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October 30, 2014
Legals (9-18-13)
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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Phyllis Johnson and Thomas Johnson to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc. dated 4/15/2008 and recorded in Deed Book 1091 Page 365, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 168,490.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on October 01, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 99, 1st District, Lumpkin County, Georgia, containing 1.02 acres, and being shown as Tract "A" on a plat of survey for Jerry Dean Ayers, dated October 8, 1997 by Frederick F. Kaufman, Georgia Registered Land Surveyor #1774, and being more particularly described as follows: To find the True Point of Beginning, begin at a point located at the common corner of Land Lots 109, 100, 99 and 110, thence South 01 degrees 08 minutes 31 seconds West a distance of 833.22 feet to a 1/2" rebar; thence South 01 degrees 08 minutes 31 seconds West a distance of 200.62 feet to a 1/2" rebar located on the northerly side of the right of way of Norman Bell Road (80 foot right of way); thence South 68 degrees 06 minutes 28 seconds East a distance of 43.33 feet to a point; which point is the True Point of Beginning; from the True Point of Beginning thus established, proceed North 19 degrees 12 minutes 01 seconds West a distance of 59.03 feet to a point; thence North 01 degrees 08 minutes 31 seconds East a distance of 157.71 feet to a point; thence South 80 degrees 33 minutes 49 seconds East a distance of 229.79 feet to a 1/2" rebar; thence South 11 degrees 41 minutes 57 seconds West a distance of 218.77 feet to a point located on the northerly side of the 80 foot right of way of Norman Bell Road; thence North 80 degrees 21 minutes 45 seconds West a distance of 88.33 to a point; thence North 73 degrees 18 minutes 06 seconds West a distance of 82.44 feet to a point; which is the True Point of Beginning. Also, conveyed herewith is an easement for ingress and egress to subject property from Norman Bell Road across Tract "B" which easement is more particularly shown on said plat of survey, a copy of which is attached as Exhibit "B" on Warranty Deed recorded in Deed Book K 36, Page 50 and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 311 Norman Bell Road, Murryville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Phyllis Johnson and Thomas Johnson or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Phyllis Johnson and Thomas Johnson Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498697A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498697A

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Mary Jo Scoggins and Hugh Scoggins to Mortgage Electronic Registration Systems, Inc., as nominee for Home America Mortgage, Inc. dated 8/25/2003 and recorded in Deed Book H32 Page 534, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 97,864.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on October 01, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 213, 226, AND 227 IN THE 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.015 ACRES, MORE OR LESS, BEING LOT 9, OF HICKORY RIDGE SUBDIVISION, ACCORDING TO A PLAT OF SURVEY PREPARED AUGUST 1, 1992, BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 26, PAGE 109, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE. THIS BEING THE SAME PROPERTY CONVEY TO ARTHUR D. MARTINSON AND LILLIAN P. MARTINSON UNDER A WARRANTY DEED FROM ZANE WELCHEL DATED AUGUST 10, 1996, WHICH IS RECORDED IN DEED BOOK M-16, PAGE 109, LUMPKIN COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 205 Hickory Ridge Court, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Hugh Scoggins and Mary Jo Scoggins or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Mary Jo Scoggins and Hugh Scoggins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498857A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498857A

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh to Mortgage Electronic Registration Systems, Inc. as nominee for First National Bank of Arizona, its successors and assigns, dated February 26, 2007, recorded in Deed Book 1034, Page 721, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1239, Page 401, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($213,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in October, 2013, the following described property: Parcel/Tax ID # 064309 All that tract or parcel of land lying and being in Land Lot 583 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 108 of Crooked Creek Subdivision, Phase II, as per plat thereof recorded in Plat Cabinet 1, slide 110, pages 186A and 187-195, Lumpkin County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record. Being the same property conveyed to Ronald R. Rairigh, Sr. and Brenda B. Rairigh, as JTWRS from Crooked Creek Builders by deed dated June 30, 2006, of record in Book 995, Page 68 in the records for Lumpkin County, GA. Being the same property previously conveyed to Crooked Creek Builders, LLC from MDR Development by deed dated December 6, 2004, of record n Book C37, Page 495 in the records for Lumpkin County, GA. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association ("Fannie Mae"). »JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald R. Rairigh, Sr. and Brenda B. Rairigh or a tenant or tenants and said property is more commonly known as 716 Crooked Creek Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/vb6 10/1/13 Our file no. 1968510-FT20

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Wesley Micah Porter to Mortgage Electronic Registration Systems, Inc., dated May 25, 2007, recorded in Deed Book 1044, Page 174, Lumpkin County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1121, Page 321, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND FIVE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($155,565.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative,  within the legal hours of sale on the first Tuesday in October, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. To the best knowledge and belief of the undersigned, the party in possession of the property is Wesley Micah Porter or a tenant or tenants and said property is more commonly known as 468 Gold Ridge Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Wesley Micah Porter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lm7 10/1/13 Our file no. 5169409-FT10 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, Being Lots 10 and 11 of Yellow Creek Estates Subdivision, as per Plat recorded in Plat Book 22, Page 9, and as shown on "Reconfigured" plats of record in Plat Cabinet ONE, Slide 117, Pages 128A and 128B, Lumpkin County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. MR/lm7 10/1/13 Our file no. 5169409 - FT10

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Linda A. Walden to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and assigns , dated February 6, 2007, recorded in Deed Book 1026, Page 535, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1250, Page 54, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED TWELVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($412,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorne's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is James Wyman Walden, Estate of Linda A Walden and Wyman Walden or a tenant or tenants and said property is more commonly known as 262 Jack Walker RD, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Linda A. Walden McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/grt 10/1/13 Our file no. 5485713-FT3 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 816 of the 11th District, 1st section of Lumpkin County, Georgia and being 10.00 acres, more or less, and being more particularly described according to Plat by Henry Grady Jarrard, registered land surveyor, dated June 29, 1976 and being recorded in Plat Book 4, Page 229, Lumpkin County, Georgia records. Said plat being incorporated herein and made a part hereof by reference. MR/grt 10/1/13 Our file no. 5485713 - FT3

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS to UNITED COMMUNITY BANK, dated June 5, 1998, recorded June 11, 1998, in Deed Book C20, Page 49, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated August 3, 2012, recorded in Deed Book 1223, Page 191, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS dated August 3, 2012, in the original principal amount of Thirty Three Thousand Four Hundred Fifty Seven and 02/100 ($33,457.02) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013, the following described property: All that tract or parcel of land lying and being in Land Lots 395 and 396 of the 12th District and 1st Section of Lumpkin County Georgia, containing 1.09 acres, more or less, as per a plat of survey prepared for Carlton and Jimmy Butler by Georgia Piedmont Ltd., Georgia Registered Surveyors, dated May 14, 1987, recorded in Plat Book 19, Page 40, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03538 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson (the "Grantor") to Regions Bank (the "Lender") dated September 6, 2002 and recorded September 11, 2002 in Deed Book Y29, Page 268, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated November 14, 2002 and recorded November 22, 2002 in Deed Book J30, Page 61, aforesaid records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated February 27, 2006 and recorded April 3, 2006 in Deed Book Q37, Page 172, aforesaid records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated February 27, 2006 made payable by Grantor in the maximum principal amount of $591,720.53, together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications, the "Note"); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013 (being October 1, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1147 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 5.537 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated February 12, 1997, prepared for Carl Bradley Anderson and Nathan Scott Anderson by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 170, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record. The above-described property is commonly known as 306 Crabapple Place, Dahlonega, Lumpkin County, Georgia 30533, according to the present system of numbering property in Lumpkin County, Georgia. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson and Ritchie Blain Anderson DBA Crabapple II Apartments (the "Grantors") to Regions Bank (the "Lender") dated April 29, 2002 and recorded May 1, 2002 in Deed Book G29, Page 165, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantors and Lender dated May 25, 2005 and recorded July 20, 2005 in Deed Book D36, Page 697, aforesaid records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated June 30, 2008 made payable by Grantors in the maximum principal amount of $318,654.20 (the "Note"), together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013 (being October 1, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1148 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 4.10 acres, more or less, and being more fully described and delineated as Tract "B" according to a Plat of Survey prepared September 14, 1989, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 21, Page 172, Lumpkin County Records and which is incorporated by reference herein. This is the same property which was conveyed to Carl Bradley Anderson and Ritchie Blain Anderson under a Warranty Deed from Hayward Anderson and Joyce Anderson dated December 1, 2000, which is recorded in Deed Book S-26, Pages 145-147, Lumpkin County Records. The property is conveyed along with and subject to the easement rights and reservations set out more fully in said deed. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the Grantors or a tenant or tenants claim through them are in possession of the property. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson and Ritchie Blain Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHARLES ELIAS JR AND ANNE MARIE ELIAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR CORNERSTONE LENDERS, LLC , dated 08/13/2008, and Recorded on 09/03/2008 as Book No. 1106 and Page No. 412-420, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $166,815.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in October, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1197 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 97, CONTAINING 1.12 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY OF UNIT 7 OF THE CHESTERRA SUBDIVISION, PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 13, PAGE 128, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). U.S. BANK NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. U.S. BANK NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, U.S. BANK NATIONAL ASSOCIATION may be contacted at: U.S. BANK NATIONAL ASSOCIATION, 4801 FREDERICA ST, OWENSBORO, KY 42301, 855-698-7627. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 434 PINE TRAIL, DAHLONEGA, GEORGIA 30533 is/are: CHARLES ELIAS JR AND ANNE MARIE ELIAS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK NATIONAL ASSOCIATION as Attorney in Fact for CHARLES ELIAS JR AND ANNE MARIE ELIAS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120090100648 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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CITATION

GEORGIA, LUMPKIN COUNTY

ESTATE NO. 2013-GM-92

RE: PETITION OF ASHLEY THOMAS FOR TEMPORARY LETTERS OF GUARDIANSHIP OF CHARLIE REYNOLDS, A MINOR DATE OF SECOND PUBLICATION: September 25, 2013

