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September 19, 2014
Legals (9-18-13)
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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Phyllis Johnson and Thomas Johnson to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc. dated 4/15/2008 and recorded in Deed Book 1091 Page 365, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 168,490.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on October 01, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 99, 1st District, Lumpkin County, Georgia, containing 1.02 acres, and being shown as Tract "A" on a plat of survey for Jerry Dean Ayers, dated October 8, 1997 by Frederick F. Kaufman, Georgia Registered Land Surveyor #1774, and being more particularly described as follows: To find the True Point of Beginning, begin at a point located at the common corner of Land Lots 109, 100, 99 and 110, thence South 01 degrees 08 minutes 31 seconds West a distance of 833.22 feet to a 1/2" rebar; thence South 01 degrees 08 minutes 31 seconds West a distance of 200.62 feet to a 1/2" rebar located on the northerly side of the right of way of Norman Bell Road (80 foot right of way); thence South 68 degrees 06 minutes 28 seconds East a distance of 43.33 feet to a point; which point is the True Point of Beginning; from the True Point of Beginning thus established, proceed North 19 degrees 12 minutes 01 seconds West a distance of 59.03 feet to a point; thence North 01 degrees 08 minutes 31 seconds East a distance of 157.71 feet to a point; thence South 80 degrees 33 minutes 49 seconds East a distance of 229.79 feet to a 1/2" rebar; thence South 11 degrees 41 minutes 57 seconds West a distance of 218.77 feet to a point located on the northerly side of the 80 foot right of way of Norman Bell Road; thence North 80 degrees 21 minutes 45 seconds West a distance of 88.33 to a point; thence North 73 degrees 18 minutes 06 seconds West a distance of 82.44 feet to a point; which is the True Point of Beginning. Also, conveyed herewith is an easement for ingress and egress to subject property from Norman Bell Road across Tract "B" which easement is more particularly shown on said plat of survey, a copy of which is attached as Exhibit "B" on Warranty Deed recorded in Deed Book K 36, Page 50 and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 311 Norman Bell Road, Murryville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Phyllis Johnson and Thomas Johnson or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Phyllis Johnson and Thomas Johnson Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498697A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498697A

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Mary Jo Scoggins and Hugh Scoggins to Mortgage Electronic Registration Systems, Inc., as nominee for Home America Mortgage, Inc. dated 8/25/2003 and recorded in Deed Book H32 Page 534, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 97,864.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on October 01, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 213, 226, AND 227 IN THE 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.015 ACRES, MORE OR LESS, BEING LOT 9, OF HICKORY RIDGE SUBDIVISION, ACCORDING TO A PLAT OF SURVEY PREPARED AUGUST 1, 1992, BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 26, PAGE 109, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE. THIS BEING THE SAME PROPERTY CONVEY TO ARTHUR D. MARTINSON AND LILLIAN P. MARTINSON UNDER A WARRANTY DEED FROM ZANE WELCHEL DATED AUGUST 10, 1996, WHICH IS RECORDED IN DEED BOOK M-16, PAGE 109, LUMPKIN COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 205 Hickory Ridge Court, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Hugh Scoggins and Mary Jo Scoggins or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Mary Jo Scoggins and Hugh Scoggins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498857A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498857A

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh to Mortgage Electronic Registration Systems, Inc. as nominee for First National Bank of Arizona, its successors and assigns, dated February 26, 2007, recorded in Deed Book 1034, Page 721, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1239, Page 401, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($213,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in October, 2013, the following described property: Parcel/Tax ID # 064309 All that tract or parcel of land lying and being in Land Lot 583 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 108 of Crooked Creek Subdivision, Phase II, as per plat thereof recorded in Plat Cabinet 1, slide 110, pages 186A and 187-195, Lumpkin County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record. Being the same property conveyed to Ronald R. Rairigh, Sr. and Brenda B. Rairigh, as JTWRS from Crooked Creek Builders by deed dated June 30, 2006, of record in Book 995, Page 68 in the records for Lumpkin County, GA. Being the same property previously conveyed to Crooked Creek Builders, LLC from MDR Development by deed dated December 6, 2004, of record n Book C37, Page 495 in the records for Lumpkin County, GA. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association ("Fannie Mae"). »JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald R. Rairigh, Sr. and Brenda B. Rairigh or a tenant or tenants and said property is more commonly known as 716 Crooked Creek Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/vb6 10/1/13 Our file no. 1968510-FT20

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Wesley Micah Porter to Mortgage Electronic Registration Systems, Inc., dated May 25, 2007, recorded in Deed Book 1044, Page 174, Lumpkin County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1121, Page 321, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND FIVE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($155,565.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative,  within the legal hours of sale on the first Tuesday in October, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. To the best knowledge and belief of the undersigned, the party in possession of the property is Wesley Micah Porter or a tenant or tenants and said property is more commonly known as 468 Gold Ridge Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Wesley Micah Porter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lm7 10/1/13 Our file no. 5169409-FT10 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, Being Lots 10 and 11 of Yellow Creek Estates Subdivision, as per Plat recorded in Plat Book 22, Page 9, and as shown on "Reconfigured" plats of record in Plat Cabinet ONE, Slide 117, Pages 128A and 128B, Lumpkin County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. MR/lm7 10/1/13 Our file no. 5169409 - FT10

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Linda A. Walden to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and assigns , dated February 6, 2007, recorded in Deed Book 1026, Page 535, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1250, Page 54, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED TWELVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($412,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorne's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is James Wyman Walden, Estate of Linda A Walden and Wyman Walden or a tenant or tenants and said property is more commonly known as 262 Jack Walker RD, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Linda A. Walden McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/grt 10/1/13 Our file no. 5485713-FT3 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 816 of the 11th District, 1st section of Lumpkin County, Georgia and being 10.00 acres, more or less, and being more particularly described according to Plat by Henry Grady Jarrard, registered land surveyor, dated June 29, 1976 and being recorded in Plat Book 4, Page 229, Lumpkin County, Georgia records. Said plat being incorporated herein and made a part hereof by reference. MR/grt 10/1/13 Our file no. 5485713 - FT3

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS to UNITED COMMUNITY BANK, dated June 5, 1998, recorded June 11, 1998, in Deed Book C20, Page 49, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated August 3, 2012, recorded in Deed Book 1223, Page 191, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS dated August 3, 2012, in the original principal amount of Thirty Three Thousand Four Hundred Fifty Seven and 02/100 ($33,457.02) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013, the following described property: All that tract or parcel of land lying and being in Land Lots 395 and 396 of the 12th District and 1st Section of Lumpkin County Georgia, containing 1.09 acres, more or less, as per a plat of survey prepared for Carlton and Jimmy Butler by Georgia Piedmont Ltd., Georgia Registered Surveyors, dated May 14, 1987, recorded in Plat Book 19, Page 40, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03538 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson (the "Grantor") to Regions Bank (the "Lender") dated September 6, 2002 and recorded September 11, 2002 in Deed Book Y29, Page 268, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated November 14, 2002 and recorded November 22, 2002 in Deed Book J30, Page 61, aforesaid records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated February 27, 2006 and recorded April 3, 2006 in Deed Book Q37, Page 172, aforesaid records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated February 27, 2006 made payable by Grantor in the maximum principal amount of $591,720.53, together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications, the "Note"); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013 (being October 1, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1147 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 5.537 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated February 12, 1997, prepared for Carl Bradley Anderson and Nathan Scott Anderson by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 170, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record. The above-described property is commonly known as 306 Crabapple Place, Dahlonega, Lumpkin County, Georgia 30533, according to the present system of numbering property in Lumpkin County, Georgia. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson and Ritchie Blain Anderson DBA Crabapple II Apartments (the "Grantors") to Regions Bank (the "Lender") dated April 29, 2002 and recorded May 1, 2002 in Deed Book G29, Page 165, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantors and Lender dated May 25, 2005 and recorded July 20, 2005 in Deed Book D36, Page 697, aforesaid records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated June 30, 2008 made payable by Grantors in the maximum principal amount of $318,654.20 (the "Note"), together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013 (being October 1, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1148 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 4.10 acres, more or less, and being more fully described and delineated as Tract "B" according to a Plat of Survey prepared September 14, 1989, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 21, Page 172, Lumpkin County Records and which is incorporated by reference herein. This is the same property which was conveyed to Carl Bradley Anderson and Ritchie Blain Anderson under a Warranty Deed from Hayward Anderson and Joyce Anderson dated December 1, 2000, which is recorded in Deed Book S-26, Pages 145-147, Lumpkin County Records. The property is conveyed along with and subject to the easement rights and reservations set out more fully in said deed. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the Grantors or a tenant or tenants claim through them are in possession of the property. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson and Ritchie Blain Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHARLES ELIAS JR AND ANNE MARIE ELIAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR CORNERSTONE LENDERS, LLC , dated 08/13/2008, and Recorded on 09/03/2008 as Book No. 1106 and Page No. 412-420, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $166,815.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in October, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1197 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 97, CONTAINING 1.12 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY OF UNIT 7 OF THE CHESTERRA SUBDIVISION, PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 13, PAGE 128, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). U.S. BANK NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. U.S. BANK NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, U.S. BANK NATIONAL ASSOCIATION may be contacted at: U.S. BANK NATIONAL ASSOCIATION, 4801 FREDERICA ST, OWENSBORO, KY 42301, 855-698-7627. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 434 PINE TRAIL, DAHLONEGA, GEORGIA 30533 is/are: CHARLES ELIAS JR AND ANNE MARIE ELIAS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK NATIONAL ASSOCIATION as Attorney in Fact for CHARLES ELIAS JR AND ANNE MARIE ELIAS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120090100648 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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CITATION

