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November 28, 2014
Legals (Oct 26th edition)
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NOTICE

Georgia, Lumpkin County Probate Court

Marlene Vosburg Pourciau has petitioned to be appointed Administrator of the estate of Lawrence Joseph Pourciau, Sr., deceased, of said County. The petitioners have also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before October 31, 2011. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(10/5, 10/12, 10/19, 10/26) 185

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Roy Jones, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 6th day of October, 2011.

Dwain Gilreath and Betty Justus

Co-Executors

P.O. Box 893

Dahlonega, GA 30533

(10/12, 10/19, 10/26, 11/2)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Richard Paul Stringer, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of October, 2011.

Leland E. Driver

Administrator

P.O. Box 186

Dahlonega, GA 30533

(10/12, 10/19, 10/26, 11/2)

LEGAL NOTICE OF SALE

Lumpkin 400 Self Storage, LLC

210 Ethan Allen Drive

Dahlonega, GA 30533

(706) 482-9969

In accordance with the “Georgia Self-Service Storage Facility Act,” Lumpkin 400 Self Storage, LLC, will sell to the highest bidder the following units on Oct. 15, 2011, at 210 Ethan Allen Drive, Dahlonega, GA 30533 at 10 a.m. We reserve the right to refuse any bid and withdraw any unit. Terms are Cash only and all items must be removed from the facility within 48 hours. All items are sold as is. Sale is subject to cancellation in the event of a settlement between the owner and the obligated party.

G. Denson – Unit 1033

W. Thompson – Unit 1057

E. Roderick – Unit 2052

S. Reeves – Unit 1015

H. Caliendo – Unit 2019

K. Gibbons – Unit 2116

SALE DATE: Saturday, October 29, 2011 at 10:00 A.M.

(10/19, 10/26)

Notice of

Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Robert Ronquillo, Petitioner

Civil Action File No. 11-CV-695-MM Name Change

Georgia, Lumpkin County

Notice is hereby given that Robert Ronquillo, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 12th day of October, 2011, praying for a change in the name of the petitioner from Robert Ronquillo to Robert Cox. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 12th day of October, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(10/19, 10/26, 11/2, 11/9)

Citation

PROBATE COURT OF LUMPKIN COUNTY

RE: Estate of Reannna Hope Ray, former minor. Date of Publication: Oct. 19, 2011

To whom it may concern:

The conservator of the above estate, has applied for Discharge. This is to notify the above interested parties to show cause, if any they can, why said conservators should not be discharged from office and liability. All objections must be in writing, setting forth the grounds of any such objections, and filed with the above Probate Court, 325 Riley Road, Room 122, Dahlonega, Georgia 30533 on or before November 21, 2011, said date being more than 30 days from the date of publication. All pleadings must be signed before a notary public probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees.

If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A.Chastain, Probate Judge

by Shelley Wilson,

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(10/26)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Willard Arthur Schooley, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of October, 2011.

Gary W. Schooley, Executor

3106 Malvern Drive

Snellville, GA 30039

(10/19, 10/26, 11/2, 11/9)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Carl Hunnicutt deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 27th day of September, 2011.

Linda Jennings, Executor

324 Rowdy Circle

Seneca, SC 29678

(10/19, 10/26, 11/2, 11/9)

application for

alcoholic beverage

license

Martha J. Redd has applied with the Lumpkin County Board of Commissioners for an alcoholic beverage license for Mystik Food Mart located at 4150 Highway 19 North, Dahlonega, GA 30533.

(10/19, 10/26)

Notice of sale under power

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Broome, Greg D103

Hardy, Donna F185

Kerns, Shelly D127

Phillips, Jeffery D126

Sale date: November 5, 2011, at 10:00 a.m.

(10/26, 11/2)

IN THE SUPERIOR COURT

OF LUMPKIN COUNTY

STATE OF GEORGIA

Rachel Pruitt,

Lumpkin County Tax Commissioner,

Petitioner

vs.

Betsy B. Richards, and

James Allen Cansler

Respondents

Civil Action File No. 11-CV-105-DB

NOTICE OF SUMMONS

TO: JAMES ALLEN CANSLER, Respondent Name Above:

You are hereby notified that the above-styled action requiring the named Respondents to interplead and settle between themselves their rights to certain excess funds from a tax sale was filed on February 22, 2011, and that by reason of an order for service of summons by publication entered by the court on September 29, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon Joy L. Edelberg, petitioner’s attorney, whose address is PO Box 37, Dahlonega, Georgia, 30533, a response to the Petition for Interpleader within sixty (60) days of the date of the order for service by publication.

Witness the Honorable David E. Barrett, judge of said court.

This 21st day of October, 2011.

Rita Harkins, Clerk of Court

(10/26, 11/2, 11/9, 11/16)

IN THE SUPERIOR COURT

OF LUMPKIN COUNTY

STATE OF GEORGIA

Rachel Pruitt,

Lumpkin County Tax Commissioner,

Petitioner

vs.

Betsy B. Richards, and

James Allen Cansler

Respondents

Civil Action File No. 11-CV-106-DB

NOTICE OF SUMMONS

TO: JAMES ALLEN CANSLER, Respondent Name Above:

You are hereby notified that the above-styled action requiring the named Respondents to interplead and settle between themselves their rights to certain excess funds from a tax sale was filed on February 22, 2011, and that by reason of an order for service of summons by publication entered by the court on September 29, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon Joy L. Edelberg, petitioner’s attorney, whose address is PO Box 37, Dahlonega, Georgia, 30533, a response to the Petition for Interpleader within sixty (60) days of the date of the order for service by publication.

Witness the Honorable David E. Barrett, judge of said court.

This 21st day of October, 2011.

Rita Harkins, Clerk of Court

(10/26, 11/2, 11/9, 11/16)

IN THE SUPERIOR COURT

OF LUMPKIN COUNTY

STATE OF GEORGIA

Rachel Pruitt,

Lumpkin County Tax Commissioner,

Petitioner

vs.

Betsy B. Richards, and

James Allen Cansler

Respondents

Civil Action File No. 11-CV-107-DB

NOTICE OF SUMMONS

TO: JAMES ALLEN CANSLER, Respondent Name Above:

You are hereby notified that the above-styled action requiring the named Respondents to interplead and settle between themselves their rights to certain excess funds from a tax sale was filed on February 22, 2011, and that by reason of an order for service of summons by publication entered by the court on October 19, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon Joy L. Edelberg, petitioner’s attorney, whose address is PO Box 37, Dahlonega, Georgia, 30533, a response to the Petition for Interpleader within sixty (60) days of the date of the order for service by publication.

Witness the Honorable David E. Barrett, judge of said court.

This 21st day of October, 2011.

Rita Harkins, Clerk of Court.

(10/26, 11/2, 11/9, 11/16)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Gloria T Pasteur, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of October, 2011.

Patricia Cavalier,

Executor

255 River Trail

Dahlonega, GA 30533

(10/26, 11/2, 11/9, 11/16)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Earl Donald Cagle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of October, 2011.

Paulette W. Cagle

Executor

796 Denton Road

Dawsonville, GA 30534

(10/26, 11/2, 11/9, 11/16)

application for

Beer/wine license

license

Salman Ali has applied with the Dahlonega City Council for a Beer/Wine License for ARSHAQ Business, Inc./dba Quick Mart #9 located at 1959 Hwy 19 North, Dahlonega, GA 30533.

(10/26, 11/2, 11/9, 11/16)

application for

Beer/wine license

license

Salman Ali has applied with the Dahlonega City Council for a Beer/Wine License for Charlie’s Grocery located at 995A Morrison Moore Parkway, Dahlonega, GA 30533.

(10/26, 11/2, 11/9, 11/16)

NOTICE OF PUBLIC HEARING ON PROPOSED

MULTIFAMILY HOUSING REVENUE

BONDS TO BE ISSUED BY

THE HOUSING AUTHORITY OF THE CITY OF ATHENS, GEORGIA

Notice is hereby given that on the 7th day of November, 2011, at 8:00 a.m. in offices of the Housing Authority of the City of Athens, 300 S. Rocksprings Street, Athens, Georgia 30606, a Public Hearing will be held concerning the proposed issuance of multifamily housing revenue bonds in one or more series (the “Bonds”) by the Housing Authority of the City of Athens, Georgia (the “Issuer”) in the aggregate principal amount of not to exceed $65,000,000, for the purpose of assisting WWJ LLC, a South Carolina limited liability company (referred to as the “Borrower”) with the rehabilitation, renovation and modernization of approximately 44 multifamily residential rental housing projects. The projects to be rehabilitated, renovated and modernized and their locations are as follows (collectively, the “Projects”):

Apple Lane Apartments, 100 North 5th Street, Glenwood, Georgia;

Apple Village Apartments, 116 North 5th Street, Glenwood, Georgia;

Ashton Village Apartments, 137 Ashton Place, Waynesboro, Georgia;

Autumnwood Village Apartments, 237 Irwinville Road, Abbeyville, Georgia;

Azalea Village Apartments, 25 Azalea Circle, Crawford, Georgia;

Briarwood Village Apartments, 307 Geneva Road, Buena Vista, Georgia;

Briarwood Village II Apartments, 239 McNaughton Street, Cusseta, Georgia;

Brooks Hill Apartments, 185 Penland Street, Ellijay, Georgia;

Brooks Lane Apartments, 1203 Old 441 South, Clayton, Georgia;

Brooks Point Apartments, 555 Wimpy Mill Road, Dahlonega, Georgia;

Brooks Summitt Apartments, 70 Brooks Summitt Lane, Blue Ridge, Georgia;

Brooksfield Apartments, 1101 Peachtree Street, Louisville, Georgia;

Brookstone Apartments, 85 Brookstone Way, McCaysville, Georgia;

Carson Village Apartments, 47 Short Street, Wrightsville, Georgia;

Cherry Lane Apartments, 616 Cherry Street, Unadilla, Georgia;

Deerwood Village Apartments, 184 East Main Street, Adrian, Georgia;

Doyle Village Apartments, 1030 North Darien Street, SW, Darien, Georgia;

Edison Lane Apartments, 19264 Hartford Street, Edison, Georgia;

Edison Village Apartments, 19264 Hartford Street, Edison, Georgia;

Falls Park Apartments, 47 Falls Park Drive, Toccoa, Georgia;

Forest Glen Village Apartments, 1805 Edwina Drive, Vidalia, Georgia;

Gibson Village Apartments, 388 Project Street, Gibson, Georgia;

Hamilton Village Apartments, 6670 Hamilton Street, Preston, Georgia;

Highland Village Apartments, 510 Plaza Trace, Monroe, Georgia;

Holly Village Apartments, 128 Holly Street, Buchanan, Georgia;

Houston Village Apartments, 55 S. Jefferson Street, Alamo, Georgia;

Laurel Village Apartments, 331 Battle Street, Wadley, Georgia;

Maple Lane Apartments, 197 GA Hwy 305, Midville, Georgia;

Meadowbrook Village Apartments, 130 Lonnie Lane , Americus, Georgia;

Oak Village Apartments, 225 Jackson Street, Zebulon, Georgia;

Pecan Village Apartments, 100 Hayes Avenue, Ellaville, Georgia;

Pine Lane Apartments, 134 South Church Avenue, Pine Mountain, Georgia;

Pine Manor Apartments, 511 West 9th Street, Rincon, Georgia;

Pine Village Apartments, 434 Cherokee Street, Pine Mountain, Georgia;

Quail Run Apartments, 100 Smith Street, Reidsville, Georgia;

Rosewood Village Apartments, 760 South Peterson Street, Willacoochee, Georgia;

Santa Ana Apartments, 56 S. Broad Street, Alamo, Georgia;

Shady Grove Apartments, 474 East Oglethorpe Street, Ellaville, Georgia;

Talbot Village Apartments, 260 Clark Street, Talbotton, Georgia;

Talbot Village II Apartments, 133 Dennis Creek Road, Talbotton, Georgia;

Westview Apartments, 150 Westview Drive, Sylvania, Georgia;

Westview II Apartments, 150 Westview Drive, Sylvania, Georgia;

Willowpeg Lane Apartments, 115 Willowpeg Way, Rincon, Georgia; and

Willowpeg Village Apartments, 111 Willowpeg Way, Rincon, Georgia.

The Projects will be managed by Boyd Management, Inc. The hearing will be held before a hearing officer designated by the Housing Authority of the City of Athens, Georgia, and may be continued or adjourned.

The Bonds, when and if issued, will be the limited obligation of the Issuer and will not constitute a general obligation of the State of Georgia, the Unified Government of Athens-Clarke County, Georgia, the Issuer, or any other political subdivision of the State of Georgia, nor shall the Bonds be payable in any manner by taxation, but are payable solely from the payments made by or on behalf of the Borrower, pursuant to an agreement between the Issuer and the Borrower which are pledged to the payment of the Bonds. The issuance of Bonds will allow for the rehabilitation, renovation, modernization and continued operation of the Projects and is in furtherance of the public purpose of the Issuer.

Further information regarding the proposed Bonds and the proposed facility financed are of public record in the office of the Housing Authority of the City of Athens, Georgia at 300 S. Rocksprings Street, Athens, Georgia 30606. Any interested party having views on the proposed issuance of the Bonds or the nature or location of the proposed Projects may be heard at such public hearing.

(10/26)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in a Georgia Security Deed and Security Agreement given by RAINER G. ARNOLD to Branch Banking and Trust Company dated December 1, 2003 and filed and recorded January 22, 2004, in Deed Book A33, Pages 512-518, Lumpkin County, Georgia, Superior Court Clerk’s Office Deed records, and as modified on November 21, 2006 and filed and recorded November 29, 2006, in Deed Book 1016, Pages 172-173, Lumpkin County, Georgia, Superior Court Clerk’s Office Deed records, and as further modified on September 22, 2009 and filed and recorded October 15, 2009, in Deed Book 1144, Pages 330-332, Lumpkin County, Georgia, Superior Court Clerk’s Office Deed records, conveying the after described property to secure a note with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door in Lumpkin County, Georgia, within the legal hours of sale upon the first Tuesday in November, 2011 (November 1, 2011) and continuing from day to day until sold, the following described property, to-wit:

All that tract or parcel of land lying and being in Land Lot 790 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 2.54 acres, more or less, including a house and all other improvements located thereon, and being more fully described and delineated according to Plat of Survey prepared for Paul Clifford Orlow dated October 3, 1986, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 17, Page 182, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed by Jack O. Welch and Lillian S. Welch to Dean Charles Sewell and Rainer G. Arnold under a Warranty Deed dated June 13, 1997, which is recorded in Deed Book Z-17, Pages 08-09, Lumpkin County Records, and which is incorporated by reference herein, and the property is conveyed subject to all easements in use or of record, including those easements specifically set out in said deed.