To Chuck Reynolds You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or to the appointment of the petitioners as temporary guardians, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioners as guardians, or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael Chastain PROBATE JUDGE By Shelley Wilson PROBATE CLERK 325 Riley Road, Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE OF CHANGE OF CORPORATE NAME

Notice is given that Amended and Restated Articles of Incorporation which will change the name of Camp Glisson, Inc. to North Georgia Camp and Retreat Ministries, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Non-Profit Corporation Code. The registered office of the corporation is located at 690 Camp Glisson Road, Dahlonega, Georgia, 30533.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Patricia Ann Robinson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 29th day of August, 2013. Bonnie Jean Robinson 105 West Circle Dahlonega, GA 30533

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STATE OF GEORGIA FULTON COUNTY

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from Glory Uluocha to Tower Financial Services, Inc., dated August 17, 2007, filed for record September 04, 2007, and recorded in Deed Book 1062, Page 317, Lumpkin County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated August 17, 2007, in the original principal sum of Three Hundred Ninety Eight Thousand Eighty and 00/100 Dollars ($398,080.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Tower Financial Services, Inc., 3490 Piedmont Road NE, Suite 1450, Atlanta, Georgia, 30305, 404-262-7367. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold as the property of Glory Uluocha, (subject to a prior deed to secure debt in favor of Tower Financial Services, Inc. dated August 17, 2007, recorded in Deed Book 1062, Page 317, aforesaid Records), to the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt. Attorney-in-Fact for Glory Uluocha Solomon & Jeffries LLP Jeffrey M. Solomon, Esq. 3490 Piedmont Road NE Suite 1450 Atlanta, Georgia 30305 EXHIBIT "A" Legal Description All that tract or parcel of land lying and being in Land lot 784 of the 12th District, 1st Section of Lumpkin County, Georgia, and being more particularly described as follows: To find the true point of beginning, commence at the southeast corner of Land Lot 784; thence North 86 degrees 22 minutes 28 seconds West a distance of 1059.69 feet to the TRUE POINT OF BEGINNING; thence North 78 degrees 13 minutes 17 seconds West a distance of 194.15 feet to a rebar found; thence North 00 degrees 00 minutes 00 seconds East a distance of 176.07 feet to a rebar found along the southern boundary of Oak Grove Road; thence North 72 degrees 46 minutes 20 seconds East along the southern right of way of Oak Grove Road a distance of 190.35 feet to a rebar set; thence South 01 degree 44 minutes 15 seconds East a distance of 272.20 feet to a rebar set and the POINT OF BEGINNING, as shown on that plat of Survey for Glory Uluocha by GEOImage, LLC, John T. Gaston (G.R.P.L.S. 2821), dated August 13, 2007 and being more particularly described as 879 Oak Grove Road according to the present system of numbering houses in Dahlonega, Lumpkin County, Georgia, together with all easement of record.

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APPLICATION FOR BEER/WINE LICENSE

Susan Forester has applied with the Dahlonega City Council for a Beer/Wine License for Smiley's Tavern located at 132B Legion Road, Dahlonega, Georgia 30533.

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NOTICE OF INCORPORATION

Notice is given that the articles of incorporation that will incorporate The Way, The Truth and The Light Community Center have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 280 Bridgestone Way, Dahlonega GA, 30533 and its initial registered agent at such address is Susan L Zimmerman.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Jay Toler and Gail Toler to Midtown Bank & Trust Company, dated November 17, 2006, recorded on January 23, 2007 in Deed Book 1023, Page 633, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Company, Inc. the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of Two Hundred Fifty-Five Thousand and 00/100 DOLLARS ($255,000.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on October 1, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being inn Land Lot 44, North half of 13th District, 1st Section, Lumpkin County, Georgia; being Lot 32, containing 5.819 acres, as per plat recorded at Plat Book 1, Page 35, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Less & Except All that tract or parcel of land lying and being in Deed Book 37, Page 496. Said property is known as 405 Deer Lane, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold as the property of Jeffrey Jay Toler and Gail Toler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jeffrey Jay Toler and Gail Toler or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, CitiMortgage, Inc., is as follows: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O`Fallon, MO 63368, 866-880-5730. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. CitiMortgage, Inc. successor by merger with ABN AMRO Mortgage Company, Inc. as Attorney in Fact for Jeffrey Jay Toler and Gail Toler Morris|Hardwick|Schneider, LLC 1303 Hightower Trail, Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application which will be heard by the Dahlonega Planning & Zoning Commission on Monday, October 14, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, November 4, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Sara White for rezoning of 1.249 acres from R1 to B1 to allow for commercial use. Property ID. Tax Map D07 Parcel 023 Property location: 338 North Chestatee Street.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application which will be heard by the Dahlonega Planning & Zoning Commission on Thursday, October 3, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, October 7, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Fieldale Farms, Inc. for variance/conditional use to be allowed to use existing property for a Cold Pack Facility. Zoning: R1 Acreage:10.47 Property ID. Tax Map 81 Parcel 014 Property location: 3541 South Chestatee. 1

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega is proposing to amend the Zoning Ordinance to allow Bed & Breakfast/Hotel/Motel in the B1 zoning district. The amendment will be heard by the Dahlonega Planning & Zoning Commission on Monday, October 14, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, November 4, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jerome Anthony Massey and Kimberly Lynne Massey to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, its successors and assigns dated November 12, 2002 in the amount of $170,000.00, and recorded in Deed Book I30, Page 449, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2013, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 898, 11th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Precision Land Services, Georgia Registered Land Surveyor, dated: May 18, 1999 and as per said plat, the property contains 1.18 acres, more or less, the subject plat being of record in Cabinet One, Slide 32, Plat 38B, Lumpkin County Records. said plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. which has the property address of 89 Cedar Mountain Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Jerome Anthony Massey and Kimberly Lynne Massey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Branch Banking and Trust Co. PO Box 2067 Greenville, SC 29602-2067 Phone Number: 800-827-3722. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Branch Banking and Trust Company Attorney in Fact for Jerome Anthony Massey and Kimberly Lynne Massey McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates: 09-04-2013, 09-11-2013, 09-18-2013, 09-25-2013 File No. 13-02457 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia

Re:Estate of Stephen Brent Waters, Deceased

Estate No-2013-LA-85

Darlene R. Waters has petitioned to be appointed Administrator of the estate of Stephen Brent Waters, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before September 30, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Michael Kelly Goodwin, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 10th day of September 2013 Karon Gerchman Executor/Administrator 3990 Pointe Vecchio Circle Cumming GA 30041

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NOTICE

In the Superior Court of Lumpkin County State of Georgia In re: Marlie Sue Marlow, minor child Civil Action File No: 13-CV-415-RG Georgia, Lumpkin County Notice is hereby given that Miranda Lauren Clawson, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 10th day of September, 2013, praying for a change in the name of the minor child from Marlie Sue Marlow to Marlie Sue Clawson. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Stroud P. Stacy Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE FOR SERVICE BY PUBLICATION

Petition for Name Change of a Minor Child Filed on September 10, 2013 Service by Publication ordered on September 11, 2013

To: Brandon Payne The above-styled Petition to Change the Name of Marlie Sue Marlow was filed by Miranda Lauren Clawson on September 10, 2013. By Order dated September 11, 2013, this Court ordered that service of process upon you be had by publication, all as provided by law. You are hereby required to file with the Clerk of this Court and to serve upon Petitioner's attorney, Stroud P. Stacy at P. O. Box 610, Dahlonega, Georgia 30533, a response to the Petition within sixty (60) days from the date of the Order for service by publication as set forth above. Witness the Honorable Raymond George, Judge of the Superior Court of Lumpkin County, Georgia. This 11th day of September, 2013. by: Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE OF SALE

GEORGIA, LUMPKIN COUNTY

Because of the default in the payment of a note executed by Osage Financial Corporation secured by a deed to secure debt executed by Osage Financial Corporation to J. Bob Pickelsimer and Virginia Pickelsimer dated May 9, 2001, and recorded in the Clerk's Office of Lumpkin County, Georgia, in Deed Book M27, pages 255-260, last transferred and assigned to J. Bob Pickelsimer, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in October, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 896, 12th DISTRICT, 1st SECTION, CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY M. C. WICHT, GEORGIA REGISTERED LAND SURVEYOR, DATED AUGUST 12, 1985: AND AS PER SAID PLAT, THE PROPERTY BEING LOT 3, LAUREL HILL HEIGHTS. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 12, PAGE 202, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS OF RECORD. To the best knowledge and belief of the undersigned, the physical address of the above described property is 65 LAUREL HEIGHTS, DAHLONEGA, GA. 30533. Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said deed to secure debt. This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property. Said property will be sold as the property of Osage Financial Corporation, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt. J. Bob Pickelsimer, as Attorney in fact for Osage Financial Corporation Angela Clark, Attorney at Law P.O. Box 611 Dahlonega, GA 30533

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated June 9, 2009, executed by Pamela Goode to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Vision Mortgage Resources, Inc., recorded in Deed Book 1134, Page 698, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $205,500.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in October, 2013, to-wit: October 1, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 126 of the 11th District, originally Hall now Lumpkin County, Georgia, consisting of 1.505 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 28 of the Laurel Forest Subdivision on a plat of survey dated October 31, 2003, revised November 6, 2003, prepared by Richard J. Webb, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 94, Plats 76-78, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record. The aforedescribed real property is also known as 63 Lake Laurel Court, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of PAMELA GOODE A/K/A PAMELA B. GOODE and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for PAMELA GOODE David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Paulette Georgette Bowden, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 9th day of September, 2013 Melani Hull, Administrator Po Box 773 Murrayville GA 30564

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: RICHARD DAVID LANGLOIS Petitioner

CIVIL ACTION FILE NO. 13-CV-414-MM

NOTICE OF NAME CHANGE Georgia, Lumpkin County Notice is hereby given that Richard David Langlois, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 10th day of September, 2013, praying for a change in name of the petitioner from Richard David Langlois to Richard David Moore. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Richard David Langlois Petitioner Rita Harkins, Clerk of Superior Court Lumpkin County, Georgia