GEORGIA, LUMPKIN COUNTY

ESTATE NO. 2013-GM-92

RE: PETITION OF ASHLEY THOMAS FOR TEMPORARY LETTERS OF GUARDIANSHIP OF CHARLIE REYNOLDS, A MINOR DATE OF SECOND PUBLICATION: September 25, 2013

To Chuck Reynolds You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or to the appointment of the petitioners as temporary guardians, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioners as guardians, or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael Chastain PROBATE JUDGE By Shelley Wilson PROBATE CLERK 325 Riley Road, Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE OF CHANGE OF CORPORATE NAME

Notice is given that Amended and Restated Articles of Incorporation which will change the name of Camp Glisson, Inc. to North Georgia Camp and Retreat Ministries, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Non-Profit Corporation Code. The registered office of the corporation is located at 690 Camp Glisson Road, Dahlonega, Georgia, 30533.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Patricia Ann Robinson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 29th day of August, 2013. Bonnie Jean Robinson 105 West Circle Dahlonega, GA 30533

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STATE OF GEORGIA FULTON COUNTY

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from Glory Uluocha to Tower Financial Services, Inc., dated August 17, 2007, filed for record September 04, 2007, and recorded in Deed Book 1062, Page 317, Lumpkin County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated August 17, 2007, in the original principal sum of Three Hundred Ninety Eight Thousand Eighty and 00/100 Dollars ($398,080.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Tower Financial Services, Inc., 3490 Piedmont Road NE, Suite 1450, Atlanta, Georgia, 30305, 404-262-7367. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold as the property of Glory Uluocha, (subject to a prior deed to secure debt in favor of Tower Financial Services, Inc. dated August 17, 2007, recorded in Deed Book 1062, Page 317, aforesaid Records), to the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt. Attorney-in-Fact for Glory Uluocha Solomon & Jeffries LLP Jeffrey M. Solomon, Esq. 3490 Piedmont Road NE Suite 1450 Atlanta, Georgia 30305 EXHIBIT "A" Legal Description All that tract or parcel of land lying and being in Land lot 784 of the 12th District, 1st Section of Lumpkin County, Georgia, and being more particularly described as follows: To find the true point of beginning, commence at the southeast corner of Land Lot 784; thence North 86 degrees 22 minutes 28 seconds West a distance of 1059.69 feet to the TRUE POINT OF BEGINNING; thence North 78 degrees 13 minutes 17 seconds West a distance of 194.15 feet to a rebar found; thence North 00 degrees 00 minutes 00 seconds East a distance of 176.07 feet to a rebar found along the southern boundary of Oak Grove Road; thence North 72 degrees 46 minutes 20 seconds East along the southern right of way of Oak Grove Road a distance of 190.35 feet to a rebar set; thence South 01 degree 44 minutes 15 seconds East a distance of 272.20 feet to a rebar set and the POINT OF BEGINNING, as shown on that plat of Survey for Glory Uluocha by GEOImage, LLC, John T. Gaston (G.R.P.L.S. 2821), dated August 13, 2007 and being more particularly described as 879 Oak Grove Road according to the present system of numbering houses in Dahlonega, Lumpkin County, Georgia, together with all easement of record.

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APPLICATION FOR BEER/WINE LICENSE

Susan Forester has applied with the Dahlonega City Council for a Beer/Wine License for Smiley's Tavern located at 132B Legion Road, Dahlonega, Georgia 30533.

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NOTICE OF INCORPORATION

Notice is given that the articles of incorporation that will incorporate The Way, The Truth and The Light Community Center have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 280 Bridgestone Way, Dahlonega GA, 30533 and its initial registered agent at such address is Susan L Zimmerman.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Jay Toler and Gail Toler to Midtown Bank & Trust Company, dated November 17, 2006, recorded on January 23, 2007 in Deed Book 1023, Page 633, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Company, Inc. the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of Two Hundred Fifty-Five Thousand and 00/100 DOLLARS ($255,000.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on October 1, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being inn Land Lot 44, North half of 13th District, 1st Section, Lumpkin County, Georgia; being Lot 32, containing 5.819 acres, as per plat recorded at Plat Book 1, Page 35, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Less & Except All that tract or parcel of land lying and being in Deed Book 37, Page 496. Said property is known as 405 Deer Lane, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold as the property of Jeffrey Jay Toler and Gail Toler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jeffrey Jay Toler and Gail Toler or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, CitiMortgage, Inc., is as follows: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O`Fallon, MO 63368, 866-880-5730. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. CitiMortgage, Inc. successor by merger with ABN AMRO Mortgage Company, Inc. as Attorney in Fact for Jeffrey Jay Toler and Gail Toler Morris|Hardwick|Schneider, LLC 1303 Hightower Trail, Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application which will be heard by the Dahlonega Planning & Zoning Commission on Monday, October 14, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, November 4, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Sara White for rezoning of 1.249 acres from R1 to B1 to allow for commercial use. Property ID. Tax Map D07 Parcel 023 Property location: 338 North Chestatee Street.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application which will be heard by the Dahlonega Planning & Zoning Commission on Thursday, October 3, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, October 7, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Fieldale Farms, Inc. for variance/conditional use to be allowed to use existing property for a Cold Pack Facility. Zoning: R1 Acreage:10.47 Property ID. Tax Map 81 Parcel 014 Property location: 3541 South Chestatee. 1

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega is proposing to amend the Zoning Ordinance to allow Bed & Breakfast/Hotel/Motel in the B1 zoning district. The amendment will be heard by the Dahlonega Planning & Zoning Commission on Monday, October 14, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, November 4, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jerome Anthony Massey and Kimberly Lynne Massey to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, its successors and assigns dated November 12, 2002 in the amount of $170,000.00, and recorded in Deed Book I30, Page 449, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2013, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 898, 11th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Precision Land Services, Georgia Registered Land Surveyor, dated: May 18, 1999 and as per said plat, the property contains 1.18 acres, more or less, the subject plat being of record in Cabinet One, Slide 32, Plat 38B, Lumpkin County Records. said plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. which has the property address of 89 Cedar Mountain Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Jerome Anthony Massey and Kimberly Lynne Massey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Branch Banking and Trust Co. PO Box 2067 Greenville, SC 29602-2067 Phone Number: 800-827-3722. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Branch Banking and Trust Company Attorney in Fact for Jerome Anthony Massey and Kimberly Lynne Massey McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates: 09-04-2013, 09-11-2013, 09-18-2013, 09-25-2013 File No. 13-02457 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia

Re:Estate of Stephen Brent Waters, Deceased

Estate No-2013-LA-85

Darlene R. Waters has petitioned to be appointed Administrator of the estate of Stephen Brent Waters, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before September 30, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Michael Kelly Goodwin, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 10th day of September 2013 Karon Gerchman Executor/Administrator 3990 Pointe Vecchio Circle Cumming GA 30041

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NOTICE

In the Superior Court of Lumpkin County State of Georgia In re: Marlie Sue Marlow, minor child Civil Action File No: 13-CV-415-RG Georgia, Lumpkin County Notice is hereby given that Miranda Lauren Clawson, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 10th day of September, 2013, praying for a change in the name of the minor child from Marlie Sue Marlow to Marlie Sue Clawson. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Stroud P. Stacy Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE FOR SERVICE BY PUBLICATION

Petition for Name Change of a Minor Child Filed on September 10, 2013 Service by Publication ordered on September 11, 2013

To: Brandon Payne The above-styled Petition to Change the Name of Marlie Sue Marlow was filed by Miranda Lauren Clawson on September 10, 2013. By Order dated September 11, 2013, this Court ordered that service of process upon you be had by publication, all as provided by law. You are hereby required to file with the Clerk of this Court and to serve upon Petitioner's attorney, Stroud P. Stacy at P. O. Box 610, Dahlonega, Georgia 30533, a response to the Petition within sixty (60) days from the date of the Order for service by publication as set forth above. Witness the Honorable Raymond George, Judge of the Superior Court of Lumpkin County, Georgia. This 11th day of September, 2013. by: Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE OF SALE

GEORGIA, LUMPKIN COUNTY

Because of the default in the payment of a note executed by Osage Financial Corporation secured by a deed to secure debt executed by Osage Financial Corporation to J. Bob Pickelsimer and Virginia Pickelsimer dated May 9, 2001, and recorded in the Clerk's Office of Lumpkin County, Georgia, in Deed Book M27, pages 255-260, last transferred and assigned to J. Bob Pickelsimer, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in October, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 896, 12th DISTRICT, 1st SECTION, CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY M. C. WICHT, GEORGIA REGISTERED LAND SURVEYOR, DATED AUGUST 12, 1985: AND AS PER SAID PLAT, THE PROPERTY BEING LOT 3, LAUREL HILL HEIGHTS. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 12, PAGE 202, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS OF RECORD. To the best knowledge and belief of the undersigned, the physical address of the above described property is 65 LAUREL HEIGHTS, DAHLONEGA, GA. 30533. Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said deed to secure debt. This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property. Said property will be sold as the property of Osage Financial Corporation, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt. J. Bob Pickelsimer, as Attorney in fact for Osage Financial Corporation Angela Clark, Attorney at Law P.O. Box 611 Dahlonega, GA 30533

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated June 9, 2009, executed by Pamela Goode to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Vision Mortgage Resources, Inc., recorded in Deed Book 1134, Page 698, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $205,500.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in October, 2013, to-wit: October 1, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 126 of the 11th District, originally Hall now Lumpkin County, Georgia, consisting of 1.505 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 28 of the Laurel Forest Subdivision on a plat of survey dated October 31, 2003, revised November 6, 2003, prepared by Richard J. Webb, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 94, Plats 76-78, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record. The aforedescribed real property is also known as 63 Lake Laurel Court, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of PAMELA GOODE A/K/A PAMELA B. GOODE and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for PAMELA GOODE David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Paulette Georgette Bowden, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 9th day of September, 2013 Melani Hull, Administrator Po Box 773 Murrayville GA 30564

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: RICHARD DAVID LANGLOIS Petitioner

CIVIL ACTION FILE NO. 13-CV-414-MM

NOTICE OF NAME CHANGE Georgia, Lumpkin County Notice is hereby given that Richard David Langlois, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 10th day of September, 2013, praying for a change in name of the petitioner from Richard David Langlois to Richard David Moore. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Richard David Langlois Petitioner Rita Harkins, Clerk of Superior Court Lumpkin County, Georgia

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ronald C. Treadaway, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for Regions Bank d/b/a Regions Mortgage, and its successors and assigns dated October 22, 2009, and recorded in Deed Book 1145, Page 204, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Regions Bank DBA Regions Mortgage by Assignment, securing a Note in the original principal amount of $114,048.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 1, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 465 AND 466, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 12 OF ROYAL OAKS SUBDIVISION, RECORDED IN PLAT CABINET 1, SLIDE 81, PAGES 10-12, LUMPKIN COUNTY, GEORGIA RECORDS. Said property is known as 184 Royal Oaks Lane, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Ronald C. Treadaway, Jr., successor in interest or tenant(s). Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Ronald C. Treadaway, Jr. File no. 12-035613 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/CH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Vicky Ann Keeton to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company Lenders Corporation dated November 17, 2006, and recorded in Deed Book 1193, Page 626, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to DLJ Mortgage Capital, Inc by Assignment, securing a Note in the original principal amount of $270,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 1, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1042 OF THE 11TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING TRACT 24-A OF RANCH MOUNTAIN ESTATES F/K/A TRAHLYTA TRACE SUBDIVISION AS DESCRIBED IN PLAT BOOK 22, PAGE 34 OF THE LUMPKIN COUNTY, GEORGIA CLERK OF THE SUPERIOR COURT RECORDS, BEING 2.5 ACRES AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE SOUTHERN LINE OF LAND LOT 1042 AND RUNNING THENCE NORTHWESTERLY 535.51 FEET ALONG THE RIGHT OF WAY OF TRAILYTA TRACE PLACE RUNNING THENCE SOUTH 54 DEGREES, 28 MINUTES, 07 SECONDS EAST A DISTANCE OF 185.21 FEET TO AN IRON PIN FOUND AND THE TRUE POINT OF BEGINNING, RUNNING THENCE NORTH 73 DEGREES, 19 MINUTES, 57 SECONDS WEST , A DISTANCE OF 309.27 FEET TO AN IRON PIN FOUND, RUNNING THENCE NORTH 16 DEGREES, 38 MINUTES, 47 SECONDS EAST, A DISTANCE OF 359.26 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 81 DEGREES, 14 MINUTES, 18 SECONDS EAST, A DISTANCE OF 67.79 FEET TO A IRON PIN FOUND, RUNNING THENCE SOUTH 82 DEGREES, 15 MINUTES, 16 SECONDS EAST, A DISTANCE OF 57.98 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 89 DEGREES 21 MINUTES, 12 SECONDS EAST, A DISTANCE OF 58.05 FEET TO AN IRON PIN FOUND, RUNNING THENCE NORTH 89 DEGREES, 37 MINUTES, 01 SECOND EAST, A DISTANCE 78.20 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 09 DEGREES, 13 MINUTES, 30 SECONDS WEST, A DISTANCE OF 420.07 FEET TO THE POINT OF BEGINNING, AS SHOWN ON THAT PLAT OF SURVEY PREPARED FOR VICKY KEETON PREPARED TECHNICAL LAND SURVEYORS, INC D/B/A RICHARD WEBB & ASSOCIATES DATED FEBRUARY 28, 2005 Said property is known as 105 Ranch Mountain Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Vicky Ann Keeton, successor in interest or tenant(s). DLJ Mortgage Capital, Inc as Attorney-in-Fact for Vicky Ann Keeton File no. 13-041240 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/AB HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
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Legals (9-18-13)
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gpn11

NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Phyllis Johnson and Thomas Johnson to Mortgage Electronic Registration Systems, Inc., as nominee for American Mortgage Network, Inc. dated 4/15/2008 and recorded in Deed Book 1091 Page 365, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 168,490.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on October 01, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: All that tract or parcel of land lying and being in Land Lot 99, 1st District, Lumpkin County, Georgia, containing 1.02 acres, and being shown as Tract "A" on a plat of survey for Jerry Dean Ayers, dated October 8, 1997 by Frederick F. Kaufman, Georgia Registered Land Surveyor #1774, and being more particularly described as follows: To find the True Point of Beginning, begin at a point located at the common corner of Land Lots 109, 100, 99 and 110, thence South 01 degrees 08 minutes 31 seconds West a distance of 833.22 feet to a 1/2" rebar; thence South 01 degrees 08 minutes 31 seconds West a distance of 200.62 feet to a 1/2" rebar located on the northerly side of the right of way of Norman Bell Road (80 foot right of way); thence South 68 degrees 06 minutes 28 seconds East a distance of 43.33 feet to a point; which point is the True Point of Beginning; from the True Point of Beginning thus established, proceed North 19 degrees 12 minutes 01 seconds West a distance of 59.03 feet to a point; thence North 01 degrees 08 minutes 31 seconds East a distance of 157.71 feet to a point; thence South 80 degrees 33 minutes 49 seconds East a distance of 229.79 feet to a 1/2" rebar; thence South 11 degrees 41 minutes 57 seconds West a distance of 218.77 feet to a point located on the northerly side of the 80 foot right of way of Norman Bell Road; thence North 80 degrees 21 minutes 45 seconds West a distance of 88.33 to a point; thence North 73 degrees 18 minutes 06 seconds West a distance of 82.44 feet to a point; which is the True Point of Beginning. Also, conveyed herewith is an easement for ingress and egress to subject property from Norman Bell Road across Tract "B" which easement is more particularly shown on said plat of survey, a copy of which is attached as Exhibit "B" on Warranty Deed recorded in Deed Book K 36, Page 50 and made a part hereof by reference. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 311 Norman Bell Road, Murryville, GA 30564 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Phyllis Johnson and Thomas Johnson or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Phyllis Johnson and Thomas Johnson Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498697A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498697A

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NOTICE OF SALE UNDER POWER

LUMPKIN COUNTY

Pursuant to the Power of Sale contained in a Security Deed given by Mary Jo Scoggins and Hugh Scoggins to Mortgage Electronic Registration Systems, Inc., as nominee for Home America Mortgage, Inc. dated 8/25/2003 and recorded in Deed Book H32 Page 534, Lumpkin County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 97,864.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on October 01, 2013 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 213, 226, AND 227 IN THE 13TH DISTRICT, 1ST SECTION OF LUMPKIN COUNTY, GEORGIA, CONSISTING OF 1.015 ACRES, MORE OR LESS, BEING LOT 9, OF HICKORY RIDGE SUBDIVISION, ACCORDING TO A PLAT OF SURVEY PREPARED AUGUST 1, 1992, BY MICHAEL STEWART KELLEY, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 26, PAGE 109, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART HEREOF BY REFERENCE. THIS BEING THE SAME PROPERTY CONVEY TO ARTHUR D. MARTINSON AND LILLIAN P. MARTINSON UNDER A WARRANTY DEED FROM ZANE WELCHEL DATED AUGUST 10, 1996, WHICH IS RECORDED IN DEED BOOK M-16, PAGE 109, LUMPKIN COUNTY, GEORGIA RECORDS. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 205 Hickory Ridge Court, Dawsonville, GA 30534 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Hugh Scoggins and Mary Jo Scoggins or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Wells Fargo Bank, NA Loss Mitigation 3476 Stateview Boulevard Fort Mill, SC 29715 1-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Mary Jo Scoggins and Hugh Scoggins Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667498857A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667498857A

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh to Mortgage Electronic Registration Systems, Inc. as nominee for First National Bank of Arizona, its successors and assigns, dated February 26, 2007, recorded in Deed Book 1034, Page 721, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1239, Page 401, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of TWO HUNDRED THIRTEEN THOUSAND SEVEN HUNDRED FIFTY AND 0/100 DOLLARS ($213,750.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia within the legal hours of sale on the first Tuesday in October, 2013, the following described property: Parcel/Tax ID # 064309 All that tract or parcel of land lying and being in Land Lot 583 of the 12th District, 1st Section, Lumpkin County, Georgia, being Lot 108 of Crooked Creek Subdivision, Phase II, as per plat thereof recorded in Plat Cabinet 1, slide 110, pages 186A and 187-195, Lumpkin County, Georgia records, which recorded plat is incorporated herein by reference and made a part of this description. Subject to all easements and restrictions of record. Being the same property conveyed to Ronald R. Rairigh, Sr. and Brenda B. Rairigh, as JTWRS from Crooked Creek Builders by deed dated June 30, 2006, of record in Book 995, Page 68 in the records for Lumpkin County, GA. Being the same property previously conveyed to Crooked Creek Builders, LLC from MDR Development by deed dated December 6, 2004, of record n Book C37, Page 495 in the records for Lumpkin County, GA. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). JPMorgan Chase Bank, National Association holds the Note and Security Deed to the above-referenced property and services the above-referenced loan on behalf of the current owner of the loan: Federal National Mortgage Association ("Fannie Mae"). »JPMorgan Chase Bank, National Association can be contacted at 800-848-9136 or by writing to 7255 Baymeadows Way, Jacksonville, FL 32256, to discuss possible alternatives to foreclosure, and has the authority to negotiate, amend or modify the terms of the loan. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Ronald R. Rairigh, Sr. and Brenda B. Rairigh or a tenant or tenants and said property is more commonly known as 716 Crooked Creek Dr., Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Ronald R. Rairigh, Sr. and Brenda R. Rairigh aka Brenda B. Rairigh Johnson & Freedman, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 (770) 234-9181 www.jflegal.com MSP/vb6 10/1/13 Our file no. 1968510-FT20

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Wesley Micah Porter to Mortgage Electronic Registration Systems, Inc., dated May 25, 2007, recorded in Deed Book 1044, Page 174, Lumpkin County, Georgia Records, as last transferred to Countrywide Home Loans Servicing, LP by assignment recorded in Deed Book 1121, Page 321, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED FIFTY-FIVE THOUSAND FIVE HUNDRED SIXTY-FIVE AND 0/100 DOLLARS ($155,565.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative,  within the legal hours of sale on the first Tuesday in October, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, N.A., 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. To the best knowledge and belief of the undersigned, the party in possession of the property is Wesley Micah Porter or a tenant or tenants and said property is more commonly known as 468 Gold Ridge Road, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing, LP as Attorney in Fact for Wesley Micah Porter McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/lm7 10/1/13 Our file no. 5169409-FT10 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 102 of the 11th District, Lumpkin County, Georgia, Being Lots 10 and 11 of Yellow Creek Estates Subdivision, as per Plat recorded in Plat Book 22, Page 9, and as shown on "Reconfigured" plats of record in Plat Cabinet ONE, Slide 117, Pages 128A and 128B, Lumpkin County, Georgia records, which Plat is incorporated herein and made a part hereof by reference. MR/lm7 10/1/13 Our file no. 5169409 - FT10

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Linda A. Walden to Mortgage Electronic Registration Systems, Inc. as nominee for American Mortgage Network, Inc., its successors and assigns , dated February 6, 2007, recorded in Deed Book 1026, Page 535, Lumpkin County, Georgia Records, as last transferred to JPMorgan Chase Bank, National Association by assignment recorded in Deed Book 1250, Page 54, Lumpkin County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of FOUR HUNDRED TWELVE THOUSAND FIVE HUNDRED AND 0/100 DOLLARS ($412,500.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Lumpkin County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2013, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorne's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. JPMorgan Chase Bank, National Association is the holder of the Note and Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: JPMorgan Chase Bank, National Association, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. To the best knowledge and belief of the undersigned, the party in possession of the property is James Wyman Walden, Estate of Linda A Walden and Wyman Walden or a tenant or tenants and said property is more commonly known as 262 Jack Walker RD, Dahlonega, Georgia 30533. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. JPMorgan Chase Bank, National Association as Attorney in Fact for Linda A. Walden McCalla Raymer, LLC 1544 Old Alabama Road Roswell, Georgia 30076 www.foreclosurehotline.net MR/grt 10/1/13 Our file no. 5485713-FT3 EXHIBIT "A" All that tract or parcel of land lying and being in Land Lot 816 of the 11th District, 1st section of Lumpkin County, Georgia and being 10.00 acres, more or less, and being more particularly described according to Plat by Henry Grady Jarrard, registered land surveyor, dated June 29, 1976 and being recorded in Plat Book 4, Page 229, Lumpkin County, Georgia records. Said plat being incorporated herein and made a part hereof by reference. MR/grt 10/1/13 Our file no. 5485713 - FT3