The debt secured by said Georgia Security Deed and Security Agreement is evidenced by a Promissory Note dated December 1, 2003, in the original principal amount of Forty Thousand Five Hundred Dollars and No Cents ($40,500.00) executed by Rainer G. Arnold in favor of Branch Banking and Trust Company as modified by Note Modification Agreement dated September 27, 2009 in the original principal amount of Twenty-Nine Thousand Six Hundred Thirty Dollars and 24 Cents ($29,630.24) executed by Rainer G. Arnold in favor of Branch Banking and Trust Company. The debt secured by the Georgia Security Deed and Security Agreement and evidenced by the Promissory Note and its Modification is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Georgia Security Deed and Security Agreement. The debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Georgia Security Deed and Security Agreement and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The property will be sold as the property of RAINER G. ARNOLD. To the best of knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 136 Bob Edwards Drive, Dahlonega, Georgia 30533 is RAINER G. ARNOLD, and or his tenant, or present occupant.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Georgia Security Deed and Security Agreement first set out above, including, but not limited to assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. § 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudical sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

RAINER G. ARNOLD has been notified in accordance with Georgia Law that attorney’s fees will be collected for the default in payment of said Note, and has been further notified in accordance with O.C.G.A. § 44-14-162 through § 44-14-162.4 that foreclosure proceedings have been instigated against this property by sending a copy of the legal advertisement prior to 30 days before the date of sale, by certified mail to the property address or such other address as Rainer G. Arnold may designate by written notice to the secured creditor. The person or entity who shall have full authority to negotiate, amend, and modify all terms of the Georgia Security Deed and Security Agreement with Rainer G. Arnold, together with their telephone number is as follows: Branch Banking and Trust Company, 455 Jesse Jewell Parkway, Gainesville, Georgia 30501; (770) 535-8000.

The property will be sold as the property of the makers of said Georgia Security Deed and Security Agreement or their assigns, in bar of all equity or redemption, and will divest all of the right, title and interest of the makers thereof, or their assigns, in and to said property, and shall invest such title in the purchaser.

The proceeds of said sale will be used first to the payment of expenses of said sale, including those attorney’s fees provided by said Georgia Security Deed and Security Agreement and/or that Note secured thereby; the payment of said Note, principal and interest; and the balance, if any, will be distributed as provided by law.

THIS IS AN ATTEMPT TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Branch Banking & Trust Company

Attorney in Fact for

RAINER G. ARNOLD

Acting Pursuant To Powers

Contained In Said Georgia Security Deed and Security Agreement

By: R. Shane Lazenby

FORRESTER & BRIM

P.O. Box 1688

Gainesville, Georgia 30503

(10/5, 10/12, 10/19, 10/26)

GEORGIA, Lumpkin COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Brian Breshears and Les Nix to Community Bank and Trust dated 06/29/2005, and recorded 07/27/2005, in Deed Book E36, Pages 717-723, Lumpkin County, Georgia Deed records, and any further renewals or modifications thereto, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2011 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Brian Breshears and Les Nix the following described property:

All that tract or parcel of land lying and being in Land Lot 99 of the 1st District of Lumpkin County, Georgia, and being 3.0 acres, more or less, and shown as Tracts A, B, and C on that Plat recorded in Plat Cabinet 1, Slide 73, Page 44B Lumpkin County, Georgia Records which plat is incorporated herein by reference and made a part hereof.

Together with that 1997 Weston Mobile Home with serial number GAFLT75A29119WS12 and that 1985 Summit Mobile Home with serial number H39120G which mobile homes are attached to the real estate and shall remain a permanent part thereof.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).

The property will be sold subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is Brian Breshears and Les Nix or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Brian Breshears and Les Nix.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

The Knott Firm, LLC

670 East Kytle Street

Cleveland, GA 30528

706-219-3227

File No. : F11-1198

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Day to Mortgage Electronic Registration Systems, Inc., dated July 31, 2008, recorded in Deed Book 1104, Page 88, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1161, Page 610, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($124,571.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Day or a tenant or tenants and said property is more commonly known as 153 Mill Creek Spur, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Michael Day

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tdm 11/1/11

Our file no. 5343610-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 20 of the 12th District, 1st Section of Lumpkin County, Georgia, as shown on plat of survey entitled “Survey for Walter Scott and Julia Kay Hook” by Jick A Page, RLS # 1894, dated 02/17/89 and recorded in Plat Book 20, Page 166, Lumpkin County, Georgia records. Said plat being incorporated herein by reference and made a part of this description. MR/tdm 11/1/11 Our file no. 5343610 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Richard A. Durham and Cyndi N. Durham to Fairfield Mortgage Associates of Gainesville, dated May 28, 1998, recorded in Deed Book Z19, Page 100, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP by assignment recorded in Deed Book 1185, Page 724, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND AND 0/100 DOLLARS ($142,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Richard A. Durham and Cyndi N. Durham or a tenant or tenants and said property is more commonly known as 1370 Auraria Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Richard A. Durham and Cyndi N. Durham

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 11/1/11

Our file no. 51194111-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 678, 679, 722 and 723 of the 12th District, 1st Section of Lumpkin County, Georgia, located on the northwesterly side of Georgia State Route No. 9-E, containing 1.90 acres according to a plat of survey prepared for Richard A. and Cindi N. Durham by Jimmy D. Bullock, registered surveyor, dated July 12, 1985, recorded in Plat Book 14, page 162, Lumpkin County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property. This conveyance is made by Marvin Brackett, as Executor under the Last Will and Testament of Isabella Brackett which Will has been probated on the Lumpkin County Probate Records.

AND All that tract or parcel of land lying and being in Land Lots 679 and 722 of the 12th District, 1st Section of Lumpkin County, containing 3.395, more or less, as per a plat of survey prepared for Charles Woody by Farley-Collins Associates, Georgia Registered Surveyors, dated December 2, 1988, recorded in Plat Book 21, Page 106, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. Grantor hereby reserves an easement 20 feet in width lying immediately adjacent to the Grantees property line which is shown as being in the center of a dirt drive and grades drive for purposes of ingress, egress, and utilities for himself, his heirs and assigns and the Grantor hereby conveys to the Grantee a perpetual nonexclusive easement twenty feet in width lying immediately adjacent to the above described easement as shown on the plat of survey for purposes of ingress, egress and utilities. It is the intention of the parties that the dirt drive shown on the plat of survey and the graded drive shown on the plat of survey be and is a 40 foot easement for use by both parties, their heirs and assigns. MR/krc1 11/1/11 Our file no. 51194111 - FT10

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Janice Elizabeth Fortner to Union Planters Bank, N.A., dated December 7, 2000, recorded in Deed Book T26, Page 309, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Janice Elizabeth Fortner AKA Beth Fortner or a tenant or tenants and said property is more commonly known as 114 Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Regions Bank Successor by Merger to Union Planters Bank, N.A.

as Attorney in Fact for

Janice Elizabeth Fortner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tm10 11/1/11

Our file no. 5688902-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 442, 15th District, 1st Section, Lumpkin County, Georgia, being 1.00 acre, more or less, according to a plat of survey prepared for Allan S. Bickley by GeoImage, LLC, dated May 5, 2000, recorded in Plat Cabinet 1, Slide 47, Plat 125B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property. The subject property is conveyed subject to any and all agreements, easements, rights of way, restrictive covenants and public utilities now in use and/or of record affecting the subject property. MR/tm10 11/1/11 Our file no. 5688902 - FT14

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power.

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RICKY V HAMPTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR CENTURY 21 (R) MORTGAGE (SM) , dated 07/13/2005, and Recorded on 07/19/2005 as Book No. D36 and Page No. 453-468, LUMPKIN County, Georgia records, as last assigned to US BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO WACHOVIA BANK, N.A., AS TRUSTEE, FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2005-S1, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $133,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

ALL THAT TRACT OF LAND LOCATED IN LAND LOT 464, 12TH DISTRICT, 1ST SECTION, LUMPKIN, GEORGIA, BEING LOT 17, PHASE 2, BLUE RIDGE OVERLOOK, PER PLAT CABINET 1, SLIDE 116, PAGE 108A, LUMPKIN COUNTY GEORGIA RECORDS, WHICH IS INCORPORATED HEREIN BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., 2001 BISHOPS GATE BLVD., Foreclosure, MT. LAUREL, NJ 08054, 800-592-9245.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 130 WILD RIDGE LANE, DAHLONEGA, GEORGIA 30533 is/are: RICKY V HAMPTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

US BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO WACHOVIA BANK, N.A., AS TRUSTEE, FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2005-S1

as Attorney in Fact for

RICKY V HAMPTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100028701287

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anthony V Hicks and Brandy Hicks to HomeBanc Mortgage Corporation dated March 23, 2007 in the amount of $158,450.00, and recorded in Deed Book 1037, Page 527, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 7.95 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land Surveyor, plat being recorded in Plat Book 29, Page 10, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

Less and except:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 4.30 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land surveyor, plat being recorded in Plat Book 30, Page 14, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

which has the property address of 202 Maggies Place, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Anthony V Hicks and Brandy Hicks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Anthony V Hicks and Brandy Hicks

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-04713 /FHA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sherida Hunt to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated May 18, 2006 in the amount of $152,000.00, and recorded in Deed Book 37, Page 88, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots1135 and 1144 of the 12th District, 1st Section, Lumpkin County, Georgia, containing 5.251 acres, more or less, according to plat of survey prepared by Michael Stewart Kelly, GRLS, dated February 13, 1992, recorded in Plat Book 26, Page 31 of the Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

Less and except:

All that tract of parcel of land lying and being in Land Lots 1135 and 1144 of the 12th District, 1st Section, Lumpkin County, Georgia, containing 1.25 acres, more or less, according to a plat of survey recorded in Plat Cabinet 1, Slide 41, Plat 18-A of the Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

This being a portion of the same property conveyed in that certain Warranty Deed from Howard Hunt to Howard Hunt and Sherida Hunt dated April 23, 1998, recorded in Deed Book W-19, Page 154 of the Lumpkin County Deed Records.

Subject to all easements, covenants and restrictions of record or currently in use.

which has the property address of 244 Halls Mill Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sherida Hunt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Sherida Hunt

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-15253 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Adam Hyde to Buckhead Mortgage Associates, Inc., dated September 26, 2008, recorded in Deed Book 1110, Page 648, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($127,285.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy A. Hyde or a tenant or tenants and said property is more commonly known as 199 Arborview Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A.

as Attorney in Fact for

Adam Hyde McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jec 11/1/11

Our file no. 53793709-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 407 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 3.21 acres, more or less, as per plat of survey prepared for Mrs. Mattie Paul, by Frederick F. Kauffman, Registered Land Surveyor, dated August 13, 1985, recorded in Plat Book 14, Page 201, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. This conveyance is made subject to easements for public roads and utilities now in use. MR/jec 11/1/11 Our file no. 53793709 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Infante to Mortgage Electronic Registration Systems, Inc., dated June 2, 2004, recorded in Deed Book X33, Page 657, Lumpkin County, Georgia Records, as last transferred to PNC Bank, National Association by assignment recorded in Deed Book 1191, Page 648, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($260,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey Infante or a tenant or tenants and said property is more commonly known as 62 Lake Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

PNC Bank,

as Attorney in Fact for

Jeffrey Infante

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/bw1 11/1/11

Our file no. 51107211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 126, 11th District, Lumpkin County, Georgia, being Lot 24, Laurel Forest Subdivision, Phase IV, as per plat recorded in Plat Cabinet 1, Slide 94, Pages 76-78, Lumpkin County, Georgia Records, which plat is hereby incorporated herein by reference. MR/bw1 11/1/11 Our file no. 51107211 - FT14

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Security Deed from Richard Ivy and Sylvia H. Ivy to Citizens Bank of Forsyth County, dated July 27, 2005, filed August 6, 2005, recorded in Deed Book G36, page 727, modified July 16, 2007, filed July 30, 2007, recorded in Deed Book 1056, page 35; modified September 12, 2008, filed September 25, 2008, recorded in Deed Book 1109, page 369; modified August 18, 2009, filed August 24, 2009; recorded in Deed Book 1140, page 629; modified August 13, 2010, filed September 10, 2010, recorded in Deed Book 1168, page 673, Lumpkin County, Georgia Records, (hereinafter the “Security Deed”), the Security Deed being given to secure a Note of even date between Richard Ivy and Sylvia H. Ivy (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of Eighty-Seven Thousand and 00/l00 Dollars ($87,000.00) (hereinafter “Note”), as modified/renewed from time to time, with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 677, 12th District, 1st Section, Lumpkin County, Georgia, and being more fully described by a plat prepared by Frederick F. Kauffman, Georgia Registered Land Surveyor, and being entitled: Plat of Survey for Richard Ivy, dated March 4, 1997, and as per said plat the property contains 1.53 acres, more or less, the subject plat being of record in Plat Book 30, Page 194, Lumpkin County Records. Said plat is incorporated herein by reference.

Being the same property conveyed to Richard Ivy and Sylvia H. Ivy from Z. V. Major by virtue of a deed dated March 7, 1997, recorded March 12, 1997, in Deed Book L17, Page 130, Lumpkin County Records.

AND

All that tract or parcel of land lying and being in Land Lots 723 and 724, 12th District, 1st Section, Lumpkin County, Georgia, consisting of 48.307 acres, more or less, and being more fully described and dedicated as the remaining portions of that certain 76.687 acre tract which is shown according to a plat of survey prepared for Ralph Drew on February 15, 1989 by Hilton H. Hobby, Jr., which is recorded in Plat Book 18, page 181, Lumpkin County Records, LESS AND EXCEPT those portions of said lots which were incorporated into the Price Cove Subdivision, Phase One, containing a total of 28.371 acres, according to a plat of survey prepared June 18, 1989 by Hilton H. Hobby, Jr., Georgia Registered Surveyor, which is recorded in Plat Book 27, Page 23, Lumpkin County Records, which is incorporated by reference herein.

LESS AND EXCEPT: All that tract or parcel of land lying and being located in Land Lots 723, 724 and 677 of the 12th District, 1st Section, Lumpkin County, Georgia, and being more particularly described as follows: beginning at a point which bears North 51 degrees 54 minutes 52 seconds West a distance of 629.83 feet from the southeast corner of Land Lot 723; thence South 31 degrees 24 minutes 44 seconds West for a distance of 1156.33 feet to a point; thence North 52 degrees 37 minutes 39 seconds West a distance of 52.71 feet to a point; thence North 64 degrees 43 minutes 22 seconds West for a distance of 29. 62 feet to a point; thence North 54 degrees 21 minutes 39 seconds West for a distance of 42.89 feet to a point; thence North 41 degrees 24 minutes 37 seconds West for a distance of 83.47 feet to a point; thence North 54 degrees 33 minutes 42 seconds West for a distance of 40.06 feet to a point; thence North 73 degrees 13 minutes 12 seconds West for a distance of 38.88 feet to a point; thence South 77 degrees 25 minutes 49 seconds West for a distance of 32.08 feet to a point; thence South 58 degrees 58 minutes 40 seconds West for a distance of 30.46 feet to a point; thence South 63 degrees 44 minutes 55 seconds West for a distance of 21.78 feet to a point; thence South 83 degrees 55 minutes 20 seconds West for a distance of 33.17 feet to a point; thence along a curve to the right having a radius of 1462.42 feet and an arc length of 226.26 feet, being subtended by a chord of North 12 degrees 56 minutes 38 seconds East for a distance of 226.03 feet to a point; thence North 17 degrees 22 minutes 42 seconds East for a distance of 356.16 feet to a point; thence North 81 degrees 03 minutes 41 seconds East for a distance of 193.90 feet to a point; thence North 28 degrees 57 minutes 47 seconds East for a distance of 38.08 feet to a point; thence North 40 degrees 59 minutes 33 seconds East for a distance of 50.63 feet to a point; thence North 43 degrees 23 minutes 23 seconds East for a distance of 238.03 feet to a point; thence North 56 degrees 29 minutes 19 seconds East for a distance of 146.44 feet to a point; thence South 76 degrees 50 minutes 49 seconds East for a distance of 262.26 feet to the point of beginning.

