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Legals (March 28th edition)
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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Robert S. McLeod, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 27th day of February 2012.

Iris I McLeod, Executor

208 Sweetgum Lane

Dahlonega, GA 30533

(3/7, 3/14, 3/21, 3/28)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Margaret Jewell West, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 6th day of February 2012.

Johnny A. West and S. Derrell West, Executors

31 College Lane

Dahlonega, GA 30533

(3/7, 3/14, 3/21, 3/28)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Walter Eubanks Jr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 5th day of March 2012.

Walter Allen Eubanks, Executor

65 S. Park Street

Dahlonega, GA 30533

(3/14, 3/21, 3/28, 4/4)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Ronald Leroy Fellenbaum, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 5th day of March 2012.

Tami Rene Crowel, Executor

300 Harley Lane

Dahlonega, GA 30533

(3/14, 3/21, 3/28, 4/4)

Notice of Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Brenda J. Thomas, Petitioner

Civil Action File No. 12-CV-156-LA Name Change

Georgia, Lumpkin County

Notice is hereby given that Brenda J. Thomas, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 5th day of March, 2012, praying for a change in the name of the petitioner from Brenda J. Thomas to Brenda Joyce Mason.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 5th day of March, 2012

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(3/14, 3/21, 3/28, 4/4) 134

NOTICE OF Deprivation HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

E.W.

DOB: 3/05/10

SEX: MALE

A child under the age of 18

CASE NO. 093-12J-079

TO:

Mindy Wagner, mother of the above-named child, and John Doe, the unknown biological father of the above-named child.

By Order for Service by Publication dated the 7th day of March, 2012, you are hereby notified that on the 7th day of March, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Temporary Custody (deprivation) against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a hearing upon the allegations of the Petition and enter an order of disposition on the 18th day of April, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the hearing.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 7th day of March, 2012.

Honorable Gerald Bruce

Judge,Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

(3/14, 3/21, 3/28, 4/4) 364

NOTICE OF Deprivation HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

L.C.

DOB: 02-26-2012

SEX: MALE

A child under the age of 18

CASE NO. 093-12J-080

TO:

John Doe, the unknown biological father of the above-named child

By Order for Service by Publication dated the 9th day of March, 2012, you are hereby notified that on the 9th day of March, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Temporary Custody against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on 19th day of March, 2012, at 9:30 a.m. at the White County Courthouse, Cleveland, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The child shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 4th day of April, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 9th of March, 2012.

Gerald Bruce, Judge

LUMPKIN COUNTY JUVENILE COURT

LUMPKIN COUNTY Justice Center

DAHLONEGA, GEORGIA

(3/14, 3/21, 3/28, 4/4) 439

Notice of Sale

Lumpkin County Sheriff’s Office

385 E. Main Street

Dahlonega, GA 30533

706-864-0412

The following items will be advertised for sale on the web site: www.govdeals.com. They will be available on-line on April 18, 2012 at 8:00 a.m.

One Seadoo Bombardier jet ski

One Kawasaki Supersport jet ski

One Roswell Fun Farms trailer for jet skis

One Fleetwood Williamsburg pop-up camper

Items will be sold separately or as a lot. If you believe you are a possible owner of any of the items, and have proof of ownership, you may contact the Sheriff’s Office at the above number.

(3/21, 3/28, 4/4, 4/11) 100

NOTICE

Georgia, Lumpkin County Probate Court

Tammy Edge Soles has petitioned to be appointed Administrator of the estate of Louise Doris Edge, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 16, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/21, 3/28, 4/4, 4/11) 185

Trade Name Registration

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Rhett A. Steve Stringer, conducting a business as Halls Mill Enterprises, LLC, a Georgia limited liability company, in the city of Dahlonega, County of Lumpkin in the State of Georgia and that the names and addresses of the persons, firms, or partnership owning and carrying on said trade or business are: Rhett A. Steve Stringer, 2692 South Chestatee, Dahlonega, GA 30533 and C. Steven Stringer, 1213 Thompson Bridge Road, Gainesville, GA 30501,

which affidavit states that he is Manager/Member of a business of Recreational Rentals and Produce Sales, operating under the trade name of: Chestatee River Adventures & Stringer Produce.

Witness my official signature and seal of the Superior Court this 6th day of March, 2012.

Rita Harkins

Clerk of Superior Court

(3/21, 3/28) 148

NOTICE OF Publication

In the Superior Court of Fannin County

State of Georgia

IN RE: Petition of Adam Wolfgang Goode for adoption of Jayda Blair Merchant,

a minor child

File No. 2011A-1

TO: Jonathan Samuel Merchant

By Order for service by publication dated the 8th day of March, 2012, you are hereby notified that on the 28th day of January, 2011, Adam Wolfgang Goode filed a Petition for Adoption for J.B.M., a minor child.

You are required to file with the Clerk of Superior Court, and to serve upon the petitioner, Adam Wolfgang Goode, an answer in writing within forty-five (45) days of the date of the order for publication.

Witness, the Honorable Roger E. Bradley, Judge, of this Superior Court.

This the 15th day of March, 2012.

Dana C. Chastain

Fannin County Clerk of Court

Appalachian Judicial Circuit

(3/21, 3/28, 4/4, 4/11) 139

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-42-45

IN RE: Petition of Randall Edward Barbee for Temporary Letters of Guardianship of Chadwick John Michael White, Rebecca Jane Barbee, Sydney Claire Barbee and Randall Edward Barbee, Jr., minors

Date of second publication: March 28, 2012

To: Gerald White and the biological fathers of the above-named children

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minors. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(3/21, 3/28) 261

Notice of sale

Cane Creek Storage

2099 Hwy. 19 North

Dahlonega, GA 30533

Unit A07 N. Davis

Unit A08 N. Davis

Unit B61 M. Pugh

Sale March 31, 2012, 10 a.m.

(3/21, 3/28)

Request for variance from the Land Use Codes of Lumpkin County

Gregg Torrance is requesting a variance to allow a vacation rental cabin located at 114 Talmer Grizzle Road to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

Request for variance from the Land Use Codes of Lumpkin County

Eric Seifarth is requesting a variance to allow a vacation rental cabin located at 99 Joshua Drive to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

Request for variance from the Land Use Codes of Lumpkin County

David Brinson is requesting a variance to allow a vacation rental cabin located at 1270 Town Creek Church Road to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

Request for variance from the Land Use Codes of Lumpkin County

Robert Diaz is requesting a variance to allow a vacation rental cabin located at 330 T.S. Jarrard Road to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

NOTICE

Georgia, Lumpkin County Probate Court

Robert Brian Pickelsimer has petitioned to be appointed Administrator of the estate of Roy Glenn Pickelsimer, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 23, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/28, 4/4, 4/11, 4/18)

NOTICE

Georgia, Lumpkin County Probate Court

Jeffrey Joseph Kraft has petitioned to be appointed Administrator of the estate of Joanna Elaine Kraft, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 23, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/28, 4/4, 4/11, 4/18)

NOTICE

Georgia, Lumpkin County Probate Court

Linda Walker has petitioned to be appointed Administrator of the estate of Lonnie Walker, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 23, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/28, 4/4, 4/11, 4/18)

AUCTION

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Broome, Greg D103

Callaway, Stacey G217

Deyton, Casey G200

Edwards, Dana D113

Kerns, Shelly D127

Michael, Kenny B97

Sale date: April 7, 2012, at 10:00 a.m.

(3/28, 4/4)

Trade Name Registration

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Matt Nielsen which affidavit states that he is the owner of a business of Video Production and Graphic Design for Print and Video operating under the trade name of Cool Hat Media, located at 298 Wesley Lee Road, Dahlonega, GA 30533.

Witness my official signature and seal of the Superior Court this 20th day of March, 2012.

Rita Harkins

Clerk of Superior Court

(3/28, 4/4)

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-51

IN RE: Petition of Buffie Michelle Phagan for Temporary Letters of Guardianship of Destonie Diana Michelle Rider, a minorDate of second publication: April 4, 2012

To: Amanda D. Davis Rider

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(3/28, 4/4)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Johnnie Paul Jones, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us.

This 22nd day of March, 2012.

Ethel Lou Jones, Executor

695 Camp Wahsega Road

Dahlonega, GA 30533

(3/28, 4/4, 4/11, 4/18)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Alice E. Richmond, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 22nd day of March 2012.

Paul D. Richmond, Executor

4200 S.W. 107th Avenue, Apt. 3804

Beaverton, Oregon 97005

(3/28, 4/4, 4/11, 4/18)

Abandoned Vehicle

Notice is hereby given against one motor vehicle: 1994 Toyota 4Runner, VIN: JT3VN39W1RO154167, same being a notice to have said motor vehicle deemed abandoned in terms of law. Unless some claim to said motor vehicle is presented, such vehicle will be deemed abandoned and shall be disposed if not redeemed.

Irene Mills

ABS Mini Storage

Oak Grove Rd.

Dahlonega, GA 30533

706-867-1380

This 23rd day of March, 2012

(3/28, 4/4)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from MATTHEW RUSS BELFLOWER to Gilmer County Bank (a division of Appalachian Community Bank) dated September 5, 2006, recorded September 7, 2006, in Deed Book 1003, Page 625, Lumpkin County, Georgia records, as modified by Modification Agreement recorded in Deed Book 1176, Page 149, Lumpkin County, Georgia records, as transferred to Community & Southern Bank pursuant to that certain Purchase and Assumption Agreement dated as of March 19, 2010, by and among Community & Southern Bank, The Federal Deposit Insurance Corporation, Receiver of Appalachian Community Bank and The Federal Deposit Insurance Corporation, and as assigned to COMMUNITY & SOUTHERN BANK by Assignment recorded in Deed Book 1162, Page 518, Lumpkin County Records, said Security Deed being given to secure a Note from MATTHEW RUSS BELFLOWER dated November 1, 2010, in the original principal amount of Sixteen Thousand Six Hundred Thirty Four and 50/100 ($16,634.50) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 980, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia and being fully described by a plat prepared by Farley-Collins-Whidden, Georgia Registered Land Surveyors, dated August 16, 2000; and as per said plat, the property contains 1.376 acres, more or less, being more particularly described as Lot 149, Sky Country Subdivision, Phase Five. The subject plat being of record in Plat Cabinet One, Slide 88, Page 148, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to Restrictive Covenants for Sky Country Subdivision.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to an easements of record or easements located on the property above described.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is MATTHEW RUSS BELFLOWER or a tenant or tenants.

COMMUNITY & SOUTHERN BANK,

as attorney in Fact for MATTHEW RUSS BELFLOWER

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. CO608-00275

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by John M Buchanan and Kimberly D. Buchanan to Mortgage Electronic Registration Systems, Inc. as nominee for MetLife Home Loans, a Division of MetLife Bank, N.A., its successors and assigns dated October 14, 2009 in the amount of $158,332.00, and recorded in Deed Book 1144, Page 709, Lumpkin County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 1190, 11th District, 1st Section, Lumpkin County, Georgia and being more fully described by a plat prepared by Jason T. Lourie, Georgia Registered Land Surveyor, dated March 25, 2008, and as per said plat, the property contains 1.020 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 165, Plat 81B, Lumpkin County Records. Said plat is hereby incorporated by reference.

Also conveyed herein is an easement for ingress and egress being twenty (20) feet in width connecting subject property with McDonald Road.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property.

which has the property address of 444 Green Gate Trail, Dahlonega, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of John M Buchanan and Kimberly D. Buchanan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

MetLife Home Loans, a division of MetLife Bank, N.A.

Attorney in Fact for

John M Buchanan and Kimberly D. Buchanan

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 12-00999 /VA/awilby

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon L Burdick to Mortgage Electronic Registration Systems, Inc., dated April 28, 2006, recorded in Deed Book 37, Page 647, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($109,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon L Burdick or a tenant or tenants and said property is more commonly known as 30 Fireside River Trace West, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Branch Banking and Trust Company

as Attorney in Fact for

Sharon L Burdick

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mc9 4/3/12

Our file no. 5104412-FT1

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 106 in the 1st District, originally of Habersham, and now of Lumpkin County, Georgia, consisting of 0 589 acres, more or less, and being more fully described and delineated as Lot “a-1” of Fireside Ridge Subdivision, Unit Three, Block “A”, according to a Plat of Survey for Rory Knapton, dated August 22, 1995, prepared by Michael Stewart Kelley, Georgia Registered Surveyor, No 2313, which plat is recorded in Plat Book 28, Page 164, Lumpkin County Records. Reference is made to a Warranty Deed from Rory Lind Knapton and Joyce Glean Knapton to Robbin D Hudson dated August 29, 1995, which is recorded in Deed Book D-15, Page 153, Lumpkin County Records. The property is conveyed along with and subject to all easement rights conveyed or reserved in said deed The property is subject to the Protective Covenants, Conditions and Restrictions for Fireside Ridge Subdivision, dated September 19, 1988, which is recorded in Deed Book S-7, Pages 193-216, as amended by a Supplementary Declaration which is recorded in Deed Book I-8, Pages 328-333. Reference is also made to a Deed Under Power from Robbin D Hudson to Regions bank dated June 3, 2003, which is recorded in Deed Book P-31, Pages 371-372, Lumpkin County Records. Being same property conveyed by Regions Bank to Dwayne W Mincey on January 19, 2004, recorded at Deed Book C-35, Page 53, Lumpkin County, Georgia Records. MR/mc9 4/3/12 Our file no. 5104412 - FT1

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from ARIEL GUZMAN, DEMIAN CARTER to BANK OF AMERICA, N.A., dated July 9, 2007, recorded July 12, 2007, in Deed Book 1052, Page 506-528, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Five Thousand and 00/100 dollars ($95,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 151 OF THE 11TH DISTRICT OF LUMPKIN COUNTY, GEORGIA, DESIGNATED AS LOT 3 OF CRYSTAL SPRINGS, PHASE I, AS SHOWN ON PLAT OF SURVEY RECORDED IN PLAT BOOK 1-117, PAGE 122, LUMPKIN COUNTY, GEORGIA RECORDS; SAID PLAT BEING INCORPORATED HEREIN BY

REFERENCE FOR A MORE COMPLETE DESCRIPTION.

Said legal description being controlling, however the property is more commonly known as LOT 3 WILD AZALEA TRL, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ARIEL GUZMAN, DEMIAN CARTER, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A.

as Attorney in Fact for

ARIEL GUZMAN, DEMIAN CARTER

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-01678-0001

www.rubinlublin.com/property-listings.php

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER in deed to secure debt

GEORGIA, LUMPKIN COUNTY

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from J.C. Cranford and Denise B. Cranford to Citicorp Trust Bank, FSB in the original principal amount of $105,602.05 dated 8/19/2004, and recorded in Deed Book M34, page 520, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by Citibank, N.A., successor by merger with CitiCorp Trust Bank, fsb., as Attorney-in-Fact for J.C. Cranford and Denise B. Cranford the following described property:

All that tract or parcel of land lying and being in Land Lot 150 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 3.25 acres, more or less, and being all of Land Lot 150 which lies to the northeast of the right of way of Auraria Road, formerly known as Georgia Highway 9E, as more fully described and delineated according to plat of survey prepared June 7, 1983, by Wilson M. Price and Thomas M. Patton, Georgia Registered Surveyors, which is recorded in Plat Book 14, Page 170, Lumpkin County, Georgia Records, and which is incorporated herein and made a part hereof by reference for a more particular description. Land Lot 150 and District No: 13th By Fee Simple Deed from Jody Stephens N/K/A Jody S. Pelfrey and Wanda Stephens as set forth in Book C25, Page 32 dated 04/14/2000 and recorded 04/17/2000, Lumpkin County Records, State of Georgia. Property known as: 6275 Auraria Rd, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

4050 Regent Blvd.

Irving, TX 75063

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is J.C. Cranford and Denise B. Cranford.