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the power of sale contained in a Security Deed from ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS to UNITED COMMUNITY BANK, dated June 5, 1998, recorded June 11, 1998, in Deed Book C20, Page 49, Lumpkin County, Georgia records, as last modified by Modification of Security Deed dated August 3, 2012, recorded in Deed Book 1223, Page 191, Lumpkin County, Georgia records, said Security Deed being given to secure a Note from ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS dated August 3, 2012, in the original principal amount of Thirty Three Thousand Four Hundred Fifty Seven and 02/100 ($33,457.02) Dollars, with interest from date at a rate per cent per annum on the unpaid balance until paid; there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013, the following described property: All that tract or parcel of land lying and being in Land Lots 395 and 396 of the 12th District and 1st Section of Lumpkin County Georgia, containing 1.09 acres, more or less, as per a plat of survey prepared for Carlton and Jimmy Butler by Georgia Piedmont Ltd., Georgia Registered Surveyors, dated May 14, 1987, recorded in Plat Book 19, Page 40, Lumpkin County Records. Said plat of survey is incorporated herein by reference for a more particular description of the above property. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, easements, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS or a tenant or tenants. UNITED COMMUNITY BANK, as attorney in Fact for ALLEN GARCIA, AMY GARCIA and NELL D. CHILDERS L. Lou Allen Stites & Harbison, PLLC 520 West Main Street Blue Ridge, Georgia 30513 (706) 632-7923 File No. 7484A-03538 THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson (the "Grantor") to Regions Bank (the "Lender") dated September 6, 2002 and recorded September 11, 2002 in Deed Book Y29, Page 268, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated November 14, 2002 and recorded November 22, 2002 in Deed Book J30, Page 61, aforesaid records, as affected by that certain Modification of Security Deed by and between Grantor and Lender dated February 27, 2006 and recorded April 3, 2006 in Deed Book Q37, Page 172, aforesaid records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated February 27, 2006 made payable by Grantor in the maximum principal amount of $591,720.53, together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications, the "Note"); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013 (being October 1, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1147 of the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 5.537 acres, more or less, together with all improvements located thereon, and being more particularly set out on a plat of survey dated February 12, 1997, prepared for Carl Bradley Anderson and Nathan Scott Anderson by Michael Stewart Kelley, Georgia Registered Land Surveyor. This plat is recorded in Plat Book 30, Page 170, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record. The above-described property is commonly known as 306 Crabapple Place, Dahlonega, Lumpkin County, Georgia 30533, according to the present system of numbering property in Lumpkin County, Georgia. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the party in possession of the property is the Grantor or a tenant or tenants claiming through it. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

Georgia, Lumpkin County

Under and by virtue of the Power of Sale contained in that certain Security Deed given by Carl Bradley Anderson and Ritchie Blain Anderson DBA Crabapple II Apartments (the "Grantors") to Regions Bank (the "Lender") dated April 29, 2002 and recorded May 1, 2002 in Deed Book G29, Page 165, Lumpkin County, Georgia official records, as affected by that certain Modification of Security Deed by and between Grantors and Lender dated May 25, 2005 and recorded July 20, 2005 in Deed Book D36, Page 697, aforesaid records (hereinafter referred to as the "Security Deed"), conveying the property described below to secure repayment of (i) that certain Promissory Note dated June 30, 2008 made payable by Grantors in the maximum principal amount of $318,654.20 (the "Note"), together with interest thereon as set forth therein (together with any and all prior notes, amendments or modifications); and (ii) any and all other obligations, debts and liabilities, plus interest thereon, of Grantor to Lender, whether now existing or hereafter arising (together with any and all amendments, assignments or modifications, collectively hereinafter referred to as the "Secured Indebtedness"), there will be sold at public outcry to the highest bidder for cash before the Courthouse door of Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013 (being October 1, 2013) the following described parcel of real property together with all improvements, fixtures, easements, hereditaments, rights, members, appurtenances, and personalty located thereon and described in the Security Deed: All that tract or parcel of land lying and being in Land Lot 1148 in the 12th District, 1st Section of Lumpkin County, Georgia, consisting of 4.10 acres, more or less, and being more fully described and delineated as Tract "B" according to a Plat of Survey prepared September 14, 1989, by Michael L. Scupin, Georgia Registered Surveyor, which is recorded in Plat Book 21, Page 172, Lumpkin County Records and which is incorporated by reference herein. This is the same property which was conveyed to Carl Bradley Anderson and Ritchie Blain Anderson under a Warranty Deed from Hayward Anderson and Joyce Anderson dated December 1, 2000, which is recorded in Deed Book S-26, Pages 145-147, Lumpkin County Records. The property is conveyed along with and subject to the easement rights and reservations set out more fully in said deed. The Secured Indebtedness has been and is hereby accelerated and declared due because of, among other possible events of default, failure to pay the Secured Indebtedness as and when due and in the manner provided in the instruments evidencing the Secured Indebtedness and Security Deed. The Secured Indebtedness remaining in default, the sale will be made for purposes of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (written notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants and matters of record superior to the Security Deed. To the best knowledge and belief of the undersigned, the Grantors or a tenant or tenants claim through them are in possession of the property. REGIONS BANK, Attorney-in-Fact and Agent for Carl Bradley Anderson and Ritchie Blain Anderson Ryan D. Thompson Burr & Forman LLP 420 North 20th Street, Suite 3400 Birmingham, Alabama 35203 Email: rthompso@burr.com Telephone: (205) 458-5397 Facsimile: (205) 714-6979 THE LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF SALE UNDER POWER

State of Georgia, County of LUMPKIN.

Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by CHARLES ELIAS JR AND ANNE MARIE ELIAS to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ("MERS") AS NOMINEE FOR CORNERSTONE LENDERS, LLC , dated 08/13/2008, and Recorded on 09/03/2008 as Book No. 1106 and Page No. 412-420, LUMPKIN County, Georgia records, as last assigned to U.S. BANK NATIONAL ASSOCIATION (the Secured Creditor), by assignment, conveying the after-described property to secure a Note of even date in the original principal amount of $166,815.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the LUMPKIN County Courthouse within the legal hours of sale on the first Tuesday in October, 2013, the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1197 OF THE 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 97, CONTAINING 1.12 ACRES, MORE OR LESS, AND BEING MORE FULLY DESCRIBED AND DELINEATED ACCORDING TO A PLAT OF SURVEY OF UNIT 7 OF THE CHESTERRA SUBDIVISION, PREPARED BY MICHAEL L. SCUPIN, GEORGIA REGISTERED SURVEYOR, WHICH IS RECORDED IN PLAT BOOK 13, PAGE 128, LUMPKIN COUNTY, GEORGIA RECORDS, WHICH RECORDED PLAT IS INCORPORATED HEREIN BY THIS REFERENCE AND MADE A PART OF THIS DESCRIPTION. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). U.S. BANK NATIONAL ASSOCIATION holds the duly endorsed Note and is the current assignee of the Security Deed to the property. U.S. BANK NATIONAL ASSOCIATION, acting on behalf of and, as necessary, in consultation with U.S. BANK NATIONAL ASSOCIATION (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, U.S. BANK NATIONAL ASSOCIATION may be contacted at: U.S. BANK NATIONAL ASSOCIATION, 4801 FREDERICA ST, OWENSBORO, KY 42301, 855-698-7627. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/parties in possession of the subject property known as 434 PINE TRAIL, DAHLONEGA, GEORGIA 30533 is/are: CHARLES ELIAS JR AND ANNE MARIE ELIAS or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. U.S. BANK NATIONAL ASSOCIATION as Attorney in Fact for CHARLES ELIAS JR AND ANNE MARIE ELIAS. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 20120090100648 BARRETT DAFFIN FRAPPIER LEVINE & BLOCK, LLP 15000 Surveyor Boulevard Addison, Texas 75001 Telephone: (972) 341-5398.