Being the same property conveyed from Richard Ivy and Sylvia H. Ivy to Andrew Krummel by virtue of a deed dated September 9, 1999, recorded September 10, 1999, in Deed Book Q23, Pages 192-193, Lumpkin County Records.

LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 724 of the 12th District, 1st Section, Lumpkin County, Georgia, being a 10.0 acre tract as shown on plat of survey prepared for Richard Ivy and Sylvia H. Ivy by Appalachian Survey Co., Registered Land Surveyors, dated January 18, 1999, last revised March 5, 1999, and being more particularly described as follows: beginning at a point which is located South 22 degrees 25 minutes 29 seconds West a distance of 340.23 feet from a concrete monument found at the common corner of Land Lots 723, 724, 747, and 748, said District, Section and County, and running thence South 34 degrees 15 minutes 05 seconds West a distance of 933.38 feet to a point; running thence North 55 degrees 44 minutes 55 seconds West a distance of 466.69 feet to a point; running thence North 34 degrees 15 minutes 05 seconds East a distance of 933.38 feet to a point; running thence South 55 degrees 44 minutes 55 seconds East a distance of 466.69 feet to a point which is the point of beginning.

Also conveyed herewith is a 20 foot perpetual non-exclusive easement of ingress and egress from Auraria Road to the above described property; said easement being more particularly described as follows: to find the true point of beginning, begin at the common corner of Land Lots 723, 724, 747, and 748 of the 12th District, 1st Section of Lumpkin County, Georgia, and running thence South 22 degrees 25 minutes 29 seconds West a distance of 340.23 feet to a point; running thence South 34 degrees 15 minutes 05 seconds West a distance of 933.38 feet to a point; running thence North 55 degrees 44 minutes 55 seconds West a distance of 466.69 feet

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky J. Iwanski to Bank of Dahlonega, dated March 19, 1999, recorded in Deed Book K-22, Page 25, Lumpkin County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book U29, Page 335, Lumpkin County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book H24, Page 262, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FIVE THOUSAND AND 0/100 DOLLARS ($75,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky Iwanski or a tenant or tenants and said property is more commonly known as 102 Dublin Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC successor by merger to Chase Manhattan Mortgage Corporation as Attorney in Fact for Ricky J. Iwanski McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 11/1/11 Our file no. 5122502-FT18 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, originally Hall now Lumpkin County, Georgia, together with all improvements located thereon, and being more particularly set out as Lot 199 of the Wellington Subdivision, Phase Two, on a plat of recorded in Plat Book 29, Page 155, Lumpkin County Records, incorporated herein by reference for a more detailed description. This property is being conveyed subject to that Declaration of Protective and Restrictive Covenants for Wellington Subdivision, Phase 3, as recorded in Deed Book C-16, Pages 194-196, Lumpkin County Records. This property is conveyed subject to all easements for roads and utilities in use or of record. Together with that certain 1996 Challenger Doublewide Moblie Home unit which was formerly personalty but is now permanently annexed and affixed to the above described land as a permanent improvement, and all rights thereunto appertaining.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jessica S. Jacobs and Seth M. Livengood to HomeBanc Mortgage Corporation dated March 31, 2006 in the amount of $167,500.00, and recorded in Deed Book Q37, Page 624, Lumpkin County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 48 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1-119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 148 Pine Tree Court, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jessica S. Jacobs and Seth M. Livengood and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for

Jessica S. Jacobs and Seth M. Livengood

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-15382 /FNMA/cajohnson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated March 5, 2004, from Ashley Lee and Rodney Lee to Chase Manhattan Mortgage Corporation, recorded on March 11, 2004 in Deed Book H33 at Page 339, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment and said Deed to Secure Debt having been given to secure a note dated March 5, 2004, in the amount of $118,218.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on November 1, 2011, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING 3.40 ACRES, MORE OR LESS, OF LAND LOT NUMBER 847, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE ORIGINAL LINE ON THE EAST SIDE OF SAID LOT #847 AND THE RIGHT OF WAY ON THE SOUTHERLY SIDE OF THE JUNIOR WARD ROAD; VEERING THENCE AWAY FROM THE ORIGINAL LINE ON THE EAST SIDE OF SAID LOT SOUTH 2 DEGREES 53 MINUTES WEST 245.1 FEET TO AN IRON PIN; RUNNING THENCE SOUTH 83 DEGREES 15 MINUTES WEST 269.6 FEET TO AN IRON PIN; RUNNING THENCE NORTH 42 DEGREES 41 MINUTES WEST 392.4 FEET TO AN IRON PIN; RUNNING THENCE NORTH 26 DEGREES 13 MINUTES EAST 185.26 FEET TO AN IRON PIN ON THE SOUTHWESTERLY SIDE OF THE JUNIOR WARD ROAD; RUNNING THENCE IN A SOUTHEASTERLY DIRECTION ALONG THE SOUTHWESTERLY SIDE OF SAID JUNIOR WARD ROAD 501.61 FEET, MORE OR LESS, TO THE ORIGINAL LINE AND THE POINT OF BEGINNING. BEING MORE PARTICULARLY SHOWN AND DELINEATED BY PLAT OF SURVEY PREPARED BY FREDERICK K KAUFFMAN, REGISTERED SURVEYOR, ON OCTOBER 16, 1983, A COPY OF SAID PLAT BEING RECORDED IN PLAT BOOK 11, PAGE 195, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Ashley Lee and Rodney Lee.

The property, being commonly known as 516 Junior Ward Road, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Ashley Lee and Rodney Lee, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540 .

The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Albertelli Law Attorney for JPMorgan Chase Bank, National Association

as Attorney in Fact for

Ashley Lee and Rodney Lee

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

By: ASAP# 4095243

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Frederick C. Lier, Jr. to Bank of America, N.A., dated June 19, 2007 and filed for record July 30, 2007 in Deed Book 1056, Page 76, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $105,730.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in November, 2011, by Bank of America, N.A. as Attorney-in-Fact for Frederick C. Lier, Jr. the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 429 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.00 ACRE, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED MARCH 5, 2007, BY DOUGLAS R. SHERRILL GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET 1, SLIDE 147, PAGE 130-A, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE, BEING KNOWN AS 130 FORTNER DRIVE BY THE PRESENT SYSTEM OF NUMBERING PROPERTY IN LUMPKIN COUNTY, GEORGIA.

The above described property is also known as 130 Fortner Drive, Dahlonega, Georgia 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Frederick C. Lier .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A.

as Attorney-in-Fact for

Frederick C. Lier, Jr.

SHUPING, MORSE & ROSS, LLP

By: S. Andrew Shuping, Jr.

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, Georgia 30274-1698

(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Angel L. Martinez to Bank of America, N.A., dated August 31, 2007, recorded in Deed Book 1062, Page 525, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($264,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Angel L. Martinez or a tenant or tenants and said property is more commonly known as 799 Horseshoe Bend Rd, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Angel L. Martinez

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cng 11/1/11

Our file no. 5551811-FT14

EXHIBIT “A”

All that certain property situated in the County of Lumpkin, and State of Georgia, being described as follows: Parcel 106-048 and being more fully described in a deed dated 06/14/2005, and recorded 06/15/2005, among the land records of the county and state set forth above, in Deed Book X-35, Page 623

The following described property:

Tract I: All that tract or parcel of land lying and being in Land Lot 108 of the 1st District, originally Habersham now Lumpkin County, Georgia, being 3.000 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated June 10, 2003, prepared for Edward and Joan Shawn by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 90, Plat 1958, Lumpkin County records, and is incorporated herein by reference for a more detailed description.

Tract II: All that tract or parcel of land lying and being in Land Lot 108 of the 1st District, originally Habersham now Lumpkin County, Georgia, being 4.725 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated June 10, 2003, prepared by Edward and Joan Shaw by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 90, Plat 196A, Lumpkin County records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

Tax ID# 106 048

Being the same property conveyed to Angel L. Martinez and Josefina Cantino Martinez, as tenants in common by deed from Edward L. Shaw and Joan Shaw recorded 06/15/2005 in Deed Book X-35 Page 623, in the Office of the Clerk of the Superior Superior Court of Lumpkin County, Georgia.

MR/cng 11/1/11

Our file no. 5551811 - FT14

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Mary Jane Moore to Ameriquest Mortgage Company dated 3/15/2005 and recorded in Deed Book L35 Page 50, Lumpkin County, Georgia records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $152,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011 (November 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 122 of the 11th District, originally of Hall County and now Lumpkin County, Georgia, consisting of 0.6655 acres, more or less, and being more fully described and delineated according to a plat of survey prepared May 26, 1981, for Mary Jane Moore by Jimmy D. Bullock, Georgia Registered Land Surveyor No. 1765, which is recorded in Plat Book 6, page 336, Lumpkin County, Georgia Records, and incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 265 Perkins Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Mary Jane Moore, Life Estate and William Brian Worthington or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 as agent and Attorney in Fact for Mary Jane Moore

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1002-2065

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Peachtree Custom Properties, LLC (the “Grantor”), to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”), dated October 30, 2006 and recorded November 10, 2006 in Deed Book 1013, Pages 561-563, Lumpkin County, Georgia official records (the “Security Deed”), conveying the property described below to secure repayment of (i) that certain Promissory Note dated October 30, 2006, payable by Grantor to Lender in the principal amount of $1,334,475.00, together with interest thereon as set forth therein and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter created (including any amendment, extension, modification, and renewal, the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described property located in Lumpkin County, Georgia, together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed (collectively, the “Property”):

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section, of Lumpkin County, Georgia and being all of Lots 15, 19, 23, 27, 29, 34 & 38 of Greenwood Glen Subdivision, per plat recorded in Plat Cabinet 1, Slide 137, Pages 129-131, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The above-described property is known as Lots 15, 19, 23, 27, 29, 34 & 38 of Greenwood Glen Subdivision, Lumpkin County, GA, according to the present system of property mapping in Lumpkin County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, Attorney-in-Fact and Agent for Peachtree Custom Properties, LLC

Harvey Daniels III

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: hdaniels@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7942

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

0/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Becky C. Peppers to Mortgage Electronic Registration Systems, Inc., dated October 22, 2004, recorded in Deed Book Q34, Page 588, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Becky C. Peppers or a tenant or tenants and said property is more commonly known as 674 Garnet School Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Becky C. Peppers

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 11/1/11

Our file no. 5651611-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 377 and 386 of the 15th District, Lumpkin County, Georgia, consisting of 4.08 acres, more or less, and being more particularly set out as Lot 28 on a plat of survey, dated October 5, 1987, prepared for Rainbow Subdivision by Bakkum-Deloach and Associates, Georgia Registered Land Surveyors, recorded at Plat Book 19, Page 118, Lumpkin County, Georgia Records, said plat incorporated herein by this reference and made a part hereof for a more complete description. MR/krc1 11/1/11 Our file no. 5651611 - FT10

(10/5, 10/12, 10/19, 10/26)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DREW PURSLEY to Appalachian Community Bank dated January 28, 2010, recorded February 5, 2010, in Deed Book 1152, Page 581, Lumpkin County, Georgia records, as transferred to Community & Southern Bank pursuant to that certain Purchase and Assumption Agreement dated as of March 19, 2010, by and among Community & Southern Bank, The Federal Deposit Insurance Corporation, Receiver of Appalachian Community Bank and The Federal Deposit Insurance Corporation, and as assigned to COMMUNITY & SOUTHERN BANK by Assignment recorded in Deed Book 1162, Page 518, Lumpkin County Records, said Security Deed being given to secure a Note from DREW PURSLEY of even date in the original principal amount of One Hundred Thirty Two Thousand Nine Hundred Eleven and 74/100 ($132,911.74) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

Tract I

All that tract or parcel of land lying and being in Land Lot 341 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.77 acres, more or less, and being described and designated as Lot 1, a portion of Lot 2 and a portion of Lot 3 of the Doyle Martin Subdivision, according to a plat of survey dated July 25, 1991, prepared for William D. Fuller, Sr. and Maryann A. Fuller by Hilton H. Hobby, Jr., Georgia Registered Land Surveyor. Said plat recorded in Plat Book 23, Page 240, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Tract II

All that tract or parcel of land lying and being in Land Lot 341 of the 13th District, 1st Section of Lumpkin County, Georgia, and being fully described by a plat prepared by Milton H. Hobby, Jr., Georgia Registered Land Surveyor, dated July 25, 1991; and as per said plat the property containing 0.12 acre, more or less, and being more particularly described as a portion of Lot 2; and the property containing 0.83 acre, more or less, being more particularly described as a portion of Lot 3, Doyle Martin Subdivision. Said plat recorded in Plat Book 23, Page 167, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is DREW PURSLEY or a tenant or tenants.

COMMUNITY & SOUTHERN BANK,

as attorney in Fact for DREW PURSLEY

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. CO608-00176

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Teresa A. Reeves to Wells Fargo Bank, N.A. dated 8/9/2007 and recorded in Deed Book 1059 Page 321, LUMPKIN County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $38,609.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011 (November 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 77 of the 11th District of, originally Hall County now Lumpkin County, Georgia, and being fully described by a Plat of Survey prepared by Michael L. Scupin, Georgia Registered Land Surveyor, dated May 1, 1987, and as per said Plat of Survey, the property contains 1.01 acres, more or less, being more particularly described as Lot 8, Phase One of the Stonehenge Subdivision. The subject plat being of record in Plat Book 18, Page 52, Lumpkin County, Georgia Plat Records, which plat is hereby incorporated herein by reference and made a part hereof for a more complete and accurate description of the property conveyed. This conveyance is subject to “Stonehenge Mobile Home Community Declaration of Protective and Restrictive Covenants for the Stonehenge Subdivision”, which Covenants are recorded in Deed Book 7, Page 80 of the Lumpkin County, Georgia Deed Records; This is the same property referenced in that certain Warranty Deed from Shirley B. Webster to James Ladewig, dated November 20, 2001 and recorded in Deed Book K-28, Page 134 of the Lumpkin County, Georgia Deed Records;

Together with an immovable and permanent fixture attached thereto, a 1988 Fleetwood Manufactured Home, Model Spring Hill, Serial Number(s) GAFLH34AB08736SH. Map and Parcel: 113-007

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 48 Salisbury Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Teresa A. Reeves or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Teresa A. Reeves

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-662395

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David M Reneau and Susan A Reneau to Mortgage Electronic Registration Systems, Inc., dated April 23, 2008, recorded in Deed Book 1091, Page 427, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1157, Page 208, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($46,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David M Reneau and Susan A Reneau or a tenant or tenants and said property is more commonly known as 5661 Camp Wahsega Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for

David M Reneau and Susan A Reneau

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 11/1/11

Our file no. 5440510-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 1145 and 1160 of the 11th District, 1st Section, Lumpkin County, Georgia, being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated November 17, 2000 and as per said plat, the property contains 2.00 acres, more or less. The subject plat being of record in Cabinet One, Slide 56, Plat 107, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement being 20 feet in width as shown on the above referenced plat of survey for ingress, egress and the installation of utilities. Said easements connects subject property to Camp Washega Road. This conveyance is made together with and subject to any easements for public roads and utilities now in use. Property Address: 5661 Camp Washega Rd. Dahlonega, GA 30533 MR/krc1 11/1/11 Our file no. 5440510 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Eddie G. Rich and Melissa Z. Rich to Homebanc Mortgage Corporation dated March 22, 2007 in the amount of $129,300.00, and recorded in Deed Book 1035, Page 47, Lumpkin County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 1172, 12th District, 1st Section and in Land Lots 428 & 429, 15th District, 1st Section, Lumpkin County, Georgia and being Lot 9, Farm View Subdivision, Phase II, per subdivision plat recorded in Cabinet 1, Slide 132, Pages 22-23, Lumpkin County, Georgia records.

which has the property address of 112 Farmview Lane, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Eddie G. Rich and Melissa Z. Rich and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.