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ronald C. Treadaway, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for Regions Bank d/b/a Regions Mortgage, and its successors and assigns dated October 22, 2009, and recorded in Deed Book 1145, Page 204, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Regions Bank DBA Regions Mortgage by Assignment, securing a Note in the original principal amount of $114,048.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 1, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 465 AND 466, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 12 OF ROYAL OAKS SUBDIVISION, RECORDED IN PLAT CABINET 1, SLIDE 81, PAGES 10-12, LUMPKIN COUNTY, GEORGIA RECORDS. Said property is known as 184 Royal Oaks Lane, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Ronald C. Treadaway, Jr., successor in interest or tenant(s). Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Ronald C. Treadaway, Jr. File no. 12-035613 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/CH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

gpn11

STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Vicky Ann Keeton to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company Lenders Corporation dated November 17, 2006, and recorded in Deed Book 1193, Page 626, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to DLJ Mortgage Capital, Inc by Assignment, securing a Note in the original principal amount of $270,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 1, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1042 OF THE 11TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING TRACT 24-A OF RANCH MOUNTAIN ESTATES F/K/A TRAHLYTA TRACE SUBDIVISION AS DESCRIBED IN PLAT BOOK 22, PAGE 34 OF THE LUMPKIN COUNTY, GEORGIA CLERK OF THE SUPERIOR COURT RECORDS, BEING 2.5 ACRES AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE SOUTHERN LINE OF LAND LOT 1042 AND RUNNING THENCE NORTHWESTERLY 535.51 FEET ALONG THE RIGHT OF WAY OF TRAILYTA TRACE PLACE RUNNING THENCE SOUTH 54 DEGREES, 28 MINUTES, 07 SECONDS EAST A DISTANCE OF 185.21 FEET TO AN IRON PIN FOUND AND THE TRUE POINT OF BEGINNING, RUNNING THENCE NORTH 73 DEGREES, 19 MINUTES, 57 SECONDS WEST , A DISTANCE OF 309.27 FEET TO AN IRON PIN FOUND, RUNNING THENCE NORTH 16 DEGREES, 38 MINUTES, 47 SECONDS EAST, A DISTANCE OF 359.26 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 81 DEGREES, 14 MINUTES, 18 SECONDS EAST, A DISTANCE OF 67.79 FEET TO A IRON PIN FOUND, RUNNING THENCE SOUTH 82 DEGREES, 15 MINUTES, 16 SECONDS EAST, A DISTANCE OF 57.98 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 89 DEGREES 21 MINUTES, 12 SECONDS EAST, A DISTANCE OF 58.05 FEET TO AN IRON PIN FOUND, RUNNING THENCE NORTH 89 DEGREES, 37 MINUTES, 01 SECOND EAST, A DISTANCE 78.20 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 09 DEGREES, 13 MINUTES, 30 SECONDS WEST, A DISTANCE OF 420.07 FEET TO THE POINT OF BEGINNING, AS SHOWN ON THAT PLAT OF SURVEY PREPARED FOR VICKY KEETON PREPARED TECHNICAL LAND SURVEYORS, INC D/B/A RICHARD WEBB & ASSOCIATES DATED FEBRUARY 28, 2005 Said property is known as 105 Ranch Mountain Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Vicky Ann Keeton, successor in interest or tenant(s). DLJ Mortgage Capital, Inc as Attorney-in-Fact for Vicky Ann Keeton File no. 13-041240 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/AB HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
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Legals (10-9-13)
Oct 15, 2013 | 6540 views | 0 0 comments | 458 458 recommendations | email to a friend | print
gpn11

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Danny Rollins and Selina Rollins to Mortgage Electronic Registration Systems, Inc. as nominee for Decision One Mortgage Company, LLC dated 7/14/2005 and recorded in Deed Book E-36 Page 382, Lumpkin County, Georgia records; as last transferred to or acquired by U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7, conveying the after-described property to secure a Note in the original principal amount of $ 121,600.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 114, 13TH DISTRICT 1ST SECTION, LUMPKIN COUNTY, GEORGIA, CONTAINING 1.017 ACRES, MORE OR LESS, AND BEING KNOWN AS TRACT #1-A, ACCORDING TO THAT PLAT OF SURVEY, DATED MAY 31, 1996, PREPARED BY MICHAEL S. KELLEY, GEORGIA REGISTERED LAND SURVEYOR, AND RECORDED IN PLAT BOOK 30, PAGE 177, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 939 Blackburn Road, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Danny Rollins and Selina Rollins or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. U.S. Bank National Association, as Trustee for Credit Suisse First Boston Mortgage Securities Corp., Home Equity Asset Trust 2005-7, Home Equity Pass-Through Certificates, Series 2005-7 as agent and Attorney in Fact for Danny Rollins and Selina Rollins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498879A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498879A

gpn11

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Phyllis Johnson and Thomas Johnson to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc. dated 4/15/2008 and recorded in Deed Book 1091 Page 365, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 168,490.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 99, 1st District, Lumpkin County, Georgia, containing 1.02 acres, and being shown as Tract "A" on a plat of survey for Jerry Dean Ayers, dated October 8, 1997 by Frederick F. Kaufman, Georgia Registered Land Surveyor #1774, and being more particularly described as follows: ??To find the True Point of Beginning, begin at a point located at the common corner of Land Lots 109, 100, 99 and 110, thence South 01 degrees 08 minutes 31 seconds West a distance of 833.22 feet to a 1/2" rebar; thence South 01 degrees 08 minutes 31 seconds West a distance of 200.62 feet to a 1/2" rebar located on the northerly side of the right of way of Norman Bell Road (80 foot right of way); thence South 68 degrees 06 minutes 28 seconds East a distance of 43.33 feet to a point; which point is the True Point of Beginning; from the True Point of Beginning thus established, proceed North 19 degrees 12 minutes 01 seconds West a distance of 59.03 feet to a point; thence North 01 degrees 08 minutes 31 seconds East a distance of 157.71 feet to a point; thence South 80 degrees 33 minutes 49 seconds East a distance of 229.79 feet to a 1/2" rebar; thence South 11 degrees 41 minutes 57 seconds West a distance of 218.77 feet to a point located on the northerly side of the 80 foot right of way of Norman Bell Road; thence North 80 degrees 21 minutes 45 seconds West a distance of 88.33 to a point; thence North 73 degrees 18 minutes 06 seconds West a distance of 82.44 feet to a point; which is the True Point of Beginning. Also, conveyed herewith is an easement for ingress and egress to subject property from Norman Bell Road across Tract "B" which easement is more particularly shown on said plat of survey, a copy of which is attached as Exhibit "B" on Warranty Deed recorded in Deed Book K 36, Page 50 and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 311 Norman Bell Road, Murryville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Phyllis Johnson and Thomas Johnson or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Phyllis Johnson and Thomas Johnson Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667500197A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667500197A

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Curtis L. Smith and Annie L. Smith to Mortgage Electronic Registration Systems, Inc. as nominee for Security Atlantic Mortgage Co. Inc. dated 2/9/2009 and recorded in Deed Book 1124 Page 521, LUMPKIN County, Georgia records; as last transferred to or acquired by BANK OF AMERICA, N.A., conveying the after-described property to secure a Note in the original principal amount of $ 183,150.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 1060 of the 12th Land District and 1st Section of Lumpkin County, Georgia consisting of 2.09 acres, more or less, according to plat of survey prepared April 29, 1995 by Michael L. Soupin, R.L.S. and recorded in Plat Book 28, page 69, Lumpkin County, Georgia records; Said plat and the record thereof being incorporated herein by reference for a more complete description. **FOR INFORMATIONAL PURPOSES ONLY** The improvements thereon being known as No. 3018 Morrison Moore Pkwy E, Dahlonega, GA 30533. Being the same property, which by Deed dated June 12, 2007 and recorded June 26, 2007 among the Land Records of Lumpkin County, Georgia in Book 1049, Page 250, was granted and conveyed by Whitney Shanti Lynn Smith, by Curtis L. Smith and Annie L. Smith, conservator for the estate of Whitney Shanti Lynn Smith unto Whitney Shanti Lynn Smith, Curtis L. Smith and Annie L. Smith. PARCEL ID NO: 077-081 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 3018 Morrison Moore Parkway East, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Curtis L. Smith and Annie L. Smith or tenant or tenants. Bank of America is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Bank of America Home Loan Assistance Dept. 7105 Corporate Drive Plano, TX 75024 (800) 846-2222 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. BANK OF AMERICA, N.A. as agent and Attorney in Fact for Curtis L. Smith and Annie L. Smith Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1016-667497856A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1016-667497856A

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Sheri S. Fields and Ricky A. Fields to Mortgage Lenders Network USA, Inc. dated 5/2/2002 and recorded in Deed Book I-29 Page 40, LUMPKIN County, Georgia records; as last transferred to or acquired by LNV Corporation, conveying the after-described property to secure a Note in the original principal amount of $ 225,250.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of LUMPKIN County, Georgia, within the legal hours of sale on November 05, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: TRACT 1: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED LAND SURVEYOR, DATED JANUARY 29, 1998: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 3.338 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT CABINET ONE, SLIDE 12, PAGE 36B, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE.TRACT 2: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 514, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY SOLAR LAND SURVEYING COMPANY, GEORGIA REGISTERED LAND SURVEYORS, DATED JUNE 17, 1995 AND AS PER SAID PLAT, THE PROPERTY CONTAINS 2.00 ACRES, MORE OR LESS, THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 28, PAGE 111, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO ANY EASEMENTS OF RECORDS OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 289 Pathfinder Lane, Dahlonega, GA 30533 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Sheri S. Fields and Richard A. Fields or tenant or tenants. LNV Corporation is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. LNV Corporation Loss Mitigation Department 1 Corporate Center Drive, Suite 360 Lake Zurich, IL 60047 1-888-395-3997 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. LNV Corporation as agent and Attorney in Fact for Sheri S. Fields and Ricky A. Fields Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1072-3064A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1072-3064A