Citibank, N.A., successor by merger with CitiCorp Trust Bank, fsb., as Attorney-in-fact for J.C. Cranford and Denise B. Cranford.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-01073

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eric V. Dennington to Mortgage Electronic Registration Systems, Inc. dated February 22, 2007, and recorded in Deed Book 1028, Page 660, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $128,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 52, 11TH DISTRICT, ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY JOHN T. GASTON, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 11, 2004, LAST REVISED FEBRUARY 22, 2007, AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.476 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT 2. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 146, PLAT 118, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 1195 Pecks Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric V. Dennington or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Eric V. Dennington

File no. 11-025025

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/kmm

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in a Security Deed from CHRISSIE L. DOBROTKA to UNITED COMMUNITY BANK, dated February 22, 2007, recorded February 26, 2007, in Deed Book 1028, Page 425, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated June 15, 2010, recorded in Deed Book 1163, Page 404, Lumpkin County, Georgia records from Chrissie L. Dobrotka and David B. Dobrotka; also that certain Assignment of Rents dated June 15, 2010, recorded in Deed Book 1163, Page 407, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CHRISSIE L. DOBROTKA and DAVID B. DOBROTKA dated October 29, 2010, in the original principal amount of One Hundred Ninety Two Thousand One Hundred Forty One and 84/100 ($192,141.84) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 75 of the 11th District, formerly Hall, now Lumpkin County, Georgia, and being 0.64 acres as more particularly described by plat of survey dated February 17, 1983, said plat having been prepared by Henry Grady Jarrard, Registered Surveyor, for James Douglas and Lorine L. Peck, and recorded in Plat Book 10, Page 129, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Being more fully described as follows:

Beginning at an iron pin stake on the right-of-way of Saint Paul Road, North 70 degrees 41 minutes West 106.69 feet to an iron pin stake; thence North 12 degrees 53 minutes East 158.92 feet to an iron pin stake; thence South 62 degrees 29 minutes East 208.29 feet to an iron pin stake; thence South 24 degrees 34 minutes East 70.79 feet to an iron pin stake on the right-of-way of Saint Paul Road; thence South along the right-of-way of Saint Paul Road to the beginning iron pin stake point of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is CHRISSIE L. DOBROTKA and DAVID B. DOBROTKA or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for CHRISSIE L. DOBROTKA and DAVID B. DOBROTKA

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03193

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard A. Durham to Mortgage Electronic Registration Systems, Inc. as nominee for GMAC Mortgage Corporation, its successors and assigns dated February 15, 2002 in the amount of $87,750.00, and recorded in Deed Book A29, Page 69, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that parcel of land in Lumpkin County, State of Georgia, as more fully described in Deed Book K-20, Page 263, ID# D-11-162, being known and designated as being in Land Lot 985 of the 12th District of the 1st Section of Lumpkin County, Georgia, containing 0.213 acres, more or less, depicted as Tract A, on a plat of survey prepared by Michael Stewart Kelley, R. L. S., of Precision Land Services, stated April 22, 1998, and recorded in Play Cabinet 1, Slide 18, Page 150B, Lumpkin County, Georgia Records; said plat being incorporated herein by reference for a more particular description.

which has the property address of 224 Arcadia Street, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Richard A. Durham and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Richard A. Durham

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 07-06287 /FNMA/cyeats

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael C Gilstrap Sr and Deborah L Gilstrap to First Horizon Home Loan Corporation dated November 21, 2002 in the amount of $205,250.00, and recorded in Deed Book N30, Page 395, Lumpkin County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that parcel of land in Lumpkin county, state of GA as more

fully described in Deed Book T22 Page 108 and being more particularly described as follows: All that tract or parcel of land lying and being in Land Lots 640 and 691 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 2.00 acres, more or less, and being more fully described and delineated according to a plat of survey prepared March 31, 1999, by Michael S. Kelley, Georgia registered surveyor, which is recorded in Plat Cabinet One, Slide 30, Plat 189B Lumpkin County records. Also conveyed to the grantees, their heirs, successors and assigns, is a non-exclusive, perpetual easement for ingress, egress and the installation of all necessary utilities 20 feet in width along the existing gravel driveway which leads through other property of the grantors to Wash Rider Road along the route depicted on of either of them, then to the survivor of them continuation of Schedule A, No. 4:

said plat of survey. APN Parcel 087 Map 043

which has the property address of 778 Wash Rider Street, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Michael C Gilstrap Sr and Deborah L Gilstrap and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

MetLife Home Loans, a division of MetLife Bank, N.A.

Attorney in Fact for

Michael C Gilstrap Sr and Deborah L Gilstrap

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 12-00343 /FNMA/lfairgood

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glendianne, LLC to Branch Banking and Trust Company, dated June 29, 2004, recorded in Deed Book Z-33, Page 597, Lumpkin County, Georgia Records, as modified, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, April 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glendianne, LLC, or a tenant or tenants, and said property is more commonly known as Various portions of Tract One and Tract Two in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496, and 497, 15th District, 1st Section, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

Branch Banking and Trust Company

Attorney in Fact for Glendianne, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 325

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

TRACT ONE:

All that tract or parcel of land lying and being in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496 and 497 of the 15th District and 1st Section of Lumpkin County, Georgia consisting of 217.05 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated May 5, 1997, prepared for Wildwood Subdivision by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

TRACT TWO:

All that tract or parcel of land lying and being in Land Lot 465 of the 15th District, and 1st Section of Lumpkin County, Georgia consisting of .247 acres, more or less, together with all improvements located there and being more particularly set out as Parcel C on a plat of survey dated May 5, 1997, prepared for Wildwood Subdivision by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to easements for roads and utilities in use or of record.

This property is conveyed subject to a non-exclusive, perpetual easement 30 feet in width along the private portion of Hidden Valley Road as shown on a plat of survey of record in Plat Book 30, Page 117, Lumpkin County, Georgia records, as it leads in a southwesterly direction to the end of the county maintained portion of Hidden Valley Road. The property is also conveyed subject to any existing easement rights of others to use said roadway.

LESS AND EXCEPT ALL THE FOLLOWING:

(1) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia being 1.062 acres, more or less, as more particularly described on that certain plat of survey dated March 10, 1998, prepared for Jellico Coal and Charcoal Co., Inc. by Precision Land Services, the same being of record in Plat Cabinet One, Slide 15, Plat 92A, Lumpkin County, Georgia records, together with the easement rights granted in said instrument.

(2) All that tract and parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia, being 1.671 acres more or less, as more particularly described on that certain plat of survey of record at Plat Book 30, Page 109, Lumpkin County records.

(3) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia consisting of 12.602 acres, more or less, and being more fully described and delineated according to a plat of survey prepared by Michael Stewart Kelley, Georgia Registered Surveyors, dated November 27, 1996, which is recorded in Plat Book 30, Page 117, Lumpkin County, Georgia records.

(4) All that tract or parcel of land lying and being in Land Lot 458 and 465 of the 15th District and 1st Section of Lumpkin County, Georgia, consisting of 10.34 acres, more or less, and being more particularly described in a Corrective Warranty Deed dated August 22, 1995, from Tana S. Rhodes to M.C. LaGrone, Jr., as Sole Trustee of the Jellico Coal & Charcoal Company, Inc., Profit Sharing Plan and Trust, which is recorded in Deed Book S-15, Pages 58-63, Lumpkin County records and is incorporated herein by reference for a more detailed description, as identified further in a warranty deed from Glendianne, Ltd., et al to JELLICO COAL & CHARCOAL CO INC PROFIT SHARING PLAN & TRUST, by instrument of record in Deed Book F32, Page 399, Lumpkin County records.

(5) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, being described as 2.850 acres, per plat of survey dated May 9,2002 a copy of which is labeled as Exhibit “A-1” at Deed Book O-29, Page 740, and O-29, Page 742, Lumpkin County, Georgia records.

(6) All that tract or parcel of land lying and being in Land Lots 457, 458, 465, 466 First Section, Lumpkin County, Georgia, and thence South along the Land Lot line between Land Lot 465 and 466, a distance of 206.48 feet to a point; said point being the True Point of Beginning; and thence South along same said Land Lot line a distance of 358.52 feet to a point; and thence North 74 degrees 48 minutes 55 seconds West a distance of 251.79 feet to a point; and thence North 39 degrees 25 minutes 30 seconds East a distance of 382.63 feet to the True Point of Beginning; said tract containing 1.000 acres.

(7) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, and being a tract of 1.001 acres as per a plat of survey by John T. Gaston, Georgia registered land surveyor, the same dated May 9, 2002, and of record as an attachment to an instrument of record at Deed Book V30, Page 74, Lumpkin County records.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT AND

ASSIGNMENT OF RENTS

UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated July 12, 2007, executed and delivered by SCOTT HARDMAN REAL ESTATE AND DEVELOPMENT, LLC (“Grantor”) to Wachovia Bank, National Association n/k/a WELLS FARGO BANK, NATIONAL ASSOCIATION (“Lender”), and recorded in Deed Book 1054, Page 91, records of Lumpkin County, Georgia (the “Security Deed”), Lender, as Attorney-in-Fact for Grantor, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property (hereinafter collectively referred to as the “Premises”):

All that tract or parcel of land lying and being in Land Lot 951 of the 12th District, 1st Section of City of Dahlonega, Lumpkin County, Georgia, consisting of 1.00 acres, more or less, together with all improvements thereon, and being more particularly set out on a plat of survey dated April 5, 2006, prepared for Larc Way Development by Douglas R. Sherrill, Georgia Reistered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 131, Plat 18B, Lumpkin County Records, and is incorporated here by reference for a more detailed description (the “Land”);

TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights.

The Premises will be sold as the property of Grantor. To the best of the knowledge of Lender, the Premises is in the possession of Grantor or those claiming by, through or under Grantor.

The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority.

The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated July 12, 2007, made, executed and delivered by Grantor to Wachovia Bank, National Association n/k/a Lender in the original principal amount of $341,250.00 (the “Note”), together with other indebtedness of Grantor to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed.

The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given and hereby given), and as otherwise provided by the Security Deed.

The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned’s intent will be given by announcement made at the commencement of the public sale.

WELLS FARGO BANK, NATIONAL ASSOCIATION

As Attorney-in-Fact for

SCOTT HARDMAN REAL ESTATE AND DEVELOPMENT, LLC

Eugene D. Bryant, Esq.

Smith, Gambrell & Russell, LLP

1230 Peachtree Street

Atlanta, Georgia 30309

(404) 815-3500

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ELISEO HERNANDEZ AND GLENDA FLOWERS to NORWEST MORTGAGE, INC. , dated 10/22/1999, and Recorded on 11/03/1999 as Book No. A24 and Page No. 87, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $85,296.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 715 IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2.0 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED JANUARY 19, 1977, BY HENRY GRADY JARRARD, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 5, PAGE 693, LUMPKIN COUNTY RECORDS, WHICH IS INCORPORATED BY REFERENCE HEREIN.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, Foreclosure, DES MOINES, IA 50328, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 474 IVY TERRACE, DAHLONEGA, GEORGIA 30533 is/are: ELISEO HERNANDEZ AND GLENDA FLOWERS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC.

as Attorney in Fact for

ELISEO HERNANDEZ AND GLENDA FLOWERS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120058300074

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRIS T HILL AND LARRY A HILL to HAMILTON FINANCIAL SERVICES, A GEORGIA CORPORATION , dated 11/12/2001, and Recorded on 12/18/2001 as Book No. N28 and Page No. 142-150, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION SUCCESSOR BY MERGER TO CHASE MORTGAGE COMPANY, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $128,936.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 96 AND 113 OF THE 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA, BEING LOT 21 OF SHENANDOAH SUBDIVISION, AS SHOWN ON THTA CERTAIN PLAT OF SURVEY ENTITLED “FINAL PLAT OF SHENANDOAH” DATED JULY 3, 2001”, RECORDED IN PLAT BOOK CABINET 1, PLAT SLIDE 51, PAGES 1, 2, 3, AND 4 OF THE LUMPKIN COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as LOT 21 SHENANDOAH DRIVE, DAHLONEGA, GEORGIA 30533 is/are: CHRIS T HILL AND LARRY A HILL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION SUCCESSOR BY MERGER TO CHASE MORTGAGE COMPANY

as Attorney in Fact for

CHRIS T HILL AND LARRY A HILL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20110187402067

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in a Security Deed (hereinafter, “Security Deed”) from Ben Edward James, III to SunTrust Mortgage, Inc. dated May 31, 2005, recorded June 17, 2005 in Deed Book Y35, Page 117, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Forty-Five Thousand Eight Hundred Twelve and 00/100 Dollars ($345,812.00), with interest thereon as provided for therein, and said Security Deed will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2012, all property described in said Security Deed including, but not limited to, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 340, 341, 343 AND 339 OF THE 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOTS 23, 24 AND 25 OF LAKEVIEW ESTATES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 18, PAGE 34, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

Said property is more commonly known as 516 Lakeview Drive, Dahlonega, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees, and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way, and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property Ben Edward James, III, or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the Note secured by said Security Deed. The law firm listed below is acting as a debt collector. Any information obtained will be used for that purpose.

Said property will be sold as the property of Ben Edward James, III, and the proceeds of said sale will be applied to the payment of said indebtedness, the expenses of said sale, all as provided in the Security Deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Suntrust Mortgage, Inc, as Attorney in Fact for Ben Edward James, III.

Lender Contact: Suntrust Mortgage, Inc., Monica K. Gilroy 678-317-0409

Lender Address: 1001 Semmes Ave., Richmond, VA 23224

Attorney Contact: Dickenson Gilroy LLC, 3780 Mansell Road, Suite 140, Alpharetta,

GA 30022 TELEPHONE NUMBER: (678) 317-0409

DG FILE NO. LIT-2011-0984

THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07599947

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from George R. Jones and Janet E. Dalton to Bankamerica Housing Services, a Division of Bank of America FSB, dated May 22, 1997 and recorded in Deed Book Y-17, Page 305, in the Office of the Clerk of Superior Court of Lumpkin County, Georgia, said Security Deed having been given to secure a Note dated, May 22, 1997, in the original principal amount of Seventy Thousand Five Hundred Eighty Eight and 35/100 Dollars ($70,588.35) with interest thereon as provided therein, having been last sold, assigned and transferred to Green Tree Servicing, LLC, will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday of April 2012, regarding the following described property:

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, Lumpkin County, Georgia, being Lot 67, Phase 2-B of Wellington, as per plat recorded in Plat Book 30, Page 114, Lumpkin County, Georgia records.

Said property is commonly known as 257 Iberian Rd., Dahlonega, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is George R. Jones and Janet E. Dalton or tenant(s).

Green Tree Servicing, LLC

as Attorney-in-Fact for

George R. Jones and Janet E. Dalton

Contact:

Topping & Associates, LLC

1930 N. Druid Hills Rd., Suite B

Atlanta, Georgia 30319

(404) 728-0220

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Deed to Secure Debt by TENNIA F KELLY to US Bank National Association ND, dated September 14, 2009 and filed for record September 22, 2009 in Deed Book 1142, Page 651, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $480,000.00; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in April, 2012, by U.S. Bank National Association ND as Attorney-in-Fact for TENNIA F KELLY the following property to-wit:

TRACT ONE:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District, Lumpkin County, Georgia containing 4.77 acres on Parks Drive (comprised of a 4.06 acre tract and a 0.71 acre tract) as shown on a plat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated March 16, 1990, recorded in Plat Book 21, Page 186 of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property (which is inclusive of both tracts as shown on the above plat).

TRACT TWO:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District of Lumpkin County, Georgia, containing 0.60 acres on Parks Drive as shown on ap lat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated September 11, 1991, recorded in Plat Book 23, Page 203, of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property.

The properties referenced above are also together commonly known as 535 Parks Drive according to the present system of numbering properties in Lumpkin County, Georgia.

Said property is subject to all easements, covenants, and restrictions of record, if any.

The above described property is also known as 535 PARKS DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

U.S. Bank National Association ND

205 West 4th Street

Suite 500

Cincinnati, OH 45202

Telephone number: 1-888-456-2622

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require U.S. Bank National Association, ND to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

U.S. Bank National Association ND

as Attorney-in-Fact for

TENNIA F KELLY

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Richard Murl Magers to Regions Bank dba Regions Mortgage, dated July 21, 2004, recorded August 12, 2004, in Deed Book F-34, Page 31, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SIXTY-FIVE THOUSAND DOLLARS AND NO CENTS ($65,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 657, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.18 ACRES, MORE OR LESS, AND DEPICTED AS LOT 1 ON A PLAT OF SURVEY OF THE GOLD DUST TRACE SUBDIVISION, DATED MARCH 4, 1986, AND REVISED MARCH 23, 1986, WHICH WAS PREPARED BY GEORGIA PIEDMONT, LTD., GEORGIA REGISTERED SURVEYORS, WHICH PLAT IS RECORDED IN PLAT BOOK 13, PAGE 160, LUMPKIN COUNTY RECORDS AND INCORPORATED HEREIN FOR A FULL AND COMPLETE DESCRIPTION.