Attorney in Fact for

Eddie G. Rich and Melissa Z. Rich

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-07533 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA,

LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP,FKA Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jec 11/1/11

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/jec 11/1/11 Our file no. 52263710 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt from Nick C. Schiltz, Inc. (“Grantor”) to Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company (“Grantee”), dated April 11, 2007, filed and recorded April 16, 2007, in Deed Book 1037, Page 201, Lumpkin County, Georgia Records, as modified by that certain Modification of Deed to Secure Debt dated April 11, 2008, filed and recorded May 13, 2008, in Deed Book 1094, Page 37, aforesaid records, as further modified by that certain Modification of Deed to Secure Debt dated April 14, 2009, filed and recorded September 29, 2009, in Deed Book 1143, Page 214, aforesaid records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated April 14, 2009, from Grantor payable to Crescent Bank in the original principal amount of Four Hundred Fifty Two Thousand Five Hundred Twelve and 00/100 Dollars ($452,512.00), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lots 292 and 309 of the 15th District, 1st Section of Lumpkin County, Georgia, containing 1.487 acres, more or less, being more particularly described as Lot 10, Chestatee River Falls Subdivision and being more fully described as Lot 10, Chestatee River Falls Subdivision and being more fully described by a plat prepared by Michael Stewart Kelly, GRLS, dated September 29, 1997, revised December 1, 1997, recorded in Plat Cabinet 1, Slide 11, Page 7, Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

Subject to the restrictive covenants and road maintenance agreement for Chestatee River Falls Subdivision recorded in Deed Book B-19, Pages 92-94, Lumpkin County Records.

Subject to all easements, covenants and restrictions of record of currently in use.

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 1.487 acres, more or less, described as Lot 10 located in Chestatee River Falls Subdivision, Dahlonega, Lumpkin County, Georgia, and the party in possession of the property is Nick C. Schiltz, Inc. or its tenant or tenants.

Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company, as Attorney-in-Fact for Nick C. Schiltz, Inc.

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

IF APPLICABLE: THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from AMY M SMITH, STONEY M SMITH to Mortgage Electronic Registration Systems, Inc. acting solely as a nominee for First Commonwealth Mortgage, dated September 30, 2005, recorded October 28, 2005, in Deed Book T36, Page 301-314, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Two Thousand Three Hundred Ten and 00/100 dollars ($122,310.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2005-13 , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, all property described in said Security Deed including but not limited to the following described property:

STREET ADDRESS: 82 BLUE BIRD TRAIL DAHLONEGA, GEORGIA 30533

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 434 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING ALL OF LOT 10 OF SHADOW WOOD SUBDIVISION AS SHOWN ON THE SUBDIVISION PLAT OF SHADOW WOOD DATED SEPTEMBER 11, 1992, AND REVISED APRIL 21, 1995, AND REVISED OCTOBER 11, 1995, AND RECORDED IN PLAT BOOK 28, PAGE 183, LUMPKIN COUNTY, GEORGIA, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A COMPLETE DESCRIPTION OF SAID PROPERTY.

BEING THE SAME PROPERTY ACQUIRED BY THE ABOVE-REFERENCED MORTGAGOR BY DEED DATED 30TH DAY OF SEPTEMBER, 2005, FILED OF RECORD IN DEED BOOK T36, PAGE 299-300, OR INSTRUMENT NUMBER N/A IN THE OFFICE OF THE CLERK OF LUMPKIN COUNTY, GEORGIA

PARCEL ID: 031 180

Said property is commonly known as 82 BLUEBIRD TRAIL, DAHLONEGA, GA 30533-0000.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is AMY M SMITH, STONEY M SMITH, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2005-13

as Attorney in Fact for

AMY M SMITH, STONEY M SMITH

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-08272-1

www.rubinlublin.com/property-listings.php

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by STA Enterprises, Inc. (the “Grantor”), to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”), dated October 30, 2006 and recorded November 10, 2006 in Deed Book 1013, Pages 565-569, Lumpkin County, Georgia official records (the “Security Deed”), conveying the property described below to secure repayment of (i) that certain Construction Loan Note dated October 30, 2006, payable by Grantor to Lender in the principal amount of $1,334,475.00, together with interest thereon as set forth therein and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter created (including any amendment, extension, modification, and renewal, the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described property located in Lumpkin County, Georgia, together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed (collectively, the “Property”):

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section, of Lumpkin County, Georgia and being all of Lots 16, 20, 24, 26, & 37 of Greenwood Glen Subdivision, per plat recorded in Plat Cabinet 1, Slide 137, Pages 129-131, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The above-described property is known as Lots 16, 20, 24, 26, & 37 of Greenwood Glen Subdivision, Lumpkin County, Georgia, according to the present system of property mapping in Lumpkin County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, Attorney-in-Fact and Agent for STA Enterprises, Inc.

Harvey Daniels III

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: hdaniels@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7942

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by STA Enterprises, Inc. (the “Grantor”), to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”), dated June 1, 2006 and recorded June 8, 2006 in Deed Book 989, Pages 654-657, Lumpkin County, Georgia official records (the “Security Deed”), conveying the property described below to secure repayment of that certain (i) Construction Loan Note dated June 1, 2006, payable by Grantor to Lender in the principal amount of $494,775.00, together with interest thereon as set forth therein and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter created (including any amendment, extension, modification, and renewal, the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described property located in Lumpkin County, Georgia, together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed (collectively, the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 40, 41, 100 & 101 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOTS 35, 36 & 46 OF BRYNDEMERE SUBDIVISION, UNIT ONE, AS PER PLAT OF SURVEY RECORDED IN PLAT CABINET 1, SLIDE 130, PAGES 183B-188, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK S37, PAGE 115, LUMPKIN COUNTY, GEORGIA RECORDS. THIS PROPERTY IS PART OF A PLANNED UNIT DEVELOPMENT.

ALSO CONVEYED HEREWITH ARE EASEMENT RIGHTS RESERVED IN DEED BOOK W9, PAGE 101 AND DEED BOOK W9, PAGE 143, LUMPKIN COUNTY, GEORGIA RECORDS.

The above-described property is known as Lots 35, 36 & 44 of Bryndemere Subdivision, Lumpkin County, Georgia, according to the present system of property mapping in Lumpkin County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, Attorney-in-Fact and Agent for STA Enterprises, Inc.

Harvey Daniels III

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: hdaniels@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7942

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Ricky E.Tanner aka Rick Tanner and Connie L Tanner aka Connie Tanner to Mortgage Electronic Registration Systems, Inc., as nominee for, Countrywide Home Loans, Inc. dated 12/2/2006 and recorded in Deed Book 1024 Page 383, Lumpkin County, Georgia records; as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-24 by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 157,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011 (November 01, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 99 of the 1st District of originally Habersham, now Lumpkin County, Georgia being known as Lot 10 consisting of 1.33 acres of the Joe H. Frady Subdivision, as per plat recorded in Plat Slide 1-15, Page 87A, Lumpkin County, Georgia records, which plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 15 Whispering Winds Drive, Murrayville, GA 30564-2822 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Connie L Tanner and Ricky E. Tanner or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-24 as agent and Attorney in Fact for Ricky E.Tanner aka Rick Tanner and Connie L Tanner aka Connie Tanner

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1092-172

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nathan Walker to Mortgage Electronic Registration Systems, Inc., dated November 1, 2007, recorded in Deed Book 1113, Page 729, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1161, Page 405, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SEVEN HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($91,756.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan Walker or a tenant or tenants and said property is more commonly known as 30 Arrow Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for Nathan Walker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tdm 11/1/11 Our file no. 51439110-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 125 of the 11th District, Lumpkin County, Georgia, being Lot 162, consisting of 1.01 acres, more or less, of Wellington Subdivision, Phase Six, as per plat prepared by Donald Rex Jones, GRLS #2396, Dated October 30, 1996, recorded in Plat Book 30, Page 115, Lumpkin County, Georgia Records, to which plat reference is made for a more detailed description. Together with a 1996 Double Wide Mobile Home being a Southern Charm Model No. E706 manufactured by Homestead Homes being Serial Number HMST11828AGA and HMST11828BGA. MR/tdm 11/1/11 Our file no. 51439110 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah Marie Wood and Jefferson H. Lance to Mortgage Electronic Registration Systems, Inc., dated January 18, 2008, recorded in Deed Book 1080, Page 331, Lumpkin County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND NINETEEN AND 0/100 DOLLARS ($124,019.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Deborah Marie Wood and Jefferson H. Lance or a tenant or tenants and said property is more commonly known as 433 Elliots Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Flagstar Bank, FSB

as Attorney in Fact for

Deborah Marie Wood and Jefferson H. Lance

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/llb 11/1/11 Our file no. 53051610-FT1

EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 140 of the 11th Land District of originally Hall, now Lumpkin County, Georgia, consisting of 1.590 acres more or less, as shown on a plat of survey prepared by John T. Gaston, RLS, dated 04/20/2001, recorded in Cabinet 1, Slide 60, Plat 191A, Office of the Clerk of Superior Court, Lumpkin County, Georgia. Tax ID # 083 256 By fee simple deed from Lumpkin County Bank, a division of Gainesville Bank & Trust as set forth in Deed Book 1019, Page 311 and recorded on 12/20/2006, Lumpkin County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source. MR/llb 11/1/11 Our file no. 53051610 - FT1

(10/5, 10/12, 10/19, 10/26)

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Legals (Oct 26th edition)
Oct 26, 2011 | 7124 views | 0 0 comments | 17 17 recommendations | email to a friend | print
NOTICE

Georgia, Lumpkin County Probate Court

Marlene Vosburg Pourciau has petitioned to be appointed Administrator of the estate of Lawrence Joseph Pourciau, Sr., deceased, of said County. The petitioners have also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before October 31, 2011. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(10/5, 10/12, 10/19, 10/26) 185

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Roy Jones, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 6th day of October, 2011.

Dwain Gilreath and Betty Justus

Co-Executors

P.O. Box 893

Dahlonega, GA 30533

(10/12, 10/19, 10/26, 11/2)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Richard Paul Stringer, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 4th day of October, 2011.

Leland E. Driver

Administrator

P.O. Box 186

Dahlonega, GA 30533

(10/12, 10/19, 10/26, 11/2)

LEGAL NOTICE OF SALE

Lumpkin 400 Self Storage, LLC

210 Ethan Allen Drive

Dahlonega, GA 30533

(706) 482-9969

In accordance with the “Georgia Self-Service Storage Facility Act,” Lumpkin 400 Self Storage, LLC, will sell to the highest bidder the following units on Oct. 15, 2011, at 210 Ethan Allen Drive, Dahlonega, GA 30533 at 10 a.m. We reserve the right to refuse any bid and withdraw any unit. Terms are Cash only and all items must be removed from the facility within 48 hours. All items are sold as is. Sale is subject to cancellation in the event of a settlement between the owner and the obligated party.

G. Denson – Unit 1033

W. Thompson – Unit 1057

E. Roderick – Unit 2052

S. Reeves – Unit 1015

H. Caliendo – Unit 2019

K. Gibbons – Unit 2116

SALE DATE: Saturday, October 29, 2011 at 10:00 A.M.

(10/19, 10/26)

Notice of

Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Robert Ronquillo, Petitioner

Civil Action File No. 11-CV-695-MM Name Change

Georgia, Lumpkin County

Notice is hereby given that Robert Ronquillo, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 12th day of October, 2011, praying for a change in the name of the petitioner from Robert Ronquillo to Robert Cox. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 12th day of October, 2011.

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(10/19, 10/26, 11/2, 11/9)

Citation

PROBATE COURT OF LUMPKIN COUNTY

RE: Estate of Reannna Hope Ray, former minor. Date of Publication: Oct. 19, 2011

To whom it may concern:

The conservator of the above estate, has applied for Discharge. This is to notify the above interested parties to show cause, if any they can, why said conservators should not be discharged from office and liability. All objections must be in writing, setting forth the grounds of any such objections, and filed with the above Probate Court, 325 Riley Road, Room 122, Dahlonega, Georgia 30533 on or before November 21, 2011, said date being more than 30 days from the date of publication. All pleadings must be signed before a notary public probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees.

If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A.Chastain, Probate Judge

by Shelley Wilson,

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(10/26)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Willard Arthur Schooley, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 14th day of October, 2011.

Gary W. Schooley, Executor

3106 Malvern Drive

Snellville, GA 30039

(10/19, 10/26, 11/2, 11/9)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Carl Hunnicutt deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 27th day of September, 2011.

Linda Jennings, Executor

324 Rowdy Circle

Seneca, SC 29678

(10/19, 10/26, 11/2, 11/9)

application for

alcoholic beverage

license

Martha J. Redd has applied with the Lumpkin County Board of Commissioners for an alcoholic beverage license for Mystik Food Mart located at 4150 Highway 19 North, Dahlonega, GA 30533.

(10/19, 10/26)

Notice of sale under power

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Broome, Greg D103

Hardy, Donna F185

Kerns, Shelly D127

Phillips, Jeffery D126

Sale date: November 5, 2011, at 10:00 a.m.

(10/26, 11/2)

IN THE SUPERIOR COURT

OF LUMPKIN COUNTY

STATE OF GEORGIA

Rachel Pruitt,

Lumpkin County Tax Commissioner,

Petitioner

vs.

Betsy B. Richards, and

James Allen Cansler

Respondents

Civil Action File No. 11-CV-105-DB

NOTICE OF SUMMONS

TO: JAMES ALLEN CANSLER, Respondent Name Above:

You are hereby notified that the above-styled action requiring the named Respondents to interplead and settle between themselves their rights to certain excess funds from a tax sale was filed on February 22, 2011, and that by reason of an order for service of summons by publication entered by the court on September 29, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon Joy L. Edelberg, petitioner’s attorney, whose address is PO Box 37, Dahlonega, Georgia, 30533, a response to the Petition for Interpleader within sixty (60) days of the date of the order for service by publication.

Witness the Honorable David E. Barrett, judge of said court.

This 21st day of October, 2011.

Rita Harkins, Clerk of Court

(10/26, 11/2, 11/9, 11/16)

IN THE SUPERIOR COURT

OF LUMPKIN COUNTY

STATE OF GEORGIA

Rachel Pruitt,

Lumpkin County Tax Commissioner,

Petitioner

vs.

Betsy B. Richards, and

James Allen Cansler

Respondents

Civil Action File No. 11-CV-106-DB

NOTICE OF SUMMONS

TO: JAMES ALLEN CANSLER, Respondent Name Above:

You are hereby notified that the above-styled action requiring the named Respondents to interplead and settle between themselves their rights to certain excess funds from a tax sale was filed on February 22, 2011, and that by reason of an order for service of summons by publication entered by the court on September 29, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon Joy L. Edelberg, petitioner’s attorney, whose address is PO Box 37, Dahlonega, Georgia, 30533, a response to the Petition for Interpleader within sixty (60) days of the date of the order for service by publication.

Witness the Honorable David E. Barrett, judge of said court.