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NOTICE OF FORECLOSURE SALE UNDER POWER

LUMPKIN COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Christopher K. Carroll to Mortgage Electronic Registration Systems, Inc. as nominee for SunTrust Mortgage, Inc., dated December 29, 2009, and recorded in Deed Book 1151, Page 273, Lumpkin County, Georgia Records, as last transferred to SunTrust Mortgage, Inc. by assignment recorded on November 21, 2012 in Book 1299 Page 683 in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Thirty-Seven Thousand Four Hundred Sixty-Four and 0/100 dollars ($137,464.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 122 of the 1st District, originally Habersham, now Lumpkin, County, Georgia, and being labeled as Lot 16, containing 2.35 acres, more or less, per a plat of survey prepared for Winters Mountain by Bakkum-Deloch and Associates, Georgia Registered Surveyors, dated March 27, 1987, recorded in Plat Book 18, Page 51, Lumpkin County, Georgia Records. Said plat being incorporated herein by reference and made a part of this description. And also: All that tract or parcel of land lying and being in Land Lot 122 of the 1st District, originally Habersham, now Lumpkin County, Georgia, consisting of 1.664 acres, more or less, and being designated as Lot 17A, Containing 1.118 acres, more or less, and Lot 17C, containing 0.546 acres, more or less, Winters Mountain Subdivision, as per plat recorded in Plat Book 27, Page 24, Lumpkin County, Georgia Records. Said plat being incorporated herein by reference and made a part of this description. This property is subject to Restrictive Covenants recorded in Deed Book R6, Page 163, Lumpkin County Records, and is subject to the Road Maintenance Agreement recorded in Deed Book R6, Page 159, aforesaid records. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer can be contacted at (800) 443-1032 - Loss Mitigation Dept., or by writing to PO Box 27767, Richmond, Virginia 23261, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Christopher Kalil Carroll or tenant(s); and said property is more commonly known as 117 Hillstream Drive, Dahlonega, GA 30533. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. SunTrust Mortgage, Inc. as Attorney in Fact for Christopher K. Carroll. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 13-05378

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeremy Furlong to JPMorgan Chase Bank, N.A., dated August 17, 2007, recorded in Deed Book 1065, Page 172, Lumpkin County, Georgia Records, as last transferred to Federal National Mortgage Association by assignment recorded in Deed Book 1243, Page 756, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED NINETY-FOUR THOUSAND FOUR HUNDRED AND 0/100 DOLLARS ($194,400.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in November, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 44, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Douglas R. Sherrill, Georgia Registered Land Surveyor, dated December 6, 2006; and as per said plat, the property is more particularly described as Lot 8, The subject plat being of record I plat cabinet one, Slide 140, Page 200, Lumpkin County, Georgia Records. Said plat is hereby incorporated by reference. Also conveyed herein is an easement for ingress and egress over Wild Deer Trace and Deer Lane as shown on the above reference plat of survey. Subject property is conveyed subject to the following restrictive covenants: 1) Stick built single family residences only with a minimum of 1600 square feet to heated space. No mobile homes of any types shall be allowed. 2) Exterior of all residences and any out building to be covered with wood siding. Any other exterior siding must be approved in writing by developer prior to placement of siding on the structure 3) No poultry houses or commercial breeding facilities shall be allowed on any portion of subject property This conveyance is made subject to easements for public roads and utilities now in use This conveyance is made subject to any easements of records or easements located on the property above described The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Seterus, Inc. holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association. Seterus, Inc. can be contacted at 888-917-3094 or by writing to 14523 S.W. Millikan Way Suite 200, Beaverton, OR 97005, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy Furlong or a tenant or tenants and said property is more commonly known as 216 Wild Deer Trace, Dawsonville, Georgia 30534. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Federal National Mortgage Association as Attorney in Fact for Jeremy Furlong Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/wd1 11/5/13 Our file no. 1368413-FT1

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by David A Steffes aka David Steffes to Bank of America, N.A., dated July 20, 2007, recorded in Deed Book 1057, Page 570, Lumpkin County, Georgia Records, as last transferred to M&T Bank by assignment recorded in Deed Book 1208, Page 415, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-THREE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($153,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. M&T Bank is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: M&T Bank, P.O. Box 1288, Buffalo, NY 14240, 800-724-1633. To the best knowledge and belief of the undersigned, the party in possession of the property is David Steffes or a tenant or tenants and said property is more commonly known as 60 Trahlyta Trail, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. M&T Bank as Attorney in Fact for David A Steffes aka David Steffes McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/crp1 11/5/13 Our file no. 5532512-FT8 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 856, 12th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Michael Stewart Kelley, Georgia Registered Land Surveyor, dated August 2, 1995: and as per said plat, the property contains 0.704 acres, more or less, the subject plat being of record in Plat Book 28, Page 142, Lumpkin County records. Said plat is hereby incorporated by reference. Also conveyed herewith is an easement for access, ingress, and egress, and the installation of utilities over and upon the driveways depicted on the subject property connecting the subject property with a publicly maintained road. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. Tax ID #: D01 011 By fee simple deed from Garrett S. Wade and Amy S. Wade to David Steffes as set forth in Deed Book W31, Page 383, dated 7/18/2003 and recorded on 7/22/2003, Lumpkin County Records. The source deed as stated above is the last record of vesting filed for this property. There have been no vesting changes since the date of the above referenced source. MR/crp1 11/5/13 Our file no. 5532512 - FT8

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Jeremy D Crane and Jessi J Crane to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, its successors and asssigns, dated March 24, 2009, recorded in Deed Book 1126, Page 216, Lumpkin County, Georgia Records, as last transferred to Branch Banking and Trust Company by assignment to be recorded in the Office of the Clerk of Superior Court of Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED EIGHTY THOUSAND AND 0/100 DOLLARS ($180,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in November, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Branch Banking and Trust Company is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Branch Banking & Trust Company, 301 College Street, PVN #101729, Greenville, SC 29601, 800-827-3722. To the best knowledge and belief of the undersigned, the party in possession of the property is Jeremy D Crane and Jessi J Crane or a tenant or tenants and said property is more commonly known as 6503 Dawsonville Hwy, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Branch Banking and Trust Company as Attorney in Fact for Jeremy D Crane and Jessi J Crane McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/crp1 11/5/13 Our file no. 5658013-FT8 EXHIBIT "A" BUYER JEREMY D CRANE and JESSI J CRANE FILE NO 0910420D ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 42 OF THE 12TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONTAINING 2 00 ACRES AS PER PLAT OF SURVEY PREPARED BY JEREMY D KELLEY SURVEYING, GRL #2313, SAID PLAT DATED 12/20/2006, AND RECORDED IN CABINET ONE, SLIDE 143, PAGE 51A, LUMPKING COUNTY, GEORGIA RECORDS WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE MR/crp1 11/5/13 Our file no. 5658013 - FT8

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Alexander G. Povilaitis Jr. and Kimberly P. Povilaitis to Pine State Mortgage Corproation dated June 5, 1998, and recorded in Deed Book G20, Page 18, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Wells Fargo Bank, N.A. by Assignment, securing a Note in the original principal amount of $76,150.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 5, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 91 OF THE 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 218, BELL CREEK SUBDIVISION, UNIT ONE, AS PER PLAT RECORDED IN PLAT BOOK 8, PAGE 177, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF LUMPKIN COUNTY, GEORGIA, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. Said property is known as 218 Signal Ridge, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Kimberly P. Povilaitis, Alexander G. Povilaitis, Jr., and The Estate of Alexander G. Povilaitis, Jr., successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Alexander G. Povilaitis Jr. and Kimberly P. Povilaitis File no. 13-043286 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/KLM HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Anna Balboni and Gerardo M. Balboni, III to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Express Corp. its successors and assigns dated August 18, 2006 in the amount of $99,000.00, and recorded in Deed Book 1003, Page 147, Lumpkin County, Georgia Records; as last transferred to Bank of America, N.A. by assignment; the undersigned, Bank of America, N.A. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 632 in the 5th District, 1st Section of Lumpkin County, Georgia, consisting of 10 (ten) acres, more or less and being more fully described and delineated according to a plat of survey prepared April 24, 1979, by Beallo-Mundy and Associates, Georgia Registered Surveyer, which is recorded in Plat Book 7, Pafe 271, Lumpkin County, Georgia Records, which is incorporated by reference herein, Less and Except that certain 5.80 acre tract that was conveyed to Elizabeth Mincey under a Warranty Deed dated April 30, 1984, which is recorded in Deed Book R-4, Page 565, Lumpkin County Records, and Less and Except that certain 1.53 acre tract that conveyed was conveyed to John W. Clark and Helen E. Clark under a Warranty Deed, dated April 4, 1991, which is recorded in Deed Book W-9, Page 162-163,Lumpkin County Records. which has the property address of 32 Harvest Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Anna Balboni and Gerardo M. Balboni, III or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Bank of America, N.A. Home Loan Assistance Dept. Plano, TX 75024 Phone Number: (800) 669-6650. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Bank of America, N.A. Attorney in Fact for Anna Balboni and Gerardo M. Balboni, III McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 13-02737 /FNMA/lseymore THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Bobby Gene Hunter, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 23rd day of September, 2013 Regina Harrison Hunter Executor 430 Lost Place Dahlonega GA 30533