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CITATION

GEORGIA, LUMPKIN COUNTY

ESTATE NO. 2013-GM-92

RE: PETITION OF ASHLEY THOMAS FOR TEMPORARY LETTERS OF GUARDIANSHIP OF CHARLIE REYNOLDS, A MINOR DATE OF SECOND PUBLICATION: September 25, 2013

To Chuck Reynolds You are hereby notified that a petition for the appointment of a temporary guardian has been filed regarding the above-named minor. All objections to the Petition described above either to the appointment of a temporary guardian or to the appointment of the petitioners as temporary guardians, must be in writing, setting forth the grounds of any such objections, and must be filed with this Court no later than ten days after the second publication of this notice. All pleadings must be signed before a notary public or Georgia probate court clerk, and filing fees must be tendered with your pleadings, unless you qualify to file as an indigent party. Contact probate court personnel at the below address/telephone number for the required amount of filing fees. **NOTE: If a natural guardian files an objection to the creation of the temporary guardianship, the Petition will be dismissed. If a natural guardian files an objection to the appointment of the petitioners as guardians, or if a parent who is not a natural guardian files an objection to the petition, a hearing on the matter shall be scheduled at a later date. Michael Chastain PROBATE JUDGE By Shelley Wilson PROBATE CLERK 325 Riley Road, Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE OF CHANGE OF CORPORATE NAME

Notice is given that Amended and Restated Articles of Incorporation which will change the name of Camp Glisson, Inc. to North Georgia Camp and Retreat Ministries, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Non-Profit Corporation Code. The registered office of the corporation is located at 690 Camp Glisson Road, Dahlonega, Georgia, 30533.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Patricia Ann Robinson, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to us. This 29th day of August, 2013. Bonnie Jean Robinson 105 West Circle Dahlonega, GA 30533

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STATE OF GEORGIA FULTON COUNTY

NOTICE OF SALE UNDER POWER

By virtue of the power of sale contained in that certain Deed to Secure Debt from Glory Uluocha to Tower Financial Services, Inc., dated August 17, 2007, filed for record September 04, 2007, and recorded in Deed Book 1062, Page 317, Lumpkin County, Georgia Records, said Deed to Secure Debt having been given to secure a Note dated August 17, 2007, in the original principal sum of Three Hundred Ninety Eight Thousand Eighty and 00/100 Dollars ($398,080.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at Lumpkin County, Georgia, within the legal hours of sale on the first Tuesday in October, 2013, the property described on Exhibit "A" attached hereto and incorporated herein by reference. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees. The individual or entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Tower Financial Services, Inc., 3490 Piedmont Road NE, Suite 1450, Atlanta, Georgia, 30305, 404-262-7367. Please understand that the secured creditor is not required to negotiate, amend, or modify the terms of the mortgage instrument. Said property will be sold as the property of Glory Uluocha, (subject to a prior deed to secure debt in favor of Tower Financial Services, Inc. dated August 17, 2007, recorded in Deed Book 1062, Page 317, aforesaid Records), to the outstanding ad valorem taxes and/or assessments, if any, and all easements and restrictions of record, if any, having priority over this Deed to Secure Debt. Attorney-in-Fact for Glory Uluocha Solomon & Jeffries LLP Jeffrey M. Solomon, Esq. 3490 Piedmont Road NE Suite 1450 Atlanta, Georgia 30305 EXHIBIT "A" Legal Description All that tract or parcel of land lying and being in Land lot 784 of the 12th District, 1st Section of Lumpkin County, Georgia, and being more particularly described as follows: To find the true point of beginning, commence at the southeast corner of Land Lot 784; thence North 86 degrees 22 minutes 28 seconds West a distance of 1059.69 feet to the TRUE POINT OF BEGINNING; thence North 78 degrees 13 minutes 17 seconds West a distance of 194.15 feet to a rebar found; thence North 00 degrees 00 minutes 00 seconds East a distance of 176.07 feet to a rebar found along the southern boundary of Oak Grove Road; thence North 72 degrees 46 minutes 20 seconds East along the southern right of way of Oak Grove Road a distance of 190.35 feet to a rebar set; thence South 01 degree 44 minutes 15 seconds East a distance of 272.20 feet to a rebar set and the POINT OF BEGINNING, as shown on that plat of Survey for Glory Uluocha by GEOImage, LLC, John T. Gaston (G.R.P.L.S. 2821), dated August 13, 2007 and being more particularly described as 879 Oak Grove Road according to the present system of numbering houses in Dahlonega, Lumpkin County, Georgia, together with all easement of record.

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APPLICATION FOR BEER/WINE LICENSE

Susan Forester has applied with the Dahlonega City Council for a Beer/Wine License for Smiley's Tavern located at 132B Legion Road, Dahlonega, Georgia 30533.

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NOTICE OF INCORPORATION

Notice is given that the articles of incorporation that will incorporate The Way, The Truth and The Light Community Center have been delivered to the Secretary of State for filing in accordance with the Georgia Nonprofit Corporation Code. The initial registered office of the corporation is located at 280 Bridgestone Way, Dahlonega GA, 30533 and its initial registered agent at such address is Susan L Zimmerman.

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Under and by virtue of the Power of Sale contained in a Security Deed given by Jeffrey Jay Toler and Gail Toler to Midtown Bank & Trust Company, dated November 17, 2006, recorded on January 23, 2007 in Deed Book 1023, Page 633, Lumpkin County, Georgia Records, said Security Deed having been last sold, assigned, transferred and conveyed to CitiMortgage, Inc., successor by merger with ABN AMRO Mortgage Company, Inc. the secured creditor, by Assignment conveying the after-described property to secure a Note in the original principal amount of Two Hundred Fifty-Five Thousand and 00/100 DOLLARS ($255,000.00), with interest thereon as set forth therein, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on October 1, 2013 during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: All that tract or parcel of land lying and being inn Land Lot 44, North half of 13th District, 1st Section, Lumpkin County, Georgia; being Lot 32, containing 5.819 acres, as per plat recorded at Plat Book 1, Page 35, Lumpkin County, Georgia records, which plat is incorporated herein by reference and made a part of this description. Less & Except All that tract or parcel of land lying and being in Deed Book 37, Page 496. Said property is known as 405 Deer Lane, Dawsonville, GA 30534, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold as the property of Jeffrey Jay Toler and Gail Toler, the property, to the best information, knowledge and belief of the undersigned, being presently in the possession of Jeffrey Jay Toler and Gail Toler or a tenant or tenants. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation of the audit of the status of the loan as provided immediately above. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including, without limitation, attorneys' fees. Notice has been given of intention to collect attorneys' fees and other charges in accordance with the terms of the Note secured by said Deed. The balance, if any, will be distributed as provided by law. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage on behalf of the secured creditor, CitiMortgage, Inc., is as follows: CitiMortgage, Inc., 1000 Technology Drive, MS 314, O`Fallon, MO 63368, 866-880-5730. The foregoing notwithstanding, nothing in O.C.G.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. CitiMortgage, Inc. successor by merger with ABN AMRO Mortgage Company, Inc. as Attorney in Fact for Jeffrey Jay Toler and Gail Toler Morris|Hardwick|Schneider, LLC 1303 Hightower Trail, Suite 315 Sandy Springs, Georgia 30350 http://foreclosure.closingsource.net THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application which will be heard by the Dahlonega Planning & Zoning Commission on Monday, October 14, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, November 4, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Sara White for rezoning of 1.249 acres from R1 to B1 to allow for commercial use. Property ID. Tax Map D07 Parcel 023 Property location: 338 North Chestatee Street.

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega has received the following application which will be heard by the Dahlonega Planning & Zoning Commission on Thursday, October 3, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, October 7, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office. Application submitted by Fieldale Farms, Inc. for variance/conditional use to be allowed to use existing property for a Cold Pack Facility. Zoning: R1 Acreage:10.47 Property ID. Tax Map 81 Parcel 014 Property location: 3541 South Chestatee. 1

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NOTICE OF PUBLIC HEARING

Please take notice that the Governing body of the City of Dahlonega is proposing to amend the Zoning Ordinance to allow Bed & Breakfast/Hotel/Motel in the B1 zoning district. The amendment will be heard by the Dahlonega Planning & Zoning Commission on Monday, October 14, 2013 at 7:00 p.m. And Zoning Board of Appeals/City Council on Monday, November 4, 2013 at 6:00 p.m. Both meetings will be held in the City Hall Council Chambers located at 465 Riley Road. All applications are available for review at the City Planning Office.