This 21st day of October, 2011.

Rita Harkins, Clerk of Court

(10/26, 11/2, 11/9, 11/16)

IN THE SUPERIOR COURT

OF LUMPKIN COUNTY

STATE OF GEORGIA

Rachel Pruitt,

Lumpkin County Tax Commissioner,

Petitioner

vs.

Betsy B. Richards, and

James Allen Cansler

Respondents

Civil Action File No. 11-CV-107-DB

NOTICE OF SUMMONS

TO: JAMES ALLEN CANSLER, Respondent Name Above:

You are hereby notified that the above-styled action requiring the named Respondents to interplead and settle between themselves their rights to certain excess funds from a tax sale was filed on February 22, 2011, and that by reason of an order for service of summons by publication entered by the court on October 19, 2011, you are hereby commanded and required to file with the clerk of said court and serve upon Joy L. Edelberg, petitioner’s attorney, whose address is PO Box 37, Dahlonega, Georgia, 30533, a response to the Petition for Interpleader within sixty (60) days of the date of the order for service by publication.

Witness the Honorable David E. Barrett, judge of said court.

This 21st day of October, 2011.

Rita Harkins, Clerk of Court.

(10/26, 11/2, 11/9, 11/16)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Gloria T Pasteur, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of October, 2011.

Patricia Cavalier,

Executor

255 River Trail

Dahlonega, GA 30533

(10/26, 11/2, 11/9, 11/16)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Earl Donald Cagle, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 18th day of October, 2011.

Paulette W. Cagle

Executor

796 Denton Road

Dawsonville, GA 30534

(10/26, 11/2, 11/9, 11/16)

application for

Beer/wine license

license

Salman Ali has applied with the Dahlonega City Council for a Beer/Wine License for ARSHAQ Business, Inc./dba Quick Mart #9 located at 1959 Hwy 19 North, Dahlonega, GA 30533.

(10/26, 11/2, 11/9, 11/16)

application for

Beer/wine license

license

Salman Ali has applied with the Dahlonega City Council for a Beer/Wine License for Charlie’s Grocery located at 995A Morrison Moore Parkway, Dahlonega, GA 30533.

(10/26, 11/2, 11/9, 11/16)

NOTICE OF PUBLIC HEARING ON PROPOSED

MULTIFAMILY HOUSING REVENUE

BONDS TO BE ISSUED BY

THE HOUSING AUTHORITY OF THE CITY OF ATHENS, GEORGIA

Notice is hereby given that on the 7th day of November, 2011, at 8:00 a.m. in offices of the Housing Authority of the City of Athens, 300 S. Rocksprings Street, Athens, Georgia 30606, a Public Hearing will be held concerning the proposed issuance of multifamily housing revenue bonds in one or more series (the “Bonds”) by the Housing Authority of the City of Athens, Georgia (the “Issuer”) in the aggregate principal amount of not to exceed $65,000,000, for the purpose of assisting WWJ LLC, a South Carolina limited liability company (referred to as the “Borrower”) with the rehabilitation, renovation and modernization of approximately 44 multifamily residential rental housing projects. The projects to be rehabilitated, renovated and modernized and their locations are as follows (collectively, the “Projects”):

Apple Lane Apartments, 100 North 5th Street, Glenwood, Georgia;

Apple Village Apartments, 116 North 5th Street, Glenwood, Georgia;

Ashton Village Apartments, 137 Ashton Place, Waynesboro, Georgia;

Autumnwood Village Apartments, 237 Irwinville Road, Abbeyville, Georgia;

Azalea Village Apartments, 25 Azalea Circle, Crawford, Georgia;

Briarwood Village Apartments, 307 Geneva Road, Buena Vista, Georgia;

Briarwood Village II Apartments, 239 McNaughton Street, Cusseta, Georgia;

Brooks Hill Apartments, 185 Penland Street, Ellijay, Georgia;

Brooks Lane Apartments, 1203 Old 441 South, Clayton, Georgia;

Brooks Point Apartments, 555 Wimpy Mill Road, Dahlonega, Georgia;

Brooks Summitt Apartments, 70 Brooks Summitt Lane, Blue Ridge, Georgia;

Brooksfield Apartments, 1101 Peachtree Street, Louisville, Georgia;

Brookstone Apartments, 85 Brookstone Way, McCaysville, Georgia;

Carson Village Apartments, 47 Short Street, Wrightsville, Georgia;

Cherry Lane Apartments, 616 Cherry Street, Unadilla, Georgia;

Deerwood Village Apartments, 184 East Main Street, Adrian, Georgia;

Doyle Village Apartments, 1030 North Darien Street, SW, Darien, Georgia;

Edison Lane Apartments, 19264 Hartford Street, Edison, Georgia;

Edison Village Apartments, 19264 Hartford Street, Edison, Georgia;

Falls Park Apartments, 47 Falls Park Drive, Toccoa, Georgia;

Forest Glen Village Apartments, 1805 Edwina Drive, Vidalia, Georgia;

Gibson Village Apartments, 388 Project Street, Gibson, Georgia;

Hamilton Village Apartments, 6670 Hamilton Street, Preston, Georgia;

Highland Village Apartments, 510 Plaza Trace, Monroe, Georgia;

Holly Village Apartments, 128 Holly Street, Buchanan, Georgia;

Houston Village Apartments, 55 S. Jefferson Street, Alamo, Georgia;

Laurel Village Apartments, 331 Battle Street, Wadley, Georgia;

Maple Lane Apartments, 197 GA Hwy 305, Midville, Georgia;

Meadowbrook Village Apartments, 130 Lonnie Lane , Americus, Georgia;

Oak Village Apartments, 225 Jackson Street, Zebulon, Georgia;

Pecan Village Apartments, 100 Hayes Avenue, Ellaville, Georgia;

Pine Lane Apartments, 134 South Church Avenue, Pine Mountain, Georgia;

Pine Manor Apartments, 511 West 9th Street, Rincon, Georgia;

Pine Village Apartments, 434 Cherokee Street, Pine Mountain, Georgia;

Quail Run Apartments, 100 Smith Street, Reidsville, Georgia;

Rosewood Village Apartments, 760 South Peterson Street, Willacoochee, Georgia;

Santa Ana Apartments, 56 S. Broad Street, Alamo, Georgia;

Shady Grove Apartments, 474 East Oglethorpe Street, Ellaville, Georgia;

Talbot Village Apartments, 260 Clark Street, Talbotton, Georgia;

Talbot Village II Apartments, 133 Dennis Creek Road, Talbotton, Georgia;

Westview Apartments, 150 Westview Drive, Sylvania, Georgia;

Westview II Apartments, 150 Westview Drive, Sylvania, Georgia;

Willowpeg Lane Apartments, 115 Willowpeg Way, Rincon, Georgia; and

Willowpeg Village Apartments, 111 Willowpeg Way, Rincon, Georgia.

The Projects will be managed by Boyd Management, Inc. The hearing will be held before a hearing officer designated by the Housing Authority of the City of Athens, Georgia, and may be continued or adjourned.

The Bonds, when and if issued, will be the limited obligation of the Issuer and will not constitute a general obligation of the State of Georgia, the Unified Government of Athens-Clarke County, Georgia, the Issuer, or any other political subdivision of the State of Georgia, nor shall the Bonds be payable in any manner by taxation, but are payable solely from the payments made by or on behalf of the Borrower, pursuant to an agreement between the Issuer and the Borrower which are pledged to the payment of the Bonds. The issuance of Bonds will allow for the rehabilitation, renovation, modernization and continued operation of the Projects and is in furtherance of the public purpose of the Issuer.

Further information regarding the proposed Bonds and the proposed facility financed are of public record in the office of the Housing Authority of the City of Athens, Georgia at 300 S. Rocksprings Street, Athens, Georgia 30606. Any interested party having views on the proposed issuance of the Bonds or the nature or location of the proposed Projects may be heard at such public hearing.

(10/26)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained in a Georgia Security Deed and Security Agreement given by RAINER G. ARNOLD to Branch Banking and Trust Company dated December 1, 2003 and filed and recorded January 22, 2004, in Deed Book A33, Pages 512-518, Lumpkin County, Georgia, Superior Court Clerk’s Office Deed records, and as modified on November 21, 2006 and filed and recorded November 29, 2006, in Deed Book 1016, Pages 172-173, Lumpkin County, Georgia, Superior Court Clerk’s Office Deed records, and as further modified on September 22, 2009 and filed and recorded October 15, 2009, in Deed Book 1144, Pages 330-332, Lumpkin County, Georgia, Superior Court Clerk’s Office Deed records, conveying the after described property to secure a note with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the Courthouse door in Lumpkin County, Georgia, within the legal hours of sale upon the first Tuesday in November, 2011 (November 1, 2011) and continuing from day to day until sold, the following described property, to-wit:

All that tract or parcel of land lying and being in Land Lot 790 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 2.54 acres, more or less, including a house and all other improvements located thereon, and being more fully described and delineated according to Plat of Survey prepared for Paul Clifford Orlow dated October 3, 1986, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 17, Page 182, Lumpkin County Records, and which is incorporated by reference herein. This is the same property that was conveyed by Jack O. Welch and Lillian S. Welch to Dean Charles Sewell and Rainer G. Arnold under a Warranty Deed dated June 13, 1997, which is recorded in Deed Book Z-17, Pages 08-09, Lumpkin County Records, and which is incorporated by reference herein, and the property is conveyed subject to all easements in use or of record, including those easements specifically set out in said deed.

The debt secured by said Georgia Security Deed and Security Agreement is evidenced by a Promissory Note dated December 1, 2003, in the original principal amount of Forty Thousand Five Hundred Dollars and No Cents ($40,500.00) executed by Rainer G. Arnold in favor of Branch Banking and Trust Company as modified by Note Modification Agreement dated September 27, 2009 in the original principal amount of Twenty-Nine Thousand Six Hundred Thirty Dollars and 24 Cents ($29,630.24) executed by Rainer G. Arnold in favor of Branch Banking and Trust Company. The debt secured by the Georgia Security Deed and Security Agreement and evidenced by the Promissory Note and its Modification is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Georgia Security Deed and Security Agreement. The debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Georgia Security Deed and Security Agreement and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The property will be sold as the property of RAINER G. ARNOLD. To the best of knowledge and belief of the undersigned, the party (or parties) in possession of the subject property known as 136 Bob Edwards Drive, Dahlonega, Georgia 30533 is RAINER G. ARNOLD, and or his tenant, or present occupant.

Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Georgia Security Deed and Security Agreement first set out above, including, but not limited to assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; (2) O.C.G.A. § 9-13-172.1; and (3) final confirmation and audit of the status of the loan with the holder of the security deed.

Pursuant to O.C.G.A. § 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudical sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

RAINER G. ARNOLD has been notified in accordance with Georgia Law that attorney’s fees will be collected for the default in payment of said Note, and has been further notified in accordance with O.C.G.A. § 44-14-162 through § 44-14-162.4 that foreclosure proceedings have been instigated against this property by sending a copy of the legal advertisement prior to 30 days before the date of sale, by certified mail to the property address or such other address as Rainer G. Arnold may designate by written notice to the secured creditor. The person or entity who shall have full authority to negotiate, amend, and modify all terms of the Georgia Security Deed and Security Agreement with Rainer G. Arnold, together with their telephone number is as follows: Branch Banking and Trust Company, 455 Jesse Jewell Parkway, Gainesville, Georgia 30501; (770) 535-8000.

The property will be sold as the property of the makers of said Georgia Security Deed and Security Agreement or their assigns, in bar of all equity or redemption, and will divest all of the right, title and interest of the makers thereof, or their assigns, in and to said property, and shall invest such title in the purchaser.

The proceeds of said sale will be used first to the payment of expenses of said sale, including those attorney’s fees provided by said Georgia Security Deed and Security Agreement and/or that Note secured thereby; the payment of said Note, principal and interest; and the balance, if any, will be distributed as provided by law.

THIS IS AN ATTEMPT TO COLLECT A DEBT, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Branch Banking & Trust Company

Attorney in Fact for

RAINER G. ARNOLD

Acting Pursuant To Powers

Contained In Said Georgia Security Deed and Security Agreement

By: R. Shane Lazenby

FORRESTER & BRIM

P.O. Box 1688

Gainesville, Georgia 30503

(10/5, 10/12, 10/19, 10/26)

GEORGIA, Lumpkin COUNTY

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt and Security Agreement from Brian Breshears and Les Nix to Community Bank and Trust dated 06/29/2005, and recorded 07/27/2005, in Deed Book E36, Pages 717-723, Lumpkin County, Georgia Deed records, and any further renewals or modifications thereto, held by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. pursuant to that Purchase and Assumption Agreement among Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust, SCBT, N.A., and the Federal Deposit Insurance Corporation, dated January 29, 2010 and pursuant to Assignment from Federal Deposit Insurance Corporation as Receiver of Community Bank & Trust to SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday in November, 2011 by SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A., as Attorney-in-Fact for Brian Breshears and Les Nix the following described property:

All that tract or parcel of land lying and being in Land Lot 99 of the 1st District of Lumpkin County, Georgia, and being 3.0 acres, more or less, and shown as Tracts A, B, and C on that Plat recorded in Plat Cabinet 1, Slide 73, Page 44B Lumpkin County, Georgia Records which plat is incorporated herein by reference and made a part hereof.

Together with that 1997 Weston Mobile Home with serial number GAFLT75A29119WS12 and that 1985 Summit Mobile Home with serial number H39120G which mobile homes are attached to the real estate and shall remain a permanent part thereof.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, among other possible events of default, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees (notice having been given as provided by law).

The property will be sold subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

To the best of the undersigned’s knowledge and belief, the party in possession is Brian Breshears and Les Nix or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Deed to Secure Debt.

SCBT, N.A. d/b/a CBT, a Division of SCBT, N.A. as Attorney-in-fact for Brian Breshears and Les Nix.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

The Knott Firm, LLC

670 East Kytle Street

Cleveland, GA 30528

706-219-3227

File No. : F11-1198

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR MARKET STREET MORTGAGE CORPORATION , dated 10/12/2006, and Recorded on 11/17/2007 as Book No. 1014 and Page No. 511-523, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $106,270.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 29, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.00 ACRE, WHICH PLAT IS RECORDED IN PLAT BOOK 1, PAGE 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

ALSO CONVEYED HEREWITH IS A 2006 (YEAR) HORTON (MANUFACTURER) MIRAGE (MODEL) MOBILE HOME, VEHICLE IDENTIFICATION NUMBER # H184804GL&R, WHICH HAS BEEN ATTACHED TO THE LAND IN ORDER TO BECOME REAL PROPERTY.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 270 MILL CREEK ROAD, DAHLONEGA, GEORGIA 30533 is/are: JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC

as Attorney in Fact for

JOSEPH C BROWN AND TAMMY L BLACKWELL AND A/K/A JOSEPH BROWN AND A/K/A TAMMY BLACKWELL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100187433112

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Michael Day to Mortgage Electronic Registration Systems, Inc., dated July 31, 2008, recorded in Deed Book 1104, Page 88, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1161, Page 610, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND FIVE HUNDRED SEVENTY-ONE AND 0/100 DOLLARS ($124,571.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Michael Day or a tenant or tenants and said property is more commonly known as 153 Mill Creek Spur, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Michael Day

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tdm 11/1/11

Our file no. 5343610-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 20 of the 12th District, 1st Section of Lumpkin County, Georgia, as shown on plat of survey entitled “Survey for Walter Scott and Julia Kay Hook” by Jick A Page, RLS # 1894, dated 02/17/89 and recorded in Plat Book 20, Page 166, Lumpkin County, Georgia records. Said plat being incorporated herein by reference and made a part of this description. MR/tdm 11/1/11 Our file no. 5343610 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Richard A. Durham and Cyndi N. Durham to Fairfield Mortgage Associates of Gainesville, dated May 28, 1998, recorded in Deed Book Z19, Page 100, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP by assignment recorded in Deed Book 1185, Page 724, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FORTY-TWO THOUSAND AND 0/100 DOLLARS ($142,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Richard A. Durham and Cyndi N. Durham or a tenant or tenants and said property is more commonly known as 1370 Auraria Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A. successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Richard A. Durham and Cyndi N. Durham

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 11/1/11

Our file no. 51194111-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 678, 679, 722 and 723 of the 12th District, 1st Section of Lumpkin County, Georgia, located on the northwesterly side of Georgia State Route No. 9-E, containing 1.90 acres according to a plat of survey prepared for Richard A. and Cindi N. Durham by Jimmy D. Bullock, registered surveyor, dated July 12, 1985, recorded in Plat Book 14, page 162, Lumpkin County, Georgia Plat Records. Reference to said plat and the record thereof is hereby made for a more complete description of said property. This conveyance is made by Marvin Brackett, as Executor under the Last Will and Testament of Isabella Brackett which Will has been probated on the Lumpkin County Probate Records.