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from BOBBY L. ROBINSON and SHEILA J. ROBINSON to UNITED COMMUNITY BANK, dated August 8, 2011, recorded August 26, 2011, in Deed Book 1193, Page 12, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from BOBBY L. ROBINSON; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 448 of the 15th District, 1st Section of Lumpkin County, Georgia, consisting of 1.998 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated June 15, 2006; prepared for John Crawford by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 138, Plat 158-A, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement being 20 feet in width, for ingress, egress and the installation of all necessary utilities running along and with that existing roadway known as Hide Away Road to Coppermine Road. This easement runs along and with the southern boundary of the above described property and then through the property of Birdie Mae H. Edge. Reference is made to that Grant of Easement from Birdie Mae H. Edge recorded in Deed Book 1011, Pages 509-510, Lumpkin County, Georgia Records. And All that tract or parcel of land lying and being in Land Lot 448, 15th District, 1st Section, Lumpkin County, Georgia, being designated as Tract "B" containing 0.50 acres, more or less, as shown on a plat of survey for John R. Crawford, III and Sheila K. Ricketts Crawford by Michael Stewart Kelly GRLS, of Kelley Surveying dated April 15, 1996, revised August 6, 2008 and being more particularly described as follows: To find the point of beginning, commence at a ½ inch pipe found at the intersection of Land Lots 442, 443, 446 and 447, thence N 86-57-19 W 498.36 feet to a point, and the True Point of Beginning; thence S 03-02-41 W 82.87 feet to a point, thence S 57-07-59 W 50.85 feet to a point, thence N 86-57-19 W 122.71 feet to a point, thence S 32-45-09 W 31.13 feet to a point, thence N 61-47-05 W 16.03 feet to a point, thence N 03-02-41 E to an iron pin set, thence S 86-57-19 E 193.83 feet to a point and the True Point of Beginning. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is BOBBY L. ROBINSON and SHEILA J. ROBINSON or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for BOBBY L. ROBINSON and SHEILA J. ROBINSON L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03567

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TRADE NAME REGISTRATION

Georgia, Lumpkin County Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of JOERN SEIGIES which affidavit states that he, Joern Seigies and Ann Carolyn Seigies, 19 Pierces Pond Road, Murrayville GA 30564, are owners and conducting a business of Agriculture, operating under the trade name of BRAMBERI FARM AND GARDENS Witness my official signature and seal of the Superior Court this 25th day of September, 2013 Rita Harkins Clerk of Superior Court

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHARLES ELIAS JR AND ANNE MARIE ELIAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR CORNERSTONE LENDERS, LLC , dated 08/13/2008, and Recorded on 09/03/2008 as Book No. 1106 and Page No. 412-420, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $166,815.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1197 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 97, CONTAINING 1.12 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY OF UNIT 7 OF THE CHESTERRA SUBDIVISION, PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 13, PAGE 128, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). U.S. BANK NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. U.S. BANK NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, U.S. BANK NATIONAL ASSOCIATION may be contacted at: U.S. BANK NATIONAL ASSOCIATION, 4801 FREDERICA ST, OWENSBORO, KY 42301, 855-698-7627. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 434 PINE TRAIL, DAHLONEGA, GEORGIA 30533 is/are: CHARLES ELIAS JR AND ANNE MARIE ELIAS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK NATIONAL ASSOCIATION as Attorney in Fact for CHARLES ELIAS JR AND ANNE MARIE ELIAS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120090100648 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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NOTICE

Please take notice that the City of Dahlonega Historic Preservation Commission has received the following applications which will be heard on Wednesday, October 16, 2013 at 6:00 p.m. This meeting will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Masonic Lodge for Certificate of Appropriateness to install cornerstone on the Masonic Lodge building. Property address: 59 East Main St. Property is zoned CBD Central Business Historic District. Property ID Tax Map D11-40. Application submitted by Tony Owens for amendment to Certificate of Appropriateness to change from a single hung door to a double hung door. Property address: 262 East Main St. Property is zoned DBD Central Business Historic District. Property ID Tax Map D11-65

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by DANAE BETZER AND KENNETH BETZER to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR METRO BROKERS FINANCIAL INC. , dated 06/25/2003, and Recorded on 08/04/2003 as Book No. 231 and Page No. 46-55, LUMPKIN County, Georgia records, as last assigned to JPMORGAN CHASE BANK, N.A. (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $132,800.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 113, 1ST DISTRICT OF ORIGINALLY HALL, NOW LUMPKIN COUNTY, GEORGIA, CONTAINING 1.46 ACRES, MORE OR LESS, AS PER PLAT OF SURVEY PREPARED BY BURNS L. JEFFRIES, RLS, DATED JUNE 17, 2003, AND RECORDED IN PLAT BOOK 1-89, PAGE 174, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE FOR A MORE COMPLETE AND ACCURATE DESCRIPTION.BEING THE SAME PROPERTY CONVEYED BY GRANT P. CARMICHAEL AND MARY M. CARMICHAEL TO PAMELA B. CARMICHAEL AND THOMAS CARMICHAEL ON JANUARY 18, 1994 AND RECORDED IN DEED BOOK B13, PAGE 215, LUMPKIN COUNTY, GEORGIA RECORDS CONSISTING OF 1.5596 ACRES. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). JPMORGAN CHASE BANK, N.A. holds the duly endorsed Note and is the current assignee of the Security Deed to the property. JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with JPMORGAN CHASE BANK, N.A. (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, JPMORGAN CHASE BANK, NATIONAL ASSOCIATION may be contacted at: JPMORGAN CHASE BANK, NATIONAL ASSOCIATION, 3415 VISION DRIVE, COLUMBUS, OH 43219, 866-550-5705. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 116 HOLLY LANE, DAHLONEGA, GEORGIA 30533 is/are: DANAE BETZER AND KENNETH BETZER or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. JPMORGAN CHASE BANK, N.A. as Attorney in Fact for DANAE BETZER AND KENNETH BETZER. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120187400101 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Cameron James Fullerton deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 17th day of September, 2013. Daniel James Fullerton, Administrator 4540 Pisgah Road Cumming, GA 30028

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of George A. Maxin, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 20th day of September, 2013. Jean M. Maxin, Executor 25 Woods-n-Water Drive Mount Dora, FL 32757

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Timothy Moore Singleton, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 19th day of September, 2013. Martha A. Singleton, Executor 2103 Cavender Creek Road Dahlonega, GA 30533

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NOTICE OF INTENT TO INCORPORATE

Notice is given that Articles of Incorporation which will incorporate DOGSTUFF DEPOT, INC. will be delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation will be located at 1162 Rocktree Road, Dahlonega, Lumpkin County, Georgia, 30533. The initial registered agent of the corporation at such address shall be Cordula Maring-Teichmann. Lisa M. Gable Robertson & Gable, LLC 5875 Peachtree Industrial Blvd., Suite 170 Norcross GA 30092 770-736-5182

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in that certain Security Deed given by Gerardo M. Balboni to RBC Centura Bank now known as RBC Bank (USA), dated June 27, 2007 and filed June 28, 2007, recorded in Deed Book 1049, Page 721-732, Lumpkin County, Georgia Records, later transferred by merger to PNC Bank, National Association, conveying the after-described property to secure a Promissory Note in the original principal amount of Fifty six thousand five hundred and fifty dollars no cents ($56,550.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on Tuesday November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 377 of the 5th Land District, First Section, of Lumpkin County, Georgia, being all of Tract 3 (containing 6.10 acres on Nimblewell Church Road) as shown on that plat for Steve Smith recorded in Plat Cabinet 1 Slide 132 Page 28 of the Lumpkin County, Georgia Deed Records to which said plat reference is made for a more detailed description. This is a portion of the property conveyed to Stephen R. Smith and Amber R. Smith recorded in Deed Book J-37, Pages 669-670 of the Lumpkin County, Georgia Deed Records. Said property is conveyed together with and subject to all easements, covenants and restrictions of record, if any. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Promissory Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Gerardo M. Balboni or a tenant or tenants and said property is more commonly known as Lot 3 Nimblewell Church Road, Dahlonega, GA 30533. In compliance with Georgia law, please find below the contact information for the entity who has authority to negotiate, amend, and modify the terms of the loan documents which may include a note, mortgage, security deed or deed to secure debt. PNC Bank, N.A. Loss Mitigation Department 3232 Newmark Drive Miamisburg, OH 45342 Phone: 888-224-4702 Fax: 855-288-3974 The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. PNC Bank, National Association, as Attorney in Fact for Gerardo M. Balboni By: Andrew D. Gleason Attorney for PNC Bank, National Association Lefkoff, Rubin, Gleason & Russo, P.C. 5555 Glenridge Connector Suite 900 Atlanta, Georgia 30342 (404)869-6900 (404)869-6909 (fax)

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ginger L. Meade to Wells Fargo Bank, N.A. dated August 4, 2006, and recorded in Deed Book 1000, Page 94, Lumpkin County Records, securing a Note in the original principal amount of $71,379.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 5, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 94, 13TH DISTRICT, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY FARLEY-COLLINS ASSOCIATES, GEORGIA REGISTERED LAND SURVEYOR, DATED NOVEMBER 9, 1983, LAST REVISED NOVEMBER 12, 1984: AND AS PER SAID PLAT, THE PROPERTY CONTAINS 1.11 ACRES, MORE OR LESS, BEING MORE PARTICULARLY DESCRIBED AS LOT 5 OF THE CAIN BRIDGE HEIGHTS SUBDIVISION. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 13, PAGE 49, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE SUBJECT TO EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE SUBJECT TO AND TOGETHER WITH ANY EASEMENTS OF RECORD OR EASEMENTS LOCATED ON THE PROPERTY ABOVE DESCRIBED OR ACCESSING THE ABOVE DESCRIBED PROPERTY. Said property is known as 211 Cain Bridge Heights, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Ginger L. Meade, successor in interest or tenant(s). Wells Fargo Bank, N.A. as Attorney-in-Fact for Ginger L. Meade File no. 13-042913 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/KLM HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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AUCTION

Armored Mini Storage 5361 Long Branch Rd. Dahlonega, GA 30533 706-867-7534 fax 706-867-7534 Broome, Greg D103 Brown, Jennifer, G194 Miles, Richard L., J254 Sale date: Saturday, October 12, 2013, at 10 a.m.