ALSO CONVEYED HEREIN IS AN EASEMENT 50 FEET IN WIDTH FOR INGRESS AND EGRESS FROM AURARIA ROAD TO THE EASTERN BOUNDARY OF GOLD DUST TRACE SUBDIVISION, INCREASING TO 60 FEET IN WIDTH AT THE POINT AT WHICH THE ROADWAY CROSSES INTO THE PLATTED SUBDIVISION ALONG THE ROUTE DEPICTED AS GOLD DUST TRAIL ON THE ABOVE REFERENCED PLAT OF SURVEY. ALSO, THERE IS A RESERVATION OF A 30 FOOT EASEMENT ACROSS LOT 2 MEASURED FROM THE CENTERLINE OF THE ROADWAY AS DESCRIBED IN A WARRANTY DEED OF RECORD AT DEED BOOK E-7, PAGE 68, LUMPKIN COUNTY, GEORGIA RECORDS. THIS CONVEYANCE IS MADE SUBJECT TO THE TERMS OF THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE GOLD DUST TRACE SUBDIVISION, DATED DECEMBER 23, 1986, AND RECORDED IN DEED BOOK F-6, PAGE 51-55, LUMPKIN COUNTY RECORDS.

ALSO CONVEYED HEREWITH IS A PERPETUAL NON EXCLUSIVE EASEMENT FOR WATER SERVICE FROM THE SPRING LOCATED ON LOT 13 DEPICTED AS COMMON AREA ON THE GEORGIA PIEDMONT PLAT OF SURVEY REFERENCED ABOVE, SAID WATER SERVICE BEING PROVIDED ACCORDING TO THE TERMS OF THE RESTRICTIVE COVENANTS AS SET OUT ABOVE.

Said property being known as 102 Gold Dust Trace, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Richard Murl Magers or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed,

Regions Bank

as Attorney in Fact for

Richard Murl Magers.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by CHARLES W. MEEKINS to C. RICHARD POWELL, dated 9/30/2010 , recorded 10/25/2010 in Deed Book 1172 , Page 154-160, in LUMPKIN County, Georgia Records, in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND DOLLARS ($156,000.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of LUMPKIN County, Georgia within the legal hours of sale on Tuesday, APRIL 3, 2012, the following described property, to wit:

PARCEL A:

All those tracts or parcels of land lying and being in Land Lot 791, of the 12th district, 1st section, Lumpkin county, Georgia, and being tract 1, as shown as containing 1.25 acres (more or less) , and Tract 2, shown as containing 2.79 acres ( more or less) , on plat recorded in Plat Book 17 , page 185, Lumpkin county, Georgia, records, reference to which plat is hereby made and incorporated herein for a more complete description of the property. And

Parcel B:

All those tracts or parcels of land lying and being in Land Lot 791 and 792 of the 12th district , 1st section, Lumpkin county, Georgia, and being tract shown as containing 4.00 acres (more or less) , and the Tract , shown as containing 1.00 acres ( more or less) , and the tract shown as containing 1.67 acres ( more or less) , totaling 6.67 acres, more or less on plat recorded Plat Book 10 , page 154, Lumpkin county, Georgia, records, reference to which plat is hereby made and incorporated herein for a more complete description of the property.

Being known as 107 Gold Diggers Trail, Lumpkin County, Ga, 30533 and being tax parcel numbers 062-025, 062-028, and 062-056.

The debt secured by the said Security Deed has been and is hereby declared due because of among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) as set forth in O.C.G.A §44-14-160, et seq.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restriction, covenants and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is CHARLES W. MEEKINS or a tenant or tenants and said property is more commonly known as 107 Gold Diggers Trail, Dahlonega , GA 30533 AND OTHER REAL PROPERTY MORE SPECIFICALLY DESCRIBED ABOVE.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Linda E. May, Esq.

As Attorney in Fact for

C. RICHARD POWELL

Linda May & Associates, LLC

202 Canton Road

Suite 202

Cumming, GA 30040- 2392

770-781-0018

Our file no. POWELL 0212-14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Clint M. Morrison to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $216,000.00 dated 03/31/2005, and recorded in Deed Book N-35, page 264, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Clint M. Morrison the following described property:

All that tract or parcel of land lying and being in Land Lots 779 and 832 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 8.412 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated December 22, 1994, prepared for Clint M. Morrison recorded in Plat Book 27, Page 150, Lumpkin County Records. Said plat is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

Property known as: 514 Camp Wahsega Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Clint M. Morrison.

CitiMortgage, Inc., as Attorney-in-fact for Clint M. Morrison.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-01548

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Matthew Newman and Andrea Newman to Branch Banking and Trust Company, dated November 27, 2006, recorded December 7, 2006, in Deed Book 1017, Page 443, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of NINETY-TWO THOUSAND EIGHT HUNDRED DOLLARS AND NO CENTS ($92,800.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1042, 11TH DISTRICT, 2ND SECTION, CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY ROCHESTER AND ASSOCIATES, GEORGIA REGISTERED LAND SURVEYORS, BEING MORE PARTICULARLY DESCRIBED AS LOT 1113, UNIT 11, BIRCH RIVER, TOGETHER WITH ALL RIGHTS, IMPROVEMENTS AND APPURTENANCES THERETO AS SHOWN ON THAT CERTAIN PLAT RECORDED IN CABINET ONE, SLIDE 109, PLAT 180, OF THE PUBLIC RECORDS OF LUMPKIN COUNTY, GEORGIA.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Matthew Newman and Andrea Newman or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed,

Branch Banking and Trust Company

as Attorney in Fact for

Matthew Newman and Andrea Newman.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in a Security Deed from PAUL SPICER CONSTRUCTION, INC. to Crescent Bank & Trust, dated June 29, 2007, recorded July 18, 2007, in Deed Book 1053, Page 468, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated December 19, 2008, recorded in Deed Book 1116, Page 449, Lumpkin County, Georgia records, as transferred to Renasant Bank pursuant to that certain Purchase and Assumption Agreement dated as of July 23, 2010, by and among Renasant Bank, The Federal Deposit Insurance Corporation, Receiver of Crescent Bank & Trust Company and The Federal Deposit Insurance Corporation, and as assigned to RENASANT BANK by Assignment recorded in Deed Book 1171, Page 296, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from PAUL SPICER CONSTRUCTION, INC.; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 109 of the 1st District, Lumpkin County, Georgia, being Lot 8 of Long Branch Oaks, as per plat recorded in Cabinet 1, Slide 93, Page 59, records of Lumpkin County, Georgia, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is PAUL SPICER CONSTRUCTION, INC. or a tenant or tenants.

RENASANT BANK,

as attorney in Fact for PAUL SPICER CONSTRUCTION, INC.

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. RE218-00028(D)

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Cellso D. Perez to Wells Fargo Home Mortgage, Inc., dated June 28, 2002, recorded in Deed Book O29, Page 200, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($86,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Celso D. Perez or a tenant or tenants and said property is more commonly known as 523 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Cellso D. Perez

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tg5 4/3/12 Our file no. 51525011-FT7

EXHIBIT “A”

All that tract or parcel of land lying in Land Lot 73 of the 11th Land District, originally Hall now Lumpkin County, Georgia, containing 1.000 acres more or less and being described on a plat of survey dated February 2, 1996 for Jeff Smith, recorded in Plat Book 30, Page 43, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of property. Also conveyed herewith is a 2002 Fleetwood Eagle Trace, 24 X 48 manufactured home, Serial Number GAFL154AB86711-ET11 which is attached to and made a part of the real property. MR/tg5 4/3/12 Our file no. 51525011 - FT7

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jennifer Ray to Wells Fargo Bank, NA dated December 16, 2008, and recorded in Deed Book 1117, Page 434, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $38,440.54, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

The land referred to in this policy Is situated In the State of Georgia, County of Lumpkin, and described as follows:

The following described property:

All that Tract or Parcel of Land Lying and being In Land Lot 251, 15th District, let Section, Lumpkin County, Georgia and being more fully described on a Plat Prepared by Jason E. Skarda, Georgia Registered Land Surveyor, Dated August 17, 2006 and as per said Plat the Property contains 1.230 acres, more or less. The Subject Plat being of record In plat Cabinet One, Slide 136, Plat 102, Lumpkin County Records. Said Plat Is Incorporated heroin by reference.

APN #: 090-021

Being tho same property conveyed to Jennifer Ray, tenancy not stated by deed from Linda D. Lawson and Sharon D. Martin as Co-Executrices of the Last Will and Testament of Arnold Benjamin Dyer, dated 9/7/06, filed 9/12/06 and recorded in Deed In Book 1004, Page 593 in Lumpkin County Records.

Said property is known as 4216 Porter Springs Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jennifer Ray, Jennifer L. Ray or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Jennifer Ray

File no. 12-028191

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/EM

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of the default in the payment of a note executed by Paula J. Rider secured by a deed to secure debt executed by Paula J. Rider to 1st Franklin Financial Corporation. dated December 8, 2009, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book 1149 , pages 30-33, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in April, 2012 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 543, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK F. KAUFFMAN, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 2, 2000: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.09 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 43, PAGE 42A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 543, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK F. KAUFFMAN, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 3, 2000: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 43, PAGE 41B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 316 OLD ELLIJAY ROAD, DAHLONEGA, GA. 30533.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Paula J. Rider, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

1st Franklin Financial Corporation., as Attorney in fact for Paula J. Rider

Angela Clark, Attorney at Law

P.O. Box 611

Dahlonega, GA 30533

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Calvin Robinson, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated December 18, 2006, recorded in Deed Book 1019, Page 705, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($113,781.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lots 73 & 96, 11th District, originally Hall, Now Lumpkin County, Georgia and being known as Lot 60, Camelot Subdivision, as shown on a plat prepared by Frederick F. Kauffman, Georgia registered Land Surveyor, recorded in Plat Book 22, Page 14, Lumpkin County Records. Said Plat is incorporated herein by reference. This conveyance is made subject to easements for Public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Calvin Robinson, Jr. or a tenant or tenants and said property is more commonly known as 100 Galahad Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Calvin Robinson, Jr.

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/lb1 4/3/12

Our file no. 1882411-FT19

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from JOE E SLAY to Mortgage Electronic Registration Systems, Inc., as nominee for NEIGHBORHOOD FUNDING, INC., dated April 9, 2008, recorded April 17, 2008, in Deed Book 1090, Page 340-354, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seven Thousand Three Hundred Fifteen and 00/100 dollars ($107,315.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 118 OF THE 11TH DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA, AND BEING LOT 10, UNIT TWO, VENETIAN GARDENS, AS SHOWN ON THAT PLAT OF SURVEY PREPARED FOR NATIONAL HOUSING RESOURCES, LLC, BY JIMMY D. BULLOCK, REGISTERED LAND SURVEYOR, DATED SEPTEMBER 16, 1997, RECORDED IN PLAT CABINET 1, SLIDE 11, PLAT 12, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. ALSO CONVEYED HEREWITH IS A 1998 DESTINY IND. 3519 MANUFACTURED HOME, SERIAL NUMBER OW-64638AB, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY.

Said legal description being controlling, however the property is more commonly known as 88 GARDEN TERRACE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JOE E SLAY, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

JOE E SLAY

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-01856-0001

www.rubinlublin.com/property-listings.php

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kc9 4/3/12

Our file no. 51267211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/kc9 4/3/12 Our file no. 51267211 - FT14

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Diane Stark to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $200,000.00 dated 8/4/2006, and recorded in Deed Book 1001, page 704, Lumpkin County records, said Security Deed being last transferred and assigned to Bayview Loan Servicing, LLC in Deed Book 1201, Page 665, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by Bayview Loan Servicing, LLC, as Attorney-in-Fact for Diane Stark the following described property:

All that tract or parcel of land lying and being in Land Lot 45 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 16 of Parks Ridge Subdivision, as shown on a plat of survey for said subdivision by Richard J. Webb, Georgia RLS, dated January 30, 2003, and recorded in Plat Cabinet 1, Slide 82, Page 36, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 558 Deans Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bayview Loan Servicing, LLC

4425 Ponce de Leon Blvd., 5th Floor

Coral Gables, FL 33146

PHONE: 800-959-8229

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Diane Stark.

Bayview Loan Servicing, LLC, as Attorney-in-fact for Diane Stark.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13460

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the powers of sale contained in that certain Deed to Secure Debt from David Steffes to Lumpkin County Bank, a division of GB&T, predecessor in interest to SunTrust Bank , dated March 30, 2005, recorded March 31, 2005, in Deed Book M35 at Page 225, Lumpkin County, Georgia Records, as modified (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated October 16, 2007 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the property described in Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Notes and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property, David Steffes, his heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 2, Hallmark Place Subdivision, Dahlonega, Lumpkin County, Georgia 30533; however, please refer only to the legal description for the location of the property. Lender reserves the right to sell the property or any portion thereof individually or as a whole.

SunTrust Bank

Attorney in Fact for David Steffes

NEAL J. QUIRK, ESQ.

QUIRK & QUIRK, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

Exhibit A

Legal Description

All that tract or parcel of land lying and being in Land Lot 1065, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by John T. Gaston, Georgia Registered Land Surveyor, dated March 20, 2003: and as per said plat, the property contains 1.054 acres, more or less, being more particularly described as Lot 2. The subject plat being of record in Plat Cabinet One, Slide 103, Page 53A, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive covenants as recorded in Deed Book K-3, Page 264, Deed Book O-3, Page 457, and Deed Book R-21, Page 277, Lumpkin County Records.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from MICHAEL SULHOFF, STACI M SULHOFF to WELLS FARGO HOME MORTGAGE, INC., dated September 24, 2003, recorded November 24, 2003, in Deed Book S32, Page 379, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Seven Thousand Five Hundred Fifty and 00/100 dollars ($207,550.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to EMC Mortgage, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 140 AND 143 OF THE 15TH LAND DISTRICT OF LUMPKIN COUNTY, GEORGIA AND BEING THAT CERTAIN 4.80 ACRES AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE COMMON CORNER OF LAND LOTS 140, 141, 142 AND 143 OF SAID LAND DISTRICT AND COUNTY THENCE NORTH 87 DEGREES 46 MINUTES WEST 148.51 FEET TO A POINT; THENCE NORTH 87 DEGREES 49 MINUTES WEST 329.74 FEET TO AN IRON PIN AND THE TRUE POINT OF BEGINNING; THENCE SOUTH 0 DEGREES 48 MINUTES EAST 200.00 FEET TO A POINT; THENCE SOUTH 74 DEGREES 34 MINUTES 48 SECONDS WEST 170.42 FEET TO A POINT; THENCE NORTH 19 DEGREES 34 MINUTES 6 SECONDS WEST 691.00 FEET TO A POINT ON THE SOUTHERLY RIGHT OF WAY OF US 19; THENCE ALONG SAID RIGHT OF WAY NORTH 62 DEGREES 13 MINUTES EAST 60.14 FEET; THENCE NORTH 60 DEGREES 3 MINUTES EAST 48.64 FEET, THENCE NORTH 56 DEGREES 58 MINUTES EAST 50.37 FEET; THENCE NORTH 54 DEGREES 12 MINUTES EAST 50.67 FEET, THENCE NORTH 5 DEGREES 45 MINUTES EAST 50.61 FEET, THENCE NORTH 50 DEGREES 2 MINUTES EAST 50.26 FEET, THENCE NORTH 49 DEGREES 4 MINUTES EAST 66.09 FEET, THENCE LEAVING SAID RIGHT OF WAY SOUTH 14 DEGREES 1 MINUTE EAST 270.27 FEET TO A POINT IN THE CENTER OF

A BRANCH, THENCE SOUTH 4 DEGREES 39 MINUTES EAST 231.93 FEET TO A POINT` THENCE SOUTH 0 DEGREES 48 MINUTES EAST 128.75 FEET TO A POINT AND THE TRUE POINT OF BEGINNING. SAID PARCEL CONTAINS 4.80 ACRES AS SHOWN BY PLAT OF SURVEY ENTITLED STACI SULHOFF, PREPARED BY ALBERT M. WYNN, JR. R.S., DATED JULY 7, 2000.

