 1463 Old Dahlonega Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for Michael T Roub and Angel Roub

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mga 7/3/12

Our file no. 5122812-FT11

EXHIBIT “A”

All that tract of land located in Land Lot 95, 11th District, originally Hall, now Lumpkin County, Georgia, being a 2.00 acre tract, more or less, together with all improvements thereon, and being shown as the rear tract on a survey for Sue Butler by J.A. Page, Jr, RLS, recorded in Plat Cabinet 1, Slide 25, Page 92B, Lumpkin County Georgia Records, which is incorporated herein by reference. Together with a perpetual, non-exclusive easement for ingress and egress over and across the existing 2o’wide easement as shown on the above referenced plat. Current Address: 1463 Old Dahlonega Highway, Dahlonega, Georgia 30533 Tax Map No: 097-110 MR/mga 7/3/12 Our file no. 5122812 - FT11

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David Steffes to Bank of America, N.A., dated July 20, 2007, recorded in Deed Book 1057, Page 570, Lumpkin County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 1208, Page 415, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($153,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in July, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Mortgage Corporation, P.O. Box 1288, Buffalo, NY 14240, 800-724-1633. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David Steffes or a tenant or tenants and said property is more commonly known as 60 Trahlyta Trail, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

M&T Bank

as Attorney in Fact for

David Steffes

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/bw1 7/3/12

Our file no. 5532512-FT15

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 586, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated August 2, 1995: and as per said plat, the property contains 0.704 acres, more or less, the subject plat being of record in Plat Book 28, Page 142, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herewith is an easement for access, ingress, and egress, and the installation of utilities over and upon the driveways depicted on the subject property connecting the subject property with a publicly maintained road. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Tax ID #: D01 011 By fee simple deed from Garrett S. Wade and Amy S. Wade to David Steffes as set forth in Deed Book W31, Page 383, dated 7/18/2003 and recorded on 7/22/2003, Lumpkin County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source. MR/bw1 7/3/12 Our file no. 5532512 - FT15

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated April 28, 2008, from Frances J Thomas and Tracy R Thomas to Mortgage Electronic Registration Systems, Inc. as nominee for United Community Mortgage Services, Inc., recorded on May 8, 2008 in Deed Book 1093 at Page 325, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment and said Deed to Secure Debt having been given to secure a note dated April 28, 2008, in the amount of $143,106.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on July 3, 2012, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 298 AND 297 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOT 2 OF ETOWAH WEST SUBDIVISION, PER PLAT OF SAME AS RECORDED IN PLAT BOOK 27, PAGE 185, LUMPKIN COUNTY, GEORGIA RECORDS. WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law.

To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Frances J Thomas and Tracy R Thomas. The property, being commonly known as 47 Etowah Drive, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Frances J Thomas and Tracy R Thomas, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.§ 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540.

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Albertelli Law Attorney for JPMorgan Chase Bank, National Association

as Attorney in Fact for

Frances J Thomas and Tracy R Thomas

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

A-4250620 06/06/2012, 06/13/2012, 06/20/2012, 06/27/2012

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

Pursuant to the Power of Sale contained in a Security Deed given by Brian Tucker to Mortgage Electronics Registration Systems, Inc. as nominee for Countrywide Home Loans, Inc. dated 11/23/2005 and recorded in Deed Book X36 Page 539-546, LUMPKIN County, Georgia records; as last transferred to BANK OF AMERICA, N.A. by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 74,410.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012 (July 03, 2012), the following described property:

All that tract or parcel of land lying and being in Land Lot 46 of the 11th District, Lumpkin County, Georgia, being Lot 47, Sherwood Forrest Subdivision, Phase 2, as per plat recorded in Plat Cabinet 1, Slide 57, Plat 140, Lumpkin County, Georgia records, which recorded plat is incorporated herein by this reference and made a part of this description. Said property being known as 180 Nottingham Court according to the present system of numbering houses in Lumpkin County, Georgia.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 180 Nottingham Lane, Murrayville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Brian Tucker or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

BANK OF AMERICA, N.A. as agent and Attorney in Fact for Brian Tucker

Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1090-259

(6/6, 6/13, 6/20, 2/27)

NOTICE of sale under power

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from WILLIAM L. TURNER AND DEANNA B. TURNER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC., AS NOMINEE FOR TAYLOR,BEAN & WHITAKER MORTGAGE CORP, dated September 17, 2008, recorded September 24, 2008, in Deed Book 1109, Page 331-344, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Seventy-Five Thousand Sixty-Five and 00/100 dollars ($275,065.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in July, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 325. 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY N.B. DELOACH, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 7, 1987: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.59 ACRES, MORE OR LESS, BEING LOT 15 OF DEERFIELD ON THE RIVER. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 18, PAGE 77, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. ALSO CONVEYED HEREIN IS A NON-EXCLUSIVE, PERPETUAL EASEMENT FOR INGRESS, EGRESS, AND THE INSTALLATION OF ALL NECESSARY UTILITIES 40 FEET IN WIDTH ALONG THE ROADWAYS WHICH ARE SHOWN ON SAID SURVEY, AND WHICH LEAD TO GEORGIA HIGHWAY 9. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said legal description being controlling, however the property is more commonly known as 486 DEERFIELD DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is WILLIAM L. TURNER AND DEANNA B. TURNER, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

WILLIAM L. TURNER AND DEANNA B. TURNER

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-05793-0001, www.rubinlublin.com/property-listings.php

(6/6, 6/13, 6/20, 2/27)

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