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NOTICE OF REFERENDUM TO THE QUALIFIED VOTERS OF LUMPKIN COUNTY SCHOOL DISTRICT, GEORGIA

NOTICE IS HEREBY GIVEN that on the 5th day of November, 2013, a special election will be held at the regular polling places in all the election districts of Lumpkin County at which time there will be submitted to the qualified voters of Lumpkin County for their determination the question of whether a special sales and use tax for educational purposes of one percent shall continue to be levied, imposed and collected on all sales and uses in Lumpkin County for a period of time not to exceed twenty (20) calendar quarters and for the purpose of raising not more than $19,500,000 of net proceeds by said tax, which shall go to the School District for the purpose of (i) adding to, renovating, repairing, improving, equipping, and demolishing existing school buildings and school system facilities, including, but not limited to, roofing, HVAC and physical education/athletic facilities and fields; (ii) acquiring new computer hardware and software; (iii) acquiring miscellaneous new equipment, fixtures, and furnishings for the school district, including, but not limited to, safety and security equipment; (iv) acquiring school buses and transportation and maintenance equipment and facilities; (v) acquiring, constructing and equipping new buildings and facilities useful and desirable; (vi) acquiring land; and (vii) purchasing textbooks, the maximum amount sales and use tax proceeds to be spent on projects (i) through (vii) shall not exceed $19,500,000. The ballots to be used at such referendum shall have written or printed thereon substantially the following: _____ Yes _____ No Shall a special one percent sales and use tax for educational purposes be imposed in Lumpkin County for a period not to exceed twenty (20) calendar quarters and for the purpose of raising not more than $19,500,000 of net proceeds by said tax, which shall go to the School District for the purpose of (i) adding to, renovating, repairing, improving, equipping, and demolishing existing school buildings and school system facilities, including, but not limited to, roofing, HVAC and physical education/athletic facilities and fields; (ii) acquiring new computer hardware and software; (iii) acquiring miscellaneous new equipment, fixtures, and furnishings for the school district, including, but not limited to, safety and security equipment; (iv) acquiring school buses and transportation and maintenance equipment and facilities; (v) acquiring, constructing and equipping new buildings and facilities useful and desirable; (vi) acquiring land; and (vii) purchasing textbooks, the maximum amount sales and use tax proceeds to be spent on projects (i) through (vii) shall not exceed $19,500,000. The several places for holding said referendum shall be at the regular and established voting precincts of the election districts of Lumpkin County, Georgia, and the polls will be open from 7:00 a.m. to 7:00 p.m. on the date fixed for the referendum. All polling places will be open. Pursuant to Official Code of Georgia Annotated § 21-2-224(b) the registration deadline for this special election shall be at the close of business on the fifth Monday prior to the date of the special election or, if such Monday is a legal holiday, by the close of business on the following business day. The last day to register to vote in this referendum shall be October 7, 2013, through 5:00 p.m. Mail voter registration applications must be postmarked on or before October 7, 2013. This notice is given pursuant to a resolution of the Lumpkin County Board of Education adopted on July 22, 2013. This 10th day of September, 2013. s/Ashley Peck Election Superintendent, Lumpkin County Board of Elections

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA, COUNTY OF LUMPKIN.

By virtue of the power of sale contained in that certain Deed to Secure Debt from Darrell Cook and Jacqueline Cook to Ruby Nell Hall and filed for record in Deed Book R-37, Pages 375-379, Lumpkin County Records, having been given to secure a Note dated April 6, 2006, in the original principal sum of Five Hundred Seventy-Five Thousand and no/100s Dollars ($575,000.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, as well as all other obligations, debts, liabilities, plus interest thereon, of Grantors to Lender, there will be sold by the undersigned at public outcry to the highest bidder for cash before the courthouse door at Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the property described in the Exhibit "A" attached hereto. This property located at 437 Rider Mill Rd, Dahlonega, GA 30533. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to all outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), and matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning or land use ordinances, restrictions, covenants, and matters of record superior to the Deed to Secure Debt first set out above. The sale will be conducted subject to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code. To the best knowledge and belief of the undersigned, the party in possession of the property is Darrell Cook and Jacqueline Cook. Ruby Nell Hall has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor. Ruby Nell Hall may be contacted through her attorney, Joy L. Edelberg, Horne & Edelberg, P.C., PO Box 37, Dahlonega, GA 30533, 706-864-7303. Ruby Nell Hall Attorney-in-Fact for Darrell Cook and Jacqueline Cook Horne & Edelberg, P.C. Attorneys at Law P. O. Box 37 Dahlonega, Georgia 30533 706-864-7303 Exhibit "A" All that tract or parcel of land lying and being in Land Lot 294 and 337 of the12th District and 1st Section of Lumpkin County, Georgia consisting of 26.02 acres, more or less, and being described as follows: Beginning on the east and west original line, said point being where the east and west original line of Land Lot 294 intersects with Etowah River; thence east along and with said original line192.5 feet to a point where said original line intersections with Jay Bridge Road; thence South 5 degrees 15 minutes east 135 feet; thence south 15 degrees 30 minutes east 127 feet; thence South 1 degree West 247 feet; thence South 27 degrees 30 minutes East 97 feet; thence South 55 degrees 30 minutes East 253 feet; thence South 86 degrees West 106 feet; thence South 72 degrees West 94 feet; thence North 76 degrees West 76 feet; thence North 18 degrees West 35 feet; thence North 89 degrees 30 minutes West 79 feet; thence north 25 degrees 30 minutes West 72 feet; thence 56 degrees West 99 feet; thence North 64 degrees West 178 feet; thence North 88 degrees 30 minutes West 153 feet; thence South 63 degrees West 263 feet; thence North 62 degrees West 78 feet; thence South 35 degrees West 160 feet; thence south 28 degrees West 107 feet; thence South 88 degrees West 101 feet; thence South 63 degrees West 64 feet to a point where said line intersects with the Etowah River; thence North 43 degrees West 266 feet; thence North 63 degrees West 88 feet; thence North 34 degrees West 195 feet; thence north 56 degrees 30 minutes West 382 feet; thence south 80 degrees West 268 feet; thence North 3 degrees West 112 feet; thence North 44 degrees East 110 feet; thence North 11 degrees East 107 feet to a point where said line intersects with the original line and which point is the point of beginning. The above stated description is taken from a plat made by James D. Barrett, Lumpkin County Surveyor, dated February 28, 1968. The above described property is conveyed subject to rights of upper and lower riparian owners in and to the waters of the Etowah River and the natural flow thereof, free from diminution and pollution. Conveyed by QUIT CLAIM only is all that tract or parcel of land lying and being in Land Lots 294 and 337 of the 12th District, 1st Section of Lumpkin County, Georgia shown as 28.314 acres, more or less on that certain plat of survey prepared for Linda K. Caruthers & Ruby Nell Hall by W.T. Dunahoo, GRLS, and dated December 14, 1989.

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NOTICE TO DEBTORS AND CREDITORS

All creditors of the Estate of Harold Dean Seitz, deceased, late of Lumpkin County, Georgia, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me. This 13th day of September. Harold Stanley Seitz and Joyce Seitz Hutcheson, Co-Executors c/o Roger J. Bauer, Attorney P.O. Box 67 Dahlonega, GA 30533

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NOTICE OF SALE UNDER POWER

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By virtue of the power of sale contained in that certain Security Deed from JAMES E. BATES, JR. and ROSEMARY BATES to FIRST GEORGIA BANKING COMPANY, dated the 4th day of June, 2008, and recorded in Deed Book 1098 at Page 259, in the Records of the Clerk of Superior Court, Lumpkin County, as re-recorded to place the notary signature in the appropriate block at Deed Book 1103, Page 252, aforesaid records, as modified by that certain Modification Agreement - Security Deed from JAMES E. BATES JR. and ROSEMARY BATES to CERTUSBANK, N.A. dated February 6, 2012, recorded at Deed Book 1207, Page 648, aforesaid records (the "Security Deed"), as assigned to CertusBank, N.A. by virtue of that certain Assignment of Security Instrument/Deed of Trust/Security Deed or Mortgage, from the Federal Deposit Insurance Corporation acting as receiver for First Georgia Banking Company, dated November 29, 2012, recorded at Deed Book 1235, Page 69, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1095 OF THE 12th DISTRICT, 1st SECTION OF LUMPKIN COUNTY AND BEING LOT 1027 OF BIRCH RIVER SUBDIVISION N/K/A ACHASTA, UNIT 10, AND AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY REOCRDED AT CABINET ONE, SLIDE 115, PLAT 82-87, LUMPKIN COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CertusBank, N.A., 100 Tom Reeve Drive, Carrollton, Georgia 30117. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is James E. Bates, Jr. and Rosemary Bates, or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CERTUSBANK, N.A. Attorney-in-Fact for James E. Bates, Jr. and Rosemary Bates Alissa Cummo, Esq. MAHAFFEY PICKENS TUCKER, LLP 1550 North Brown Road Suite 125 Lawrenceville, Georgia 30043 (770) 232-0000

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by John M. Hampton and Debra J. Hampton to Bank of America, N.A. dated June 18, 2010 in the amount of $148,430.00, and recorded in Deed Book 1164, Page 379, Lumpkin County, Georgia Records; as last transferred to Nationstar Mortgage LLC by assignment; the undersigned, Nationstar Mortgage LLC pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: The following described land, situate, lying and being in the County of Lumpkin, State of Georgia, to wit: All that tract or parcel of land lying and being in Land Lots 224 and 225 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 1.538 acres, more or less, together with all improvements located thereon, and being more particularly set out as Parcel 1 on a plat of survey dated October 8, 1997, revised April 13, 1998, prepared for Robert Grizzle by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Slide Cabinet 1, Slide 15, Page 86A, Lumpkin County, Georgia Records, and is incorporated herein by reference for a more detailed description, being improved property having a House thereon commonly known as 22 Swiftwaters Road, Dahlonega, Georgia, according to the present system of numbering houses in Lumpkin County, Georgia. Also conveyed herein is a perpetual, non-exclusive easement Twenty foot in width along and with Swift Water Lake leading to Georgia Highway 52 West. For Informational Purposes Only the Property Address is: 22 Swiftwaters Road, Dahlonega, GA 30533 Reference#: 220784160 City: Tax Parcel ID: 031 018 Block: Lot: which has the property address of 22 Swiftwaters Rd, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): John M. Hampton and Debra J. Hampton or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Nationstar Mortgage, LLC 2501 S State Hwy 121, Bldg. 1 Lewisville, TX 75067 Phone Number: (888) 850-9398, ext. 3705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Nationstar Mortgage LLC Attorney in Fact for John M. Hampton and Debra J. Hampton McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 13-03767 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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STATE OF GEORGIA