Said legal description being controlling, however the property is more commonly known as 13850 HIGHWAY 19 N, CLEVELAND, GA 30528.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MICHAEL SULHOFF, STACI M SULHOFF, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: Residential Credit, Loss Mitigation Dept., 4282 N. Freeway, Ft. Worth, TX 76137

Telephone Number: 800-737-1192

EMC MORTGAGE, LLC

as Attorney in Fact for

MICHAEL SULHOFF, STACI M SULHOFF

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. RCS-12-01546-0001

www.rubinlublin.com/property-listings.php

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from TCF CONSTRUCTION, INC., to SUNTRUST BANK, as successor by merger with Mountain State Bank, dated June 26, 2008, filed July 1, 2008, and recorded in Deed Book 1099, Page 708, Lumpkin County, Georgia Public Deed Records, as amended by that certain Modification of Security Deed dated July 16, 2009, filed July 30, 2009, and recorded in Deed Book 1138, Page 590, aforesaid Public Deed Records, as amended by that certain Modification of Security Deed dated January 26, 2010, filed February 12, 2010, and recorded in Deed Book 1153, Page 294, aforesaid Public Deed Records, as amended by that certain Modification of Security Deed dated March 31, 2011, filed February 29, 2011, and recorded in Deed Book 1186, Page 242, aforesaid Public Deed Records (collectively the “Security Deed”), having been given to secure a Note in the principal amount of One Hundred Sixty Thousand Nine Hundred Eighty Nine AND 45/100 U.S. DOLLARS ($160,989.45), with interest thereon as provided for therein, said Security Deed and Note having been assigned from SunTrust Bank to CRM Central Properties, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours for sale on the first Tuesday in April, 2012, the property described in said Security Deed as follows:

All that tract or Parcel of land lying and being in Land Lot 579, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 19, 1994; and as per said plat, the property contains 1.008 acres, more or less, being Lot 7 of Tavern Oaks Subdivision. The subject plat being of record in Plat Book 27, Page 87, Lumpkin County Records. Said plat is hereby incorporated by reference.

The above-described property is subject to: (a) Restrictive Covenants for Tavern Oaks Subdivision as recorded in Deed Book Q-13, Pages 67-69, Lumpkin County Records, (b) easements for public roads and utilities now in use, and (c) any easements of record or easements located on the property above described.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is TCF Construction, Inc., or tenant(s) thereof.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

CRM Central Properties, LLC, as Attorney-in-Fact for TCF Construction, Inc.

Friese Legal, LLC, Attorney for CRM Central Properties, LLC

ATTN: Stephanie Friese Aron

1100 Spring Street, NW, Suite 730

Atlanta, Georgia 30309

(404) 876-4880

FRIESE LEGAL, LLC IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Camille Thorpe and Harold D Thorpe, Jr to Mortgage Electronic Registration Systems, Inc., as nominee for ComUnity Lending, Incorporated, a California Corporation, DBA Mortgage Partners, its successors and assigns dated March 27, 2007 in the amount of $123,561.00, and recorded in Deed Book 1034, Page 311, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 645 of the 12th District, First Section of Lumpkin County, Georgia, and being specifically Lot 2 containing 1.01 acres, more or less, as shown and depicted on that certain Plat of Survey prepared by Benchmark Land Surveying, P.C., Thomas Dunkin, GRLS, said plat being recorded in the Lumpkin County, Georgia Plat Records in Plat Cabinet One, Slide 106, Page 117B, which plat is hereby incorporated herein by reference for a more complete description of the property conveyed. Subject to easements for public roads and utilities now in use or located on said property. This is a portion of the same property referenced in that certain Warranty Deed dated June 28, 2005 from Cochran & Cochran Properties, Inc. to Hackwood Properties, Inc., recorded in Deed Book A-36, Page 478 of the Lumpkin County, Georgia Deed Records;

Subject to that certain written instrument entitled “Easement Establishing Rights and Access to a Bored Well” dated April 5, 2006 and recorded in Deed Book Q-37, Page 388 of the Lumpkin County, Georgia Deed Records;

Together with an immovable and permanent fixture attached thereto, a 2006 Fleetwood 28 X 60 Manufactured Home, Model Anniversary 4603J, Serial Number(s) GAFL535AB90847-AV11

Map and Parcel No.:044-418

which has the property address of 383 Gordon Seabolt Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Camille Thorpe and Harold D Thorpe, Jr and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC Attorney in Fact for

Camille Thorpe and Harold D Thorpe, Jr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 11-15494 /FHA/ajackson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of a default in the payment of the indebtedness secured by a Security Deed executed by James M. Turner and Martha B. Turner to Union Planters Bank, NA dated November 24, 2003, and recorded in Deed Book S32, Page 679, Lumpkin County Records, securing a Note in the original principal amount of $130,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 273 and 274 of the 13th District and 1st Section of Lumpkin County, Georgia, being described as 3.697 acres, more or less, according to a plat of survey prepared by Kelley Surveying for Jim M. Turner and Martha B. Turner, dated July 17, 2003, and as recorded at Plat Cabinet One, Slide 95, Plat 88B, Lumpkin County, Georgia Records.

Said property is known as 151 Karaghan Trail, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Martha B. Turner and James M. Turner or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage successor by merger to Union Planters Bank, NA as Attorney-in-Fact for James M. Turner and Martha B. Turner

File no. 12-027555

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/ASR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by William E Verranault to Mortgage Electronic Registration Systems, Inc., dated October 12, 2007, recorded in Deed Book 1068, Page 147, Lumpkin County, Georgia Records, as last transferred to Bank of America, NA by assignment recorded in Deed Book 1193, Page 325, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND SIX HUNDRED SIXTY AND 0/100 DOLLARS ($125,660.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is William E Verranault or a tenant or tenants and said property is more commonly known as 1374 Pecks Mill Creek Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, NA

as Attorney in Fact for

William E Verranault

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ts1 4/3/12

Our file no. 51274111-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 116, 1st District, Lumpkin County, Georgia and being fully described by a Plat prepared by William Collins, Georgia Registered Land Surveyor, dated September 12, 1983; and as per said plat, the property contains 1.53 acres, more or less, being more particularly described as Lot 11, Highland River Subdivision. The Subject plat being of record in Plat Book 8, Page 189, Lumpkin County Records. Said plat is hereby incorporated by reference. Also conveyed herewith is a perpetual, non-exclusive easement Twenty feet in width along and with the easement set out on the above referenced plat of survey and leading from the subject property in a southern direction thence continuing along the easement set out on said plat to the Private Portion of Pecks Mill Creek Road and thence to the County portion of Pecks Mill Creek Road. This conveyance is made subject to the Restrictive Covenants for Highland River Properties, Inc. as recorded in Deed Book R-4, Page 85, and Deed Book Y-4, pages 614-615, Lumpkin County Records. This conveyance is made subject to easements for Public Roads and Utilities now in use. This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property. MR/ts1 4/3/12 Our file no. 51274111 - FT14

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Dina G Warcop and Kermit W Warcop to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $110,700.00 dated 08/12/2002, and recorded in Deed Book W-29, page 393, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Dina G Warcop and Kermit W Warcop the following described property:

All that tract or parcel of land lying and being in Land Lot 115 of the 11th District of Lumpkin County (Originally Hall County), being shown and depicted as Tract A, being a 3.00 acre parcel, per Plat of same recorded at Plat Cabinet 1, Slide 49, Page 172, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference.

Property known as: 375 Grainger Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Dina G Warcop and Kermit W Warcop.

CitiMortgage, Inc., as Attorney-in-fact for Dina G Warcop and Kermit W Warcop.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-00725

(3/7, 3/14, 3/21, 3/28)

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Legals (March 28th edition)
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NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Robert S. McLeod, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 27th day of February 2012.

Iris I McLeod, Executor

208 Sweetgum Lane

Dahlonega, GA 30533

(3/7, 3/14, 3/21, 3/28)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Margaret Jewell West, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 6th day of February 2012.

Johnny A. West and S. Derrell West, Executors

31 College Lane

Dahlonega, GA 30533

(3/7, 3/14, 3/21, 3/28)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Walter Eubanks Jr., deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 5th day of March 2012.

Walter Allen Eubanks, Executor

65 S. Park Street

Dahlonega, GA 30533

(3/14, 3/21, 3/28, 4/4)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Ronald Leroy Fellenbaum, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 5th day of March 2012.

Tami Rene Crowel, Executor

300 Harley Lane

Dahlonega, GA 30533

(3/14, 3/21, 3/28, 4/4)

Notice of Petition to Change Name

In the Superior Court of Lumpkin County

State of Georgia

In Re: Brenda J. Thomas, Petitioner

Civil Action File No. 12-CV-156-LA Name Change

Georgia, Lumpkin County

Notice is hereby given that Brenda J. Thomas, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 5th day of March, 2012, praying for a change in the name of the petitioner from Brenda J. Thomas to Brenda Joyce Mason.

Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to such name change. Objections must be filed with said Court within 30 days of the filing of said petition.

This 5th day of March, 2012

Rita Harkins

Clerk of Superior Court

Lumpkin County, Georgia

(3/14, 3/21, 3/28, 4/4) 134

NOTICE OF Deprivation HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

E.W.

DOB: 3/05/10

SEX: MALE

A child under the age of 18

CASE NO. 093-12J-079

TO:

Mindy Wagner, mother of the above-named child, and John Doe, the unknown biological father of the above-named child.

By Order for Service by Publication dated the 7th day of March, 2012, you are hereby notified that on the 7th day of March, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Temporary Custody (deprivation) against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a hearing upon the allegations of the Petition and enter an order of disposition on the 18th day of April, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the hearing.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 7th day of March, 2012.

Honorable Gerald Bruce

Judge,Juvenile Court

Lumpkin County, Georgia

Enotah Judicial Circuit

(3/14, 3/21, 3/28, 4/4) 364

NOTICE OF Deprivation HEARING

IN THE JUVENILE COURT OF LUMPKIN COUNTY STATE OF GEORGIA

IN THE INTEREST OF:

L.C.

DOB: 02-26-2012

SEX: MALE

A child under the age of 18

CASE NO. 093-12J-080

TO:

John Doe, the unknown biological father of the above-named child

By Order for Service by Publication dated the 9th day of March, 2012, you are hereby notified that on the 9th day of March, 2012, the Lumpkin County Department of Family and Children Services, Georgia Department of Human Services, filed a Petition for Temporary Custody against you as to the above-named child alleging the child is deprived. You are required to file with the Clerk of Juvenile Court, and to serve upon Special Assistant Attorney General Stephany L. Zaic, an answer in writing within sixty (60) days of the date of the Order for Service by Publication.

This Court will conduct a provisional hearing upon the allegations of the Petition and enter an interlocutory order of disposition pursuant to O.C.G.A. § 15-11-39.2 on 19th day of March, 2012, at 9:30 a.m. at the White County Courthouse, Cleveland, Georgia. Parties to this action are required to appear and answer the allegations of this Petition at the provisional hearing. The findings of fact and orders of disposition made pursuant to the provisional hearing will become final at the final hearing unless you appear at the final hearing. The child shall appear personally before this Court at the provisional hearing.

This Court will conduct a final hearing upon the allegations of the Petition and enter an order of disposition on the 4th day of April, 2012, at 10:00 a.m. at the Lumpkin County Justice Center, Dahlonega, Georgia.

The child and other parties involved may be represented by a lawyer at all stages of these proceedings. If you want a lawyer, you may choose and hire your own lawyer. If you want to hire a lawyer, please contact your lawyer immediately. If you want a lawyer but are not able to hire a lawyer without undue financial hardship, you may ask for a lawyer to be appointed to represent you. The Court would inquire into your financial circumstances and if the Court finds you to be financially unable to hire a lawyer, then a lawyer will be appointed to represent you. If you want a lawyer appointed to represent you, you must let the Court or the officer of this Court handling this case know that you want a lawyer immediately.

WITNESS, the Honorable Gerald Bruce, Judge of said Court, this the 9th of March, 2012.

Gerald Bruce, Judge

LUMPKIN COUNTY JUVENILE COURT

LUMPKIN COUNTY Justice Center

DAHLONEGA, GEORGIA

(3/14, 3/21, 3/28, 4/4) 439

Notice of Sale

Lumpkin County Sheriff’s Office

385 E. Main Street

Dahlonega, GA 30533

706-864-0412

The following items will be advertised for sale on the web site: www.govdeals.com. They will be available on-line on April 18, 2012 at 8:00 a.m.

One Seadoo Bombardier jet ski

One Kawasaki Supersport jet ski

One Roswell Fun Farms trailer for jet skis

One Fleetwood Williamsburg pop-up camper

Items will be sold separately or as a lot. If you believe you are a possible owner of any of the items, and have proof of ownership, you may contact the Sheriff’s Office at the above number.

(3/21, 3/28, 4/4, 4/11) 100

NOTICE

Georgia, Lumpkin County Probate Court

Tammy Edge Soles has petitioned to be appointed Administrator of the estate of Louise Doris Edge, deceased, of said County. (The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 16, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/21, 3/28, 4/4, 4/11) 185

Trade Name Registration

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Rhett A. Steve Stringer, conducting a business as Halls Mill Enterprises, LLC, a Georgia limited liability company, in the city of Dahlonega, County of Lumpkin in the State of Georgia and that the names and addresses of the persons, firms, or partnership owning and carrying on said trade or business are: Rhett A. Steve Stringer, 2692 South Chestatee, Dahlonega, GA 30533 and C. Steven Stringer, 1213 Thompson Bridge Road, Gainesville, GA 30501,

which affidavit states that he is Manager/Member of a business of Recreational Rentals and Produce Sales, operating under the trade name of: Chestatee River Adventures & Stringer Produce.

Witness my official signature and seal of the Superior Court this 6th day of March, 2012.

Rita Harkins

Clerk of Superior Court

(3/21, 3/28) 148

NOTICE OF Publication

In the Superior Court of Fannin County

State of Georgia

IN RE: Petition of Adam Wolfgang Goode for adoption of Jayda Blair Merchant,

a minor child

File No. 2011A-1

TO: Jonathan Samuel Merchant

By Order for service by publication dated the 8th day of March, 2012, you are hereby notified that on the 28th day of January, 2011, Adam Wolfgang Goode filed a Petition for Adoption for J.B.M., a minor child.

You are required to file with the Clerk of Superior Court, and to serve upon the petitioner, Adam Wolfgang Goode, an answer in writing within forty-five (45) days of the date of the order for publication.

Witness, the Honorable Roger E. Bradley, Judge, of this Superior Court.

This the 15th day of March, 2012.

Dana C. Chastain

Fannin County Clerk of Court

Appalachian Judicial Circuit

(3/21, 3/28, 4/4, 4/11) 139

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-42-45

IN RE: Petition of Randall Edward Barbee for Temporary Letters of Guardianship of Chadwick John Michael White, Rebecca Jane Barbee, Sydney Claire Barbee and Randall Edward Barbee, Jr., minors

Date of second publication: March 28, 2012

To: Gerald White and the biological fathers of the above-named children

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minors. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(3/21, 3/28) 261

Notice of sale

Cane Creek Storage

2099 Hwy. 19 North

Dahlonega, GA 30533

Unit A07 N. Davis

Unit A08 N. Davis

Unit B61 M. Pugh

Sale March 31, 2012, 10 a.m.

(3/21, 3/28)

Request for variance from the Land Use Codes of Lumpkin County

Gregg Torrance is requesting a variance to allow a vacation rental cabin located at 114 Talmer Grizzle Road to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

Request for variance from the Land Use Codes of Lumpkin County

Eric Seifarth is requesting a variance to allow a vacation rental cabin located at 99 Joshua Drive to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

Request for variance from the Land Use Codes of Lumpkin County

David Brinson is requesting a variance to allow a vacation rental cabin located at 1270 Town Creek Church Road to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

Request for variance from the Land Use Codes of Lumpkin County

Robert Diaz is requesting a variance to allow a vacation rental cabin located at 330 T.S. Jarrard Road to operate on less than 2 acres. This request will be heard by the Lumpkin County Planning Commission on April 9th, 2012 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

(3/28, 4/4)

NOTICE

Georgia, Lumpkin County Probate Court

Robert Brian Pickelsimer has petitioned to be appointed Administrator of the estate of Roy Glenn Pickelsimer, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 23, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/28, 4/4, 4/11, 4/18)

NOTICE

Georgia, Lumpkin County Probate Court

Jeffrey Joseph Kraft has petitioned to be appointed Administrator of the estate of Joanna Elaine Kraft, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261.) All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 23, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/28, 4/4, 4/11, 4/18)

NOTICE

Georgia, Lumpkin County Probate Court

Linda Walker has petitioned to be appointed Administrator of the estate of Lonnie Walker, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-232. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before April 23, 2012. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing.