AND All that tract or parcel of land lying and being in Land Lots 679 and 722 of the 12th District, 1st Section of Lumpkin County, containing 3.395, more or less, as per a plat of survey prepared for Charles Woody by Farley-Collins Associates, Georgia Registered Surveyors, dated December 2, 1988, recorded in Plat Book 21, Page 106, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. Grantor hereby reserves an easement 20 feet in width lying immediately adjacent to the Grantees property line which is shown as being in the center of a dirt drive and grades drive for purposes of ingress, egress, and utilities for himself, his heirs and assigns and the Grantor hereby conveys to the Grantee a perpetual nonexclusive easement twenty feet in width lying immediately adjacent to the above described easement as shown on the plat of survey for purposes of ingress, egress and utilities. It is the intention of the parties that the dirt drive shown on the plat of survey and the graded drive shown on the plat of survey be and is a 40 foot easement for use by both parties, their heirs and assigns. MR/krc1 11/1/11 Our file no. 51194111 - FT10

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Janice Elizabeth Fortner to Union Planters Bank, N.A., dated December 7, 2000, recorded in Deed Book T26, Page 309, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED FIFTY THOUSAND AND 0/100 DOLLARS ($250,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Regions Mortgage, 1900 Charles Bryan Road AX2, Cordova, TN 38018, 800-986-2462. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Janice Elizabeth Fortner AKA Beth Fortner or a tenant or tenants and said property is more commonly known as 114 Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Regions Bank Successor by Merger to Union Planters Bank, N.A.

as Attorney in Fact for

Janice Elizabeth Fortner

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tm10 11/1/11

Our file no. 5688902-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 442, 15th District, 1st Section, Lumpkin County, Georgia, being 1.00 acre, more or less, according to a plat of survey prepared for Allan S. Bickley by GeoImage, LLC, dated May 5, 2000, recorded in Plat Cabinet 1, Slide 47, Plat 125B, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of the subject property. The subject property is conveyed subject to any and all agreements, easements, rights of way, restrictive covenants and public utilities now in use and/or of record affecting the subject property. MR/tm10 11/1/11 Our file no. 5688902 - FT14

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power.

State of Georgia,

County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by RICKY V HAMPTON to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (“MERS”) AS NOMINEE FOR CENTURY 21 (R) MORTGAGE (SM) , dated 07/13/2005, and Recorded on 07/19/2005 as Book No. D36 and Page No. 453-468, LUMPKIN County, Georgia records, as last assigned to US BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO WACHOVIA BANK, N.A., AS TRUSTEE, FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2005-S1, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $133,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

ALL THAT TRACT OF LAND LOCATED IN LAND LOT 464, 12TH DISTRICT, 1ST SECTION, LUMPKIN, GEORGIA, BEING LOT 17, PHASE 2, BLUE RIDGE OVERLOOK, PER PLAT CABINET 1, SLIDE 116, PAGE 108A, LUMPKIN COUNTY GEORGIA RECORDS, WHICH IS INCORPORATED HEREIN BY REFERENCE.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PHH MORTGAGE CORP. F/K/A CENDANT MORTGAGE CORP., 2001 BISHOPS GATE BLVD., Foreclosure, MT. LAUREL, NJ 08054, 800-592-9245.

Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 130 WILD RIDGE LANE, DAHLONEGA, GEORGIA 30533 is/are: RICKY V HAMPTON or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

US BANK NATIONAL ASSOCIATION, AS TRUSTEE, SUCCESSOR IN INTEREST TO WACHOVIA BANK, N.A., AS TRUSTEE, FOR J.P. MORGAN ALTERNATIVE LOAN TRUST 2005-S1

as Attorney in Fact for

RICKY V HAMPTON.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

20100028701287

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anthony V Hicks and Brandy Hicks to HomeBanc Mortgage Corporation dated March 23, 2007 in the amount of $158,450.00, and recorded in Deed Book 1037, Page 527, Lumpkin County, Georgia Records; as last transferred to CitiMortgage, Inc. by assignment; the undersigned, CitiMortgage, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 7.95 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land Surveyor, plat being recorded in Plat Book 29, Page 10, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

Less and except:

All that tract or parcel of land lying and being in Land Lot 12 of the 13th District, 1st Section, Lumpkin County, Georgia, 4.30 Acres more or less, as per plat by Michael L. Scupin, Georgia Registered Land surveyor, plat being recorded in Plat Book 30, Page 14, Lumpkin County, Georgia Records, which plat is incorporated herein by this reference and made a part of this description.

which has the property address of 202 Maggies Place, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Anthony V Hicks and Brandy Hicks and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

CitiMortgage, Inc.

Attorney in Fact for

Anthony V Hicks and Brandy Hicks

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 09-04713 /FHA/llawson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Sherida Hunt to Mortgage Electronic Registration Systems, Inc. as nominee for Taylor, Bean & Whitaker Mortgage Corp., its successors and assigns dated May 18, 2006 in the amount of $152,000.00, and recorded in Deed Book 37, Page 88, Lumpkin County, Georgia Records; as last transferred to Cenlar FSB by assignment; the undersigned, Cenlar FSB pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lots1135 and 1144 of the 12th District, 1st Section, Lumpkin County, Georgia, containing 5.251 acres, more or less, according to plat of survey prepared by Michael Stewart Kelly, GRLS, dated February 13, 1992, recorded in Plat Book 26, Page 31 of the Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

Less and except:

All that tract of parcel of land lying and being in Land Lots 1135 and 1144 of the 12th District, 1st Section, Lumpkin County, Georgia, containing 1.25 acres, more or less, according to a plat of survey recorded in Plat Cabinet 1, Slide 41, Plat 18-A of the Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

This being a portion of the same property conveyed in that certain Warranty Deed from Howard Hunt to Howard Hunt and Sherida Hunt dated April 23, 1998, recorded in Deed Book W-19, Page 154 of the Lumpkin County Deed Records.

Subject to all easements, covenants and restrictions of record or currently in use.

which has the property address of 244 Halls Mill Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Sherida Hunt and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Cenlar FSB

Attorney in Fact for

Sherida Hunt

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-15253 /FHLMC/sstojanovic

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Adam Hyde to Buckhead Mortgage Associates, Inc., dated September 26, 2008, recorded in Deed Book 1110, Page 648, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-SEVEN THOUSAND TWO HUNDRED EIGHTY-FIVE AND 0/100 DOLLARS ($127,285.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy A. Hyde or a tenant or tenants and said property is more commonly known as 199 Arborview Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A.

as Attorney in Fact for

Adam Hyde McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jec 11/1/11

Our file no. 53793709-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 407 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 3.21 acres, more or less, as per plat of survey prepared for Mrs. Mattie Paul, by Frederick F. Kauffman, Registered Land Surveyor, dated August 13, 1985, recorded in Plat Book 14, Page 201, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference. This conveyance is made subject to easements for public roads and utilities now in use. MR/jec 11/1/11 Our file no. 53793709 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Infante to Mortgage Electronic Registration Systems, Inc., dated June 2, 2004, recorded in Deed Book X33, Page 657, Lumpkin County, Georgia Records, as last transferred to PNC Bank, National Association by assignment recorded in Deed Book 1191, Page 648, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($260,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Jeffrey Infante or a tenant or tenants and said property is more commonly known as 62 Lake Laurel Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

PNC Bank,

as Attorney in Fact for

Jeffrey Infante

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/bw1 11/1/11

Our file no. 51107211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 126, 11th District, Lumpkin County, Georgia, being Lot 24, Laurel Forest Subdivision, Phase IV, as per plat recorded in Plat Cabinet 1, Slide 94, Pages 76-78, Lumpkin County, Georgia Records, which plat is hereby incorporated herein by reference. MR/bw1 11/1/11 Our file no. 51107211 - FT14

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

By virtue of a Power of Sale contained in that certain Security Deed from Richard Ivy and Sylvia H. Ivy to Citizens Bank of Forsyth County, dated July 27, 2005, filed August 6, 2005, recorded in Deed Book G36, page 727, modified July 16, 2007, filed July 30, 2007, recorded in Deed Book 1056, page 35; modified September 12, 2008, filed September 25, 2008, recorded in Deed Book 1109, page 369; modified August 18, 2009, filed August 24, 2009; recorded in Deed Book 1140, page 629; modified August 13, 2010, filed September 10, 2010, recorded in Deed Book 1168, page 673, Lumpkin County, Georgia Records, (hereinafter the “Security Deed”), the Security Deed being given to secure a Note of even date between Richard Ivy and Sylvia H. Ivy (borrower) and Citizens Bank of Forsyth County, (lender), in the original principal amount of Eighty-Seven Thousand and 00/l00 Dollars ($87,000.00) (hereinafter “Note”), as modified/renewed from time to time, with interest thereon as provided therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

All that tract or parcel of land lying and being in Land Lot 677, 12th District, 1st Section, Lumpkin County, Georgia, and being more fully described by a plat prepared by Frederick F. Kauffman, Georgia Registered Land Surveyor, and being entitled: Plat of Survey for Richard Ivy, dated March 4, 1997, and as per said plat the property contains 1.53 acres, more or less, the subject plat being of record in Plat Book 30, Page 194, Lumpkin County Records. Said plat is incorporated herein by reference.

Being the same property conveyed to Richard Ivy and Sylvia H. Ivy from Z. V. Major by virtue of a deed dated March 7, 1997, recorded March 12, 1997, in Deed Book L17, Page 130, Lumpkin County Records.

AND

All that tract or parcel of land lying and being in Land Lots 723 and 724, 12th District, 1st Section, Lumpkin County, Georgia, consisting of 48.307 acres, more or less, and being more fully described and dedicated as the remaining portions of that certain 76.687 acre tract which is shown according to a plat of survey prepared for Ralph Drew on February 15, 1989 by Hilton H. Hobby, Jr., which is recorded in Plat Book 18, page 181, Lumpkin County Records, LESS AND EXCEPT those portions of said lots which were incorporated into the Price Cove Subdivision, Phase One, containing a total of 28.371 acres, according to a plat of survey prepared June 18, 1989 by Hilton H. Hobby, Jr., Georgia Registered Surveyor, which is recorded in Plat Book 27, Page 23, Lumpkin County Records, which is incorporated by reference herein.

LESS AND EXCEPT: All that tract or parcel of land lying and being located in Land Lots 723, 724 and 677 of the 12th District, 1st Section, Lumpkin County, Georgia, and being more particularly described as follows: beginning at a point which bears North 51 degrees 54 minutes 52 seconds West a distance of 629.83 feet from the southeast corner of Land Lot 723; thence South 31 degrees 24 minutes 44 seconds West for a distance of 1156.33 feet to a point; thence North 52 degrees 37 minutes 39 seconds West a distance of 52.71 feet to a point; thence North 64 degrees 43 minutes 22 seconds West for a distance of 29. 62 feet to a point; thence North 54 degrees 21 minutes 39 seconds West for a distance of 42.89 feet to a point; thence North 41 degrees 24 minutes 37 seconds West for a distance of 83.47 feet to a point; thence North 54 degrees 33 minutes 42 seconds West for a distance of 40.06 feet to a point; thence North 73 degrees 13 minutes 12 seconds West for a distance of 38.88 feet to a point; thence South 77 degrees 25 minutes 49 seconds West for a distance of 32.08 feet to a point; thence South 58 degrees 58 minutes 40 seconds West for a distance of 30.46 feet to a point; thence South 63 degrees 44 minutes 55 seconds West for a distance of 21.78 feet to a point; thence South 83 degrees 55 minutes 20 seconds West for a distance of 33.17 feet to a point; thence along a curve to the right having a radius of 1462.42 feet and an arc length of 226.26 feet, being subtended by a chord of North 12 degrees 56 minutes 38 seconds East for a distance of 226.03 feet to a point; thence North 17 degrees 22 minutes 42 seconds East for a distance of 356.16 feet to a point; thence North 81 degrees 03 minutes 41 seconds East for a distance of 193.90 feet to a point; thence North 28 degrees 57 minutes 47 seconds East for a distance of 38.08 feet to a point; thence North 40 degrees 59 minutes 33 seconds East for a distance of 50.63 feet to a point; thence North 43 degrees 23 minutes 23 seconds East for a distance of 238.03 feet to a point; thence North 56 degrees 29 minutes 19 seconds East for a distance of 146.44 feet to a point; thence South 76 degrees 50 minutes 49 seconds East for a distance of 262.26 feet to the point of beginning.

Being the same property conveyed from Richard Ivy and Sylvia H. Ivy to Andrew Krummel by virtue of a deed dated September 9, 1999, recorded September 10, 1999, in Deed Book Q23, Pages 192-193, Lumpkin County Records.

LESS AND EXCEPT: All that tract or parcel of land lying and being in Land Lot 724 of the 12th District, 1st Section, Lumpkin County, Georgia, being a 10.0 acre tract as shown on plat of survey prepared for Richard Ivy and Sylvia H. Ivy by Appalachian Survey Co., Registered Land Surveyors, dated January 18, 1999, last revised March 5, 1999, and being more particularly described as follows: beginning at a point which is located South 22 degrees 25 minutes 29 seconds West a distance of 340.23 feet from a concrete monument found at the common corner of Land Lots 723, 724, 747, and 748, said District, Section and County, and running thence South 34 degrees 15 minutes 05 seconds West a distance of 933.38 feet to a point; running thence North 55 degrees 44 minutes 55 seconds West a distance of 466.69 feet to a point; running thence North 34 degrees 15 minutes 05 seconds East a distance of 933.38 feet to a point; running thence South 55 degrees 44 minutes 55 seconds East a distance of 466.69 feet to a point which is the point of beginning.