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NOTICE OF SALE UNDER POWER

GEORGIA, LUMPKIN COUNTY

Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jerome Anthony Massey and Kimberly Lynne Massey to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company, its successors and assigns dated November 12, 2002 in the amount of $170,000.00, and recorded in Deed Book I30, Page 449, Lumpkin County, Georgia Records; as last transferred to Branch Banking and Trust Company by assignment; the undersigned, Branch Banking and Trust Company pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in October, 2013, during the legal hours of sale, at the Courthouse door in Lumpkin County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit: All that tract or parcel of land lying and being in Land Lot 898, 11th District, 1st Section, Lumpkin County, Georgia and being fully described by a plat prepared by Precision Land Services, Georgia Registered Land Surveyor, dated: May 18, 1999 and as per said plat, the property contains 1.18 acres, more or less, the subject plat being of record in Cabinet One, Slide 32, Plat 38B, Lumpkin County Records. said plat is hereby incorporated by reference. This conveyance is made subject to easements for public roads and utilities now in use. This conveyance is made subject to any easements of records or easements located on the property above described. which has the property address of 89 Cedar Mountain Road, Dahlonega, Georgia, together with all fixtures and other personal property conveyed by said deed. The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed. Notice has been given of intention to collect attorneys' fees in accordance with the terms of the note secured by said deed. Notice has been also given, in writing and by certified mail, return receipt requested, to the borrower, of the name, address, and telephone number of the individual or entity who shall have full authority to negotiate, amend, and modify all terms of the Security Deed and the note thereby secured in accordance with O.C.G.A. Section 44-14-162.2(a). Said property will be sold as the property of Jerome Anthony Massey and Kimberly Lynne Massey and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed. Pursuant to O.C.G.A. 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend, or modify all terms of the above-described mortgage is as follows: Branch Banking and Trust Co. PO Box 2067 Greenville, SC 29602-2067 Phone Number: 800-827-3722. The foregoing notwithstanding, nothing in O.G.C.A. 44-14-162.2 shall require the secured creditor to negotiate, amend or modify the terms of the mortgage instrument. Branch Banking and Trust Company Attorney in Fact for Jerome Anthony Massey and Kimberly Lynne Massey McCurdy & Candler, L.L.C. (404) 373-1612 www.mccurdycandler.com The Dahlonega Nugget Publication Dates: 09-04-2013, 09-11-2013, 09-18-2013, 09-25-2013 File No. 13-02457 /FHLMC/mtucker THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR AND IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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PETITION FOR LETTERS OF ADMINISTRATION NOTICE

Probate Court, County of Lumpkin, State of Georgia

Re:Estate of Stephen Brent Waters, Deceased

Estate No-2013-LA-85

Darlene R. Waters has petitioned to be appointed Administrator of the estate of Stephen Brent Waters, deceased, of said County. The petitioner has also applied for waiver of bond and/or grant of certain powers contained in O.C.G.A. §53-12-261. All interested parties are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before September 30, 2013. All pleadings/objections must be signed under oath before a notary public or before a probate court clerk, and filing fees must be tendered with your pleadings/objections, unless you qualify to file as an indigent party. Contact probate court personnel at the following address/telephone number for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Michael A. Chastain Probate Judge by:Shelley Wilson Probate Clerk 325 Riley Road,Room-122 Dahlonega, Georgia 30533 706-864-3847

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN

All creditors of the Estate of Michael Kelly Goodwin, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 10th day of September 2013 Karon Gerchman Executor/Administrator 3990 Pointe Vecchio Circle Cumming GA 30041

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NOTICE

In the Superior Court of Lumpkin County State of Georgia In re: Marlie Sue Marlow, minor child Civil Action File No: 13-CV-415-RG Georgia, Lumpkin County Notice is hereby given that Miranda Lauren Clawson, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia, on the 10th day of September, 2013, praying for a change in the name of the minor child from Marlie Sue Marlow to Marlie Sue Clawson. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Stroud P. Stacy Attorney Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE FOR SERVICE BY PUBLICATION

Petition for Name Change of a Minor Child Filed on September 10, 2013 Service by Publication ordered on September 11, 2013

To: Brandon Payne The above-styled Petition to Change the Name of Marlie Sue Marlow was filed by Miranda Lauren Clawson on September 10, 2013. By Order dated September 11, 2013, this Court ordered that service of process upon you be had by publication, all as provided by law. You are hereby required to file with the Clerk of this Court and to serve upon Petitioner's attorney, Stroud P. Stacy at P. O. Box 610, Dahlonega, Georgia 30533, a response to the Petition within sixty (60) days from the date of the Order for service by publication as set forth above. Witness the Honorable Raymond George, Judge of the Superior Court of Lumpkin County, Georgia. This 11th day of September, 2013. by: Rita Harkins Clerk of Superior Court Lumpkin County, Georgia

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NOTICE OF SALE

GEORGIA, LUMPKIN COUNTY

Because of the default in the payment of a note executed by Osage Financial Corporation secured by a deed to secure debt executed by Osage Financial Corporation to J. Bob Pickelsimer and Virginia Pickelsimer dated May 9, 2001, and recorded in the Clerk's Office of Lumpkin County, Georgia, in Deed Book M27, pages 255-260, last transferred and assigned to J. Bob Pickelsimer, the undersigned has declared the full unpaid amount of the indebtedness secured by said deed due and payable, and acting under the power of sale contained in said deed, for the purpose of paying said indebtedness, will on the first Tuesday in October, 2013 during the legal hours of sale at the Courthouse in Lumpkin County, Georgia, sell at public outcry to the highest bidder for cash, the land described in said deed, to wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 896, 12th DISTRICT, 1st SECTION, CITY OF DAHLONEGA, LUMPKIN COUNTY, GEORGIA AND BEING FULLY DESCRIBED BY A PLAT PREPARED BY M. C. WICHT, GEORGIA REGISTERED LAND SURVEYOR, DATED AUGUST 12, 1985: AND AS PER SAID PLAT, THE PROPERTY BEING LOT 3, LAUREL HILL HEIGHTS. THE SUBJECT PLAT BEING OF RECORD IN PLAT BOOK 12, PAGE 202, LUMPKIN COUNTY RECORDS. SAID PLAT IS HEREBY INCORPORATED BY REFERENCE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS FOR PUBLIC ROADS AND UTILITIES NOW IN USE. THIS CONVEYANCE IS MADE TOGETHER WITH AND SUBJECT TO ANY EASEMENTS OF RECORD. To the best knowledge and belief of the undersigned, the physical address of the above described property is 65 LAUREL HEIGHTS, DAHLONEGA, GA. 30533. Notice has been given of intention to collect attorney's fees in accordance with the terms of the note secured by said deed to secure debt. This sale will be held subject to any unpaid taxes or other assessments which may be liens against said property. Said property will be sold as the property of Osage Financial Corporation, and the proceeds of said sale shall be applied first to the payment in full of said indebtedness, next, to the payment of all expenses connected with said sale, and the remainder, if any, shall be paid as provided in said deed to secure debt. J. Bob Pickelsimer, as Attorney in fact for Osage Financial Corporation Angela Clark, Attorney at Law P.O. Box 611 Dahlonega, GA 30533