Michael A. Chastain

Probate Judge

by Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, Georgia 30533

706-864-3847

(3/28, 4/4, 4/11, 4/18)

AUCTION

Armored Mini Storage

5361 Long Branch Rd.

Dahlonega, GA 30533

706-867-7534

fax 706-867-7534

Broome, Greg D103

Callaway, Stacey G217

Deyton, Casey G200

Edwards, Dana D113

Kerns, Shelly D127

Michael, Kenny B97

Sale date: April 7, 2012, at 10:00 a.m.

(3/28, 4/4)

Trade Name Registration

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Matt Nielsen which affidavit states that he is the owner of a business of Video Production and Graphic Design for Print and Video operating under the trade name of Cool Hat Media, located at 298 Wesley Lee Road, Dahlonega, GA 30533.

Witness my official signature and seal of the Superior Court this 20th day of March, 2012.

Rita Harkins

Clerk of Superior Court

(3/28, 4/4)

CITATIon

Georgia, Lumpkin County

Estate No. 2012-GM-51

IN RE: Petition of Buffie Michelle Phagan for Temporary Letters of Guardianship of Destonie Diana Michelle Rider, a minorDate of second publication: April 4, 2012

To: Amanda D. Davis Rider

You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or the appointment of the petitioner as temporary guardian, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice if you are served by publication. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees.

** NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioner as guardian; or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date.

Michael A. Chastain

Probate Judge

By: Shelley Wilson

Probate Clerk

325 Riley Road, Room 122

Dahlonega, GA 30533

706-864-3847

(3/28, 4/4)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Johnnie Paul Jones, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us.

This 22nd day of March, 2012.

Ethel Lou Jones, Executor

695 Camp Wahsega Road

Dahlonega, GA 30533

(3/28, 4/4, 4/11, 4/18)

NOTICE TO

DEBTORS AND CREDITORS

STATE OF GEORGIA

COUNTY OF LUMPKIN

All creditors of the Estate of Alice E. Richmond, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us.

This 22nd day of March 2012.

Paul D. Richmond, Executor

4200 S.W. 107th Avenue, Apt. 3804

Beaverton, Oregon 97005

(3/28, 4/4, 4/11, 4/18)

Abandoned Vehicle

Notice is hereby given against one motor vehicle: 1994 Toyota 4Runner, VIN: JT3VN39W1RO154167, same being a notice to have said motor vehicle deemed abandoned in terms of law. Unless some claim to said motor vehicle is presented, such vehicle will be deemed abandoned and shall be disposed if not redeemed.

Irene Mills

ABS Mini Storage

Oak Grove Rd.

Dahlonega, GA 30533

706-867-1380

This 23rd day of March, 2012

(3/28, 4/4)

STATE OF GEORGIA

COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from MATTHEW RUSS BELFLOWER to Gilmer County Bank (a division of Appalachian Community Bank) dated September 5, 2006, recorded September 7, 2006, in Deed Book 1003, Page 625, Lumpkin County, Georgia records, as modified by Modification Agreement recorded in Deed Book 1176, Page 149, Lumpkin County, Georgia records, as transferred to Community & Southern Bank pursuant to that certain Purchase and Assumption Agreement dated as of March 19, 2010, by and among Community & Southern Bank, The Federal Deposit Insurance Corporation, Receiver of Appalachian Community Bank and The Federal Deposit Insurance Corporation, and as assigned to COMMUNITY & SOUTHERN BANK by Assignment recorded in Deed Book 1162, Page 518, Lumpkin County Records, said Security Deed being given to secure a Note from MATTHEW RUSS BELFLOWER dated November 1, 2010, in the original principal amount of Sixteen Thousand Six Hundred Thirty Four and 50/100 ($16,634.50) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 980, 12th District, 1st Section, Lumpkin County, City of Dahlonega, Georgia and being fully described by a plat prepared by Farley-Collins-Whidden, Georgia Registered Land Surveyors, dated August 16, 2000; and as per said plat, the property contains 1.376 acres, more or less, being more particularly described as Lot 149, Sky Country Subdivision, Phase Five. The subject plat being of record in Plat Cabinet One, Slide 88, Page 148, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to Restrictive Covenants for Sky Country Subdivision.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to an easements of record or easements located on the property above described.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is MATTHEW RUSS BELFLOWER or a tenant or tenants.

COMMUNITY & SOUTHERN BANK,

as attorney in Fact for MATTHEW RUSS BELFLOWER

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. CO608-00275

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by John M Buchanan and Kimberly D. Buchanan to Mortgage Electronic Registration Systems, Inc. as nominee for MetLife Home Loans, a Division of MetLife Bank, N.A., its successors and assigns dated October 14, 2009 in the amount of $158,332.00, and recorded in Deed Book 1144, Page 709, Lumpkin County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 1190, 11th District, 1st Section, Lumpkin County, Georgia and being more fully described by a plat prepared by Jason T. Lourie, Georgia Registered Land Surveyor, dated March 25, 2008, and as per said plat, the property contains 1.020 acres, more or less, the subject plat being of record in Plat Cabinet One, Slide 165, Plat 81B, Lumpkin County Records. Said plat is hereby incorporated by reference.

Also conveyed herein is an easement for ingress and egress being twenty (20) feet in width connecting subject property with McDonald Road.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property.

which has the property address of 444 Green Gate Trail, Dahlonega, Georgia., together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of John M Buchanan and Kimberly D. Buchanan and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

MetLife Home Loans, a division of MetLife Bank, N.A.

Attorney in Fact for

John M Buchanan and Kimberly D. Buchanan

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 12-00999 /VA/awilby

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Sharon L Burdick to Mortgage Electronic Registration Systems, Inc., dated April 28, 2006, recorded in Deed Book 37, Page 647, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINE THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($109,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Sharon L Burdick or a tenant or tenants and said property is more commonly known as 30 Fireside River Trace West, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Branch Banking and Trust Company

as Attorney in Fact for

Sharon L Burdick

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/mc9 4/3/12

Our file no. 5104412-FT1

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 106 in the 1st District, originally of Habersham, and now of Lumpkin County, Georgia, consisting of 0 589 acres, more or less, and being more fully described and delineated as Lot “a-1” of Fireside Ridge Subdivision, Unit Three, Block “A”, according to a Plat of Survey for Rory Knapton, dated August 22, 1995, prepared by Michael Stewart Kelley, Georgia Registered Surveyor, No 2313, which plat is recorded in Plat Book 28, Page 164, Lumpkin County Records. Reference is made to a Warranty Deed from Rory Lind Knapton and Joyce Glean Knapton to Robbin D Hudson dated August 29, 1995, which is recorded in Deed Book D-15, Page 153, Lumpkin County Records. The property is conveyed along with and subject to all easement rights conveyed or reserved in said deed The property is subject to the Protective Covenants, Conditions and Restrictions for Fireside Ridge Subdivision, dated September 19, 1988, which is recorded in Deed Book S-7, Pages 193-216, as amended by a Supplementary Declaration which is recorded in Deed Book I-8, Pages 328-333. Reference is also made to a Deed Under Power from Robbin D Hudson to Regions bank dated June 3, 2003, which is recorded in Deed Book P-31, Pages 371-372, Lumpkin County Records. Being same property conveyed by Regions Bank to Dwayne W Mincey on January 19, 2004, recorded at Deed Book C-35, Page 53, Lumpkin County, Georgia Records. MR/mc9 4/3/12 Our file no. 5104412 - FT1

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from ARIEL GUZMAN, DEMIAN CARTER to BANK OF AMERICA, N.A., dated July 9, 2007, recorded July 12, 2007, in Deed Book 1052, Page 506-528, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Ninety-Five Thousand and 00/100 dollars ($95,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 151 OF THE 11TH DISTRICT OF LUMPKIN COUNTY, GEORGIA, DESIGNATED AS LOT 3 OF CRYSTAL SPRINGS, PHASE I, AS SHOWN ON PLAT OF SURVEY RECORDED IN PLAT BOOK 1-117, PAGE 122, LUMPKIN COUNTY, GEORGIA RECORDS; SAID PLAT BEING INCORPORATED HEREIN BY

REFERENCE FOR A MORE COMPLETE DESCRIPTION.

Said legal description being controlling, however the property is more commonly known as LOT 3 WILD AZALEA TRL, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is ARIEL GUZMAN, DEMIAN CARTER, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A.

as Attorney in Fact for

ARIEL GUZMAN, DEMIAN CARTER

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-01678-0001

www.rubinlublin.com/property-listings.php

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER in deed to secure debt

GEORGIA, LUMPKIN COUNTY

IN DEED TO SECURE DEBT

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from J.C. Cranford and Denise B. Cranford to Citicorp Trust Bank, FSB in the original principal amount of $105,602.05 dated 8/19/2004, and recorded in Deed Book M34, page 520, Lumpkin County records, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by Citibank, N.A., successor by merger with CitiCorp Trust Bank, fsb., as Attorney-in-Fact for J.C. Cranford and Denise B. Cranford the following described property:

All that tract or parcel of land lying and being in Land Lot 150 of the 13th District, 1st Section of Lumpkin County, Georgia, consisting of 3.25 acres, more or less, and being all of Land Lot 150 which lies to the northeast of the right of way of Auraria Road, formerly known as Georgia Highway 9E, as more fully described and delineated according to plat of survey prepared June 7, 1983, by Wilson M. Price and Thomas M. Patton, Georgia Registered Surveyors, which is recorded in Plat Book 14, Page 170, Lumpkin County, Georgia Records, and which is incorporated herein and made a part hereof by reference for a more particular description. Land Lot 150 and District No: 13th By Fee Simple Deed from Jody Stephens N/K/A Jody S. Pelfrey and Wanda Stephens as set forth in Book C25, Page 32 dated 04/14/2000 and recorded 04/17/2000, Lumpkin County Records, State of Georgia. Property known as: 6275 Auraria Rd, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

4050 Regent Blvd.

Irving, TX 75063

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is J.C. Cranford and Denise B. Cranford.

Citibank, N.A., successor by merger with CitiCorp Trust Bank, fsb., as Attorney-in-fact for J.C. Cranford and Denise B. Cranford.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-01073

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Eric V. Dennington to Mortgage Electronic Registration Systems, Inc. dated February 22, 2007, and recorded in Deed Book 1028, Page 660, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment , securing a Note in the original principal amount of $128,900.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 52, 11TH DISTRICT, ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY JOHN T. GASTON, GEORGIA REGISTERED LAND SURVEYOR, DATED OCTOBER 11, 2004, LAST REVISED FEBRUARY 22, 2007, AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.476 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS TRACT 2. THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 146, PLAT 118, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY.

Said property is known as 1195 Pecks Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Eric V. Dennington or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Eric V. Dennington

File no. 11-025025

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/kmm

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in a Security Deed from CHRISSIE L. DOBROTKA to UNITED COMMUNITY BANK, dated February 22, 2007, recorded February 26, 2007, in Deed Book 1028, Page 425, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated June 15, 2010, recorded in Deed Book 1163, Page 404, Lumpkin County, Georgia records from Chrissie L. Dobrotka and David B. Dobrotka; also that certain Assignment of Rents dated June 15, 2010, recorded in Deed Book 1163, Page 407, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from CHRISSIE L. DOBROTKA and DAVID B. DOBROTKA dated October 29, 2010, in the original principal amount of One Hundred Ninety Two Thousand One Hundred Forty One and 84/100 ($192,141.84) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 75 of the 11th District, formerly Hall, now Lumpkin County, Georgia, and being 0.64 acres as more particularly described by plat of survey dated February 17, 1983, said plat having been prepared by Henry Grady Jarrard, Registered Surveyor, for James Douglas and Lorine L. Peck, and recorded in Plat Book 10, Page 129, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Being more fully described as follows:

Beginning at an iron pin stake on the right-of-way of Saint Paul Road, North 70 degrees 41 minutes West 106.69 feet to an iron pin stake; thence North 12 degrees 53 minutes East 158.92 feet to an iron pin stake; thence South 62 degrees 29 minutes East 208.29 feet to an iron pin stake; thence South 24 degrees 34 minutes East 70.79 feet to an iron pin stake on the right-of-way of Saint Paul Road; thence South along the right-of-way of Saint Paul Road to the beginning iron pin stake point of beginning.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is CHRISSIE L. DOBROTKA and DAVID B. DOBROTKA or a tenant or tenants.

UNITED COMMUNITY BANK,

as attorney in Fact for CHRISSIE L. DOBROTKA and DAVID B. DOBROTKA

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. 7484A-03193

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard A. Durham to Mortgage Electronic Registration Systems, Inc. as nominee for GMAC Mortgage Corporation, its successors and assigns dated February 15, 2002 in the amount of $87,750.00, and recorded in Deed Book A29, Page 69, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that parcel of land in Lumpkin County, State of Georgia, as more fully described in Deed Book K-20, Page 263, ID# D-11-162, being known and designated as being in Land Lot 985 of the 12th District of the 1st Section of Lumpkin County, Georgia, containing 0.213 acres, more or less, depicted as Tract A, on a plat of survey prepared by Michael Stewart Kelley, R. L. S., of Precision Land Services, stated April 22, 1998, and recorded in Play Cabinet 1, Slide 18, Page 150B, Lumpkin County, Georgia Records; said plat being incorporated herein by reference for a more particular description.

which has the property address of 224 Arcadia Street, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Richard A. Durham and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC

Attorney in Fact for

Richard A. Durham

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 07-06287 /FNMA/cyeats

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Michael C Gilstrap Sr and Deborah L Gilstrap to First Horizon Home Loan Corporation dated November 21, 2002 in the amount of $205,250.00, and recorded in Deed Book N30, Page 395, Lumpkin County, Georgia Records; as last transferred to MetLife Home Loans, a division of MetLife Bank, N.A. by assignment; the undersigned, MetLife Home Loans, a division of MetLife Bank, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that parcel of land in Lumpkin county, state of GA as more

fully described in Deed Book T22 Page 108 and being more particularly described as follows: All that tract or parcel of land lying and being in Land Lots 640 and 691 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 2.00 acres, more or less, and being more fully described and delineated according to a plat of survey prepared March 31, 1999, by Michael S. Kelley, Georgia registered surveyor, which is recorded in Plat Cabinet One, Slide 30, Plat 189B Lumpkin County records. Also conveyed to the grantees, their heirs, successors and assigns, is a non-exclusive, perpetual easement for ingress, egress and the installation of all necessary utilities 20 feet in width along the existing gravel driveway which leads through other property of the grantors to Wash Rider Road along the route depicted on of either of them, then to the survivor of them continuation of Schedule A, No. 4:

said plat of survey. APN Parcel 087 Map 043

which has the property address of 778 Wash Rider Street, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Michael C Gilstrap Sr and Deborah L Gilstrap and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

MetLife Home Loans, a division of MetLife Bank, N.A.

Attorney in Fact for

Michael C Gilstrap Sr and Deborah L Gilstrap

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 12-00343 /FNMA/lfairgood

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in that certain Georgia Security Deed and Security Agreement from Glendianne, LLC to Branch Banking and Trust Company, dated June 29, 2004, recorded in Deed Book Z-33, Page 597, Lumpkin County, Georgia Records, as modified, (hereinafter referred to as “Deed to Secure Debt”), there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on Tuesday, April 3, 2012, the property described on Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments. The debts remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney’s fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Deed to Secure Debt first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property is Glendianne, LLC, or a tenant or tenants, and said property is more commonly known as Various portions of Tract One and Tract Two in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496, and 497, 15th District, 1st Section, Lumpkin County, Georgia. However, please rely only on the legal description contained in this notice for the location of the property. Please note that the undersigned reserves the right to sell the property or any portion thereof in separate parcels or as a whole.

Branch Banking and Trust Company

Attorney in Fact for Glendianne, LLC

Martin G. Quirk, Esq.