Also conveyed herewith is a 20 foot perpetual non-exclusive easement of ingress and egress from Auraria Road to the above described property; said easement being more particularly described as follows: to find the true point of beginning, begin at the common corner of Land Lots 723, 724, 747, and 748 of the 12th District, 1st Section of Lumpkin County, Georgia, and running thence South 22 degrees 25 minutes 29 seconds West a distance of 340.23 feet to a point; running thence South 34 degrees 15 minutes 05 seconds West a distance of 933.38 feet to a point; running thence North 55 degrees 44 minutes 55 seconds West a distance of 466.69 feet

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Ricky J. Iwanski to Bank of Dahlonega, dated March 19, 1999, recorded in Deed Book K-22, Page 25, Lumpkin County, Georgia Records and as modified by that certain Loan Modification Agreement recorded in Deed Book U29, Page 335, Lumpkin County, Georgia Records, as last transferred to Chase Manhattan Mortgage Corporation by assignment recorded in Deed Book H24, Page 262, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of SEVENTY-FIVE THOUSAND AND 0/100 DOLLARS ($75,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Ricky Iwanski or a tenant or tenants and said property is more commonly known as 102 Dublin Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association successor by merger to Chase Home Finance, LLC successor by merger to Chase Manhattan Mortgage Corporation as Attorney in Fact for Ricky J. Iwanski McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/jwy 11/1/11 Our file no. 5122502-FT18 EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, originally Hall now Lumpkin County, Georgia, together with all improvements located thereon, and being more particularly set out as Lot 199 of the Wellington Subdivision, Phase Two, on a plat of recorded in Plat Book 29, Page 155, Lumpkin County Records, incorporated herein by reference for a more detailed description. This property is being conveyed subject to that Declaration of Protective and Restrictive Covenants for Wellington Subdivision, Phase 3, as recorded in Deed Book C-16, Pages 194-196, Lumpkin County Records. This property is conveyed subject to all easements for roads and utilities in use or of record. Together with that certain 1996 Challenger Doublewide Moblie Home unit which was formerly personalty but is now permanently annexed and affixed to the above described land as a permanent improvement, and all rights thereunto appertaining.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jessica S. Jacobs and Seth M. Livengood to HomeBanc Mortgage Corporation dated March 31, 2006 in the amount of $167,500.00, and recorded in Deed Book Q37, Page 624, Lumpkin County, Georgia Records; as last transferred to Federal National Mortgage Association by assignment; the undersigned, Federal National Mortgage Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 854 of the 5th District, 1st Section of Lumpkin County, Georgia, being Lot 48 of Mill Creek Station Subdivision, as per plat of survey recorded in Plat Cabinet 1-119, Page 178, Lumpkin County, Georgia Records, which plat is incorporated herein by reference for a more complete description of said property.

which has the property address of 148 Pine Tree Court, Dawsonville, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Jessica S. Jacobs and Seth M. Livengood and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Federal National Mortgage Association Attorney in Fact for

Jessica S. Jacobs and Seth M. Livengood

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-15382 /FNMA/cajohnson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

STATE OF GEORGIA

COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Deed to Secure Debt dated March 5, 2004, from Ashley Lee and Rodney Lee to Chase Manhattan Mortgage Corporation, recorded on March 11, 2004 in Deed Book H33 at Page 339, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to JPMorgan Chase Bank, National Association by Assignment and said Deed to Secure Debt having been given to secure a note dated March 5, 2004, in the amount of $118,218.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on November 1, 2011, the following described real property (hereinafter referred to as the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING 3.40 ACRES, MORE OR LESS, OF LAND LOT NUMBER 847, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE ORIGINAL LINE ON THE EAST SIDE OF SAID LOT #847 AND THE RIGHT OF WAY ON THE SOUTHERLY SIDE OF THE JUNIOR WARD ROAD; VEERING THENCE AWAY FROM THE ORIGINAL LINE ON THE EAST SIDE OF SAID LOT SOUTH 2 DEGREES 53 MINUTES WEST 245.1 FEET TO AN IRON PIN; RUNNING THENCE SOUTH 83 DEGREES 15 MINUTES WEST 269.6 FEET TO AN IRON PIN; RUNNING THENCE NORTH 42 DEGREES 41 MINUTES WEST 392.4 FEET TO AN IRON PIN; RUNNING THENCE NORTH 26 DEGREES 13 MINUTES EAST 185.26 FEET TO AN IRON PIN ON THE SOUTHWESTERLY SIDE OF THE JUNIOR WARD ROAD; RUNNING THENCE IN A SOUTHEASTERLY DIRECTION ALONG THE SOUTHWESTERLY SIDE OF SAID JUNIOR WARD ROAD 501.61 FEET, MORE OR LESS, TO THE ORIGINAL LINE AND THE POINT OF BEGINNING. BEING MORE PARTICULARLY SHOWN AND DELINEATED BY PLAT OF SURVEY PREPARED BY FREDERICK K KAUFFMAN, REGISTERED SURVEYOR, ON OCTOBER 16, 1983, A COPY OF SAID PLAT BEING RECORDED IN PLAT BOOK 11, PAGE 195, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

The debt secured by the Security Deed and evidenced by the note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Deed to Secure Debt, accrued interest, and all expenses of the sale, including attorneys’ fees. Notice of intention to collect attorneys’ fees has been given as provided by law. To the best of the undersigned’s knowledge, the person(s) in possession of the property is/are Ashley Lee and Rodney Lee.

The property, being commonly known as 516 Junior Ward Road, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Ashley Lee and Rodney Lee, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: JP Morgan Chase Bank, National Association, 7757 Bayberry Road, Jacksonville, FL 32256, 1-866-349-3540 .

The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Albertelli Law Attorney for JPMorgan Chase Bank, National Association

as Attorney in Fact for

Ashley Lee and Rodney Lee

100 Galleria Parkway, Suite 960

Atlanta, GA 30339

Phone: (866) 690-0418

By: ASAP# 4095243

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in a Deed to Secure Debt by Frederick C. Lier, Jr. to Bank of America, N.A., dated June 19, 2007 and filed for record July 30, 2007 in Deed Book 1056, Page 76, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $105,730.00, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in November, 2011, by Bank of America, N.A. as Attorney-in-Fact for Frederick C. Lier, Jr. the following property to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 429 OF THE 15TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.00 ACRE, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED MARCH 5, 2007, BY DOUGLAS R. SHERRILL GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT CABINET 1, SLIDE 147, PAGE 130-A, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE, BEING KNOWN AS 130 FORTNER DRIVE BY THE PRESENT SYSTEM OF NUMBERING PROPERTY IN LUMPKIN COUNTY, GEORGIA.

The above described property is also known as 130 Fortner Drive, Dahlonega, Georgia 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Frederick C. Lier .

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Bank of America, N.A., successor by reason of merger with BAC Home Loans Servicing, L.P., Attn: Loss Mitigation Dept., P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-800-669-6650. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require Bank of America, N.A. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

Bank of America, N.A.

as Attorney-in-Fact for

Frederick C. Lier, Jr.

SHUPING, MORSE & ROSS, LLP

By: S. Andrew Shuping, Jr.

S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, Georgia 30274-1698

(770) 991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Angel L. Martinez to Bank of America, N.A., dated August 31, 2007, recorded in Deed Book 1062, Page 525, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED SIXTY-FOUR THOUSAND AND 0/100 DOLLARS ($264,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Angel L. Martinez or a tenant or tenants and said property is more commonly known as 799 Horseshoe Bend Rd, Dahlonega, Georgia 30533.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Angel L. Martinez

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/cng 11/1/11

Our file no. 5551811-FT14

EXHIBIT “A”

All that certain property situated in the County of Lumpkin, and State of Georgia, being described as follows: Parcel 106-048 and being more fully described in a deed dated 06/14/2005, and recorded 06/15/2005, among the land records of the county and state set forth above, in Deed Book X-35, Page 623

The following described property:

Tract I: All that tract or parcel of land lying and being in Land Lot 108 of the 1st District, originally Habersham now Lumpkin County, Georgia, being 3.000 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated June 10, 2003, prepared for Edward and Joan Shawn by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 90, Plat 1958, Lumpkin County records, and is incorporated herein by reference for a more detailed description.

Tract II: All that tract or parcel of land lying and being in Land Lot 108 of the 1st District, originally Habersham now Lumpkin County, Georgia, being 4.725 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated June 10, 2003, prepared by Edward and Joan Shaw by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 90, Plat 196A, Lumpkin County records, and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

Tax ID# 106 048

Being the same property conveyed to Angel L. Martinez and Josefina Cantino Martinez, as tenants in common by deed from Edward L. Shaw and Joan Shaw recorded 06/15/2005 in Deed Book X-35 Page 623, in the Office of the Clerk of the Superior Superior Court of Lumpkin County, Georgia.

MR/cng 11/1/11

Our file no. 5551811 - FT14

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Mary Jane Moore to Ameriquest Mortgage Company dated 3/15/2005 and recorded in Deed Book L35 Page 50, Lumpkin County, Georgia records; as last transferred to Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $152,400.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011 (November 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 122 of the 11th District, originally of Hall County and now Lumpkin County, Georgia, consisting of 0.6655 acres, more or less, and being more fully described and delineated according to a plat of survey prepared May 26, 1981, for Mary Jane Moore by Jimmy D. Bullock, Georgia Registered Land Surveyor No. 1765, which is recorded in Plat Book 6, page 336, Lumpkin County, Georgia Records, and incorporated herein by reference and made a part hereof.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 265 Perkins Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Mary Jane Moore, Life Estate and William Brian Worthington or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Deutsche Bank National Trust Company, as Trustee for Ameriquest Mortgage Securities Inc., Asset-Backed Pass-Through Certificates, Series 2005-R6 as agent and Attorney in Fact for Mary Jane Moore

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1002-2065

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by Peachtree Custom Properties, LLC (the “Grantor”), to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”), dated October 30, 2006 and recorded November 10, 2006 in Deed Book 1013, Pages 561-563, Lumpkin County, Georgia official records (the “Security Deed”), conveying the property described below to secure repayment of (i) that certain Promissory Note dated October 30, 2006, payable by Grantor to Lender in the principal amount of $1,334,475.00, together with interest thereon as set forth therein and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter created (including any amendment, extension, modification, and renewal, the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described property located in Lumpkin County, Georgia, together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed (collectively, the “Property”):

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section, of Lumpkin County, Georgia and being all of Lots 15, 19, 23, 27, 29, 34 & 38 of Greenwood Glen Subdivision, per plat recorded in Plat Cabinet 1, Slide 137, Pages 129-131, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The above-described property is known as Lots 15, 19, 23, 27, 29, 34 & 38 of Greenwood Glen Subdivision, Lumpkin County, GA, according to the present system of property mapping in Lumpkin County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, Attorney-in-Fact and Agent for Peachtree Custom Properties, LLC

Harvey Daniels III

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: hdaniels@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7942

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

0/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Becky C. Peppers to Mortgage Electronic Registration Systems, Inc., dated October 22, 2004, recorded in Deed Book Q34, Page 588, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SIXTY THOUSAND AND 0/100 DOLLARS ($160,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Becky C. Peppers or a tenant or tenants and said property is more commonly known as 674 Garnet School Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Becky C. Peppers

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 11/1/11

Our file no. 5651611-FT10

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 377 and 386 of the 15th District, Lumpkin County, Georgia, consisting of 4.08 acres, more or less, and being more particularly set out as Lot 28 on a plat of survey, dated October 5, 1987, prepared for Rainbow Subdivision by Bakkum-Deloach and Associates, Georgia Registered Land Surveyors, recorded at Plat Book 19, Page 118, Lumpkin County, Georgia Records, said plat incorporated herein by this reference and made a part hereof for a more complete description. MR/krc1 11/1/11 Our file no. 5651611 - FT10

(10/5, 10/12, 10/19, 10/26)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from DREW PURSLEY to Appalachian Community Bank dated January 28, 2010, recorded February 5, 2010, in Deed Book 1152, Page 581, Lumpkin County, Georgia records, as transferred to Community & Southern Bank pursuant to that certain Purchase and Assumption Agreement dated as of March 19, 2010, by and among Community & Southern Bank, The Federal Deposit Insurance Corporation, Receiver of Appalachian Community Bank and The Federal Deposit Insurance Corporation, and as assigned to COMMUNITY & SOUTHERN BANK by Assignment recorded in Deed Book 1162, Page 518, Lumpkin County Records, said Security Deed being given to secure a Note from DREW PURSLEY of even date in the original principal amount of One Hundred Thirty Two Thousand Nine Hundred Eleven and 74/100 ($132,911.74) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, the following described property:

Tract I

All that tract or parcel of land lying and being in Land Lot 341 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 1.77 acres, more or less, and being described and designated as Lot 1, a portion of Lot 2 and a portion of Lot 3 of the Doyle Martin Subdivision, according to a plat of survey dated July 25, 1991, prepared for William D. Fuller, Sr. and Maryann A. Fuller by Hilton H. Hobby, Jr., Georgia Registered Land Surveyor. Said plat recorded in Plat Book 23, Page 240, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

Tract II

All that tract or parcel of land lying and being in Land Lot 341 of the 13th District, 1st Section of Lumpkin County, Georgia, and being fully described by a plat prepared by Milton H. Hobby, Jr., Georgia Registered Land Surveyor, dated July 25, 1991; and as per said plat the property containing 0.12 acre, more or less, and being more particularly described as a portion of Lot 2; and the property containing 0.83 acre, more or less, being more particularly described as a portion of Lot 3, Doyle Martin Subdivision. Said plat recorded in Plat Book 23, Page 167, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is DREW PURSLEY or a tenant or tenants.

COMMUNITY & SOUTHERN BANK,

as attorney in Fact for DREW PURSLEY

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. CO608-00176

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Teresa A. Reeves to Wells Fargo Bank, N.A. dated 8/9/2007 and recorded in Deed Book 1059 Page 321, LUMPKIN County, Georgia records; as last transferred to Wells Fargo Bank, NA by Assignment filed for record in LUMPKIN County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $38,609.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011 (November 1, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 77 of the 11th District of, originally Hall County now Lumpkin County, Georgia, and being fully described by a Plat of Survey prepared by Michael L. Scupin, Georgia Registered Land Surveyor, dated May 1, 1987, and as per said Plat of Survey, the property contains 1.01 acres, more or less, being more particularly described as Lot 8, Phase One of the Stonehenge Subdivision. The subject plat being of record in Plat Book 18, Page 52, Lumpkin County, Georgia Plat Records, which plat is hereby incorporated herein by reference and made a part hereof for a more complete and accurate description of the property conveyed. This conveyance is subject to “Stonehenge Mobile Home Community Declaration of Protective and Restrictive Covenants for the Stonehenge Subdivision”, which Covenants are recorded in Deed Book 7, Page 80 of the Lumpkin County, Georgia Deed Records; This is the same property referenced in that certain Warranty Deed from Shirley B. Webster to James Ladewig, dated November 20, 2001 and recorded in Deed Book K-28, Page 134 of the Lumpkin County, Georgia Deed Records;

Together with an immovable and permanent fixture attached thereto, a 1988 Fleetwood Manufactured Home, Model Spring Hill, Serial Number(s) GAFLH34AB08736SH. Map and Parcel: 113-007

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 48 Salisbury Road, Dahlonega, Georgia 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Teresa A. Reeves or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

Wells Fargo Bank, NA as agent and Attorney in Fact for Teresa A. Reeves

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-662395

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by David M Reneau and Susan A Reneau to Mortgage Electronic Registration Systems, Inc., dated April 23, 2008, recorded in Deed Book 1091, Page 427, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1157, Page 208, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FORTY-SIX THOUSAND FOUR HUNDRED FIFTY AND 0/100 DOLLARS ($46,450.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is David M Reneau and Susan A Reneau or a tenant or tenants and said property is more commonly known as 5661 Camp Wahsega Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP

as Attorney in Fact for

David M Reneau and Susan A Reneau

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/krc1 11/1/11

Our file no. 5440510-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lots 1145 and 1160 of the 11th District, 1st Section, Lumpkin County, Georgia, being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated November 17, 2000 and as per said plat, the property contains 2.00 acres, more or less. The subject plat being of record in Cabinet One, Slide 56, Plat 107, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement being 20 feet in width as shown on the above referenced plat of survey for ingress, egress and the installation of utilities. Said easements connects subject property to Camp Washega Road. This conveyance is made together with and subject to any easements for public roads and utilities now in use. Property Address: 5661 Camp Washega Rd. Dahlonega, GA 30533 MR/krc1 11/1/11 Our file no. 5440510 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Eddie G. Rich and Melissa Z. Rich to Homebanc Mortgage Corporation dated March 22, 2007 in the amount of $129,300.00, and recorded in Deed Book 1035, Page 47, Lumpkin County, Georgia Records; as last transferred to American Home Mortgage Servicing, Inc. by assignment; the undersigned, American Home Mortgage Servicing, Inc. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2011 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 1172, 12th District, 1st Section and in Land Lots 428 & 429, 15th District, 1st Section, Lumpkin County, Georgia and being Lot 9, Farm View Subdivision, Phase II, per subdivision plat recorded in Cabinet 1, Slide 132, Pages 22-23, Lumpkin County, Georgia records.

which has the property address of 112 Farmview Lane, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Eddie G. Rich and Melissa Z. Rich and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

American Home Mortgage Servicing, Inc.