COUNTY of LUMPKIN

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from KEVIN S. DANIEL and VIRGINIA S. DANIEL to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. dated March 14, 2008, filed for record March 24, 2008, and recorded in Deed Book 1087, Page 122, LUMPKIN County, Georgia Records, as last transferred to CITIMORTGAGE, INC. by assignment recorded in Deed Book 1245, Page 753, LUMPKIN County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated March 14, 2008 in the original principal sum of FOUR HUNDRED TWELVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($412,500.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at LUMPKIN County, Georgia, within the legal hours of sale on the first Tuesday in November, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. To the best of the knowledge and belief of the undersigned, the party in possession of the property is KEVIN S. DANIEL and VIRGINIA S. DANIEL or a tenant or tenants. Said property is more commonly known as: 246 NUCKOLLS LANE, DAWSONVILLE, GA 30534. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is CITIMORTGAGE, INC., 5280 CORPORATE DR, FREDERICK, MD 21703-8351; (866) 272-4749. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Said property will be sold as the property of KEVIN S. DANIEL and VIRGINIA S. DANIEL. CITIMORTGAGE, INC. As Attorney-in-Fact for KEVIN S. DANIEL VIRGINIA S. DANIEL Phelan Hallinan & Jones, LLC 303 Perimeter Center North, Suite 800 Atlanta, GA 30346 Telephone: 770-393-4300 Fax: 770-393-4310 PH # 15685 This law firm is acting as a debt collector. Any information obtained will be used for that purpose. EXHIBIT A ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 85 OF THE 13TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, LOT 34, PARKS RIDGE SUBDIVISION, AS PER PLAT RECORDED IN PLAT CABINET 1, SLIDE 82, PAGES 32A-38, LUMPKIN COUNTY RECORDS, SAID PLAT BEING INCORPORATED HEREIN BY REFERENCE THERETO. OUR FILE NUMBER: 0000492NGA08

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NOTICE OF FORECLOSURE SALE UNDER POWER

LUMPKIN COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Khrista Lee Keys to Union Planters Bank, N.A., dated February 24, 2003, and recorded in Deed Book W30, Page 346, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Seventy Thousand Fifty and 0/100 dollars ($70,050.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 436 of the 5th District, 1st Section of Lumpkin County, Georgia, being 1.00 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated December 28, 1998, prepared for Vernon Grizzle by J.A. Page, Jr., Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide, 24, Plat 80B, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. Together with that certain housing unit which was formerly personal but is now permanently annexed and affixed to the above described land as a permanent improvement, and all rights there unto appertaining. This property is conveyed subject to all easements for roads and utilities in use or of record. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer can be contacted at (800) 748-9498 - Loss Mitigation Dept, or by writing to 605 S. Perry, P.O. Box 5640, Montgomery, Alabama 36102-5640, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Khrista Lee Keys or tenant(s); and said property is more commonly known as 1075 Jess Grizzle Road, Dahlonega, GA 30533. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Regions Bank successor by merger to Union Planters Bank, N.A. successor by merger with Union Planters Mortgage, Inc. as Attorney in Fact for Khrista Lee Keys. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 13-17735

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IN THE PROBATE COURT

COUNTY OF LUMPKIN STATE OF GEORGIA

Re: ESTATE OF MARIE E. KREBS, DECEASED ESTATE NO. 2013-PS-106 PETITION BY PERSONAL REPRESENTATIVE FOR WAIVER OF BOND AND/OR GRANT OF CERTAIN POWERS NOTICE Michael K. Krebs has petitioned for waiver of bond and/or for the grant of certain powers contained in O.C.G.A.§53-12-261 in regard to the above estate. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the court on or before November 4, 2013. All pleadings/objections must be signed before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections unless you qualify to file as indigent party. If any objections are filed, the petition may be denied or a hearing will be scheduled for a later date. If no objections are filed, the petition may be granted without a hearing. Given under my hand and official seal, the 4th day of October, 2013. Michael Chastain Judge of the Probate Court Issued by: Shelley Wilson Clerk of the Probate Court

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia

Re:Estate of Janice Turner Carpenter, Deceased Estate No-2013-LA-97 Allison Carpenter has petitioned to be appointed Administrator of the estate of Janice Turner Carpenter, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before October 21, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Lisa D. Odom and Phillip L. Odom to Regions Bank DBA Regions Mortgage dated September 28, 2006, and recorded in Deed Book 1008, Page 440, Lumpkin County Records, securing a Note in the original principal amount of $113,795.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, November 5, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being in Land Lot 377 of the 5th District, 1st Section of Lumpkin County, Georgia, consisting of 2.000 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated May 16, 2003 prepared for Barbara Greene by John T. Gaston, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 92, Plat 36B, Lumpkin County Records and is incorporated herein by reference for a more detailed description. Also conveyed herewith is a perpetual, non-exclusive easement for water service from the well located on adjacent property as stated on the above referenced plat of survey. Said easement shall run along and with the existing water lines, wherever they may lie, to the well and shall be 5 feet on either side of the water lines and around the well. This property is conveyed subject to perpetual, non-exclusive easements twenty feet in width along and with the two existing gravel drives which cross the subject property and provide access to the adjacent property as shown on the above referenced plat of survey. This property is conveyed subject to all easements for public roads and utilities in use or of record. Said property is known as 648 Nimblewill Church Road, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Lisa D. Odom and Phillip L. Odom, successor in interest or tenant(s). Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Lisa D. Odom and Phillip L. Odom File no. 12-027581 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/CH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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STATE OF GEORGIA COUNTY OF LUMPKIN

LOGIC AND ACCURACY TESTING PUBLIC NOTICE

Pursuant to O.C.G.A. § 21-2-379.6, notice is hereby given that the logic and accuracy testing and preparation of voting equipment to be used in the November 5, 2013 Special Election will begin at 9:00 am on October 2, 2013. Testing will continue until complete and is open to the public. Said testing and preparation will be conducted at the Lumpkin County Election & Voter Registration Office and the election equipment storage area in the basement of the library at 99 Courthouse Hill, Dahlonega, GA. Ashley Peck Lumpkin County Supervisor of Elections

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Lois G. Frechette, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 27th day of September, 2013. Frederick Frechette and Mary Frechette, Co-Executors of the Estate of Lois G. Frechette. Joy L. Edelberg, Horne & Edelberg, P.C. Post Office Box 37 Dahlonega, Georgia 30533

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill to JPMorgan Chase Bank, N.A. dated March 3, 2005 in the amount of $157,000.00, and recorded in Deed Book I 35, Page 658, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013 , during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land, lying and being in Land Lot 642 in the 12th District, 1st Section, of Lumpkin County, Georgia, consisting of 1.300 acres more or less, being Lot 5 of Martins Grove Subdivision, Phase Two, and being more fully described and delineated according to a plat of survey prepared August 29, 1996 by Michael S. Kelley, Georgia Registered Surveyor, which is recorded in Plat Book 30, Page 32, Lumpkin County, Georgia Records, which is incorporated by reference herein. which has the property address of 447 Alex Drive, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: JPMorgan Chase Bank, National Association 800 Brooksedge Blvd., Floor 2 Westerville, OH 43081 Phone Number: 866-550-5705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. JPMorgan Chase Bank, National Association Attorney in Fact for Lori Shayna Sherrill A/K/A Lori S. Sherrill and Douglas Ray Sherrill A/K/A Douglas R. Sherrill McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 11-07079 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF PETITION FOR ADOPTION

Notice is hereby given that Micah Scott Walker has filed a Petition for Adoption of a minor child, B.F.G., Lumpkin County Superior Court Case No.: 2012-AD-10-SG, filed on September 27th, 2012, praying for the adoption of the minor child. Notice is hereby given to the Putative Father, Casey Everett Gregg, commanding him to file with the Clerk of Superior Court of Lumpkin County any objection to said adoption within 60 days from September 5th, 2013.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Michael Kelly Goodwin, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 10th day of September 2013 Karon Gerchman Executor/Administrator 3990 Pointe Vecchio Circle Cumming GA 30041

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NOTICE

In the Superior Court of Lumpkin County State of Georgia

re: Marlie Sue Marlow, minor child Civil Action File No: 13-CV-415-RG Georgia, Lumpkin County Notice is hereby given that Miranda Lauren Clawson, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 10th day of September, 2013, praying for a change in the name of the minor child from Marlie Sue Marlow to Marlie Sue Clawson. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Stroud P. Stacy Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE FOR SERVICE BY PUBLICATION

Petition for Name Change of a Minor Child Filed on September 10, 2013

Service by Publication ordered on September 11, 2013

To: Brandon Payne

The above-styled Petition to Change the Name of Marlie Sue Marlow was filed by Miranda Lauren Clawson on September 10, 2013. By Order dated September 11, 2013, this Court ordered that service of process upon you be had by publication, all as provided by law. You are hereby required to file with the Clerk of this Court and to serve upon Petitioner's attorney, Stroud P. Stacy at P. O. Box 610, Dahlonega, Georgia 30533, a response to the Petition within sixty (60) days from the date of the Order for service by publication as set forth above. Witness the Honorable Raymond George, Judge of the Superior Court of Lumpkin County, Georgia. This 11th day of September, 2013. by: Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Paulette Georgette Bowden, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 9th day of September, 2013 Melani Hull, Administrator Po Box 773 Murrayville GA 30564