Quirk & Quirk, LLC

6000 Lake Forrest Drive, Suite 325

Atlanta, Georgia 30328

(404) 252-1425

EXHIBIT “A”

TRACT ONE:

All that tract or parcel of land lying and being in Land Lots 431, 432, 458, 459, 465, 466, 485, 486, 495, 496 and 497 of the 15th District and 1st Section of Lumpkin County, Georgia consisting of 217.05 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated May 5, 1997, prepared for Wildwood Subdivision by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

TRACT TWO:

All that tract or parcel of land lying and being in Land Lot 465 of the 15th District, and 1st Section of Lumpkin County, Georgia consisting of .247 acres, more or less, together with all improvements located there and being more particularly set out as Parcel C on a plat of survey dated May 5, 1997, prepared for Wildwood Subdivision by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet One, Slide 3, Plat 51, Lumpkin County records and is incorporated herein by reference for a more detailed description.

This property is conveyed subject to easements for roads and utilities in use or of record.

This property is conveyed subject to a non-exclusive, perpetual easement 30 feet in width along the private portion of Hidden Valley Road as shown on a plat of survey of record in Plat Book 30, Page 117, Lumpkin County, Georgia records, as it leads in a southwesterly direction to the end of the county maintained portion of Hidden Valley Road. The property is also conveyed subject to any existing easement rights of others to use said roadway.

LESS AND EXCEPT ALL THE FOLLOWING:

(1) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia being 1.062 acres, more or less, as more particularly described on that certain plat of survey dated March 10, 1998, prepared for Jellico Coal and Charcoal Co., Inc. by Precision Land Services, the same being of record in Plat Cabinet One, Slide 15, Plat 92A, Lumpkin County, Georgia records, together with the easement rights granted in said instrument.

(2) All that tract and parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia, being 1.671 acres more or less, as more particularly described on that certain plat of survey of record at Plat Book 30, Page 109, Lumpkin County records.

(3) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section, Lumpkin County, Georgia consisting of 12.602 acres, more or less, and being more fully described and delineated according to a plat of survey prepared by Michael Stewart Kelley, Georgia Registered Surveyors, dated November 27, 1996, which is recorded in Plat Book 30, Page 117, Lumpkin County, Georgia records.

(4) All that tract or parcel of land lying and being in Land Lot 458 and 465 of the 15th District and 1st Section of Lumpkin County, Georgia, consisting of 10.34 acres, more or less, and being more particularly described in a Corrective Warranty Deed dated August 22, 1995, from Tana S. Rhodes to M.C. LaGrone, Jr., as Sole Trustee of the Jellico Coal & Charcoal Company, Inc., Profit Sharing Plan and Trust, which is recorded in Deed Book S-15, Pages 58-63, Lumpkin County records and is incorporated herein by reference for a more detailed description, as identified further in a warranty deed from Glendianne, Ltd., et al to JELLICO COAL & CHARCOAL CO INC PROFIT SHARING PLAN & TRUST, by instrument of record in Deed Book F32, Page 399, Lumpkin County records.

(5) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, being described as 2.850 acres, per plat of survey dated May 9,2002 a copy of which is labeled as Exhibit “A-1” at Deed Book O-29, Page 740, and O-29, Page 742, Lumpkin County, Georgia records.

(6) All that tract or parcel of land lying and being in Land Lots 457, 458, 465, 466 First Section, Lumpkin County, Georgia, and thence South along the Land Lot line between Land Lot 465 and 466, a distance of 206.48 feet to a point; said point being the True Point of Beginning; and thence South along same said Land Lot line a distance of 358.52 feet to a point; and thence North 74 degrees 48 minutes 55 seconds West a distance of 251.79 feet to a point; and thence North 39 degrees 25 minutes 30 seconds East a distance of 382.63 feet to the True Point of Beginning; said tract containing 1.000 acres.

(7) All that tract or parcel of land lying and being in Land Lot 458 of the 15th District, 1st Section of Lumpkin County, Georgia, and being a tract of 1.001 acres as per a plat of survey by John T. Gaston, Georgia registered land surveyor, the same dated May 9, 2002, and of record as an attachment to an instrument of record at Deed Book V30, Page 74, Lumpkin County records.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

IN DEED TO SECURE DEBT AND

ASSIGNMENT OF RENTS

UNDER AND BY VIRTUE of the power of sale contained in that certain Deed to Secure Debt and Assignment of Rents dated July 12, 2007, executed and delivered by SCOTT HARDMAN REAL ESTATE AND DEVELOPMENT, LLC (“Grantor”) to Wachovia Bank, National Association n/k/a WELLS FARGO BANK, NATIONAL ASSOCIATION (“Lender”), and recorded in Deed Book 1054, Page 91, records of Lumpkin County, Georgia (the “Security Deed”), Lender, as Attorney-in-Fact for Grantor, will sell at public outcry, to the highest bidder for cash, before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property (hereinafter collectively referred to as the “Premises”):

All that tract or parcel of land lying and being in Land Lot 951 of the 12th District, 1st Section of City of Dahlonega, Lumpkin County, Georgia, consisting of 1.00 acres, more or less, together with all improvements thereon, and being more particularly set out on a plat of survey dated April 5, 2006, prepared for Larc Way Development by Douglas R. Sherrill, Georgia Reistered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 131, Plat 18B, Lumpkin County Records, and is incorporated here by reference for a more detailed description (the “Land”);

TOGETHER WITH (i) all buildings and improvements now or hereafter erected on the Land; (ii) all fixtures attached to the Land or any buildings or improvements situated thereon; and (iii) all estates, rights, tenements, hereditaments, privileges, rents, issues, profits easements, and appurtenances of any kind benefiting the Land; all means of access to and from the Land, whether public or private; and all water and mineral rights.

The Premises will be sold as the property of Grantor. To the best of the knowledge of Lender, the Premises is in the possession of Grantor or those claiming by, through or under Grantor.

The Premises will be sold subject to (i) all unpaid taxes and assessments; (ii) all matters that would be disclosed by a current and accurate survey and inspection of the Premises; and (iii) all easements, limitations, restrictions, reservations, covenants and encumbrances of record to which the Security Deed is inferior in terms of priority.

The Security Deed secures the indebtedness now evidenced by that certain Promissory Note dated July 12, 2007, made, executed and delivered by Grantor to Wachovia Bank, National Association n/k/a Lender in the original principal amount of $341,250.00 (the “Note”), together with other indebtedness of Grantor to Lender as more particularly set forth in the Security Deed. The entire indebtedness secured by the Security Deed has matured and/or is in default and has been declared due and immediately payable under the terms of said Note and the Security Deed.

The proceeds of the sale of the Premises shall be applied first to the expenses of publication, notice and sale, including attorney’s fees (notice of intent to collect attorney’s fees having been given and hereby given), and as otherwise provided by the Security Deed.

The undersigned may sell that portion of the above-described property as may, under the laws of the State of Georgia, constitute an estate or interest in real estate separately from that portion of the above-described property as may, under the laws of the State of Georgia, constitute personalty and not an estate or interest in real estate, in which case separate bids will be taken therefor, or collectively in a single sale and lot, in which case a single bid will be taken therefor. Notice of the undersigned’s intent will be given by announcement made at the commencement of the public sale.

WELLS FARGO BANK, NATIONAL ASSOCIATION

As Attorney-in-Fact for

SCOTT HARDMAN REAL ESTATE AND DEVELOPMENT, LLC

Eugene D. Bryant, Esq.

Smith, Gambrell & Russell, LLP

1230 Peachtree Street

Atlanta, Georgia 30309

(404) 815-3500

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by ELISEO HERNANDEZ AND GLENDA FLOWERS to NORWEST MORTGAGE, INC. , dated 10/22/1999, and Recorded on 11/03/1999 as Book No. A24 and Page No. 87, LUMPKIN County, Georgia records, as last assigned to WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC., by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $85,296.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 715 IN THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2.0 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY PREPARED JANUARY 19, 1977, BY HENRY GRADY JARRARD, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 5, PAGE 693, LUMPKIN COUNTY RECORDS, WHICH IS INCORPORATED BY REFERENCE HEREIN.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: WELLS FARGO BANK, N.A., ONE HOME CAMPUS, Foreclosure, DES MOINES, IA 50328, 803-396-6000. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 474 IVY TERRACE, DAHLONEGA, GEORGIA 30533 is/are: ELISEO HERNANDEZ AND GLENDA FLOWERS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

WELLS FARGO BANK, N.A. SUCCESSOR BY MERGER TO WELLS FARGO HOME MORTGAGE, INC., FORMERLY KNOWN AS NORWEST MORTGAGE INC.

as Attorney in Fact for

ELISEO HERNANDEZ AND GLENDA FLOWERS.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120058300074

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHRIS T HILL AND LARRY A HILL to HAMILTON FINANCIAL SERVICES, A GEORGIA CORPORATION , dated 11/12/2001, and Recorded on 12/18/2001 as Book No. N28 and Page No. 142-150, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION SUCCESSOR BY MERGER TO CHASE MORTGAGE COMPANY, by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $128,936.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 96 AND 113 OF THE 11TH DISTRICT, LUMPKIN COUNTY, GEORGIA, BEING LOT 21 OF SHENANDOAH SUBDIVISION, AS SHOWN ON THTA CERTAIN PLAT OF SURVEY ENTITLED “FINAL PLAT OF SHENANDOAH” DATED JULY 3, 2001”, RECORDED IN PLAT BOOK CABINET 1, PLAT SLIDE 51, PAGES 1, 2, 3, AND 4 OF THE LUMPKIN COUNTY, GEORGIA RECORDS, TO WHICH PLAT REFERENCE IS MADE FOR A MORE DETAILED DESCRIPTION.

The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC, 3415 VISION DRIVE, Foreclosure, COLUMBUS, OH 43219, 800-848-9136. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as LOT 21 SHENANDOAH DRIVE, DAHLONEGA, GEORGIA 30533 is/are: CHRIS T HILL AND LARRY A HILL or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION SUCCESSOR BY MERGER TO CHASE HOME FINANCE LLC SUCCESSOR BY MERGER TO CHASE MANHATTAN MORTGAGE CORPORATION SUCCESSOR BY MERGER TO CHASE MORTGAGE COMPANY

as Attorney in Fact for

CHRIS T HILL AND LARRY A HILL.

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20110187402067

BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP

15000 Surveyor Boulevard

Addison, Texas 75001

Telephone: (972) 341-5398.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in a Security Deed (hereinafter, “Security Deed”) from Ben Edward James, III to SunTrust Mortgage, Inc. dated May 31, 2005, recorded June 17, 2005 in Deed Book Y35, Page 117, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Three Hundred Forty-Five Thousand Eight Hundred Twelve and 00/100 Dollars ($345,812.00), with interest thereon as provided for therein, and said Security Deed will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2012, all property described in said Security Deed including, but not limited to, the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 340, 341, 343 AND 339 OF THE 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOTS 23, 24 AND 25 OF LAKEVIEW ESTATES SUBDIVISION, AS PER PLAT RECORDED IN PLAT BOOK 18, PAGE 34, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF.

Said property is more commonly known as 516 Lakeview Drive, Dahlonega, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees, and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way, and any other matters of record superior to said Security Deed. To the best knowledge and belief of the undersigned, the party(ies) in possession of the property Ben Edward James, III, or tenant(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the Note secured by said Security Deed. The law firm listed below is acting as a debt collector. Any information obtained will be used for that purpose.

Said property will be sold as the property of Ben Edward James, III, and the proceeds of said sale will be applied to the payment of said indebtedness, the expenses of said sale, all as provided in the Security Deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

Suntrust Mortgage, Inc, as Attorney in Fact for Ben Edward James, III.

Lender Contact: Suntrust Mortgage, Inc., Monica K. Gilroy 678-317-0409

Lender Address: 1001 Semmes Ave., Richmond, VA 23224

Attorney Contact: Dickenson Gilroy LLC, 3780 Mansell Road, Suite 140, Alpharetta,

GA 30022 TELEPHONE NUMBER: (678) 317-0409

DG FILE NO. LIT-2011-0984

THE ABOVE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

950-07599947

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from George R. Jones and Janet E. Dalton to Bankamerica Housing Services, a Division of Bank of America FSB, dated May 22, 1997 and recorded in Deed Book Y-17, Page 305, in the Office of the Clerk of Superior Court of Lumpkin County, Georgia, said Security Deed having been given to secure a Note dated, May 22, 1997, in the original principal amount of Seventy Thousand Five Hundred Eighty Eight and 35/100 Dollars ($70,588.35) with interest thereon as provided therein, having been last sold, assigned and transferred to Green Tree Servicing, LLC, will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday of April 2012, regarding the following described property:

All that tract or parcel of land lying and being in Land Lot 117 of the 11th District, Lumpkin County, Georgia, being Lot 67, Phase 2-B of Wellington, as per plat recorded in Plat Book 30, Page 114, Lumpkin County, Georgia records.

Said property is commonly known as 257 Iberian Rd., Dahlonega, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorney’s fees and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title of said property; zoning ordinances, matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is George R. Jones and Janet E. Dalton or tenant(s).

Green Tree Servicing, LLC

as Attorney-in-Fact for

George R. Jones and Janet E. Dalton

Contact:

Topping & Associates, LLC

1930 N. Druid Hills Rd., Suite B

Atlanta, Georgia 30319

(404) 728-0220

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the power of sale contained in a Deed to Secure Debt by TENNIA F KELLY to US Bank National Association ND, dated September 14, 2009 and filed for record September 22, 2009 in Deed Book 1142, Page 651, Lumpkin County, Georgia records, and securing a Note in the original principal amount of $480,000.00; there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Lumpkin County, Georgia, between the legal hours of sale on the first Tuesday in April, 2012, by U.S. Bank National Association ND as Attorney-in-Fact for TENNIA F KELLY the following property to-wit:

TRACT ONE:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District, Lumpkin County, Georgia containing 4.77 acres on Parks Drive (comprised of a 4.06 acre tract and a 0.71 acre tract) as shown on a plat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated March 16, 1990, recorded in Plat Book 21, Page 186 of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property (which is inclusive of both tracts as shown on the above plat).

TRACT TWO:

ALL THAT TRACT or parcel of land lying and being in Land Lot 52 of the 11th Land District of Lumpkin County, Georgia, containing 0.60 acres on Parks Drive as shown on ap lat prepared for Ronald and Jean Underwood by Owen Patton, Georgia Registered Land Surveyor dated September 11, 1991, recorded in Plat Book 23, Page 203, of the Lumpkin County, Georgia Plat Records, reference to said plat and the record thereof is hereby incorporated for a more complete description of the subject property.

The properties referenced above are also together commonly known as 535 Parks Drive according to the present system of numbering properties in Lumpkin County, Georgia.

Said property is subject to all easements, covenants, and restrictions of record, if any.

The above described property is also known as 535 PARKS DRIVE, DAHLONEGA, GA 30533.

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.

The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.

Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:

U.S. Bank National Association ND

205 West 4th Street

Suite 500

Cincinnati, OH 45202

Telephone number: 1-888-456-2622

The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require U.S. Bank National Association, ND to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.

U.S. Bank National Association ND

as Attorney-in-Fact for

TENNIA F KELLY

SHUPING, MORSE & ROSS, L.L.P.

By: S. Andrew Shuping, Jr.

6259 Riverdale Road, Suite 100

Riverdale, GA 30274

770-991-0000

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT.

ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Richard Murl Magers to Regions Bank dba Regions Mortgage, dated July 21, 2004, recorded August 12, 2004, in Deed Book F-34, Page 31, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of SIXTY-FIVE THOUSAND DOLLARS AND NO CENTS ($65,000.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 657, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.18 ACRES, MORE OR LESS, AND DEPICTED AS LOT 1 ON A PLAT OF SURVEY OF THE GOLD DUST TRACE SUBDIVISION, DATED MARCH 4, 1986, AND REVISED MARCH 23, 1986, WHICH WAS PREPARED BY GEORGIA PIEDMONT, LTD., GEORGIA REGISTERED SURVEYORS, WHICH PLAT IS RECORDED IN PLAT BOOK 13, PAGE 160, LUMPKIN COUNTY RECORDS AND INCORPORATED HEREIN FOR A FULL AND COMPLETE DESCRIPTION.