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by that certain Security Deed, dated June 9, 2009, executed by Pamela Goode to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as nominee for Vision Mortgage Resources, Inc., recorded in Deed Book 1134, Page 698, Lumpkin County, Georgia Deed Records, and securing a Note in the original principal amount of $205,500.00, said Security Deed last having been assigned to Green Tree Servicing LLC, the current holder thereof, has declared the entire amount of said indebtedness evidenced by the Note immediately due and payable and, pursuant to the power of sale contained in said Security Deed, will, on the first Tuesday in October, 2013, to-wit: October 1, 2013, during the legal hours of sale, before the Lumpkin County Courthouse door, sell at public outcry to the highest bidder for cash, the following described real property: All that tract or parcel of land lying and being in Land Lot 126 of the 11th District, originally Hall now Lumpkin County, Georgia, consisting of 1.505 acres, more or less, together with all improvements located thereon, and being more particularly set out as Lot 28 of the Laurel Forest Subdivision on a plat of survey dated October 31, 2003, revised November 6, 2003, prepared by Richard J. Webb, Georgia Registered Land Surveyor. This plat is recorded in Plat Cabinet 1, Slide 94, Plats 76-78, Lumpkin County Records, and is incorporated herein by reference for a more detailed description. This property is conveyed subject to all easements for roads and utilities in use or of record. The aforedescribed real property is also known as 63 Lake Laurel Court, Dahlonega, GA 30533, according to the present system of numbering houses in Lumpkin County, Georgia. This sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit as to the amount and status of the loan with the holder of the Security Deed, including but not limited to, a determination that the borrower has not reinstated the loan prior to the foreclosure sale. The name, address and telephone number of the individual or entity with full authority to negotiate, amend and modify all terms of the Note and Security Deed is Green Tree Servicing LLC, Attn: Loss Mitigation, 7360 S. Kyrene Road, Mail Stop P-214, Tempe, AZ 85283. The telephone number is (877) 337-4141. The fax number is (877) 265-9717. Said real property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the real property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Upon information and belief, said real property is presently in the possession or control of PAMELA GOODE A/K/A PAMELA B. GOODE and the proceeds of said sale will be applied to the payment of said indebtedness and all the expenses of said sale, including attorney's fees, all as provided in said Security Deed and the excess proceeds, if any, will be distributed as provided by law. GREEN TREE SERVICING LLC as Attorney-in-Fact for PAMELA GOODE David W. Adams, Esquire Ellis, Painter, Ratterree & Adams LLP 2 East Bryan Street, Suite 1001 Savannah, Georgia 31401 (912) 233-9700 THIS LAW FIRM MAY BE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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NOTICE TO DEBTORS AND CREDITORS

STATE OF GEORGIA COUNTY OF LUMPKIN All creditors of the Estate of Paulette Georgette Bowden, deceased, late of said county and state, are hereby notified to render in their demands to the undersigned according to law, and all persons indebted to the Estate are required to make immediate payment to us. This 9th day of September, 2013 Melani Hull, Administrator Po Box 773 Murrayville GA 30564

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IN THE SUPERIOR COURT OF LUMPKIN COUNTY

STATE OF GEORGIA

IN RE: RICHARD DAVID LANGLOIS Petitioner

CIVIL ACTION FILE NO. 13-CV-414-MM

NOTICE OF NAME CHANGE Georgia, Lumpkin County Notice is hereby given that Richard David Langlois, the undersigned, filed a petition in the Superior Court of Lumpkin County, Georgia on the 10th day of September, 2013, praying for a change in name of the petitioner from Richard David Langlois to Richard David Moore. Notice is hereby given pursuant to law any interested or affected party to appear in said Court and to file objections to said name change. Objections must be filed with said Court within 30 days of filing said petition. This 10th day of September, 2013. Richard David Langlois Petitioner Rita Harkins, Clerk of Superior Court Lumpkin County, Georgia

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Ronald C. Treadaway, Jr. to Mortgage Electronic Registration Systems, Inc. as nominee for Regions Bank d/b/a Regions Mortgage, and its successors and assigns dated October 22, 2009, and recorded in Deed Book 1145, Page 204, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to Regions Bank DBA Regions Mortgage by Assignment, securing a Note in the original principal amount of $114,048.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 1, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOTS 465 AND 466, 12TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA, BEING LOT 12 OF ROYAL OAKS SUBDIVISION, RECORDED IN PLAT CABINET 1, SLIDE 81, PAGES 10-12, LUMPKIN COUNTY, GEORGIA RECORDS. Said property is known as 184 Royal Oaks Lane, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Ronald C. Treadaway, Jr., successor in interest or tenant(s). Regions Bank DBA Regions Mortgage as Attorney-in-Fact for Ronald C. Treadaway, Jr. File no. 12-035613 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100?Atlanta, GA 30341-3941 (770) 220-2535/CH www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]

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STATE OF GEORGIA COUNTY OF LUMPKIN

NOTICE OF SALE UNDER POWER

Because of a default in the payment of the indebtedness secured by a Security Deed executed by Vicky Ann Keeton to Mortgage Electronic Registration Systems, Inc. as nominee for Branch Banking and Trust Company Lenders Corporation dated November 17, 2006, and recorded in Deed Book 1193, Page 626, Lumpkin County Records, said Security Deed having been last sold, assigned, transferred and conveyed to DLJ Mortgage Capital, Inc by Assignment, securing a Note in the original principal amount of $270,000.00, the holder thereof pursuant to said Deed and Note thereby secured has declared the entire amount of said indebtedness due and payable and, pursuant to the power of sale contained in said Deed, will on the first Tuesday, October 1, 2013, during the legal hours of sale, before the Courthouse door in said County, sell at public outcry to the highest bidder for cash, the property described in said Deed, to-wit: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 1042 OF THE 11TH DISTRICT, 1ST SECTION, LUMPKIN COUNTY, GEORGIA AND BEING TRACT 24-A OF RANCH MOUNTAIN ESTATES F/K/A TRAHLYTA TRACE SUBDIVISION AS DESCRIBED IN PLAT BOOK 22, PAGE 34 OF THE LUMPKIN COUNTY, GEORGIA CLERK OF THE SUPERIOR COURT RECORDS, BEING 2.5 ACRES AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE SOUTHERN LINE OF LAND LOT 1042 AND RUNNING THENCE NORTHWESTERLY 535.51 FEET ALONG THE RIGHT OF WAY OF TRAILYTA TRACE PLACE RUNNING THENCE SOUTH 54 DEGREES, 28 MINUTES, 07 SECONDS EAST A DISTANCE OF 185.21 FEET TO AN IRON PIN FOUND AND THE TRUE POINT OF BEGINNING, RUNNING THENCE NORTH 73 DEGREES, 19 MINUTES, 57 SECONDS WEST , A DISTANCE OF 309.27 FEET TO AN IRON PIN FOUND, RUNNING THENCE NORTH 16 DEGREES, 38 MINUTES, 47 SECONDS EAST, A DISTANCE OF 359.26 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 81 DEGREES, 14 MINUTES, 18 SECONDS EAST, A DISTANCE OF 67.79 FEET TO A IRON PIN FOUND, RUNNING THENCE SOUTH 82 DEGREES, 15 MINUTES, 16 SECONDS EAST, A DISTANCE OF 57.98 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 89 DEGREES 21 MINUTES, 12 SECONDS EAST, A DISTANCE OF 58.05 FEET TO AN IRON PIN FOUND, RUNNING THENCE NORTH 89 DEGREES, 37 MINUTES, 01 SECOND EAST, A DISTANCE 78.20 FEET TO AN IRON PIN FOUND, RUNNING THENCE SOUTH 09 DEGREES, 13 MINUTES, 30 SECONDS WEST, A DISTANCE OF 420.07 FEET TO THE POINT OF BEGINNING, AS SHOWN ON THAT PLAT OF SURVEY PREPARED FOR VICKY KEETON PREPARED TECHNICAL LAND SURVEYORS, INC D/B/A RICHARD WEBB & ASSOCIATES DATED FEBRUARY 28, 2005 Said property is known as 105 Ranch Mountain Court, Dahlonega, GA 30533, together with all fixtures and personal property attached to and constituting a part of said property, if any. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The proceeds of said sale will be applied to the payment of said indebtedness and all expenses of said sale as provided in said Deed, and the balance, if any, will be distributed as provided by law. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the secured creditor. The property is or may be in the possession of Vicky Ann Keeton, successor in interest or tenant(s). DLJ Mortgage Capital, Inc as Attorney-in-Fact for Vicky Ann Keeton File no. 13-041240 SHAPIRO, SWERTFEGER & HASTY, LLP* Attorneys and Counselors at Law 2872 Woodcock Blvd., Suite 100 Atlanta, GA 30341-3941 (770) 220-2535/AB HYPERLINK "http://www.swertfeger.net" www.swertfeger.net *THE LAW FIRM IS ACTING AS A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. [FC-NOS]
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