Attorney in Fact for

Eddie G. Rich and Melissa Z. Rich

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

File No. 11-07533 /FHLMC/kcarr

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA,

LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Diane Roddy to Mortgage Electronic Registration Systems, Inc., dated December 5, 2006, recorded in Deed Book 1017, Page 565, Lumpkin County, Georgia Records and as re-recorded in Deed Book 1022, Page 76, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP,FKA Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1170, Page 170, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTY-TWO THOUSAND NINE HUNDRED FOURTEEN AND 0/100 DOLLARS ($132,914.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Diane Roddy or a tenant or tenants and said property is more commonly known as 329 Summer Glen Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP, formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for

Diane Roddy

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/jec 11/1/11

Our file no. 52263710-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 71 of the 11th District of Lumpkin County, Georgia, being Tract 1, containing 1.72 acres on Summer Glen Road as per plat of survey recorded at Plat Cabinet 1, Slide 91, Page 16, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. Also conveyed herewith: A 2004 Horton “Boss” Manufactured Home, 30 X 68, VIN # GEO 1403359 and GEO 1403360. MR/jec 11/1/11 Our file no. 52263710 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt from Nick C. Schiltz, Inc. (“Grantor”) to Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company (“Grantee”), dated April 11, 2007, filed and recorded April 16, 2007, in Deed Book 1037, Page 201, Lumpkin County, Georgia Records, as modified by that certain Modification of Deed to Secure Debt dated April 11, 2008, filed and recorded May 13, 2008, in Deed Book 1094, Page 37, aforesaid records, as further modified by that certain Modification of Deed to Secure Debt dated April 14, 2009, filed and recorded September 29, 2009, in Deed Book 1143, Page 214, aforesaid records (the “Security Deed”), conveying the after-described property to secure that certain Universal Note dated April 14, 2009, from Grantor payable to Crescent Bank in the original principal amount of Four Hundred Fifty Two Thousand Five Hundred Twelve and 00/100 Dollars ($452,512.00), with interest thereon as set forth therein (the “Note”), there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011fillin “” \d “”, the following described property:

All that tract or parcel of land lying and being in Land Lots 292 and 309 of the 15th District, 1st Section of Lumpkin County, Georgia, containing 1.487 acres, more or less, being more particularly described as Lot 10, Chestatee River Falls Subdivision and being more fully described as Lot 10, Chestatee River Falls Subdivision and being more fully described by a plat prepared by Michael Stewart Kelly, GRLS, dated September 29, 1997, revised December 1, 1997, recorded in Plat Cabinet 1, Slide 11, Page 7, Lumpkin County Records. Said plat being incorporated herein and made a part hereof by reference.

Subject to the restrictive covenants and road maintenance agreement for Chestatee River Falls Subdivision recorded in Deed Book B-19, Pages 92-94, Lumpkin County Records.

Subject to all easements, covenants and restrictions of record of currently in use.

The indebtedness secured by said Security Deed fillin “” \d “”has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given as provided by law).

The property will be sold for cash or certified funds and subject to any and all matters of record superior to said Security Deed outstanding ad valorem taxes, any matters which might be disclosed by an accurate survey and inspection of the property, zoning ordinances, restrictions, covenants, and easements against the property, if any, and subject to any unpaid water and waste bills that constitute liens against the property, whether due and payable or not yet due and payable. The sale will be conducted as set forth herein subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed.

Grantee reserves the right to sell the property in one parcel or as an entirety, or in such parcels as Grantee may elect, as permitted in the Security Deed.

To the best of the undersigned’s knowledge and belief, the property consists of 1.487 acres, more or less, described as Lot 10 located in Chestatee River Falls Subdivision, Dahlonega, Lumpkin County, Georgia, and the party in possession of the property is Nick C. Schiltz, Inc. or its tenant or tenants.

Renasant Bank, successor in interest to, and Assignee of the Federal Deposit Insurance Corporation, as Receiver for Crescent Bank and Trust Company, as Attorney-in-Fact for Nick C. Schiltz, Inc.

Thompson, O’Brien, Kemp & Nasuti, P.C.

40 Technology Parkway South, Suite 300

Norcross, Georgia 30092

(770) 925-0111

IF APPLICABLE: THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from AMY M SMITH, STONEY M SMITH to Mortgage Electronic Registration Systems, Inc. acting solely as a nominee for First Commonwealth Mortgage, dated September 30, 2005, recorded October 28, 2005, in Deed Book T36, Page 301-314, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Twenty-Two Thousand Three Hundred Ten and 00/100 dollars ($122,310.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2005-13 , there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011, all property described in said Security Deed including but not limited to the following described property:

STREET ADDRESS: 82 BLUE BIRD TRAIL DAHLONEGA, GEORGIA 30533

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 434 OF THE 12TH DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, AND BEING ALL OF LOT 10 OF SHADOW WOOD SUBDIVISION AS SHOWN ON THE SUBDIVISION PLAT OF SHADOW WOOD DATED SEPTEMBER 11, 1992, AND REVISED APRIL 21, 1995, AND REVISED OCTOBER 11, 1995, AND RECORDED IN PLAT BOOK 28, PAGE 183, LUMPKIN COUNTY, GEORGIA, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A COMPLETE DESCRIPTION OF SAID PROPERTY.

BEING THE SAME PROPERTY ACQUIRED BY THE ABOVE-REFERENCED MORTGAGOR BY DEED DATED 30TH DAY OF SEPTEMBER, 2005, FILED OF RECORD IN DEED BOOK T36, PAGE 299-300, OR INSTRUMENT NUMBER N/A IN THE OFFICE OF THE CLERK OF LUMPKIN COUNTY, GEORGIA

PARCEL ID: 031 180

Said property is commonly known as 82 BLUEBIRD TRAIL, DAHLONEGA, GA 30533-0000.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is AMY M SMITH, STONEY M SMITH, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2005-13

as Attorney in Fact for

AMY M SMITH, STONEY M SMITH

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-11-08272-1

www.rubinlublin.com/property-listings.php

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by STA Enterprises, Inc. (the “Grantor”), to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”), dated October 30, 2006 and recorded November 10, 2006 in Deed Book 1013, Pages 565-569, Lumpkin County, Georgia official records (the “Security Deed”), conveying the property described below to secure repayment of (i) that certain Construction Loan Note dated October 30, 2006, payable by Grantor to Lender in the principal amount of $1,334,475.00, together with interest thereon as set forth therein and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter created (including any amendment, extension, modification, and renewal, the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described property located in Lumpkin County, Georgia, together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed (collectively, the “Property”):

All that tract or parcel of land lying and being in Land Lot 89 of the 13th District, 1st Section, of Lumpkin County, Georgia and being all of Lots 16, 20, 24, 26, & 37 of Greenwood Glen Subdivision, per plat recorded in Plat Cabinet 1, Slide 137, Pages 129-131, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference.

The above-described property is known as Lots 16, 20, 24, 26, & 37 of Greenwood Glen Subdivision, Lumpkin County, Georgia, according to the present system of property mapping in Lumpkin County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, Attorney-in-Fact and Agent for STA Enterprises, Inc.

Harvey Daniels III

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: hdaniels@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7942

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

Notice of Sale Under Power

Lumpkin County, Georgia

Under and by virtue of the Power of Sale contained in that certain Deed to Secure Debt given by STA Enterprises, Inc. (the “Grantor”), to RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank (“Lender”), dated June 1, 2006 and recorded June 8, 2006 in Deed Book 989, Pages 654-657, Lumpkin County, Georgia official records (the “Security Deed”), conveying the property described below to secure repayment of that certain (i) Construction Loan Note dated June 1, 2006, payable by Grantor to Lender in the principal amount of $494,775.00, together with interest thereon as set forth therein and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter created (including any amendment, extension, modification, and renewal, the “Secured Indebtedness”), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November 2011 (being November 1, 2011) the following described property located in Lumpkin County, Georgia, together with all improvements, personalty, fixtures, easements, hereditaments, rights, members, and appurtenances located thereon and described in the Security Deed (collectively, the “Property”):

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 40, 41, 100 & 101 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING LOTS 35, 36 & 46 OF BRYNDEMERE SUBDIVISION, UNIT ONE, AS PER PLAT OF SURVEY RECORDED IN PLAT CABINET 1, SLIDE 130, PAGES 183B-188, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE.

THIS PROPERTY SUBJECT TO RESERVATIONS, RESTRICTIONS, COVENANTS AND CONDITIONS CONTAINED IN THAT CERTAIN INSTRUMENT RECORDED IN DEED BOOK S37, PAGE 115, LUMPKIN COUNTY, GEORGIA RECORDS. THIS PROPERTY IS PART OF A PLANNED UNIT DEVELOPMENT.

ALSO CONVEYED HEREWITH ARE EASEMENT RIGHTS RESERVED IN DEED BOOK W9, PAGE 101 AND DEED BOOK W9, PAGE 143, LUMPKIN COUNTY, GEORGIA RECORDS.

The above-described property is known as Lots 35, 36 & 44 of Bryndemere Subdivision, Lumpkin County, Georgia, according to the present system of property mapping in Lumpkin County, Georgia.

The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. As the Secured Indebtedness remains in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (written notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed.

To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through Grantor.

RBC Real Estate Finance Inc., successor-in-interest to RBC Bank (USA), f/k/a RBC Centura Bank, successor-by-merger to Flag Bank, Attorney-in-Fact and Agent for STA Enterprises, Inc.

Harvey Daniels III

Burr & Forman LLP

171 Seventeenth Street, N.W., Suite 1100

Atlanta, Georgia 30363

Email: hdaniels@burr.com

Phone: (404) 815-3000

Facsimile: (404) 214-7942

THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Ricky E.Tanner aka Rick Tanner and Connie L Tanner aka Connie Tanner to Mortgage Electronic Registration Systems, Inc., as nominee for, Countrywide Home Loans, Inc. dated 12/2/2006 and recorded in Deed Book 1024 Page 383, Lumpkin County, Georgia records; as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-24 by Assignment filed for record in Lumpkin County, Georgia records, conveying the after-described property to secure a Note in the original principal amount of $ 157,500.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2011 (November 01, 2011), the following described property:

All that tract or parcel of land lying and being in Land Lot 99 of the 1st District of originally Habersham, now Lumpkin County, Georgia being known as Lot 10 consisting of 1.33 acres of the Joe H. Frady Subdivision, as per plat recorded in Plat Slide 1-15, Page 87A, Lumpkin County, Georgia records, which plat is hereby referred to and made a part of this description.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property is commonly known as 15 Whispering Winds Drive, Murrayville, GA 30564-2822 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Connie L Tanner and Ricky E. Tanner or tenant or tenants.

Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) the right of redemption of any taxing authority, (c) any matters which might be disclosed by an accurate survey and inspection of the property, and (d) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.

THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK,AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF THE CWABS INC., ASSET-BACKED CERTIFICATES, SERIES 2006-24 as agent and Attorney in Fact for Ricky E.Tanner aka Rick Tanner and Connie L Tanner aka Connie Tanner

Aldridge Connors, LLP, 780 Johnson Ferry Road, NE, Suite 600, Atlanta, Georgia 30342, (678) 894-3400.

THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1092-172

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Nathan Walker to Mortgage Electronic Registration Systems, Inc., dated November 1, 2007, recorded in Deed Book 1113, Page 729, Lumpkin County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1161, Page 405, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of NINETY-ONE THOUSAND SEVEN HUNDRED FIFTY-SIX AND 0/100 DOLLARS ($91,756.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Nathan Walker or a tenant or tenants and said property is more commonly known as 30 Arrow Court, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing, LP

as Attorney in Fact for Nathan Walker

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tdm 11/1/11 Our file no. 51439110-FT11

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 125 of the 11th District, Lumpkin County, Georgia, being Lot 162, consisting of 1.01 acres, more or less, of Wellington Subdivision, Phase Six, as per plat prepared by Donald Rex Jones, GRLS #2396, Dated October 30, 1996, recorded in Plat Book 30, Page 115, Lumpkin County, Georgia Records, to which plat reference is made for a more detailed description. Together with a 1996 Double Wide Mobile Home being a Southern Charm Model No. E706 manufactured by Homestead Homes being Serial Number HMST11828AGA and HMST11828BGA. MR/tdm 11/1/11 Our file no. 51439110 - FT11

(10/5, 10/12, 10/19, 10/26)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Deborah Marie Wood and Jefferson H. Lance to Mortgage Electronic Registration Systems, Inc., dated January 18, 2008, recorded in Deed Book 1080, Page 331, Lumpkin County, Georgia Records, as last transferred to Flagstar Bank, FSB by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FOUR THOUSAND NINETEEN AND 0/100 DOLLARS ($124,019.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2011, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Flagstar Bank, F.S.B., 5151 Corporate Drive, Troy, MI 48098, 800-945-7700. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Deborah Marie Wood and Jefferson H. Lance or a tenant or tenants and said property is more commonly known as 433 Elliots Lane, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Flagstar Bank, FSB

as Attorney in Fact for

Deborah Marie Wood and Jefferson H. Lance

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/llb 11/1/11 Our file no. 53051610-FT1

EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 140 of the 11th Land District of originally Hall, now Lumpkin County, Georgia, consisting of 1.590 acres more or less, as shown on a plat of survey prepared by John T. Gaston, RLS, dated 04/20/2001, recorded in Cabinet 1, Slide 60, Plat 191A, Office of the Clerk of Superior Court, Lumpkin County, Georgia. Tax ID # 083 256 By fee simple deed from Lumpkin County Bank, a division of Gainesville Bank & Trust as set forth in Deed Book 1019, Page 311 and recorded on 12/20/2006, Lumpkin County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source. MR/llb 11/1/11 Our file no. 53051610 - FT1

(10/5, 10/12, 10/19, 10/26)

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