ALSO CONVEYED HEREIN IS AN EASEMENT 50 FEET IN WIDTH FOR INGRESS AND EGRESS FROM AURARIA ROAD TO THE EASTERN BOUNDARY OF GOLD DUST TRACE SUBDIVISION, INCREASING TO 60 FEET IN WIDTH AT THE POINT AT WHICH THE ROADWAY CROSSES INTO THE PLATTED SUBDIVISION ALONG THE ROUTE DEPICTED AS GOLD DUST TRAIL ON THE ABOVE REFERENCED PLAT OF SURVEY. ALSO, THERE IS A RESERVATION OF A 30 FOOT EASEMENT ACROSS LOT 2 MEASURED FROM THE CENTERLINE OF THE ROADWAY AS DESCRIBED IN A WARRANTY DEED OF RECORD AT DEED BOOK E-7, PAGE 68, LUMPKIN COUNTY, GEORGIA RECORDS. THIS CONVEYANCE IS MADE SUBJECT TO THE TERMS OF THAT CERTAIN DECLARATION OF PROTECTIVE AND RESTRICTIVE COVENANTS FOR THE GOLD DUST TRACE SUBDIVISION, DATED DECEMBER 23, 1986, AND RECORDED IN DEED BOOK F-6, PAGE 51-55, LUMPKIN COUNTY RECORDS.

ALSO CONVEYED HEREWITH IS A PERPETUAL NON EXCLUSIVE EASEMENT FOR WATER SERVICE FROM THE SPRING LOCATED ON LOT 13 DEPICTED AS COMMON AREA ON THE GEORGIA PIEDMONT PLAT OF SURVEY REFERENCED ABOVE, SAID WATER SERVICE BEING PROVIDED ACCORDING TO THE TERMS OF THE RESTRICTIVE COVENANTS AS SET OUT ABOVE.

Said property being known as 102 Gold Dust Trace, Dahlonega, GA 30533 according to the present numbering system in Lumpkin County. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Richard Murl Magers or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed,

Regions Bank

as Attorney in Fact for

Richard Murl Magers.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the Power of Sale contained in a Security Deed given by CHARLES W. MEEKINS to C. RICHARD POWELL, dated 9/30/2010 , recorded 10/25/2010 in Deed Book 1172 , Page 154-160, in LUMPKIN County, Georgia Records, in the original principal amount of ONE HUNDRED FIFTY-SIX THOUSAND DOLLARS ($156,000.00) with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of LUMPKIN County, Georgia within the legal hours of sale on Tuesday, APRIL 3, 2012, the following described property, to wit:

PARCEL A:

All those tracts or parcels of land lying and being in Land Lot 791, of the 12th district, 1st section, Lumpkin county, Georgia, and being tract 1, as shown as containing 1.25 acres (more or less) , and Tract 2, shown as containing 2.79 acres ( more or less) , on plat recorded in Plat Book 17 , page 185, Lumpkin county, Georgia, records, reference to which plat is hereby made and incorporated herein for a more complete description of the property. And

Parcel B:

All those tracts or parcels of land lying and being in Land Lot 791 and 792 of the 12th district , 1st section, Lumpkin county, Georgia, and being tract shown as containing 4.00 acres (more or less) , and the Tract , shown as containing 1.00 acres ( more or less) , and the tract shown as containing 1.67 acres ( more or less) , totaling 6.67 acres, more or less on plat recorded Plat Book 10 , page 154, Lumpkin county, Georgia, records, reference to which plat is hereby made and incorporated herein for a more complete description of the property.

Being known as 107 Gold Diggers Trail, Lumpkin County, Ga, 30533 and being tax parcel numbers 062-025, 062-028, and 062-056.

The debt secured by the said Security Deed has been and is hereby declared due because of among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given) as set forth in O.C.G.A §44-14-160, et seq.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restriction, covenants and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is CHARLES W. MEEKINS or a tenant or tenants and said property is more commonly known as 107 Gold Diggers Trail, Dahlonega , GA 30533 AND OTHER REAL PROPERTY MORE SPECIFICALLY DESCRIBED ABOVE.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Linda E. May, Esq.

As Attorney in Fact for

C. RICHARD POWELL

Linda May & Associates, LLC

202 Canton Road

Suite 202

Cumming, GA 30040- 2392

770-781-0018

Our file no. POWELL 0212-14

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Clint M. Morrison to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $216,000.00 dated 03/31/2005, and recorded in Deed Book N-35, page 264, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Clint M. Morrison the following described property:

All that tract or parcel of land lying and being in Land Lots 779 and 832 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 8.412 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated December 22, 1994, prepared for Clint M. Morrison recorded in Plat Book 27, Page 150, Lumpkin County Records. Said plat is incorporated herein by reference for a more detailed description.

This property is conveyed subject to all easements for roads and utilities in use or of record.

Property known as: 514 Camp Wahsega Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Clint M. Morrison.

CitiMortgage, Inc., as Attorney-in-fact for Clint M. Morrison.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-01548

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from Matthew Newman and Andrea Newman to Branch Banking and Trust Company, dated November 27, 2006, recorded December 7, 2006, in Deed Book 1017, Page 443, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the principal amount of NINETY-TWO THOUSAND EIGHT HUNDRED DOLLARS AND NO CENTS ($92,800.00), with interest thereon as provided for therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1042, 11TH DISTRICT, 2ND SECTION, CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY ROCHESTER AND ASSOCIATES, GEORGIA REGISTERED LAND SURVEYORS, BEING MORE PARTICULARLY DESCRIBED AS LOT 1113, UNIT 11, BIRCH RIVER, TOGETHER WITH ALL RIGHTS, IMPROVEMENTS AND APPURTENANCES THERETO AS SHOWN ON THAT CERTAIN PLAT RECORDED IN CABINET ONE, SLIDE 109, PLAT 180, OF THE PUBLIC RECORDS OF LUMPKIN COUNTY, GEORGIA.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the party in possession of the property is Matthew Newman and Andrea Newman or tenant(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed,

Branch Banking and Trust Company

as Attorney in Fact for

Matthew Newman and Andrea Newman.

Contact: The Geheren Firm, P.C.,

4828 Ashford Dunwoody Road,

2nd Floor,

Atlanta, GA 30338

TEL (678) 587-9500.

THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in a Security Deed from PAUL SPICER CONSTRUCTION, INC. to Crescent Bank & Trust, dated June 29, 2007, recorded July 18, 2007, in Deed Book 1053, Page 468, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated December 19, 2008, recorded in Deed Book 1116, Page 449, Lumpkin County, Georgia records, as transferred to Renasant Bank pursuant to that certain Purchase and Assumption Agreement dated as of July 23, 2010, by and among Renasant Bank, The Federal Deposit Insurance Corporation, Receiver of Crescent Bank & Trust Company and The Federal Deposit Insurance Corporation, and as assigned to RENASANT BANK by Assignment recorded in Deed Book 1171, Page 296, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from PAUL SPICER CONSTRUCTION, INC.; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lot 109 of the 1st District, Lumpkin County, Georgia, being Lot 8 of Long Branch Oaks, as per plat recorded in Cabinet 1, Slide 93, Page 59, records of Lumpkin County, Georgia, which plat is incorporated herein by reference.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is PAUL SPICER CONSTRUCTION, INC. or a tenant or tenants.

RENASANT BANK,

as attorney in Fact for PAUL SPICER CONSTRUCTION, INC.

L. Lou Allen

Stites & Harbison, PLLC

11 Mountain Street, Suite 8

Blue Ridge, Georgia 30513

(706) 632-7923

File No. RE218-00028(D)

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Cellso D. Perez to Wells Fargo Home Mortgage, Inc., dated June 28, 2002, recorded in Deed Book O29, Page 200, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of EIGHTY-SIX THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($86,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Celso D. Perez or a tenant or tenants and said property is more commonly known as 523 Jeff Sullens Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Wells Fargo Bank, N.A. successor by merger to Wells Fargo Home Mortgage, Inc.

as Attorney in Fact for

Cellso D. Perez

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/tg5 4/3/12 Our file no. 51525011-FT7

EXHIBIT “A”

All that tract or parcel of land lying in Land Lot 73 of the 11th Land District, originally Hall now Lumpkin County, Georgia, containing 1.000 acres more or less and being described on a plat of survey dated February 2, 1996 for Jeff Smith, recorded in Plat Book 30, Page 43, Lumpkin County records; said plat being incorporated herein by reference for a more complete description of property. Also conveyed herewith is a 2002 Fleetwood Eagle Trace, 24 X 48 manufactured home, Serial Number GAFL154AB86711-ET11 which is attached to and made a part of the real property. MR/tg5 4/3/12 Our file no. 51525011 - FT7

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Jennifer Ray to Wells Fargo Bank, NA dated December 16, 2008, and recorded in Deed Book 1117, Page 434, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, NA, by Assignment, securing a Note in the original principal amount of $38,440.54, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

The land referred to in this policy Is situated In the State of Georgia, County of Lumpkin, and described as follows:

The following described property:

All that Tract or Parcel of Land Lying and being In Land Lot 251, 15th District, let Section, Lumpkin County, Georgia and being more fully described on a Plat Prepared by Jason E. Skarda, Georgia Registered Land Surveyor, Dated August 17, 2006 and as per said Plat the Property contains 1.230 acres, more or less. The Subject Plat being of record In plat Cabinet One, Slide 136, Plat 102, Lumpkin County Records. Said Plat Is Incorporated heroin by reference.

APN #: 090-021

Being tho same property conveyed to Jennifer Ray, tenancy not stated by deed from Linda D. Lawson and Sharon D. Martin as Co-Executrices of the Last Will and Testament of Arnold Benjamin Dyer, dated 9/7/06, filed 9/12/06 and recorded in Deed In Book 1004, Page 593 in Lumpkin County Records.

Said property is known as 4216 Porter Springs Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jennifer Ray, Jennifer L. Ray or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Wells Fargo Bank, NA as Attorney-in-Fact for Jennifer Ray

File no. 12-028191

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/EM

HYPERLINK “http://www.swertfeger.net” www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of the default in the payment of a note executed by Paula J. Rider secured by a deed to secure debt executed by Paula J. Rider to 1st Franklin Financial Corporation. dated December 8, 2009, and recorded in the Clerk’s Office of Lumpkin County, Georgia, in Deed Book 1149 , pages 30-33, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in April, 2012 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 543, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK F. KAUFFMAN, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 2, 2000: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.09 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 43, PAGE 42A, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

LESS AND EXCEPT: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 543, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FREDERICK F. KAUFFMAN, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 3, 2000: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 43, PAGE 41B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.

THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE.

THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED.

To the best knowledge and belief of the undersigned, the physical address of the above described property is 316 OLD ELLIJAY ROAD, DAHLONEGA, GA. 30533.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the note secured by said deed to secure debt.

This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property.

Said property will be sold as the property of Paula J. Rider, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt.

1st Franklin Financial Corporation., as Attorney in fact for Paula J. Rider

Angela Clark, Attorney at Law

P.O. Box 611

Dahlonega, GA 30533

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Calvin Robinson, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated December 18, 2006, recorded in Deed Book 1019, Page 705, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED EIGHTY-ONE AND 0/100 DOLLARS ($113,781.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property:

All that tract or parcel of land lying and being in Land Lots 73 & 96, 11th District, originally Hall, Now Lumpkin County, Georgia and being known as Lot 60, Camelot Subdivision, as shown on a plat prepared by Frederick F. Kauffman, Georgia registered Land Surveyor, recorded in Plat Book 22, Page 14, Lumpkin County Records. Said Plat is incorporated herein by reference. This conveyance is made subject to easements for Public roads and utilities now in use. This conveyance is made subject to any easements of record or easements located on the property above described.

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Suntrust Mortgage, Inc. can be contacted at 866-384-0903 or by writing to 1001 Semmes Avenue, Richmond, VA 23224, to discuss possible alternatives to foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

To the best knowledge and belief of the undersigned, the party in possession of the property is Calvin Robinson, Jr. or a tenant or tenants and said property is more commonly known as 100 Galahad Rd, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

SunTrust Mortgage, Inc.

as Attorney in Fact for

Calvin Robinson, Jr.

Johnson & Freedman, LLC

1587 Northeast Expressway

Atlanta, Georgia 30329

(770) 234-9181

www.jflegal.com

MSP/lb1 4/3/12

Our file no. 1882411-FT19

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from JOE E SLAY to Mortgage Electronic Registration Systems, Inc., as nominee for NEIGHBORHOOD FUNDING, INC., dated April 9, 2008, recorded April 17, 2008, in Deed Book 1090, Page 340-354, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Seven Thousand Three Hundred Fifteen and 00/100 dollars ($107,315.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 118 OF THE 11TH DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA, AND BEING LOT 10, UNIT TWO, VENETIAN GARDENS, AS SHOWN ON THAT PLAT OF SURVEY PREPARED FOR NATIONAL HOUSING RESOURCES, LLC, BY JIMMY D. BULLOCK, REGISTERED LAND SURVEYOR, DATED SEPTEMBER 16, 1997, RECORDED IN PLAT CABINET 1, SLIDE 11, PLAT 12, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. ALSO CONVEYED HEREWITH IS A 1998 DESTINY IND. 3519 MANUFACTURED HOME, SERIAL NUMBER OW-64638AB, WHICH IS PERMANENTLY ATTACHED TO AND MADE A PART OF THE REAL PROPERTY.

Said legal description being controlling, however the property is more commonly known as 88 GARDEN TERRACE, DAHLONEGA, GA 30533.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is JOE E SLAY, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: BAC, Loss Mitigation Dept., P.O. Box 940070, Simi Valley, CA 93094-0070

Telephone Number: 800-720-3758

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP FKA COUNTRYWIDE HOME LOANS SERVICING, LP

as Attorney in Fact for

JOE E SLAY

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. BAC-12-01856-0001

www.rubinlublin.com/property-listings.php

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by Terry Stapleton and Amy Stapleton to Mortgage Electronic Registration Systems, Inc., dated January 3, 2007, recorded in Deed Book 1023, Page 537, Lumpkin County, Georgia Records, as last transferred to Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP by assignment recorded in Deed Book 1195, Page 78, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED SEVENTY-SIX THOUSAND TWO HUNDRED AND 0/100 DOLLARS ($176,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is Terry Stapleton and Amy Stapleton or a tenant or tenants and said property is more commonly known as 133 Corbin Ln, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP formerly known as Countrywide Home Loans Servicing LP

as Attorney in Fact for Terry Stapleton and Amy Stapleton

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/kc9 4/3/12

Our file no. 51267211-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 205 of the 15th District, 1st Section of Lumpkin County, Georgia, being 1.407 acres, more or less, and being more particularly set out as Lot 3-A on a Plat of Survey dated October 26, 2004, prepared for Michael R. Glean, by Randall E. Nichols, Georgia Registered Land Surveyor, recorded in Plat Cabinet 1, Slide 107, Plat 129B, Lumpkin County, Georgia Records. Address: 133 Corbin Ln.; Dahlonega, GA 30533 Tax Map or Parcel ID No.: 089-126 MR/kc9 4/3/12 Our file no. 51267211 - FT14

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Diane Stark to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $200,000.00 dated 8/4/2006, and recorded in Deed Book 1001, page 704, Lumpkin County records, said Security Deed being last transferred and assigned to Bayview Loan Servicing, LLC in Deed Book 1201, Page 665, the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by Bayview Loan Servicing, LLC, as Attorney-in-Fact for Diane Stark the following described property:

All that tract or parcel of land lying and being in Land Lot 45 of the 13th District, 1st Section of Lumpkin County, Georgia, being Lot 16 of Parks Ridge Subdivision, as shown on a plat of survey for said subdivision by Richard J. Webb, Georgia RLS, dated January 30, 2003, and recorded in Plat Cabinet 1, Slide 82, Page 36, Lumpkin County, Georgia records, which plat is incorporated herein and made a part hereof by reference.

Property known as: 558 Deans Dr, Dawsonville, GA 30534

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

Bayview Loan Servicing, LLC

4425 Ponce de Leon Blvd., 5th Floor

Coral Gables, FL 33146

PHONE: 800-959-8229

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Diane Stark.