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TRADE NAME REGISTRATION

Georgia, Lumpkin County

Notice is hereby given that a trade name registration statement has been filed in this office, verified by affidavit of Jason McDaniel which affidavit states that he is the owner/operator of a business of SEPTIC PUMP REPAIR & INSTALLATION, operating under the trade name of RELIABLE ROOTER OF GEORGIA now being carried on at: 65 Greenwood Park Way Dawsonville, GA 30534 Witness my official signature and seal of the Superior Court this 23rd day of September, 2013 Rita Harkins Clerk of Superior Court

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REQUEST FOR VARIANCE FROM THE LAND DEVELOPMENT REGULATIONS OF LUMPKIN COUNTY

Al Cain is requesting a variance to the Section 26-249 (e) of the Land Development Regulations convert a non-residential structure into a third residential structure on a parcel located at 884 Old Dahlonega Hwy. This request will be heard by the Lumpkin County Planning Commission on October 14, 2013 at 6:00 pm at the Lumpkin County Administration Building located at 99 Courthouse Hill. Please enter building through the back door.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

By virtue of a Power of Sale contained in that certain Security Deed from RICHARD A. BROWN AND MELINDA B. BROWN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR W.J. BRADLEY MORTGAGE CAPITAL CORP., AN OREGON CORPORATION, dated June 23, 2009, recorded June 29, 2009, in Deed Book 1135, Page 634, Lumpkin County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Thousand Three Hundred Five and 00/100 dollars ($200,305.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Nationstar Mortgage LLC, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in November, 2013, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 463 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 57, BROOKWOOD SUBDIVISION, AS PER PLAT RECORDED IN PLAT CABINET ONE, SLIDE 139, PAGE 161, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN AND MADE A PART HEREOF BY REFERENCE. Said legal description being controlling, however the property is more commonly known as 121 BROOKWOODS LANE, DAHLONEGA, GA 30533. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed and Note. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is RICHARD A. BROWN AND MELINDA B. BROWN, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Nationstar Mortgage, LLC, Loss Mitigation Dept., 350 Highland Drive, Lewisville, TX 75076, Telephone Number: 888-850-9398 ext 3705. NATIONSTAR MORTGAGE LLC as Attorney in Fact for RICHARD A. BROWN AND MELINDA B. BROWN THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC, 3740 Davinci Court, Suite 150, Peachtree Corners, GA 30092 Telephone Number: (877) 813-0992 Case No. NAT-13-06080-0002 Ad Run Dates 10/09/2013, 10/16/2013, 10/23/2013, 10/30/2013 www.rubinlublin.com/property-listings.php

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Richard A. Durham and Cyndi N. Durham to Homeside Lending, Inc. dated February 28, 2002 in the amount of $91,000.00, and recorded in Deed Book Z-28, Page 97, Lumpkin County, Georgia Records; as last transferred to JPMorgan Chase Bank, National Association by assignment; the undersigned, JPMorgan Chase Bank, National Association pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in November, 2013, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 618 of the 12th District and 1st Section of Lumpkin County, Georgia, containing 1.51 acres as shown on a plat of survey recorded in Plat Book 18, Page 42, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. which has the property address of 184 Valley Brook Ln, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Richard A. Durham and Cyndi N. Durham or tenant or tenants and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: JPMorgan Chase Bank, National Association 800 Brooksedge Blvd., Floor 2 Westerville, OH 43081 Phone Number: 866-550-5705. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. JPMorgan Chase Bank, National Association Attorney in Fact for Richard A. Durham and Cyndi N. Durham McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates:10-09-2013, 10-16-2013, 10-23-2013, 10-30-2013 File No. 09-22154 /FNMA/kandrade THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: RICHARD DAVID LANGLOIS

Petitioner CIVIL ACTION FILE NO. 13-CV-414-MM

NOTICE OF NAME CHANGE

Georgia, Lumpkin County

Notice is hereby given that Richard David Langlois, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 10th day of September, 2013, praying for a change in name of the petitioner from Richard David Langlois to Richard David Moore. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Richard David Langlois Petitioner Rita Harkins, Clerk of Superior Court Lumpkin County, Georgia

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NOTICE OF SALE UNDER POWER

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. By virtue of the power of sale contained in that certain Security Deed from THOMAS A. STARK and DIANA H. STARK to FIRST GEORGIA BANKING COMPANY, dated the 30th day of May, 2008, and recorded in Deed Book 1098 at Page 269, in the Records of the Clerk of Superior Court, Lumpkin County, as re-recorded to place the notary signature in the appropriate block at Deed Book 1103, Page 244, aforesaid records (the "Security Deed"), as assigned to CertusBank, N.A. by virtue of that certain Receiver's Assignment of Loan Documents from the Federal Deposit Insurance Corporation acting as receiver for First Georgia Banking Company, dated May 20, 2011, recorded at Deed Book 1214, Page 328, aforesaid records, there will be offered for sale at public outcry to the highest bidder for cash before the Courthouse door of said County during the legal hours of sale on the first Tuesday in November, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1093 OF THE 12th DISTRICT, 1st SECTION OF LUMPKIN COUNTY AND BEING LOT 1006 OF BIRCH RIVER SUBDIVISION N/K/A ACHASTA, UNIT 10, AND AS MORE PARTICULARLY DESCRIBED ON THAT CERTAIN PLAT OF SURVEY REOCRDED AT CABINET ONE, SLIDE 115, PLAT 82-87, LUMPKIN COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, special assessments; all outstanding bills for public utilities which constitute liens upon said property; any rights of redemption, if applicable, by the United States of America, pursuant to 26 U.S.C. 7425(d)(1); and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: CertusBank, N.A., 100 Tom Reeve Drive, Carrollton, Georgia 30117. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument. To the best knowledge and belief of the undersigned, the party in possession of the property is Thomas A. Stark and Diana H. Stark, or a tenant or tenants. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. CERTUSBANK, N.A. Attorney-in-Fact for Thomas A. Stark and Diana H. Stark Alissa Cummo, Esq. MAHAFFEY PICKENS TUCKER, LLP 1550 North Brown Road Suite 125 Lawrenceville, Georgia 30043 (770) 232-0000

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NOTICE OF SALE UNDER POWER

STATE OF GEORGIA COUNTY OF LUMPKIN

Under and by virtue of the power of sale contained with that certain Security Deed dated June 7, 2004, from Tina Walden to Mortgage Electronic Registration Systems, Inc. as nominee for Primary Captial Advisors LC, recorded on June 7, 2004 in Deed Book W33 at Page 105, Lumpkin County, Georgia Records, having been last sold, assigned, transferred and conveyed to HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST by Assignment and said Security Deed having been given to secure a note dated June 7, 2004, in the amount of $258,400.00, said note being in default, the undersigned will sell at public outcry during the legal hours of sale before the door of the courthouse of Lumpkin County, Georgia, on November 5, 2013, the following described real property (hereinafter referred to as the "Property"): ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 979 AND 980 OF THE 12 DISTRICT AND 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, BEING ALL OF LOT 145, SKY COUNTRY PHASE 5, ACCORDING TO A PLAT OF SAME RECORDED AT PLAT CABINET 1, SLIDE 88, PLAT 148, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE DETAILED DESCRIPTION OF SUBJECT PROPERTY. The debt secured by the Security Deed and evidenced by the Note and has been, and is hereby, declared due and payable because of, among other possible events of default, failure to make the payments as required by the terms of the Note. The debt remaining is in default and this sale will be made for the purposes of paying the Security Deed, accrued interest, and all expenses of the sale, including attorneys' fees. Notice of intention to collect attorneys' fees has been given as provided by law. To the best of the undersigned's knowledge, the person(s) in possession of the property is/are Tina Walden. The property, being commonly known as 89 Misty Way, Dahlonega, GA 30533 in Lumpkin County, will be sold as the property of Tina Walden, subject to any outstanding ad valorem taxes (including taxes which are a lien and not yet due and payable), any matters affecting title to the property which would be disclosed by accurate survey and inspection thereof, and all assessments, liens, encumbrances, restrictions, covenants, and matters of record to the Security Deed. Pursuant to O.C.G.A.Section 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: Nationstar Mortgage, 350 Highland Drive, Lewisville, TX 75067, 469-549-3019 . The foregoing notwithstanding, nothing in O.C.G.A. Section 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under U.S. Bankruptcy code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Albertelli Law Attorney for HSBC BANK USA, NATIONAL ASSOCIATION, AS TRUSTEE FOR THE HOLDERS OF THE SARM 2004-12 TRUST as Attorney in Fact for Tina Walden 100 Galleria Parkway, Suite 960 Atlanta, GA 30339 Phone: (866) 690-0418 By: James E. Albertelli, Esq. For the Firm THIS FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. JEA - 13-118508 A-4417327 10/09/2013, 10/16/2013, 10/23/2013, 10/30/2013

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NOTICE OF FORECLOSURE SALE UNDER POWER

LUMPKIN COUNTY, GEORGIA

THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by William Gregory Wood and Kerry Jeannette Wood to SunTrust Mortgage, Inc., dated December 15, 2006, and recorded in Deed Book 1018, Page 692, Lumpkin County, Georgia Records, as last transferred to SunTrust Bank by assignment to be recorded, Lumpkin County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of One Hundred Sixteen Thousand and 0/100 dollars ($116,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, within the legal hours of sale on November 5, 2013, the following described property: All that tract or parcel of land lying and being in Land Lot 109 of the 13th District, 1st Section of Lumpkin County, Georgia, and being Lot 34 of Winfield Station Subdivision, as shown on a plat of survey for said subdivision by John T. Gatson, GRLS No. 2821, dated October 13, 2000 and recorded in Plat Cabinet 1, Slide 61, Page 16B, Lumpkin County, Georgia Records, which plat is incorporated herein and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Your mortgage servicer can be contacted at (800) 443-1032 - Loss Mitigation Dept, or by writing to PO Box 27767, Richmond, Virginia 23261, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is William Gregory Wood and Kerry Jeannette Wood or tenant(s); and said property is more commonly known as Lot 34 Winfield Station, Dawsonville, GA 30534. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. SunTrust Bank as Attorney in Fact for William Gregory Wood and Kerry Jeannette Wood. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 13-18079
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