Bayview Loan Servicing, LLC, as Attorney-in-fact for Diane Stark.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 11-13460

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of the powers of sale contained in that certain Deed to Secure Debt from David Steffes to Lumpkin County Bank, a division of GB&T, predecessor in interest to SunTrust Bank , dated March 30, 2005, recorded March 31, 2005, in Deed Book M35 at Page 225, Lumpkin County, Georgia Records, as modified (hereinafter “Security Deed”), given to secure an indebtedness as evidenced in that certain Promissory Note dated October 16, 2007 (hereinafter “Note”), with interest from said date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, the property described in Exhibit “A” attached hereto and incorporated herein by reference. The debt secured by the Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to make payments on said Notes and default in payment of the obligations secured by the Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorneys’ fees.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, easements, covenants, and matters of record superior to the Security Deed first set out above, including, but not necessarily limited to, senior encumbrances that will not be extinguished by the foreclosure sale contemplated by this Notice.

To the best knowledge and belief of the undersigned, the Party in possession of the property, David Steffes, his heirs or assigns, or a tenant or tenants, and all or a portion of said real property is more commonly known as Lot 2, Hallmark Place Subdivision, Dahlonega, Lumpkin County, Georgia 30533; however, please refer only to the legal description for the location of the property. Lender reserves the right to sell the property or any portion thereof individually or as a whole.

SunTrust Bank

Attorney in Fact for David Steffes

NEAL J. QUIRK, ESQ.

QUIRK & QUIRK, LLC

300 Century Springs West

6000 Lake Forrest Drive, N.W.

Atlanta, Georgia 30328

(404) 252-1425

Exhibit A

Legal Description

All that tract or parcel of land lying and being in Land Lot 1065, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by John T. Gaston, Georgia Registered Land Surveyor, dated March 20, 2003: and as per said plat, the property contains 1.054 acres, more or less, being more particularly described as Lot 2. The subject plat being of record in Plat Cabinet One, Slide 103, Page 53A, Lumpkin County Records. Said plat is hereby incorporated by reference.

This conveyance is made subject to restrictive covenants as recorded in Deed Book K-3, Page 264, Deed Book O-3, Page 457, and Deed Book R-21, Page 277, Lumpkin County Records.

This conveyance is made subject to easements for public roads and utilities now in use.

This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from MICHAEL SULHOFF, STACI M SULHOFF to WELLS FARGO HOME MORTGAGE, INC., dated September 24, 2003, recorded November 24, 2003, in Deed Book S32, Page 379, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Seven Thousand Five Hundred Fifty and 00/100 dollars ($207,550.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to EMC Mortgage, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in April, 2012, all property described in said Security Deed including but not limited to the following described property:

ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 140 AND 143 OF THE 15TH LAND DISTRICT OF LUMPKIN COUNTY, GEORGIA AND BEING THAT CERTAIN 4.80 ACRES AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE COMMON CORNER OF LAND LOTS 140, 141, 142 AND 143 OF SAID LAND DISTRICT AND COUNTY THENCE NORTH 87 DEGREES 46 MINUTES WEST 148.51 FEET TO A POINT; THENCE NORTH 87 DEGREES 49 MINUTES WEST 329.74 FEET TO AN IRON PIN AND THE TRUE POINT OF BEGINNING; THENCE SOUTH 0 DEGREES 48 MINUTES EAST 200.00 FEET TO A POINT; THENCE SOUTH 74 DEGREES 34 MINUTES 48 SECONDS WEST 170.42 FEET TO A POINT; THENCE NORTH 19 DEGREES 34 MINUTES 6 SECONDS WEST 691.00 FEET TO A POINT ON THE SOUTHERLY RIGHT OF WAY OF US 19; THENCE ALONG SAID RIGHT OF WAY NORTH 62 DEGREES 13 MINUTES EAST 60.14 FEET; THENCE NORTH 60 DEGREES 3 MINUTES EAST 48.64 FEET, THENCE NORTH 56 DEGREES 58 MINUTES EAST 50.37 FEET; THENCE NORTH 54 DEGREES 12 MINUTES EAST 50.67 FEET, THENCE NORTH 5 DEGREES 45 MINUTES EAST 50.61 FEET, THENCE NORTH 50 DEGREES 2 MINUTES EAST 50.26 FEET, THENCE NORTH 49 DEGREES 4 MINUTES EAST 66.09 FEET, THENCE LEAVING SAID RIGHT OF WAY SOUTH 14 DEGREES 1 MINUTE EAST 270.27 FEET TO A POINT IN THE CENTER OF

A BRANCH, THENCE SOUTH 4 DEGREES 39 MINUTES EAST 231.93 FEET TO A POINT` THENCE SOUTH 0 DEGREES 48 MINUTES EAST 128.75 FEET TO A POINT AND THE TRUE POINT OF BEGINNING. SAID PARCEL CONTAINS 4.80 ACRES AS SHOWN BY PLAT OF SURVEY ENTITLED STACI SULHOFF, PREPARED BY ALBERT M. WYNN, JR. R.S., DATED JULY 7, 2000.

Said legal description being controlling, however the property is more commonly known as 13850 HIGHWAY 19 N, CLEVELAND, GA 30528.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note.

Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named creditor or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.

To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is MICHAEL SULHOFF, STACI M SULHOFF, or tenants(s).

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is:

Lender Contact: Residential Credit, Loss Mitigation Dept., 4282 N. Freeway, Ft. Worth, TX 76137

Telephone Number: 800-737-1192

EMC MORTGAGE, LLC

as Attorney in Fact for

MICHAEL SULHOFF, STACI M SULHOFF

THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 400, Norcross, GA 30092

Telephone Number: (877) 813-0992 Case No. RCS-12-01546-0001

www.rubinlublin.com/property-listings.php

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from TCF CONSTRUCTION, INC., to SUNTRUST BANK, as successor by merger with Mountain State Bank, dated June 26, 2008, filed July 1, 2008, and recorded in Deed Book 1099, Page 708, Lumpkin County, Georgia Public Deed Records, as amended by that certain Modification of Security Deed dated July 16, 2009, filed July 30, 2009, and recorded in Deed Book 1138, Page 590, aforesaid Public Deed Records, as amended by that certain Modification of Security Deed dated January 26, 2010, filed February 12, 2010, and recorded in Deed Book 1153, Page 294, aforesaid Public Deed Records, as amended by that certain Modification of Security Deed dated March 31, 2011, filed February 29, 2011, and recorded in Deed Book 1186, Page 242, aforesaid Public Deed Records (collectively the “Security Deed”), having been given to secure a Note in the principal amount of One Hundred Sixty Thousand Nine Hundred Eighty Nine AND 45/100 U.S. DOLLARS ($160,989.45), with interest thereon as provided for therein, said Security Deed and Note having been assigned from SunTrust Bank to CRM Central Properties, LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours for sale on the first Tuesday in April, 2012, the property described in said Security Deed as follows:

All that tract or Parcel of land lying and being in Land Lot 579, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated May 19, 1994; and as per said plat, the property contains 1.008 acres, more or less, being Lot 7 of Tavern Oaks Subdivision. The subject plat being of record in Plat Book 27, Page 87, Lumpkin County Records. Said plat is hereby incorporated by reference.

The above-described property is subject to: (a) Restrictive Covenants for Tavern Oaks Subdivision as recorded in Deed Book Q-13, Pages 67-69, Lumpkin County Records, (b) easements for public roads and utilities now in use, and (c) any easements of record or easements located on the property above described.

The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including, but not limited to, the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys’ fees and other payments provided for under the terms of the Security Deed and Note.

Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by inspection of the property; any outstanding taxes, including, but not limited to, ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights of way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is TCF Construction, Inc., or tenant(s) thereof.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the United States Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.

CRM Central Properties, LLC, as Attorney-in-Fact for TCF Construction, Inc.

Friese Legal, LLC, Attorney for CRM Central Properties, LLC

ATTN: Stephanie Friese Aron

1100 Spring Street, NW, Suite 730

Atlanta, Georgia 30309

(404) 876-4880

FRIESE LEGAL, LLC IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Camille Thorpe and Harold D Thorpe, Jr to Mortgage Electronic Registration Systems, Inc., as nominee for ComUnity Lending, Incorporated, a California Corporation, DBA Mortgage Partners, its successors and assigns dated March 27, 2007 in the amount of $123,561.00, and recorded in Deed Book 1034, Page 311, Lumpkin County, Georgia Records; as last transferred to GMAC Mortgage, LLC by assignment; the undersigned, GMAC Mortgage, LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in April, 2012 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:

All that tract or parcel of land lying and being in Land Lot 645 of the 12th District, First Section of Lumpkin County, Georgia, and being specifically Lot 2 containing 1.01 acres, more or less, as shown and depicted on that certain Plat of Survey prepared by Benchmark Land Surveying, P.C., Thomas Dunkin, GRLS, said plat being recorded in the Lumpkin County, Georgia Plat Records in Plat Cabinet One, Slide 106, Page 117B, which plat is hereby incorporated herein by reference for a more complete description of the property conveyed. Subject to easements for public roads and utilities now in use or located on said property. This is a portion of the same property referenced in that certain Warranty Deed dated June 28, 2005 from Cochran & Cochran Properties, Inc. to Hackwood Properties, Inc., recorded in Deed Book A-36, Page 478 of the Lumpkin County, Georgia Deed Records;

Subject to that certain written instrument entitled “Easement Establishing Rights and Access to a Bored Well” dated April 5, 2006 and recorded in Deed Book Q-37, Page 388 of the Lumpkin County, Georgia Deed Records;

Together with an immovable and permanent fixture attached thereto, a 2006 Fleetwood 28 X 60 Manufactured Home, Model Anniversary 4603J, Serial Number(s) GAFL535AB90847-AV11

Map and Parcel No.:044-418

which has the property address of 383 Gordon Seabolt Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed.

The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.

Said property will be sold as the property of Camille Thorpe and Harold D Thorpe, Jr and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.

GMAC Mortgage, LLC Attorney in Fact for

Camille Thorpe and Harold D Thorpe, Jr

McCurdy & Candler, L.L.C.

(404) 373-1612

www.mccurdycandler.com

The Dahlonega Nugget

Publication Dates:03-07-2012, 03-14-2012, 03-21-2012, 03-28-2012

File No. 11-15494 /FHA/ajackson

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of a default in the payment of the indebtedness secured by a Security Deed executed by James M. Turner and Martha B. Turner to Union Planters Bank, NA dated November 24, 2003, and recorded in Deed Book S32, Page 679, Lumpkin County Records, securing a Note in the original principal amount of $130,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, April 3, 2012, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit:

ALL THAT TRACT OR PARCEL OF LAND lying and being in Land Lot 273 and 274 of the 13th District and 1st Section of Lumpkin County, Georgia, being described as 3.697 acres, more or less, according to a plat of survey prepared by Kelley Surveying for Jim M. Turner and Martha B. Turner, dated July 17, 2003, and as recorded at Plat Cabinet One, Slide 95, Plat 88B, Lumpkin County, Georgia Records.

Said property is known as 151 Karaghan Trail, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.

Notice has been given of intention to collect attorney’s fees in accordance with the terms of the Note secured by said Deed.

The property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Martha B. Turner and James M. Turner or a tenant or tenants. The proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney’s fees, all as provided in said Deed, and the balance, if any, will be distributed as provided by law.

Regions Bank DBA Regions Mortgage successor by merger to Union Planters Bank, NA as Attorney-in-Fact for James M. Turner and Martha B. Turner

File no. 12-027555

SHAPIRO & SWERTFEGER, LLP*

Attorneys and Counselors at Law

2872 Woodcock Blvd., Duke Building, Suite 100

Atlanta, GA 30341-3941

(770)220-2535/ASR

www.swertfeger.net

*THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

Under and by virtue of the Power of Sale contained in a Security Deed given by William E Verranault to Mortgage Electronic Registration Systems, Inc., dated October 12, 2007, recorded in Deed Book 1068, Page 147, Lumpkin County, Georgia Records, as last transferred to Bank of America, NA by assignment recorded in Deed Book 1193, Page 325, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWENTY-FIVE THOUSAND SIX HUNDRED SIXTY AND 0/100 DOLLARS ($125,660.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in April, 2012, the following described property: SEE EXHIBIT “A” ATTACHED HERETO AND MADE A PART HEREOF

The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.

The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 177 Countrywide Way, Mail Stop: CAO-911-01-05, Lancaster, CA 93536, (661) 951-5100. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.

To the best knowledge and belief of the undersigned, the party in possession of the property is William E Verranault or a tenant or tenants and said property is more commonly known as 1374 Pecks Mill Creek Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. This law firm is seeking solely to foreclose the creditor’s lien on real estate and this law firm will not be seeking a personal money judgment against you.

Bank of America, NA

as Attorney in Fact for

William E Verranault

McCalla Raymer, LLC

1544 Old Alabama Road

Roswell, Georgia 30076

www.foreclosurehotline.net

MR/ts1 4/3/12

Our file no. 51274111-FT14

EXHIBIT “A”

All that tract or parcel of land lying and being in Land Lot 116, 1st District, Lumpkin County, Georgia and being fully described by a Plat prepared by William Collins, Georgia Registered Land Surveyor, dated September 12, 1983; and as per said plat, the property contains 1.53 acres, more or less, being more particularly described as Lot 11, Highland River Subdivision. The Subject plat being of record in Plat Book 8, Page 189, Lumpkin County Records. Said plat is hereby incorporated by reference. Also conveyed herewith is a perpetual, non-exclusive easement Twenty feet in width along and with the easement set out on the above referenced plat of survey and leading from the subject property in a southern direction thence continuing along the easement set out on said plat to the Private Portion of Pecks Mill Creek Road and thence to the County portion of Pecks Mill Creek Road. This conveyance is made subject to the Restrictive Covenants for Highland River Properties, Inc. as recorded in Deed Book R-4, Page 85, and Deed Book Y-4, pages 614-615, Lumpkin County Records. This conveyance is made subject to easements for Public Roads and Utilities now in use. This conveyance is made subject to and together with any easements of record or easements located on the property above described or accessing the above described property. MR/ts1 4/3/12 Our file no. 51274111 - FT14

(3/7, 3/14, 3/21, 3/28)

NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Under and by virtue of the power of sale contained in that certain Deed to Secure Debt from Dina G Warcop and Kermit W Warcop to Mortgage Electronic Registration Systems, Inc. in the original principal amount of $110,700.00 dated 08/12/2002, and recorded in Deed Book W-29, page 393, Lumpkin County records, said Security Deed being last transferred and assigned to CitiMortgage, Inc., the undersigned will sell at public outcry to the highest bidder for cash before the Courthouse door in said County, during the legal hours of sale, on the first Tuesday of April, 2012 by CitiMortgage, Inc., as Attorney-in-Fact for Dina G Warcop and Kermit W Warcop the following described property:

All that tract or parcel of land lying and being in Land Lot 115 of the 11th District of Lumpkin County (Originally Hall County), being shown and depicted as Tract A, being a 3.00 acre parcel, per Plat of same recorded at Plat Cabinet 1, Slide 49, Page 172, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part hereof by reference.

Property known as: 375 Grainger Road, Dahlonega, GA 30533

The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purposes of paying the same and all expenses of sale, including attorney’s fees, (notice having been given as provided by law).

The property will be sold as the property of The Aforesaid Grantors subject to the following:

(1) all prior restrictive covenants, easements, rights-of-way or encumbrances; (2) all valid zoning ordinances; (3) matters which would be disclosed by an accurate survey of the property; (4) the outstanding ad valorem taxes and assessments, if any; (5) unpaid water and sewage bills, that constitute liens against the property, whether due and payable or not yet due and payable; and (6) matters of record superior to the security deed first set out above.

Pursuant to O.C.G.A. Section 44-14-162.2 the name of the person or entity who has the full authority to negotiate, amend, or modify the terms of the aforementioned indebtedness is:

CitiMortgage, Inc.

1000 Technology Drive

O’Fallon, MO 63368

PHONE: 866-272-4749

Nothing contained in this Notice of Sale shall obligate Lender to negotiate, amend or modify said indebtedness.

To the best of the undersigned’s knowledge and belief, the party in possession is Dina G Warcop and Kermit W Warcop.

CitiMortgage, Inc., as Attorney-in-fact for Dina G Warcop and Kermit W Warcop.

This law firm is acting as a debt collector attempting to collect a debt, any information obtained will be used for that purpose.

Pendergast & Associates, P.C.

South Terraces, Suite 1000

115 Perimeter Center Place

Atlanta, GA 30346

Phone – (770) 392-0398

Toll Free – (866) 999-7088

www.penderlaw.com

Our File No. 12-00725

(3/7, 3/14, 3/21, 3/28)

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